Закрепить reviewed routes и защиту бизнес-ответов

llm_normalizer/backend/dist/config.js

@@ -77,7 +77,7 @@ exports.FEATURE_ASSISTANT_LIVING_CHAT_ROUTER_V1 = toBooleanFlag(process.env.FEAT
 exports.ASSISTANT_MCP_PROXY_URL = (process.env.ASSISTANT_MCP_PROXY_URL ?? "http://127.0.0.1:6003").replace(/\/+$/, "");
 exports.ASSISTANT_MCP_CHANNEL = process.env.ASSISTANT_MCP_CHANNEL ?? "default";
 exports.ASSISTANT_MCP_TIMEOUT_MS = toNumberFlag(process.env.ASSISTANT_MCP_TIMEOUT_MS, 6000);
-exports.ASSISTANT_MCP_LIVE_LIMIT = Math.max(1, Math.trunc(toNumberFlag(process.env.ASSISTANT_MCP_LIVE_LIMIT, 24)));
+exports.ASSISTANT_MCP_LIVE_LIMIT = Math.max(1, Math.trunc(toNumberFlag(process.env.ASSISTANT_MCP_LIVE_LIMIT, 128)));
 exports.VAT_PAYABLE_68_PREFIXES = toStringListFlag(process.env.VAT_PAYABLE_68_PREFIXES, ["68.02"]);
 exports.VAT_PAYABLE_19_PREFIXES = toStringListFlag(process.env.VAT_PAYABLE_19_PREFIXES, ["19"]);
 exports.DATA_DIR = process.env.DATA_DIR ?? path_1.default.resolve(exports.MODULE_ROOT, "data");

llm_normalizer/backend/dist/services/addressFilterExtractor.js

@@ -1733,8 +1733,7 @@ function extractAddressFilters(userMessage, intent) {
         const periodWasDerivedHeuristically = warnings.includes("period_derived_from_month_phrase") ||
             warnings.includes("period_derived_from_year_range_phrase") ||
             warnings.includes("period_derived_from_year_phrase");
-        const preserveDerivedPeriodWindow = usesAsOfPrimaryWindow(intent) ||
-            intent === "inventory_on_hand_as_of_date" ||
+        const preserveDerivedPeriodWindow = intent === "inventory_on_hand_as_of_date" ||
             intent === "inventory_supplier_stock_overlap_as_of_date";
         if (periodWasDerivedHeuristically && !warnings.includes("exact_historical_period_window_requested")) {
             warnings.push("exact_historical_period_window_requested");

llm_normalizer/backend/dist/services/addressIntentResolver.js

@@ -1672,7 +1672,8 @@ function hasVatPeriodInspectionBridgeSignal(text) {
     const hasPeriodCue = /(?:\b(?:19|20)\d{2}\b|за\s+(?:\d{4}|год|период|квартал|месяц|январ|феврал|март|апрел|ма[йя]|июн|июл|август|сентябр|октябр|ноябр|декабр)|\b[1-4]\s*(?:кв|квартал))/iu.test(normalized);
     const hasInspectionCue = /(?:что\s+с|позици|основан|не\s+хватает|налогов[а-яё]*\s+вывод|вывод|декларац|книга\s+(?:продаж|покупок)|расшифр|разбор)/iu.test(normalized);
     const forecastOnlyCue = /(?:прогноз|план|примерн|ориентировочн)/iu.test(normalized) && !hasInspectionCue;
-    return hasPeriodCue && hasInspectionCue && !forecastOnlyCue;
+    const hasVatMovementInspectionCue = /(?:покаж|движен|операц|по\s+сч(?:е|ё)т|покаж|движен|операц|РїРѕ\s+СЃС‡(?:Рµ|С‘)С‚|show|movement|movements|operation|operations|account)/iu.test(normalized);
+    return hasPeriodCue && (hasInspectionCue || hasVatMovementInspectionCue) && !forecastOnlyCue;
 }
 function resolveUnicodeAddressIntentBridge(text) {
     const normalized = String(text ?? "").trim().toLowerCase();
@@ -2044,6 +2045,16 @@ function resolveAddressIntent(userMessage) {
             reasons
         };
     }
+    const hasExplicitVatLiabilityPeriodBridge = /(?:\u043d\u0434\u0441|vat)/iu.test(text) &&
+        /(?:\b(?:19|20)\d{2}\b|\u0437\u0430\s+(?:\d{4}|\u0433\u043e\u0434|\u043f\u0435\u0440\u0438\u043e\u0434|\u043a\u0432\u0430\u0440\u0442\u0430\u043b|\u043c\u0435\u0441\u044f\u0446))/iu.test(text) &&
+        /(?:\u043a\u0430\u043a\u043e\u0439|\u0441\u043a\u043e\u043b\u044c\u043a\u043e|\u043d\u0430\u0447\u0438\u0441\u043b|\u0443\u043f\u043b\u0430\u0447|\u0443\u043f\u043b\u0430\u0442|\u043f\u0440\u043e\u0434\u0430\u0436|\u043f\u043e\u043a\u0443\u043f|\u0432\u044b\u0447\u0435\u0442|\u043a\s+\u0443\u043f\u043b\u0430\u0442|\u043a\s+\u0432\u043e\u0437\u043c\u0435\u0449|\u043f\u043e\u0437\u0438\u0446|liability|payable|charged|paid|sales|purchase|deduction|position)/iu.test(text);
+    if (hasExplicitVatLiabilityPeriodBridge) {
+        return {
+            intent: "vat_liability_confirmed_for_tax_period",
+            confidence: "high",
+            reasons: ["vat_liability_explicit_period_bridge_signal_detected"]
+        };
+    }
     const hasLooseVatPayableBridge = /(?:\u043d\u0434\u0441|vat)/iu.test(text) &&
         /(?:\u043a\u0430\u043a\u043e\u0439\s+\u043d\u0434\u0441\s+(?:(?:\u043d\u0430\u043c|(?:\u043c\u044b\s+)?\u0434\u043e\u043b\u0436\u043d\u044b)\s+)?(?:\u043d\u0430\u0434\u043e|\u043d\u0443\u0436\u043d\u043e|\u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e)|(?:\u043d\u0430\u043c|\u043c\u044b\s+)?\u043d\u0430\u0434\u043e\s+(?:\u0437\u0430\u043f\u043b\u0430\u0442\u0438\u0442\u044c|\u0441\u0433\u0440\u0443\u0437\u0438\u0442\u044c)|(?:\u043d\u0430\u043c|\u043c\u044b\s+)?\u043d\u0443\u0436\u043d\u043e\s+(?:\u0437\u0430\u043f\u043b\u0430\u0442\u0438\u0442\u044c|\u0441\u0433\u0440\u0443\u0437\u0438\u0442\u044c)|\u043c\u044b\s+\u0434\u043e\u043b\u0436\u043d\u044b\s+(?:\u0437\u0430\u043f\u043b\u0430\u0442\u0438\u0442\u044c|\u0441\u0433\u0440\u0443\u0437\u0438\u0442\u044c)|\u043d\u0434\u0441\s+\u043a\s+\u0443\u043f\u043b\u0430\u0442\u0435)/iu.test(text) &&
         /(?:\u0437\u0430\s+(?:\d{4}|(?:\u044f\u043d\u0432\u0430\u0440|\u0444\u0435\u0432\u0440\u0430\u043b|\u043c\u0430\u0440\u0442|\u0430\u043f\u0440\u0435\u043b|\u043c\u0430[\u0439\u044f]|\u0438\u044e\u043d|\u0438\u044e\u043b|\u0430\u0432\u0433\u0443\u0441\u0442|\u0441\u0435\u043d\u0442\u044f\u0431\u0440|\u043e\u043a\u0442\u044f\u0431\u0440|\u043d\u043e\u044f\u0431\u0440|\u0434\u0435\u043a\u0430\u0431\u0440)\S*(?:\s+(?:19|20)\d{2})?)|\u043d\u0430\s+(?:\u044f\u043d\u0432\u0430\u0440|\u0444\u0435\u0432\u0440\u0430\u043b|\u043c\u0430\u0440\u0442|\u0430\u043f\u0440\u0435\u043b|\u043c\u0430[\u0439\u044f]|\u0438\u044e\u043d|\u0438\u044e\u043b|\u0430\u0432\u0433\u0443\u0441\u0442|\u0441\u0435\u043d\u0442\u044f\u0431\u0440|\u043e\u043a\u0442\u044f\u0431\u0440|\u043d\u043e\u044f\u0431\u0440|\u0434\u0435\u043a\u0430\u0431\u0440)\S*(?:\s+(?:19|20)\d{2})?|\u0432\s+(?:\u044f\u043d\u0432\u0430\u0440|\u0444\u0435\u0432\u0440\u0430\u043b|\u043c\u0430\u0440\u0442|\u0430\u043f\u0440\u0435\u043b|\u043c\u0430[\u0439\u044f]|\u0438\u044e\u043d|\u0438\u044e\u043b|\u0430\u0432\u0433\u0443\u0441\u0442|\u0441\u0435\u043d\u0442\u044f\u0431\u0440|\u043e\u043a\u0442\u044f\u0431\u0440|\u043d\u043e\u044f\u0431\u0440|\u0434\u0435\u043a\u0430\u0431\u0440)\S*(?:\s+(?:19|20)\d{2})?|\b[1-4]\s*(?:\u043a\u0432\u0430\u0440\u0442\u0430\u043b|\u043a\u0432\.?)\b)/iu.test(text);

llm_normalizer/backend/dist/services/addressRecipeCatalog.js

@@ -197,6 +197,51 @@ const OPEN_CONTRACTS_CONFIRMED_AS_OF_QUERY_TEMPLATE = `
 УПОРЯДОЧИТЬ ПО
     Сумма __ORDER_DIRECTION__
 `;
+const DEBT_DUE_DATE_AGING_QUERY_TEMPLATE = `
+ВЫБРАТЬ ПЕРВЫЕ __LIMIT__
+    __AS_OF_EXPR__ КАК Период,
+    "DUE_DATE_OPEN_BALANCE" КАК Регистратор,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Счет) КАК СчетДт,
+    "" КАК СчетКт,
+    Остатки.СуммаРазвернутыйОстатокДт КАК Сумма,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто1) КАК СубконтоДт1,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто2) КАК СубконтоДт2,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто3) КАК СубконтоДт3,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто1) КАК Контрагент,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто2) КАК Договор,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто3) КАК ДокументРасчетов,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Организация) КАК Организация,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).Дата КАК ДатаДоговора,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).УстановленСрокОплаты КАК УстановленСрокОплаты,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).СрокОплаты КАК СрокОплаты,
+    "debit_open_balance" КАК НаправлениеОстатка
+ИЗ
+    РегистрБухгалтерии.Хозрасчетный.Остатки(__AS_OF_EXPR__, , , ) КАК Остатки
+__WHERE_DT__
+ОБЪЕДИНИТЬ ВСЕ
+ВЫБРАТЬ ПЕРВЫЕ __LIMIT__
+    __AS_OF_EXPR__ КАК Период,
+    "DUE_DATE_OPEN_BALANCE" КАК Регистратор,
+    "" КАК СчетДт,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Счет) КАК СчетКт,
+    Остатки.СуммаРазвернутыйОстатокКт КАК Сумма,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто1) КАК СубконтоДт1,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто2) КАК СубконтоДт2,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто3) КАК СубконтоДт3,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто1) КАК Контрагент,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто2) КАК Договор,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто3) КАК ДокументРасчетов,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Организация) КАК Организация,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).Дата КАК ДатаДоговора,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).УстановленСрокОплаты КАК УстановленСрокОплаты,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).СрокОплаты КАК СрокОплаты,
+    "credit_open_balance" КАК НаправлениеОстатка
+ИЗ
+    РегистрБухгалтерии.Хозрасчетный.Остатки(__AS_OF_EXPR__, , , ) КАК Остатки
+__WHERE_KT__
+УПОРЯДОЧИТЬ ПО
+    Сумма __ORDER_DIRECTION__
+`;
 const VAT_PAYABLE_CONFIRMED_AS_OF_QUERY_TEMPLATE = `
 ВЫБРАТЬ ПЕРВЫЕ __LIMIT__
     __AS_OF_EXPR__ КАК Период,
@@ -723,7 +768,7 @@ const BASE_RECIPES = [
         purpose: "Build customer value ranking and incoming deal profile from bank inflow docs",
         required_filters: [],
         optional_filters: ["period_from", "period_to", "organization", "counterparty", "contract", "limit", "sort"],
-        default_limit: 20,
+        default_limit: 200,
         account_scope_mode: "preferred",
         query_template: "customer_revenue_profile"
     },
@@ -733,7 +778,7 @@ const BASE_RECIPES = [
         purpose: "Build supplier payout ranking and outgoing deal profile from bank outflow docs",
         required_filters: [],
         optional_filters: ["period_from", "period_to", "organization", "counterparty", "contract", "limit", "sort"],
-        default_limit: 20,
+        default_limit: 200,
         account_scope_mode: "preferred",
         query_template: "supplier_payout_profile"
     },
@@ -778,6 +823,17 @@ const BASE_RECIPES = [
         account_scope_mode: "preferred",
         query_template: "vat_liability_confirmed_tax_period_profile"
     },
+    {
+        recipe_id: "address_accounting_financial_result_for_organization_v1",
+        intent: "accounting_financial_result_for_organization",
+        purpose: "Build reviewed accounting financial-result aggregate from 90/91/99 period-close movements",
+        required_filters: ["period_from", "period_to"],
+        optional_filters: ["organization", "limit", "sort"],
+        default_limit: 32,
+        account_scope: ["90", "91", "99"],
+        account_scope_mode: "strict",
+        query_template: "accounting_financial_result_profile"
+    },
     {
         recipe_id: "address_inventory_on_hand_as_of_date_v1",
         intent: "inventory_on_hand_as_of_date",
@@ -888,6 +944,17 @@ const BASE_RECIPES = [
         account_scope_mode: "strict",
         query_template: "open_contracts_confirmed_as_of_balance_profile"
     },
+    {
+        recipe_id: "address_debt_due_date_aging_for_organization_v1",
+        intent: "debt_due_date_aging_for_organization",
+        purpose: "Check open 60/62/76 settlements against contract payment-term fields and settlement document dates before claiming overdue debt",
+        required_filters: ["as_of_date"],
+        optional_filters: ["period_from", "period_to", "organization", "counterparty", "contract", "limit", "sort"],
+        default_limit: 400,
+        account_scope: ["60", "62", "76"],
+        account_scope_mode: "strict",
+        query_template: "debt_due_date_aging_profile"
+    },
     {
         recipe_id: "address_contracts_by_counterparty_v1",
         intent: "list_contracts_by_counterparty",
@@ -1093,6 +1160,32 @@ function buildContractValueWhereClause(filters, fieldPath, contractFieldPath) {
         `${contractFieldPath} <> ЗНАЧЕНИЕ(Справочник.ДоговорыКонтрагентов.ПустаяСсылка)`
     ]);
 }
+function buildContractReferenceCondition(filters, fieldPaths) {
+    const contract = typeof filters.contract === "string" ? filters.contract.trim() : "";
+    if (!contract) {
+        return null;
+    }
+    const contractTokens = Array.from(new Set(contract
+        .split(/[^A-Za-zА-Яа-яЁё0-9]+/u)
+        .map((token) => token.trim())
+        .filter((token) => token.length >= 3)
+        .filter((token) => !["договор", "дог"].includes(token.toLowerCase()))));
+    const tokens = contractTokens.length > 0 ? contractTokens : [contract];
+    const clauses = fieldPaths
+        .map((fieldPath) => String(fieldPath ?? "").trim())
+        .filter((fieldPath) => fieldPath.length > 0)
+        .map((fieldPath) => {
+        const tokenConditions = tokens.map((token) => {
+            const escapedToken = toQueryStringLiteral(token);
+            return `${fieldPath}.Наименование ПОДОБНО "%${escapedToken}%"`;
+        });
+        return tokenConditions.length === 1 ? tokenConditions[0] : `(${tokenConditions.join(" И ")})`;
+    });
+    if (clauses.length === 0) {
+        return null;
+    }
+    return clauses.length === 1 ? clauses[0] : `(${clauses.join(" ИЛИ ")})`;
+}
 function normalizeAccountTokenForQuery(value) {
     const source = String(value ?? "").trim().replace(",", ".");
     const match = source.match(/^(\d{2})(?:\.(\d{1,2}))?/);
@@ -1178,6 +1271,35 @@ function buildAccountPrefixPredicate(fieldPath, prefixes) {
     const clauses = normalizedPrefixes.map((prefix) => `ПОДСТРОКА(ЕСТЬNULL(${fieldPath}.Код, ""), 1, ${prefix.length}) = "${prefix}"`);
     return clauses.length === 1 ? clauses[0] : `(${clauses.join(" ИЛИ ")})`;
 }
+function buildDebtDueDateAgingWhereClause(filters, amountFieldPath, accountPredicate) {
+    const conditions = [
+        `${amountFieldPath} > 0`,
+        `(${accountPredicate})`,
+        buildOrganizationReferenceCondition(filters, ["Остатки.Организация"]),
+        buildCounterpartyReferenceCondition(filters, ["Остатки.Субконто1"]),
+        buildContractReferenceCondition(filters, ["Остатки.Субконто2"])
+    ].filter((item) => Boolean(item));
+    return `ГДЕ\n    ${conditions.join("\n    И ")}`;
+}
+function buildDebtDueDateAgingQuery(filters, resolvedLimit) {
+    const asOfExpr = (typeof filters.as_of_date === "string" && filters.as_of_date.trim().length > 0
+        ? toDateTimeExpr(filters.as_of_date, true)
+        : null) ??
+        (typeof filters.period_to === "string" && filters.period_to.trim().length > 0
+            ? toDateTimeExpr(filters.period_to, true)
+            : null) ??
+        (typeof filters.period_from === "string" && filters.period_from.trim().length > 0
+            ? toDateTimeExpr(filters.period_from, true)
+            : null) ??
+        "ТЕКУЩАЯДАТА()";
+    const accountPredicate = buildAccountPrefixPredicate("Остатки.Счет", ["60", "62", "76"]);
+    return DEBT_DUE_DATE_AGING_QUERY_TEMPLATE
+        .replaceAll("__LIMIT__", String(resolvedLimit))
+        .replaceAll("__AS_OF_EXPR__", asOfExpr)
+        .replaceAll("__WHERE_DT__", buildDebtDueDateAgingWhereClause(filters, "Остатки.СуммаРазвернутыйОстатокДт", accountPredicate))
+        .replaceAll("__WHERE_KT__", buildDebtDueDateAgingWhereClause(filters, "Остатки.СуммаРазвернутыйОстатокКт", accountPredicate))
+        .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
+}
 function buildInventoryMovementQuery(filters, resolvedLimit, side) {
     const debitPredicate = buildAccountPrefixPredicate("Движения.СчетДт", ["41.01"]);
     const creditPredicate = buildAccountPrefixPredicate("Движения.СчетКт", ["41.01"]);
@@ -1246,6 +1368,148 @@ function buildCounterpartyReferenceCondition(filters, fieldPaths) {
     }
     return clauses.length === 1 ? clauses[0] : `(${clauses.join(" ИЛИ ")})`;
 }
+const ORGANIZATION_REFERENCE_STOP_WORDS = new Set([
+    "ооо",
+    "зао",
+    "оао",
+    "ао",
+    "пао",
+    "ип",
+    "на",
+    "за",
+    "по",
+    "конец",
+    "начало",
+    "год",
+    "года",
+    "период",
+    "можно",
+    "точно",
+    "понять",
+    "какая",
+    "какой",
+    "какие",
+    "какую",
+    "компания",
+    "компании",
+    "организация",
+    "организации",
+    "дебиторка",
+    "дебиторки",
+    "кредиторка",
+    "кредиторки",
+    "просрочена",
+    "просроченные",
+    "просрочка",
+    "срок",
+    "оплаты",
+    "прибыль",
+    "маржа",
+    "ндс"
+]);
+const ORGANIZATION_REFERENCE_BOUNDARY_WORDS = new Set([
+    "на",
+    "за",
+    "конец",
+    "начало",
+    "можно",
+    "точно",
+    "понять",
+    "какая",
+    "какой",
+    "какие",
+    "какую",
+    "дебиторка",
+    "дебиторки",
+    "кредиторка",
+    "кредиторки",
+    "просрочена",
+    "просроченные",
+    "просрочка",
+    "прибыль",
+    "маржа",
+    "ндс"
+]);
+function organizationReferenceTokens(organization) {
+    const rawTokens = organization
+        .split(/[^A-Za-zА-Яа-яЁё0-9]+/u)
+        .map((token) => token.trim())
+        .filter((token) => token.length > 0);
+    const boundaryIndex = rawTokens.findIndex((token) => {
+        const lower = token.toLowerCase();
+        return /^\d+$/.test(token) || ORGANIZATION_REFERENCE_BOUNDARY_WORDS.has(lower);
+    });
+    const scopedTokens = boundaryIndex > 0 ? rawTokens.slice(0, boundaryIndex) : rawTokens;
+    return Array.from(new Set(scopedTokens
+        .filter((token) => token.length >= 3)
+        .filter((token) => !/^\d+$/.test(token))
+        .filter((token) => !ORGANIZATION_REFERENCE_STOP_WORDS.has(token.toLowerCase())))).slice(0, 4);
+}
+function buildOrganizationReferenceCondition(filters, fieldPaths) {
+    const organization = typeof filters.organization === "string" ? filters.organization.trim() : "";
+    if (!organization) {
+        return null;
+    }
+    const organizationTokens = organizationReferenceTokens(organization);
+    const tokens = organizationTokens.length > 0 ? organizationTokens : [organization];
+    const clauses = fieldPaths
+        .map((fieldPath) => String(fieldPath ?? "").trim())
+        .filter((fieldPath) => fieldPath.length > 0)
+        .map((fieldPath) => {
+        const tokenConditions = tokens.map((token) => {
+            const escapedToken = toQueryStringLiteral(token);
+            return `(Организации.Наименование ПОДОБНО "%${escapedToken}%" ИЛИ Организации.НаименованиеПолное ПОДОБНО "%${escapedToken}%")`;
+        });
+        const referenceSubquery = `(ВЫБРАТЬ Организации.Ссылка ИЗ Справочник.Организации КАК Организации ` +
+            `ГДЕ ${tokenConditions.length === 1 ? tokenConditions[0] : tokenConditions.join(" И ")})`;
+        return `${fieldPath} В ${referenceSubquery}`;
+    });
+    if (clauses.length === 0) {
+        return null;
+    }
+    return clauses.length === 1 ? clauses[0] : `(${clauses.join(" ИЛИ ")})`;
+}
+function buildAccountingFinancialResultAggregateSelect(filters, marker, debitLabel, creditLabel, debitPrefixes, creditPrefixes) {
+    const whereClause = buildWhereClause(filters, "Движения.Период", [
+        debitPrefixes.length > 0 ? buildAccountPrefixPredicate("Движения.СчетДт", debitPrefixes) : null,
+        creditPrefixes.length > 0 ? buildAccountPrefixPredicate("Движения.СчетКт", creditPrefixes) : null,
+        buildOrganizationReferenceCondition(filters, ["Движения.Организация"])
+    ].filter((item) => Boolean(item)));
+    return `
+ВЫБРАТЬ
+    ДАТАВРЕМЯ(2000, 1, 1, 0, 0, 0) КАК Период,
+    "${marker}" КАК Регистратор,
+    "${debitLabel}" КАК СчетДт,
+    "${creditLabel}" КАК СчетКт,
+    ЕСТЬNULL(СУММА(Движения.Сумма), 0) КАК Сумма,
+    "" КАК СубконтоДт1,
+    "" КАК СубконтоДт2,
+    "" КАК СубконтоДт3,
+    "" КАК СубконтоКт1,
+    "" КАК СубконтоКт2,
+    "" КАК СубконтоКт3,
+    "" КАК Организация
+ИЗ
+    РегистрБухгалтерии.Хозрасчетный.ДвиженияССубконто КАК Движения
+${whereClause}`;
+}
+function buildAccountingFinancialResultQuery(filters) {
+    const rows = [
+        ["ACC90_REVENUE_KT", "ANY", "90.01", [], ["90.01"]],
+        ["ACC90_COST_DT", "90.02", "ANY", ["90.02"], []],
+        ["ACC90_SELLING_DT", "90.07", "ANY", ["90.07"], []],
+        ["ACC90_ADMIN_DT", "90.08", "ANY", ["90.08"], []],
+        ["ACC90_RESULT_TO_99_PROFIT", "90.09", "99", ["90.09"], ["99"]],
+        ["ACC90_RESULT_FROM_99_LOSS", "99", "90.09", ["99"], ["90.09"]],
+        ["ACC91_RESULT_TO_99_PROFIT", "91.09", "99", ["91.09"], ["99"]],
+        ["ACC91_RESULT_FROM_99_LOSS", "99", "91.09", ["99"], ["91.09"]],
+        ["ACC99_TO84_PROFIT_TRANSFER", "99", "84", ["99"], ["84"]],
+        ["ACC84_TO99_LOSS_TRANSFER", "84", "99", ["84"], ["99"]]
+    ];
+    return rows
+        .map(([marker, debitLabel, creditLabel, debitPrefixes, creditPrefixes]) => buildAccountingFinancialResultAggregateSelect(filters, marker, debitLabel, creditLabel, [...debitPrefixes], [...creditPrefixes]).trim())
+        .join("\nОБЪЕДИНИТЬ ВСЕ\n");
+}
 function buildInventorySaleDocumentQuery(filters, resolvedLimit) {
     const itemCondition = buildInventoryItemReferenceCondition(filters, ["Товары.Номенклатура"]);
     return INVENTORY_SALE_DOCUMENTS_QUERY_TEMPLATE
@@ -1324,6 +1588,8 @@ function maxLimitForIntent(intent) {
         intent === "contract_usage_and_value" ||
         intent === "vat_payable_forecast" ||
         intent === "vat_liability_confirmed_for_tax_period" ||
+        intent === "accounting_financial_result_for_organization" ||
+        intent === "debt_due_date_aging_for_organization" ||
         intent === "inventory_on_hand_as_of_date" ||
         intent === "inventory_purchase_provenance_for_item" ||
         intent === "inventory_purchase_documents_for_item" ||
@@ -1374,7 +1640,8 @@ function buildAddressRecipePlan(recipe, filters) {
         recipe.query_template === "counterparty_roles_profile" ||
         recipe.query_template === "contract_usage_profile" ||
         recipe.query_template === "vat_payable_forecast_profile" ||
-        recipe.query_template === "vat_liability_confirmed_tax_period_profile";
+        recipe.query_template === "vat_liability_confirmed_tax_period_profile" ||
+        recipe.query_template === "accounting_financial_result_profile";
     const baseLimit = typeof filters.limit === "number" && Number.isFinite(filters.limit)
         ? Math.max(1, Math.min(maxLimit, Math.trunc(filters.limit)))
         : recipe.default_limit;
@@ -1467,97 +1734,65 @@ function buildAddressRecipePlan(recipe, filters) {
                                                         .replaceAll("__WHERE_CLAUSE__", buildManagementWhereClause(filters, "Движения.Период"))
                                                         .replaceAll("__PERIOD_TO_EXPR__", periodToExpr);
                                                 })()
-                                                : recipe.query_template === "vat_payable_confirmed_as_of_balance_profile"
-                                                    ? (() => {
-                                                        const asOfExpr = (typeof filters.as_of_date === "string" && filters.as_of_date.trim().length > 0
-                                                            ? toDateTimeExpr(filters.as_of_date, true)
-                                                            : null) ??
-                                                            (typeof filters.period_to === "string" && filters.period_to.trim().length > 0
-                                                                ? toDateTimeExpr(filters.period_to, true)
-                                                                : null) ??
-                                                            (typeof filters.period_from === "string" && filters.period_from.trim().length > 0
-                                                                ? toDateTimeExpr(filters.period_from, true)
-                                                                : null) ??
-                                                            "ТЕКУЩАЯДАТА()";
-                                                        return VAT_PAYABLE_CONFIRMED_AS_OF_QUERY_TEMPLATE
-                                                            .replaceAll("__LIMIT__", String(resolvedLimit))
-                                                            .replaceAll("__AS_OF_EXPR__", asOfExpr)
-                                                            .replaceAll("__VAT_PAYABLE_ACCOUNTS_MATCH__", buildAccountPrefixPredicate("Остатки.Счет", config_1.VAT_PAYABLE_68_PREFIXES))
-                                                            .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
-                                                    })()
-                                                    : recipe.query_template === "inventory_on_hand_as_of_balance_profile"
-                                                        ? (() => {
-                                                            const asOfExpr = (typeof filters.as_of_date === "string" && filters.as_of_date.trim().length > 0
-                                                                ? toDateTimeExpr(filters.as_of_date, true)
-                                                                : null) ??
-                                                                (typeof filters.period_to === "string" && filters.period_to.trim().length > 0
-                                                                    ? toDateTimeExpr(filters.period_to, true)
+                                                : recipe.query_template === "accounting_financial_result_profile"
+                                                    ? buildAccountingFinancialResultQuery(filters)
+                                                    : recipe.query_template === "debt_due_date_aging_profile"
+                                                        ? buildDebtDueDateAgingQuery(filters, resolvedLimit)
+                                                        : recipe.query_template === "vat_payable_confirmed_as_of_balance_profile"
+                                                            ? (() => {
+                                                                const asOfExpr = (typeof filters.as_of_date === "string" && filters.as_of_date.trim().length > 0
+                                                                    ? toDateTimeExpr(filters.as_of_date, true)
                                                                     : null) ??
-                                                                (typeof filters.period_from === "string" && filters.period_from.trim().length > 0
-                                                                    ? toDateTimeExpr(filters.period_from, true)
-                                                                    : null) ??
-                                                                "ТЕКУЩАЯДАТА()";
-                                                            return INVENTORY_ON_HAND_AS_OF_QUERY_TEMPLATE
-                                                                .replaceAll("__LIMIT__", String(resolvedLimit))
-                                                                .replaceAll("__AS_OF_EXPR__", asOfExpr)
-                                                                .replaceAll("__INVENTORY_ACCOUNTS_MATCH__", buildAccountPrefixPredicate("Остатки.Счет", ["41.01"]))
-                                                                .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
-                                                        })()
-                                                        : recipe.query_template === "inventory_purchase_provenance_profile"
-                                                            ? buildInventoryPurchaseDocumentQuery(filters, resolvedLimit)
-                                                            : recipe.query_template === "inventory_purchase_documents_profile"
-                                                                ? buildInventoryMovementQuery(filters, resolvedLimit, "dt")
-                                                                : recipe.query_template === "inventory_supplier_stock_overlap_profile"
-                                                                    ? buildInventoryMovementQuery(filters, resolvedLimit, "dt")
-                                                                    : recipe.query_template === "inventory_sale_trace_profile"
-                                                                        ? buildInventorySaleDocumentQuery(filters, resolvedLimit)
-                                                                        : recipe.query_template === "inventory_profitability_profile"
-                                                                            ? buildInventoryPurchaseToSaleDocumentQuery(filters, resolvedLimit)
-                                                                            : recipe.query_template === "inventory_trading_margin_proxy_profile"
-                                                                                ? buildInventoryPurchaseToSaleDocumentQuery(filters, resolvedLimit)
-                                                                                : recipe.query_template === "inventory_purchase_to_sale_chain_profile"
+                                                                    (typeof filters.period_to === "string" && filters.period_to.trim().length > 0
+                                                                        ? toDateTimeExpr(filters.period_to, true)
+                                                                        : null) ??
+                                                                    (typeof filters.period_from === "string" && filters.period_from.trim().length > 0
+                                                                        ? toDateTimeExpr(filters.period_from, true)
+                                                                        : null) ??
+                                                                    "ТЕКУЩАЯДАТА()";
+                                                                return VAT_PAYABLE_CONFIRMED_AS_OF_QUERY_TEMPLATE
+                                                                    .replaceAll("__LIMIT__", String(resolvedLimit))
+                                                                    .replaceAll("__AS_OF_EXPR__", asOfExpr)
+                                                                    .replaceAll("__VAT_PAYABLE_ACCOUNTS_MATCH__", buildAccountPrefixPredicate("Остатки.Счет", config_1.VAT_PAYABLE_68_PREFIXES))
+                                                                    .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
+                                                            })()
+                                                            : recipe.query_template === "inventory_on_hand_as_of_balance_profile"
+                                                                ? (() => {
+                                                                    const asOfExpr = (typeof filters.as_of_date === "string" && filters.as_of_date.trim().length > 0
+                                                                        ? toDateTimeExpr(filters.as_of_date, true)
+                                                                        : null) ??
+                                                                        (typeof filters.period_to === "string" && filters.period_to.trim().length > 0
+                                                                            ? toDateTimeExpr(filters.period_to, true)
+                                                                            : null) ??
+                                                                        (typeof filters.period_from === "string" && filters.period_from.trim().length > 0
+                                                                            ? toDateTimeExpr(filters.period_from, true)
+                                                                            : null) ??
+                                                                        "ТЕКУЩАЯДАТА()";
+                                                                    return INVENTORY_ON_HAND_AS_OF_QUERY_TEMPLATE
+                                                                        .replaceAll("__LIMIT__", String(resolvedLimit))
+                                                                        .replaceAll("__AS_OF_EXPR__", asOfExpr)
+                                                                        .replaceAll("__INVENTORY_ACCOUNTS_MATCH__", buildAccountPrefixPredicate("Остатки.Счет", ["41.01"]))
+                                                                        .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
+                                                                })()
+                                                                : recipe.query_template === "inventory_purchase_provenance_profile"
+                                                                    ? buildInventoryPurchaseDocumentQuery(filters, resolvedLimit)
+                                                                    : recipe.query_template === "inventory_purchase_documents_profile"
+                                                                        ? buildInventoryMovementQuery(filters, resolvedLimit, "dt")
+                                                                        : recipe.query_template === "inventory_supplier_stock_overlap_profile"
+                                                                            ? buildInventoryMovementQuery(filters, resolvedLimit, "dt")
+                                                                            : recipe.query_template === "inventory_sale_trace_profile"
+                                                                                ? buildInventorySaleDocumentQuery(filters, resolvedLimit)
+                                                                                : recipe.query_template === "inventory_profitability_profile"
                                                                                     ? buildInventoryPurchaseToSaleDocumentQuery(filters, resolvedLimit)
-                                                                                    : recipe.query_template === "inventory_aging_by_purchase_date_profile"
-                                                                                        ? buildInventoryMovementQuery(filters, resolvedLimit, "dt")
-                                                                                        : recipe.query_template === "contracts_by_counterparty_profile"
-                                                                                            ? CONTRACTS_BY_COUNTERPARTY_QUERY_TEMPLATE.replaceAll("__LIMIT__", String(resolvedLimit))
-                                                                                            : recipe.query_template === "open_contracts_confirmed_as_of_balance_profile"
-                                                                                                ? (() => {
-                                                                                                    const asOfExpr = (typeof filters.as_of_date === "string" && filters.as_of_date.trim().length > 0
-                                                                                                        ? toDateTimeExpr(filters.as_of_date, true)
-                                                                                                        : null) ??
-                                                                                                        (typeof filters.period_to === "string" && filters.period_to.trim().length > 0
-                                                                                                            ? toDateTimeExpr(filters.period_to, true)
-                                                                                                            : null) ??
-                                                                                                        (typeof filters.period_from === "string" && filters.period_from.trim().length > 0
-                                                                                                            ? toDateTimeExpr(filters.period_from, true)
-                                                                                                            : null) ??
-                                                                                                        "ТЕКУЩАЯДАТА()";
-                                                                                                    return OPEN_CONTRACTS_CONFIRMED_AS_OF_QUERY_TEMPLATE
-                                                                                                        .replaceAll("__LIMIT__", String(resolvedLimit))
-                                                                                                        .replaceAll("__AS_OF_EXPR__", asOfExpr)
-                                                                                                        .replaceAll("__OPEN_CONTRACT_ACCOUNTS_MATCH__", buildAccountPrefixPredicate("Остатки.Счет", ["60", "62", "76"]))
-                                                                                                        .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
-                                                                                                })()
-                                                                                                : recipe.query_template === "payables_confirmed_as_of_balance_profile"
-                                                                                                    ? (() => {
-                                                                                                        const asOfExpr = (typeof filters.as_of_date === "string" && filters.as_of_date.trim().length > 0
-                                                                                                            ? toDateTimeExpr(filters.as_of_date, true)
-                                                                                                            : null) ??
-                                                                                                            (typeof filters.period_to === "string" && filters.period_to.trim().length > 0
-                                                                                                                ? toDateTimeExpr(filters.period_to, true)
-                                                                                                                : null) ??
-                                                                                                            (typeof filters.period_from === "string" && filters.period_from.trim().length > 0
-                                                                                                                ? toDateTimeExpr(filters.period_from, true)
-                                                                                                                : null) ??
-                                                                                                            "ТЕКУЩАЯДАТА()";
-                                                                                                        return PAYABLES_CONFIRMED_AS_OF_QUERY_TEMPLATE
-                                                                                                            .replaceAll("__LIMIT__", String(resolvedLimit))
-                                                                                                            .replaceAll("__AS_OF_EXPR__", asOfExpr)
-                                                                                                            .replaceAll("__PAYABLE_ACCOUNTS_MATCH__", buildAccountPrefixPredicate("Остатки.Счет", ["60", "76"]))
-                                                                                                            .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
-                                                                                                    })()
-                                                                                                    : recipe.query_template === "receivables_confirmed_as_of_balance_profile"
+                                                                                    : recipe.query_template === "inventory_trading_margin_proxy_profile"
+                                                                                        ? buildInventoryPurchaseToSaleDocumentQuery(filters, resolvedLimit)
+                                                                                        : recipe.query_template === "inventory_purchase_to_sale_chain_profile"
+                                                                                            ? buildInventoryPurchaseToSaleDocumentQuery(filters, resolvedLimit)
+                                                                                            : recipe.query_template === "inventory_aging_by_purchase_date_profile"
+                                                                                                ? buildInventoryMovementQuery(filters, resolvedLimit, "dt")
+                                                                                                : recipe.query_template === "contracts_by_counterparty_profile"
+                                                                                                    ? CONTRACTS_BY_COUNTERPARTY_QUERY_TEMPLATE.replaceAll("__LIMIT__", String(resolvedLimit))
+                                                                                                    : recipe.query_template === "open_contracts_confirmed_as_of_balance_profile"
                                                                                                         ? (() => {
                                                                                                             const asOfExpr = (typeof filters.as_of_date === "string" && filters.as_of_date.trim().length > 0
                                                                                                                 ? toDateTimeExpr(filters.as_of_date, true)
@@ -1569,23 +1804,59 @@ function buildAddressRecipePlan(recipe, filters) {
                                                                                                                     ? toDateTimeExpr(filters.period_from, true)
                                                                                                                     : null) ??
                                                                                                                 "ТЕКУЩАЯДАТА()";
-                                                                                                            return RECEIVABLES_CONFIRMED_AS_OF_QUERY_TEMPLATE
+                                                                                                            return OPEN_CONTRACTS_CONFIRMED_AS_OF_QUERY_TEMPLATE
                                                                                                                 .replaceAll("__LIMIT__", String(resolvedLimit))
                                                                                                                 .replaceAll("__AS_OF_EXPR__", asOfExpr)
-                                                                                                                .replaceAll("__RECEIVABLE_ACCOUNTS_MATCH__", buildAccountPrefixPredicate("Остатки.Счет", ["62", "76"]))
+                                                                                                                .replaceAll("__OPEN_CONTRACT_ACCOUNTS_MATCH__", buildAccountPrefixPredicate("Остатки.Счет", ["60", "62", "76"]))
                                                                                                                 .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
                                                                                                         })()
-                                                                                                        : MOVEMENTS_QUERY_TEMPLATE
-                                                                                                            .replace("__LIMIT__", String(resolvedLimit))
-                                                                                                            .replace("__WHERE_CLAUSE__", (() => {
-                                                                                                            const extraConditions = [];
-                                                                                                            const accountCondition = buildMovementAccountCondition(filters);
-                                                                                                            if (accountCondition) {
-                                                                                                                extraConditions.push(accountCondition);
-                                                                                                            }
-                                                                                                            return buildWhereClause(filters, "Движения.Период", extraConditions);
-                                                                                                        })())
-                                                                                                            .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
+                                                                                                        : recipe.query_template === "payables_confirmed_as_of_balance_profile"
+                                                                                                            ? (() => {
+                                                                                                                const asOfExpr = (typeof filters.as_of_date === "string" && filters.as_of_date.trim().length > 0
+                                                                                                                    ? toDateTimeExpr(filters.as_of_date, true)
+                                                                                                                    : null) ??
+                                                                                                                    (typeof filters.period_to === "string" && filters.period_to.trim().length > 0
+                                                                                                                        ? toDateTimeExpr(filters.period_to, true)
+                                                                                                                        : null) ??
+                                                                                                                    (typeof filters.period_from === "string" && filters.period_from.trim().length > 0
+                                                                                                                        ? toDateTimeExpr(filters.period_from, true)
+                                                                                                                        : null) ??
+                                                                                                                    "ТЕКУЩАЯДАТА()";
+                                                                                                                return PAYABLES_CONFIRMED_AS_OF_QUERY_TEMPLATE
+                                                                                                                    .replaceAll("__LIMIT__", String(resolvedLimit))
+                                                                                                                    .replaceAll("__AS_OF_EXPR__", asOfExpr)
+                                                                                                                    .replaceAll("__PAYABLE_ACCOUNTS_MATCH__", buildAccountPrefixPredicate("Остатки.Счет", ["60", "76"]))
+                                                                                                                    .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
+                                                                                                            })()
+                                                                                                            : recipe.query_template === "receivables_confirmed_as_of_balance_profile"
+                                                                                                                ? (() => {
+                                                                                                                    const asOfExpr = (typeof filters.as_of_date === "string" && filters.as_of_date.trim().length > 0
+                                                                                                                        ? toDateTimeExpr(filters.as_of_date, true)
+                                                                                                                        : null) ??
+                                                                                                                        (typeof filters.period_to === "string" && filters.period_to.trim().length > 0
+                                                                                                                            ? toDateTimeExpr(filters.period_to, true)
+                                                                                                                            : null) ??
+                                                                                                                        (typeof filters.period_from === "string" && filters.period_from.trim().length > 0
+                                                                                                                            ? toDateTimeExpr(filters.period_from, true)
+                                                                                                                            : null) ??
+                                                                                                                        "ТЕКУЩАЯДАТА()";
+                                                                                                                    return RECEIVABLES_CONFIRMED_AS_OF_QUERY_TEMPLATE
+                                                                                                                        .replaceAll("__LIMIT__", String(resolvedLimit))
+                                                                                                                        .replaceAll("__AS_OF_EXPR__", asOfExpr)
+                                                                                                                        .replaceAll("__RECEIVABLE_ACCOUNTS_MATCH__", buildAccountPrefixPredicate("Остатки.Счет", ["62", "76"]))
+                                                                                                                        .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
+                                                                                                                })()
+                                                                                                                : MOVEMENTS_QUERY_TEMPLATE
+                                                                                                                    .replace("__LIMIT__", String(resolvedLimit))
+                                                                                                                    .replace("__WHERE_CLAUSE__", (() => {
+                                                                                                                    const extraConditions = [];
+                                                                                                                    const accountCondition = buildMovementAccountCondition(filters);
+                                                                                                                    if (accountCondition) {
+                                                                                                                        extraConditions.push(accountCondition);
+                                                                                                                    }
+                                                                                                                    return buildWhereClause(filters, "Движения.Период", extraConditions);
+                                                                                                                })())
+                                                                                                                    .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
     return {
         recipe,
         query,

