From 264cbcee12a68a782efece8c754d841c29072b45 Mon Sep 17 00:00:00 2001
From: dctouch <support@dctouch.ru>
Date: Tue, 5 May 2026 12:05:11 +0300
Subject: [PATCH] =?UTF-8?q?Open-World:=20=D0=B7=D0=B0=D0=BA=D1=80=D0=B5?=
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---
 .../21 - current_status_canon_2026-05-01.md   |  5 +--
 ...rld_bounded_autonomy_breadth_2026-05-01.md | 23 ++++++++++++++
 .../11 - architecture_turnaround/README.md    |  3 +-
 .../dist/services/addressIntentResolver.js    | 15 +++++++++
 .../services/address_runtime/composeStage.js  |  9 ++++--
 .../assistantMcpDiscoveryTurnInputAdapter.js  | 13 +++++++-
 .../services/assistantTurnMeaningPolicy.js    | 17 ++++++++++
 .../src/services/addressIntentResolver.ts     | 27 ++++++++++++++++
 .../services/address_runtime/composeStage.ts  | 10 ++++--
 .../assistantMcpDiscoveryTurnInputAdapter.ts  | 24 +++++++++++++-
 .../services/assistantTurnMeaningPolicy.ts    | 28 +++++++++++++++++
 .../tests/addressQueryRuntimeM23.test.ts      |  9 ++++++
 ...istantMcpDiscoveryTurnInputAdapter.test.ts | 31 +++++++++++++++++++
 .../tests/assistantTurnMeaningPolicy.test.ts  | 10 ++++++
 14 files changed, 215 insertions(+), 9 deletions(-)

diff --git a/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md b/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md
index 5e6ccf7..4d8924b 100644
--- a/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md	
+++ b/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md	
@@ -33,8 +33,9 @@ If another document says `78%`, `87%`, `92%`, or `85%` for a module that is now
 - Completed active slice: `Business Overview Yearly Operating-Flow Proxy Bridge`: business overview now derives annual incoming/outgoing/net buckets from confirmed money-flow rows and can name the strongest incoming year and best operating-net year without claiming profit or P&L.
 - Completed active slice: `Business Overview Earnings Wording Arbitration Bridge`: organization-level earnings/best-year/overall-turnover wording now routes to `business_overview` instead of the exact customer-value lane, while explicit customer/counterparty wording remains in `customer_revenue_and_payments`.
 - Completed active slice: `Business Overview Profit/Margin Wording Boundary Bridge`: organization-level profit, margin, financial-result, and P&L wording now routes to `business_overview` with clean-profit boundary wording, while explicit customer/item/contract routes still use exact recipes.
+- Completed active slice: `Business Overview Debt Due-Date Boundary Bridge`: organization-level overdue debt, debt quality, debt aging, due-date, and credit-risk wording now routes to `business_overview`, while explicit buyer/debtor lists stay in exact receivables routes with a due-date proof boundary.
 - Next active slice: continue breadth into exact company-wide accounting profit/margin, real due-date debt aging, confirmed inventory reserve/write-off/liquidation evidence, and broader unfamiliar 1C route families only where reviewed evidence routes exist.
-- Active module progress: `~93% (Open-World Bounded Autonomy Breadth)`.
+- Active module progress: `~94% (Open-World Bounded Autonomy Breadth)`.
 
 ## Reporting Rule
 
@@ -71,7 +72,7 @@ The project is not yet a universal arbitrary-1C agent.
 
 Remaining work belongs to the next breadth module:
 
-- extend `business_overview` beyond money-flow/activity, customer and supplier concentration, yearly operating-flow dynamics, explicit profit/margin wording boundaries, explicit-period VAT/tax, as-of-date debt position, open-settlement concentration, contract-date debt age, debt staleness-risk proxy, as-of-date inventory position, trading-margin proxy, sales-to-stock inventory proxy, and warehouse staleness-risk proxy into separately proven exact accounting profit/margin, due-date debt aging/overdue, and confirmed reserve/write-off/liquidation inventory evidence families;
+- extend `business_overview` beyond money-flow/activity, customer and supplier concentration, yearly operating-flow dynamics, explicit profit/margin wording boundaries, explicit debt due-date wording boundaries, explicit-period VAT/tax, as-of-date debt position, open-settlement concentration, contract-date debt age, debt staleness-risk proxy, as-of-date inventory position, trading-margin proxy, sales-to-stock inventory proxy, and warehouse staleness-risk proxy into separately proven exact accounting profit/margin, due-date debt aging/overdue, and confirmed reserve/write-off/liquidation inventory evidence families;
 - broader dynamic schema traversal for unfamiliar 1C asks;
 - more primitive descriptors where live evidence proves a real gap;
 - more replay-backed domain packs that start from user business meaning, not from route convenience;
diff --git a/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md b/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md
index 6a660ec..1ed6a4c 100644
--- a/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md	
+++ b/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md	
@@ -577,3 +577,26 @@ Local validation is accepted for this slice:
 - `npm.cmd run build`: passed.
 