llm_normalizer/backend/dist/services/address_runtime/composeStage.js

@@ -3,6 +3,7 @@ Object.defineProperty(exports, "__esModule", { value: true });
 exports.contractCandidatesFromRows = contractCandidatesFromRows;
 exports.composeFactualReply = composeFactualReply;
 exports.inferReplyType = inferReplyType;
+const assistantOrganizationMatcher_1 = require("../assistantOrganizationMatcher");
 const replyPackaging_1 = require("./replyPackaging");
 const counterpartyAnalyticsReplyBuilders_1 = require("./counterpartyAnalyticsReplyBuilders");
 const inventoryReplyBuilders_1 = require("./inventoryReplyBuilders");
@@ -515,10 +516,12 @@ function detectValueRankingFocus(userMessage) {
     if (asksTotalMoneyEarned) {
         return "total_flow";
     }
+    const hasCounterpartyRankingSubject = /(?:клиент|заказчик|покупател|контрагент|customer|client|counterpart|\u043a\u043b\u0438\u0435\u043d\u0442|\u0437\u0430\u043a\u0430\u0437\u0447\u0438\u043a|\u043f\u043e\u043a\u0443\u043f\u0430\u0442\u0435\u043b|\u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442)/iu.test(text);
+    const asksExplicitYearBreakdown = /(?:по\s+годам|за\s+какие\s+годы|динамик\w*\s+по\s+год|yearly\s+breakdown|by\s+year|\u043f\u043e\s+\u0433\u043e\u0434\u0430\u043c|\u0437\u0430\s+\u043a\u0430\u043a\u0438\u0435\s+\u0433\u043e\u0434\u044b|\u0434\u0438\u043d\u0430\u043c\u0438\u043a\w*\s+\u043f\u043e\s+\u0433\u043e\u0434)/iu.test(text);
     const asksYearlyRevenueRanking = /(?:доходн|выручк|оборот|прибыл|деньг|денег|revenue|turnover|income)/iu.test(text) &&
         /(?:год|года|годы|year|years|по\s+годам)/iu.test(text) &&
         /(?:сам(?:ый|ая|ое|ые)|топ|луч|best|max|наибольш|больше)/iu.test(text);
-    if (asksYearlyRevenueRanking) {
+    if (asksYearlyRevenueRanking && (!hasCounterpartyRankingSubject || asksExplicitYearBreakdown)) {
         return "top_years_by_total";
     }
     if (/(?:сам(?:ый|ая|ое|ые)\s+высок[а-яё]*|highest|largest)\s+чек|(?:max\s+check|чек\s+макс)/iu.test(text)) {
@@ -2516,7 +2519,7 @@ function composeFactualReplyBody(intent, rows, options = {}) {
             const nonErrorProbeRows = orderedProbeRows.filter((item) => item.status !== "error");
             const visibleProbeRows = (nonErrorProbeRows.length > 0 ? nonErrorProbeRows : orderedProbeRows).slice(0, 6);
             const erroredSources = vatProbe.probedSources.filter((item) => item.status === "error").length;
-            lines.push("", "Покрытие VAT-источников через MCP:", `- Найдено VAT-объектов: ${formatNumberWithDots(vatProbe.objectsTotal)} (документы: ${formatNumberWithDots(vatProbe.documentsTotal)}, регистры: ${formatNumberWithDots(vatProbe.registersTotal)}).`, `- Прямых источников проверено: ${formatNumberWithDots(vatProbe.probedSources.length)}.`, `- Источников с движениями до даты среза: ${formatNumberWithDots(nonEmptySources)}.`, `- Источников с ошибкой запроса: ${formatNumberWithDots(erroredSources)}.`);
+            lines.push("", "Покрытие VAT-источников в 1С:", `- Найдено VAT-объектов: ${formatNumberWithDots(vatProbe.objectsTotal)} (документы: ${formatNumberWithDots(vatProbe.documentsTotal)}, регистры: ${formatNumberWithDots(vatProbe.registersTotal)}).`, `- Прямых источников проверено: ${formatNumberWithDots(vatProbe.probedSources.length)}.`, `- Источников с движениями до даты среза: ${formatNumberWithDots(nonEmptySources)}.`, `- Источников с ошибкой запроса: ${formatNumberWithDots(erroredSources)}.`);
             if (visibleProbeRows.length > 0) {
                 lines.push(...visibleProbeRows.map((item, index) => {
                     const name = item.synonym ? `${item.fullName} (${item.synonym})` : item.fullName;
@@ -2536,7 +2539,7 @@ function composeFactualReplyBody(intent, rows, options = {}) {
             lines.push("- Сумма прогноза выше рассчитана строго по оборотам 68.02*/19*; прямые VAT-источники показаны для проверки покрытия.");
         }
         else if (vatProbe && vatProbe.status === "error") {
-            lines.push("", "Покрытие VAT-источников через MCP: probe завершился ошибкой, поэтому использован только базовый контур 68.02*/19*.");
+            lines.push("", "Покрытие VAT-источников в 1С: дополнительная проверка завершилась ошибкой, поэтому использован только базовый контур 68.02*/19*.");
         }
         if (!vatActivityDetected) {
             lines.push(`В выбранном окне не найдено движений по НДС-субсчетам 68.02*/19*; поэтому оперативный прогноз к уплате равен ${formatForecastMoney(0)}.`);
@@ -2588,12 +2591,15 @@ function composeFactualReplyBody(intent, rows, options = {}) {
         const periodWindowLabel = options.periodFrom && options.periodTo ? `${formatDateRu(options.periodFrom)}..${formatDateRu(options.periodTo)}` : null;
         const formatConfirmedMoney = (value) => (options.useRubCurrency ? formatMoneyRub(value) : formatMoney(value));
         const vatProbe = options.vatDirectSourceProbe ?? null;
+        const organizationLabel = (0, assistantOrganizationMatcher_1.normalizeOrganizationScopeValue)(options.organizationHint);
+        const organizationScopeLabel = organizationLabel ? ` по организации ${organizationLabel}` : "";
         const lines = [
-            `Коротко: подтвержденный НДС к уплате за налоговый период — ${formatConfirmedMoney(vatToPay)}.`,
+            `Коротко: подтвержденный НДС к уплате за налоговый период${organizationScopeLabel} — ${formatConfirmedMoney(vatToPay)}.`,
             `Если смотреть на возможный перенос или переплату, получается ${formatConfirmedMoney(carryoverOrOverpayment)}.`,
             "Это подтвержденный расчет по регистрам книг продаж и покупок, без surrogate-формулы 68/19.",
             "",
             "Что вошло в расчет:",
+            ...(organizationLabel ? [`- Организация: ${organizationLabel}.`] : []),
             `- Налоговый период расчета: ${periodWindowLabel ?? "не задан (нужен явный период)"}.`,
             `- НДС по книге продаж: ${formatConfirmedMoney(salesVat)}.`,
             `- НДС по книге покупок (вычеты): ${formatConfirmedMoney(purchaseVat)}.`,
@@ -2602,14 +2608,14 @@ function composeFactualReplyBody(intent, rows, options = {}) {
         if (vatProbe && vatProbe.status === "ok") {
             const nonEmptySources = vatProbe.probedSources.filter((item) => item.status === "ok").length;
             const erroredSources = vatProbe.probedSources.filter((item) => item.status === "error").length;
-            lines.push("", "Покрытие VAT-источников через MCP:", `- Найдено VAT-объектов: ${formatNumberWithDots(vatProbe.objectsTotal)} (документы: ${formatNumberWithDots(vatProbe.documentsTotal)}, регистры: ${formatNumberWithDots(vatProbe.registersTotal)}).`, `- Прямых источников проверено: ${formatNumberWithDots(vatProbe.probedSources.length)}.`, `- Источников с движениями до даты среза: ${formatNumberWithDots(nonEmptySources)}.`, `- Источников с ошибкой запроса: ${formatNumberWithDots(erroredSources)}.`);
+            lines.push("", "Покрытие VAT-источников в 1С:", `- Найдено VAT-объектов: ${formatNumberWithDots(vatProbe.objectsTotal)} (документы: ${formatNumberWithDots(vatProbe.documentsTotal)}, регистры: ${formatNumberWithDots(vatProbe.registersTotal)}).`, `- Прямых источников проверено: ${formatNumberWithDots(vatProbe.probedSources.length)}.`, `- Источников с движениями до даты среза: ${formatNumberWithDots(nonEmptySources)}.`, `- Источников с ошибкой запроса: ${formatNumberWithDots(erroredSources)}.`);
             if (vatProbe.errors.length > 0) {
                 lines.push(`- Ограничения probe: ${vatProbe.errors.slice(0, 2).join("; ")}.`);
             }
-            lines.push("- Сумма расчета выше получена по книгам продаж/покупок; probe использован для контроля полноты VAT-источников.");
+            lines.push("- Сумма расчета выше получена по книгам продаж/покупок; дополнительная проверка использована для контроля полноты VAT-источников.");
         }
         else if (vatProbe && vatProbe.status === "error") {
-            lines.push("", "Покрытие VAT-источников через MCP: дополнительный probe недоступен (например, timeout metadata).", "Итоговая сумма НДС выше рассчитана по основному маршруту книг продаж/покупок; probe влияет только на диагностику покрытия.");
+            lines.push("", "Покрытие VAT-источников в 1С: дополнительная проверка недоступна, поэтому использован основной бухгалтерский срез.", "Итоговая сумма НДС выше рассчитана по основному маршруту книг продаж/покупок; probe влияет только на диагностику покрытия.");
             if (vatProbe.errors.length > 0) {
                 lines.push(`- Детали probe: ${vatProbe.errors.slice(0, 2).join("; ")}.`);
             }
@@ -2679,7 +2685,7 @@ function composeFactualReplyBody(intent, rows, options = {}) {
         const vatProbe = options.vatDirectSourceProbe ?? null;
         if (vatProbe && vatProbe.status === "ok") {
             const nonEmptySources = vatProbe.probedSources.filter((item) => item.status === "ok").length;
-            lines.push("", "Блок 2.1. MCP-проверка VAT-источников", `- VAT-объектов в метаданных 1С: ${formatNumberWithDots(vatProbe.objectsTotal)} (документы: ${formatNumberWithDots(vatProbe.documentsTotal)}, регистры: ${formatNumberWithDots(vatProbe.registersTotal)}).`, `- Пробных прямых источников проверено: ${formatNumberWithDots(vatProbe.probedSources.length)}.`, `- Источников с движениями до даты среза: ${formatNumberWithDots(nonEmptySources)}.`);
+            lines.push("", "Блок 2.1. Проверка VAT-источников в 1С", `- VAT-объектов в метаданных 1С: ${formatNumberWithDots(vatProbe.objectsTotal)} (документы: ${formatNumberWithDots(vatProbe.documentsTotal)}, регистры: ${formatNumberWithDots(vatProbe.registersTotal)}).`, `- Пробных прямых источников проверено: ${formatNumberWithDots(vatProbe.probedSources.length)}.`, `- Источников с движениями до даты среза: ${formatNumberWithDots(nonEmptySources)}.`);
             if (vatProbe.probedSources.length > 0) {
                 lines.push(...vatProbe.probedSources.slice(0, 4).map((item, index) => {
                     const name = item.synonym ? `${item.fullName} (${item.synonym})` : item.fullName;
@@ -2696,7 +2702,7 @@ function composeFactualReplyBody(intent, rows, options = {}) {
             }
         }
         else if (vatProbe && vatProbe.status === "error") {
-            lines.push("", "Блок 2.1. MCP-проверка VAT-источников", "- Probe VAT-источников завершился ошибкой, поэтому срез подтвержден по доступному бухгалтерскому источнику (68*).");
+            lines.push("", "Блок 2.1. Проверка VAT-источников в 1С", "- Дополнительная проверка VAT-источников завершилась ошибкой, поэтому срез подтвержден по доступному бухгалтерскому источнику (68*).");
         }
         lines.push("", "Блок 3. Сводка", `- Строк в выборке: ${formatNumberWithDots(rows.length)}.`, `- Подтвержденных позиций по НДС: ${formatNumberWithDots(accountRows.length)}.`, "", "Блок 4. Подтвержденные позиции");
         if (accountRows.length > 0) {

llm_normalizer/backend/dist/services/address_runtime/counterpartyAnalyticsReplyBuilders.js

@@ -48,9 +48,9 @@ function composeCounterpartyAnalyticsReply(intent, rows, options = {}, deps) {
         const includeTotal = focus === "full_profile" || focus === "total_only";
         const includeRoles = focus === "full_profile" || focus === "roles_only";
         const directLead = focus === "suppliers_only"
-            ? `Поставщиков (только supplier-роль): ${supplierOnly}.`
+            ? `Поставщиков с ролью поставщика: ${supplierOnly}.`
             : focus === "customers_only"
-                ? `Заказчиков (только customer-роль): ${customerOnly}.`
+                ? `Заказчиков с ролью покупателя: ${customerOnly}.`
                 : focus === "mixed_only"
                     ? `Контрагентов со смешанной ролью: ${mixedActive}.`
                     : includeTotal && totalCounterparties > 0
@@ -74,9 +74,9 @@ function composeCounterpartyAnalyticsReply(intent, rows, options = {}, deps) {
         }
         if (includeRoles) {
             if (resolvedActive > 0 || activeCounterparties > 0) {
-                lines.push("Роли контрагентов по активности:");
-                lines.push(`Заказчики (только customer-роль): ${customerOnly}.`);
-                lines.push(`Поставщики (только supplier-роль): ${supplierOnly}.`);
+                lines.push("Распределение ролей по активности:");
+                lines.push(`Заказчики с ролью покупателя: ${customerOnly}.`);
+                lines.push(`Поставщики с ролью поставщика: ${supplierOnly}.`);
                 lines.push(`Смешанные (и покупатель, и поставщик): ${mixedActive}.`);
                 lines.push(`4. Всего активных контрагентов: ${activeCounterparties}.`);
                 if (otherCounterparties !== null) {
@@ -88,10 +88,10 @@ function composeCounterpartyAnalyticsReply(intent, rows, options = {}, deps) {
             }
         }
         if (focus === "suppliers_only") {
-            lines.push(`Поставщиков (только supplier-роль): ${supplierOnly}.`);
+            lines.push(`Поставщиков с ролью поставщика: ${supplierOnly}.`);
         }
         if (focus === "customers_only") {
-            lines.push(`Заказчиков (только customer-роль): ${customerOnly}.`);
+            lines.push(`Заказчиков с ролью покупателя: ${customerOnly}.`);
         }
         if (focus === "mixed_only") {
             lines.push(`Контрагентов со смешанной ролью: ${mixedActive}.`);
@@ -387,6 +387,11 @@ function composeCounterpartyAnalyticsReply(intent, rows, options = {}, deps) {
         const limit = deps.detectRankingLimit(options.userMessage, 20);
         const minOpsForAvgCheck = deps.detectMinOpsForAvgCheck(options.userMessage);
         const normalizedQuestion = deps.normalizeQuestionText(options.userMessage);
+        const asksSingleBestCounterparty = focus === "top_by_total" &&
+            /(?:какой|кто|which|who|какой|кто)/iu.test(normalizedQuestion) &&
+            /(?:больше\s+всего|сам(?:ый|ая|ое|ые)|наибольш|прин[её]с|highest|most|больше\s+всего|сам(?:ый|ая|РѕРµ|ые)|наибол|РїСЂРёРЅ[её]СЃ)/iu.test(normalizedQuestion) &&
+            !/(?:\btop\b|топ|рейтинг|список|первые|покажи\s+топ|дай\s+топ|покаж\w*\s+топ|дай\s+топ)/iu.test(normalizedQuestion);
+        const effectiveLimit = asksSingleBestCounterparty ? 1 : limit;
         const byCounterparty = new Map();
         const byYear = new Map();
         const deals = [];
@@ -554,7 +559,7 @@ function composeCounterpartyAnalyticsReply(intent, rows, options = {}, deps) {
                 ? `Топ-${visible.length} поставщиков по максимальной разовой выплате:`
                 : `Топ-${visible.length} заказчиков по максимальной сумме одной входящей операции:`;
             lines.unshift(heading);
-            lines.push(...visible.map((item, index) => `${index + 1}. ${item.name} | max single: ${item.maxSingle} | максимальная разовая сумма: ${deps.formatMoneyRub(item.maxSingle)} | сумма: ${deps.formatMoneyRub(item.total)} | операций: ${item.ops}`));
+            lines.push(...visible.map((item, index) => `${index + 1}. ${item.name} | максимальная разовая сумма: ${deps.formatMoneyRub(item.maxSingle)} | сумма: ${deps.formatMoneyRub(item.total)} | операций: ${item.ops}`));
             return (0, replyContracts_1.buildFactualListReply)(lines);
         }
         if (focus === "top_by_avg_check_min_ops") {
@@ -592,8 +597,11 @@ function composeCounterpartyAnalyticsReply(intent, rows, options = {}, deps) {
             lines.push(...visible.map((item, index) => `${index + 1}. ${formatOptionalDate(item.period, deps.formatDateRu)} | ${item.counterparty} | ${item.registrator} | ${deps.formatMoneyRub(item.amount)}`));
             return (0, replyContracts_1.buildFactualListReply)(lines);
         }
-        const visible = rankedByTotal.slice(0, limit);
+        const visible = rankedByTotal.slice(0, effectiveLimit);
         const singleCandidateOnly = rankedByTotal.length === 1;
+        const rankingPeriodLabel = options.periodFrom && options.periodTo
+            ? `за период ${deps.formatDateRu(options.periodFrom)}..${deps.formatDateRu(options.periodTo)}`
+            : "за доступное время";
         const heading = singleCandidateOnly
             ? isSupplier
                 ? "Найденный поставщик по сумме выплат:"
@@ -603,14 +611,17 @@ function composeCounterpartyAnalyticsReply(intent, rows, options = {}, deps) {
                 : `Топ-${visible.length} заказчиков по сумме поступлений:`;
         const leadingCounterparty = visible[0] ?? null;
         lines.unshift(heading);
+        if (options.periodFrom && options.periodTo) {
+            lines.push(`Период рейтинга: ${rankingPeriodLabel}.`);
+        }
         if (leadingCounterparty) {
             const directAnswerLine = singleCandidateOnly
                 ? isSupplier
                     ? `В выбранном срезе найден один поставщик: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям). Это не полноценный сравнительный рейтинг.`
                     : `В выбранном срезе найден один клиент: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям). Это не полноценный сравнительный рейтинг; сумма является денежным потоком, а не чистой прибылью.`
                 : isSupplier
-                    ? `Крупнейший поставщик по подтвержденным выплатам за доступное время: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям).`
-                    : `Самый доходный клиент за доступное время по подтвержденным поступлениям: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям). Это денежный поток, а не чистая прибыль.`;
+                    ? `Крупнейший поставщик по подтвержденным выплатам ${rankingPeriodLabel}: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям).`
+                    : `Самый доходный клиент ${rankingPeriodLabel} по подтвержденным поступлениям: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям). Это денежный поток, а не чистая прибыль.`;
             lines.unshift(directAnswerLine);
         }
         lines.push(...visible.map((item, index) => {

llm_normalizer/backend/dist/services/assistantMcpDiscoveryAnswerAdapter.js

@@ -2,6 +2,7 @@
 Object.defineProperty(exports, "__esModule", { value: true });
 exports.ASSISTANT_MCP_DISCOVERY_ANSWER_DRAFT_SCHEMA_VERSION = void 0;
 exports.buildAssistantMcpDiscoveryAnswerDraft = buildAssistantMcpDiscoveryAnswerDraft;
+const counterpartyRoleHeuristics_1 = require("./counterpartyRoleHeuristics");
 exports.ASSISTANT_MCP_DISCOVERY_ANSWER_DRAFT_SCHEMA_VERSION = "assistant_mcp_discovery_answer_draft_v1";
 function normalizeReasonCode(value) {
     const normalized = value
@@ -371,6 +372,26 @@ function metadataRouteFamilyLabelRu(routeFamily) {
     }
     return null;
 }
+function isInventoryReserveBoundaryTurn(pilot) {
+    const action = pilot.evidence.query_plan.turn_meaning_ref?.asked_action_family;
+    const unsupported = pilot.evidence.query_plan.turn_meaning_ref?.unsupported_but_understood_family;
+    return action === "inventory_reserve_boundary" || unsupported === "inventory_reserve_liquidation_boundary";
+}
+function isProfitMarginBoundaryTurn(pilot) {
+    const action = pilot.evidence.query_plan.turn_meaning_ref?.asked_action_family;
+    const unsupported = pilot.evidence.query_plan.turn_meaning_ref?.unsupported_but_understood_family;
+    return action === "profit_margin_boundary" || unsupported === "profit_margin_boundary";
+}
+function isDebtDueDateBoundaryTurn(pilot) {
+    const action = pilot.evidence.query_plan.turn_meaning_ref?.asked_action_family;
+    const unsupported = pilot.evidence.query_plan.turn_meaning_ref?.unsupported_but_understood_family;
+    return action === "debt_due_date_boundary" || unsupported === "debt_due_date_boundary";
+}
+function isVendorRiskBoundaryTurn(pilot) {
+    const action = pilot.evidence.query_plan.turn_meaning_ref?.asked_action_family;
+    const unsupported = pilot.evidence.query_plan.turn_meaning_ref?.unsupported_but_understood_family;
+    return action === "vendor_risk_procurement_boundary" || unsupported === "vendor_risk_procurement_boundary";
+}
 function businessOverviewInventoryUnknownLabel(overview) {
     if (overview.inventory_staleness_risk_proxy) {
         return "резервы/списания/ликвидационная стоимость склада";
@@ -433,6 +454,67 @@ function inlineBusinessOverviewAmount(value) {
         .replace(/\s*руб\.$/u, " рублей")
         .replace(/[\s.]+$/u, "");
 }
+function isFinancialInstitutionBucket(bucket) {
+    if (!bucket) {
+        return false;
+    }
+    return (bucket.counterparty_role_hint === "bank_or_financial_institution" ||
+        (0, counterpartyRoleHeuristics_1.isLikelyFinancialInstitutionCounterparty)(bucket.axis_value));
+}
+function firstNonFinancialInstitutionBucket(buckets) {
+    return (buckets ?? []).find((bucket) => !isFinancialInstitutionBucket(bucket)) ?? null;
+}
+function rankedBucketAmountLabel(bucket) {
+    return `${bucket.axis_value} — ${bucket.total_amount_human_ru}`;
+}
+function businessOverviewIncomingLeaderLine(overview) {
+    const leader = overview.top_customers[0];
+    if (!leader) {
+        return null;
+    }
+    if (!isFinancialInstitutionBucket(leader)) {
+        return `Самый крупный подтвержденный клиент в проверенном срезе: ${rankedBucketAmountLabel(leader)}.`;
+    }
+    const nonFinancial = firstNonFinancialInstitutionBucket(overview.top_customers.slice(1));
+    const nonFinancialText = nonFinancial
+        ? ` Крупнейший небанковский входящий контрагент в этом же срезе: ${rankedBucketAmountLabel(nonFinancial)}.`
+        : "";
+    return (`Крупнейший входящий денежный источник в проверенном срезе: ${rankedBucketAmountLabel(leader)}. ` +
+        "По названию это банк/финансовая организация, поэтому без проверки назначения платежа не называю это клиентской выручкой или бизнес-заказчиком." +
+        nonFinancialText);
+}
+function businessOverviewOutgoingLeaderLine(overview) {
+    const leader = overview.top_suppliers?.[0];
+    if (!leader) {
+        return null;
+    }
+    if (!isFinancialInstitutionBucket(leader)) {
+        return `Самый крупный подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${rankedBucketAmountLabel(leader)}.`;
+    }
+    const nonFinancial = firstNonFinancialInstitutionBucket(overview.top_suppliers.slice(1));
+    const nonFinancialText = nonFinancial
+        ? ` Крупнейший небанковский получатель исходящих денег в этом же срезе: ${rankedBucketAmountLabel(nonFinancial)}.`
+        : "";
+    return (`Крупнейший получатель исходящих денег в проверенном срезе: ${rankedBucketAmountLabel(leader)}. ` +
+        "По названию это банк/финансовая организация, поэтому без назначения платежа/договора не считаю это обычным поставщиком." +
+        nonFinancialText);
+}
+function businessOverviewSupplierBoundaryBasis(overview) {
+    const leader = overview.top_suppliers?.[0] ?? null;
+    if (!leader) {
+        return "есть только общий срез исходящих платежей без надежного vendor-risk профиля";
+    }
+    const share = percentText(leader.total_amount, overview.outgoing_supplier_payout.total_amount);
+    if (isFinancialInstitutionBucket(leader)) {
+        const base = share
+            ? `крупнейший получатель исходящих денег ${leader.axis_value} держит около ${share} проверенного исходящего потока (${leader.total_amount_human_ru})`
+            : `крупнейший получатель исходящих денег: ${rankedBucketAmountLabel(leader)}`;
+        return `${base}; по названию это банк/финансовая организация, поэтому этот факт нельзя считать доказанной зависимостью от одного обычного поставщика`;
+    }
+    return share
+        ? `крупнейший подтвержденный поставщик/получатель исходящих платежей ${leader.axis_value} держит около ${share} проверенного исходящего потока (${leader.total_amount_human_ru})`
+        : `крупнейший подтвержденный поставщик/получатель исходящих платежей: ${rankedBucketAmountLabel(leader)}`;
+}
 function businessOverviewHeadlineMetricsLine(overview) {
     const parts = [];
     if (overview.incoming_customer_revenue.rows_with_amount > 0) {
@@ -444,14 +526,72 @@ function businessOverviewHeadlineMetricsLine(overview) {
     if (overview.incoming_customer_revenue.rows_with_amount > 0 || overview.outgoing_supplier_payout.rows_with_amount > 0) {
         parts.push(`расчетное операционное нетто ${inlineBusinessOverviewAmount(overview.net_amount_human_ru)}`);
     }
+    if (overview.accounting_financial_result) {
+        const result = overview.accounting_financial_result;
+        const direction = result.final_result_direction === "profit"
+            ? "учетная прибыль"
+            : result.final_result_direction === "loss"
+                ? "учетный убыток"
+                : "нулевой учетный финрезультат";
+        const amount = result.final_result_direction === "loss"
+            ? `минус ${inlineBusinessOverviewAmount(result.final_result_amount_human_ru)}`
+            : inlineBusinessOverviewAmount(result.final_result_amount_human_ru);
+        const margin = result.net_margin_to_revenue_pct === null
+            ? "маржа к выручке 90.01 не рассчитана"
+            : `маржа к выручке 90.01 ${result.net_margin_to_revenue_pct}%`;
+        parts.push(`${direction} 90/91/99 ${amount}; ${margin}`);
+    }
     const strongestIncomingYear = businessOverviewStrongestIncomingYear(overview);
     if (strongestIncomingYear) {
         parts.push(`самый сильный год по подтвержденным входящим поступлениям ${strongestIncomingYear.year_bucket}: ${inlineBusinessOverviewAmount(strongestIncomingYear.incoming_total_amount_human_ru)}`);
     }
     return parts.length > 0
-        ? `${parts.join("; ")}. Это operating-flow proxy по найденным строкам, не бухгалтерская прибыль и не финрезультат`
+        ? overview.accounting_financial_result
+            ? `${parts.join("; ")}. Финрезультат ограничен найденными строками 1С и не является внешним аудитом или юридически подтвержденной отчетностью`
+            : `${parts.join("; ")}. Это operating-flow proxy по найденным строкам, не бухгалтерская прибыль и не финрезультат`
         : null;
 }
+function businessOverviewAccountingFinancialResultText(overview) {
+    const result = overview.accounting_financial_result;
+    if (!result) {
+        return null;
+    }
+    const direction = result.final_result_direction === "profit"
+        ? "учетная прибыль"
+        : result.final_result_direction === "loss"
+            ? "учетный убыток"
+            : "нулевой учетный финрезультат";
+    const signedAmount = result.final_result_direction === "loss"
+        ? `минус ${result.final_result_amount_human_ru}`
+        : result.final_result_amount_human_ru;
+    const marginText = result.net_margin_to_revenue_pct === null
+        ? "маржа к выручке 90.01 не рассчитана"
+        : `маржа к выручке 90.01 ${result.net_margin_to_revenue_pct}%`;
+    const basis = result.final_transfer_basis === "account_99_to_84_period_close"
+        ? "по закрытию 99 на 84"
+        : "по закрытию 90/91 на 99";
+    return `По бухгалтерскому маршруту 90/91/99 за ${result.period_scope} подтвержден ${direction}: ${signedAmount}; ${marginText}. Основа: ${basis}, ${result.period_close_rows_with_amount} строк(и) закрытия периода с суммой. Это учетный финрезультат по найденным строкам 1С, не внешний аудит и не юридически подтвержденная отчетность.`;
+}
+function businessOverviewDebtDueDateAgingText(overview) {
+    const aging = overview.debt_due_date_aging;
+    if (!aging) {
+        return null;
+    }
+    if (aging.evidence_status === "confirmed_overdue") {
+        const top = aging.top_overdue_items?.[0] ?? null;
+        const topText = top
+            ? ` Самая старая строка: due date ${top.due_date}, просрочка ${top.overdue_days} дн., ${top.amount_human_ru}${top.contract ? ` по договору ${top.contract}` : ""}.`
+            : "";
+        return `Due-date aging на ${aging.as_of_date} проверен по срокам оплаты договоров и датам расчетных документов: подтверждено просроченных строк ${aging.overdue_rows}, сумма ${aging.overdue_amount_human_ru}.${topText}`;
+    }
+    if (aging.evidence_status === "no_payment_terms_configured") {
+        return `Due-date aging на ${aging.as_of_date} проверен по открытым расчетам: брутто ${aging.gross_open_amount_human_ru}, строк с суммой ${aging.rows_with_amount}, но в проверенных договорах срок оплаты не установлен. Подтвержденной просрочки по договорным срокам оплаты нет.`;
+    }
+    if (aging.evidence_status === "insufficient_due_date_basis") {
+        return `Due-date aging на ${aging.as_of_date} запускался, но по строкам с установленным сроком оплаты не хватило даты расчетного документа для честного расчета due date. Просрочка не подтверждена.`;
+    }
+    return `Due-date aging на ${aging.as_of_date} проверен: строк с установленным сроком оплаты ${aging.rows_with_payment_terms}, подтвержденной просрочки не найдено; не просрочено по расчету ${aging.not_yet_due_amount_human_ru}.`;
+}
 function headlineFor(mode, pilot) {
     const askedMonthlyBreakdown = pilot.derived_bidirectional_value_flow?.aggregation_axis === "month" ||
         pilot.derived_value_flow?.aggregation_axis === "month";
@@ -469,6 +609,35 @@ function headlineFor(mode, pilot) {
     }
     if (isBusinessOverviewPilot(pilot) && pilot.derived_business_overview && mode === "confirmed_with_bounded_inference") {
         const overview = pilot.derived_business_overview;
+        if (isProfitMarginBoundaryTurn(pilot)) {
+            const accountingFinancialResultText = businessOverviewAccountingFinancialResultText(overview);
+            if (accountingFinancialResultText) {
+                return accountingFinancialResultText;
+            }
+            return "Нельзя точно подтвердить чистую прибыль и маржу по текущему срезу 1С; есть только bounded operating-flow/trading-margin proxy, не P&L и не бухгалтерский финрезультат.";
+        }
+        if (isDebtDueDateBoundaryTurn(pilot)) {
+            const dueDateText = businessOverviewDebtDueDateAgingText(overview);
+            if (dueDateText) {
+                return dueDateText;
+            }
+            return "Нельзя точно определить, какая дебиторка просрочена, по текущему срезу 1С; есть только debt-quality proxy, но нет проверенного due-date маршрута по договорам, срокам оплаты и погашению расчетов.";
+        }
+        if (isInventoryReserveBoundaryTurn(pilot)) {
+            const inventoryBasis = overview.inventory_staleness_risk_proxy
+                ? "есть только складской staleness-risk proxy по найденным строкам"
+                : overview.inventory_position || overview.inventory_turnover_proxy
+                    ? "есть только ограниченные складские proxy-сигналы по найденным строкам"
+                    : "нет отдельного складского среза на дату и проверки учетной политики резервов";
+            return `Коротко: точно подтвердить резерв под неликвиды по текущим данным нельзя; ${inventoryBasis}. Можно честно говорить только о необходимости отдельной проверки склада, списаний/резервов и ликвидационной стоимости, не превращая proxy в доказанный факт резерва.`;
+        }
+        if (isVendorRiskBoundaryTurn(pilot)) {
+            const supplierLeader = overview.top_suppliers?.[0] ?? null;
+            const proxyLabel = isFinancialInstitutionBucket(supplierLeader)
+                ? "outgoing cash concentration proxy"
+                : "procurement concentration proxy";
+            return `Коротко: точный риск зависимости от одного поставщика по текущим данным не подтвержден; есть только ${proxyLabel}: ${businessOverviewSupplierBoundaryBasis(overview)}. Это сигнал концентрации исходящих платежей, а не полный аудит надежности поставщиков, условий, качества и структуры всех расходов.`;
+        }
         const families = [];
         if (overview.incoming_customer_revenue.rows_with_amount > 0 ||
             overview.outgoing_supplier_payout.rows_with_amount > 0) {
@@ -492,6 +661,9 @@ function headlineFor(mode, pilot) {
         if (overview.tax_position) {
             families.push("НДС-позиция");
         }
+        if (overview.accounting_financial_result) {
+            families.push("учетный финрезультат 90/91/99");
+        }
         if (overview.trading_margin_proxy) {
             families.push("торговый margin proxy");
         }
@@ -507,6 +679,9 @@ function headlineFor(mode, pilot) {
         if (overview.debt_staleness_risk_proxy) {
             families.push("staleness risk proxy открытых расчетов");
         }
+        if (overview.debt_due_date_aging) {
+            families.push("due-date aging открытых расчетов");
+        }
         if (overview.inventory_position) {
             families.push("складской срез на дату");
         }
@@ -516,18 +691,22 @@ function headlineFor(mode, pilot) {
         if (overview.inventory_staleness_risk_proxy) {
             families.push("staleness risk proxy склада");
         }
-        const unknownFamilies = [overview.trading_margin_proxy ? "чистая прибыль/точная маржа" : "прибыль/маржа"];
+        const unknownFamilies = overview.accounting_financial_result
+            ? ["аудированная/юридически подтвержденная прибыль"]
+            : [overview.trading_margin_proxy ? "чистая прибыль/точная маржа" : "прибыль/маржа"];
         if (!overview.tax_position) {
             unknownFamilies.push("НДС");
         }
         if (!overview.debt_position) {
             unknownFamilies.push("долговой срез");
         }
-        unknownFamilies.push(overview.debt_staleness_risk_proxy
-            ? "договорные сроки оплаты/due-date просрочка"
-            : overview.debt_open_settlement_quality
-                ? "due-date просрочка"
-                : "качество открытых расчетов");
+        if (!overview.debt_due_date_aging) {
+            unknownFamilies.push(overview.debt_staleness_risk_proxy
+                ? "договорные сроки оплаты/due-date просрочка"
+                : overview.debt_open_settlement_quality
+                    ? "due-date просрочка"
+                    : "качество открытых расчетов");
+        }
         unknownFamilies.push(businessOverviewInventoryUnknownLabel(overview));
         const metricLead = businessOverviewHeadlineMetricsLine(overview);
         if (metricLead) {
@@ -725,9 +904,14 @@ function buildMustNotClaim(pilot) {
         claims.push("Do not present a debt-position snapshot as debt aging, overdue debt, or credit-quality analysis.");
         claims.push("Do not present open-settlement concentration as contractual due-date aging or confirmed overdue debt.");
         claims.push("Do not present business overview debt staleness risk proxy as confirmed overdue debt, contractual delinquency, credit risk, or due-date aging.");
+        claims.push("Do not claim contractual overdue debt unless the due-date aging route found configured payment terms and enough settlement-date evidence.");
         claims.push("Do not present an inventory snapshot or purchase-date aging signal as turnover, obsolescence, liquidation value, or full inventory health.");
         claims.push("Do not present business overview inventory turnover proxy as full inventory liquidity, FIFO turnover, obsolescence analysis, or liquidation value.");
         claims.push("Do not present business overview inventory staleness risk proxy as confirmed obsolete stock, reserve, write-off, or liquidation value.");
+        if (pilot.derived_business_overview?.top_customers?.some(isFinancialInstitutionBucket) ||
+            pilot.derived_business_overview?.top_suppliers?.some(isFinancialInstitutionBucket)) {
+            claims.push("Do not present bank-like counterparties as ordinary customers, suppliers, revenue, procurement dependency, or business quality evidence without payment-purpose/contract proof.");
+        }
         if (pilot.derived_business_overview?.missing_proof_families?.length) {
             claims.push("Do not present business overview missing proof families as checked, executed, or confirmed routes.");
         }
@@ -736,6 +920,9 @@ function buildMustNotClaim(pilot) {
     if (pilot.derived_ranked_value_flow) {
         claims.push("Do not present a bounded ranking as a complete all-time ranking outside the checked period and organization.");
         claims.push("Do not imply the top-ranked counterparty is globally final when probe-limit or scope boundaries still exist.");
+        if (pilot.derived_ranked_value_flow.ranked_values.some(isFinancialInstitutionBucket)) {
+            claims.push("Do not present bank-like counterparties as ordinary customers, suppliers, revenue, procurement dependency, or business quality evidence without payment-purpose/contract proof.");
+        }
     }
     if (isDocumentPilot(pilot)) {
         claims.push("Do not claim full document history outside the checked period.");
@@ -885,24 +1072,38 @@ function derivedRankedValueFlowConfirmedLine(pilot) {
         return null;
     }
     const leader = ranking.ranked_values[0];
+    const leaderLooksFinancial = isFinancialInstitutionBucket(leader);
     const organization = ranking.organization_scope ? ` по организации ${ranking.organization_scope}` : "";
     const period = ranking.period_scope ? ` за период ${ranking.period_scope}` : " в проверенном окне";
+    const roleCaveat = leaderLooksFinancial
+        ? ranking.value_flow_direction === "outgoing_supplier_payout"
+            ? " По названию это банк/финансовая организация, поэтому без назначения платежа/договора не называю это обычным поставщиком."
+            : " По названию это банк/финансовая организация, поэтому без назначения платежа не называю это клиентской выручкой или бизнес-заказчиком."
+        : "";
     if (ranking.ranked_values.length === 1) {
-        const singleLead = ranking.value_flow_direction === "outgoing_supplier_payout"
-            ? "В проверенных исходящих платежах найден один контрагент"
-            : "В проверенных входящих поступлениях найден один контрагент";
+        const singleLead = leaderLooksFinancial
+            ? ranking.value_flow_direction === "outgoing_supplier_payout"
+                ? "В проверенных исходящих платежах найден один банковский/финансовый получатель"
+                : "В проверенных входящих поступлениях найден один банковский/финансовый источник"
+            : ranking.value_flow_direction === "outgoing_supplier_payout"
+                ? "В проверенных исходящих платежах найден один контрагент"
+                : "В проверенных входящих поступлениях найден один контрагент";
         const limitCaveat = ranking.coverage_limited_by_probe_limit
             ? " Лимит строк проверки достигнут; сравнение с другими контрагентами может быть неполным."
             : " Других контрагентов в этом проверенном срезе не найдено, поэтому это не полноценный сравнительный рейтинг.";
-        return `${singleLead} ${leader.axis_value}${organization}${period}: ${leader.total_amount_human_ru} по ${leader.rows_with_amount} строкам с суммой.${limitCaveat}`;
+        return `${singleLead} ${leader.axis_value}${organization}${period}: ${leader.total_amount_human_ru} по ${leader.rows_with_amount} строкам с суммой.${roleCaveat}${limitCaveat}`;
     }
-    const directionLead = ranking.ranking_need === "bottom_asc"
+    const directionLead = leaderLooksFinancial
         ? ranking.value_flow_direction === "outgoing_supplier_payout"
-            ? "Меньше всего заплатили контрагенту"
-            : "Меньше всего денег принёс контрагент"
-        : ranking.value_flow_direction === "outgoing_supplier_payout"
-            ? "Больше всего заплатили контрагенту"
-            : "Больше всего денег принёс контрагент";
+            ? "Крупнейший получатель исходящих денег"
+            : "Крупнейший входящий денежный источник"
+        : ranking.ranking_need === "bottom_asc"
+            ? ranking.value_flow_direction === "outgoing_supplier_payout"
+                ? "Меньше всего заплатили контрагенту"
+                : "Меньше всего денег принёс контрагент"
+            : ranking.value_flow_direction === "outgoing_supplier_payout"
+                ? "Больше всего заплатили контрагенту"
+                : "Больше всего денег принёс контрагент";
     const tail = ranking.ranked_values
         .slice(1, 3)
         .map((bucket) => `${bucket.axis_value} — ${bucket.total_amount_human_ru}`)
@@ -911,7 +1112,7 @@ function derivedRankedValueFlowConfirmedLine(pilot) {
     const limitCaveat = ranking.coverage_limited_by_probe_limit
         ? " Лимит строк проверки достигнут; рейтинг может быть неполным."
         : "";
-    return `${directionLead} ${leader.axis_value}${organization}${period}: ${leader.total_amount_human_ru} по ${leader.rows_with_amount} строкам с суммой.${trail}${limitCaveat}`;
+    return `${directionLead} ${leader.axis_value}${organization}${period}: ${leader.total_amount_human_ru} по ${leader.rows_with_amount} строкам с суммой.${roleCaveat}${trail}${limitCaveat}`;
 }
 function derivedValueFlowConfirmedLine(pilot) {
     const flow = pilot.derived_value_flow;
@@ -1070,13 +1271,13 @@ function derivedBusinessOverviewConfirmedLines(pilot) {
     if (strongestIncomingYear) {
         lines.push(`Самый сильный год по подтвержденным входящим поступлениям: ${strongestIncomingYear.year_bucket} — ${strongestIncomingYear.incoming_total_amount_human_ru} по ${strongestIncomingYear.incoming_rows_with_amount} строкам с суммой. Это не бухгалтерская прибыль.`);
     }
-    const leader = overview.top_customers[0];
-    if (leader) {
-        lines.push(`Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`);
+    const incomingLeaderLine = businessOverviewIncomingLeaderLine(overview);
+    if (incomingLeaderLine) {
+        lines.push(incomingLeaderLine);
     }
-    const supplierLeader = overview.top_suppliers?.[0];
-    if (supplierLeader) {
-        lines.push(`Самый крупный подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${supplierLeader.axis_value} — ${supplierLeader.total_amount_human_ru}.`);
+    const outgoingLeaderLine = businessOverviewOutgoingLeaderLine(overview);
+    if (outgoingLeaderLine) {
+        lines.push(outgoingLeaderLine);
     }
     if (overview.yearly_breakdown?.length) {
         lines.push(`Годовая раскладка операционного денежного потока построена по подтвержденным строкам 1С за ${yearCountHumanRu(overview.yearly_breakdown.length)}.`);
@@ -1124,6 +1325,12 @@ function derivedBusinessOverviewConfirmedLines(pilot) {
                 : "сбалансирован";
         lines.push(`НДС-позиция за ${overview.tax_position.period_scope}: книга продаж ${overview.tax_position.sales_vat_amount_human_ru}, книга покупок/вычеты ${overview.tax_position.purchase_vat_amount_human_ru}, нетто ${taxDirection} ${overview.tax_position.net_vat_amount_human_ru}.`);
     }
+    if (overview.accounting_financial_result) {
+        const accountingFinancialResultText = businessOverviewAccountingFinancialResultText(overview);
+        if (accountingFinancialResultText) {
+            lines.push(accountingFinancialResultText);
+        }
+    }
     if (overview.trading_margin_proxy) {
         const proxy = overview.trading_margin_proxy;
         const marginText = proxy.margin_to_revenue_pct === null ? "не рассчитана" : `${proxy.margin_to_revenue_pct}%`;
@@ -1156,6 +1363,10 @@ function derivedBusinessOverviewConfirmedLines(pilot) {
         const counterpartyText = proxy.top_contract_counterparty ? ` / ${proxy.top_contract_counterparty}` : "";
         lines.push(`Staleness risk proxy открытых расчетов на ${proxy.as_of_date}: самый старый договорный сигнал ${proxy.oldest_contract_start_date}, возраст ${proxy.max_contract_age_days} дн.; старейший крупный договор ${proxy.top_contract}${counterpartyText} держит ${proxy.top_contract_amount_human_ru} (${proxy.top_contract_share_pct}% брутто открытых остатков); оценка ${debtStalenessRiskBandRu(proxy.risk_band)}. Это не подтвержденная просрочка, не кредитный риск и не due-date aging.`);
     }
+    const dueDateText = businessOverviewDebtDueDateAgingText(overview);
+    if (dueDateText) {
+        lines.push(dueDateText);
+    }
     if (overview.inventory_position) {
         const leader = overview.inventory_position.top_items[0];
         const leaderText = leader
@@ -1203,6 +1414,13 @@ function businessOverviewCustomerConcentrationLine(overview) {
         return null;
     }
     const share = percentText(leader.total_amount, overview.incoming_customer_revenue.total_amount);
+    if (isFinancialInstitutionBucket(leader)) {
+        const base = share
+            ? `Крупнейший входящий денежный источник ${leader.axis_value} дает около ${share} проверенных входящих поступлений (${leader.total_amount_human_ru})`
+            : `Крупнейший входящий денежный источник в проверенном срезе: ${rankedBucketAmountLabel(leader)}`;
+        const nonFinancial = firstNonFinancialInstitutionBucket(overview.top_customers.slice(1));
+        return `${base}. По названию это банк/финансовая организация, поэтому это не доказывает клиентскую выручку или зависимость от клиента.${nonFinancial ? ` Крупнейший небанковский входящий контрагент: ${rankedBucketAmountLabel(nonFinancial)}.` : ""}`;
+    }
     return share
         ? `Концентрация входящего потока: крупнейший подтвержденный клиент ${leader.axis_value} дает около ${share} проверенных входящих поступлений (${leader.total_amount_human_ru}). Это сигнал зависимости от клиента, а не полный customer-risk аудит.`
         : `Крупнейший подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`;
@@ -1213,6 +1431,13 @@ function businessOverviewSupplierConcentrationLine(overview) {
         return null;
     }
     const share = percentText(leader.total_amount, overview.outgoing_supplier_payout.total_amount);
+    if (isFinancialInstitutionBucket(leader)) {
+        const base = share
+            ? `Концентрация исходящего потока: крупнейший получатель исходящих денег ${leader.axis_value} держит около ${share} проверенных исходящих платежей (${leader.total_amount_human_ru})`
+            : `Крупнейший получатель исходящих денег в проверенном срезе: ${rankedBucketAmountLabel(leader)}`;
+        const nonFinancial = firstNonFinancialInstitutionBucket(overview.top_suppliers.slice(1));
+        return `${base}. По названию это банк/финансовая организация, поэтому это не доказательство зависимости от обычного поставщика без проверки назначения платежа/договора.${nonFinancial ? ` Крупнейший небанковский получатель исходящих денег: ${rankedBucketAmountLabel(nonFinancial)}.` : ""}`;
+    }
     return share
         ? `Концентрация исходящего потока: крупнейший подтвержденный поставщик/получатель исходящих платежей ${leader.axis_value} держит около ${share} проверенных исходящих платежей (${leader.total_amount_human_ru}). Это сигнал procurement concentration по найденным строкам, а не полный vendor-risk аудит или структура всех расходов.`
         : `Крупнейший подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`;
@@ -1257,6 +1482,18 @@ function businessOverviewRiskSynthesisLine(overview) {
             : `маржинальность proxy ${overview.trading_margin_proxy.margin_to_revenue_pct}%`;
         signals.push(`торговый спред proxy ${overview.trading_margin_proxy.gross_spread_proxy_human_ru}, ${marginText}`);
     }
+    if (overview.accounting_financial_result) {
+        const result = overview.accounting_financial_result;
+        const direction = result.final_result_direction === "profit"
+            ? "учетная прибыль"
+            : result.final_result_direction === "loss"
+                ? "учетный убыток"
+                : "нулевой учетный финрезультат";
+        const marginText = result.net_margin_to_revenue_pct === null
+            ? "маржа к выручке 90.01 не рассчитана"
+            : `маржа к выручке 90.01 ${result.net_margin_to_revenue_pct}%`;
+        signals.push(`${direction} 90/91/99 ${result.final_result_amount_human_ru}, ${marginText}`);
+    }
     if (overview.debt_position) {
         const debtDirection = overview.debt_position.net_debt_position_direction === "net_receivable"
             ? `дебиторка больше кредиторки на ${overview.debt_position.net_debt_position_amount_human_ru}`
@@ -1275,6 +1512,16 @@ function businessOverviewRiskSynthesisLine(overview) {
     if (overview.debt_staleness_risk_proxy) {
         signals.push(`staleness risk proxy открытых расчетов: ${debtStalenessRiskBandRu(overview.debt_staleness_risk_proxy.risk_band)}, возраст ${overview.debt_staleness_risk_proxy.max_contract_age_days} дн., концентрация старейшего крупного договора ${overview.debt_staleness_risk_proxy.top_contract_share_pct}%`);
     }
+    if (overview.debt_due_date_aging) {
+        const aging = overview.debt_due_date_aging;
+        signals.push(aging.evidence_status === "confirmed_overdue"
+            ? `due-date aging: подтвержденная просрочка ${aging.overdue_amount_human_ru}, строк ${aging.overdue_rows}`
+            : aging.evidence_status === "no_payment_terms_configured"
+                ? "due-date aging: проверено, но сроки оплаты в договорах не установлены; подтвержденной просрочки нет"
+                : aging.evidence_status === "insufficient_due_date_basis"
+                    ? "due-date aging: не хватило даты расчетного документа для честного расчета просрочки"
+                    : `due-date aging: проверено, подтвержденной просрочки не найдено`);
+    }
     if (overview.document_activity_profile) {
         const topDocument = overview.document_activity_profile.top_document_types[0];
         const topSection = overview.document_activity_profile.top_account_sections[0];
@@ -1411,6 +1658,9 @@ function buildAssistantMcpDiscoveryAnswerDraft(pilot) {
     if (pilot.derived_business_overview?.tax_position) {
         pushReason(reasonCodes, "answer_contains_business_overview_tax_position");
     }
+    if (pilot.derived_business_overview?.accounting_financial_result) {
+        pushReason(reasonCodes, "answer_contains_business_overview_accounting_financial_result");
+    }
     if (pilot.derived_business_overview?.trading_margin_proxy) {
         pushReason(reasonCodes, "answer_contains_business_overview_trading_margin_proxy");
     }
@@ -1441,6 +1691,10 @@ function buildAssistantMcpDiscoveryAnswerDraft(pilot) {
     if (pilot.derived_business_overview?.debt_staleness_risk_proxy) {
         pushReason(reasonCodes, "answer_contains_business_overview_debt_staleness_risk_proxy");
     }
+    if (pilot.derived_business_overview?.debt_due_date_aging) {
+        pushReason(reasonCodes, "answer_contains_business_overview_debt_due_date_aging");
+        pushReason(reasonCodes, `answer_contains_business_overview_debt_due_date_aging_${pilot.derived_business_overview.debt_due_date_aging.evidence_status}`);
+    }
     if (pilot.derived_business_overview?.inventory_position) {
         pushReason(reasonCodes, "answer_contains_business_overview_inventory_position");
     }