 Graphify rebuild after Slice 19 code/doc sync: `6052 nodes`, `13187 edges`, `138 communities`.
+
+## Slice 20 - Business Overview Debt Due-Date Boundary Bridge
+
+This slice tightens the debt-side boundary for overdue/due-date wording.
+
+The runtime still does not have a reviewed payment-term/due-date aging route. It has confirmed debt position, open-settlement concentration, contract-date age signal, and debt staleness-risk proxy. Therefore the correct behavior is to route organization-level overdue/due-date questions to `business_overview` and keep due-date aging as an explicit unproved family, while exact buyer/debtor lists remain available as bounded 62/76 shortlists.
+
+Implemented now:
+
+- turn meaning policy treats organization-level overdue debt, debt quality, debt aging, due-date, and credit-risk wording as `broad_business_evaluation` when the user is asking about the company as a whole;
+- the discovery turn-input adapter promotes the same company-level wording into `business overview evidence with bounded analyst interpretation`;
+- the address intent resolver defers organization-level due-date/overdue wording with `unicode_business_overview_debt_due_date_deferred_to_discovery`;
+- explicit party/list wording such as "какие покупатели пока не оплатили" stays in the existing receivables exact lane;
+- exact receivables debt-aging/list answers now include a user-facing proof boundary: 62/76 age/tail evidence is not confirmed contractual overdue or due-date aging without payment terms from contracts.
+
+This is a boundary and arbitration slice, not a true overdue engine. It prevents old exact debt routes from overclaiming while preserving the useful receivables shortlist and the richer business-overview staleness proxy.
+
+Local validation is accepted for this slice:
+
+- `npm.cmd test -- assistantTurnMeaningPolicy.test.ts assistantMcpDiscoveryTurnInputAdapter.test.ts addressQueryRuntimeM23.test.ts`: passed `501` with `6` skipped.
+- `npm.cmd run build`: passed.
+
+Graphify rebuild after Slice 20 code/doc sync: `6056 nodes`, `13195 edges`, `139 communities`.
diff --git a/docs/ARCH/11 - architecture_turnaround/README.md b/docs/ARCH/11 - architecture_turnaround/README.md
index a8fbaac..cb1d5c8 100644
--- a/docs/ARCH/11 - architecture_turnaround/README.md	
+++ b/docs/ARCH/11 - architecture_turnaround/README.md	
@@ -68,6 +68,7 @@ Status canon for planning:
 - The current completed breadth slice is `Business Overview Yearly Operating-Flow Proxy Bridge`: company analysis now builds annual incoming/outgoing/net buckets from confirmed money-flow rows and names strongest years as operating-flow proxy, not profit or full P&L.
 - The current completed breadth slice is `Business Overview Earnings Wording Arbitration Bridge`: organization-level earnings, best-year, and overall-turnover wording now reaches `business_overview` instead of the exact customer-value route, while explicit customer/counterparty ranking remains unchanged.
 - The current completed breadth slice is `Business Overview Profit/Margin Wording Boundary Bridge`: organization-level profit, margin, financial-result, and P&L wording now reaches `business_overview` with explicit clean-profit boundaries, while explicit customer/item/contract routes remain unchanged.
+- The current completed breadth slice is `Business Overview Debt Due-Date Boundary Bridge`: organization-level overdue debt, debt quality, debt aging, due-date, and credit-risk wording now reaches `business_overview`, while explicit buyer/debtor lists stay in exact receivables routes with a due-date proof boundary.
 - The next active breadth slice continues breadth into exact company-wide accounting profit/margin, real due-date debt aging, confirmed reserve/write-off/liquidation inventory evidence, and broader unfamiliar 1C route families without relaxing truth boundaries.
 - The short source of truth for status wording is [21 - current_status_canon_2026-05-01.md](./21%20-%20current_status_canon_2026-05-01.md).
 
@@ -133,7 +134,7 @@ Current honest status:
 - pre-multidomain readiness: `~90%`
 - bounded-autonomy foundation readiness: `~89%`
 - open-world bounded-autonomy readiness: `~87%`
-- active Open-World Bounded Autonomy Breadth progress: `~93%`, with business-overview evidence fusion, the reviewed `business_overview` catalog/data-need/planner route-fabric slice, the fresh multi-probe runtime bridge, the explicit-period VAT/tax fact-family bridge, the explicit-period debt-position bridge, the explicit-date inventory-position bridge, the open-settlement quality bridge accepted by live semantic replay, selected-item profitability bridged by local semantic/runtime regression tests, contract-date debt age bridged locally, debt staleness-risk proxy bridged locally, supplier concentration proxy bridged locally, yearly operating-flow proxy bridged locally, earnings/best-year wording arbitration bridged locally, profit/margin wording boundary arbitration bridged locally, analyst synthesis added to business-overview answer drafting, company-period trading margin proxy bridged locally, inventory sales-to-stock proxy bridged locally, inventory staleness-risk proxy bridged locally, and gap-specific answer shaping bridged locally; exact accounting profit/margin, true due-date debt aging/overdue, confirmed vendor-risk/procurement-quality analysis, and confirmed reserve/write-off/liquidation inventory evidence are still pending
+- active Open-World Bounded Autonomy Breadth progress: `~94%`, with business-overview evidence fusion, the reviewed `business_overview` catalog/data-need/planner route-fabric slice, the fresh multi-probe runtime bridge, the explicit-period VAT/tax fact-family bridge, the explicit-period debt-position bridge, the explicit-date inventory-position bridge, the open-settlement quality bridge accepted by live semantic replay, selected-item profitability bridged by local semantic/runtime regression tests, contract-date debt age bridged locally, debt staleness-risk proxy bridged locally, debt due-date boundary arbitration bridged locally, supplier concentration proxy bridged locally, yearly operating-flow proxy bridged locally, earnings/best-year wording arbitration bridged locally, profit/margin wording boundary arbitration bridged locally, analyst synthesis added to business-overview answer drafting, company-period trading margin proxy bridged locally, inventory sales-to-stock proxy bridged locally, inventory staleness-risk proxy bridged locally, and gap-specific answer shaping bridged locally; exact accounting profit/margin, true due-date debt aging/overdue, confirmed vendor-risk/procurement-quality analysis, and confirmed reserve/write-off/liquidation inventory evidence are still pending
 - Post-F semantic integrity module progress: `~99%` operationally closed, with remaining risk now treated as next-slice discovery rather than an open blocker inside the closed slice
 - active inventory-stock breadth slice progress: `100%` for the declared scenario pack, not for arbitrary inventory questions
 - Planner Autonomy Consolidation progress: `100%` for the declared module, with catalog-fabric, value-flow arbitration, lifecycle bounded inference, broad-evaluation bridge, inventory catalog templates, inventory runtime-boundary honesty, exact inventory recipe bridging, unambiguous metadata-surface lane inference, catalog chain-template scoring, structured chain-match contract exposure, runtime/debug propagation, subject-aware bidirectional comparison arbitration, structured catalog-alignment verdicts, representative alignment regression guard, catalog-alignment reason-code telemetry, explicit `alignment_status` propagation, truth-harness/acceptance-matrix surfacing, soft divergence warning, `catalog_alignment_ok` acceptance invariant, step-level expected catalog-alignment assertions, phase66 and phase32 spec alignment expectations, AGENT source-catalog surfacing, generated phase83 mixed planner-brain replay spec, checked-source user-facing error sanitation, surface-grounded catalog promotion, and guarded live phase83 acceptance validated. Broader unfamiliar 1C asks are now next-module breadth work rather than an open blocker inside this declared slice
diff --git a/llm_normalizer/backend/dist/services/addressIntentResolver.js b/llm_normalizer/backend/dist/services/addressIntentResolver.js
index 86228ff..d5759f3 100644
--- a/llm_normalizer/backend/dist/services/addressIntentResolver.js
+++ b/llm_normalizer/backend/dist/services/addressIntentResolver.js
@@ -1493,6 +1493,18 @@ function hasOrganizationLevelEarningsOverviewBridgeSignal(text) {
         /(?:\u043a\u0430\u043a\w*|\u0441\u043a\u043e\u043b\u044c\u043a\u043e|\u0441\u043a\u043e\u043a\w*|\u043f\u043e\u043a\u0430\u0436|\u0434\u0430\u0439|\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043c\u044b\b|\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u0432\u043e\u043e\u0431\u0449\u0435|(?:19|20)\d{2}|all\s+time|what|which|how\s+much|show|give|company|business|organization|our|we|us)/iu.test(normalized);
     return hasYearRankingCue || hasCompanyEarningsCue || hasCompanyProfitMarginCue;
 }
+function hasOrganizationLevelDebtDueDateOverviewBridgeSignal(text) {
+    const normalized = String(text ?? "").trim().toLowerCase();
+    if (!normalized) {
+        return false;
+    }
+    if (/(?:\u043a\u0442\u043e|\u043a\u043e\u043c\u0443|\u043a\u0430\u043a\u0438\u0435\s+(?:\u043f\u043e\u043a\u0443\u043f\u0430\u0442\u0435\u043b|\u043a\u043b\u0438\u0435\u043d\u0442|\u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442|\u0437\u0430\u043a\u0430\u0437\u0447\u0438\u043a|\u0434\u043e\u043b\u0436\u043d\u0438\u043a)|who\b|which\s+(?:customers|clients|counterparties|debtors))/iu.test(normalized)) {
+        return false;
+    }
+    const hasDueDateDebtCue = /(?:\u043f\u0440\u043e\u0441\u0440\u043e\u0447\w*|\u0441\u0440\u043e\u043a\w*\s+\u043e\u043f\u043b\u0430\u0442|\u0441\u0440\u043e\u043a\u0438\s+\u0434\u0430\u0432\u043d\u043e\s+\u043f\u0440\u043e\u0448|\u0434\u043e\u043b\u0433\w*\s+aging|\u043a\u0430\u0447\u0435\u0441\u0442\u0432\w*\s+\u0434\u043e\u043b\u0433|\u0434\u043e\u043b\u0433\w*\s+\u043a\u0430\u0447\u0435\u0441\u0442\u0432|due[-\s]?date|overdue|debt\s+aging|debt\s+quality|credit\s+risk)/iu.test(normalized);
+    const hasCompanyScopeCue = /(?:\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043f\u043e\s+\u043a\u043e\u043c\u043f\u0430\u043d|\u043a\u043e\u043c\u043f\u0430\u043d|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0431\u0438\u0437\u043d\u0435\u0441|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u043e\u0431\u0449\w*|\u043a\u0430\u043a\w*|\u043f\u043e\u043a\u0430\u0436|\u0434\u0430\u0439|\u0441\u0440\u0435\u0437|\u0430\u043d\u0430\u043b\u0438\u0437|(?:19|20)\d{2}|company|business|organization|overall|our|we|us|show|give|analysis)/iu.test(normalized);
+    return hasDueDateDebtCue && hasCompanyScopeCue;
+}
 function hasSpecificCounterpartyRevenueBridgeSignal(text) {
     const normalized = String(text ?? "").trim().toLowerCase();
     if (!normalized) {
@@ -1653,6 +1665,9 @@ function resolveUnicodeAddressIntentBridge(text) {
     if (hasOrganizationLevelEarningsOverviewBridgeSignal(normalized)) {
         return unicodeBridgeResolution("unknown", "high", "unicode_business_overview_earnings_deferred_to_discovery");
     }
+    if (hasOrganizationLevelDebtDueDateOverviewBridgeSignal(normalized)) {
+        return unicodeBridgeResolution("unknown", "high", "unicode_business_overview_debt_due_date_deferred_to_discovery");
+    }
     if (hasBidirectionalValueFlowComparisonSignal(normalized)) {
         return unicodeBridgeResolution("unknown", "high", "unicode_bidirectional_value_flow_deferred_to_discovery");
     }
diff --git a/llm_normalizer/backend/dist/services/address_runtime/composeStage.js b/llm_normalizer/backend/dist/services/address_runtime/composeStage.js
index 325bc17..cc048c4 100644
--- a/llm_normalizer/backend/dist/services/address_runtime/composeStage.js
+++ b/llm_normalizer/backend/dist/services/address_runtime/composeStage.js
@@ -311,6 +311,9 @@ function hasReceivablesDebtAgingFocus(userMessage) {
     const hasCounterpartySignal = /(?:заказчик|клиент|покупател|контрагент|должник|counterpart|customer|client|buyer)/iu.test(text);
     return hasDebtSignal && hasLongevitySignal && hasCounterpartySignal;
 }
+function receivablesDueDateBoundaryLine() {
+    return "Граница доказанности: это возрастной сигнал/хвост дебиторки по 62/76, а не подтвержденная договорная просрочка или due-date aging; для due-date нужны сроки оплаты из договора или условий оплаты.";