llm_normalizer/backend/dist/services/assistantMcpDiscoveryDebugAttachment.js

@@ -33,6 +33,11 @@ function isMcpDiscoveryEntryPointContract(value) {
     return (record?.schema_version === "assistant_mcp_discovery_runtime_entry_point_v1" &&
         record?.policy_owner === "assistantMcpDiscoveryRuntimeEntryPoint");
 }
+function isRouteCandidateContract(value) {
+    const record = toRecordObject(value);
+    return (record?.schema_version === "assistant_mcp_route_candidate_v1" &&
+        record?.policy_owner === "assistantMcpDiscoveryRuntimeBridge");
+}
 function resolveEntryPoint(input) {
     if (isMcpDiscoveryEntryPointContract(input.entryPoint)) {
         return input.entryPoint;
@@ -47,6 +52,7 @@ function buildAssistantMcpDiscoveryDebugAttachmentFields(input) {
     const bridge = toRecordObject(entryPoint?.bridge);
     const planner = toRecordObject(bridge?.planner);
     const chainAlignment = toRecordObject(planner?.catalog_chain_template_alignment);
+    const routeCandidate = isRouteCandidateContract(bridge?.route_candidate) ? bridge.route_candidate : null;
     const answerDraft = toRecordObject(bridge?.answer_draft);
     return {
         assistant_mcp_discovery_entry_point_v1: entryPoint,
@@ -59,6 +65,16 @@ function buildAssistantMcpDiscoveryDebugAttachmentFields(input) {
         mcp_discovery_catalog_chain_alignment_status: toNonEmptyString(chainAlignment?.alignment_status),
         mcp_discovery_catalog_chain_top_match: toNonEmptyString(chainAlignment?.top_chain_template_match),
         mcp_discovery_catalog_chain_selected_matches_top: chainAlignment?.selected_chain_matches_top === true,
+        mcp_discovery_route_candidate_v1: routeCandidate,
+        mcp_discovery_route_candidate_status: toNonEmptyString(routeCandidate?.candidate_status),
+        mcp_discovery_route_candidate_fact_family: toNonEmptyString(routeCandidate?.business_fact_family),
+        mcp_discovery_route_candidate_action_family: toNonEmptyString(routeCandidate?.action_family),
+        mcp_discovery_route_candidate_proof_expectation: toNonEmptyString(routeCandidate?.proof_expectation),
+        mcp_discovery_route_candidate_missing_axes: toStringArray(routeCandidate?.missing_axes),
+        mcp_discovery_route_candidate_provided_axes: toStringArray(routeCandidate?.provided_axes),
+        mcp_discovery_route_candidate_executable_now: routeCandidate?.executable_now === true,
+        mcp_discovery_route_candidate_enablement_reason: toNonEmptyString(routeCandidate?.enablement_reason),
+        mcp_discovery_route_candidate_next_action: toNonEmptyString(routeCandidate?.recommended_next_action),
         mcp_discovery_answer_mode: toNonEmptyString(answerDraft?.answer_mode),
         mcp_discovery_business_fact_answer_allowed: bridge?.business_fact_answer_allowed === true,
         mcp_discovery_user_facing_response_allowed: bridge?.user_facing_response_allowed === true,

llm_normalizer/backend/dist/services/assistantMcpDiscoveryPilotExecutor.js

@@ -6,6 +6,7 @@ const addressMcpClient_1 = require("./addressMcpClient");
 const assistantMcpDiscoveryRuntimeAdapter_1 = require("./assistantMcpDiscoveryRuntimeAdapter");
 const assistantMcpDiscoveryPolicy_1 = require("./assistantMcpDiscoveryPolicy");
 const addressRecipeCatalog_1 = require("./addressRecipeCatalog");
+const counterpartyRoleHeuristics_1 = require("./counterpartyRoleHeuristics");
 exports.ASSISTANT_MCP_DISCOVERY_PILOT_EXECUTOR_SCHEMA_VERSION = "assistant_mcp_discovery_pilot_executor_v1";
 const DEFAULT_DEPS = {
     executeAddressMcpQuery: addressMcpClient_1.executeAddressMcpQuery,
@@ -200,6 +201,16 @@ function buildBusinessOverviewDebtFilters(planner) {
         sort: "period_asc"
     };
 }
+function shouldRunDebtDueDateAgingProbe(planner) {
+    const actionFamily = toNonEmptyString(planner.data_need_graph?.action_family);
+    const turnActionFamily = toNonEmptyString(planner.discovery_plan.turn_meaning_ref?.asked_action_family);
+    const unsupportedFamily = toNonEmptyString(planner.discovery_plan.turn_meaning_ref?.unsupported_but_understood_family);
+    const proofExpectation = toNonEmptyString(planner.data_need_graph?.proof_expectation);
+    const combined = [actionFamily, turnActionFamily, unsupportedFamily, proofExpectation]
+        .filter((item) => Boolean(item))
+        .join(" ");
+    return /(?:debt_due_date_boundary|due[-_ ]?date|overdue|aging|просроч|срок\s+оплат|дебиторк|кредиторск)/iu.test(combined);
+}
 function buildBusinessOverviewInventoryFilters(planner) {
     const meaning = planner.discovery_plan.turn_meaning_ref;
     const organization = toNonEmptyString(meaning?.explicit_organization_scope);
@@ -231,6 +242,17 @@ function buildBusinessOverviewTradingMarginFilters(planner) {
         sort: "period_asc"
     };
 }
+function buildBusinessOverviewAccountingFinancialResultFilters(planner) {
+    const filters = buildBusinessOverviewTradingMarginFilters(planner);
+    if (!filters) {
+        return null;
+    }
+    return {
+        ...filters,
+        limit: Math.max(32, planner.discovery_plan.execution_budget.max_rows_per_probe),
+        sort: "period_asc"
+    };
+}
 function buildInventoryExactFilters(planner) {
     const meaning = planner.discovery_plan.turn_meaning_ref;
     const subject = firstEntityCandidate(planner);
@@ -715,7 +737,8 @@ async function executeCoverageAwareValueFlowQuery(input) {
     });
     executedProbeCount += 1;
     probeResults.push(queryResultToProbeResult(input.primitiveId, broadResult));
-    const broadCoverageLimited = !broadResult.error && broadResult.matched_rows >= input.maxRowsPerProbe;
+    const broadLimitThreshold = Math.max(1, Math.min(input.maxRowsPerProbe, broadRecipePlan.limit));
+    const broadCoverageLimited = !broadResult.error && broadResult.matched_rows >= broadLimitThreshold;
     if (broadResult.error) {
         pushUnique(queryLimitations, broadResult.error);
         return {
@@ -772,7 +795,8 @@ async function executeCoverageAwareValueFlowQuery(input) {
             pushUnique(queryLimitations, chunkResult.error);
             continue;
         }
-        if (chunkResult.matched_rows >= input.maxRowsPerProbe) {
+        const chunkLimitThreshold = Math.max(1, Math.min(input.maxRowsPerProbe, chunkPlan.limit));
+        if (chunkResult.matched_rows >= chunkLimitThreshold) {
             anyChunkLimited = true;
         }
         chunkResults.push(chunkResult);
@@ -1604,6 +1628,13 @@ function extractContractDateFromText(value) {
     if (!text || !/(?:договор|contract|дог\.)/iu.test(text)) {
         return null;
     }
+    return extractAnyDateFromText(text);
+}
+function extractAnyDateFromText(value) {
+    const text = toNonEmptyString(value);
+    if (!text) {
+        return null;
+    }
     const isoLikeMatch = text.match(/(\d{4})[-./](\d{1,2})[-./](\d{1,2})/);
     if (isoLikeMatch) {
         return normalizeDateParts(isoLikeMatch[1], isoLikeMatch[2], isoLikeMatch[3]);
@@ -1614,6 +1645,59 @@ function extractContractDateFromText(value) {
     }
     return null;
 }
+function rowContractDateValue(row) {
+    const explicit = rowTextValue(row, ["ДатаДоговора", "ContractDate", "contract_date"]);
+    return extractAnyDateFromText(explicit) ?? rowOpenSettlementContractStartDateValue(row);
+}
+function rowSettlementDocumentDateValue(row) {
+    const explicit = rowTextValue(row, [
+        "ДатаДокументаРасчетов",
+        "SettlementDocumentDate",
+        "settlement_document_date"
+    ]);
+    const settlementDocument = rowTextValue(row, [
+        "ДокументРасчетов",
+        "SettlementDocument",
+        "settlement_document"
+    ]);
+    return extractAnyDateFromText(explicit) ?? extractAnyDateFromText(settlementDocument) ?? extractAnyDateFromText(rowDocumentValue(row));
+}
+function rowPaymentTermIsSetValue(row) {
+    const candidate = rowTextValue(row, ["УстановленСрокОплаты", "PaymentTermIsSet", "payment_term_is_set"]);
+    if (typeof row["УстановленСрокОплаты"] === "boolean") {
+        return row["УстановленСрокОплаты"] === true;
+    }
+    if (typeof row["PaymentTermIsSet"] === "boolean") {
+        return row["PaymentTermIsSet"] === true;
+    }
+    if (!candidate) {
+        return false;
+    }
+    return /^(?:true|истина|да|yes|1)$/iu.test(candidate.trim());
+}
+function rowPaymentTermDaysValue(row) {
+    const value = rowNumberValue(row, ["СрокОплаты", "PaymentTermDays", "payment_term_days"]);
+    if (value === null || !Number.isFinite(value) || value <= 0) {
+        return null;
+    }
+    return Math.trunc(value);
+}
+function addDaysToIsoDate(isoDate, days) {
+    const match = isoDate.match(/^(\d{4})-(\d{2})-(\d{2})$/);
+    if (!match || !Number.isFinite(days)) {
+        return null;
+    }
+    const date = new Date(Date.UTC(Number(match[1]), Number(match[2]) - 1, Number(match[3])));
+    date.setUTCDate(date.getUTCDate() + Math.trunc(days));
+    if (Number.isNaN(date.getTime())) {
+        return null;
+    }
+    return [
+        String(date.getUTCFullYear()).padStart(4, "0"),
+        String(date.getUTCMonth() + 1).padStart(2, "0"),
+        String(date.getUTCDate()).padStart(2, "0")
+    ].join("-");
+}
 function earlierIsoDate(left, right) {
     if (!left) {
         return right;
@@ -2038,7 +2122,8 @@ function deriveRankedValueFlow(result, input) {
         axis_value: axisValue,
         rows_with_amount: bucket.rows_with_amount,
         total_amount: bucket.total_amount,
-        total_amount_human_ru: formatAmountHumanRu(bucket.total_amount)
+        total_amount_human_ru: formatAmountHumanRu(bucket.total_amount),
+        counterparty_role_hint: (0, counterpartyRoleHeuristics_1.counterpartyRoleHintForName)(axisValue)
     }))
         .sort((left, right) => {
         const amountDelta = right.total_amount - left.total_amount;
@@ -2199,6 +2284,99 @@ function deriveBusinessOverviewTaxPosition(result, periodScope) {
         inference_basis: "sales_book_minus_purchase_book_confirmed_1c_vat_rows"
     };
 }
+function accountingFinancialResultMarkerAmount(result, marker) {
+    let total = 0;
+    for (const row of result.rows) {
+        if (String(rowDocumentValue(row) ?? "") !== marker) {
+            continue;
+        }
+        const amount = rowAmountValue(row);
+        if (amount !== null && Number.isFinite(amount)) {
+            total += amount;
+        }
+    }
+    return total;
+}
+function accountingFinancialResultNonZeroCount(values) {
+    return values.filter((value) => Math.abs(value) > 0).length;
+}
+function deriveBusinessOverviewAccountingFinancialResult(result, periodScope) {
+    if (!result || result.error || result.matched_rows <= 0 || !periodScope) {
+        return null;
+    }
+    const salesRevenueAccounting = accountingFinancialResultMarkerAmount(result, "ACC90_REVENUE_KT");
+    const costOfSalesAccounting = accountingFinancialResultMarkerAmount(result, "ACC90_COST_DT");
+    const sellingExpensesAccounting = accountingFinancialResultMarkerAmount(result, "ACC90_SELLING_DT");
+    const adminExpensesAccounting = accountingFinancialResultMarkerAmount(result, "ACC90_ADMIN_DT");
+    const salesProfitTo99 = accountingFinancialResultMarkerAmount(result, "ACC90_RESULT_TO_99_PROFIT");
+    const salesLossFrom99 = accountingFinancialResultMarkerAmount(result, "ACC90_RESULT_FROM_99_LOSS");
+    const otherProfitTo99 = accountingFinancialResultMarkerAmount(result, "ACC91_RESULT_TO_99_PROFIT");
+    const otherLossFrom99 = accountingFinancialResultMarkerAmount(result, "ACC91_RESULT_FROM_99_LOSS");
+    const profitTransferTo84 = accountingFinancialResultMarkerAmount(result, "ACC99_TO84_PROFIT_TRANSFER");
+    const lossTransferFrom84 = accountingFinancialResultMarkerAmount(result, "ACC84_TO99_LOSS_TRANSFER");
+    const amountSignals = [
+        salesRevenueAccounting,
+        costOfSalesAccounting,
+        sellingExpensesAccounting,
+        adminExpensesAccounting,
+        salesProfitTo99,
+        salesLossFrom99,
+        otherProfitTo99,
+        otherLossFrom99,
+        profitTransferTo84,
+        lossTransferFrom84
+    ];
+    const rowsWithAmount = accountingFinancialResultNonZeroCount(amountSignals);
+    if (rowsWithAmount <= 0) {
+        return null;
+    }
+    const salesResultAmount = salesProfitTo99 - salesLossFrom99;
+    const otherResultAmount = otherProfitTo99 - otherLossFrom99;
+    const hasFinalTransfer = profitTransferTo84 > 0 || lossTransferFrom84 > 0;
+    const finalResultAmount = hasFinalTransfer
+        ? profitTransferTo84 - lossTransferFrom84
+        : salesResultAmount + otherResultAmount;
+    const finalResultDirection = finalResultAmount > 0
+        ? "profit"
+        : finalResultAmount < 0
+            ? "loss"
+            : "balanced";
+    const netMarginToRevenuePct = salesRevenueAccounting > 0 ? percentageOfTotal(finalResultAmount, salesRevenueAccounting) : null;
+    const periodCloseRowsWithAmount = accountingFinancialResultNonZeroCount([
+        salesProfitTo99,
+        salesLossFrom99,
+        otherProfitTo99,
+        otherLossFrom99,
+        profitTransferTo84,
+        lossTransferFrom84
+    ]);
+    return {
+        period_scope: periodScope,
+        rows_matched: result.matched_rows,
+        rows_with_amount: rowsWithAmount,
+        sales_revenue_accounting: salesRevenueAccounting,
+        sales_revenue_accounting_human_ru: formatAmountHumanRu(salesRevenueAccounting),
+        cost_of_sales_accounting: costOfSalesAccounting,
+        cost_of_sales_accounting_human_ru: formatAmountHumanRu(costOfSalesAccounting),
+        selling_expenses_accounting: sellingExpensesAccounting,
+        selling_expenses_accounting_human_ru: formatAmountHumanRu(sellingExpensesAccounting),
+        admin_expenses_accounting: adminExpensesAccounting,
+        admin_expenses_accounting_human_ru: formatAmountHumanRu(adminExpensesAccounting),
+        sales_result_amount: salesResultAmount,
+        sales_result_amount_human_ru: formatAmountHumanRu(Math.abs(salesResultAmount)),
+        other_result_amount: otherResultAmount,
+        other_result_amount_human_ru: formatAmountHumanRu(Math.abs(otherResultAmount)),
+        final_result_amount: finalResultAmount,
+        final_result_amount_human_ru: formatAmountHumanRu(Math.abs(finalResultAmount)),
+        final_result_direction: finalResultDirection,
+        net_margin_to_revenue_pct: netMarginToRevenuePct,
+        final_transfer_basis: hasFinalTransfer
+            ? "account_99_to_84_period_close"
+            : "account_90_91_to_99_period_close",
+        period_close_rows_with_amount: periodCloseRowsWithAmount,
+        inference_basis: "account_90_91_99_period_close_aggregate_confirmed_1c_rows"
+    };
+}
 function deriveBusinessOverviewTradingMarginProxy(result, periodScope) {
     if (!result || result.error || result.matched_rows <= 0 || !periodScope) {
         return null;
@@ -2554,6 +2732,121 @@ function deriveBusinessOverviewDebtStalenessRiskProxy(quality) {
         inference_basis: "contract_date_age_and_open_balance_concentration_confirmed_1c_rows"
     };
 }
+function deriveBusinessOverviewDebtDueDateAging(input) {
+    if (!input.debtAsOfDate || !input.dueDateResult || input.dueDateResult.error || input.dueDateResult.matched_rows <= 0) {
+        return null;
+    }
+    const overdueItems = [];
+    let rowsWithAmount = 0;
+    let grossOpenAmount = 0;
+    let rowsWithPaymentTerms = 0;
+    let rowsWithoutPaymentTerms = 0;
+    let rowsWithoutDocumentDate = 0;
+    let overdueAmount = 0;
+    let notYetDueAmount = 0;
+    let notYetDueRows = 0;
+    for (const row of input.dueDateResult.rows) {
+        const amount = rowAmountValue(row);
+        if (amount === null) {
+            continue;
+        }
+        const absAmount = Math.abs(amount);
+        if (absAmount <= 0) {
+            continue;
+        }
+        rowsWithAmount += 1;
+        grossOpenAmount += absAmount;
+        const paymentTermIsSet = rowPaymentTermIsSetValue(row);
+        const paymentTermDays = rowPaymentTermDaysValue(row);
+        if (!paymentTermIsSet || paymentTermDays === null) {
+            rowsWithoutPaymentTerms += 1;
+            continue;
+        }
+        rowsWithPaymentTerms += 1;
+        const documentDate = rowSettlementDocumentDateValue(row) ?? rowContractDateValue(row);
+        if (!documentDate) {
+            rowsWithoutDocumentDate += 1;
+            continue;
+        }
+        const dueDate = addDaysToIsoDate(documentDate, paymentTermDays);
+        if (!dueDate) {
+            rowsWithoutDocumentDate += 1;
+            continue;
+        }
+        const overdueDays = dueDate < input.debtAsOfDate ? daysBetweenIsoDates(dueDate, input.debtAsOfDate) : null;
+        if (overdueDays !== null && overdueDays > 0) {
+            overdueAmount += absAmount;
+            overdueItems.push({
+                counterparty: rowCounterpartyValue(row),
+                contract: rowContractValue(row),
+                settlement_document: rowTextValue(row, [
+                    "ДокументРасчетов",
+                    "SettlementDocument",
+                    "settlement_document"
+                ]) ?? rowDocumentValue(row),
+                document_date: documentDate,
+                due_date: dueDate,
+                payment_term_days: paymentTermDays,
+                overdue_days: overdueDays,
+                amount: absAmount,
+                amount_human_ru: formatAmountHumanRu(absAmount)
+            });
+        }
+        else {
+            notYetDueRows += 1;
+            notYetDueAmount += absAmount;
+        }
+    }
+    if (rowsWithAmount <= 0) {
+        return null;
+    }
+    const topOverdueItems = overdueItems
+        .sort((left, right) => {
+        const daysDelta = right.overdue_days - left.overdue_days;
+        if (daysDelta !== 0) {
+            return daysDelta;
+        }
+        const amountDelta = right.amount - left.amount;
+        return amountDelta !== 0 ? amountDelta : String(left.contract ?? "").localeCompare(String(right.contract ?? ""), "ru");
+    })
+        .slice(0, 5)
+        .map((item) => ({
+        ...item,
+        share_of_overdue_amount_pct: percentageOfTotal(item.amount, overdueAmount)
+    }));
+    const oldestDueDate = overdueItems
+        .map((item) => item.due_date)
+        .sort()[0] ?? null;
+    const maxOverdueDays = overdueItems.reduce((max, item) => max === null ? item.overdue_days : Math.max(max, item.overdue_days), null);
+    const evidenceStatus = overdueItems.length > 0
+        ? "confirmed_overdue"
+        : rowsWithPaymentTerms <= 0
+            ? "no_payment_terms_configured"
+            : rowsWithoutDocumentDate >= rowsWithPaymentTerms
+                ? "insufficient_due_date_basis"
+                : "no_overdue_found";
+    return {
+        as_of_date: input.debtAsOfDate,
+        rows_matched: input.dueDateResult.matched_rows,
+        rows_with_amount: rowsWithAmount,
+        gross_open_amount: grossOpenAmount,
+        gross_open_amount_human_ru: formatAmountHumanRu(grossOpenAmount),
+        rows_with_payment_terms: rowsWithPaymentTerms,
+        rows_without_payment_terms: rowsWithoutPaymentTerms,
+        rows_without_document_date: rowsWithoutDocumentDate,
+        overdue_rows: overdueItems.length,
+        overdue_amount: overdueAmount,
+        overdue_amount_human_ru: formatAmountHumanRu(overdueAmount),
+        not_yet_due_rows: notYetDueRows,
+        not_yet_due_amount: notYetDueAmount,
+        not_yet_due_amount_human_ru: formatAmountHumanRu(notYetDueAmount),
+        oldest_due_date: oldestDueDate,
+        max_overdue_days: maxOverdueDays,
+        top_overdue_items: topOverdueItems,
+        evidence_status: evidenceStatus,
+        inference_basis: "contract_payment_terms_and_settlement_document_dates_from_open_balance_rows"
+    };
+}
 function debtStalenessRiskBandRu(riskBand) {
     if (riskBand === "high") {
         return "высокая зона внимания";
@@ -2748,7 +3041,7 @@ function buildBusinessOverviewMissingProofFamilies(input) {
             items.push(item);
         }
     };
-    if (missing.has("profit_margin") || missing.has("accounting_profit_margin")) {
+    if ((missing.has("profit_margin") || missing.has("accounting_profit_margin")) && !input.accountingFinancialResult) {
         pushUnique({
             family: "accounting_profit_margin",
             current_status: input.tradingMarginProxy ? "proxy_only_currently" : "reviewed_route_not_wired",
@@ -2759,7 +3052,7 @@ function buildBusinessOverviewMissingProofFamilies(input) {
             must_not_claim: "clean_profit_accounting_margin_or_full_pnl"
         });
     }
-    if (missing.has("debt_due_date_aging_quality") || missing.has("debt_open_settlement_quality")) {
+    if ((missing.has("debt_due_date_aging_quality") || missing.has("debt_open_settlement_quality")) && !input.debtDueDateAging) {
         pushUnique({
             family: "debt_due_date_aging_quality",
             current_status: input.debtStalenessRiskProxy
@@ -2830,6 +3123,7 @@ function deriveBusinessOverview(input) {
     });
     const activityPeriod = deriveActivityPeriod(input.lifecycleResult);
     const taxPosition = deriveBusinessOverviewTaxPosition(input.taxResult, input.periodScope);
+    const accountingFinancialResult = deriveBusinessOverviewAccountingFinancialResult(input.accountingFinancialResultResult, input.periodScope);
     const tradingMarginProxy = deriveBusinessOverviewTradingMarginProxy(input.tradingMarginResult, input.periodScope);
     const debtPosition = deriveBusinessOverviewDebtPosition({
         receivablesResult: input.receivablesResult,
@@ -2844,6 +3138,10 @@ function deriveBusinessOverview(input) {
     const counterpartyProfile = deriveBusinessOverviewCounterpartyProfile(input.counterpartyProfileResult, input.periodScope);
     const contractUsageProfile = deriveBusinessOverviewContractUsageProfile(input.contractUsageProfileResult, input.periodScope);
     const debtStalenessRiskProxy = deriveBusinessOverviewDebtStalenessRiskProxy(debtOpenSettlementQuality);
+    const debtDueDateAging = deriveBusinessOverviewDebtDueDateAging({
+        dueDateResult: input.dueDateAgingResult,
+        debtAsOfDate: input.debtAsOfDate
+    });
     const inventoryPosition = deriveBusinessOverviewInventoryPosition({
         inventoryOnHandResult: input.inventoryOnHandResult,
         inventoryAgingResult: input.inventoryAgingResult,
@@ -2862,10 +3160,12 @@ function deriveBusinessOverview(input) {
         outgoing.rows_with_amount > 0,
         Boolean(activityPeriod),
         Boolean(taxPosition),
+        Boolean(accountingFinancialResult),
         Boolean(tradingMarginProxy),
         Boolean(debtPosition),
         Boolean(debtOpenSettlementQuality),
         Boolean(debtStalenessRiskProxy),
+        Boolean(debtDueDateAging),
         Boolean(documentActivityProfile),
         Boolean(counterpartyProfile),
         Boolean(contractUsageProfile),
@@ -2879,9 +3179,9 @@ function deriveBusinessOverview(input) {
     const netAmount = incoming.total_amount - outgoing.total_amount;
     const hasBusinessOverviewProfileSignal = Boolean(documentActivityProfile || counterpartyProfile || contractUsageProfile);
     const missingSignalFamilies = [
-        tradingMarginProxy ? "accounting_profit_margin" : "profit_margin",
+        accountingFinancialResult ? null : tradingMarginProxy ? "accounting_profit_margin" : "profit_margin",
         debtPosition ? null : "debt_position",
-        debtOpenSettlementQuality ? "debt_due_date_aging_quality" : "debt_open_settlement_quality",
+        debtDueDateAging ? null : debtOpenSettlementQuality ? "debt_due_date_aging_quality" : "debt_open_settlement_quality",
         taxPosition ? null : "tax_position",
         inventoryPosition
             ? inventoryStalenessRiskProxy
@@ -2894,9 +3194,11 @@ function deriveBusinessOverview(input) {
     ].filter((item) => Boolean(item));
     const missingProofFamilies = buildBusinessOverviewMissingProofFamilies({
         missingSignalFamilies,
+        accountingFinancialResult,
         tradingMarginProxy,
         debtOpenSettlementQuality,
         debtStalenessRiskProxy,
+        debtDueDateAging,
         inventoryPosition,
         inventoryTurnoverProxy,
         inventoryStalenessRiskProxy,
@@ -2915,10 +3217,12 @@ function deriveBusinessOverview(input) {
         yearly_breakdown: yearlyBreakdown,
         activity_period: activityPeriod,
         tax_position: taxPosition,
+        accounting_financial_result: accountingFinancialResult,
         trading_margin_proxy: tradingMarginProxy,
         debt_position: debtPosition,
         debt_open_settlement_quality: debtOpenSettlementQuality,
         debt_staleness_risk_proxy: debtStalenessRiskProxy,
+        debt_due_date_aging: debtDueDateAging,
         inventory_position: inventoryPosition,
         inventory_turnover_proxy: inventoryTurnoverProxy,
         inventory_staleness_risk_proxy: inventoryStalenessRiskProxy,
@@ -2929,9 +3233,9 @@ function deriveBusinessOverview(input) {
         checked_signal_count: checkedSignalCount,
         missing_signal_families: missingSignalFamilies,
         missing_proof_families: missingProofFamilies,
-        inference_basis: hasBusinessOverviewProfileSignal || inventoryPosition
+        inference_basis: hasBusinessOverviewProfileSignal || inventoryPosition || accountingFinancialResult
             ? "business_overview_from_confirmed_1c_multi_family_rows"
-            : debtOpenSettlementQuality
+            : debtOpenSettlementQuality || debtDueDateAging
                 ? "business_overview_from_confirmed_1c_multi_family_rows"
                 : taxPosition && debtPosition
                     ? "business_overview_from_confirmed_1c_money_activity_tax_and_debt_rows"
@@ -2956,6 +3260,9 @@ function summarizeBusinessOverviewRows(input) {
     if (input.taxResult && !input.taxResult.error) {
         parts.push(`${input.taxResult.fetched_rows} VAT/tax rows fetched, ${input.taxResult.matched_rows} matched`);
     }
+    if (input.accountingFinancialResultResult && !input.accountingFinancialResultResult.error) {
+        parts.push(`${input.accountingFinancialResultResult.fetched_rows} accounting financial-result aggregate rows fetched, ${input.accountingFinancialResultResult.matched_rows} matched`);
+    }
     if (input.tradingMarginResult && !input.tradingMarginResult.error) {
         parts.push(`${input.tradingMarginResult.fetched_rows} trading-margin document rows fetched, ${input.tradingMarginResult.matched_rows} matched`);
     }
@@ -2968,6 +3275,9 @@ function summarizeBusinessOverviewRows(input) {
     if (input.openContractsResult && !input.openContractsResult.error) {
         parts.push(`${input.openContractsResult.fetched_rows} open-contract rows fetched, ${input.openContractsResult.matched_rows} matched`);
     }
+    if (input.dueDateAgingResult && !input.dueDateAgingResult.error) {
+        parts.push(`${input.dueDateAgingResult.fetched_rows} due-date aging rows fetched, ${input.dueDateAgingResult.matched_rows} matched`);
+    }
     if (input.documentActivityProfileResult && !input.documentActivityProfileResult.error) {
         parts.push(`${input.documentActivityProfileResult.fetched_rows} document/account-section profile rows fetched, ${input.documentActivityProfileResult.matched_rows} matched`);
     }
@@ -3000,11 +3310,29 @@ function buildBusinessOverviewConfirmedFacts(derived) {
     }
     if (derived.top_customers.length > 0) {
         const leader = derived.top_customers[0];
-        facts.push(`Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`);
+        if ((0, counterpartyRoleHeuristics_1.isLikelyFinancialInstitutionCounterparty)(leader.axis_value)) {
+            facts.push(`Крупнейший входящий денежный источник в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}. По названию это банк/финансовая организация, поэтому без назначения платежа это не доказанный клиент или бизнес-выручка.`);
+            const nonFinancialLeader = derived.top_customers.slice(1).find((item) => !(0, counterpartyRoleHeuristics_1.isLikelyFinancialInstitutionCounterparty)(item.axis_value));
+            if (nonFinancialLeader) {
+                facts.push(`Крупнейший небанковский входящий контрагент в проверенном срезе: ${nonFinancialLeader.axis_value} — ${nonFinancialLeader.total_amount_human_ru}.`);
+            }
+        }
+        else {
+            facts.push(`Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`);
+        }
     }
     if (derived.top_suppliers.length > 0) {
         const leader = derived.top_suppliers[0];
-        facts.push(`Самый крупный подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`);
+        if ((0, counterpartyRoleHeuristics_1.isLikelyFinancialInstitutionCounterparty)(leader.axis_value)) {
+            facts.push(`Крупнейший получатель исходящих денег в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}. По названию это банк/финансовая организация, поэтому без назначения платежа/договора это не доказанный обычный поставщик.`);
+            const nonFinancialLeader = derived.top_suppliers.slice(1).find((item) => !(0, counterpartyRoleHeuristics_1.isLikelyFinancialInstitutionCounterparty)(item.axis_value));
+            if (nonFinancialLeader) {
+                facts.push(`Крупнейший небанковский получатель исходящих денег в проверенном срезе: ${nonFinancialLeader.axis_value} — ${nonFinancialLeader.total_amount_human_ru}.`);
+            }
+        }
+        else {
+            facts.push(`Самый крупный подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`);
+        }
     }
     if (derived.yearly_breakdown.length > 0) {
         facts.push(`Годовая раскладка операционного денежного потока построена по подтвержденным строкам 1С за ${yearCountHumanRu(derived.yearly_breakdown.length)}.`);
@@ -3087,6 +3415,25 @@ function buildBusinessOverviewConfirmedFacts(derived) {
         const counterpartyText = proxy.top_contract_counterparty ? ` / ${proxy.top_contract_counterparty}` : "";
         facts.push(`Staleness risk proxy открытых расчетов на ${proxy.as_of_date}: самый старый договорный сигнал ${proxy.oldest_contract_start_date}, возраст ${proxy.max_contract_age_days} дн.; старейший крупный договор ${proxy.top_contract}${counterpartyText} держит ${proxy.top_contract_amount_human_ru} (${proxy.top_contract_share_pct}% брутто открытых остатков); оценка ${debtStalenessRiskBandRu(proxy.risk_band)}. Это не подтвержденная просрочка, не кредитный риск и не due-date aging.`);
     }
+    if (derived.debt_due_date_aging) {
+        const aging = derived.debt_due_date_aging;
+        if (aging.evidence_status === "confirmed_overdue") {
+            const top = aging.top_overdue_items[0];
+            const topText = top
+                ? ` Самая старая просрочка: ${top.due_date}, ${top.overdue_days} дн., ${top.amount_human_ru}${top.contract ? ` по договору ${top.contract}` : ""}.`
+                : "";
+            facts.push(`Due-date aging открытых расчетов на ${aging.as_of_date} проверен по срокам оплаты договоров и датам расчетных документов: подтверждено просроченных строк ${aging.overdue_rows}, сумма ${aging.overdue_amount_human_ru}.${topText}`);
+        }
+        else if (aging.evidence_status === "no_payment_terms_configured") {
+            facts.push(`Due-date aging открытых расчетов на ${aging.as_of_date} проверен по ${aging.rows_with_amount} строкам с суммой: брутто открытых остатков ${aging.gross_open_amount_human_ru}, но в проверенных договорах срок оплаты не установлен. Подтвержденной просрочки по договорным срокам оплаты нет.`);
+        }
+        else if (aging.evidence_status === "insufficient_due_date_basis") {
+            facts.push(`Due-date aging открытых расчетов на ${aging.as_of_date} запускался по ${aging.rows_with_payment_terms} строкам с установленным сроком оплаты, но в найденных строках не хватило даты расчетного документа для честного расчета due date. Просрочка не подтверждена.`);
+        }
+        else {
+            facts.push(`Due-date aging открытых расчетов на ${aging.as_of_date} проверен: строк с установленным сроком оплаты ${aging.rows_with_payment_terms}, подтвержденной просрочки не найдено; не просрочено по расчету ${aging.not_yet_due_amount_human_ru}.`);
+        }
+    }
     if (derived.inventory_position) {
         const leader = derived.inventory_position.top_items[0];
         const leaderText = leader
@@ -3133,6 +3480,9 @@ function buildBusinessOverviewInferredFacts(derived) {
     const supplierSharePct = supplierLeader
         ? percentageOfTotal(supplierLeader.total_amount, derived.outgoing_supplier_payout.total_amount)
         : null;
+    const supplierLeaderIsFinancial = supplierLeader
+        ? (0, counterpartyRoleHeuristics_1.isLikelyFinancialInstitutionCounterparty)(supplierLeader.axis_value)
+        : false;
     const strongestIncomingYear = [...derived.yearly_breakdown]
         .filter((bucket) => bucket.incoming_total_amount > 0)
         .sort((left, right) => right.incoming_total_amount - left.incoming_total_amount || left.year_bucket.localeCompare(right.year_bucket))[0];
@@ -3142,9 +3492,13 @@ function buildBusinessOverviewInferredFacts(derived) {
     return [
         `Расчетное нетто по найденным строкам: ${derived.net_amount_human_ru}; ${direction}.`,
         supplierLeader
-            ? supplierSharePct !== null
-                ? `Крупнейший подтвержденный поставщик/получатель исходящих платежей ${supplierLeader.axis_value} держит около ${supplierSharePct}% проверенного исходящего потока (${supplierLeader.total_amount_human_ru}). Это procurement concentration proxy по найденным строкам, а не полный vendor-risk аудит.`
-                : `Крупнейший подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${supplierLeader.axis_value} — ${supplierLeader.total_amount_human_ru}.`
+            ? supplierLeaderIsFinancial
+                ? supplierSharePct !== null
+                    ? `Крупнейший получатель исходящих денег ${supplierLeader.axis_value} держит около ${supplierSharePct}% проверенного исходящего потока (${supplierLeader.total_amount_human_ru}). По названию это банк/финансовая организация, поэтому это outgoing cash concentration proxy, а не доказанный vendor-risk по обычному поставщику.`
+                    : `Крупнейший получатель исходящих денег в проверенном срезе: ${supplierLeader.axis_value} — ${supplierLeader.total_amount_human_ru}. По названию это банк/финансовая организация, поэтому это не доказанный обычный поставщик.`
+                : supplierSharePct !== null
+                    ? `Крупнейший подтвержденный поставщик/получатель исходящих платежей ${supplierLeader.axis_value} держит около ${supplierSharePct}% проверенного исходящего потока (${supplierLeader.total_amount_human_ru}). Это procurement concentration proxy по найденным строкам, а не полный vendor-risk аудит.`
+                    : `Крупнейший подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${supplierLeader.axis_value} — ${supplierLeader.total_amount_human_ru}.`
             : null,
         strongestIncomingYear
             ? `Самый сильный год по подтвержденным входящим поступлениям: ${strongestIncomingYear.year_bucket} (${strongestIncomingYear.incoming_total_amount_human_ru}).`
@@ -3803,10 +4157,12 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
         let outgoingResult = null;
         let lifecycleResult = null;
         let taxResult = null;
+        let accountingFinancialResultResult = null;
         let tradingMarginResult = null;
         let receivablesResult = null;
         let payablesResult = null;
         let openContractsResult = null;
+        let dueDateAgingResult = null;
         let documentActivityProfileResult = null;
         let counterpartyProfileResult = null;
         let contractUsageProfileResult = null;
@@ -3816,8 +4172,10 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
         const lifecycleFilters = buildLifecycleFilters(planner);
         const profileFilters = buildBusinessOverviewProfileFilters(planner);
         const taxFilters = buildBusinessOverviewTaxFilters(planner);
+        const accountingFinancialResultFilters = buildBusinessOverviewAccountingFinancialResultFilters(planner);
         const tradingMarginFilters = buildBusinessOverviewTradingMarginFilters(planner);
         const debtFilters = buildBusinessOverviewDebtFilters(planner);
+        const debtDueDateAgingProbeEnabled = shouldRunDebtDueDateAgingProbe(planner);
         const inventoryFilters = buildBusinessOverviewInventoryFilters(planner);
         const debtAsOfDate = toNonEmptyString(debtFilters?.as_of_date);
         const inventoryAsOfDate = toNonEmptyString(inventoryFilters?.as_of_date);
@@ -3830,6 +4188,9 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
         const taxSelection = taxFilters
             ? (0, addressRecipeCatalog_1.selectAddressRecipe)("vat_liability_confirmed_for_tax_period", taxFilters)
             : null;
+        const accountingFinancialResultSelection = accountingFinancialResultFilters
+            ? (0, addressRecipeCatalog_1.selectAddressRecipe)("accounting_financial_result_for_organization", accountingFinancialResultFilters)
+            : null;
         const tradingMarginSelection = tradingMarginFilters
             ? (0, addressRecipeCatalog_1.selectAddressRecipe)("inventory_trading_margin_proxy_for_organization", tradingMarginFilters)
             : null;
@@ -3842,6 +4203,9 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
         const openContractsSelection = debtFilters
             ? (0, addressRecipeCatalog_1.selectAddressRecipe)("open_contracts_confirmed_as_of_date", debtFilters)
             : null;
+        const dueDateAgingSelection = debtFilters && debtDueDateAgingProbeEnabled
+            ? (0, addressRecipeCatalog_1.selectAddressRecipe)("debt_due_date_aging_for_organization", debtFilters)
+            : null;
         const inventoryOnHandSelection = inventoryFilters
             ? (0, addressRecipeCatalog_1.selectAddressRecipe)("inventory_on_hand_as_of_date", inventoryFilters)
             : null;
@@ -3909,6 +4273,16 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
             pushReason(reasonCodes, "pilot_business_overview_tax_recipe_not_available");
             pushUnique(queryLimitations, "Business overview VAT/tax probe requires an executable tax-period recipe");
         }
+        if (accountingFinancialResultSelection?.selected_recipe) {
+            pushReason(reasonCodes, "pilot_business_overview_accounting_financial_result_recipe_selected");
+        }
+        else if (!accountingFinancialResultFilters) {
+            pushReason(reasonCodes, "pilot_business_overview_accounting_financial_result_probe_skipped_without_explicit_period");
+        }
+        else {
+            pushReason(reasonCodes, "pilot_business_overview_accounting_financial_result_recipe_not_available");
+            pushUnique(queryLimitations, "Business overview accounting financial-result probe requires an executable 90/91/99 period-close recipe");
+        }
         if (tradingMarginSelection?.selected_recipe) {
             pushReason(reasonCodes, "pilot_business_overview_trading_margin_recipe_selected");
         }
@@ -3939,6 +4313,19 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
             pushReason(reasonCodes, "pilot_business_overview_open_contracts_recipe_not_available");
             pushUnique(queryLimitations, "Business overview open-settlement quality probe requires executable open-contracts as-of-date recipe");
         }
+        if (dueDateAgingSelection?.selected_recipe) {
+            pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_recipe_selected");
+        }
+        else if (!debtFilters) {
+            pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_probe_skipped_without_explicit_as_of_date");
+        }
+        else if (!debtDueDateAgingProbeEnabled) {
+            pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_probe_skipped_without_boundary_need");
+        }
+        else {
+            pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_recipe_not_available");
+            pushUnique(queryLimitations, "Business overview due-date aging probe requires executable contract payment-term/open-balance recipe");
+        }
         if (inventoryOnHandSelection?.selected_recipe) {
             pushReason(reasonCodes, "pilot_business_overview_inventory_on_hand_recipe_selected");
             if (inventoryAgingSelection?.selected_recipe) {
@@ -3982,6 +4369,14 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
                         account_scope: taxPlan.account_scope
                     });
                 }
+                if (accountingFinancialResultSelection?.selected_recipe) {
+                    const accountingFinancialResultPlan = (0, addressRecipeCatalog_1.buildAddressRecipePlan)(accountingFinancialResultSelection.selected_recipe, accountingFinancialResultFilters);
+                    accountingFinancialResultResult = await runtimeDeps.executeAddressMcpQuery({
+                        query: accountingFinancialResultPlan.query,
+                        limit: accountingFinancialResultPlan.limit,
+                        account_scope: accountingFinancialResultPlan.account_scope
+                    });
+                }
                 if (receivablesSelection?.selected_recipe && payablesSelection?.selected_recipe) {
                     const receivablesPlan = (0, addressRecipeCatalog_1.buildAddressRecipePlan)(receivablesSelection.selected_recipe, debtFilters);
                     receivablesResult = await runtimeDeps.executeAddressMcpQuery({
@@ -4004,6 +4399,14 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
                         account_scope: openContractsPlan.account_scope
                     });
                 }
+                if (dueDateAgingSelection?.selected_recipe) {
+                    const dueDateAgingPlan = (0, addressRecipeCatalog_1.buildAddressRecipePlan)(dueDateAgingSelection.selected_recipe, debtFilters);
+                    dueDateAgingResult = await runtimeDeps.executeAddressMcpQuery({
+                        query: dueDateAgingPlan.query,
+                        limit: dueDateAgingPlan.limit,
+                        account_scope: dueDateAgingPlan.account_scope
+                    });
+                }
                 if (inventoryOnHandSelection?.selected_recipe) {
                     const inventoryOnHandPlan = (0, addressRecipeCatalog_1.buildAddressRecipePlan)(inventoryOnHandSelection.selected_recipe, inventoryFilters);
                     inventoryOnHandResult = await runtimeDeps.executeAddressMcpQuery({
@@ -4025,6 +4428,9 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
                 if (taxResult) {
                     probeResults.push(queryResultToProbeResult(step.primitive_id, taxResult));
                 }
+                if (accountingFinancialResultResult) {
+                    probeResults.push(queryResultToProbeResult(step.primitive_id, accountingFinancialResultResult));
+                }
                 if (receivablesResult) {
                     probeResults.push(queryResultToProbeResult(step.primitive_id, receivablesResult));
                 }
@@ -4034,6 +4440,9 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
                 if (openContractsResult) {
                     probeResults.push(queryResultToProbeResult(step.primitive_id, openContractsResult));
                 }
+                if (dueDateAgingResult) {
+                    probeResults.push(queryResultToProbeResult(step.primitive_id, dueDateAgingResult));
+                }
                 if (inventoryOnHandResult) {
                     probeResults.push(queryResultToProbeResult(step.primitive_id, inventoryOnHandResult));
                 }
@@ -4059,6 +4468,13 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
                 else if (taxResult) {
                     pushReason(reasonCodes, "pilot_business_overview_tax_query_mcp_executed");
                 }
+                if (accountingFinancialResultResult?.error) {
+                    pushUnique(queryLimitations, accountingFinancialResultResult.error);
+                    pushReason(reasonCodes, "pilot_business_overview_accounting_financial_result_query_mcp_error");
+                }
+                else if (accountingFinancialResultResult) {
+                    pushReason(reasonCodes, "pilot_business_overview_accounting_financial_result_query_mcp_executed");
+                }
                 if (receivablesResult?.error) {
                     pushUnique(queryLimitations, receivablesResult.error);
                     pushReason(reasonCodes, "pilot_business_overview_receivables_query_mcp_error");
@@ -4084,6 +4500,13 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
                 else if (openContractsResult) {
                     pushReason(reasonCodes, "pilot_business_overview_open_contracts_query_mcp_executed");
                 }
+                if (dueDateAgingResult?.error) {
+                    pushUnique(queryLimitations, dueDateAgingResult.error);
+                    pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_query_mcp_error");
+                }
+                else if (dueDateAgingResult) {
+                    pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_query_mcp_executed");
+                }
                 if (inventoryOnHandResult?.error) {
                     pushUnique(queryLimitations, inventoryOnHandResult.error);
                     pushReason(reasonCodes, "pilot_business_overview_inventory_on_hand_query_mcp_error");
@@ -4194,10 +4617,12 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
             outgoingResult,
             lifecycleResult,
             taxResult,
+            accountingFinancialResultResult,
             tradingMarginResult,
             receivablesResult,
             payablesResult,
             openContractsResult,
+            dueDateAgingResult,
             documentActivityProfileResult,
             counterpartyProfileResult,
             contractUsageProfileResult,
@@ -4234,6 +4659,9 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
             if (derivedBusinessOverview.tax_position) {
                 pushReason(reasonCodes, "pilot_derived_business_overview_tax_position_from_confirmed_rows");
             }
+            if (derivedBusinessOverview.accounting_financial_result) {
+                pushReason(reasonCodes, "pilot_derived_business_overview_accounting_financial_result_from_confirmed_rows");
+            }
             if (derivedBusinessOverview.trading_margin_proxy) {
                 pushReason(reasonCodes, "pilot_derived_business_overview_trading_margin_proxy_from_confirmed_rows");
             }
@@ -4249,6 +4677,10 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
             if (derivedBusinessOverview.debt_staleness_risk_proxy) {
                 pushReason(reasonCodes, "pilot_derived_business_overview_debt_staleness_risk_proxy_from_confirmed_rows");
             }
+            if (derivedBusinessOverview.debt_due_date_aging) {
+                pushReason(reasonCodes, "pilot_derived_business_overview_debt_due_date_aging_from_confirmed_rows");
+                pushReason(reasonCodes, `pilot_derived_business_overview_debt_due_date_aging_${derivedBusinessOverview.debt_due_date_aging.evidence_status}`);
+            }
             if (derivedBusinessOverview.inventory_position) {
                 pushReason(reasonCodes, "pilot_derived_business_overview_inventory_position_from_confirmed_rows");
             }
@@ -4267,10 +4699,12 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
             outgoingResult,
             lifecycleResult,
             taxResult,
+            accountingFinancialResultResult,
             tradingMarginResult,
             receivablesResult,
             payablesResult,
             openContractsResult,
+            dueDateAgingResult,
             documentActivityProfileResult,
             counterpartyProfileResult,
             contractUsageProfileResult,