+}
 function formatAgeYearsMonthsDays(daysRaw) {
     const safeDays = Math.max(0, Math.floor(daysRaw));
     const years = Math.floor(safeDays / 365);
@@ -3229,7 +3232,8 @@ function composeFactualReplyBody(intent, rows, options = {}) {
                 "Проверил должников по сроку жизни задолженности (контур 62/76).",
                 `Дата среза: ${formatDateRu(asOfDate)}.`,
                 `Строк в выборке: ${rows.length}.`,
-                `Контрагентов с сигналом: ${aging.length}.`
+                `Контрагентов с сигналом: ${aging.length}.`,
+                receivablesDueDateBoundaryLine()
             ];
             if (aging.length > 0) {
                 lines.push("Приоритет ручной проверки (по возрасту долга, по убыванию):");
@@ -3255,7 +3259,8 @@ function composeFactualReplyBody(intent, rows, options = {}) {
         const lines = [
             "Проверил покупателей с признаками затянутой оплаты (контур 62/76).",
             `Строк в выборке: ${rows.length}.`,
-            `Контрагентов с сигналом: ${counterparties.length}.`
+            `Контрагентов с сигналом: ${counterparties.length}.`,
+            receivablesDueDateBoundaryLine()
         ];
         if (counterparties.length > 0) {
             lines.push("Приоритет ручной проверки (по сумме/частоте хвостов):");
diff --git a/llm_normalizer/backend/dist/services/assistantMcpDiscoveryTurnInputAdapter.js b/llm_normalizer/backend/dist/services/assistantMcpDiscoveryTurnInputAdapter.js
index 3ae38ce..0092a00 100644
--- a/llm_normalizer/backend/dist/services/assistantMcpDiscoveryTurnInputAdapter.js
+++ b/llm_normalizer/backend/dist/services/assistantMcpDiscoveryTurnInputAdapter.js
@@ -524,8 +524,19 @@ function hasOrganizationLevelEarningsOverviewSignal(text) {
         /(?:\u043a\u0430\u043a\w*|\u0441\u043a\u043e\u043b\u044c\u043a\u043e|\u0441\u043a\u043e\u043a\w*|\u043f\u043e\u043a\u0430\u0436|\u0434\u0430\u0439|\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043c\u044b\b|\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u0432\u043e\u043e\u0431\u0449\u0435|(?:19|20)\d{2}|all\s+time|what|which|how\s+much|show|give|company|business|organization|our|we|us)/iu.test(text);
     return hasYearRankingCue || hasCompanyEarningsCue || hasCompanyProfitMarginCue;
 }
+function hasOrganizationLevelDebtDueDateOverviewSignal(text) {
+    if (!text) {
+        return false;
+    }
+    if (/(?:\u043a\u0442\u043e|\u043a\u043e\u043c\u0443|\u043a\u0430\u043a\u0438\u0435\s+(?:\u043f\u043e\u043a\u0443\u043f\u0430\u0442\u0435\u043b|\u043a\u043b\u0438\u0435\u043d\u0442|\u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442|\u0437\u0430\u043a\u0430\u0437\u0447\u0438\u043a|\u0434\u043e\u043b\u0436\u043d\u0438\u043a)|who\b|which\s+(?:customers|clients|counterparties|debtors))/iu.test(text)) {
+        return false;
+    }
+    const hasDueDateDebtCue = /(?:\u043f\u0440\u043e\u0441\u0440\u043e\u0447\w*|\u0441\u0440\u043e\u043a\w*\s+\u043e\u043f\u043b\u0430\u0442|\u0441\u0440\u043e\u043a\u0438\s+\u0434\u0430\u0432\u043d\u043e\s+\u043f\u0440\u043e\u0448|\u0434\u043e\u043b\u0433\w*\s+aging|\u043a\u0430\u0447\u0435\u0441\u0442\u0432\w*\s+\u0434\u043e\u043b\u0433|\u0434\u043e\u043b\u0433\w*\s+\u043a\u0430\u0447\u0435\u0441\u0442\u0432|due[-\s]?date|overdue|debt\s+aging|debt\s+quality|credit\s+risk)/iu.test(text);
+    const hasCompanyScopeCue = /(?:\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043f\u043e\s+\u043a\u043e\u043c\u043f\u0430\u043d|\u043a\u043e\u043c\u043f\u0430\u043d|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0431\u0438\u0437\u043d\u0435\u0441|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u043e\u0431\u0449\w*|\u043a\u0430\u043a\w*|\u043f\u043e\u043a\u0430\u0436|\u0434\u0430\u0439|\u0441\u0440\u0435\u0437|\u0430\u043d\u0430\u043b\u0438\u0437|(?:19|20)\d{2}|company|business|organization|overall|our|we|us|show|give|analysis)/iu.test(text);
+    return hasDueDateDebtCue && hasCompanyScopeCue;
+}
 function hasBusinessOverviewSignal(text) {
-    if (hasOrganizationLevelEarningsOverviewSignal(text)) {
+    if (hasOrganizationLevelEarningsOverviewSignal(text) || hasOrganizationLevelDebtDueDateOverviewSignal(text)) {
         return true;
     }
     return /(?:\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u0430\u0443\u0434\u0438\u0442|\u043f\u043e\u043b\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u0441\u0432\u043e\u0434\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u043a\u0430\u043a\s+\u0442\u044b\s+\u043e\u0446\u0435\u043d(?:\u0438\u0448\u044c|\u0438)\s+\u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442|\u043a\u043e\u043c\u043f\u0430\u043d(?:\u0438\u0438|\u0438\u044e|\u0438\u044f)\s+\u0432\s+\u0446\u0435\u043b\u043e\u043c|company\s+(?:analysis|overview)|business\s+(?:overview|audit)|llm[-\s]?audit|бизнес[-\s]?обзор|бизнес[-\s]?аудит)/iu.test(text);
diff --git a/llm_normalizer/backend/dist/services/assistantTurnMeaningPolicy.js b/llm_normalizer/backend/dist/services/assistantTurnMeaningPolicy.js
index 75584c0..663cfaa 100644
--- a/llm_normalizer/backend/dist/services/assistantTurnMeaningPolicy.js
+++ b/llm_normalizer/backend/dist/services/assistantTurnMeaningPolicy.js
@@ -126,6 +126,18 @@ function hasOrganizationLevelEarningsOverviewSignal(text) {
         /(?:\u043a\u0430\u043a\w*|\u0441\u043a\u043e\u043b\u044c\u043a\u043e|\u0441\u043a\u043e\u043a\w*|\u043f\u043e\u043a\u0430\u0436|\u0434\u0430\u0439|\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043c\u044b\b|\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u0432\u043e\u043e\u0431\u0449\u0435|(?:19|20)\d{2}|all\s+time|what|which|how\s+much|show|give|company|business|organization|our|we|us)/iu.test(normalized);
     return hasYearRankingCue || hasCompanyEarningsCue || hasCompanyProfitMarginCue;
 }
+function hasOrganizationLevelDebtDueDateOverviewSignal(text) {
+    const normalized = String(text ?? "");
+    if (!normalized) {
+        return false;
+    }
+    if (/(?:\u043a\u0442\u043e|\u043a\u043e\u043c\u0443|\u043a\u0430\u043a\u0438\u0435\s+(?:\u043f\u043e\u043a\u0443\u043f\u0430\u0442\u0435\u043b|\u043a\u043b\u0438\u0435\u043d\u0442|\u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442|\u0437\u0430\u043a\u0430\u0437\u0447\u0438\u043a|\u0434\u043e\u043b\u0436\u043d\u0438\u043a)|who\b|which\s+(?:customers|clients|counterparties|debtors))/iu.test(normalized)) {
+        return false;
+    }
+    const hasDueDateDebtCue = /(?:\u043f\u0440\u043e\u0441\u0440\u043e\u0447\w*|\u0441\u0440\u043e\u043a\w*\s+\u043e\u043f\u043b\u0430\u0442|\u0441\u0440\u043e\u043a\u0438\s+\u0434\u0430\u0432\u043d\u043e\s+\u043f\u0440\u043e\u0448|\u0434\u043e\u043b\u0433\w*\s+aging|\u043a\u0430\u0447\u0435\u0441\u0442\u0432\w*\s+\u0434\u043e\u043b\u0433|\u0434\u043e\u043b\u0433\w*\s+\u043a\u0430\u0447\u0435\u0441\u0442\u0432|due[-\s]?date|overdue|debt\s+aging|debt\s+quality|credit\s+risk)/iu.test(normalized);
+    const hasCompanyScopeCue = /(?:\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043f\u043e\s+\u043a\u043e\u043c\u043f\u0430\u043d|\u043a\u043e\u043c\u043f\u0430\u043d|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0431\u0438\u0437\u043d\u0435\u0441|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u043e\u0431\u0449\w*|\u043a\u0430\u043a\w*|\u043f\u043e\u043a\u0430\u0436|\u0434\u0430\u0439|\u0441\u0440\u0435\u0437|\u0430\u043d\u0430\u043b\u0438\u0437|(?:19|20)\d{2}|company|business|organization|overall|our|we|us|show|give|analysis)/iu.test(normalized);
+    return hasDueDateDebtCue && hasCompanyScopeCue;
+}
 function detectBroadBusinessEvaluation(text) {
     const normalized = String(text ?? "");
     if (!normalized) {
@@ -146,6 +158,11 @@ function detectBroadBusinessEvaluation(text) {
             family: "broad_business_evaluation"
         };
     }
+    if (hasOrganizationLevelDebtDueDateOverviewSignal(normalized)) {
+        return {
+            family: "broad_business_evaluation"
+        };
+    }
     return null;
 }
 function buildEntityCandidates(counterpartyTurnover) {
diff --git a/llm_normalizer/backend/src/services/addressIntentResolver.ts b/llm_normalizer/backend/src/services/addressIntentResolver.ts
index 0599316..8f56bed 100644
--- a/llm_normalizer/backend/src/services/addressIntentResolver.ts
+++ b/llm_normalizer/backend/src/services/addressIntentResolver.ts
@@ -1873,6 +1873,29 @@ function hasOrganizationLevelEarningsOverviewBridgeSignal(text: string): boolean
   return hasYearRankingCue || hasCompanyEarningsCue || hasCompanyProfitMarginCue;
 }
 
+function hasOrganizationLevelDebtDueDateOverviewBridgeSignal(text: string): boolean {
+  const normalized = String(text ?? "").trim().toLowerCase();
+  if (!normalized) {
+    return false;
+  }
+  if (
+    /(?:\u043a\u0442\u043e|\u043a\u043e\u043c\u0443|\u043a\u0430\u043a\u0438\u0435\s+(?:\u043f\u043e\u043a\u0443\u043f\u0430\u0442\u0435\u043b|\u043a\u043b\u0438\u0435\u043d\u0442|\u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442|\u0437\u0430\u043a\u0430\u0437\u0447\u0438\u043a|\u0434\u043e\u043b\u0436\u043d\u0438\u043a)|who\b|which\s+(?:customers|clients|counterparties|debtors))/iu.test(
+      normalized
+    )
+  ) {
+    return false;
+  }
+  const hasDueDateDebtCue =
+    /(?:\u043f\u0440\u043e\u0441\u0440\u043e\u0447\w*|\u0441\u0440\u043e\u043a\w*\s+\u043e\u043f\u043b\u0430\u0442|\u0441\u0440\u043e\u043a\u0438\s+\u0434\u0430\u0432\u043d\u043e\s+\u043f\u0440\u043e\u0448|\u0434\u043e\u043b\u0433\w*\s+aging|\u043a\u0430\u0447\u0435\u0441\u0442\u0432\w*\s+\u0434\u043e\u043b\u0433|\u0434\u043e\u043b\u0433\w*\s+\u043a\u0430\u0447\u0435\u0441\u0442\u0432|due[-\s]?date|overdue|debt\s+aging|debt\s+quality|credit\s+risk)/iu.test(
+      normalized
+    );
+  const hasCompanyScopeCue =
+    /(?:\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043f\u043e\s+\u043a\u043e\u043c\u043f\u0430\u043d|\u043a\u043e\u043c\u043f\u0430\u043d|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0431\u0438\u0437\u043d\u0435\u0441|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u043e\u0431\u0449\w*|\u043a\u0430\u043a\w*|\u043f\u043e\u043a\u0430\u0436|\u0434\u0430\u0439|\u0441\u0440\u0435\u0437|\u0430\u043d\u0430\u043b\u0438\u0437|(?:19|20)\d{2}|company|business|organization|overall|our|we|us|show|give|analysis)/iu.test(
+      normalized
+    );
+  return hasDueDateDebtCue && hasCompanyScopeCue;
+}
+
 function hasSpecificCounterpartyRevenueBridgeSignal(text: string): boolean {
   const normalized = String(text ?? "").trim().toLowerCase();
   if (!normalized) {
@@ -2134,6 +2157,10 @@ function resolveUnicodeAddressIntentBridge(text: string): AddressIntentResolutio
     return unicodeBridgeResolution("unknown", "high", "unicode_business_overview_earnings_deferred_to_discovery");
   }
 