llm_normalizer/backend/dist/services/assistantMcpDiscoveryPolicy.js

@@ -19,7 +19,7 @@ exports.ASSISTANT_MCP_DISCOVERY_PRIMITIVES = [
 ];
 const DEFAULT_DISCOVERY_BUDGET = {
     max_probe_count: 3,
-    max_rows_per_probe: 100
+    max_rows_per_probe: 200
 };
 const MAX_PROBE_COUNT = 36;
 const MAX_ROWS_PER_PROBE = 500;

llm_normalizer/backend/dist/services/assistantMcpDiscoveryResponseCandidate.js

@@ -2,6 +2,7 @@
 Object.defineProperty(exports, "__esModule", { value: true });
 exports.ASSISTANT_MCP_DISCOVERY_RESPONSE_CANDIDATE_SCHEMA_VERSION = void 0;
 exports.buildAssistantMcpDiscoveryResponseCandidate = buildAssistantMcpDiscoveryResponseCandidate;
+const counterpartyRoleHeuristics_1 = require("./counterpartyRoleHeuristics");
 exports.ASSISTANT_MCP_DISCOVERY_RESPONSE_CANDIDATE_SCHEMA_VERSION = "assistant_mcp_discovery_response_candidate_v1";
 function toRecordObject(value) {
     if (!value || typeof value !== "object" || Array.isArray(value)) {
@@ -67,7 +68,26 @@ function hasInternalMechanics(value) {
 function userFacingLines(values) {
     return uniqueStrings(values).filter((line) => !hasInternalMechanics(line));
 }
+function sanitizeUserFacingMechanics(value) {
+    return String(value ?? "").replace(/MCP-срез(?:ом|у|е|а)?/giu, (match) => {
+        const normalized = match.toLowerCase();
+        if (normalized.endsWith("ом")) {
+            return "срезом 1С";
+        }
+        if (normalized.endsWith("у")) {
+            return "срезу 1С";
+        }
+        if (normalized.endsWith("е")) {
+            return "срезе 1С";
+        }
+        if (normalized.endsWith("а")) {
+            return "среза 1С";
+        }
+        return "срез 1С";
+    });
+}
 function localizeLine(value) {
+    const sanitizedValue = sanitizeUserFacingMechanics(value);
     if (/^1C activity rows were found for the requested counterparty scope$/i.test(value)) {
         return "В 1С найдены строки активности в запрошенном срезе.";
     }
@@ -88,7 +108,7 @@ function localizeLine(value) {
         return `В 1С проверены входящие и исходящие денежные строки в запрошенном срезе: ${incoming}, ${outgoing}.`;
     }
     if (/^Requested period hit the MCP row limit, but the approved monthly recovery probe budget is smaller than the required subperiod count$/i.test(value)) {
-        return "Запрошенный период уперся в лимит строк MCP; доступного бюджета помесячных дозапросов не хватило, чтобы покрыть все подпериоды.";
+        return "Запрошенный период достиг лимита строк; доступного бюджета помесячных дозапросов не хватило, чтобы покрыть все подпериоды.";
     }
     const counterpartyMatch = value.match(/^1C activity rows were found for counterparty\s+(.+)$/i);
     if (counterpartyMatch) {
@@ -113,10 +133,10 @@ function localizeLine(value) {
     }
     const movementRowsMatch = value.match(/^1C movement rows were found for counterparty\s+(.+)$/i);
     if (movementRowsMatch) {
-        return `В 1С найдены строки движений по контрагенту ${movementRowsMatch[1]}.`;
+        return `В 1С найдены строки движений по контрагенту ${movementRowsMatch[1]}.`;
     }
     if (/^1C movement rows were found for the requested scope$/i.test(value)) {
-        return "В 1С найдены строки движений по запрошенному контуру.";
+        return "В 1С найдены строки движений по запрошенному контуру.";
     }
     const supplierPayoutMatch = value.match(/^1C supplier-payout rows were found for counterparty\s+(.+)$/i);
     if (supplierPayoutMatch) {
@@ -144,7 +164,7 @@ function localizeLine(value) {
         return "Срез документов ограничен только подтвержденными строками документов в проверенном окне.";
     }
     if (/^Counterparty movement evidence is limited to confirmed 1C movement rows in the checked scope$/i.test(value)) {
-        return "Срез движений ограничен только подтвержденными строками движений в проверенном окне.";
+        return "Срез движений ограничен только подтвержденными строками движений в проверенном окне.";
     }
     if (/^Counterparty value-flow total was calculated from confirmed 1C movement rows$/i.test(value)) {
         return "Сумма входящих поступлений рассчитана только по подтвержденным строкам поступлений в 1С.";
@@ -227,10 +247,10 @@ function localizeLine(value) {
         return "Полный срез документов без явно проверенного периода не подтвержден.";
     }
     if (/^Full movement history outside the checked period is not proven by this MCP discovery pilot$/i.test(value)) {
-        return "Полный исторический срез движений вне проверенного периода этим поиском не подтвержден.";
+        return "Полный исторический срез движений вне проверенного периода этим поиском не подтвержден.";
     }
     if (/^Full movement history is not proven without an explicit checked period$/i.test(value)) {
-        return "Полный срез движений без явно проверенного периода не подтвержден.";
+        return "Полный срез движений без явно проверенного периода не подтвержден.";
     }
     if (/^Full supplier-payout amount outside the checked period is not proven by this MCP discovery pilot$/i.test(value)) {
         return "Полный объем исходящих платежей вне проверенного периода этим поиском не подтвержден.";
@@ -245,10 +265,10 @@ function localizeLine(value) {
         return "Полный двусторонний денежный поток за все время без явно проверенного периода не подтвержден.";
     }
     if (/^Requested period coverage was recovered through monthly 1C value-flow probes after the broad probe hit the row limit$/i.test(value)) {
-        return "Покрытие запрошенного периода восстановлено помесячными проверками 1С после того, как общая выборка уперлась в лимит строк.";
+        return "Покрытие запрошенного периода восстановлено помесячными проверками 1С после того, как общая выборка достигла лимита строк.";
     }
     if (/^Requested period coverage for bidirectional value-flow was recovered through monthly 1C side probes after a broad probe hit the row limit$/i.test(value)) {
-        return "Покрытие запрошенного периода по двустороннему денежному потоку восстановлено помесячными проверками 1С после того, как общая выборка уперлась в лимит строк хотя бы по одной стороне.";
+        return "Покрытие запрошенного периода по двустороннему денежному потоку восстановлено помесячными проверками 1С после того, как общая выборка достигла лимита строк хотя бы по одной стороне.";
     }
     if (/^Requested period coverage was recovered through monthly 1C value-flow probes$/i.test(value)) {
         return "Покрытие запрошенного периода восстановлено помесячными проверками 1С.";
@@ -268,7 +288,7 @@ function localizeLine(value) {
     if (/^Complete requested-period coverage for bidirectional value-flow is not proven by the available checked rows$/i.test(value)) {
         return "Полное покрытие запрошенного периода по двустороннему денежному потоку не подтверждено доступными проверенными строками.";
     }
-    return value;
+    return sanitizedValue;
 }
 function section(title, lines) {
     const clean = userFacingLines(lines.map(localizeLine));
@@ -345,7 +365,7 @@ function businessOverviewCoverageLimitLine(overview) {
         limited.push("исходящие");
     }
     return limited.length > 0
-        ? `Важно: ${limited.join(" и ")} уперлись в лимит выборки MCP, поэтому это проверенный срез найденных строк, а не гарантированно полный бухгалтерский оборот.`
+        ? `Важно: по направлению ${limited.join(" и ")} проверка достигла лимита строк; это расширенный проверенный срез найденных строк, но не гарантия полного бухгалтерского оборота без отдельной полной выгрузки.`
         : null;
 }
 function businessOverviewYearRowsLine(overview) {
@@ -371,6 +391,30 @@ function firstOverviewAxisLabel(rows, amountKey = "total_amount_human_ru") {
     const amount = moneyText(first?.[amountKey]);
     return label && amount ? `${label} — ${sentenceAmount(amount) ?? amount}` : null;
 }
+function firstNonFinancialOverviewAxisLabel(rows, amountKey = "total_amount_human_ru") {
+    if (!Array.isArray(rows)) {
+        return null;
+    }
+    for (const row of rows) {
+        const item = toRecordObject(row);
+        const label = toNonEmptyString(item?.axis_value);
+        if (!label || (0, counterpartyRoleHeuristics_1.isLikelyFinancialInstitutionCounterparty)(label)) {
+            continue;
+        }
+        const amount = moneyText(item?.[amountKey]);
+        if (amount) {
+            return `${label} — ${sentenceAmount(amount) ?? amount}`;
+        }
+    }
+    return null;
+}
+function overviewAxisLooksFinancial(row) {
+    if (!row) {
+        return false;
+    }
+    return (row.counterparty_role_hint === "bank_or_financial_institution" ||
+        (0, counterpartyRoleHeuristics_1.isLikelyFinancialInstitutionCounterparty)(row.axis_value));
+}
 function businessOverviewTaxLine(overview) {
     const tax = toRecordObject(overview.tax_position);
     if (!tax) {
@@ -487,7 +531,7 @@ function buildCompactBidirectionalValueFlowReply(entryPoint, draft) {
         lines.push(`Основа: ${basis.join("; ")}.`);
     }
     if (flow.coverage_limited_by_probe_limit === true) {
-        lines.push("Важно: часть проверки уперлась в лимит строк, поэтому это проверенный срез найденных движений, а не гарантия полного периода.");
+        lines.push("Важно: часть проверки достигла лимита строк, поэтому это проверенный срез найденных движений, а не гарантия полного периода.");
     }
     lines.push("Метод: нетто рассчитано как подтвержденные входящие строки 1С минус подтвержденные исходящие строки; это не полное бухгалтерское сальдо вне проверенного окна.");
     const fallbackNextStep = toNonEmptyString(draft.next_step_line);
@@ -610,16 +654,158 @@ function buildCompactBusinessOverviewReply(entryPoint, draft) {
     const topCustomer = toRecordObject(Array.isArray(overview.top_customers) ? overview.top_customers[0] : null);
     const customerName = toNonEmptyString(topCustomer?.axis_value);
     const customerAmount = moneyText(topCustomer?.total_amount_human_ru);
+    const topCustomerLooksFinancial = overviewAxisLooksFinancial(topCustomer);
+    const nonFinancialCustomer = firstNonFinancialOverviewAxisLabel(topCustomerLooksFinancial ? overview.top_customers : []);
     const topCustomerLead = customerName && customerAmount
-        ? `; крупнейший источник входящих денег: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount}`
+        ? topCustomerLooksFinancial
+            ? `; крупнейший входящий денежный источник: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount} (похоже на банк/финорганизацию, не называю это клиентской выручкой без назначения платежа)${nonFinancialCustomer ? `; крупнейший небанковский входящий контрагент: ${nonFinancialCustomer}` : ""}`
+            : `; крупнейший источник входящих денег: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount}`
         : "";
+    const topSupplierRecord = toRecordObject(Array.isArray(overview.top_suppliers) ? overview.top_suppliers[0] : null);
     const topSupplier = firstOverviewAxisLabel(overview.top_suppliers);
-    const topSupplierLead = topSupplier ? `; крупнейший получатель исходящих денег: ${topSupplier}` : "";
+    const topSupplierLooksFinancial = overviewAxisLooksFinancial(topSupplierRecord);
+    const nonFinancialSupplier = firstNonFinancialOverviewAxisLabel(topSupplierLooksFinancial ? overview.top_suppliers : []);
+    const topSupplierLead = topSupplier
+        ? topSupplierLooksFinancial
+            ? `; крупнейший получатель исходящих денег: ${topSupplier} (похоже на банк/финорганизацию, не называю это обычным поставщиком без назначения платежа/договора)${nonFinancialSupplier ? `; крупнейший небанковский получатель исходящих денег: ${nonFinancialSupplier}` : ""}`
+            : `; крупнейший получатель исходящих денег: ${topSupplier}`
+        : "";
     const roleBoundaryLead = topCustomer || topSupplier ? "; клиент/поставщик как бизнес-роли этим денежным срезом не подтверждены" : "";
     const graphReasonCodes = toStringList(graph?.reason_codes);
     const directMoneyAnswer = graphReasonCodes.includes("data_need_graph_business_overview_direct_money_answer");
     const crossScopeExecutiveSummary = Boolean(separateSubject && previousCounterpartySummary);
     const lines = [];
+    const actionFamily = toNonEmptyString(turnMeaning?.asked_action_family);
+    const unsupportedFamily = toNonEmptyString(turnMeaning?.unsupported_but_understood_family);
+    const profitMarginBoundary = actionFamily === "profit_margin_boundary" || unsupportedFamily === "profit_margin_boundary";
+    const debtDueDateBoundary = actionFamily === "debt_due_date_boundary" || unsupportedFamily === "debt_due_date_boundary";
+    const vendorRiskBoundary = actionFamily === "vendor_risk_procurement_boundary" || unsupportedFamily === "vendor_risk_procurement_boundary";
+    const inventoryReserveBoundary = actionFamily === "inventory_reserve_boundary" || unsupportedFamily === "inventory_reserve_liquidation_boundary";
+    if (profitMarginBoundary) {
+        const accountingFinancialResult = toRecordObject(overview.accounting_financial_result);
+        if (accountingFinancialResult) {
+            const direction = toNonEmptyString(accountingFinancialResult.final_result_direction);
+            const amount = moneyText(accountingFinancialResult.final_result_amount_human_ru);
+            const periodScope = toNonEmptyString(accountingFinancialResult.period_scope) ?? period;
+            const marginPct = typeof accountingFinancialResult.net_margin_to_revenue_pct === "number" &&
+                Number.isFinite(accountingFinancialResult.net_margin_to_revenue_pct)
+                ? `${accountingFinancialResult.net_margin_to_revenue_pct}%`
+                : null;
+            const directionText = direction === "profit"
+                ? "учетная прибыль"
+                : direction === "loss"
+                    ? "учетный убыток"
+                    : "нулевой учетный финрезультат";
+            const amountText = amount
+                ? direction === "loss"
+                    ? `минус ${amount}`
+                    : amount
+                : "сумма не распознана";
+            lines.push(`Коротко: по бухгалтерскому маршруту 90/91/99 за ${periodScope} подтвержден ${directionText}: ${amountText}${marginPct ? `; маржа к выручке 90.01 ${marginPct}` : "; маржа к выручке 90.01 не рассчитана"}.`);
+            lines.push("Это учетный финрезультат по найденным строкам закрытия периода в 1С, а не внешний аудит и не юридически подтвержденная отчетность.");
+            const reply = lines.join("\n").trim();
+            return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+        }
+        const headline = toNonEmptyString(draft.headline);
+        const cleanHeadline = headline?.replace(/^Коротко:\s*/iu, "").trim();
+        lines.push(cleanHeadline
+            ? `Коротко: ${localizeLine(cleanHeadline)}`
+            : "Коротко: нельзя точно подтвердить чистую прибыль и маржу по текущему срезу 1С; есть только bounded operating-flow/trading-margin proxy, не P&L и не бухгалтерский финансовый результат.");
+        const boundaryLines = userFacingLines([
+            ...toStringList(draft.confirmed_lines),
+            ...toStringList(draft.inference_lines),
+            ...toStringList(draft.unknown_lines)
+        ])
+            .filter((line) => /(?:прибыл|марж|финанс|p\s*&\s*l|p&l|расход|себестоим|закрыт|profit|margin|financial)/iu.test(line))
+            .slice(0, 2);
+        if (boundaryLines.length > 0) {
+            lines.push(...boundaryLines.map(localizeLine));
+        }
+        lines.push("Для точного P&L нужны отдельный маршрут по себестоимости, расходам, закрытию периода и финрезультату; текущий proxy нельзя выдавать за подтвержденную чистую прибыль или маржу.");
+        if (limitLine) {
+            lines.push(limitLine);
+        }
+        const reply = lines.join("\n").trim();
+        return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+    }
+    if (debtDueDateBoundary) {
+        const dueDateAging = toRecordObject(overview.debt_due_date_aging);
+        if (dueDateAging) {
+            const status = toNonEmptyString(dueDateAging.evidence_status);
+            const asOfDate = toNonEmptyString(dueDateAging.as_of_date) ?? "проверенную дату";
+            const overdueAmount = moneyText(dueDateAging.overdue_amount_human_ru);
+            const grossAmount = moneyText(dueDateAging.gross_open_amount_human_ru);
+            const rowsWithPaymentTerms = typeof dueDateAging.rows_with_payment_terms === "number" && Number.isFinite(dueDateAging.rows_with_payment_terms)
+                ? dueDateAging.rows_with_payment_terms
+                : null;
+            const rowsWithAmount = typeof dueDateAging.rows_with_amount === "number" && Number.isFinite(dueDateAging.rows_with_amount)
+                ? dueDateAging.rows_with_amount
+                : null;
+            if (status === "confirmed_overdue") {
+                lines.push(`Коротко: на ${asOfDate} подтвержденная просрочка есть: ${overdueAmount ?? "сумма не распознана"} по ${dueDateAging.overdue_rows ?? "найденным"} строкам.`);
+                lines.push("Основа ответа: открытые расчеты 60/62/76, договорный срок оплаты и дата расчетного документа; это уже due-date route, не старение договора как proxy.");
+            }
+            else if (status === "no_payment_terms_configured") {
+                lines.push(`Коротко: на ${asOfDate} подтвержденной просрочки нет: открытые расчеты проверены${grossAmount ? ` на ${grossAmount}` : ""}, но в найденных договорах срок оплаты не установлен.`);
+                lines.push(rowsWithAmount !== null
+                    ? `Проверено строк с суммой: ${rowsWithAmount}. Без установленного срока оплаты нельзя честно назвать эти остатки просрочкой.`
+                    : "Без установленного срока оплаты нельзя честно назвать эти остатки просрочкой.");
+            }
+            else if (status === "insufficient_due_date_basis") {
+                lines.push(`Коротко: due-date route запущен на ${asOfDate}, но просрочка не подтверждена: по строкам с установленным сроком оплаты не хватило даты расчетного документа.`);
+                if (rowsWithPaymentTerms !== null) {
+                    lines.push(`Строк с установленным сроком оплаты: ${rowsWithPaymentTerms}; нужен документ-основание с датой для расчета due date.`);
+                }
+            }
+            else {
+                lines.push(`Коротко: due-date route на ${asOfDate} проверен, подтвержденной просрочки не найдено${rowsWithPaymentTerms !== null ? `; строк с установленным сроком оплаты ${rowsWithPaymentTerms}` : ""}.`);
+            }
+            const reply = lines.join("\n").trim();
+            return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+        }
+        const headline = toNonEmptyString(draft.headline);
+        const cleanHeadline = headline?.replace(/^Коротко:\s*/iu, "").trim();
+        lines.push(cleanHeadline
+            ? `Коротко: ${localizeLine(cleanHeadline)}`
+            : "Коротко: нельзя точно определить, какая дебиторка просрочена, по текущему срезу 1С; есть только debt-quality proxy, но нет проверенного due-date маршрута.");
+        lines.push("Проверить нужно отдельно: договоры, сроки оплаты, погашение и закрытие задолженности; без этого нельзя доказать overdue/due-date aging.");
+        const reply = lines.join("\n").trim();
+        return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+    }
+    if (vendorRiskBoundary) {
+        const supplierBasis = topSupplier
+            ? topSupplierLooksFinancial
+                ? `крупнейший получатель исходящих денег: ${topSupplier}; по названию это банк/финансовая организация, поэтому это не доказанная зависимость от обычного поставщика${nonFinancialSupplier ? `; крупнейший небанковский получатель исходящих денег: ${nonFinancialSupplier}` : ""}`
+                : `крупнейший подтвержденный поставщик/получатель исходящих платежей: ${topSupplier}`
+            : outgoingAmount
+                ? `исходящие платежи/закупочный поток в проверенном срезе: ${outgoingAmount}`
+                : "есть только ограниченный срез исходящих платежей без полного vendor-risk профиля";
+        const proxyLabel = topSupplierLooksFinancial ? "outgoing cash concentration proxy" : "procurement concentration proxy";
+        lines.push(`Коротко: точный риск зависимости от одного поставщика по текущим данным не подтвержден; есть только ${proxyLabel}: ${supplierBasis}.`);
+        lines.push("Это сигнал концентрации закупок/исходящих платежей, а не полный аудит надежности поставщиков, условий, качества и структуры всех расходов.");
+        lines.push("Для точного вывода нужен отдельный reviewed vendor-risk route: поставщики, договорные условия, качество поставок, сроки, доля в закупках и полная структура расходов.");
+        const reply = lines.join("\n").trim();
+        return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+    }
+    if (inventoryReserveBoundary) {
+        const headline = toNonEmptyString(draft.headline);
+        const cleanHeadline = headline?.replace(/^Коротко:\s*/iu, "").trim();
+        lines.push(cleanHeadline
+            ? `Коротко: ${localizeLine(cleanHeadline)}`
+            : "Коротко: точно подтвердить резерв под неликвиды по текущим данным нельзя.");
+        const boundaryLines = userFacingLines([
+            ...toStringList(draft.unknown_lines),
+            ...toStringList(draft.limitation_lines)
+        ])
+            .filter((line) => /(?:резерв|неликвид|склад|товар|reserve|obsolete|inventory|stock)/iu.test(line))
+            .slice(0, 2);
+        if (boundaryLines.length > 0) {
+            lines.push(...boundaryLines.map(localizeLine));
+        }
+        lines.push("Проверить нужно отдельно: складской срез на дату, учетную политику резервов, списания и ликвидационную стоимость; proxy-сигналы нельзя выдавать за доказанный факт резерва.");
+        const reply = lines.join("\n").trim();
+        return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+    }
     if (crossScopeExecutiveSummary && separateSubject && previousCounterpartySummary && (incomingAmount || outgoingAmount || netAmount)) {
         lines.push(`Коротко: по компании ${organizationScope ?? "в выбранном контуре"} ${period} подтвержден денежный срез: получили ${incomingAmount ?? "0 руб."}, исходящие платежи/списания ${outgoingAmount ?? "0 руб."}, ${netDirection} ${sentenceAmount(netAmount) ?? netAmount ?? "0 руб."}${previousCounterpartySummary.lead}; можно утверждать только эти подтвержденные срезы, нельзя называть это чистой прибылью, полным оборотом или доказанной ролью главного клиента/поставщика.`);
         lines.push(previousCounterpartySummary.line);
@@ -640,7 +826,7 @@ function buildCompactBusinessOverviewReply(entryPoint, draft) {
         if (!leaderYear || !leaderAmount) {
             return null;
         }
-        lines.push(`Коротко: в доступном проверенном MCP-срезе по входящим денежным строкам лидирует ${leaderYear}: ${leaderAmount}${Number.isFinite(leaderRows) && leaderRows > 0 ? ` по ${leaderRows} строкам с суммой` : ""}; это не полный бухгалтерский рейтинг доходности.`);
+        lines.push(`Коротко: в доступном проверенном срезе 1С по входящим денежным строкам лидирует ${leaderYear}: ${leaderAmount}${Number.isFinite(leaderRows) && leaderRows > 0 ? ` по ${leaderRows} строкам с суммой` : ""}; это не полный бухгалтерский рейтинг доходности.`);
         const netYear = toNonEmptyString(netLeader?.year_bucket);
         const netYearAmount = moneyText(netLeader?.net_amount_human_ru);
         if (netYear && netYearAmount) {
@@ -660,7 +846,9 @@ function buildCompactBusinessOverviewReply(entryPoint, draft) {
         lines.push(`Коротко: ${organizationPrefix}${period} по подтвержденным строкам 1С получили ${incomingAmount ?? "0 руб."}; исходящие платежи/списания ${outgoingAmount ?? "0 руб."}; ${netDirection} ${sentenceAmount(netAmount) ?? netAmount ?? "0 руб"}${topCustomerLead}${topSupplierLead}${roleBoundaryLead}${separateSubjectLead}.`);
         lines.push('Метод: "заработали" здесь считаю как денежный operating-flow proxy по 1С; это не чистая прибыль и не финрезультат.');
         if (!directMoneyAnswer && customerName && customerAmount) {
-            lines.push(`Крупнейший подтвержденный источник входящих денег в этом срезе: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount}.`);
+            lines.push(topCustomerLooksFinancial
+                ? `Крупнейший входящий денежный источник в этом срезе: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount}. По названию это банк/финансовая организация, поэтому без назначения платежа не называю это клиентской выручкой.${nonFinancialCustomer ? ` Крупнейший небанковский входящий контрагент: ${nonFinancialCustomer}.` : ""}`
+                : `Крупнейший подтвержденный источник входящих денег в этом срезе: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount}.`);
         }
     }
     else {
@@ -671,10 +859,14 @@ function buildCompactBusinessOverviewReply(entryPoint, draft) {
             `Отдельно по контрагенту ${separateSubject}: этот итог не переносит суммы компании на контрагента. Можно утверждать только разделение контура; нельзя делать вывод о выручке, долге или прибыльности ${separateSubject} без отдельного контрагентского среза документов и движений.`);
     }
     if (!directMoneyAnswer && topSupplier) {
-        lines.push(`Крупнейший подтвержденный получатель исходящих денег: ${topSupplier}.`);
+        lines.push(topSupplierLooksFinancial
+            ? `Крупнейший получатель исходящих денег: ${topSupplier}. По названию это банк/финансовая организация, поэтому без назначения платежа/договора не считаю это обычным поставщиком.${nonFinancialSupplier ? ` Крупнейший небанковский получатель исходящих денег: ${nonFinancialSupplier}.` : ""}`
+            : `Крупнейший подтвержденный получатель исходящих денег: ${topSupplier}.`);
     }
     if (!directMoneyAnswer && (topCustomer || topSupplier)) {
-        lines.push("Важно по ролям: текущий денежный срез подтверждает денежные источники и получателей, но не доказывает, что это главный клиент или главный поставщик как бизнес-роль.");
+        lines.push(topCustomerLooksFinancial || topSupplierLooksFinancial
+            ? "Важно по ролям: текущий денежный срез подтверждает источники и получателей денег, но банковские контрагенты требуют проверки назначения платежа/счетов и не доказывают роль клиента или поставщика."
+            : "Важно по ролям: текущий денежный срез подтверждает денежные источники и получателей, но не доказывает, что это главный клиент или главный поставщик как бизнес-роль.");
     }
     if (!directMoneyAnswer) {
         lines.push(`Что подтверждено: денежный срез по компании${organizationScope ? ` ${organizationScope}` : ""}${period ? ` ${period}` : ""}${topCustomer ? ", крупнейший источник входящих денег" : ""}${topSupplier ? ", крупнейший получатель исходящих денег" : ""}.`);

llm_normalizer/backend/dist/services/assistantMcpDiscoveryRuntimeBridge.js

@@ -1,12 +1,13 @@
 "use strict";
 Object.defineProperty(exports, "__esModule", { value: true });
-exports.ASSISTANT_MCP_DISCOVERY_LOOP_STATE_SCHEMA_VERSION = exports.ASSISTANT_MCP_DISCOVERY_RUNTIME_BRIDGE_SCHEMA_VERSION = void 0;
+exports.ASSISTANT_MCP_ROUTE_CANDIDATE_SCHEMA_VERSION = exports.ASSISTANT_MCP_DISCOVERY_LOOP_STATE_SCHEMA_VERSION = exports.ASSISTANT_MCP_DISCOVERY_RUNTIME_BRIDGE_SCHEMA_VERSION = void 0;
 exports.runAssistantMcpDiscoveryRuntimeBridge = runAssistantMcpDiscoveryRuntimeBridge;
 const assistantMcpDiscoveryAnswerAdapter_1 = require("./assistantMcpDiscoveryAnswerAdapter");
 const assistantMcpDiscoveryPilotExecutor_1 = require("./assistantMcpDiscoveryPilotExecutor");
 const assistantMcpDiscoveryPlanner_1 = require("./assistantMcpDiscoveryPlanner");
 exports.ASSISTANT_MCP_DISCOVERY_RUNTIME_BRIDGE_SCHEMA_VERSION = "assistant_mcp_discovery_runtime_bridge_v1";
 exports.ASSISTANT_MCP_DISCOVERY_LOOP_STATE_SCHEMA_VERSION = "assistant_mcp_discovery_loop_state_v1";
+exports.ASSISTANT_MCP_ROUTE_CANDIDATE_SCHEMA_VERSION = "assistant_mcp_route_candidate_v1";
 function normalizeReasonCode(value) {
     const normalized = value
         .trim()
@@ -58,6 +59,21 @@ function loopStatusFor(bridgeStatus) {
     }
     return "ready_for_next_hop";
 }
+function routeCandidateStatusFor(bridgeStatus, pilot, missingProofFamily) {
+    if (bridgeStatus === "blocked" || pilot.pilot_status === "blocked") {
+        return "blocked";
+    }
+    if (bridgeStatus === "needs_clarification" || pilot.pilot_status === "skipped_needs_clarification") {
+        return "needs_user_scope";
+    }
+    if (bridgeStatus === "unsupported" || pilot.pilot_status === "unsupported") {
+        return "needs_route_enablement";
+    }
+    if (missingProofFamily) {
+        return "needs_route_enablement";
+    }
+    return "ready_for_reviewed_execution";
+}
 function flattenAxes(pilot, source) {
     const result = [];
     for (const step of pilot.dry_run.execution_steps) {
@@ -83,6 +99,119 @@ function entityCandidatesFromPlanner(planner) {
     const values = planner.discovery_plan.turn_meaning_ref?.explicit_entity_candidates ?? [];
     return uniqueStrings(values);
 }
+function firstNonEmpty(values) {
+    for (const value of values) {
+        const text = String(value ?? "").trim();
+        if (text) {
+            return text;
+        }
+    }
+    return null;
+}
+function routeCandidateProofFamiliesFor(actionFamily, proofExpectation) {
+    const combined = `${actionFamily ?? ""} ${proofExpectation ?? ""}`.trim().toLowerCase();
+    const result = [];
+    const add = (family) => {
+        if (!result.includes(family)) {
+            result.push(family);
+        }
+    };
+    if (!combined || combined === "broad_evaluation bounded_inference") {
+        return result;
+    }
+    if (/(?:inventory|stock|warehouse|reserve|liquidation|write[-_ ]?off|obsolete|obsolescence)/iu.test(combined)) {
+        add("inventory_reserve_liquidation_quality");
+    }
+    if (/(?:debt|due[-_ ]?date|overdue|aging|credit[-_ ]?risk)/iu.test(combined)) {
+        add("debt_due_date_aging_quality");
+    }
+    if (/(?:vendor|supplier|procurement|sourcing)/iu.test(combined)) {
+        add("vendor_risk_procurement_quality");
+    }
+    if (/(?:profit|margin|pnl|p&l|financial[-_ ]?result)/iu.test(combined)) {
+        add("accounting_profit_margin");
+    }
+    return result;
+}
+function routeCandidateMissingProofFamily(planner, pilot) {
+    if (planner.data_need_graph?.business_fact_family !== "business_overview") {
+        return null;
+    }
+    const wantedFamilies = routeCandidateProofFamiliesFor(planner.data_need_graph?.action_family ?? null, planner.data_need_graph?.proof_expectation ?? null);
+    if (wantedFamilies.length <= 0) {
+        return null;
+    }
+    const missingProofFamilies = pilot.derived_business_overview?.missing_proof_families ?? [];
+    return missingProofFamilies.find((item) => wantedFamilies.includes(item.family)) ?? null;
+}
+function routeCandidateEnablementReason(status, pilot, missingAxes, missingProofFamily) {
+    if (status === "ready_for_reviewed_execution") {
+        return null;
+    }
+    if (status === "needs_user_scope") {
+        return missingAxes.length > 0
+            ? `Missing scope axes: ${missingAxes.join(", ")}`
+            : "Selected chain needs user clarification before MCP execution";
+    }
+    if (missingProofFamily) {
+        return [
+            `Missing reviewed proof family: ${missingProofFamily.family}`,
+            `next_required_evidence=${missingProofFamily.next_required_evidence}`,
+            missingProofFamily.current_supported_evidence
+                ? `current_supported_evidence=${missingProofFamily.current_supported_evidence}`
+                : null,
+            `must_not_claim=${missingProofFamily.must_not_claim}`
+        ]
+            .filter((item) => Boolean(item))
+            .join("; ");
+    }
+    return firstNonEmpty([
+        ...pilot.query_limitations,
+        ...pilot.evidence.unknown_facts,
+        "Selected chain is not safely executable by the reviewed MCP runtime yet"
+    ]);
+}
+function routeCandidateNextAction(status) {
+    if (status === "ready_for_reviewed_execution") {
+        return "Execute through the reviewed runtime bridge and truth gate.";
+    }
+    if (status === "needs_user_scope") {
+        return "Ask the user for the missing scope axes before MCP execution.";
+    }
+    if (status === "needs_route_enablement") {
+        return "Create or wire a reviewed exact route for the selected chain before treating the fact as answerable.";
+    }
+    return "Do not execute until the blocking reason is resolved.";
+}
+function buildRouteCandidate(planner, pilot, bridgeStatus) {
+    const plannerClarificationGaps = planner.discovery_plan.clarification_gaps ?? [];
+    const providedAxes = flattenAxes(pilot, "provided_axes");
+    const missingAxes = plannerClarificationGaps.length > 0 ? plannerClarificationGaps : flattenAxes(pilot, "missing_axis_options");
+    const missingProofFamily = routeCandidateMissingProofFamily(planner, pilot);
+    const candidateStatus = routeCandidateStatusFor(bridgeStatus, pilot, missingProofFamily);
+    return {
+        schema_version: exports.ASSISTANT_MCP_ROUTE_CANDIDATE_SCHEMA_VERSION,
+        policy_owner: "assistantMcpDiscoveryRuntimeBridge",
+        candidate_status: candidateStatus,
+        selected_chain_id: planner.selected_chain_id,
+        selected_chain_summary: planner.selected_chain_summary,
+        nearest_catalog_chain_template: planner.catalog_chain_template_alignment.top_chain_template_match,
+        catalog_alignment_status: planner.catalog_chain_template_alignment.alignment_status,
+        business_fact_family: planner.data_need_graph?.business_fact_family ?? null,
+        action_family: planner.data_need_graph?.action_family ?? null,
+        proof_expectation: planner.data_need_graph?.proof_expectation ?? null,
+        required_axes: [...planner.required_axes],
+        provided_axes: providedAxes,
+        missing_axes: missingAxes,
+        executable_now: candidateStatus === "ready_for_reviewed_execution",
+        enablement_reason: routeCandidateEnablementReason(candidateStatus, pilot, missingAxes, missingProofFamily),
+        recommended_next_action: routeCandidateNextAction(candidateStatus),
+        forbidden_overclaim_flags: uniqueStrings([
+            ...(planner.data_need_graph?.forbidden_overclaim_flags ?? []),
+            ...(missingProofFamily ? [missingProofFamily.must_not_claim] : [])
+        ])
+    };
+}
 function buildLoopState(planner, pilot, bridgeStatus) {
     const plannerClarificationGaps = planner.discovery_plan.clarification_gaps ?? [];
     return {
@@ -120,10 +249,13 @@ async function runAssistantMcpDiscoveryRuntimeBridge(input) {
     const answerDraft = (0, assistantMcpDiscoveryAnswerAdapter_1.buildAssistantMcpDiscoveryAnswerDraft)(pilot);
     const bridgeStatus = bridgeStatusFor(pilot, answerDraft);
     const loopState = buildLoopState(planner, pilot, bridgeStatus);
+    const routeCandidate = buildRouteCandidate(planner, pilot, bridgeStatus);
     const reasonCodes = uniqueStrings([...planner.reason_codes, ...pilot.reason_codes, ...answerDraft.reason_codes]);
     pushReason(reasonCodes, `runtime_bridge_status_${bridgeStatus}`);
     pushReason(reasonCodes, "runtime_bridge_not_wired_to_hot_assistant_answer");
     pushReason(reasonCodes, `runtime_bridge_loop_state_${loopState.loop_status}`);
+    pushReason(reasonCodes, "runtime_bridge_route_candidate_built");
+    pushReason(reasonCodes, `runtime_bridge_route_candidate_${routeCandidate.candidate_status}`);
     return {
         schema_version: exports.ASSISTANT_MCP_DISCOVERY_RUNTIME_BRIDGE_SCHEMA_VERSION,
         policy_owner: "assistantMcpDiscoveryRuntimeBridge",
@@ -133,6 +265,7 @@ async function runAssistantMcpDiscoveryRuntimeBridge(input) {
         pilot,
         answer_draft: answerDraft,
         loop_state: loopState,
+        route_candidate: routeCandidate,
         user_facing_response_allowed: bridgeStatus !== "blocked",
         business_fact_answer_allowed: businessFactAnswerAllowed(answerDraft),
         requires_user_clarification: bridgeStatus === "needs_clarification",

llm_normalizer/backend/dist/services/assistantMcpDiscoveryTurnInputAdapter.js

@@ -130,6 +130,11 @@ function isGarbageSemanticAnchorCandidate(value) {
         "всему",
         "всей",
         "всем",
+        "год",
+        "года",
+        "году",
+        "годом",
+        "годы",
         "выводу",
         "выводам",
         "аудиту",
@@ -626,6 +631,30 @@ function hasOrganizationLevelEarningsOverviewSignal(text) {
         /(?:\u043a\u0430\u043a\w*|\u0441\u043a\u043e\u043b\u044c\u043a\u043e|\u0441\u043a\u043e\u043a\w*|\u043f\u043e\u043a\u0430\u0436|\u0434\u0430\u0439|\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043c\u044b\b|\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u0432\u043e\u043e\u0431\u0449\u0435|(?:19|20)\d{2}|all\s+time|what|which|how\s+much|show|give|company|business|organization|our|we|us)/iu.test(text);
     return hasYearRankingCue || hasCompanyEarningsCue || hasCompanyProfitMarginCue;
 }
+function hasOrganizationLevelProfitMarginBoundaryOverviewSignal(text) {
+    if (!text) {
+        return false;
+    }
+    const hasProfitMarginCue = /(?:\u043f\u0440\u0438\u0431\u044b\u043b\w*|\u043c\u0430\u0440\u0436\w*|\u0440\u0435\u043d\u0442\u0430\u0431\w*|\u0444\u0438\u043d(?:\u0430\u043d\u0441\w*)?\s*[- ]?\s*\u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442|p\s*&\s*l|profit(?:ability)?|margin|financial\s+result)/iu.test(text);
+    const hasCompanyScopeCue = /(?:\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043c\u044b\b|\u043f\u043e\s+\u043a\u043e\u043c\u043f\u0430\u043d|\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\b(?:\u043e\u043e\u043e|\u0438\u043f|\u0430\u043e|\u043f\u0430\u043e|\u0437\u0430\u043e|\u043e\u0430\u043e)\b|(?:19|20)\d{2}|company|business|organization|our|we|us)/iu.test(text);
+    return hasProfitMarginCue && hasCompanyScopeCue;
+}
+function hasProfitMarginBoundaryFollowupSignal(text) {
+    if (!text) {
+        return false;
+    }
+    const hasProfitOrResultCue = /(?:\u043f\u0440\u0438\u0431\u044b\u043b\w*|\u0443\u0431\u044b\u0442\w*|\u043c\u0430\u0440\u0436\w*|\u0440\u0435\u043d\u0442\u0430\u0431\w*|\u0444\u0438\u043d(?:\u0430\u043d\u0441\w*)?\s*[- ]?\s*\u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442|p\s*&\s*l|profit|loss|margin|financial\s+result)/iu.test(text);
+    const hasFollowupShape = /(?:\u044d\u0442\u043e|\u0438\u0442\u043e\u0433|\u0438\u0442\u043e\u0433\u043e|\u043f\u043e\u043b\u0443\u0447\w*|\u043a\u043e\u0440\u043e\u0442\w*|\u0432\s+\u0438\u0442\u043e\u0433\u0435|\u043c\u043e\u0436\u043d\u043e\s+(?:\u043b\u0438\s+)?\u0441\u043a\u0430\u0437\u0430\u0442\u044c|is\s+it|result|short|brief)/iu.test(text);
+    return hasProfitOrResultCue && hasFollowupShape;
+}
+function hasDebtDueDateBoundaryFollowupSignal(text) {
+    if (!text) {
+        return false;
+    }
+    const hasDueDateCue = /(?:\u043f\u0440\u043e\u0441\u0440\u043e\u0447\w*|\u0441\u0440\u043e\u043a\w*\s+\u043e\u043f\u043b\u0430\u0442|\u0434\u043e\u043a\u0430\u0437\w*|\u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0434\w*|due[-\s]?date|overdue|debt\s+aging|aging)/iu.test(text);
+    const hasFollowupShape = /(?:\u0442\u043e\s+\u0435\u0441\u0442\u044c|\u043f\u043e\u0447\u0435\u043c\u0443|\u043a\u043e\u0440\u043e\u0442\w*|\u043d\u0435\u043b\u044c\u0437\u044f|\u043c\u043e\u0436\u043d\u043e\s+\u043b\u0438|\u0437\u043d\u0430\u0447\u0438\u0442|\u0432\u044b\u0445\u043e\u0434\u0438\u0442|why|short|brief|so)/iu.test(text);
+    return hasDueDateCue && hasFollowupShape;
+}
 function hasOrganizationLevelDebtDueDateOverviewSignal(text) {
     if (!text) {
         return false;
@@ -711,6 +740,12 @@ function hasExplicitVatQuestionSignal(text) {
     return (/(?:\u043d\u0434\u0441|vat)/iu.test(text) &&
         /(?:\u0437\u0430|\u043d\u0430|\u043f\u0435\u0440\u0438\u043e\u0434|\u043f\u043e\u0437\u0438\u0446|\u043a\s+\u0443\u043f\u043b\u0430\u0442|\u043a\s+\u0432\u043e\u0437\u043c\u0435\u0449|\u043e\u0441\u043d\u043e\u0432\u0430\u043d|\u043d\u0430\u043b\u043e\u0433\u043e\u0432\p{L}*\s+\u0432\u044b\u0432\u043e\u0434|tax\s+period|tax\s+position)/iu.test(text));
 }
+function hasExplicitVatMovementEvidenceSignal(text) {
+    if (!/(?:\u043d\u0434\u0441|vat)/iu.test(text)) {
+        return false;
+    }
+    return hasMovementEvidenceFollowupSignal(text);
+}
 function hasBusinessOverviewSeparateCounterpartySignal(text) {
     if (!text) {
         return false;
@@ -1102,6 +1137,7 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     const rawReferentialDocumentExclusionSignal = hasReferentialDocumentExclusionFollowupSignal(repairedUserText ?? rawUserText ?? "");
     const rawPrimaryBusinessOverviewSignal = hasBusinessOverviewSignal(rawText);
     const explicitVatQuestionSignal = hasExplicitVatQuestionSignal(rawText);
+    const explicitVatMovementEvidenceSignal = hasExplicitVatMovementEvidenceSignal(rawText);
     const explicitVatSuppressesBusinessOverviewContinuation = Boolean(explicitVatQuestionSignal && !rawPrimaryBusinessOverviewSignal);
     const businessOverviewContinuationSignal = hasBusinessOverviewFollowupSeed(followupSeed) &&
         hasBusinessOverviewContinuationSignal(rawText) &&
@@ -1114,6 +1150,7 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
         (hasValueFlowSignal(rawText) || hasValueRankingSignal(rawText) || rawBidirectionalValueFlowSignal);
     const rawMetadataSignal = !rawLifecycleSignal &&
         !rawValueFlowSignal &&
+        !explicitVatMovementEvidenceSignal &&
         !rawReferentialDocumentExclusionSignal &&
         hasMetadataSignal(rawText);
     const rawEntityResolutionSignal = !rawLifecycleSignal && !rawValueFlowSignal && !rawMetadataSignal && hasEntityResolutionSignal(rawText);
@@ -1128,7 +1165,7 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     const explicitDateScopeLiteralDetected = hasExplicitDateScopeLiteral(dateScopeSignalText);
     const relativeCurrentDateHintDetected = hasRelativeCurrentDateHint(rawText);
     const rawDateScope = collectDateScopeFromRawText(dateScopeSignalText);
-    const rawMetadataScopeHint = rawMetadataSignal ? metadataScopeHintFromRawText(rawText) : null;
+    const rawMetadataScopeHint = rawMetadataSignal || explicitVatMovementEvidenceSignal ? metadataScopeHintFromRawText(rawText) : null;
     const rawTopicSwitchSignal = hasExplicitTopicSwitchSignal(rawText);
     const rawEntityCandidate = rawEntityResolutionSignal ? rawEntityResolutionCandidate(rawEntitySourceText) : null;
     const rawScopedEntityCandidate = !predecomposeEntities.counterparty &&
@@ -1147,11 +1184,41 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     const rawAggregationAxis = toNonEmptyString(assistantTurnMeaning?.asked_aggregation_axis);
     const unsupported = toNonEmptyString(assistantTurnMeaning?.unsupported_but_understood_family);
     const broadBusinessEvaluationUnsupported = unsupported === "broad_business_evaluation";
-    const businessOverviewSignal = rawBusinessOverviewSignal ||
-        broadBusinessEvaluationUnsupported ||
+    const seededBusinessOverviewSignal = broadBusinessEvaluationUnsupported ||
         rawDomain === "business_summary" ||
         rawDomain === "business_overview" ||
         rawAction === "broad_evaluation";
+    const inventoryReserveBusinessOverviewSignal = (rawBusinessOverviewSignal || seededBusinessOverviewSignal) &&
+        hasOrganizationLevelInventoryReserveLiquidationOverviewSignal(rawText);
+    const debtDueDateFollowupBusinessOverviewSignal = businessOverviewContinuationSignal && hasDebtDueDateBoundaryFollowupSignal(rawText);
+    const debtDueDateBusinessOverviewSignal = ((rawBusinessOverviewSignal || seededBusinessOverviewSignal) &&
+        hasOrganizationLevelDebtDueDateOverviewSignal(rawText)) ||
+        debtDueDateFollowupBusinessOverviewSignal;
+    const supplierQualityBusinessOverviewSignal = (rawBusinessOverviewSignal || seededBusinessOverviewSignal) && hasOrganizationLevelSupplierQualityOverviewSignal(rawText);
+    const profitMarginFollowupBusinessOverviewSignal = businessOverviewContinuationSignal && hasProfitMarginBoundaryFollowupSignal(rawText);
+    const profitMarginBusinessOverviewSignal = ((rawBusinessOverviewSignal || seededBusinessOverviewSignal) &&
+        hasOrganizationLevelProfitMarginBoundaryOverviewSignal(rawText)) ||
+        profitMarginFollowupBusinessOverviewSignal;
+    const businessOverviewActionFamily = inventoryReserveBusinessOverviewSignal
+        ? "inventory_reserve_boundary"
+        : debtDueDateBusinessOverviewSignal
+            ? "debt_due_date_boundary"
+            : supplierQualityBusinessOverviewSignal
+                ? "vendor_risk_procurement_boundary"
+                : profitMarginBusinessOverviewSignal
+                    ? "profit_margin_boundary"
+                    : "broad_evaluation";
+    const businessOverviewUnsupportedFamily = inventoryReserveBusinessOverviewSignal
+        ? "inventory_reserve_liquidation_boundary"
+        : debtDueDateBusinessOverviewSignal
+            ? "debt_due_date_boundary"
+            : supplierQualityBusinessOverviewSignal
+                ? "vendor_risk_procurement_boundary"
+                : profitMarginBusinessOverviewSignal
+                    ? "profit_margin_boundary"
+                    : "broad_business_evaluation";
+    const businessOverviewSignal = rawBusinessOverviewSignal ||
+        seededBusinessOverviewSignal;
     const businessOverviewSeparateCounterpartySignal = Boolean(businessOverviewSignal && hasBusinessOverviewSeparateCounterpartySignal(rawText));
     const businessOverviewSeparateCounterpartyCandidate = businessOverviewSeparateCounterpartySignal
         ? businessOverviewSeparateCounterpartyCandidateFromText(rawText)
@@ -1176,7 +1243,7 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
         : rawAssistantTurnMeaningOrganizationScope;
     const rawOrganizationMentionSignal = hasOrganizationScopeSignalUtf8(rawText);
     const rawOrganizationScope = extractOrganizationScopeFromRawText(rawUserText ?? rawEffectiveText ?? rawSignalSourceText);
-    const currentTurnFreshOrganizationScope = rawOrganizationScope ?? predecomposeEntities.organization;
+    const currentTurnFreshOrganizationScope = predecomposeEntities.organization ?? rawOrganizationScope;
     const currentTurnOrganizationScope = currentTurnFreshOrganizationScope ?? assistantTurnMeaningOrganizationScope;
     const followupCounterpartyIsMetadataOrganizationScope = Boolean(followupSeed.subjectResolutionOptional &&
         followupSeed.counterparty &&
@@ -1500,9 +1567,21 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     const semanticDataNeed = metadataAmbiguityLaneClarificationApplicable
         ? "metadata lane clarification"
         : semanticNeedFor({
-            domain: businessOverviewSignal ? "business_overview" : rawDomain ?? seededDomain,
-            action: businessOverviewSignal ? "broad_evaluation" : rawAction ?? seededAction,
-            unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
+            domain: explicitVatMovementEvidenceSignal
+                ? "movements"
+                : businessOverviewSignal
+                    ? "business_overview"
+                    : rawDomain ?? seededDomain,
+            action: explicitVatMovementEvidenceSignal
+                ? "list_movements"
+                : businessOverviewSignal
+                    ? businessOverviewActionFamily
+                    : rawAction ?? seededAction,
+            unsupported: explicitVatMovementEvidenceSignal
+                ? "movement_evidence"
+                : businessOverviewSignal
+                    ? businessOverviewUnsupportedFamily
+                    : unsupported ?? seededUnsupported,
             lifecycleSignal,
             valueFlowSignal,
             metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -1530,7 +1609,9 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
                 followupSeed.discoveryEntity ??
                 followupSeed.metadataSelectedEntitySet ??
                 null;
-    const metadataScopedLaneWithoutSubject = Boolean((metadataGroundedMovementLaneApplicable || metadataGroundedDocumentLaneApplicable) &&
+    const metadataScopedLaneWithoutSubject = Boolean((metadataGroundedMovementLaneApplicable ||
+        metadataGroundedDocumentLaneApplicable ||
+        explicitVatMovementEvidenceSignal) &&
         !effectiveFollowupCounterparty &&
         metadataLaneCarryoverAvailable);
     const groundedFollowupEntity = metadataScopedLaneWithoutSubject
@@ -1711,17 +1792,19 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
                 ? "counterparty_lifecycle"
                 : valueFlowSignal
                     ? "counterparty_value"
-                    : metadataGroundedMovementLaneApplicable
+                    : explicitVatMovementEvidenceSignal
                         ? "movements"
-                        : metadataGroundedDocumentLaneApplicable
-                            ? "documents"
-                            : entityResolutionSignal
-                                ? "entity_resolution"
-                                : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
-                                    ? "metadata"
-                                    : rawDomain ?? seededDomain,
+                        : metadataGroundedMovementLaneApplicable
+                            ? "movements"
+                            : metadataGroundedDocumentLaneApplicable
+                                ? "documents"
+                                : entityResolutionSignal
+                                    ? "entity_resolution"
+                                    : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
+                                        ? "metadata"
+                                        : rawDomain ?? seededDomain,
         asked_action_family: businessOverviewSignal
-            ? "broad_evaluation"
+            ? businessOverviewActionFamily
             : lifecycleSignal
                 ? "activity_duration"
                 : valueFlowSignal
@@ -1730,15 +1813,17 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
                         : payoutSignal
                             ? "payout"
                             : rawAction ?? seededAction ?? "turnover"
-                    : metadataGroundedMovementLaneApplicable
+                    : explicitVatMovementEvidenceSignal
                         ? "list_movements"
-                        : metadataGroundedDocumentLaneApplicable
-                            ? "list_documents"
-                            : entityResolutionSignal
-                                ? "search_business_entity"
-                                : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
-                                    ? metadataActionFromRawText(rawText) ?? seededAction
-                                    : rawAction ?? seededAction,
+                        : metadataGroundedMovementLaneApplicable
+                            ? "list_movements"
+                            : metadataGroundedDocumentLaneApplicable
+                                ? "list_documents"
+                                : entityResolutionSignal
+                                    ? "search_business_entity"
+                                    : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
+                                        ? metadataActionFromRawText(rawText) ?? seededAction
+                                        : rawAction ?? seededAction,
         asked_aggregation_axis: monthlyAggregationSignal ? "month" : rawAggregationAxis,
         seeded_ranking_need: valueFlowSignal && followupSeed.rankingNeed && !rawEntitySearchOverridesStaleScope
             ? followupSeed.rankingNeed
@@ -1757,7 +1842,7 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
         explicit_date_scope: explicitDateScope,
         subject_resolution_optional: metadataScopedLaneWithoutSubject || undefined,
         unsupported_but_understood_family: businessOverviewSignal
-            ? "broad_business_evaluation"
+            ? businessOverviewUnsupportedFamily
             : unsupported ??
                 (lifecycleSignal
                     ? "counterparty_lifecycle"
@@ -1771,20 +1856,23 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
                             ? "movement_evidence"
                             : metadataGroundedDocumentLaneApplicable
                                 ? "document_evidence"
-                                : metadataAmbiguityLaneClarificationApplicable
-                                    ? "metadata_lane_choice_clarification"
-                                    : entityResolutionSignal
-                                        ? "entity_resolution"
-                                        : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
-                                            ? "1c_metadata_surface"
-                                            : followupDiscoverySeedApplicable
-                                                ? seededUnsupported
-                                                : null),
+                                : explicitVatMovementEvidenceSignal
+                                    ? "movement_evidence"
+                                    : metadataAmbiguityLaneClarificationApplicable
+                                        ? "metadata_lane_choice_clarification"
+                                        : entityResolutionSignal
+                                            ? "entity_resolution"
+                                            : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
+                                                ? "1c_metadata_surface"
+                                                : followupDiscoverySeedApplicable
+                                                    ? seededUnsupported
+                                                    : null),
         stale_replay_forbidden: Boolean(assistantTurnMeaning?.stale_replay_forbidden ||
             businessOverviewSignal ||
             unsupported ||
             lifecycleSignal ||
             valueFlowSignal ||
+            explicitVatMovementEvidenceSignal ||
             metadataGroundedMovementLaneApplicable ||
             metadataGroundedDocumentLaneApplicable ||
             metadataAmbiguityLaneClarificationApplicable ||
@@ -1841,11 +1929,15 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     }
     const currentTurnValueFlowExactOverrideApplicable = Boolean(valueFlowSignal &&
         explicitIntentCandidate &&
-        rawValueFlowAggregateQuestionSignal &&
+        (rawValueFlowAggregateQuestionSignal || hasValueRankingSignal(rawText)) &&
         semanticDataNeed &&
         (entityCandidates.length > 0 || explicitOrganizationScope || openScopeValueFlowWithoutResolvedCounterparty));
     const runDiscovery = shouldRunDiscovery({
-        unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
+        unsupported: explicitVatMovementEvidenceSignal
+            ? "movement_evidence"
+            : businessOverviewSignal
+                ? "broad_business_evaluation"
+                : unsupported ?? seededUnsupported,
         lifecycleSignal,
         valueFlowSignal,
         metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -1860,6 +1952,7 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
             metadataGroundedDocumentLaneApplicable ||
             groundedValueFlowFollowupApplicable,
         forceDiscoveryOverExplicitIntent: businessOverviewSignal ||
+            explicitVatMovementEvidenceSignal ||
             Boolean(entityResolutionClarificationCandidate) ||
             organizationClarificationFollowupApplicable ||
             periodClarificationFollowupApplicable ||
@@ -1883,17 +1976,19 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
                     ? "followup_context"
                     : metadataGroundedDocumentLaneApplicable
                         ? "followup_context"
-                        : predecomposeContract
-                            ? "predecompose_contract"
-                            : lifecycleSignal
-                                ? "raw_text"
-                                : valueFlowSignal
+                        : explicitVatMovementEvidenceSignal
+                            ? "raw_text"
+                            : predecomposeContract
+                                ? "predecompose_contract"
+                                : lifecycleSignal
                                     ? "raw_text"
-                                    : entityResolutionSignal
+                                    : valueFlowSignal
                                         ? "raw_text"
-                                        : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
+                                        : entityResolutionSignal
                                             ? "raw_text"
-                                            : "none";
+                                            : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
+                                                ? "raw_text"
+                                                : "none";
     if (lifecycleSignal) {
         pushReason(reasonCodes, "mcp_discovery_lifecycle_signal_detected");
     }
@@ -1903,6 +1998,9 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     if (rawMetadataSignal) {
         pushReason(reasonCodes, "mcp_discovery_metadata_signal_detected");
     }
+    if (explicitVatMovementEvidenceSignal) {
+        pushReason(reasonCodes, "mcp_discovery_vat_movement_evidence_signal_detected");
+    }
     if (entityResolutionSignal) {
         pushReason(reasonCodes, "mcp_discovery_entity_resolution_signal_detected");
     }
@@ -2026,6 +2124,12 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     if (businessOverviewContinuationSignal) {
         pushReason(reasonCodes, "mcp_discovery_business_overview_continuation_from_followup_context");
     }
+    if (profitMarginFollowupBusinessOverviewSignal) {
+        pushReason(reasonCodes, "mcp_discovery_business_overview_profit_margin_followup_boundary");
+    }
+    if (debtDueDateFollowupBusinessOverviewSignal) {
+        pushReason(reasonCodes, "mcp_discovery_business_overview_debt_due_date_followup_boundary");
+    }
     if (explicitVatSuppressesBusinessOverviewContinuation) {
         pushReason(reasonCodes, "mcp_discovery_business_overview_continuation_suppressed_by_explicit_vat_question");
     }

llm_normalizer/backend/dist/services/assistantRoutePolicy.js

@@ -313,6 +313,13 @@ function createAssistantRoutePolicy(deps) {
         const hasTemporalCue = /(?:на\s+эту\s+же\s+дат[ауеы]|на\s+тот\s+же\s+период|за\s+этот\s+же\s+период|за\s+этот\s+период|март|апрел|ма[йя]|июн|июл|август|сентябр|октябр|ноябр|декабр|\b(?:19|20)\d{2}\b)/iu.test(normalized);
         return hasRequestCue && hasTemporalCue;
     }
+    function hasOrganizationClarificationTextCue(text) {
+        const normalized = compactWhitespace(repairAddressMojibake(String(text ?? "")).toLowerCase());
+        if (!normalized) {
+            return false;
+        }
+        return /(?<!\p{L})(?:\u043e\u043e\u043e|\u0438\u043f|\u0430\u043e|\u043f\u0430\u043e|\u0437\u0430\u043e)(?!\p{L})|(?:\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u043a\u043e\u043c\u043f\u0430\u043d|llc|company|organization)/iu.test(normalized);
+    }
     function resolveAssistantOrchestrationDecision(input) {
         const rawUserMessage = String(input?.rawUserMessage ?? input?.userMessage ?? "");
         const effectiveAddressUserMessage = String(input?.effectiveAddressUserMessage ?? rawUserMessage);
@@ -475,6 +482,27 @@ function createAssistantRoutePolicy(deps) {
         const followupPreviousFilters = followupContext?.previous_filters && typeof followupContext.previous_filters === "object"
             ? followupContext.previous_filters
             : null;
+        const followupLoopStatus = toNonEmptyString(followupContext?.previous_discovery_loop_status);
+        const followupLoopSelectedChainId = toNonEmptyString(followupContext?.previous_discovery_loop_selected_chain_id);
+        const followupLoopPendingAxes = Array.isArray(followupContext?.previous_discovery_loop_pending_axes)
+            ? followupContext.previous_discovery_loop_pending_axes.map((item) => toNonEmptyString(item)).filter(Boolean)
+            : [];
+        const currentTurnPredecomposeOrganization = toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.entities?.organization) ??
+            (toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.semantics?.anchor_kind) === "organization"
+                ? toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.semantics?.anchor_value)
+                : null);
+        const routeCandidateOrganizationClarificationDetected = Boolean(followupContext &&
+            followupLoopStatus === "awaiting_clarification" &&
+            followupLoopSelectedChainId &&
+            followupLoopPendingAxes.includes("organization") &&
+            (currentTurnPredecomposeOrganization ||
+                explicitOrganizationClarificationSelection ||
+                [
+                    rawUserMessage,
+                    repairedRawUserMessage,
+                    effectiveAddressUserMessage,
+                    repairedEffectiveAddressUserMessage
+                ].some((message) => hasOrganizationClarificationTextCue(message))));
         const protectedInventoryShortFollowup = Boolean(followupContext &&
             (isInventorySelectedObjectIntent(followupPreviousIntent) ||
                 (followupPreviousIntent === "inventory_on_hand_as_of_date" &&
@@ -524,6 +552,7 @@ function createAssistantRoutePolicy(deps) {
                     "net_value_flow"
                 ].includes(String(toNonEmptyString(assistantTurnMeaning?.asked_action_family) ?? "")) ||
                 /(?:нетто|сальдо|сколько\s+мы\s+(?:получили|заплатили)|incoming|outgoing)/iu.test(analyticsSample)));
+        const effectiveGroundedValueFlowFollowupContextDetected = groundedValueFlowFollowupContextDetected || routeCandidateOrganizationClarificationDetected;
         const baseToolGatePreservesAddressLane = Boolean(baseToolGate?.runAddressLane &&
             [
                 "address_intent_resolver_detected",
@@ -533,14 +562,15 @@ function createAssistantRoutePolicy(deps) {
             ].includes(String(baseToolGate?.reason ?? ""))) ||
             Boolean(baseToolGate?.runAddressLane &&
                 String(baseToolGate?.reason ?? "") === "followup_context_detected" &&
-                groundedValueFlowFollowupContextDetected);
+                effectiveGroundedValueFlowFollowupContextDetected);
         const nonDomainQueryIndexed = Boolean(!llmFirstAddressCandidate &&
             deterministicNonDomainGuard &&
             (llmFirstUnsupportedCandidate || llmContractMode === null) &&
             !baseToolGatePreservesAddressLane &&
-            !groundedValueFlowFollowupContextDetected &&
+            !effectiveGroundedValueFlowFollowupContextDetected &&
             !protectedInventoryShortFollowup &&
-            !organizationClarificationContinuationDetected);
+            !organizationClarificationContinuationDetected &&
+            !routeCandidateOrganizationClarificationDetected);
         const lastAddressAssistantDebug = sessionItems
             ? findLastAddressAssistantItem(sessionItems)?.debug ?? null
             : null;
@@ -583,7 +613,7 @@ function createAssistantRoutePolicy(deps) {
             !turnMeaningIntentCandidate &&
             !dataScopeMetaQuery &&
             !dangerOrCoercionSignal &&
-            !groundedValueFlowFollowupContextDetected &&
+            !effectiveGroundedValueFlowFollowupContextDetected &&
             !organizationClarificationContinuationDetected);
         const hardMetaMode = resolveHardMetaMode({
             dataScopeMetaQuery,
@@ -748,7 +778,7 @@ function createAssistantRoutePolicy(deps) {
             !dataScopeMetaQuery &&
             !capabilityMetaQuery &&
             !dangerOrCoercionSignal &&
-            !groundedValueFlowFollowupContextDetected &&
+            !effectiveGroundedValueFlowFollowupContextDetected &&
             !organizationClarificationContinuationDetected);
         if (unsupportedCurrentTurnMeaningBoundary) {
             return {

llm_normalizer/backend/dist/services/assistantService.js

@@ -2123,6 +2123,9 @@ function isAddressLaneDebugPayload(debug) {
     if (typeof debug.mcp_call_status === "string" && debug.mcp_call_status.trim().length > 0) {
         return true;
     }
+    if (debug.mcp_discovery_response_applied === true && debug.assistant_mcp_discovery_entry_point_v1) {
+        return true;
+    }
     if (typeof debug.anchor_type === "string" && debug.anchor_type.trim().length > 0) {
         return true;
     }

llm_normalizer/backend/dist/services/assistantTransitionPolicy.js

@@ -120,6 +120,22 @@ function createAssistantTransitionPolicy(deps) {
         const samples = [userMessage, alternateMessage].map((item) => normalizeFollowupText(item)).filter(Boolean);
         return samples.some((sample) => /(?:итог|summary|резюм|вывод|что\s+(?:мы\s+)?подтверд|что\s+понят|что\s+можно|что\s+нельзя|собери\s+коротк)/iu.test(sample) && /(?:контрагент|группа\s+свк|свк|отдельн)/iu.test(sample));
     }
+    function hasBusinessOverviewBoundaryFollowupCue(text) {
+        const normalized = normalizeFollowupText(text);
+        if (!normalized) {
+            return false;
+        }
+        const hasBoundaryCue = /(?:\u043f\u0440\u043e\u0441\u0440\u043e\u0447|\u0441\u0440\u043e\u043a\w*\s+\u043e\u043f\u043b\u0430\u0442|\u0434\u043e\u043a\u0430\u0437|\u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0434|\u043f\u0440\u0438\u0431\u044b\u043b|\u0443\u0431\u044b\u0442|\u043c\u0430\u0440\u0436|\u0440\u0435\u0437\u0435\u0440\u0432|\u043d\u0435\u043b\u0438\u043a\u0432\u0438\u0434|\u043f\u043e\u0441\u0442\u0430\u0432\u0449\u0438\u043a|\u0432\u0435\u043d\u0434\u043e\u0440|due[-\s]?date|overdue|aging|profit|loss|margin|vendor|risk)/iu.test(normalized);
+        const hasFollowupShape = /(?:\u0442\u043e\s+\u0435\u0441\u0442\u044c|\u043f\u043e\u0447\u0435\u043c\u0443|\u043a\u043e\u0440\u043e\u0442\u043a|\u043d\u0435\u043b\u044c\u0437\u044f|\u043c\u043e\u0436\u043d\u043e\s+\u043b\u0438|\u0437\u043d\u0430\u0447\u0438\u0442|\u0432\u044b\u0445\u043e\u0434\u0438\u0442|\u0438\u0442\u043e\u0433|why|short|brief|so)/iu.test(normalized);
+        return hasBoundaryCue && hasFollowupShape;
+    }
+    function hasOrganizationClarificationTextCue(text) {
+        const normalized = deps.compactWhitespace(deps.repairAddressMojibake(String(text ?? "")).toLowerCase());
+        if (!normalized) {
+            return false;
+        }
+        return /(?<!\p{L})(?:\u043e\u043e\u043e|\u0438\u043f|\u0430\u043e|\u043f\u0430\u043e|\u0437\u0430\u043e)(?!\p{L})|(?:\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u043a\u043e\u043c\u043f\u0430\u043d|llc|company|organization)/iu.test(normalized);
+    }
     function parseDmyDateToIso(value) {
         const match = String(value ?? "").trim().match(/^(\d{2})\.(\d{2})\.(\d{4})$/);
         if (!match) {
@@ -433,7 +449,11 @@ function createAssistantTransitionPolicy(deps) {
             (deps.toNonEmptyString(alternateMessage)
                 ? deps.hasDataRetrievalRequestSignal(String(alternateMessage ?? ""))
                 : false);
-        if (rawCapabilityMetaQuery && !rawDataRetrievalSignal) {
+        const rawBusinessOverviewBoundaryFollowupCue = hasBusinessOverviewBoundaryFollowupCue(userMessage) ||
+            (deps.toNonEmptyString(alternateMessage)
+                ? hasBusinessOverviewBoundaryFollowupCue(String(alternateMessage ?? ""))
+                : false);
+        if (rawCapabilityMetaQuery && !rawDataRetrievalSignal && !rawBusinessOverviewBoundaryFollowupCue) {
             return null;
         }
         const assistantTurnMeaning = typeof deps.resolveAssistantTurnMeaning === "function"
@@ -492,10 +512,25 @@ function createAssistantTransitionPolicy(deps) {
                     : false));
         const sourceIntentHint = (0, assistantContinuityPolicy_1.readAddressDebugIntent)(carryoverSourceDebug, deps.toNonEmptyString);
         const sourceDiscoveryPilotScopeHint = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryPilotScope)(carryoverSourceDebug, deps.toNonEmptyString);
+        const sourceDiscoveryLoopStatusHint = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryLoopStatus)(carryoverSourceDebug, deps.toNonEmptyString);
+        const sourceDiscoveryLoopSelectedChainIdHint = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryLoopSelectedChainId)(carryoverSourceDebug, deps.toNonEmptyString);
+        const sourceDiscoveryLoopPendingAxesHint = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryLoopPendingAxes)(carryoverSourceDebug, deps.toNonEmptyString);
+        const sourceDiscoveryLoopProvidedAxesHint = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryLoopProvidedAxes)(carryoverSourceDebug, deps.toNonEmptyString);
+        const currentTurnPredecomposeOrganization = deps.toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.entities?.organization) ??
+            (deps.toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.semantics?.anchor_kind) === "organization"
+                ? deps.toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.semantics?.anchor_value)
+                : null);
+        const mcpDiscoveryOrganizationClarificationContinuation = Boolean(sourceDiscoveryLoopStatusHint === "awaiting_clarification" &&
+            sourceDiscoveryLoopSelectedChainIdHint &&
+            sourceDiscoveryLoopPendingAxesHint.includes("organization") &&
+            (currentTurnPredecomposeOrganization ||
+                explicitOrganizationClarificationSelection ||
+                [userMessage, alternateMessage].some((message) => hasOrganizationClarificationTextCue(message))));
         const hasValueFlowCarryoverSourceHint = sourceIntentHint === "customer_revenue_and_payments" ||
             sourceDiscoveryPilotScopeHint === "counterparty_value_flow_query_movements_v1" ||
             sourceDiscoveryPilotScopeHint === "counterparty_supplier_payout_query_movements_v1" ||
             sourceDiscoveryPilotScopeHint === "counterparty_bidirectional_value_flow_query_movements_v1";
+        const hasBusinessOverviewCarryoverSourceHint = sourceDiscoveryPilotScopeHint === "business_overview_route_template_v1";
         const navigationSessionState = (0, assistantContinuityPolicy_1.resolveNavigationSessionContextState)(addressNavigationState, deps.toNonEmptyString, deps.normalizeOrganizationScopeValue);
         const navigationFocusObjectHint = navigationSessionState.focusObject;
         const hasNavigationInventoryItemFocusHint = Boolean(deps.toNonEmptyString(navigationFocusObjectHint?.label) &&
@@ -521,20 +556,28 @@ function createAssistantTransitionPolicy(deps) {
         const shortValueFlowRetargetAlternate = hasValueFlowCarryoverSourceHint && deps.toNonEmptyString(alternateMessage)
             ? hasShortValueFlowRetargetCue(String(alternateMessage ?? ""))
             : false;
+        const businessOverviewBoundaryFollowupPrimary = hasBusinessOverviewCarryoverSourceHint && hasBusinessOverviewBoundaryFollowupCue(userMessage);
+        const businessOverviewBoundaryFollowupAlternate = hasBusinessOverviewCarryoverSourceHint && deps.toNonEmptyString(alternateMessage)
+            ? hasBusinessOverviewBoundaryFollowupCue(String(alternateMessage ?? ""))
+            : false;
         const explicitSummaryBundleReuseSignal = hasExplicitSummaryBundleReuseSignal(userMessage, alternateMessage);
         let hasPrimaryFollowupSignal = deps.hasAddressFollowupContextSignal(userMessage) ||
             Boolean(debtRoleSwapPrimary) ||
             shortValueFlowRetargetPrimary ||
+            businessOverviewBoundaryFollowupPrimary ||
             inventoryShortFollowupPrimary ||
             inventoryPurchaseDateVatBridge ||
-            explicitSummaryBundleReuseSignal;
+            explicitSummaryBundleReuseSignal ||
+            mcpDiscoveryOrganizationClarificationContinuation;
         let hasAlternateFollowupSignal = deps.toNonEmptyString(alternateMessage)
             ? deps.hasAddressFollowupContextSignal(alternateMessage) ||
                 Boolean(debtRoleSwapAlternate) ||
                 shortValueFlowRetargetAlternate ||
+                businessOverviewBoundaryFollowupAlternate ||
                 inventoryShortFollowupAlternate ||
                 inventoryPurchaseDateVatBridge ||
-                explicitSummaryBundleReuseSignal
+                explicitSummaryBundleReuseSignal ||
+                mcpDiscoveryOrganizationClarificationContinuation
             : false;
         const hasPrimaryIndexReferenceSignal = deps.extractDisplayedEntityIndexMention(userMessage) !== null;
         const hasAlternateIndexReferenceSignal = deps.toNonEmptyString(alternateMessage)
@@ -557,6 +600,7 @@ function createAssistantTransitionPolicy(deps) {
         let hasStrongFollowupReference = hasPrimaryIndexReferenceSignal ||
             hasAlternateIndexReferenceSignal ||
             hasOrganizationClarificationContinuation ||
+            mcpDiscoveryOrganizationClarificationContinuation ||
             hasImplicitContinuationSignal ||
             hasSuggestedIntentPivotSignal ||
             inventoryShortFollowupPrimary ||
@@ -570,6 +614,8 @@ function createAssistantTransitionPolicy(deps) {
             Boolean(debtRoleSwapIntent) ||
             shortValueFlowRetargetPrimary ||
             shortValueFlowRetargetAlternate ||
+            businessOverviewBoundaryFollowupPrimary ||
+            businessOverviewBoundaryFollowupAlternate ||
             deps.hasFollowupMarker(userMessage) ||
             deps.hasReferentialPointer(userMessage) ||
             (deps.toNonEmptyString(alternateMessage)
@@ -579,6 +625,7 @@ function createAssistantTransitionPolicy(deps) {
         const hasConcreteFollowupReference = hasPrimaryIndexReferenceSignal ||
             hasAlternateIndexReferenceSignal ||
             hasOrganizationClarificationContinuation ||
+            mcpDiscoveryOrganizationClarificationContinuation ||
             inventoryShortFollowupPrimary ||
             inventoryShortFollowupAlternate ||
             hasInventoryRootTemporalFollowupPrimary ||
@@ -590,6 +637,8 @@ function createAssistantTransitionPolicy(deps) {
             Boolean(debtRoleSwapIntent) ||
             shortValueFlowRetargetPrimary ||
             shortValueFlowRetargetAlternate ||
+            businessOverviewBoundaryFollowupPrimary ||
+            businessOverviewBoundaryFollowupAlternate ||
             deps.hasFollowupMarker(userMessage) ||
             deps.hasReferentialPointer(userMessage) ||
             (deps.toNonEmptyString(alternateMessage)
@@ -617,6 +666,7 @@ function createAssistantTransitionPolicy(deps) {
             !hasImplicitContinuationSignal &&
             !hasSuggestedIntentPivotSignal &&
             !hasOrganizationClarificationContinuation &&
+            !mcpDiscoveryOrganizationClarificationContinuation &&
             !hasIndexReferenceSignal &&
             !explicitSummaryBundleReuseSignal) {
             return null;
@@ -632,6 +682,7 @@ function createAssistantTransitionPolicy(deps) {
             !hasImplicitContinuationSignal &&
             !hasSuggestedIntentPivotSignal &&
             !hasOrganizationClarificationContinuation &&
+            !mcpDiscoveryOrganizationClarificationContinuation &&
             !hasIndexReferenceSignal &&
             !explicitSummaryBundleReuseSignal) {
             return null;
@@ -650,10 +701,10 @@ function createAssistantTransitionPolicy(deps) {
         const sourceDiscoveryMetadataAmbiguityEntitySets = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryMetadataAmbiguityEntitySets)(carryoverSourceDebug, deps.toNonEmptyString);
         const sourceDiscoveryEntityResolutionStatus = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryEntityResolutionStatus)(carryoverSourceDebug, deps.toNonEmptyString);
         const sourceDiscoveryEntityCandidates = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryEntityCandidates)(carryoverSourceDebug, deps.toNonEmptyString);
-        const sourceDiscoveryLoopStatus = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryLoopStatus)(carryoverSourceDebug, deps.toNonEmptyString);
-        const sourceDiscoveryLoopSelectedChainId = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryLoopSelectedChainId)(carryoverSourceDebug, deps.toNonEmptyString);
-        const sourceDiscoveryLoopPendingAxes = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryLoopPendingAxes)(carryoverSourceDebug, deps.toNonEmptyString);
-        const sourceDiscoveryLoopProvidedAxes = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryLoopProvidedAxes)(carryoverSourceDebug, deps.toNonEmptyString);
+        const sourceDiscoveryLoopStatus = sourceDiscoveryLoopStatusHint;
+        const sourceDiscoveryLoopSelectedChainId = sourceDiscoveryLoopSelectedChainIdHint;
+        const sourceDiscoveryLoopPendingAxes = sourceDiscoveryLoopPendingAxesHint;
+        const sourceDiscoveryLoopProvidedAxes = sourceDiscoveryLoopProvidedAxesHint;
         const sourceDiscoveryLoopAskedDomainFamily = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryLoopAskedDomainFamily)(carryoverSourceDebug, deps.toNonEmptyString);
         const sourceDiscoveryLoopAskedActionFamily = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryLoopAskedActionFamily)(carryoverSourceDebug, deps.toNonEmptyString);
         const sourceDiscoveryLoopUnsupportedFamily = (0, assistantContinuityPolicy_1.readAssistantMcpDiscoveryLoopUnsupportedFamily)(carryoverSourceDebug, deps.toNonEmptyString);
@@ -689,6 +740,7 @@ function createAssistantTransitionPolicy(deps) {
             explicitIntentFamily &&
             sourceIntentFamily !== explicitIntentFamily &&
             !hasOrganizationClarificationContinuation &&
+            !mcpDiscoveryOrganizationClarificationContinuation &&
             !hasImplicitContinuationSignal &&
             !hasIndexReferenceSignal &&
             !hasInventoryRootTemporalFollowupPrimary &&
@@ -697,6 +749,8 @@ function createAssistantTransitionPolicy(deps) {
             !hasInventoryRootRestatementAlternate &&
             !inventoryShortFollowupPrimary &&
             !inventoryShortFollowupAlternate &&
+            !businessOverviewBoundaryFollowupPrimary &&
+            !businessOverviewBoundaryFollowupAlternate &&
             !foreignAccountingPivotOverInventory &&
             !deps.hasFollowupMarker(userMessage) &&
             !deps.hasReferentialPointer(userMessage) &&
@@ -753,24 +807,29 @@ function createAssistantTransitionPolicy(deps) {
                 hasSuggestedIntentPivotSignal ||
                 Boolean(debtRoleSwapPrimary) ||
                 shortValueFlowRetargetPrimary ||
+                businessOverviewBoundaryFollowupPrimary ||
                 inventoryShortFollowupPrimary ||
                 inventoryPurchaseDateVatBridge ||
                 explicitSummaryBundleReuseSignal ||
-                hasInventoryRootTemporalFollowupPrimary;
+                hasInventoryRootTemporalFollowupPrimary ||
+                mcpDiscoveryOrganizationClarificationContinuation;
         hasAlternateFollowupSignal = deps.toNonEmptyString(alternateMessage)
             ? deps.hasAddressFollowupContextSignal(alternateMessage) ||
                 hasSuggestedIntentPivotSignal ||
                 Boolean(debtRoleSwapAlternate) ||
                 shortValueFlowRetargetAlternate ||
+                businessOverviewBoundaryFollowupAlternate ||
                 inventoryShortFollowupAlternate ||
                 inventoryPurchaseDateVatBridge ||
                 explicitSummaryBundleReuseSignal ||
-                hasInventoryRootTemporalFollowupAlternate
+                hasInventoryRootTemporalFollowupAlternate ||
+                mcpDiscoveryOrganizationClarificationContinuation
             : false;
         hasStrongFollowupReference =
             hasPrimaryIndexReferenceSignal ||
                 hasAlternateIndexReferenceSignal ||
                 hasOrganizationClarificationContinuation ||
+                mcpDiscoveryOrganizationClarificationContinuation ||
                 hasSuggestedIntentPivotSignal ||
                 hasImplicitContinuationSignal ||
                 inventoryShortFollowupPrimary ||
@@ -782,6 +841,8 @@ function createAssistantTransitionPolicy(deps) {
                 Boolean(debtRoleSwapIntent) ||
                 shortValueFlowRetargetPrimary ||
                 shortValueFlowRetargetAlternate ||
+                businessOverviewBoundaryFollowupPrimary ||
+                businessOverviewBoundaryFollowupAlternate ||
                 deps.hasFollowupMarker(userMessage) ||
                 deps.hasReferentialPointer(userMessage) ||
                 (deps.toNonEmptyString(alternateMessage)

llm_normalizer/backend/dist/services/counterpartyRoleHeuristics.js

@@ -0,0 +1,46 @@
+"use strict";
+Object.defineProperty(exports, "__esModule", { value: true });
+exports.isLikelyFinancialInstitutionCounterparty = isLikelyFinancialInstitutionCounterparty;
+exports.counterpartyRoleHintForName = counterpartyRoleHintForName;
+const FINANCIAL_INSTITUTION_PATTERNS = [
+    /(?:^|[\s"«(,-])банк(?:$|[\s"»),.-])/u,
+    /сбербанк/u,
+    /(?:^|[\s"«(,-])сбер(?:$|[\s"»),.-])/u,
+    /(?:^|[\s"«(,-])втб(?:$|[\s"»),.-])/u,
+    /альфа[\s-]*банк/u,
+    /тинькофф/u,
+    /(?:^|[\s"«(,-])т[\s-]*банк(?:$|[\s"»),.-])/u,
+    /газпромбанк/u,
+    /росбанк/u,
+    /райффайзен/u,
+    /совкомбанк/u,
+    /промсвязьбанк/u,
+    /(?:^|[\s"«(,-])псб(?:$|[\s"»),.-])/u,
+    /(?:^|[\s"«(,-])мкб(?:$|[\s"»),.-])/u,
+    /ак[\s-]*барс/u,
+    /уралсиб/u,
+    /юникредит/u,
+    /почта[\s-]*банк/u,
+    /(?:^|[\s"«(,-])открытие(?:$|[\s"»),.-])/u,
+    /кредитн(?:ая|ый|ое|ые)\s+организац/u
+];
+function normalizeCounterpartyRoleText(value) {
+    return String(value ?? "")
+        .toLowerCase()
+        .replace(/ё/g, "е")
+        .replace(/[._]+/g, " ")
+        .replace(/\s+/g, " ")
+        .trim();
+}
+function isLikelyFinancialInstitutionCounterparty(value) {
+    const normalized = normalizeCounterpartyRoleText(value);
+    if (!normalized) {
+        return false;
+    }
+    return FINANCIAL_INSTITUTION_PATTERNS.some((pattern) => pattern.test(normalized));
+}
+function counterpartyRoleHintForName(value) {
+    return isLikelyFinancialInstitutionCounterparty(value)
+        ? "bank_or_financial_institution"
+        : "ordinary_counterparty";
+}

llm_normalizer/backend/src/config.ts

@@ -174,7 +174,7 @@ export const ASSISTANT_MCP_PROXY_URL = (process.env.ASSISTANT_MCP_PROXY_URL ?? "
 );
 export const ASSISTANT_MCP_CHANNEL = process.env.ASSISTANT_MCP_CHANNEL ?? "default";
 export const ASSISTANT_MCP_TIMEOUT_MS = toNumberFlag(process.env.ASSISTANT_MCP_TIMEOUT_MS, 6000);
-export const ASSISTANT_MCP_LIVE_LIMIT = Math.max(1, Math.trunc(toNumberFlag(process.env.ASSISTANT_MCP_LIVE_LIMIT, 24)));
+export const ASSISTANT_MCP_LIVE_LIMIT = Math.max(1, Math.trunc(toNumberFlag(process.env.ASSISTANT_MCP_LIVE_LIMIT, 128)));
 export const VAT_PAYABLE_68_PREFIXES = toStringListFlag(process.env.VAT_PAYABLE_68_PREFIXES, ["68.02"]);
 export const VAT_PAYABLE_19_PREFIXES = toStringListFlag(process.env.VAT_PAYABLE_19_PREFIXES, ["19"]);
 

llm_normalizer/backend/src/services/addressFilterExtractor.ts

@@ -2014,7 +2014,6 @@ export function extractAddressFilters(userMessage: string, intent: AddressIntent
       warnings.includes("period_derived_from_year_range_phrase") ||
       warnings.includes("period_derived_from_year_phrase");
     const preserveDerivedPeriodWindow =
-      usesAsOfPrimaryWindow(intent) ||
       intent === "inventory_on_hand_as_of_date" ||
       intent === "inventory_supplier_stock_overlap_as_of_date";
     if (periodWasDerivedHeuristically && !warnings.includes("exact_historical_period_window_requested")) {

llm_normalizer/backend/src/services/addressIntentResolver.ts

@@ -2166,7 +2166,11 @@ function hasVatPeriodInspectionBridgeSignal(text: string): boolean {
       normalized
     );
   const forecastOnlyCue = /(?:прогноз|план|примерн|ориентировочн)/iu.test(normalized) && !hasInspectionCue;
-  return hasPeriodCue && hasInspectionCue && !forecastOnlyCue;
+  const hasVatMovementInspectionCue =
+    /(?:покаж|движен|операц|по\s+сч(?:е|ё)т|покаж|движен|операц|РїРѕ\s+СЃС‡(?:Рµ|С‘)С‚|show|movement|movements|operation|operations|account)/iu.test(
+      normalized
+    );
+  return hasPeriodCue && (hasInspectionCue || hasVatMovementInspectionCue) && !forecastOnlyCue;
 }
 
 function resolveUnicodeAddressIntentBridge(text: string): AddressIntentResolution | null {
@@ -3034,6 +3038,22 @@ export function resolveAddressIntent(userMessage: string): AddressIntentResoluti
     };
   }
 
+  const hasExplicitVatLiabilityPeriodBridge =
+    /(?:\u043d\u0434\u0441|vat)/iu.test(text) &&
+    /(?:\b(?:19|20)\d{2}\b|\u0437\u0430\s+(?:\d{4}|\u0433\u043e\u0434|\u043f\u0435\u0440\u0438\u043e\u0434|\u043a\u0432\u0430\u0440\u0442\u0430\u043b|\u043c\u0435\u0441\u044f\u0446))/iu.test(
+      text
+    ) &&
+    /(?:\u043a\u0430\u043a\u043e\u0439|\u0441\u043a\u043e\u043b\u044c\u043a\u043e|\u043d\u0430\u0447\u0438\u0441\u043b|\u0443\u043f\u043b\u0430\u0447|\u0443\u043f\u043b\u0430\u0442|\u043f\u0440\u043e\u0434\u0430\u0436|\u043f\u043e\u043a\u0443\u043f|\u0432\u044b\u0447\u0435\u0442|\u043a\s+\u0443\u043f\u043b\u0430\u0442|\u043a\s+\u0432\u043e\u0437\u043c\u0435\u0449|\u043f\u043e\u0437\u0438\u0446|liability|payable|charged|paid|sales|purchase|deduction|position)/iu.test(
+      text
+    );
+  if (hasExplicitVatLiabilityPeriodBridge) {
+    return {
+      intent: "vat_liability_confirmed_for_tax_period",
+      confidence: "high",
+      reasons: ["vat_liability_explicit_period_bridge_signal_detected"]
+    };
+  }
+
   const hasLooseVatPayableBridge =
     /(?:\u043d\u0434\u0441|vat)/iu.test(text) &&
     /(?:\u043a\u0430\u043a\u043e\u0439\s+\u043d\u0434\u0441\s+(?:(?:\u043d\u0430\u043c|(?:\u043c\u044b\s+)?\u0434\u043e\u043b\u0436\u043d\u044b)\s+)?(?:\u043d\u0430\u0434\u043e|\u043d\u0443\u0436\u043d\u043e|\u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e)|(?:\u043d\u0430\u043c|\u043c\u044b\s+)?\u043d\u0430\u0434\u043e\s+(?:\u0437\u0430\u043f\u043b\u0430\u0442\u0438\u0442\u044c|\u0441\u0433\u0440\u0443\u0437\u0438\u0442\u044c)|(?:\u043d\u0430\u043c|\u043c\u044b\s+)?\u043d\u0443\u0436\u043d\u043e\s+(?:\u0437\u0430\u043f\u043b\u0430\u0442\u0438\u0442\u044c|\u0441\u0433\u0440\u0443\u0437\u0438\u0442\u044c)|\u043c\u044b\s+\u0434\u043e\u043b\u0436\u043d\u044b\s+(?:\u0437\u0430\u043f\u043b\u0430\u0442\u0438\u0442\u044c|\u0441\u0433\u0440\u0443\u0437\u0438\u0442\u044c)|\u043d\u0434\u0441\s+\u043a\s+\u0443\u043f\u043b\u0430\u0442\u0435)/iu.test(

llm_normalizer/backend/src/services/addressRecipeCatalog.ts

@@ -207,6 +207,52 @@ const OPEN_CONTRACTS_CONFIRMED_AS_OF_QUERY_TEMPLATE = `
     Сумма __ORDER_DIRECTION__
 `;
 