+  if (hasOrganizationLevelDebtDueDateOverviewBridgeSignal(normalized)) {
+    return unicodeBridgeResolution("unknown", "high", "unicode_business_overview_debt_due_date_deferred_to_discovery");
+  }
+
   if (hasBidirectionalValueFlowComparisonSignal(normalized)) {
     return unicodeBridgeResolution(
       "unknown",
diff --git a/llm_normalizer/backend/src/services/address_runtime/composeStage.ts b/llm_normalizer/backend/src/services/address_runtime/composeStage.ts
index f12c334..0516994 100644
--- a/llm_normalizer/backend/src/services/address_runtime/composeStage.ts
+++ b/llm_normalizer/backend/src/services/address_runtime/composeStage.ts
@@ -459,6 +459,10 @@ function hasReceivablesDebtAgingFocus(userMessage: string | null | undefined): b
   return hasDebtSignal && hasLongevitySignal && hasCounterpartySignal;
 }
 
+function receivablesDueDateBoundaryLine(): string {
+  return "Граница доказанности: это возрастной сигнал/хвост дебиторки по 62/76, а не подтвержденная договорная просрочка или due-date aging; для due-date нужны сроки оплаты из договора или условий оплаты.";
+}
+
 function formatAgeYearsMonthsDays(daysRaw: number): string {
   const safeDays = Math.max(0, Math.floor(daysRaw));
   const years = Math.floor(safeDays / 365);
@@ -4133,7 +4137,8 @@ function composeFactualReplyBody(
         "Проверил должников по сроку жизни задолженности (контур 62/76).",
         `Дата среза: ${formatDateRu(asOfDate)}.`,
         `Строк в выборке: ${rows.length}.`,
-        `Контрагентов с сигналом: ${aging.length}.`
+        `Контрагентов с сигналом: ${aging.length}.`,
+        receivablesDueDateBoundaryLine()
       ];
 
       if (aging.length > 0) {
@@ -4166,7 +4171,8 @@ function composeFactualReplyBody(
     const lines = [
       "Проверил покупателей с признаками затянутой оплаты (контур 62/76).",
       `Строк в выборке: ${rows.length}.`,
-      `Контрагентов с сигналом: ${counterparties.length}.`
+      `Контрагентов с сигналом: ${counterparties.length}.`,
+      receivablesDueDateBoundaryLine()
     ];
     if (counterparties.length > 0) {
       lines.push("Приоритет ручной проверки (по сумме/частоте хвостов):");
diff --git a/llm_normalizer/backend/src/services/assistantMcpDiscoveryTurnInputAdapter.ts b/llm_normalizer/backend/src/services/assistantMcpDiscoveryTurnInputAdapter.ts
index 4a7f743..c2ad7cf 100644
--- a/llm_normalizer/backend/src/services/assistantMcpDiscoveryTurnInputAdapter.ts
+++ b/llm_normalizer/backend/src/services/assistantMcpDiscoveryTurnInputAdapter.ts
@@ -710,8 +710,30 @@ function hasOrganizationLevelEarningsOverviewSignal(text: string): boolean {
   return hasYearRankingCue || hasCompanyEarningsCue || hasCompanyProfitMarginCue;
 }
 