+const DEBT_DUE_DATE_AGING_QUERY_TEMPLATE = `
+ВЫБРАТЬ ПЕРВЫЕ __LIMIT__
+    __AS_OF_EXPR__ КАК Период,
+    "DUE_DATE_OPEN_BALANCE" КАК Регистратор,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Счет) КАК СчетДт,
+    "" КАК СчетКт,
+    Остатки.СуммаРазвернутыйОстатокДт КАК Сумма,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто1) КАК СубконтоДт1,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто2) КАК СубконтоДт2,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто3) КАК СубконтоДт3,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто1) КАК Контрагент,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто2) КАК Договор,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто3) КАК ДокументРасчетов,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Организация) КАК Организация,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).Дата КАК ДатаДоговора,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).УстановленСрокОплаты КАК УстановленСрокОплаты,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).СрокОплаты КАК СрокОплаты,
+    "debit_open_balance" КАК НаправлениеОстатка
+ИЗ
+    РегистрБухгалтерии.Хозрасчетный.Остатки(__AS_OF_EXPR__, , , ) КАК Остатки
+__WHERE_DT__
+ОБЪЕДИНИТЬ ВСЕ
+ВЫБРАТЬ ПЕРВЫЕ __LIMIT__
+    __AS_OF_EXPR__ КАК Период,
+    "DUE_DATE_OPEN_BALANCE" КАК Регистратор,
+    "" КАК СчетДт,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Счет) КАК СчетКт,
+    Остатки.СуммаРазвернутыйОстатокКт КАК Сумма,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто1) КАК СубконтоДт1,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто2) КАК СубконтоДт2,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто3) КАК СубконтоДт3,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто1) КАК Контрагент,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто2) КАК Договор,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Субконто3) КАК ДокументРасчетов,
+    ПРЕДСТАВЛЕНИЕ(Остатки.Организация) КАК Организация,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).Дата КАК ДатаДоговора,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).УстановленСрокОплаты КАК УстановленСрокОплаты,
+    ВЫРАЗИТЬ(Остатки.Субконто2 КАК Справочник.ДоговорыКонтрагентов).СрокОплаты КАК СрокОплаты,
+    "credit_open_balance" КАК НаправлениеОстатка
+ИЗ
+    РегистрБухгалтерии.Хозрасчетный.Остатки(__AS_OF_EXPR__, , , ) КАК Остатки
+__WHERE_KT__
+УПОРЯДОЧИТЬ ПО
+    Сумма __ORDER_DIRECTION__
+`;
+
 const VAT_PAYABLE_CONFIRMED_AS_OF_QUERY_TEMPLATE = `
 ВЫБРАТЬ ПЕРВЫЕ __LIMIT__
     __AS_OF_EXPR__ КАК Период,
@@ -747,7 +793,7 @@ const BASE_RECIPES: AddressRecipeDefinition[] = [
     purpose: "Build customer value ranking and incoming deal profile from bank inflow docs",
     required_filters: [],
     optional_filters: ["period_from", "period_to", "organization", "counterparty", "contract", "limit", "sort"],
-    default_limit: 20,
+    default_limit: 200,
     account_scope_mode: "preferred",
     query_template: "customer_revenue_profile"
   },
@@ -757,7 +803,7 @@ const BASE_RECIPES: AddressRecipeDefinition[] = [
     purpose: "Build supplier payout ranking and outgoing deal profile from bank outflow docs",
     required_filters: [],
     optional_filters: ["period_from", "period_to", "organization", "counterparty", "contract", "limit", "sort"],
-    default_limit: 20,
+    default_limit: 200,
     account_scope_mode: "preferred",
     query_template: "supplier_payout_profile"
   },
@@ -802,6 +848,17 @@ const BASE_RECIPES: AddressRecipeDefinition[] = [
     account_scope_mode: "preferred",
     query_template: "vat_liability_confirmed_tax_period_profile"
   },
+  {
+    recipe_id: "address_accounting_financial_result_for_organization_v1",
+    intent: "accounting_financial_result_for_organization",
+    purpose: "Build reviewed accounting financial-result aggregate from 90/91/99 period-close movements",
+    required_filters: ["period_from", "period_to"],
+    optional_filters: ["organization", "limit", "sort"],
+    default_limit: 32,
+    account_scope: ["90", "91", "99"],
+    account_scope_mode: "strict",
+    query_template: "accounting_financial_result_profile"
+  },
   {
     recipe_id: "address_inventory_on_hand_as_of_date_v1",
     intent: "inventory_on_hand_as_of_date",
@@ -912,6 +969,17 @@ const BASE_RECIPES: AddressRecipeDefinition[] = [
     account_scope_mode: "strict",
     query_template: "open_contracts_confirmed_as_of_balance_profile"
   },
+  {
+    recipe_id: "address_debt_due_date_aging_for_organization_v1",
+    intent: "debt_due_date_aging_for_organization",
+    purpose: "Check open 60/62/76 settlements against contract payment-term fields and settlement document dates before claiming overdue debt",
+    required_filters: ["as_of_date"],
+    optional_filters: ["period_from", "period_to", "organization", "counterparty", "contract", "limit", "sort"],
+    default_limit: 400,
+    account_scope: ["60", "62", "76"],
+    account_scope_mode: "strict",
+    query_template: "debt_due_date_aging_profile"
+  },
   {
     recipe_id: "address_contracts_by_counterparty_v1",
     intent: "list_contracts_by_counterparty",
@@ -1146,6 +1214,37 @@ function buildContractValueWhereClause(filters: AddressFilterSet, fieldPath: str
   ]);
 }
 
+function buildContractReferenceCondition(filters: AddressFilterSet, fieldPaths: string[]): string | null {
+  const contract = typeof filters.contract === "string" ? filters.contract.trim() : "";
+  if (!contract) {
+    return null;
+  }
+  const contractTokens = Array.from(
+    new Set(
+      contract
+        .split(/[^A-Za-zА-Яа-яЁё0-9]+/u)
+        .map((token) => token.trim())
+        .filter((token) => token.length >= 3)
+        .filter((token) => !["договор", "дог"].includes(token.toLowerCase()))
+    )
+  );
+  const tokens = contractTokens.length > 0 ? contractTokens : [contract];
+  const clauses = fieldPaths
+    .map((fieldPath) => String(fieldPath ?? "").trim())
+    .filter((fieldPath) => fieldPath.length > 0)
+    .map((fieldPath) => {
+      const tokenConditions = tokens.map((token) => {
+        const escapedToken = toQueryStringLiteral(token);
+        return `${fieldPath}.Наименование ПОДОБНО "%${escapedToken}%"`;
+      });
+      return tokenConditions.length === 1 ? tokenConditions[0] : `(${tokenConditions.join(" И ")})`;
+    });
+  if (clauses.length === 0) {
+    return null;
+  }
+  return clauses.length === 1 ? clauses[0] : `(${clauses.join(" ИЛИ ")})`;
+}
+
 function normalizeAccountTokenForQuery(value: string): string {
   const source = String(value ?? "").trim().replace(",", ".");
   const match = source.match(/^(\d{2})(?:\.(\d{1,2}))?/);
@@ -1251,6 +1350,48 @@ function buildAccountPrefixPredicate(fieldPath: string, prefixes: string[]): str
   return clauses.length === 1 ? clauses[0] : `(${clauses.join(" ИЛИ ")})`;
 }
 
+function buildDebtDueDateAgingWhereClause(
+  filters: AddressFilterSet,
+  amountFieldPath: string,
+  accountPredicate: string
+): string {
+  const conditions = [
+    `${amountFieldPath} > 0`,
+    `(${accountPredicate})`,
+    buildOrganizationReferenceCondition(filters, ["Остатки.Организация"]),
+    buildCounterpartyReferenceCondition(filters, ["Остатки.Субконто1"]),
+    buildContractReferenceCondition(filters, ["Остатки.Субконто2"])
+  ].filter((item): item is string => Boolean(item));
+  return `ГДЕ\n    ${conditions.join("\n    И ")}`;
+}
+
+function buildDebtDueDateAgingQuery(filters: AddressFilterSet, resolvedLimit: number): string {
+  const asOfExpr =
+    (typeof filters.as_of_date === "string" && filters.as_of_date.trim().length > 0
+      ? toDateTimeExpr(filters.as_of_date, true)
+      : null) ??
+    (typeof filters.period_to === "string" && filters.period_to.trim().length > 0
+      ? toDateTimeExpr(filters.period_to, true)
+      : null) ??
+    (typeof filters.period_from === "string" && filters.period_from.trim().length > 0
+      ? toDateTimeExpr(filters.period_from, true)
+      : null) ??
+    "ТЕКУЩАЯДАТА()";
+  const accountPredicate = buildAccountPrefixPredicate("Остатки.Счет", ["60", "62", "76"]);
+  return DEBT_DUE_DATE_AGING_QUERY_TEMPLATE
+    .replaceAll("__LIMIT__", String(resolvedLimit))
+    .replaceAll("__AS_OF_EXPR__", asOfExpr)
+    .replaceAll(
+      "__WHERE_DT__",
+      buildDebtDueDateAgingWhereClause(filters, "Остатки.СуммаРазвернутыйОстатокДт", accountPredicate)
+    )
+    .replaceAll(
+      "__WHERE_KT__",
+      buildDebtDueDateAgingWhereClause(filters, "Остатки.СуммаРазвернутыйОстатокКт", accountPredicate)
+    )
+    .replaceAll("__ORDER_DIRECTION__", resolveOrderDirection(filters.sort));
+}
+
 function buildInventoryMovementQuery(
   filters: AddressFilterSet,
   resolvedLimit: number,
@@ -1340,6 +1481,179 @@ function buildCounterpartyReferenceCondition(filters: AddressFilterSet, fieldPat
   return clauses.length === 1 ? clauses[0] : `(${clauses.join(" ИЛИ ")})`;
 }
 
+const ORGANIZATION_REFERENCE_STOP_WORDS = new Set([
+  "ооо",
+  "зао",
+  "оао",
+  "ао",
+  "пао",
+  "ип",
+  "на",
+  "за",
+  "по",
+  "конец",
+  "начало",
+  "год",
+  "года",
+  "период",
+  "можно",
+  "точно",
+  "понять",
+  "какая",
+  "какой",
+  "какие",
+  "какую",
+  "компания",
+  "компании",
+  "организация",
+  "организации",
+  "дебиторка",
+  "дебиторки",
+  "кредиторка",
+  "кредиторки",
+  "просрочена",
+  "просроченные",
+  "просрочка",
+  "срок",
+  "оплаты",
+  "прибыль",
+  "маржа",
+  "ндс"
+]);
+
+const ORGANIZATION_REFERENCE_BOUNDARY_WORDS = new Set([
+  "на",
+  "за",
+  "конец",
+  "начало",
+  "можно",
+  "точно",
+  "понять",
+  "какая",
+  "какой",
+  "какие",
+  "какую",
+  "дебиторка",
+  "дебиторки",
+  "кредиторка",
+  "кредиторки",
+  "просрочена",
+  "просроченные",
+  "просрочка",
+  "прибыль",
+  "маржа",
+  "ндс"
+]);
+
+function organizationReferenceTokens(organization: string): string[] {
+  const rawTokens = organization
+    .split(/[^A-Za-zА-Яа-яЁё0-9]+/u)
+    .map((token) => token.trim())
+    .filter((token) => token.length > 0);
+  const boundaryIndex = rawTokens.findIndex((token) => {
+    const lower = token.toLowerCase();
+    return /^\d+$/.test(token) || ORGANIZATION_REFERENCE_BOUNDARY_WORDS.has(lower);
+  });
+  const scopedTokens = boundaryIndex > 0 ? rawTokens.slice(0, boundaryIndex) : rawTokens;
+  return Array.from(
+    new Set(
+      scopedTokens
+        .filter((token) => token.length >= 3)
+        .filter((token) => !/^\d+$/.test(token))
+        .filter((token) => !ORGANIZATION_REFERENCE_STOP_WORDS.has(token.toLowerCase()))
+    )
+  ).slice(0, 4);
+}
+
+function buildOrganizationReferenceCondition(filters: AddressFilterSet, fieldPaths: string[]): string | null {
+  const organization = typeof filters.organization === "string" ? filters.organization.trim() : "";
+  if (!organization) {
+    return null;
+  }
+  const organizationTokens = organizationReferenceTokens(organization);
+  const tokens = organizationTokens.length > 0 ? organizationTokens : [organization];
+  const clauses = fieldPaths
+    .map((fieldPath) => String(fieldPath ?? "").trim())
+    .filter((fieldPath) => fieldPath.length > 0)
+    .map((fieldPath) => {
+      const tokenConditions = tokens.map((token) => {
+        const escapedToken = toQueryStringLiteral(token);
+        return `(Организации.Наименование ПОДОБНО "%${escapedToken}%" ИЛИ Организации.НаименованиеПолное ПОДОБНО "%${escapedToken}%")`;
+      });
+      const referenceSubquery =
+        `(ВЫБРАТЬ Организации.Ссылка ИЗ Справочник.Организации КАК Организации ` +
+        `ГДЕ ${tokenConditions.length === 1 ? tokenConditions[0] : tokenConditions.join(" И ")})`;
+      return `${fieldPath} В ${referenceSubquery}`;
+    });
+  if (clauses.length === 0) {
+    return null;
+  }
+  return clauses.length === 1 ? clauses[0] : `(${clauses.join(" ИЛИ ")})`;
+}
+
+function buildAccountingFinancialResultAggregateSelect(
+  filters: AddressFilterSet,
+  marker: string,
+  debitLabel: string,
+  creditLabel: string,
+  debitPrefixes: string[],
+  creditPrefixes: string[]
+): string {
+  const whereClause = buildWhereClause(
+    filters,
+    "Движения.Период",
+    [
+      debitPrefixes.length > 0 ? buildAccountPrefixPredicate("Движения.СчетДт", debitPrefixes) : null,
+      creditPrefixes.length > 0 ? buildAccountPrefixPredicate("Движения.СчетКт", creditPrefixes) : null,
+      buildOrganizationReferenceCondition(filters, ["Движения.Организация"])
+    ].filter((item): item is string => Boolean(item))
+  );
+  return `
+ВЫБРАТЬ
+    ДАТАВРЕМЯ(2000, 1, 1, 0, 0, 0) КАК Период,
+    "${marker}" КАК Регистратор,
+    "${debitLabel}" КАК СчетДт,
+    "${creditLabel}" КАК СчетКт,
+    ЕСТЬNULL(СУММА(Движения.Сумма), 0) КАК Сумма,
+    "" КАК СубконтоДт1,
+    "" КАК СубконтоДт2,
+    "" КАК СубконтоДт3,
+    "" КАК СубконтоКт1,
+    "" КАК СубконтоКт2,
+    "" КАК СубконтоКт3,
+    "" КАК Организация
+ИЗ
+    РегистрБухгалтерии.Хозрасчетный.ДвиженияССубконто КАК Движения
+${whereClause}`;
+}
+
+function buildAccountingFinancialResultQuery(filters: AddressFilterSet): string {
+  const rows = [
+    ["ACC90_REVENUE_KT", "ANY", "90.01", [], ["90.01"]],
+    ["ACC90_COST_DT", "90.02", "ANY", ["90.02"], []],
+    ["ACC90_SELLING_DT", "90.07", "ANY", ["90.07"], []],
+    ["ACC90_ADMIN_DT", "90.08", "ANY", ["90.08"], []],
+    ["ACC90_RESULT_TO_99_PROFIT", "90.09", "99", ["90.09"], ["99"]],
+    ["ACC90_RESULT_FROM_99_LOSS", "99", "90.09", ["99"], ["90.09"]],
+    ["ACC91_RESULT_TO_99_PROFIT", "91.09", "99", ["91.09"], ["99"]],
+    ["ACC91_RESULT_FROM_99_LOSS", "99", "91.09", ["99"], ["91.09"]],
+    ["ACC99_TO84_PROFIT_TRANSFER", "99", "84", ["99"], ["84"]],
+    ["ACC84_TO99_LOSS_TRANSFER", "84", "99", ["84"], ["99"]]
+  ] as const;
+  return rows
+    .map(([marker, debitLabel, creditLabel, debitPrefixes, creditPrefixes]) =>
+      buildAccountingFinancialResultAggregateSelect(
+        filters,
+        marker,
+        debitLabel,
+        creditLabel,
+        [...debitPrefixes],
+        [...creditPrefixes]
+      ).trim()
+    )
+    .join("\nОБЪЕДИНИТЬ ВСЕ\n");
+}
+
 function buildInventorySaleDocumentQuery(filters: AddressFilterSet, resolvedLimit: number): string {
   const itemCondition = buildInventoryItemReferenceCondition(filters, ["Товары.Номенклатура"]);
   return INVENTORY_SALE_DOCUMENTS_QUERY_TEMPLATE
@@ -1458,6 +1772,8 @@ function maxLimitForIntent(intent: AddressIntent): number {
     intent === "contract_usage_and_value" ||
     intent === "vat_payable_forecast" ||
     intent === "vat_liability_confirmed_for_tax_period" ||
+    intent === "accounting_financial_result_for_organization" ||
+    intent === "debt_due_date_aging_for_organization" ||
     intent === "inventory_on_hand_as_of_date" ||
     intent === "inventory_purchase_provenance_for_item" ||
     intent === "inventory_purchase_documents_for_item" ||
@@ -1518,7 +1834,8 @@ export function buildAddressRecipePlan(
     recipe.query_template === "counterparty_roles_profile" ||
     recipe.query_template === "contract_usage_profile" ||
     recipe.query_template === "vat_payable_forecast_profile" ||
-    recipe.query_template === "vat_liability_confirmed_tax_period_profile";
+    recipe.query_template === "vat_liability_confirmed_tax_period_profile" ||
+    recipe.query_template === "accounting_financial_result_profile";
   const baseLimit =
     typeof filters.limit === "number" && Number.isFinite(filters.limit)
       ? Math.max(1, Math.min(maxLimit, Math.trunc(filters.limit)))
@@ -1659,6 +1976,10 @@ export function buildAddressRecipePlan(
               .replaceAll("__WHERE_CLAUSE__", buildManagementWhereClause(filters, "Движения.Период"))
               .replaceAll("__PERIOD_TO_EXPR__", periodToExpr);
           })()
+      : recipe.query_template === "accounting_financial_result_profile"
+        ? buildAccountingFinancialResultQuery(filters)
+      : recipe.query_template === "debt_due_date_aging_profile"
+        ? buildDebtDueDateAgingQuery(filters, resolvedLimit)
       : recipe.query_template === "vat_payable_confirmed_as_of_balance_profile"
         ? (() => {
             const asOfExpr =

llm_normalizer/backend/src/services/address_runtime/composeStage.ts

@@ -705,11 +705,19 @@ function detectValueRankingFocus(userMessage: string | null | undefined): ValueR
   if (asksTotalMoneyEarned) {
     return "total_flow";
   }
+  const hasCounterpartyRankingSubject =
+    /(?:клиент|заказчик|покупател|контрагент|customer|client|counterpart|\u043a\u043b\u0438\u0435\u043d\u0442|\u0437\u0430\u043a\u0430\u0437\u0447\u0438\u043a|\u043f\u043e\u043a\u0443\u043f\u0430\u0442\u0435\u043b|\u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442)/iu.test(
+      text
+    );
+  const asksExplicitYearBreakdown =
+    /(?:по\s+годам|за\s+какие\s+годы|динамик\w*\s+по\s+год|yearly\s+breakdown|by\s+year|\u043f\u043e\s+\u0433\u043e\u0434\u0430\u043c|\u0437\u0430\s+\u043a\u0430\u043a\u0438\u0435\s+\u0433\u043e\u0434\u044b|\u0434\u0438\u043d\u0430\u043c\u0438\u043a\w*\s+\u043f\u043e\s+\u0433\u043e\u0434)/iu.test(
+      text
+    );
   const asksYearlyRevenueRanking =
     /(?:доходн|выручк|оборот|прибыл|деньг|денег|revenue|turnover|income)/iu.test(text) &&
     /(?:год|года|годы|year|years|по\s+годам)/iu.test(text) &&
     /(?:сам(?:ый|ая|ое|ые)|топ|луч|best|max|наибольш|больше)/iu.test(text);
-  if (asksYearlyRevenueRanking) {
+  if (asksYearlyRevenueRanking && (!hasCounterpartyRankingSubject || asksExplicitYearBreakdown)) {
     return "top_years_by_total";
   }
   if (/(?:сам(?:ый|ая|ое|ые)\s+высок[а-яё]*|highest|largest)\s+чек|(?:max\s+check|чек\s+макс)/iu.test(text)) {
@@ -3214,7 +3222,7 @@ function composeFactualReplyBody(
       const erroredSources = vatProbe.probedSources.filter((item) => item.status === "error").length;
       lines.push(
         "",
-        "Покрытие VAT-источников через MCP:",
+        "Покрытие VAT-источников в 1С:",
         `- Найдено VAT-объектов: ${formatNumberWithDots(vatProbe.objectsTotal)} (документы: ${formatNumberWithDots(vatProbe.documentsTotal)}, регистры: ${formatNumberWithDots(vatProbe.registersTotal)}).`,
         `- Прямых источников проверено: ${formatNumberWithDots(vatProbe.probedSources.length)}.`,
         `- Источников с движениями до даты среза: ${formatNumberWithDots(nonEmptySources)}.`,
@@ -3241,7 +3249,7 @@ function composeFactualReplyBody(
       }
       lines.push("- Сумма прогноза выше рассчитана строго по оборотам 68.02*/19*; прямые VAT-источники показаны для проверки покрытия.");
     } else if (vatProbe && vatProbe.status === "error") {
-      lines.push("", "Покрытие VAT-источников через MCP: probe завершился ошибкой, поэтому использован только базовый контур 68.02*/19*.");
+      lines.push("", "Покрытие VAT-источников в 1С: дополнительная проверка завершилась ошибкой, поэтому использован только базовый контур 68.02*/19*.");
     }
 
     if (!vatActivityDetected) {
@@ -3328,13 +3336,16 @@ function composeFactualReplyBody(
       options.periodFrom && options.periodTo ? `${formatDateRu(options.periodFrom)}..${formatDateRu(options.periodTo)}` : null;
     const formatConfirmedMoney = (value: number): string => (options.useRubCurrency ? formatMoneyRub(value) : formatMoney(value));
     const vatProbe = options.vatDirectSourceProbe ?? null;
+    const organizationLabel = normalizeOrganizationScopeValue(options.organizationHint);
+    const organizationScopeLabel = organizationLabel ? ` по организации ${organizationLabel}` : "";
 
     const lines = [
-      `Коротко: подтвержденный НДС к уплате за налоговый период — ${formatConfirmedMoney(vatToPay)}.`,
+      `Коротко: подтвержденный НДС к уплате за налоговый период${organizationScopeLabel} — ${formatConfirmedMoney(vatToPay)}.`,
       `Если смотреть на возможный перенос или переплату, получается ${formatConfirmedMoney(carryoverOrOverpayment)}.`,
       "Это подтвержденный расчет по регистрам книг продаж и покупок, без surrogate-формулы 68/19.",
       "",
       "Что вошло в расчет:",
+      ...(organizationLabel ? [`- Организация: ${organizationLabel}.`] : []),
       `- Налоговый период расчета: ${periodWindowLabel ?? "не задан (нужен явный период)"}.`,
       `- НДС по книге продаж: ${formatConfirmedMoney(salesVat)}.`,
       `- НДС по книге покупок (вычеты): ${formatConfirmedMoney(purchaseVat)}.`,
@@ -3346,7 +3357,7 @@ function composeFactualReplyBody(
       const erroredSources = vatProbe.probedSources.filter((item) => item.status === "error").length;
       lines.push(
         "",
-        "Покрытие VAT-источников через MCP:",
+        "Покрытие VAT-источников в 1С:",
         `- Найдено VAT-объектов: ${formatNumberWithDots(vatProbe.objectsTotal)} (документы: ${formatNumberWithDots(vatProbe.documentsTotal)}, регистры: ${formatNumberWithDots(vatProbe.registersTotal)}).`,
         `- Прямых источников проверено: ${formatNumberWithDots(vatProbe.probedSources.length)}.`,
         `- Источников с движениями до даты среза: ${formatNumberWithDots(nonEmptySources)}.`,
@@ -3355,11 +3366,11 @@ function composeFactualReplyBody(
       if (vatProbe.errors.length > 0) {
         lines.push(`- Ограничения probe: ${vatProbe.errors.slice(0, 2).join("; ")}.`);
       }
-      lines.push("- Сумма расчета выше получена по книгам продаж/покупок; probe использован для контроля полноты VAT-источников.");
+      lines.push("- Сумма расчета выше получена по книгам продаж/покупок; дополнительная проверка использована для контроля полноты VAT-источников.");
     } else if (vatProbe && vatProbe.status === "error") {
       lines.push(
         "",
-        "Покрытие VAT-источников через MCP: дополнительный probe недоступен (например, timeout metadata).",
+        "Покрытие VAT-источников в 1С: дополнительная проверка недоступна, поэтому использован основной бухгалтерский срез.",
         "Итоговая сумма НДС выше рассчитана по основному маршруту книг продаж/покупок; probe влияет только на диагностику покрытия."
       );
       if (vatProbe.errors.length > 0) {
@@ -3453,7 +3464,7 @@ function composeFactualReplyBody(
       const nonEmptySources = vatProbe.probedSources.filter((item) => item.status === "ok").length;
       lines.push(
         "",
-        "Блок 2.1. MCP-проверка VAT-источников",
+        "Блок 2.1. Проверка VAT-источников в 1С",
         `- VAT-объектов в метаданных 1С: ${formatNumberWithDots(vatProbe.objectsTotal)} (документы: ${formatNumberWithDots(vatProbe.documentsTotal)}, регистры: ${formatNumberWithDots(vatProbe.registersTotal)}).`,
         `- Пробных прямых источников проверено: ${formatNumberWithDots(vatProbe.probedSources.length)}.`,
         `- Источников с движениями до даты среза: ${formatNumberWithDots(nonEmptySources)}.`
@@ -3478,8 +3489,8 @@ function composeFactualReplyBody(
     } else if (vatProbe && vatProbe.status === "error") {
       lines.push(
         "",
-        "Блок 2.1. MCP-проверка VAT-источников",
-        "- Probe VAT-источников завершился ошибкой, поэтому срез подтвержден по доступному бухгалтерскому источнику (68*)."
+        "Блок 2.1. Проверка VAT-источников в 1С",
+        "- Дополнительная проверка VAT-источников завершилась ошибкой, поэтому срез подтвержден по доступному бухгалтерскому источнику (68*)."
       );
     }
 

llm_normalizer/backend/src/services/address_runtime/counterpartyAnalyticsReplyBuilders.ts

@@ -148,9 +148,9 @@ export function composeCounterpartyAnalyticsReply(
     const includeRoles = focus === "full_profile" || focus === "roles_only";
     const directLead =
       focus === "suppliers_only"
-        ? `Поставщиков (только supplier-роль): ${supplierOnly}.`
+        ? `Поставщиков с ролью поставщика: ${supplierOnly}.`
         : focus === "customers_only"
-          ? `Заказчиков (только customer-роль): ${customerOnly}.`
+          ? `Заказчиков с ролью покупателя: ${customerOnly}.`
           : focus === "mixed_only"
             ? `Контрагентов со смешанной ролью: ${mixedActive}.`
             : includeTotal && totalCounterparties > 0
@@ -175,9 +175,9 @@ export function composeCounterpartyAnalyticsReply(
 
     if (includeRoles) {
       if (resolvedActive > 0 || activeCounterparties > 0) {
-        lines.push("Роли контрагентов по активности:");
-        lines.push(`Заказчики (только customer-роль): ${customerOnly}.`);
-        lines.push(`Поставщики (только supplier-роль): ${supplierOnly}.`);
+        lines.push("Распределение ролей по активности:");
+        lines.push(`Заказчики с ролью покупателя: ${customerOnly}.`);
+        lines.push(`Поставщики с ролью поставщика: ${supplierOnly}.`);
         lines.push(`Смешанные (и покупатель, и поставщик): ${mixedActive}.`);
         lines.push(`4. Всего активных контрагентов: ${activeCounterparties}.`);
         if (otherCounterparties !== null) {
@@ -189,10 +189,10 @@ export function composeCounterpartyAnalyticsReply(
     }
 
     if (focus === "suppliers_only") {
-      lines.push(`Поставщиков (только supplier-роль): ${supplierOnly}.`);
+      lines.push(`Поставщиков с ролью поставщика: ${supplierOnly}.`);
     }
     if (focus === "customers_only") {
-      lines.push(`Заказчиков (только customer-роль): ${customerOnly}.`);
+      lines.push(`Заказчиков с ролью покупателя: ${customerOnly}.`);
     }
     if (focus === "mixed_only") {
       lines.push(`Контрагентов со смешанной ролью: ${mixedActive}.`);
@@ -525,6 +525,16 @@ export function composeCounterpartyAnalyticsReply(
     const limit = deps.detectRankingLimit(options.userMessage, 20);
     const minOpsForAvgCheck = deps.detectMinOpsForAvgCheck(options.userMessage);
     const normalizedQuestion = deps.normalizeQuestionText(options.userMessage);
+    const asksSingleBestCounterparty =
+      focus === "top_by_total" &&
+      /(?:какой|кто|which|who|какой|кто)/iu.test(normalizedQuestion) &&
+      /(?:больше\s+всего|сам(?:ый|ая|ое|ые)|наибольш|прин[её]с|highest|most|больше\s+всего|сам(?:ый|ая|РѕРµ|ые)|наибол|РїСЂРёРЅ[её]СЃ)/iu.test(
+        normalizedQuestion
+      ) &&
+      !/(?:\btop\b|топ|рейтинг|список|первые|покажи\s+топ|дай\s+топ|покаж\w*\s+топ|дай\s+топ)/iu.test(
+        normalizedQuestion
+      );
+    const effectiveLimit = asksSingleBestCounterparty ? 1 : limit;
 
     const byCounterparty = new Map<string, CounterpartyValuePoint>();
     const byYear = new Map<number, CounterpartyYearPoint>();
@@ -728,7 +738,7 @@ export function composeCounterpartyAnalyticsReply(
       lines.push(
         ...visible.map(
           (item, index) =>
-            `${index + 1}. ${item.name} | max single: ${item.maxSingle} | максимальная разовая сумма: ${deps.formatMoneyRub(item.maxSingle)} | сумма: ${deps.formatMoneyRub(item.total)} | операций: ${item.ops}`
+            `${index + 1}. ${item.name} | максимальная разовая сумма: ${deps.formatMoneyRub(item.maxSingle)} | сумма: ${deps.formatMoneyRub(item.total)} | операций: ${item.ops}`
         )
       );
       return buildFactualListReply(lines);
@@ -786,8 +796,12 @@ export function composeCounterpartyAnalyticsReply(
       return buildFactualListReply(lines);
     }
 
-    const visible = rankedByTotal.slice(0, limit);
+    const visible = rankedByTotal.slice(0, effectiveLimit);
     const singleCandidateOnly = rankedByTotal.length === 1;
+    const rankingPeriodLabel =
+      options.periodFrom && options.periodTo
+        ? `за период ${deps.formatDateRu(options.periodFrom)}..${deps.formatDateRu(options.periodTo)}`
+        : "за доступное время";
     const heading = singleCandidateOnly
       ? isSupplier
         ? "Найденный поставщик по сумме выплат:"
@@ -797,14 +811,17 @@ export function composeCounterpartyAnalyticsReply(
         : `Топ-${visible.length} заказчиков по сумме поступлений:`;
     const leadingCounterparty = visible[0] ?? null;
     lines.unshift(heading);
+    if (options.periodFrom && options.periodTo) {
+      lines.push(`Период рейтинга: ${rankingPeriodLabel}.`);
+    }
     if (leadingCounterparty) {
       const directAnswerLine = singleCandidateOnly
         ? isSupplier
           ? `В выбранном срезе найден один поставщик: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям). Это не полноценный сравнительный рейтинг.`
           : `В выбранном срезе найден один клиент: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям). Это не полноценный сравнительный рейтинг; сумма является денежным потоком, а не чистой прибылью.`
         : isSupplier
-          ? `Крупнейший поставщик по подтвержденным выплатам за доступное время: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям).`
-          : `Самый доходный клиент за доступное время по подтвержденным поступлениям: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям). Это денежный поток, а не чистая прибыль.`;
+          ? `Крупнейший поставщик по подтвержденным выплатам ${rankingPeriodLabel}: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям).`
+          : `Самый доходный клиент ${rankingPeriodLabel} по подтвержденным поступлениям: ${leadingCounterparty.name} (${deps.formatMoneyRub(leadingCounterparty.total)} по ${leadingCounterparty.ops} операциям). Это денежный поток, а не чистая прибыль.`;
       lines.unshift(directAnswerLine);
     }
     lines.push(

llm_normalizer/backend/src/services/assistantMcpDiscoveryAnswerAdapter.ts

@@ -1,4 +1,5 @@
 import type { AssistantMcpDiscoveryPilotExecutionContract } from "./assistantMcpDiscoveryPilotExecutor";
+import { isLikelyFinancialInstitutionCounterparty } from "./counterpartyRoleHeuristics";
 
 export const ASSISTANT_MCP_DISCOVERY_ANSWER_DRAFT_SCHEMA_VERSION =
   "assistant_mcp_discovery_answer_draft_v1" as const;
@@ -26,6 +27,7 @@ export interface AssistantMcpDiscoveryAnswerDraftContract {
 }
 
 type BusinessOverview = NonNullable<AssistantMcpDiscoveryPilotExecutionContract["derived_business_overview"]>;
+type BusinessOverviewRankedBucket = BusinessOverview["top_customers"][number];
 
 function normalizeReasonCode(value: string): string | null {
   const normalized = value
@@ -483,6 +485,30 @@ function metadataRouteFamilyLabelRu(
   return null;
 }
 
+function isInventoryReserveBoundaryTurn(pilot: AssistantMcpDiscoveryPilotExecutionContract): boolean {
+  const action = pilot.evidence.query_plan.turn_meaning_ref?.asked_action_family;
+  const unsupported = pilot.evidence.query_plan.turn_meaning_ref?.unsupported_but_understood_family;
+  return action === "inventory_reserve_boundary" || unsupported === "inventory_reserve_liquidation_boundary";
+}
+
+function isProfitMarginBoundaryTurn(pilot: AssistantMcpDiscoveryPilotExecutionContract): boolean {
+  const action = pilot.evidence.query_plan.turn_meaning_ref?.asked_action_family;
+  const unsupported = pilot.evidence.query_plan.turn_meaning_ref?.unsupported_but_understood_family;
+  return action === "profit_margin_boundary" || unsupported === "profit_margin_boundary";
+}
+
+function isDebtDueDateBoundaryTurn(pilot: AssistantMcpDiscoveryPilotExecutionContract): boolean {
+  const action = pilot.evidence.query_plan.turn_meaning_ref?.asked_action_family;
+  const unsupported = pilot.evidence.query_plan.turn_meaning_ref?.unsupported_but_understood_family;
+  return action === "debt_due_date_boundary" || unsupported === "debt_due_date_boundary";
+}
+
+function isVendorRiskBoundaryTurn(pilot: AssistantMcpDiscoveryPilotExecutionContract): boolean {
+  const action = pilot.evidence.query_plan.turn_meaning_ref?.asked_action_family;
+  const unsupported = pilot.evidence.query_plan.turn_meaning_ref?.unsupported_but_understood_family;
+  return action === "vendor_risk_procurement_boundary" || unsupported === "vendor_risk_procurement_boundary";
+}
+
 function businessOverviewInventoryUnknownLabel(overview: BusinessOverview): string {
   if (overview.inventory_staleness_risk_proxy) {
     return "резервы/списания/ликвидационная стоимость склада";
@@ -543,6 +569,81 @@ function inlineBusinessOverviewAmount(value: string): string {
     .replace(/[\s.]+$/u, "");
 }
 
+function isFinancialInstitutionBucket(bucket: BusinessOverviewRankedBucket | null | undefined): boolean {
+  if (!bucket) {
+    return false;
+  }
+  return (
+    bucket.counterparty_role_hint === "bank_or_financial_institution" ||
+    isLikelyFinancialInstitutionCounterparty(bucket.axis_value)
+  );
+}
+
+function firstNonFinancialInstitutionBucket(
+  buckets: BusinessOverviewRankedBucket[] | null | undefined
+): BusinessOverviewRankedBucket | null {
+  return (buckets ?? []).find((bucket) => !isFinancialInstitutionBucket(bucket)) ?? null;
+}
+
+function rankedBucketAmountLabel(bucket: BusinessOverviewRankedBucket): string {
+  return `${bucket.axis_value} — ${bucket.total_amount_human_ru}`;
+}
+
+function businessOverviewIncomingLeaderLine(overview: BusinessOverview): string | null {
+  const leader = overview.top_customers[0];
+  if (!leader) {
+    return null;
+  }
+  if (!isFinancialInstitutionBucket(leader)) {
+    return `Самый крупный подтвержденный клиент в проверенном срезе: ${rankedBucketAmountLabel(leader)}.`;
+  }
+  const nonFinancial = firstNonFinancialInstitutionBucket(overview.top_customers.slice(1));
+  const nonFinancialText = nonFinancial
+    ? ` Крупнейший небанковский входящий контрагент в этом же срезе: ${rankedBucketAmountLabel(nonFinancial)}.`
+    : "";
+  return (
+    `Крупнейший входящий денежный источник в проверенном срезе: ${rankedBucketAmountLabel(leader)}. ` +
+    "По названию это банк/финансовая организация, поэтому без проверки назначения платежа не называю это клиентской выручкой или бизнес-заказчиком." +
+    nonFinancialText
+  );
+}
+
+function businessOverviewOutgoingLeaderLine(overview: BusinessOverview): string | null {
+  const leader = overview.top_suppliers?.[0];
+  if (!leader) {
+    return null;
+  }
+  if (!isFinancialInstitutionBucket(leader)) {
+    return `Самый крупный подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${rankedBucketAmountLabel(leader)}.`;
+  }
+  const nonFinancial = firstNonFinancialInstitutionBucket(overview.top_suppliers.slice(1));
+  const nonFinancialText = nonFinancial
+    ? ` Крупнейший небанковский получатель исходящих денег в этом же срезе: ${rankedBucketAmountLabel(nonFinancial)}.`
+    : "";
+  return (
+    `Крупнейший получатель исходящих денег в проверенном срезе: ${rankedBucketAmountLabel(leader)}. ` +
+    "По названию это банк/финансовая организация, поэтому без назначения платежа/договора не считаю это обычным поставщиком." +
+    nonFinancialText
+  );
+}
+
+function businessOverviewSupplierBoundaryBasis(overview: BusinessOverview): string {
+  const leader = overview.top_suppliers?.[0] ?? null;
+  if (!leader) {
+    return "есть только общий срез исходящих платежей без надежного vendor-risk профиля";
+  }
+  const share = percentText(leader.total_amount, overview.outgoing_supplier_payout.total_amount);
+  if (isFinancialInstitutionBucket(leader)) {
+    const base = share
+      ? `крупнейший получатель исходящих денег ${leader.axis_value} держит около ${share} проверенного исходящего потока (${leader.total_amount_human_ru})`
+      : `крупнейший получатель исходящих денег: ${rankedBucketAmountLabel(leader)}`;
+    return `${base}; по названию это банк/финансовая организация, поэтому этот факт нельзя считать доказанной зависимостью от одного обычного поставщика`;
+  }
+  return share
+    ? `крупнейший подтвержденный поставщик/получатель исходящих платежей ${leader.axis_value} держит около ${share} проверенного исходящего потока (${leader.total_amount_human_ru})`
+    : `крупнейший подтвержденный поставщик/получатель исходящих платежей: ${rankedBucketAmountLabel(leader)}`;
+}
+
 function businessOverviewHeadlineMetricsLine(overview: BusinessOverview): string | null {
   const parts: string[] = [];
   if (overview.incoming_customer_revenue.rows_with_amount > 0) {
@@ -554,6 +655,24 @@ function businessOverviewHeadlineMetricsLine(overview: BusinessOverview): string
   if (overview.incoming_customer_revenue.rows_with_amount > 0 || overview.outgoing_supplier_payout.rows_with_amount > 0) {
     parts.push(`расчетное операционное нетто ${inlineBusinessOverviewAmount(overview.net_amount_human_ru)}`);
   }
+  if (overview.accounting_financial_result) {
+    const result = overview.accounting_financial_result;
+    const direction =
+      result.final_result_direction === "profit"
+        ? "учетная прибыль"
+        : result.final_result_direction === "loss"
+          ? "учетный убыток"
+          : "нулевой учетный финрезультат";
+    const amount =
+      result.final_result_direction === "loss"
+        ? `минус ${inlineBusinessOverviewAmount(result.final_result_amount_human_ru)}`
+        : inlineBusinessOverviewAmount(result.final_result_amount_human_ru);
+    const margin =
+      result.net_margin_to_revenue_pct === null
+        ? "маржа к выручке 90.01 не рассчитана"
+        : `маржа к выручке 90.01 ${result.net_margin_to_revenue_pct}%`;
+    parts.push(`${direction} 90/91/99 ${amount}; ${margin}`);
+  }
   const strongestIncomingYear = businessOverviewStrongestIncomingYear(overview);
   if (strongestIncomingYear) {
     parts.push(
@@ -561,10 +680,59 @@ function businessOverviewHeadlineMetricsLine(overview: BusinessOverview): string
     );
   }
   return parts.length > 0
-    ? `${parts.join("; ")}. Это operating-flow proxy по найденным строкам, не бухгалтерская прибыль и не финрезультат`
+    ? overview.accounting_financial_result
+      ? `${parts.join("; ")}. Финрезультат ограничен найденными строками 1С и не является внешним аудитом или юридически подтвержденной отчетностью`
+      : `${parts.join("; ")}. Это operating-flow proxy по найденным строкам, не бухгалтерская прибыль и не финрезультат`
     : null;
 }
 
+function businessOverviewAccountingFinancialResultText(overview: BusinessOverview): string | null {
+  const result = overview.accounting_financial_result;
+  if (!result) {
+    return null;
+  }
+  const direction =
+    result.final_result_direction === "profit"
+      ? "учетная прибыль"
+      : result.final_result_direction === "loss"
+        ? "учетный убыток"
+        : "нулевой учетный финрезультат";
+  const signedAmount =
+    result.final_result_direction === "loss"
+      ? `минус ${result.final_result_amount_human_ru}`
+      : result.final_result_amount_human_ru;
+  const marginText =
+    result.net_margin_to_revenue_pct === null
+      ? "маржа к выручке 90.01 не рассчитана"
+      : `маржа к выручке 90.01 ${result.net_margin_to_revenue_pct}%`;
+  const basis =
+    result.final_transfer_basis === "account_99_to_84_period_close"
+      ? "по закрытию 99 на 84"
+      : "по закрытию 90/91 на 99";
+  return `По бухгалтерскому маршруту 90/91/99 за ${result.period_scope} подтвержден ${direction}: ${signedAmount}; ${marginText}. Основа: ${basis}, ${result.period_close_rows_with_amount} строк(и) закрытия периода с суммой. Это учетный финрезультат по найденным строкам 1С, не внешний аудит и не юридически подтвержденная отчетность.`;
+}
+
+function businessOverviewDebtDueDateAgingText(overview: BusinessOverview): string | null {
+  const aging = overview.debt_due_date_aging;
+  if (!aging) {
+    return null;
+  }
+  if (aging.evidence_status === "confirmed_overdue") {
+    const top = aging.top_overdue_items?.[0] ?? null;
+    const topText = top
+      ? ` Самая старая строка: due date ${top.due_date}, просрочка ${top.overdue_days} дн., ${top.amount_human_ru}${top.contract ? ` по договору ${top.contract}` : ""}.`
+      : "";
+    return `Due-date aging на ${aging.as_of_date} проверен по срокам оплаты договоров и датам расчетных документов: подтверждено просроченных строк ${aging.overdue_rows}, сумма ${aging.overdue_amount_human_ru}.${topText}`;
+  }
+  if (aging.evidence_status === "no_payment_terms_configured") {
+    return `Due-date aging на ${aging.as_of_date} проверен по открытым расчетам: брутто ${aging.gross_open_amount_human_ru}, строк с суммой ${aging.rows_with_amount}, но в проверенных договорах срок оплаты не установлен. Подтвержденной просрочки по договорным срокам оплаты нет.`;
+  }
+  if (aging.evidence_status === "insufficient_due_date_basis") {
+    return `Due-date aging на ${aging.as_of_date} запускался, но по строкам с установленным сроком оплаты не хватило даты расчетного документа для честного расчета due date. Просрочка не подтверждена.`;
+  }
+  return `Due-date aging на ${aging.as_of_date} проверен: строк с установленным сроком оплаты ${aging.rows_with_payment_terms}, подтвержденной просрочки не найдено; не просрочено по расчету ${aging.not_yet_due_amount_human_ru}.`;
+}
+
 function headlineFor(mode: AssistantMcpDiscoveryAnswerMode, pilot: AssistantMcpDiscoveryPilotExecutionContract): string {
   const askedMonthlyBreakdown =
     pilot.derived_bidirectional_value_flow?.aggregation_axis === "month" ||
@@ -583,6 +751,35 @@ function headlineFor(mode: AssistantMcpDiscoveryAnswerMode, pilot: AssistantMcpD
   }
   if (isBusinessOverviewPilot(pilot) && pilot.derived_business_overview && mode === "confirmed_with_bounded_inference") {
     const overview = pilot.derived_business_overview;
+    if (isProfitMarginBoundaryTurn(pilot)) {
+      const accountingFinancialResultText = businessOverviewAccountingFinancialResultText(overview);
+      if (accountingFinancialResultText) {
+        return accountingFinancialResultText;
+      }
+      return "Нельзя точно подтвердить чистую прибыль и маржу по текущему срезу 1С; есть только bounded operating-flow/trading-margin proxy, не P&L и не бухгалтерский финрезультат.";
+    }
+    if (isDebtDueDateBoundaryTurn(pilot)) {
+      const dueDateText = businessOverviewDebtDueDateAgingText(overview);
+      if (dueDateText) {
+        return dueDateText;
+      }
+      return "Нельзя точно определить, какая дебиторка просрочена, по текущему срезу 1С; есть только debt-quality proxy, но нет проверенного due-date маршрута по договорам, срокам оплаты и погашению расчетов.";
+    }
+    if (isInventoryReserveBoundaryTurn(pilot)) {
+      const inventoryBasis = overview.inventory_staleness_risk_proxy
+        ? "есть только складской staleness-risk proxy по найденным строкам"
+        : overview.inventory_position || overview.inventory_turnover_proxy
+          ? "есть только ограниченные складские proxy-сигналы по найденным строкам"
+          : "нет отдельного складского среза на дату и проверки учетной политики резервов";
+      return `Коротко: точно подтвердить резерв под неликвиды по текущим данным нельзя; ${inventoryBasis}. Можно честно говорить только о необходимости отдельной проверки склада, списаний/резервов и ликвидационной стоимости, не превращая proxy в доказанный факт резерва.`;
+    }
+    if (isVendorRiskBoundaryTurn(pilot)) {
+      const supplierLeader = overview.top_suppliers?.[0] ?? null;
+      const proxyLabel = isFinancialInstitutionBucket(supplierLeader)
+        ? "outgoing cash concentration proxy"
+        : "procurement concentration proxy";
+      return `Коротко: точный риск зависимости от одного поставщика по текущим данным не подтвержден; есть только ${proxyLabel}: ${businessOverviewSupplierBoundaryBasis(overview)}. Это сигнал концентрации исходящих платежей, а не полный аудит надежности поставщиков, условий, качества и структуры всех расходов.`;
+    }
     const families: string[] = [];
     if (
       overview.incoming_customer_revenue.rows_with_amount > 0 ||
@@ -608,6 +805,9 @@ function headlineFor(mode: AssistantMcpDiscoveryAnswerMode, pilot: AssistantMcpD
     if (overview.tax_position) {
       families.push("НДС-позиция");
     }
+    if (overview.accounting_financial_result) {
+      families.push("учетный финрезультат 90/91/99");
+    }
     if (overview.trading_margin_proxy) {
       families.push("торговый margin proxy");
     }
@@ -623,6 +823,9 @@ function headlineFor(mode: AssistantMcpDiscoveryAnswerMode, pilot: AssistantMcpD
     if (overview.debt_staleness_risk_proxy) {
       families.push("staleness risk proxy открытых расчетов");
     }
+    if (overview.debt_due_date_aging) {
+      families.push("due-date aging открытых расчетов");
+    }
     if (overview.inventory_position) {
       families.push("складской срез на дату");
     }
@@ -632,20 +835,24 @@ function headlineFor(mode: AssistantMcpDiscoveryAnswerMode, pilot: AssistantMcpD
     if (overview.inventory_staleness_risk_proxy) {
       families.push("staleness risk proxy склада");
     }
-    const unknownFamilies = [overview.trading_margin_proxy ? "чистая прибыль/точная маржа" : "прибыль/маржа"];
+    const unknownFamilies = overview.accounting_financial_result
+      ? ["аудированная/юридически подтвержденная прибыль"]
+      : [overview.trading_margin_proxy ? "чистая прибыль/точная маржа" : "прибыль/маржа"];
     if (!overview.tax_position) {
       unknownFamilies.push("НДС");
     }
     if (!overview.debt_position) {
       unknownFamilies.push("долговой срез");
     }
-    unknownFamilies.push(
-      overview.debt_staleness_risk_proxy
+    if (!overview.debt_due_date_aging) {
+      unknownFamilies.push(
+        overview.debt_staleness_risk_proxy
         ? "договорные сроки оплаты/due-date просрочка"
         : overview.debt_open_settlement_quality
           ? "due-date просрочка"
           : "качество открытых расчетов"
-    );
+      );
+    }
     unknownFamilies.push(businessOverviewInventoryUnknownLabel(overview));
     const metricLead = businessOverviewHeadlineMetricsLine(overview);
     if (metricLead) {
@@ -851,9 +1058,16 @@ function buildMustNotClaim(pilot: AssistantMcpDiscoveryPilotExecutionContract):
     claims.push("Do not present a debt-position snapshot as debt aging, overdue debt, or credit-quality analysis.");
     claims.push("Do not present open-settlement concentration as contractual due-date aging or confirmed overdue debt.");
     claims.push("Do not present business overview debt staleness risk proxy as confirmed overdue debt, contractual delinquency, credit risk, or due-date aging.");
+    claims.push("Do not claim contractual overdue debt unless the due-date aging route found configured payment terms and enough settlement-date evidence.");
     claims.push("Do not present an inventory snapshot or purchase-date aging signal as turnover, obsolescence, liquidation value, or full inventory health.");
     claims.push("Do not present business overview inventory turnover proxy as full inventory liquidity, FIFO turnover, obsolescence analysis, or liquidation value.");
     claims.push("Do not present business overview inventory staleness risk proxy as confirmed obsolete stock, reserve, write-off, or liquidation value.");
+    if (
+      pilot.derived_business_overview?.top_customers?.some(isFinancialInstitutionBucket) ||
+      pilot.derived_business_overview?.top_suppliers?.some(isFinancialInstitutionBucket)
+    ) {
+      claims.push("Do not present bank-like counterparties as ordinary customers, suppliers, revenue, procurement dependency, or business quality evidence without payment-purpose/contract proof.");
+    }
     if (pilot.derived_business_overview?.missing_proof_families?.length) {
       claims.push("Do not present business overview missing proof families as checked, executed, or confirmed routes.");
     }
@@ -862,6 +1076,9 @@ function buildMustNotClaim(pilot: AssistantMcpDiscoveryPilotExecutionContract):
   if (pilot.derived_ranked_value_flow) {
     claims.push("Do not present a bounded ranking as a complete all-time ranking outside the checked period and organization.");
     claims.push("Do not imply the top-ranked counterparty is globally final when probe-limit or scope boundaries still exist.");
+    if (pilot.derived_ranked_value_flow.ranked_values.some(isFinancialInstitutionBucket)) {
+      claims.push("Do not present bank-like counterparties as ordinary customers, suppliers, revenue, procurement dependency, or business quality evidence without payment-purpose/contract proof.");
+    }
   }
   if (isDocumentPilot(pilot)) {
     claims.push("Do not claim full document history outside the checked period.");
@@ -1028,26 +1245,40 @@ function derivedRankedValueFlowConfirmedLine(pilot: AssistantMcpDiscoveryPilotEx
     return null;
   }
   const leader = ranking.ranked_values[0];
+  const leaderLooksFinancial = isFinancialInstitutionBucket(leader);
   const organization = ranking.organization_scope ? ` по организации ${ranking.organization_scope}` : "";
   const period = ranking.period_scope ? ` за период ${ranking.period_scope}` : " в проверенном окне";
+  const roleCaveat = leaderLooksFinancial
+    ? ranking.value_flow_direction === "outgoing_supplier_payout"
+      ? " По названию это банк/финансовая организация, поэтому без назначения платежа/договора не называю это обычным поставщиком."
+      : " По названию это банк/финансовая организация, поэтому без назначения платежа не называю это клиентской выручкой или бизнес-заказчиком."
+    : "";
   if (ranking.ranked_values.length === 1) {
     const singleLead =
-      ranking.value_flow_direction === "outgoing_supplier_payout"
-        ? "В проверенных исходящих платежах найден один контрагент"
-        : "В проверенных входящих поступлениях найден один контрагент";
+      leaderLooksFinancial
+        ? ranking.value_flow_direction === "outgoing_supplier_payout"
+          ? "В проверенных исходящих платежах найден один банковский/финансовый получатель"
+          : "В проверенных входящих поступлениях найден один банковский/финансовый источник"
+        : ranking.value_flow_direction === "outgoing_supplier_payout"
+          ? "В проверенных исходящих платежах найден один контрагент"
+          : "В проверенных входящих поступлениях найден один контрагент";
     const limitCaveat = ranking.coverage_limited_by_probe_limit
       ? " Лимит строк проверки достигнут; сравнение с другими контрагентами может быть неполным."
       : " Других контрагентов в этом проверенном срезе не найдено, поэтому это не полноценный сравнительный рейтинг.";
-    return `${singleLead} ${leader.axis_value}${organization}${period}: ${leader.total_amount_human_ru} по ${leader.rows_with_amount} строкам с суммой.${limitCaveat}`;
+    return `${singleLead} ${leader.axis_value}${organization}${period}: ${leader.total_amount_human_ru} по ${leader.rows_with_amount} строкам с суммой.${roleCaveat}${limitCaveat}`;
   }
   const directionLead =
-    ranking.ranking_need === "bottom_asc"
+    leaderLooksFinancial
       ? ranking.value_flow_direction === "outgoing_supplier_payout"
-        ? "Меньше всего заплатили контрагенту"
-        : "Меньше всего денег принёс контрагент"
-      : ranking.value_flow_direction === "outgoing_supplier_payout"
-        ? "Больше всего заплатили контрагенту"
-        : "Больше всего денег принёс контрагент";
+        ? "Крупнейший получатель исходящих денег"
+        : "Крупнейший входящий денежный источник"
+      : ranking.ranking_need === "bottom_asc"
+        ? ranking.value_flow_direction === "outgoing_supplier_payout"
+          ? "Меньше всего заплатили контрагенту"
+          : "Меньше всего денег принёс контрагент"
+        : ranking.value_flow_direction === "outgoing_supplier_payout"
+          ? "Больше всего заплатили контрагенту"
+          : "Больше всего денег принёс контрагент";
   const tail = ranking.ranked_values
     .slice(1, 3)
     .map((bucket) => `${bucket.axis_value} — ${bucket.total_amount_human_ru}`)
@@ -1056,7 +1287,7 @@ function derivedRankedValueFlowConfirmedLine(pilot: AssistantMcpDiscoveryPilotEx
   const limitCaveat = ranking.coverage_limited_by_probe_limit
     ? " Лимит строк проверки достигнут; рейтинг может быть неполным."
     : "";
-  return `${directionLead} ${leader.axis_value}${organization}${period}: ${leader.total_amount_human_ru} по ${leader.rows_with_amount} строкам с суммой.${trail}${limitCaveat}`;
+  return `${directionLead} ${leader.axis_value}${organization}${period}: ${leader.total_amount_human_ru} по ${leader.rows_with_amount} строкам с суммой.${roleCaveat}${trail}${limitCaveat}`;
 }
 
 function derivedValueFlowConfirmedLine(pilot: AssistantMcpDiscoveryPilotExecutionContract): string | null {
@@ -1247,15 +1478,13 @@ function derivedBusinessOverviewConfirmedLines(pilot: AssistantMcpDiscoveryPilot
       `Самый сильный год по подтвержденным входящим поступлениям: ${strongestIncomingYear.year_bucket} — ${strongestIncomingYear.incoming_total_amount_human_ru} по ${strongestIncomingYear.incoming_rows_with_amount} строкам с суммой. Это не бухгалтерская прибыль.`
     );
   }
-  const leader = overview.top_customers[0];
-  if (leader) {
-    lines.push(`Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`);
+  const incomingLeaderLine = businessOverviewIncomingLeaderLine(overview);
+  if (incomingLeaderLine) {
+    lines.push(incomingLeaderLine);
   }
-  const supplierLeader = overview.top_suppliers?.[0];
-  if (supplierLeader) {
-    lines.push(
-      `Самый крупный подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${supplierLeader.axis_value} — ${supplierLeader.total_amount_human_ru}.`
-    );
+  const outgoingLeaderLine = businessOverviewOutgoingLeaderLine(overview);
+  if (outgoingLeaderLine) {
+    lines.push(outgoingLeaderLine);
   }
   if (overview.yearly_breakdown?.length) {
     lines.push(
@@ -1316,6 +1545,12 @@ function derivedBusinessOverviewConfirmedLines(pilot: AssistantMcpDiscoveryPilot
       `НДС-позиция за ${overview.tax_position.period_scope}: книга продаж ${overview.tax_position.sales_vat_amount_human_ru}, книга покупок/вычеты ${overview.tax_position.purchase_vat_amount_human_ru}, нетто ${taxDirection} ${overview.tax_position.net_vat_amount_human_ru}.`
     );
   }
+  if (overview.accounting_financial_result) {
+    const accountingFinancialResultText = businessOverviewAccountingFinancialResultText(overview);
+    if (accountingFinancialResultText) {
+      lines.push(accountingFinancialResultText);
+    }
+  }
   if (overview.trading_margin_proxy) {
     const proxy = overview.trading_margin_proxy;
     const marginText = proxy.margin_to_revenue_pct === null ? "не рассчитана" : `${proxy.margin_to_revenue_pct}%`;
@@ -1359,6 +1594,10 @@ function derivedBusinessOverviewConfirmedLines(pilot: AssistantMcpDiscoveryPilot
       `Staleness risk proxy открытых расчетов на ${proxy.as_of_date}: самый старый договорный сигнал ${proxy.oldest_contract_start_date}, возраст ${proxy.max_contract_age_days} дн.; старейший крупный договор ${proxy.top_contract}${counterpartyText} держит ${proxy.top_contract_amount_human_ru} (${proxy.top_contract_share_pct}% брутто открытых остатков); оценка ${debtStalenessRiskBandRu(proxy.risk_band)}. Это не подтвержденная просрочка, не кредитный риск и не due-date aging.`
     );
   }
+  const dueDateText = businessOverviewDebtDueDateAgingText(overview);
+  if (dueDateText) {
+    lines.push(dueDateText);
+  }
   if (overview.inventory_position) {
     const leader = overview.inventory_position.top_items[0];
     const leaderText = leader
@@ -1416,6 +1655,13 @@ function businessOverviewCustomerConcentrationLine(overview: BusinessOverview):
     return null;
   }
   const share = percentText(leader.total_amount, overview.incoming_customer_revenue.total_amount);
+  if (isFinancialInstitutionBucket(leader)) {
+    const base = share
+      ? `Крупнейший входящий денежный источник ${leader.axis_value} дает около ${share} проверенных входящих поступлений (${leader.total_amount_human_ru})`
+      : `Крупнейший входящий денежный источник в проверенном срезе: ${rankedBucketAmountLabel(leader)}`;
+    const nonFinancial = firstNonFinancialInstitutionBucket(overview.top_customers.slice(1));
+    return `${base}. По названию это банк/финансовая организация, поэтому это не доказывает клиентскую выручку или зависимость от клиента.${nonFinancial ? ` Крупнейший небанковский входящий контрагент: ${rankedBucketAmountLabel(nonFinancial)}.` : ""}`;
+  }
   return share
     ? `Концентрация входящего потока: крупнейший подтвержденный клиент ${leader.axis_value} дает около ${share} проверенных входящих поступлений (${leader.total_amount_human_ru}). Это сигнал зависимости от клиента, а не полный customer-risk аудит.`
     : `Крупнейший подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`;
@@ -1427,6 +1673,13 @@ function businessOverviewSupplierConcentrationLine(overview: BusinessOverview):
     return null;
   }
   const share = percentText(leader.total_amount, overview.outgoing_supplier_payout.total_amount);
+  if (isFinancialInstitutionBucket(leader)) {
+    const base = share
+      ? `Концентрация исходящего потока: крупнейший получатель исходящих денег ${leader.axis_value} держит около ${share} проверенных исходящих платежей (${leader.total_amount_human_ru})`
+      : `Крупнейший получатель исходящих денег в проверенном срезе: ${rankedBucketAmountLabel(leader)}`;
+    const nonFinancial = firstNonFinancialInstitutionBucket(overview.top_suppliers.slice(1));
+    return `${base}. По названию это банк/финансовая организация, поэтому это не доказательство зависимости от обычного поставщика без проверки назначения платежа/договора.${nonFinancial ? ` Крупнейший небанковский получатель исходящих денег: ${rankedBucketAmountLabel(nonFinancial)}.` : ""}`;
+  }
   return share
     ? `Концентрация исходящего потока: крупнейший подтвержденный поставщик/получатель исходящих платежей ${leader.axis_value} держит около ${share} проверенных исходящих платежей (${leader.total_amount_human_ru}). Это сигнал procurement concentration по найденным строкам, а не полный vendor-risk аудит или структура всех расходов.`
     : `Крупнейший подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`;
@@ -1474,6 +1727,20 @@ function businessOverviewRiskSynthesisLine(overview: BusinessOverview): string |
       : `маржинальность proxy ${overview.trading_margin_proxy.margin_to_revenue_pct}%`;
     signals.push(`торговый спред proxy ${overview.trading_margin_proxy.gross_spread_proxy_human_ru}, ${marginText}`);
   }
+  if (overview.accounting_financial_result) {
+    const result = overview.accounting_financial_result;
+    const direction =
+      result.final_result_direction === "profit"
+        ? "учетная прибыль"
+        : result.final_result_direction === "loss"
+          ? "учетный убыток"
+          : "нулевой учетный финрезультат";
+    const marginText =
+      result.net_margin_to_revenue_pct === null
+        ? "маржа к выручке 90.01 не рассчитана"
+        : `маржа к выручке 90.01 ${result.net_margin_to_revenue_pct}%`;
+    signals.push(`${direction} 90/91/99 ${result.final_result_amount_human_ru}, ${marginText}`);
+  }
   if (overview.debt_position) {
     const debtDirection =
       overview.debt_position.net_debt_position_direction === "net_receivable"
@@ -1495,6 +1762,18 @@ function businessOverviewRiskSynthesisLine(overview: BusinessOverview): string |
       `staleness risk proxy открытых расчетов: ${debtStalenessRiskBandRu(overview.debt_staleness_risk_proxy.risk_band)}, возраст ${overview.debt_staleness_risk_proxy.max_contract_age_days} дн., концентрация старейшего крупного договора ${overview.debt_staleness_risk_proxy.top_contract_share_pct}%`
     );
   }
+  if (overview.debt_due_date_aging) {
+    const aging = overview.debt_due_date_aging;
+    signals.push(
+      aging.evidence_status === "confirmed_overdue"
+        ? `due-date aging: подтвержденная просрочка ${aging.overdue_amount_human_ru}, строк ${aging.overdue_rows}`
+        : aging.evidence_status === "no_payment_terms_configured"
+          ? "due-date aging: проверено, но сроки оплаты в договорах не установлены; подтвержденной просрочки нет"
+          : aging.evidence_status === "insufficient_due_date_basis"
+            ? "due-date aging: не хватило даты расчетного документа для честного расчета просрочки"
+            : `due-date aging: проверено, подтвержденной просрочки не найдено`
+    );
+  }
   if (overview.document_activity_profile) {
     const topDocument = overview.document_activity_profile.top_document_types[0];
     const topSection = overview.document_activity_profile.top_account_sections[0];
@@ -1648,6 +1927,9 @@ export function buildAssistantMcpDiscoveryAnswerDraft(
   if (pilot.derived_business_overview?.tax_position) {
     pushReason(reasonCodes, "answer_contains_business_overview_tax_position");
   }
+  if (pilot.derived_business_overview?.accounting_financial_result) {
+    pushReason(reasonCodes, "answer_contains_business_overview_accounting_financial_result");
+  }
   if (pilot.derived_business_overview?.trading_margin_proxy) {
     pushReason(reasonCodes, "answer_contains_business_overview_trading_margin_proxy");
   }
@@ -1678,6 +1960,10 @@ export function buildAssistantMcpDiscoveryAnswerDraft(
   if (pilot.derived_business_overview?.debt_staleness_risk_proxy) {
     pushReason(reasonCodes, "answer_contains_business_overview_debt_staleness_risk_proxy");
   }
+  if (pilot.derived_business_overview?.debt_due_date_aging) {
+    pushReason(reasonCodes, "answer_contains_business_overview_debt_due_date_aging");
+    pushReason(reasonCodes, `answer_contains_business_overview_debt_due_date_aging_${pilot.derived_business_overview.debt_due_date_aging.evidence_status}`);
+  }
   if (pilot.derived_business_overview?.inventory_position) {
     pushReason(reasonCodes, "answer_contains_business_overview_inventory_position");
   }

llm_normalizer/backend/src/services/assistantMcpDiscoveryDebugAttachment.ts

@@ -1,4 +1,5 @@
 import type { AssistantMcpDiscoveryRuntimeEntryPointContract } from "./assistantMcpDiscoveryRuntimeEntryPoint";
+import type { AssistantMcpRouteCandidateContract } from "./assistantMcpDiscoveryRuntimeBridge";
 
 export interface AssistantMcpDiscoveryDebugAttachmentFields {
   assistant_mcp_discovery_entry_point_v1: AssistantMcpDiscoveryRuntimeEntryPointContract | null;
@@ -11,6 +12,16 @@ export interface AssistantMcpDiscoveryDebugAttachmentFields {
   mcp_discovery_catalog_chain_alignment_status: string | null;
   mcp_discovery_catalog_chain_top_match: string | null;
   mcp_discovery_catalog_chain_selected_matches_top: boolean;
+  mcp_discovery_route_candidate_v1: AssistantMcpRouteCandidateContract | null;
+  mcp_discovery_route_candidate_status: string | null;
+  mcp_discovery_route_candidate_fact_family: string | null;
+  mcp_discovery_route_candidate_action_family: string | null;
+  mcp_discovery_route_candidate_proof_expectation: string | null;
+  mcp_discovery_route_candidate_missing_axes: string[];
+  mcp_discovery_route_candidate_provided_axes: string[];
+  mcp_discovery_route_candidate_executable_now: boolean;
+  mcp_discovery_route_candidate_enablement_reason: string | null;
+  mcp_discovery_route_candidate_next_action: string | null;
   mcp_discovery_answer_mode: string | null;
   mcp_discovery_business_fact_answer_allowed: boolean;
   mcp_discovery_user_facing_response_allowed: boolean;
@@ -59,6 +70,14 @@ function isMcpDiscoveryEntryPointContract(value: unknown): value is AssistantMcp
   );
 }
 
+function isRouteCandidateContract(value: unknown): value is AssistantMcpRouteCandidateContract {
+  const record = toRecordObject(value);
+  return (
+    record?.schema_version === "assistant_mcp_route_candidate_v1" &&
+    record?.policy_owner === "assistantMcpDiscoveryRuntimeBridge"
+  );
+}
+
 function resolveEntryPoint(input: AttachAssistantMcpDiscoveryDebugInput): AssistantMcpDiscoveryRuntimeEntryPointContract | null {
   if (isMcpDiscoveryEntryPointContract(input.entryPoint)) {
     return input.entryPoint;
@@ -77,6 +96,7 @@ export function buildAssistantMcpDiscoveryDebugAttachmentFields(
   const bridge = toRecordObject(entryPoint?.bridge);
   const planner = toRecordObject(bridge?.planner);
   const chainAlignment = toRecordObject(planner?.catalog_chain_template_alignment);
+  const routeCandidate = isRouteCandidateContract(bridge?.route_candidate) ? bridge.route_candidate : null;
   const answerDraft = toRecordObject(bridge?.answer_draft);
 
   return {
@@ -90,6 +110,16 @@ export function buildAssistantMcpDiscoveryDebugAttachmentFields(
     mcp_discovery_catalog_chain_alignment_status: toNonEmptyString(chainAlignment?.alignment_status),
     mcp_discovery_catalog_chain_top_match: toNonEmptyString(chainAlignment?.top_chain_template_match),
     mcp_discovery_catalog_chain_selected_matches_top: chainAlignment?.selected_chain_matches_top === true,
+    mcp_discovery_route_candidate_v1: routeCandidate,
+    mcp_discovery_route_candidate_status: toNonEmptyString(routeCandidate?.candidate_status),
+    mcp_discovery_route_candidate_fact_family: toNonEmptyString(routeCandidate?.business_fact_family),
+    mcp_discovery_route_candidate_action_family: toNonEmptyString(routeCandidate?.action_family),
+    mcp_discovery_route_candidate_proof_expectation: toNonEmptyString(routeCandidate?.proof_expectation),
+    mcp_discovery_route_candidate_missing_axes: toStringArray(routeCandidate?.missing_axes),
+    mcp_discovery_route_candidate_provided_axes: toStringArray(routeCandidate?.provided_axes),
+    mcp_discovery_route_candidate_executable_now: routeCandidate?.executable_now === true,
+    mcp_discovery_route_candidate_enablement_reason: toNonEmptyString(routeCandidate?.enablement_reason),
+    mcp_discovery_route_candidate_next_action: toNonEmptyString(routeCandidate?.recommended_next_action),
     mcp_discovery_answer_mode: toNonEmptyString(answerDraft?.answer_mode),
     mcp_discovery_business_fact_answer_allowed: bridge?.business_fact_answer_allowed === true,
     mcp_discovery_user_facing_response_allowed: bridge?.user_facing_response_allowed === true,

llm_normalizer/backend/src/services/assistantMcpDiscoveryPilotExecutor.ts

@@ -18,6 +18,11 @@ import {
   type AssistantMcpDiscoveryProbeResult
 } from "./assistantMcpDiscoveryPolicy";
 import { buildAddressRecipePlan, selectAddressRecipe } from "./addressRecipeCatalog";
+import {
+  counterpartyRoleHintForName,
+  isLikelyFinancialInstitutionCounterparty,
+  type CounterpartyRoleHint
+} from "./counterpartyRoleHeuristics";
 import type { AddressFilterSet, AddressIntent } from "../types/addressQuery";
 
 export const ASSISTANT_MCP_DISCOVERY_PILOT_EXECUTOR_SCHEMA_VERSION =
@@ -83,6 +88,7 @@ export interface AssistantMcpDiscoveryRankedValueFlowBucket {
   rows_with_amount: number;
   total_amount: number;
   total_amount_human_ru: string;
+  counterparty_role_hint?: CounterpartyRoleHint;
 }
 
 export interface AssistantMcpDiscoveryDerivedRankedValueFlow {
@@ -228,10 +234,12 @@ export interface AssistantMcpDiscoveryDerivedBusinessOverview {
   yearly_breakdown: AssistantMcpDiscoveryBusinessOverviewYearBucket[];
   activity_period: AssistantMcpDiscoveryDerivedActivityPeriod | null;
   tax_position: AssistantMcpDiscoveryDerivedBusinessOverviewTaxPosition | null;
+  accounting_financial_result: AssistantMcpDiscoveryDerivedBusinessOverviewAccountingFinancialResult | null;
   trading_margin_proxy: AssistantMcpDiscoveryDerivedBusinessOverviewTradingMarginProxy | null;
   debt_position: AssistantMcpDiscoveryDerivedBusinessOverviewDebtPosition | null;
   debt_open_settlement_quality: AssistantMcpDiscoveryDerivedBusinessOverviewDebtOpenSettlementQuality | null;
   debt_staleness_risk_proxy: AssistantMcpDiscoveryDerivedBusinessOverviewDebtStalenessRiskProxy | null;
+  debt_due_date_aging: AssistantMcpDiscoveryDerivedBusinessOverviewDebtDueDateAging | null;
   inventory_position: AssistantMcpDiscoveryDerivedBusinessOverviewInventoryPosition | null;
   inventory_turnover_proxy: AssistantMcpDiscoveryDerivedBusinessOverviewInventoryTurnoverProxy | null;
   inventory_staleness_risk_proxy: AssistantMcpDiscoveryDerivedBusinessOverviewInventoryStalenessRiskProxy | null;
@@ -264,6 +272,31 @@ export interface AssistantMcpDiscoveryDerivedBusinessOverviewTaxPosition {
   inference_basis: "sales_book_minus_purchase_book_confirmed_1c_vat_rows";
 }
 
+export interface AssistantMcpDiscoveryDerivedBusinessOverviewAccountingFinancialResult {
+  period_scope: string;
+  rows_matched: number;
+  rows_with_amount: number;
+  sales_revenue_accounting: number;
+  sales_revenue_accounting_human_ru: string;
+  cost_of_sales_accounting: number;
+  cost_of_sales_accounting_human_ru: string;
+  selling_expenses_accounting: number;
+  selling_expenses_accounting_human_ru: string;
+  admin_expenses_accounting: number;
+  admin_expenses_accounting_human_ru: string;
+  sales_result_amount: number;
+  sales_result_amount_human_ru: string;
+  other_result_amount: number;
+  other_result_amount_human_ru: string;
+  final_result_amount: number;
+  final_result_amount_human_ru: string;
+  final_result_direction: "profit" | "loss" | "balanced";
+  net_margin_to_revenue_pct: number | null;
+  final_transfer_basis: "account_99_to_84_period_close" | "account_90_91_to_99_period_close";
+  period_close_rows_with_amount: number;
+  inference_basis: "account_90_91_99_period_close_aggregate_confirmed_1c_rows";
+}
+
 export interface AssistantMcpDiscoveryBusinessOverviewTradingItemBucket {
   item: string;
   sales_revenue: number;
@@ -373,6 +406,45 @@ export interface AssistantMcpDiscoveryDerivedBusinessOverviewDebtStalenessRiskPr
   inference_basis: "contract_date_age_and_open_balance_concentration_confirmed_1c_rows";
 }
 
+export interface AssistantMcpDiscoveryBusinessOverviewDebtDueDateAgingBucket {
+  counterparty: string | null;
+  contract: string | null;
+  settlement_document: string | null;
+  document_date: string;
+  due_date: string;
+  payment_term_days: number;
+  overdue_days: number;
+  amount: number;
+  amount_human_ru: string;
+  share_of_overdue_amount_pct: number | null;
+}
+
+export interface AssistantMcpDiscoveryDerivedBusinessOverviewDebtDueDateAging {
+  as_of_date: string;
+  rows_matched: number;
+  rows_with_amount: number;
+  gross_open_amount: number;
+  gross_open_amount_human_ru: string;
+  rows_with_payment_terms: number;
+  rows_without_payment_terms: number;
+  rows_without_document_date: number;
+  overdue_rows: number;
+  overdue_amount: number;
+  overdue_amount_human_ru: string;
+  not_yet_due_rows: number;
+  not_yet_due_amount: number;
+  not_yet_due_amount_human_ru: string;
+  oldest_due_date: string | null;
+  max_overdue_days: number | null;
+  top_overdue_items: AssistantMcpDiscoveryBusinessOverviewDebtDueDateAgingBucket[];
+  evidence_status:
+    | "confirmed_overdue"
+    | "no_overdue_found"
+    | "no_payment_terms_configured"
+    | "insufficient_due_date_basis";
+  inference_basis: "contract_payment_terms_and_settlement_document_dates_from_open_balance_rows";
+}
+
 export interface AssistantMcpDiscoveryBusinessOverviewInventoryItemBucket {
   item: string;
   rows_with_amount: number;
@@ -723,6 +795,17 @@ function buildBusinessOverviewDebtFilters(planner: AssistantMcpDiscoveryPlannerC
   };
 }
 
+function shouldRunDebtDueDateAgingProbe(planner: AssistantMcpDiscoveryPlannerContract): boolean {
+  const actionFamily = toNonEmptyString(planner.data_need_graph?.action_family);
+  const turnActionFamily = toNonEmptyString(planner.discovery_plan.turn_meaning_ref?.asked_action_family);
+  const unsupportedFamily = toNonEmptyString(planner.discovery_plan.turn_meaning_ref?.unsupported_but_understood_family);
+  const proofExpectation = toNonEmptyString(planner.data_need_graph?.proof_expectation);
+  const combined = [actionFamily, turnActionFamily, unsupportedFamily, proofExpectation]
+    .filter((item): item is string => Boolean(item))
+    .join(" ");
+  return /(?:debt_due_date_boundary|due[-_ ]?date|overdue|aging|просроч|срок\s+оплат|дебиторк|кредиторск)/iu.test(combined);
+}
+
 function buildBusinessOverviewInventoryFilters(planner: AssistantMcpDiscoveryPlannerContract): AddressFilterSet | null {
   const meaning = planner.discovery_plan.turn_meaning_ref;
   const organization = toNonEmptyString(meaning?.explicit_organization_scope);
@@ -756,6 +839,20 @@ function buildBusinessOverviewTradingMarginFilters(planner: AssistantMcpDiscover
   };
 }
 
+function buildBusinessOverviewAccountingFinancialResultFilters(
+  planner: AssistantMcpDiscoveryPlannerContract
+): AddressFilterSet | null {
+  const filters = buildBusinessOverviewTradingMarginFilters(planner);
+  if (!filters) {
+    return null;
+  }
+  return {
+    ...filters,
+    limit: Math.max(32, planner.discovery_plan.execution_budget.max_rows_per_probe),
+    sort: "period_asc"
+  };
+}
+
 function buildInventoryExactFilters(planner: AssistantMcpDiscoveryPlannerContract): AddressFilterSet {
   const meaning = planner.discovery_plan.turn_meaning_ref;
   const subject = firstEntityCandidate(planner);
@@ -1359,7 +1456,8 @@ async function executeCoverageAwareValueFlowQuery(input: {
   });
   executedProbeCount += 1;
   probeResults.push(queryResultToProbeResult(input.primitiveId, broadResult));
-  const broadCoverageLimited = !broadResult.error && broadResult.matched_rows >= input.maxRowsPerProbe;
+  const broadLimitThreshold = Math.max(1, Math.min(input.maxRowsPerProbe, broadRecipePlan.limit));
+  const broadCoverageLimited = !broadResult.error && broadResult.matched_rows >= broadLimitThreshold;
 
   if (broadResult.error) {
     pushUnique(queryLimitations, broadResult.error);
@@ -1424,7 +1522,8 @@ async function executeCoverageAwareValueFlowQuery(input: {
       pushUnique(queryLimitations, chunkResult.error);
       continue;
     }
-    if (chunkResult.matched_rows >= input.maxRowsPerProbe) {
+    const chunkLimitThreshold = Math.max(1, Math.min(input.maxRowsPerProbe, chunkPlan.limit));
+    if (chunkResult.matched_rows >= chunkLimitThreshold) {
       anyChunkLimited = true;
     }
     chunkResults.push(chunkResult);
@@ -2402,6 +2501,14 @@ function extractContractDateFromText(value: string | null): string | null {
   if (!text || !/(?:договор|contract|дог\.)/iu.test(text)) {
     return null;
   }
+  return extractAnyDateFromText(text);
+}
+
+function extractAnyDateFromText(value: string | null): string | null {
+  const text = toNonEmptyString(value);
+  if (!text) {
+    return null;
+  }
   const isoLikeMatch = text.match(/(\d{4})[-./](\d{1,2})[-./](\d{1,2})/);
   if (isoLikeMatch) {
     return normalizeDateParts(isoLikeMatch[1], isoLikeMatch[2], isoLikeMatch[3]);
@@ -2413,6 +2520,64 @@ function extractContractDateFromText(value: string | null): string | null {
   return null;
 }
 
+function rowContractDateValue(row: Record<string, unknown>): string | null {
+  const explicit = rowTextValue(row, ["ДатаДоговора", "ContractDate", "contract_date"]);
+  return extractAnyDateFromText(explicit) ?? rowOpenSettlementContractStartDateValue(row);
+}
+
+function rowSettlementDocumentDateValue(row: Record<string, unknown>): string | null {
+  const explicit = rowTextValue(row, [
+    "ДатаДокументаРасчетов",
+    "SettlementDocumentDate",
+    "settlement_document_date"
+  ]);
+  const settlementDocument = rowTextValue(row, [
+    "ДокументРасчетов",
+    "SettlementDocument",
+    "settlement_document"
+  ]);
+  return extractAnyDateFromText(explicit) ?? extractAnyDateFromText(settlementDocument) ?? extractAnyDateFromText(rowDocumentValue(row));
+}
+
+function rowPaymentTermIsSetValue(row: Record<string, unknown>): boolean {
+  const candidate = rowTextValue(row, ["УстановленСрокОплаты", "PaymentTermIsSet", "payment_term_is_set"]);
+  if (typeof row["УстановленСрокОплаты"] === "boolean") {
+    return row["УстановленСрокОплаты"] === true;
+  }
+  if (typeof row["PaymentTermIsSet"] === "boolean") {
+    return row["PaymentTermIsSet"] === true;
+  }
+  if (!candidate) {
+    return false;
+  }
+  return /^(?:true|истина|да|yes|1)$/iu.test(candidate.trim());
+}
+
+function rowPaymentTermDaysValue(row: Record<string, unknown>): number | null {
+  const value = rowNumberValue(row, ["СрокОплаты", "PaymentTermDays", "payment_term_days"]);
+  if (value === null || !Number.isFinite(value) || value <= 0) {
+    return null;
+  }
+  return Math.trunc(value);
+}
+
+function addDaysToIsoDate(isoDate: string, days: number): string | null {
+  const match = isoDate.match(/^(\d{4})-(\d{2})-(\d{2})$/);
+  if (!match || !Number.isFinite(days)) {
+    return null;
+  }
+  const date = new Date(Date.UTC(Number(match[1]), Number(match[2]) - 1, Number(match[3])));
+  date.setUTCDate(date.getUTCDate() + Math.trunc(days));
+  if (Number.isNaN(date.getTime())) {
+    return null;
+  }
+  return [
+    String(date.getUTCFullYear()).padStart(4, "0"),
+    String(date.getUTCMonth() + 1).padStart(2, "0"),
+    String(date.getUTCDate()).padStart(2, "0")
+  ].join("-");
+}
+
 function earlierIsoDate(left: string | null, right: string | null): string | null {
   if (!left) {
     return right;
@@ -2908,7 +3073,8 @@ function deriveRankedValueFlow(
       axis_value: axisValue,
       rows_with_amount: bucket.rows_with_amount,
       total_amount: bucket.total_amount,
-      total_amount_human_ru: formatAmountHumanRu(bucket.total_amount)
+      total_amount_human_ru: formatAmountHumanRu(bucket.total_amount),
+      counterparty_role_hint: counterpartyRoleHintForName(axisValue)
     }))
     .sort((left, right) => {
       const amountDelta = right.total_amount - left.total_amount;
@@ -3097,6 +3263,116 @@ function deriveBusinessOverviewTaxPosition(
   };
 }
 
+function accountingFinancialResultMarkerAmount(
+  result: AddressMcpQueryExecutorResult,
+  marker: string
+): number {
+  let total = 0;
+  for (const row of result.rows) {
+    if (String(rowDocumentValue(row) ?? "") !== marker) {
+      continue;
+    }
+    const amount = rowAmountValue(row);
+    if (amount !== null && Number.isFinite(amount)) {
+      total += amount;
+    }
+  }
+  return total;
+}
+
+function accountingFinancialResultNonZeroCount(
+  values: number[]
+): number {
+  return values.filter((value) => Math.abs(value) > 0).length;
+}
+
+function deriveBusinessOverviewAccountingFinancialResult(
+  result: AddressMcpQueryExecutorResult | null,
+  periodScope: string | null
+): AssistantMcpDiscoveryDerivedBusinessOverviewAccountingFinancialResult | null {
+  if (!result || result.error || result.matched_rows <= 0 || !periodScope) {
+    return null;
+  }
+
+  const salesRevenueAccounting = accountingFinancialResultMarkerAmount(result, "ACC90_REVENUE_KT");
+  const costOfSalesAccounting = accountingFinancialResultMarkerAmount(result, "ACC90_COST_DT");
+  const sellingExpensesAccounting = accountingFinancialResultMarkerAmount(result, "ACC90_SELLING_DT");
+  const adminExpensesAccounting = accountingFinancialResultMarkerAmount(result, "ACC90_ADMIN_DT");
+  const salesProfitTo99 = accountingFinancialResultMarkerAmount(result, "ACC90_RESULT_TO_99_PROFIT");
+  const salesLossFrom99 = accountingFinancialResultMarkerAmount(result, "ACC90_RESULT_FROM_99_LOSS");
+  const otherProfitTo99 = accountingFinancialResultMarkerAmount(result, "ACC91_RESULT_TO_99_PROFIT");
+  const otherLossFrom99 = accountingFinancialResultMarkerAmount(result, "ACC91_RESULT_FROM_99_LOSS");
+  const profitTransferTo84 = accountingFinancialResultMarkerAmount(result, "ACC99_TO84_PROFIT_TRANSFER");
+  const lossTransferFrom84 = accountingFinancialResultMarkerAmount(result, "ACC84_TO99_LOSS_TRANSFER");
+
+  const amountSignals = [
+    salesRevenueAccounting,
+    costOfSalesAccounting,
+    sellingExpensesAccounting,
+    adminExpensesAccounting,
+    salesProfitTo99,
+    salesLossFrom99,
+    otherProfitTo99,
+    otherLossFrom99,
+    profitTransferTo84,
+    lossTransferFrom84
+  ];
+  const rowsWithAmount = accountingFinancialResultNonZeroCount(amountSignals);
+  if (rowsWithAmount <= 0) {
+    return null;
+  }
+
+  const salesResultAmount = salesProfitTo99 - salesLossFrom99;
+  const otherResultAmount = otherProfitTo99 - otherLossFrom99;
+  const hasFinalTransfer = profitTransferTo84 > 0 || lossTransferFrom84 > 0;
+  const finalResultAmount = hasFinalTransfer
+    ? profitTransferTo84 - lossTransferFrom84
+    : salesResultAmount + otherResultAmount;
+  const finalResultDirection =
+    finalResultAmount > 0
+      ? "profit"
+      : finalResultAmount < 0
+        ? "loss"
+        : "balanced";
+  const netMarginToRevenuePct =
+    salesRevenueAccounting > 0 ? percentageOfTotal(finalResultAmount, salesRevenueAccounting) : null;
+  const periodCloseRowsWithAmount = accountingFinancialResultNonZeroCount([
+    salesProfitTo99,
+    salesLossFrom99,
+    otherProfitTo99,
+    otherLossFrom99,
+    profitTransferTo84,
+    lossTransferFrom84
+  ]);
+
+  return {
+    period_scope: periodScope,
+    rows_matched: result.matched_rows,
+    rows_with_amount: rowsWithAmount,
+    sales_revenue_accounting: salesRevenueAccounting,
+    sales_revenue_accounting_human_ru: formatAmountHumanRu(salesRevenueAccounting),
+    cost_of_sales_accounting: costOfSalesAccounting,
+    cost_of_sales_accounting_human_ru: formatAmountHumanRu(costOfSalesAccounting),
+    selling_expenses_accounting: sellingExpensesAccounting,
+    selling_expenses_accounting_human_ru: formatAmountHumanRu(sellingExpensesAccounting),
+    admin_expenses_accounting: adminExpensesAccounting,
+    admin_expenses_accounting_human_ru: formatAmountHumanRu(adminExpensesAccounting),
+    sales_result_amount: salesResultAmount,
+    sales_result_amount_human_ru: formatAmountHumanRu(Math.abs(salesResultAmount)),
+    other_result_amount: otherResultAmount,
+    other_result_amount_human_ru: formatAmountHumanRu(Math.abs(otherResultAmount)),
+    final_result_amount: finalResultAmount,
+    final_result_amount_human_ru: formatAmountHumanRu(Math.abs(finalResultAmount)),
+    final_result_direction: finalResultDirection,
+    net_margin_to_revenue_pct: netMarginToRevenuePct,
+    final_transfer_basis: hasFinalTransfer
+      ? "account_99_to_84_period_close"
+      : "account_90_91_to_99_period_close",
+    period_close_rows_with_amount: periodCloseRowsWithAmount,
+    inference_basis: "account_90_91_99_period_close_aggregate_confirmed_1c_rows"
+  };
+}
+
 function deriveBusinessOverviewTradingMarginProxy(
   result: AddressMcpQueryExecutorResult | null,
   periodScope: string | null
@@ -3505,6 +3781,135 @@ function deriveBusinessOverviewDebtStalenessRiskProxy(
   };
 }
 