+function hasOrganizationLevelDebtDueDateOverviewSignal(text: string): boolean {
+  if (!text) {
+    return false;
+  }
+  if (
+    /(?:\u043a\u0442\u043e|\u043a\u043e\u043c\u0443|\u043a\u0430\u043a\u0438\u0435\s+(?:\u043f\u043e\u043a\u0443\u043f\u0430\u0442\u0435\u043b|\u043a\u043b\u0438\u0435\u043d\u0442|\u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442|\u0437\u0430\u043a\u0430\u0437\u0447\u0438\u043a|\u0434\u043e\u043b\u0436\u043d\u0438\u043a)|who\b|which\s+(?:customers|clients|counterparties|debtors))/iu.test(
+      text
+    )
+  ) {
+    return false;
+  }
+  const hasDueDateDebtCue =
+    /(?:\u043f\u0440\u043e\u0441\u0440\u043e\u0447\w*|\u0441\u0440\u043e\u043a\w*\s+\u043e\u043f\u043b\u0430\u0442|\u0441\u0440\u043e\u043a\u0438\s+\u0434\u0430\u0432\u043d\u043e\s+\u043f\u0440\u043e\u0448|\u0434\u043e\u043b\u0433\w*\s+aging|\u043a\u0430\u0447\u0435\u0441\u0442\u0432\w*\s+\u0434\u043e\u043b\u0433|\u0434\u043e\u043b\u0433\w*\s+\u043a\u0430\u0447\u0435\u0441\u0442\u0432|due[-\s]?date|overdue|debt\s+aging|debt\s+quality|credit\s+risk)/iu.test(
+      text
+    );
+  const hasCompanyScopeCue =
+    /(?:\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043f\u043e\s+\u043a\u043e\u043c\u043f\u0430\u043d|\u043a\u043e\u043c\u043f\u0430\u043d|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0431\u0438\u0437\u043d\u0435\u0441|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u043e\u0431\u0449\w*|\u043a\u0430\u043a\w*|\u043f\u043e\u043a\u0430\u0436|\u0434\u0430\u0439|\u0441\u0440\u0435\u0437|\u0430\u043d\u0430\u043b\u0438\u0437|(?:19|20)\d{2}|company|business|organization|overall|our|we|us|show|give|analysis)/iu.test(
+      text
+    );
+  return hasDueDateDebtCue && hasCompanyScopeCue;
+}
+
 function hasBusinessOverviewSignal(text: string): boolean {
-  if (hasOrganizationLevelEarningsOverviewSignal(text)) {
+  if (hasOrganizationLevelEarningsOverviewSignal(text) || hasOrganizationLevelDebtDueDateOverviewSignal(text)) {
     return true;
   }
   return /(?:\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u0430\u0443\u0434\u0438\u0442|\u043f\u043e\u043b\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u0441\u0432\u043e\u0434\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u043a\u0430\u043a\s+\u0442\u044b\s+\u043e\u0446\u0435\u043d(?:\u0438\u0448\u044c|\u0438)\s+\u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442|\u043a\u043e\u043c\u043f\u0430\u043d(?:\u0438\u0438|\u0438\u044e|\u0438\u044f)\s+\u0432\s+\u0446\u0435\u043b\u043e\u043c|company\s+(?:analysis|overview)|business\s+(?:overview|audit)|llm[-\s]?audit|бизнес[-\s]?обзор|бизнес[-\s]?аудит)/iu.test(
diff --git a/llm_normalizer/backend/src/services/assistantTurnMeaningPolicy.ts b/llm_normalizer/backend/src/services/assistantTurnMeaningPolicy.ts
index 3b82709..ec74c25 100644
--- a/llm_normalizer/backend/src/services/assistantTurnMeaningPolicy.ts
+++ b/llm_normalizer/backend/src/services/assistantTurnMeaningPolicy.ts
@@ -146,6 +146,29 @@ function hasOrganizationLevelEarningsOverviewSignal(text) {
   return hasYearRankingCue || hasCompanyEarningsCue || hasCompanyProfitMarginCue;
 }
 
+function hasOrganizationLevelDebtDueDateOverviewSignal(text) {
+  const normalized = String(text ?? "");
+  if (!normalized) {
+    return false;
+  }
+  if (
+    /(?:\u043a\u0442\u043e|\u043a\u043e\u043c\u0443|\u043a\u0430\u043a\u0438\u0435\s+(?:\u043f\u043e\u043a\u0443\u043f\u0430\u0442\u0435\u043b|\u043a\u043b\u0438\u0435\u043d\u0442|\u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442|\u0437\u0430\u043a\u0430\u0437\u0447\u0438\u043a|\u0434\u043e\u043b\u0436\u043d\u0438\u043a)|who\b|which\s+(?:customers|clients|counterparties|debtors))/iu.test(
+      normalized
+    )
+  ) {
+    return false;
+  }
+  const hasDueDateDebtCue =
+    /(?:\u043f\u0440\u043e\u0441\u0440\u043e\u0447\w*|\u0441\u0440\u043e\u043a\w*\s+\u043e\u043f\u043b\u0430\u0442|\u0441\u0440\u043e\u043a\u0438\s+\u0434\u0430\u0432\u043d\u043e\s+\u043f\u0440\u043e\u0448|\u0434\u043e\u043b\u0433\w*\s+aging|\u043a\u0430\u0447\u0435\u0441\u0442\u0432\w*\s+\u0434\u043e\u043b\u0433|\u0434\u043e\u043b\u0433\w*\s+\u043a\u0430\u0447\u0435\u0441\u0442\u0432|due[-\s]?date|overdue|debt\s+aging|debt\s+quality|credit\s+risk)/iu.test(
+      normalized
+    );
+  const hasCompanyScopeCue =
+    /(?:\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043f\u043e\s+\u043a\u043e\u043c\u043f\u0430\u043d|\u043a\u043e\u043c\u043f\u0430\u043d|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0431\u0438\u0437\u043d\u0435\u0441|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u043e\u0431\u0449\w*|\u043a\u0430\u043a\w*|\u043f\u043e\u043a\u0430\u0436|\u0434\u0430\u0439|\u0441\u0440\u0435\u0437|\u0430\u043d\u0430\u043b\u0438\u0437|(?:19|20)\d{2}|company|business|organization|overall|our|we|us|show|give|analysis)/iu.test(
+      normalized
+    );
+  return hasDueDateDebtCue && hasCompanyScopeCue;
+}
+
 function detectBroadBusinessEvaluation(text) {
   const normalized = String(text ?? "");
   if (!normalized) {
@@ -172,6 +195,11 @@ function detectBroadBusinessEvaluation(text) {
       family: "broad_business_evaluation"
     };
   }
+  if (hasOrganizationLevelDebtDueDateOverviewSignal(normalized)) {
+    return {
+      family: "broad_business_evaluation"
+    };
+  }
   return null;
 }
 
diff --git a/llm_normalizer/backend/tests/addressQueryRuntimeM23.test.ts b/llm_normalizer/backend/tests/addressQueryRuntimeM23.test.ts
index b9a22a7..22be54d 100644
--- a/llm_normalizer/backend/tests/addressQueryRuntimeM23.test.ts
+++ b/llm_normalizer/backend/tests/addressQueryRuntimeM23.test.ts
@@ -1577,6 +1577,7 @@ describe("address compose stage utf8 headers", () => {
     expect(reply.responseType).toBe("FACTUAL_LIST");
     expect(reply.text).toContain("Проверил должников по сроку жизни задолженности");
     expect(reply.text).toContain("Дата среза: 11.04.2026.");
+    expect(reply.text).toContain("не подтвержденная договорная просрочка или due-date aging");
     expect(reply.text).toContain("Приоритет ручной проверки (по возрасту долга, по убыванию):");
     expect(reply.text).toContain("1. Контрагент А | договоры:");
     expect(reply.text).toContain("2. Контрагент Б | договоры:");
@@ -2752,6 +2753,14 @@ describe("address intent resolver expansion (M2.3a)", () => {
     expect(result.intent).toBe("list_receivables_counterparties");
   });
 
+  it("defers organization-level overdue debt wording to business overview discovery", () => {
+    const result = resolveAddressIntent(
+      "\u043a\u0430\u043a\u0430\u044f \u0443 \u043d\u0430\u0441 \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u043a\u0430 \u043f\u043e \u0434\u043e\u043b\u0433\u0430\u043c \u0437\u0430 2020?"
+    );
+    expect(result.intent).toBe("unknown");
+    expect(result.reasons).toContain("unicode_business_overview_debt_due_date_deferred_to_discovery");
+  });
+
   it("routes reconciliation mismatch wording into open contracts intent", () => {
     const result = resolveAddressIntent(
       "Покажи контрагентов, по которым сальдо скорее всего не совпадет с их актом сверки. Может, стоит поторопиться и запросить сверку?"
diff --git a/llm_normalizer/backend/tests/assistantMcpDiscoveryTurnInputAdapter.test.ts b/llm_normalizer/backend/tests/assistantMcpDiscoveryTurnInputAdapter.test.ts
index 8df1bd0..a20ccb8 100644
--- a/llm_normalizer/backend/tests/assistantMcpDiscoveryTurnInputAdapter.test.ts
+++ b/llm_normalizer/backend/tests/assistantMcpDiscoveryTurnInputAdapter.test.ts
@@ -1992,6 +1992,37 @@ describe("assistant MCP discovery turn input adapter", () => {
     expect(result.data_need_graph?.clarification_gaps).toEqual([]);
   });
 
+  it("routes organization-level overdue debt wording to business overview instead of exact receivables recipes", () => {
+    const orgName = "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441";
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "\u043a\u0430\u043a\u0430\u044f \u0443 \u043d\u0430\u0441 \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u043a\u0430 \u043f\u043e \u0434\u043e\u043b\u0433\u0430\u043c \u0437\u0430 2020?",
+      followupContext: {
+        previous_discovery_pilot_scope: "open_items_by_counterparty_or_contract",
+        previous_filters: {
+          organization: orgName,
+          as_of_date: "2026-04-23"
+        }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.semantic_data_need).toBe("business overview evidence with bounded analyst interpretation");
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "broad_evaluation",
+      explicit_organization_scope: orgName,
+      explicit_date_scope: "2020",
+      unsupported_but_understood_family: "broad_business_evaluation",
+      stale_replay_forbidden: true
+    });
+    expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_route_candidate");
+    expect(result.reason_codes).not.toContain("mcp_discovery_date_scope_from_followup_context");
+    expect(result.data_need_graph?.clarification_gaps).toEqual([]);
+  });
+
   it("resumes an open-scope total clarification loop from saved state when the user resolves the pending period with all-time wording", () => {
     const orgName = "ООО Альтернатива Плюс";
     const result = buildAssistantMcpDiscoveryTurnInput({
diff --git a/llm_normalizer/backend/tests/assistantTurnMeaningPolicy.test.ts b/llm_normalizer/backend/tests/assistantTurnMeaningPolicy.test.ts
index 3cd3803..cbc3a9b 100644
--- a/llm_normalizer/backend/tests/assistantTurnMeaningPolicy.test.ts
+++ b/llm_normalizer/backend/tests/assistantTurnMeaningPolicy.test.ts
@@ -177,5 +177,15 @@ describe("assistantTurnMeaningPolicy", () => {
     expect(profitMargin.asked_action_family).toBe("broad_evaluation");
     expect(profitMargin.unsupported_but_understood_family).toBe("broad_business_evaluation");
     expect(profitMargin.reason_codes).toContain("broad_business_evaluation_current_turn_signal");
+
+    const overdueDebt = policy.resolveAssistantTurnMeaning({
+      rawUserMessage:
+        "\u043a\u0430\u043a\u0430\u044f \u0443 \u043d\u0430\u0441 \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u043a\u0430 \u043f\u043e \u0434\u043e\u043b\u0433\u0430\u043c \u0437\u0430 2020?"
+    });
+    expect(overdueDebt.explicit_intent_candidate).toBeNull();
+    expect(overdueDebt.asked_domain_family).toBe("business_summary");
+    expect(overdueDebt.asked_action_family).toBe("broad_evaluation");
+    expect(overdueDebt.unsupported_but_understood_family).toBe("broad_business_evaluation");
+    expect(overdueDebt.reason_codes).toContain("broad_business_evaluation_current_turn_signal");
   });
 });