+function deriveBusinessOverviewDebtDueDateAging(input: {
+  dueDateResult: AddressMcpQueryExecutorResult | null;
+  debtAsOfDate: string | null;
+}): AssistantMcpDiscoveryDerivedBusinessOverviewDebtDueDateAging | null {
+  if (!input.debtAsOfDate || !input.dueDateResult || input.dueDateResult.error || input.dueDateResult.matched_rows <= 0) {
+    return null;
+  }
+
+  const overdueItems: Array<Omit<AssistantMcpDiscoveryBusinessOverviewDebtDueDateAgingBucket, "share_of_overdue_amount_pct">> = [];
+  let rowsWithAmount = 0;
+  let grossOpenAmount = 0;
+  let rowsWithPaymentTerms = 0;
+  let rowsWithoutPaymentTerms = 0;
+  let rowsWithoutDocumentDate = 0;
+  let overdueAmount = 0;
+  let notYetDueAmount = 0;
+  let notYetDueRows = 0;
+
+  for (const row of input.dueDateResult.rows) {
+    const amount = rowAmountValue(row);
+    if (amount === null) {
+      continue;
+    }
+    const absAmount = Math.abs(amount);
+    if (absAmount <= 0) {
+      continue;
+    }
+    rowsWithAmount += 1;
+    grossOpenAmount += absAmount;
+
+    const paymentTermIsSet = rowPaymentTermIsSetValue(row);
+    const paymentTermDays = rowPaymentTermDaysValue(row);
+    if (!paymentTermIsSet || paymentTermDays === null) {
+      rowsWithoutPaymentTerms += 1;
+      continue;
+    }
+
+    rowsWithPaymentTerms += 1;
+    const documentDate = rowSettlementDocumentDateValue(row) ?? rowContractDateValue(row);
+    if (!documentDate) {
+      rowsWithoutDocumentDate += 1;
+      continue;
+    }
+    const dueDate = addDaysToIsoDate(documentDate, paymentTermDays);
+    if (!dueDate) {
+      rowsWithoutDocumentDate += 1;
+      continue;
+    }
+    const overdueDays = dueDate < input.debtAsOfDate ? daysBetweenIsoDates(dueDate, input.debtAsOfDate) : null;
+    if (overdueDays !== null && overdueDays > 0) {
+      overdueAmount += absAmount;
+      overdueItems.push({
+        counterparty: rowCounterpartyValue(row),
+        contract: rowContractValue(row),
+        settlement_document: rowTextValue(row, [
+          "ДокументРасчетов",
+          "SettlementDocument",
+          "settlement_document"
+        ]) ?? rowDocumentValue(row),
+        document_date: documentDate,
+        due_date: dueDate,
+        payment_term_days: paymentTermDays,
+        overdue_days: overdueDays,
+        amount: absAmount,
+        amount_human_ru: formatAmountHumanRu(absAmount)
+      });
+    } else {
+      notYetDueRows += 1;
+      notYetDueAmount += absAmount;
+    }
+  }
+
+  if (rowsWithAmount <= 0) {
+    return null;
+  }
+
+  const topOverdueItems = overdueItems
+    .sort((left, right) => {
+      const daysDelta = right.overdue_days - left.overdue_days;
+      if (daysDelta !== 0) {
+        return daysDelta;
+      }
+      const amountDelta = right.amount - left.amount;
+      return amountDelta !== 0 ? amountDelta : String(left.contract ?? "").localeCompare(String(right.contract ?? ""), "ru");
+    })
+    .slice(0, 5)
+    .map((item) => ({
+      ...item,
+      share_of_overdue_amount_pct: percentageOfTotal(item.amount, overdueAmount)
+    }));
+  const oldestDueDate = overdueItems
+    .map((item) => item.due_date)
+    .sort()[0] ?? null;
+  const maxOverdueDays = overdueItems.reduce<number | null>(
+    (max, item) => max === null ? item.overdue_days : Math.max(max, item.overdue_days),
+    null
+  );
+  const evidenceStatus: AssistantMcpDiscoveryDerivedBusinessOverviewDebtDueDateAging["evidence_status"] =
+    overdueItems.length > 0
+      ? "confirmed_overdue"
+      : rowsWithPaymentTerms <= 0
+        ? "no_payment_terms_configured"
+        : rowsWithoutDocumentDate >= rowsWithPaymentTerms
+          ? "insufficient_due_date_basis"
+          : "no_overdue_found";
+
+  return {
+    as_of_date: input.debtAsOfDate,
+    rows_matched: input.dueDateResult.matched_rows,
+    rows_with_amount: rowsWithAmount,
+    gross_open_amount: grossOpenAmount,
+    gross_open_amount_human_ru: formatAmountHumanRu(grossOpenAmount),
+    rows_with_payment_terms: rowsWithPaymentTerms,
+    rows_without_payment_terms: rowsWithoutPaymentTerms,
+    rows_without_document_date: rowsWithoutDocumentDate,
+    overdue_rows: overdueItems.length,
+    overdue_amount: overdueAmount,
+    overdue_amount_human_ru: formatAmountHumanRu(overdueAmount),
+    not_yet_due_rows: notYetDueRows,
+    not_yet_due_amount: notYetDueAmount,
+    not_yet_due_amount_human_ru: formatAmountHumanRu(notYetDueAmount),
+    oldest_due_date: oldestDueDate,
+    max_overdue_days: maxOverdueDays,
+    top_overdue_items: topOverdueItems,
+    evidence_status: evidenceStatus,
+    inference_basis: "contract_payment_terms_and_settlement_document_dates_from_open_balance_rows"
+  };
+}
+
 function debtStalenessRiskBandRu(
   riskBand: AssistantMcpDiscoveryDerivedBusinessOverviewDebtStalenessRiskProxy["risk_band"]
 ): string {
@@ -3737,9 +4142,11 @@ function inventoryStalenessRiskBandRu(
 
 function buildBusinessOverviewMissingProofFamilies(input: {
   missingSignalFamilies: string[];
+  accountingFinancialResult: AssistantMcpDiscoveryDerivedBusinessOverviewAccountingFinancialResult | null;
   tradingMarginProxy: AssistantMcpDiscoveryDerivedBusinessOverviewTradingMarginProxy | null;
   debtOpenSettlementQuality: AssistantMcpDiscoveryDerivedBusinessOverviewDebtOpenSettlementQuality | null;
   debtStalenessRiskProxy: AssistantMcpDiscoveryDerivedBusinessOverviewDebtStalenessRiskProxy | null;
+  debtDueDateAging: AssistantMcpDiscoveryDerivedBusinessOverviewDebtDueDateAging | null;
   inventoryPosition: AssistantMcpDiscoveryDerivedBusinessOverviewInventoryPosition | null;
   inventoryTurnoverProxy: AssistantMcpDiscoveryDerivedBusinessOverviewInventoryTurnoverProxy | null;
   inventoryStalenessRiskProxy: AssistantMcpDiscoveryDerivedBusinessOverviewInventoryStalenessRiskProxy | null;
@@ -3753,7 +4160,7 @@ function buildBusinessOverviewMissingProofFamilies(input: {
     }
   };
 
-  if (missing.has("profit_margin") || missing.has("accounting_profit_margin")) {
+  if ((missing.has("profit_margin") || missing.has("accounting_profit_margin")) && !input.accountingFinancialResult) {
     pushUnique({
       family: "accounting_profit_margin",
       current_status: input.tradingMarginProxy ? "proxy_only_currently" : "reviewed_route_not_wired",
@@ -3765,7 +4172,7 @@ function buildBusinessOverviewMissingProofFamilies(input: {
     });
   }
 
-  if (missing.has("debt_due_date_aging_quality") || missing.has("debt_open_settlement_quality")) {
+  if ((missing.has("debt_due_date_aging_quality") || missing.has("debt_open_settlement_quality")) && !input.debtDueDateAging) {
     pushUnique({
       family: "debt_due_date_aging_quality",
       current_status: input.debtStalenessRiskProxy
@@ -3826,10 +4233,12 @@ function deriveBusinessOverview(input: {
   outgoingResult: AssistantMcpDiscoveryCoverageAwareQueryResult | null;
   lifecycleResult: AddressMcpQueryExecutorResult | null;
   taxResult: AddressMcpQueryExecutorResult | null;
+  accountingFinancialResultResult: AddressMcpQueryExecutorResult | null;
   tradingMarginResult: AddressMcpQueryExecutorResult | null;
   receivablesResult: AddressMcpQueryExecutorResult | null;
   payablesResult: AddressMcpQueryExecutorResult | null;
   openContractsResult: AddressMcpQueryExecutorResult | null;
+  dueDateAgingResult: AddressMcpQueryExecutorResult | null;
   documentActivityProfileResult: AddressMcpQueryExecutorResult | null;
   counterpartyProfileResult: AddressMcpQueryExecutorResult | null;
   contractUsageProfileResult: AddressMcpQueryExecutorResult | null;
@@ -3860,6 +4269,10 @@ function deriveBusinessOverview(input: {
   });
   const activityPeriod = deriveActivityPeriod(input.lifecycleResult);
   const taxPosition = deriveBusinessOverviewTaxPosition(input.taxResult, input.periodScope);
+  const accountingFinancialResult = deriveBusinessOverviewAccountingFinancialResult(
+    input.accountingFinancialResultResult,
+    input.periodScope
+  );
   const tradingMarginProxy = deriveBusinessOverviewTradingMarginProxy(input.tradingMarginResult, input.periodScope);
   const debtPosition = deriveBusinessOverviewDebtPosition({
     receivablesResult: input.receivablesResult,
@@ -3883,6 +4296,10 @@ function deriveBusinessOverview(input: {
     input.periodScope
   );
   const debtStalenessRiskProxy = deriveBusinessOverviewDebtStalenessRiskProxy(debtOpenSettlementQuality);
+  const debtDueDateAging = deriveBusinessOverviewDebtDueDateAging({
+    dueDateResult: input.dueDateAgingResult,
+    debtAsOfDate: input.debtAsOfDate
+  });
   const inventoryPosition = deriveBusinessOverviewInventoryPosition({
     inventoryOnHandResult: input.inventoryOnHandResult,
     inventoryAgingResult: input.inventoryAgingResult,
@@ -3901,10 +4318,12 @@ function deriveBusinessOverview(input: {
     outgoing.rows_with_amount > 0,
     Boolean(activityPeriod),
     Boolean(taxPosition),
+    Boolean(accountingFinancialResult),
     Boolean(tradingMarginProxy),
     Boolean(debtPosition),
     Boolean(debtOpenSettlementQuality),
     Boolean(debtStalenessRiskProxy),
+    Boolean(debtDueDateAging),
     Boolean(documentActivityProfile),
     Boolean(counterpartyProfile),
     Boolean(contractUsageProfile),
@@ -3921,9 +4340,9 @@ function deriveBusinessOverview(input: {
     documentActivityProfile || counterpartyProfile || contractUsageProfile
   );
   const missingSignalFamilies = [
-    tradingMarginProxy ? "accounting_profit_margin" : "profit_margin",
+    accountingFinancialResult ? null : tradingMarginProxy ? "accounting_profit_margin" : "profit_margin",
     debtPosition ? null : "debt_position",
-    debtOpenSettlementQuality ? "debt_due_date_aging_quality" : "debt_open_settlement_quality",
+    debtDueDateAging ? null : debtOpenSettlementQuality ? "debt_due_date_aging_quality" : "debt_open_settlement_quality",
     taxPosition ? null : "tax_position",
     inventoryPosition
       ? inventoryStalenessRiskProxy
@@ -3936,9 +4355,11 @@ function deriveBusinessOverview(input: {
   ].filter((item): item is string => Boolean(item));
   const missingProofFamilies = buildBusinessOverviewMissingProofFamilies({
     missingSignalFamilies,
+    accountingFinancialResult,
     tradingMarginProxy,
     debtOpenSettlementQuality,
     debtStalenessRiskProxy,
+    debtDueDateAging,
     inventoryPosition,
     inventoryTurnoverProxy,
     inventoryStalenessRiskProxy,
@@ -3957,10 +4378,12 @@ function deriveBusinessOverview(input: {
     yearly_breakdown: yearlyBreakdown,
     activity_period: activityPeriod,
     tax_position: taxPosition,
+    accounting_financial_result: accountingFinancialResult,
     trading_margin_proxy: tradingMarginProxy,
     debt_position: debtPosition,
     debt_open_settlement_quality: debtOpenSettlementQuality,
     debt_staleness_risk_proxy: debtStalenessRiskProxy,
+    debt_due_date_aging: debtDueDateAging,
     inventory_position: inventoryPosition,
     inventory_turnover_proxy: inventoryTurnoverProxy,
     inventory_staleness_risk_proxy: inventoryStalenessRiskProxy,
@@ -3973,9 +4396,9 @@ function deriveBusinessOverview(input: {
     missing_signal_families: missingSignalFamilies,
     missing_proof_families: missingProofFamilies,
     inference_basis:
-      hasBusinessOverviewProfileSignal || inventoryPosition
+      hasBusinessOverviewProfileSignal || inventoryPosition || accountingFinancialResult
         ? "business_overview_from_confirmed_1c_multi_family_rows"
-        : debtOpenSettlementQuality
+        : debtOpenSettlementQuality || debtDueDateAging
           ? "business_overview_from_confirmed_1c_multi_family_rows"
           : taxPosition && debtPosition
             ? "business_overview_from_confirmed_1c_money_activity_tax_and_debt_rows"
@@ -3992,10 +4415,12 @@ function summarizeBusinessOverviewRows(input: {
   outgoingResult: AssistantMcpDiscoveryCoverageAwareQueryResult | null;
   lifecycleResult: AddressMcpQueryExecutorResult | null;
   taxResult: AddressMcpQueryExecutorResult | null;
+  accountingFinancialResultResult: AddressMcpQueryExecutorResult | null;
   tradingMarginResult: AddressMcpQueryExecutorResult | null;
   receivablesResult: AddressMcpQueryExecutorResult | null;
   payablesResult: AddressMcpQueryExecutorResult | null;
   openContractsResult: AddressMcpQueryExecutorResult | null;
+  dueDateAgingResult: AddressMcpQueryExecutorResult | null;
   documentActivityProfileResult: AddressMcpQueryExecutorResult | null;
   counterpartyProfileResult: AddressMcpQueryExecutorResult | null;
   contractUsageProfileResult: AddressMcpQueryExecutorResult | null;
@@ -4015,6 +4440,9 @@ function summarizeBusinessOverviewRows(input: {
   if (input.taxResult && !input.taxResult.error) {
     parts.push(`${input.taxResult.fetched_rows} VAT/tax rows fetched, ${input.taxResult.matched_rows} matched`);
   }
+  if (input.accountingFinancialResultResult && !input.accountingFinancialResultResult.error) {
+    parts.push(`${input.accountingFinancialResultResult.fetched_rows} accounting financial-result aggregate rows fetched, ${input.accountingFinancialResultResult.matched_rows} matched`);
+  }
   if (input.tradingMarginResult && !input.tradingMarginResult.error) {
     parts.push(`${input.tradingMarginResult.fetched_rows} trading-margin document rows fetched, ${input.tradingMarginResult.matched_rows} matched`);
   }
@@ -4027,6 +4455,9 @@ function summarizeBusinessOverviewRows(input: {
   if (input.openContractsResult && !input.openContractsResult.error) {
     parts.push(`${input.openContractsResult.fetched_rows} open-contract rows fetched, ${input.openContractsResult.matched_rows} matched`);
   }
+  if (input.dueDateAgingResult && !input.dueDateAgingResult.error) {
+    parts.push(`${input.dueDateAgingResult.fetched_rows} due-date aging rows fetched, ${input.dueDateAgingResult.matched_rows} matched`);
+  }
   if (input.documentActivityProfileResult && !input.documentActivityProfileResult.error) {
     parts.push(`${input.documentActivityProfileResult.fetched_rows} document/account-section profile rows fetched, ${input.documentActivityProfileResult.matched_rows} matched`);
   }
@@ -4064,15 +4495,39 @@ function buildBusinessOverviewConfirmedFacts(derived: AssistantMcpDiscoveryDeriv
   }
   if (derived.top_customers.length > 0) {
     const leader = derived.top_customers[0];
-    facts.push(
-      `Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`
-    );
+    if (isLikelyFinancialInstitutionCounterparty(leader.axis_value)) {
+      facts.push(
+        `Крупнейший входящий денежный источник в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}. По названию это банк/финансовая организация, поэтому без назначения платежа это не доказанный клиент или бизнес-выручка.`
+      );
+      const nonFinancialLeader = derived.top_customers.slice(1).find((item) => !isLikelyFinancialInstitutionCounterparty(item.axis_value));
+      if (nonFinancialLeader) {
+        facts.push(
+          `Крупнейший небанковский входящий контрагент в проверенном срезе: ${nonFinancialLeader.axis_value} — ${nonFinancialLeader.total_amount_human_ru}.`
+        );
+      }
+    } else {
+      facts.push(
+        `Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`
+      );
+    }
   }
   if (derived.top_suppliers.length > 0) {
     const leader = derived.top_suppliers[0];
-    facts.push(
-      `Самый крупный подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`
-    );
+    if (isLikelyFinancialInstitutionCounterparty(leader.axis_value)) {
+      facts.push(
+        `Крупнейший получатель исходящих денег в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}. По названию это банк/финансовая организация, поэтому без назначения платежа/договора это не доказанный обычный поставщик.`
+      );
+      const nonFinancialLeader = derived.top_suppliers.slice(1).find((item) => !isLikelyFinancialInstitutionCounterparty(item.axis_value));
+      if (nonFinancialLeader) {
+        facts.push(
+          `Крупнейший небанковский получатель исходящих денег в проверенном срезе: ${nonFinancialLeader.axis_value} — ${nonFinancialLeader.total_amount_human_ru}.`
+        );
+      }
+    } else {
+      facts.push(
+        `Самый крупный подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`
+      );
+    }
   }
   if (derived.yearly_breakdown.length > 0) {
     facts.push(
@@ -4179,6 +4634,30 @@ function buildBusinessOverviewConfirmedFacts(derived: AssistantMcpDiscoveryDeriv
       `Staleness risk proxy открытых расчетов на ${proxy.as_of_date}: самый старый договорный сигнал ${proxy.oldest_contract_start_date}, возраст ${proxy.max_contract_age_days} дн.; старейший крупный договор ${proxy.top_contract}${counterpartyText} держит ${proxy.top_contract_amount_human_ru} (${proxy.top_contract_share_pct}% брутто открытых остатков); оценка ${debtStalenessRiskBandRu(proxy.risk_band)}. Это не подтвержденная просрочка, не кредитный риск и не due-date aging.`
     );
   }
+  if (derived.debt_due_date_aging) {
+    const aging = derived.debt_due_date_aging;
+    if (aging.evidence_status === "confirmed_overdue") {
+      const top = aging.top_overdue_items[0];
+      const topText = top
+        ? ` Самая старая просрочка: ${top.due_date}, ${top.overdue_days} дн., ${top.amount_human_ru}${top.contract ? ` по договору ${top.contract}` : ""}.`
+        : "";
+      facts.push(
+        `Due-date aging открытых расчетов на ${aging.as_of_date} проверен по срокам оплаты договоров и датам расчетных документов: подтверждено просроченных строк ${aging.overdue_rows}, сумма ${aging.overdue_amount_human_ru}.${topText}`
+      );
+    } else if (aging.evidence_status === "no_payment_terms_configured") {
+      facts.push(
+        `Due-date aging открытых расчетов на ${aging.as_of_date} проверен по ${aging.rows_with_amount} строкам с суммой: брутто открытых остатков ${aging.gross_open_amount_human_ru}, но в проверенных договорах срок оплаты не установлен. Подтвержденной просрочки по договорным срокам оплаты нет.`
+      );
+    } else if (aging.evidence_status === "insufficient_due_date_basis") {
+      facts.push(
+        `Due-date aging открытых расчетов на ${aging.as_of_date} запускался по ${aging.rows_with_payment_terms} строкам с установленным сроком оплаты, но в найденных строках не хватило даты расчетного документа для честного расчета due date. Просрочка не подтверждена.`
+      );
+    } else {
+      facts.push(
+        `Due-date aging открытых расчетов на ${aging.as_of_date} проверен: строк с установленным сроком оплаты ${aging.rows_with_payment_terms}, подтвержденной просрочки не найдено; не просрочено по расчету ${aging.not_yet_due_amount_human_ru}.`
+      );
+    }
+  }
   if (derived.inventory_position) {
     const leader = derived.inventory_position.top_items[0];
     const leaderText = leader
@@ -4237,6 +4716,9 @@ function buildBusinessOverviewInferredFacts(derived: AssistantMcpDiscoveryDerive
   const supplierSharePct = supplierLeader
     ? percentageOfTotal(supplierLeader.total_amount, derived.outgoing_supplier_payout.total_amount)
     : null;
+  const supplierLeaderIsFinancial = supplierLeader
+    ? isLikelyFinancialInstitutionCounterparty(supplierLeader.axis_value)
+    : false;
   const strongestIncomingYear = [...derived.yearly_breakdown]
     .filter((bucket) => bucket.incoming_total_amount > 0)
     .sort((left, right) => right.incoming_total_amount - left.incoming_total_amount || left.year_bucket.localeCompare(right.year_bucket))[0];
@@ -4246,9 +4728,13 @@ function buildBusinessOverviewInferredFacts(derived: AssistantMcpDiscoveryDerive
   return [
     `Расчетное нетто по найденным строкам: ${derived.net_amount_human_ru}; ${direction}.`,
     supplierLeader
-      ? supplierSharePct !== null
-        ? `Крупнейший подтвержденный поставщик/получатель исходящих платежей ${supplierLeader.axis_value} держит около ${supplierSharePct}% проверенного исходящего потока (${supplierLeader.total_amount_human_ru}). Это procurement concentration proxy по найденным строкам, а не полный vendor-risk аудит.`
-        : `Крупнейший подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${supplierLeader.axis_value} — ${supplierLeader.total_amount_human_ru}.`
+      ? supplierLeaderIsFinancial
+        ? supplierSharePct !== null
+          ? `Крупнейший получатель исходящих денег ${supplierLeader.axis_value} держит около ${supplierSharePct}% проверенного исходящего потока (${supplierLeader.total_amount_human_ru}). По названию это банк/финансовая организация, поэтому это outgoing cash concentration proxy, а не доказанный vendor-risk по обычному поставщику.`
+          : `Крупнейший получатель исходящих денег в проверенном срезе: ${supplierLeader.axis_value} — ${supplierLeader.total_amount_human_ru}. По названию это банк/финансовая организация, поэтому это не доказанный обычный поставщик.`
+        : supplierSharePct !== null
+          ? `Крупнейший подтвержденный поставщик/получатель исходящих платежей ${supplierLeader.axis_value} держит около ${supplierSharePct}% проверенного исходящего потока (${supplierLeader.total_amount_human_ru}). Это procurement concentration proxy по найденным строкам, а не полный vendor-risk аудит.`
+          : `Крупнейший подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: ${supplierLeader.axis_value} — ${supplierLeader.total_amount_human_ru}.`
       : null,
     strongestIncomingYear
       ? `Самый сильный год по подтвержденным входящим поступлениям: ${strongestIncomingYear.year_bucket} (${strongestIncomingYear.incoming_total_amount_human_ru}).`
@@ -5032,10 +5518,12 @@ export async function executeAssistantMcpDiscoveryPilot(
     let outgoingResult: AssistantMcpDiscoveryCoverageAwareQueryResult | null = null;
     let lifecycleResult: AddressMcpQueryExecutorResult | null = null;
     let taxResult: AddressMcpQueryExecutorResult | null = null;
+    let accountingFinancialResultResult: AddressMcpQueryExecutorResult | null = null;
     let tradingMarginResult: AddressMcpQueryExecutorResult | null = null;
     let receivablesResult: AddressMcpQueryExecutorResult | null = null;
     let payablesResult: AddressMcpQueryExecutorResult | null = null;
     let openContractsResult: AddressMcpQueryExecutorResult | null = null;
+    let dueDateAgingResult: AddressMcpQueryExecutorResult | null = null;
     let documentActivityProfileResult: AddressMcpQueryExecutorResult | null = null;
     let counterpartyProfileResult: AddressMcpQueryExecutorResult | null = null;
     let contractUsageProfileResult: AddressMcpQueryExecutorResult | null = null;
@@ -5045,8 +5533,10 @@ export async function executeAssistantMcpDiscoveryPilot(
     const lifecycleFilters = buildLifecycleFilters(planner);
     const profileFilters = buildBusinessOverviewProfileFilters(planner);
     const taxFilters = buildBusinessOverviewTaxFilters(planner);
+    const accountingFinancialResultFilters = buildBusinessOverviewAccountingFinancialResultFilters(planner);
     const tradingMarginFilters = buildBusinessOverviewTradingMarginFilters(planner);
     const debtFilters = buildBusinessOverviewDebtFilters(planner);
+    const debtDueDateAgingProbeEnabled = shouldRunDebtDueDateAgingProbe(planner);
     const inventoryFilters = buildBusinessOverviewInventoryFilters(planner);
     const debtAsOfDate = toNonEmptyString(debtFilters?.as_of_date);
     const inventoryAsOfDate = toNonEmptyString(inventoryFilters?.as_of_date);
@@ -5059,6 +5549,9 @@ export async function executeAssistantMcpDiscoveryPilot(
     const taxSelection = taxFilters
       ? selectAddressRecipe("vat_liability_confirmed_for_tax_period", taxFilters)
       : null;
+    const accountingFinancialResultSelection = accountingFinancialResultFilters
+      ? selectAddressRecipe("accounting_financial_result_for_organization", accountingFinancialResultFilters)
+      : null;
     const tradingMarginSelection = tradingMarginFilters
       ? selectAddressRecipe("inventory_trading_margin_proxy_for_organization", tradingMarginFilters)
       : null;
@@ -5071,6 +5564,9 @@ export async function executeAssistantMcpDiscoveryPilot(
     const openContractsSelection = debtFilters
       ? selectAddressRecipe("open_contracts_confirmed_as_of_date", debtFilters)
       : null;
+    const dueDateAgingSelection = debtFilters && debtDueDateAgingProbeEnabled
+      ? selectAddressRecipe("debt_due_date_aging_for_organization", debtFilters)
+      : null;
     const inventoryOnHandSelection = inventoryFilters
       ? selectAddressRecipe("inventory_on_hand_as_of_date", inventoryFilters)
       : null;
@@ -5135,6 +5631,14 @@ export async function executeAssistantMcpDiscoveryPilot(
       pushReason(reasonCodes, "pilot_business_overview_tax_recipe_not_available");
       pushUnique(queryLimitations, "Business overview VAT/tax probe requires an executable tax-period recipe");
     }
+    if (accountingFinancialResultSelection?.selected_recipe) {
+      pushReason(reasonCodes, "pilot_business_overview_accounting_financial_result_recipe_selected");
+    } else if (!accountingFinancialResultFilters) {
+      pushReason(reasonCodes, "pilot_business_overview_accounting_financial_result_probe_skipped_without_explicit_period");
+    } else {
+      pushReason(reasonCodes, "pilot_business_overview_accounting_financial_result_recipe_not_available");
+      pushUnique(queryLimitations, "Business overview accounting financial-result probe requires an executable 90/91/99 period-close recipe");
+    }
     if (tradingMarginSelection?.selected_recipe) {
       pushReason(reasonCodes, "pilot_business_overview_trading_margin_recipe_selected");
     } else if (!tradingMarginFilters) {
@@ -5159,6 +5663,16 @@ export async function executeAssistantMcpDiscoveryPilot(
       pushReason(reasonCodes, "pilot_business_overview_open_contracts_recipe_not_available");
       pushUnique(queryLimitations, "Business overview open-settlement quality probe requires executable open-contracts as-of-date recipe");
     }
+    if (dueDateAgingSelection?.selected_recipe) {
+      pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_recipe_selected");
+    } else if (!debtFilters) {
+      pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_probe_skipped_without_explicit_as_of_date");
+    } else if (!debtDueDateAgingProbeEnabled) {
+      pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_probe_skipped_without_boundary_need");
+    } else {
+      pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_recipe_not_available");
+      pushUnique(queryLimitations, "Business overview due-date aging probe requires executable contract payment-term/open-balance recipe");
+    }
     if (inventoryOnHandSelection?.selected_recipe) {
       pushReason(reasonCodes, "pilot_business_overview_inventory_on_hand_recipe_selected");
       if (inventoryAgingSelection?.selected_recipe) {
@@ -5200,6 +5714,17 @@ export async function executeAssistantMcpDiscoveryPilot(
             account_scope: taxPlan.account_scope
           });
         }
+        if (accountingFinancialResultSelection?.selected_recipe) {
+          const accountingFinancialResultPlan = buildAddressRecipePlan(
+            accountingFinancialResultSelection.selected_recipe,
+            accountingFinancialResultFilters!
+          );
+          accountingFinancialResultResult = await runtimeDeps.executeAddressMcpQuery({
+            query: accountingFinancialResultPlan.query,
+            limit: accountingFinancialResultPlan.limit,
+            account_scope: accountingFinancialResultPlan.account_scope
+          });
+        }
         if (receivablesSelection?.selected_recipe && payablesSelection?.selected_recipe) {
           const receivablesPlan = buildAddressRecipePlan(receivablesSelection.selected_recipe, debtFilters!);
           receivablesResult = await runtimeDeps.executeAddressMcpQuery({
@@ -5222,6 +5747,14 @@ export async function executeAssistantMcpDiscoveryPilot(
             account_scope: openContractsPlan.account_scope
           });
         }
+        if (dueDateAgingSelection?.selected_recipe) {
+          const dueDateAgingPlan = buildAddressRecipePlan(dueDateAgingSelection.selected_recipe, debtFilters!);
+          dueDateAgingResult = await runtimeDeps.executeAddressMcpQuery({
+            query: dueDateAgingPlan.query,
+            limit: dueDateAgingPlan.limit,
+            account_scope: dueDateAgingPlan.account_scope
+          });
+        }
         if (inventoryOnHandSelection?.selected_recipe) {
           const inventoryOnHandPlan = buildAddressRecipePlan(inventoryOnHandSelection.selected_recipe, inventoryFilters!);
           inventoryOnHandResult = await runtimeDeps.executeAddressMcpQuery({
@@ -5243,6 +5776,9 @@ export async function executeAssistantMcpDiscoveryPilot(
         if (taxResult) {
           probeResults.push(queryResultToProbeResult(step.primitive_id, taxResult));
         }
+        if (accountingFinancialResultResult) {
+          probeResults.push(queryResultToProbeResult(step.primitive_id, accountingFinancialResultResult));
+        }
         if (receivablesResult) {
           probeResults.push(queryResultToProbeResult(step.primitive_id, receivablesResult));
         }
@@ -5252,6 +5788,9 @@ export async function executeAssistantMcpDiscoveryPilot(
         if (openContractsResult) {
           probeResults.push(queryResultToProbeResult(step.primitive_id, openContractsResult));
         }
+        if (dueDateAgingResult) {
+          probeResults.push(queryResultToProbeResult(step.primitive_id, dueDateAgingResult));
+        }
         if (inventoryOnHandResult) {
           probeResults.push(queryResultToProbeResult(step.primitive_id, inventoryOnHandResult));
         }
@@ -5276,6 +5815,12 @@ export async function executeAssistantMcpDiscoveryPilot(
         } else if (taxResult) {
           pushReason(reasonCodes, "pilot_business_overview_tax_query_mcp_executed");
         }
+        if (accountingFinancialResultResult?.error) {
+          pushUnique(queryLimitations, accountingFinancialResultResult.error);
+          pushReason(reasonCodes, "pilot_business_overview_accounting_financial_result_query_mcp_error");
+        } else if (accountingFinancialResultResult) {
+          pushReason(reasonCodes, "pilot_business_overview_accounting_financial_result_query_mcp_executed");
+        }
         if (receivablesResult?.error) {
           pushUnique(queryLimitations, receivablesResult.error);
           pushReason(reasonCodes, "pilot_business_overview_receivables_query_mcp_error");
@@ -5300,6 +5845,12 @@ export async function executeAssistantMcpDiscoveryPilot(
         } else if (openContractsResult) {
           pushReason(reasonCodes, "pilot_business_overview_open_contracts_query_mcp_executed");
         }
+        if (dueDateAgingResult?.error) {
+          pushUnique(queryLimitations, dueDateAgingResult.error);
+          pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_query_mcp_error");
+        } else if (dueDateAgingResult) {
+          pushReason(reasonCodes, "pilot_business_overview_debt_due_date_aging_query_mcp_executed");
+        }
         if (inventoryOnHandResult?.error) {
           pushUnique(queryLimitations, inventoryOnHandResult.error);
           pushReason(reasonCodes, "pilot_business_overview_inventory_on_hand_query_mcp_error");
@@ -5411,10 +5962,12 @@ export async function executeAssistantMcpDiscoveryPilot(
       outgoingResult,
       lifecycleResult,
       taxResult,
+      accountingFinancialResultResult,
       tradingMarginResult,
       receivablesResult,
       payablesResult,
       openContractsResult,
+      dueDateAgingResult,
       documentActivityProfileResult,
       counterpartyProfileResult,
       contractUsageProfileResult,
@@ -5451,6 +6004,9 @@ export async function executeAssistantMcpDiscoveryPilot(
       if (derivedBusinessOverview.tax_position) {
         pushReason(reasonCodes, "pilot_derived_business_overview_tax_position_from_confirmed_rows");
       }
+      if (derivedBusinessOverview.accounting_financial_result) {
+        pushReason(reasonCodes, "pilot_derived_business_overview_accounting_financial_result_from_confirmed_rows");
+      }
       if (derivedBusinessOverview.trading_margin_proxy) {
         pushReason(reasonCodes, "pilot_derived_business_overview_trading_margin_proxy_from_confirmed_rows");
       }
@@ -5466,6 +6022,10 @@ export async function executeAssistantMcpDiscoveryPilot(
       if (derivedBusinessOverview.debt_staleness_risk_proxy) {
         pushReason(reasonCodes, "pilot_derived_business_overview_debt_staleness_risk_proxy_from_confirmed_rows");
       }
+      if (derivedBusinessOverview.debt_due_date_aging) {
+        pushReason(reasonCodes, "pilot_derived_business_overview_debt_due_date_aging_from_confirmed_rows");
+        pushReason(reasonCodes, `pilot_derived_business_overview_debt_due_date_aging_${derivedBusinessOverview.debt_due_date_aging.evidence_status}`);
+      }
       if (derivedBusinessOverview.inventory_position) {
         pushReason(reasonCodes, "pilot_derived_business_overview_inventory_position_from_confirmed_rows");
       }
@@ -5484,10 +6044,12 @@ export async function executeAssistantMcpDiscoveryPilot(
       outgoingResult,
       lifecycleResult,
       taxResult,
+      accountingFinancialResultResult,
       tradingMarginResult,
       receivablesResult,
       payablesResult,
       openContractsResult,
+      dueDateAgingResult,
       documentActivityProfileResult,
       counterpartyProfileResult,
       contractUsageProfileResult,

llm_normalizer/backend/src/services/assistantMcpDiscoveryPolicy.ts

@@ -108,7 +108,7 @@ export interface AssistantMcpDiscoveryEvidenceContract {
 
 const DEFAULT_DISCOVERY_BUDGET: AssistantMcpDiscoveryExecutionBudget = {
   max_probe_count: 3,
-  max_rows_per_probe: 100
+  max_rows_per_probe: 200
 };
 
 const MAX_PROBE_COUNT = 36;

llm_normalizer/backend/src/services/assistantMcpDiscoveryResponseCandidate.ts

@@ -1,4 +1,5 @@
 import type { AssistantMcpDiscoveryRuntimeEntryPointContract } from "./assistantMcpDiscoveryRuntimeEntryPoint";
+import { isLikelyFinancialInstitutionCounterparty } from "./counterpartyRoleHeuristics";
 
 export const ASSISTANT_MCP_DISCOVERY_RESPONSE_CANDIDATE_SCHEMA_VERSION =
   "assistant_mcp_discovery_response_candidate_v1" as const;
@@ -97,7 +98,27 @@ function userFacingLines(values: string[]): string[] {
   return uniqueStrings(values).filter((line) => !hasInternalMechanics(line));
 }
 
+function sanitizeUserFacingMechanics(value: string): string {
+  return String(value ?? "").replace(/MCP-срез(?:ом|у|е|а)?/giu, (match) => {
+    const normalized = match.toLowerCase();
+    if (normalized.endsWith("ом")) {
+      return "срезом 1С";
+    }
+    if (normalized.endsWith("у")) {
+      return "срезу 1С";
+    }
+    if (normalized.endsWith("е")) {
+      return "срезе 1С";
+    }
+    if (normalized.endsWith("а")) {
+      return "среза 1С";
+    }
+    return "срез 1С";
+  });
+}
+
 function localizeLine(value: string): string {
+  const sanitizedValue = sanitizeUserFacingMechanics(value);
   if (/^1C activity rows were found for the requested counterparty scope$/i.test(value)) {
     return "В 1С найдены строки активности в запрошенном срезе.";
   }
@@ -126,7 +147,7 @@ function localizeLine(value: string): string {
       value
     )
   ) {
-    return "Запрошенный период уперся в лимит строк MCP; доступного бюджета помесячных дозапросов не хватило, чтобы покрыть все подпериоды.";
+    return "Запрошенный период достиг лимита строк; доступного бюджета помесячных дозапросов не хватило, чтобы покрыть все подпериоды.";
   }
   const counterpartyMatch = value.match(/^1C activity rows were found for counterparty\s+(.+)$/i);
   if (counterpartyMatch) {
@@ -151,10 +172,10 @@ function localizeLine(value: string): string {
   }
   const movementRowsMatch = value.match(/^1C movement rows were found for counterparty\s+(.+)$/i);
   if (movementRowsMatch) {
-    return `В 1С найдены строки движений по контрагенту ${movementRowsMatch[1]}.`;
+    return `В 1С найдены строки движений по контрагенту ${movementRowsMatch[1]}.`;
   }
   if (/^1C movement rows were found for the requested scope$/i.test(value)) {
-    return "В 1С найдены строки движений по запрошенному контуру.";
+    return "В 1С найдены строки движений по запрошенному контуру.";
   }
   const supplierPayoutMatch = value.match(/^1C supplier-payout rows were found for counterparty\s+(.+)$/i);
   if (supplierPayoutMatch) {
@@ -186,7 +207,7 @@ function localizeLine(value: string): string {
     return "Срез документов ограничен только подтвержденными строками документов в проверенном окне.";
   }
   if (/^Counterparty movement evidence is limited to confirmed 1C movement rows in the checked scope$/i.test(value)) {
-    return "Срез движений ограничен только подтвержденными строками движений в проверенном окне.";
+    return "Срез движений ограничен только подтвержденными строками движений в проверенном окне.";
   }
   if (/^Counterparty value-flow total was calculated from confirmed 1C movement rows$/i.test(value)) {
     return "Сумма входящих поступлений рассчитана только по подтвержденным строкам поступлений в 1С.";
@@ -274,10 +295,10 @@ function localizeLine(value: string): string {
     return "Полный срез документов без явно проверенного периода не подтвержден.";
   }
   if (/^Full movement history outside the checked period is not proven by this MCP discovery pilot$/i.test(value)) {
-    return "Полный исторический срез движений вне проверенного периода этим поиском не подтвержден.";
+    return "Полный исторический срез движений вне проверенного периода этим поиском не подтвержден.";
   }
   if (/^Full movement history is not proven without an explicit checked period$/i.test(value)) {
-    return "Полный срез движений без явно проверенного периода не подтвержден.";
+    return "Полный срез движений без явно проверенного периода не подтвержден.";
   }
   if (/^Full supplier-payout amount outside the checked period is not proven by this MCP discovery pilot$/i.test(value)) {
     return "Полный объем исходящих платежей вне проверенного периода этим поиском не подтвержден.";
@@ -296,14 +317,14 @@ function localizeLine(value: string): string {
       value
     )
   ) {
-    return "Покрытие запрошенного периода восстановлено помесячными проверками 1С после того, как общая выборка уперлась в лимит строк.";
+    return "Покрытие запрошенного периода восстановлено помесячными проверками 1С после того, как общая выборка достигла лимита строк.";
   }
   if (
     /^Requested period coverage for bidirectional value-flow was recovered through monthly 1C side probes after a broad probe hit the row limit$/i.test(
       value
     )
   ) {
-    return "Покрытие запрошенного периода по двустороннему денежному потоку восстановлено помесячными проверками 1С после того, как общая выборка уперлась в лимит строк хотя бы по одной стороне.";
+    return "Покрытие запрошенного периода по двустороннему денежному потоку восстановлено помесячными проверками 1С после того, как общая выборка достигла лимита строк хотя бы по одной стороне.";
   }
   if (/^Requested period coverage was recovered through monthly 1C value-flow probes$/i.test(value)) {
     return "Покрытие запрошенного периода восстановлено помесячными проверками 1С.";
@@ -323,7 +344,7 @@ function localizeLine(value: string): string {
   if (/^Complete requested-period coverage for bidirectional value-flow is not proven by the available checked rows$/i.test(value)) {
     return "Полное покрытие запрошенного периода по двустороннему денежному потоку не подтверждено доступными проверенными строками.";
   }
-  return value;
+  return sanitizedValue;
 }
 
 function section(title: string, lines: string[]): string | null {
@@ -408,7 +429,7 @@ function businessOverviewCoverageLimitLine(overview: Record<string, unknown>): s
     limited.push("исходящие");
   }
   return limited.length > 0
-    ? `Важно: ${limited.join(" и ")} уперлись в лимит выборки MCP, поэтому это проверенный срез найденных строк, а не гарантированно полный бухгалтерский оборот.`
+    ? `Важно: по направлению ${limited.join(" и ")} проверка достигла лимита строк; это расширенный проверенный срез найденных строк, но не гарантия полного бухгалтерского оборота без отдельной полной выгрузки.`
     : null;
 }
 
@@ -437,6 +458,34 @@ function firstOverviewAxisLabel(rows: unknown, amountKey = "total_amount_human_r
   return label && amount ? `${label} — ${sentenceAmount(amount) ?? amount}` : null;
 }
 
+function firstNonFinancialOverviewAxisLabel(rows: unknown, amountKey = "total_amount_human_ru"): string | null {
+  if (!Array.isArray(rows)) {
+    return null;
+  }
+  for (const row of rows) {
+    const item = toRecordObject(row);
+    const label = toNonEmptyString(item?.axis_value);
+    if (!label || isLikelyFinancialInstitutionCounterparty(label)) {
+      continue;
+    }
+    const amount = moneyText(item?.[amountKey]);
+    if (amount) {
+      return `${label} — ${sentenceAmount(amount) ?? amount}`;
+    }
+  }
+  return null;
+}
+
+function overviewAxisLooksFinancial(row: Record<string, unknown> | null): boolean {
+  if (!row) {
+    return false;
+  }
+  return (
+    row.counterparty_role_hint === "bank_or_financial_institution" ||
+    isLikelyFinancialInstitutionCounterparty(row.axis_value)
+  );
+}
+
 function businessOverviewTaxLine(overview: Record<string, unknown>): string | null {
   const tax = toRecordObject(overview.tax_position);
   if (!tax) {
@@ -568,7 +617,7 @@ function buildCompactBidirectionalValueFlowReply(
     lines.push(`Основа: ${basis.join("; ")}.`);
   }
   if (flow.coverage_limited_by_probe_limit === true) {
-    lines.push("Важно: часть проверки уперлась в лимит строк, поэтому это проверенный срез найденных движений, а не гарантия полного периода.");
+    lines.push("Важно: часть проверки достигла лимита строк, поэтому это проверенный срез найденных движений, а не гарантия полного периода.");
   }
   lines.push("Метод: нетто рассчитано как подтвержденные входящие строки 1С минус подтвержденные исходящие строки; это не полное бухгалтерское сальдо вне проверенного окна.");
 
@@ -721,17 +770,202 @@ function buildCompactBusinessOverviewReply(
   const topCustomer = toRecordObject(Array.isArray(overview.top_customers) ? overview.top_customers[0] : null);
   const customerName = toNonEmptyString(topCustomer?.axis_value);
   const customerAmount = moneyText(topCustomer?.total_amount_human_ru);
+  const topCustomerLooksFinancial = overviewAxisLooksFinancial(topCustomer);
+  const nonFinancialCustomer = firstNonFinancialOverviewAxisLabel(
+    topCustomerLooksFinancial ? overview.top_customers : []
+  );
   const topCustomerLead =
     customerName && customerAmount
-      ? `; крупнейший источник входящих денег: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount}`
+      ? topCustomerLooksFinancial
+        ? `; крупнейший входящий денежный источник: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount} (похоже на банк/финорганизацию, не называю это клиентской выручкой без назначения платежа)${nonFinancialCustomer ? `; крупнейший небанковский входящий контрагент: ${nonFinancialCustomer}` : ""}`
+        : `; крупнейший источник входящих денег: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount}`
       : "";
+  const topSupplierRecord = toRecordObject(Array.isArray(overview.top_suppliers) ? overview.top_suppliers[0] : null);
   const topSupplier = firstOverviewAxisLabel(overview.top_suppliers);
-  const topSupplierLead = topSupplier ? `; крупнейший получатель исходящих денег: ${topSupplier}` : "";
+  const topSupplierLooksFinancial = overviewAxisLooksFinancial(topSupplierRecord);
+  const nonFinancialSupplier = firstNonFinancialOverviewAxisLabel(
+    topSupplierLooksFinancial ? overview.top_suppliers : []
+  );
+  const topSupplierLead = topSupplier
+    ? topSupplierLooksFinancial
+      ? `; крупнейший получатель исходящих денег: ${topSupplier} (похоже на банк/финорганизацию, не называю это обычным поставщиком без назначения платежа/договора)${nonFinancialSupplier ? `; крупнейший небанковский получатель исходящих денег: ${nonFinancialSupplier}` : ""}`
+      : `; крупнейший получатель исходящих денег: ${topSupplier}`
+    : "";
   const roleBoundaryLead = topCustomer || topSupplier ? "; клиент/поставщик как бизнес-роли этим денежным срезом не подтверждены" : "";
   const graphReasonCodes = toStringList(graph?.reason_codes);
   const directMoneyAnswer = graphReasonCodes.includes("data_need_graph_business_overview_direct_money_answer");
   const crossScopeExecutiveSummary = Boolean(separateSubject && previousCounterpartySummary);
   const lines: string[] = [];
+  const actionFamily = toNonEmptyString(turnMeaning?.asked_action_family);
+  const unsupportedFamily = toNonEmptyString(turnMeaning?.unsupported_but_understood_family);
+  const profitMarginBoundary = actionFamily === "profit_margin_boundary" || unsupportedFamily === "profit_margin_boundary";
+  const debtDueDateBoundary = actionFamily === "debt_due_date_boundary" || unsupportedFamily === "debt_due_date_boundary";
+  const vendorRiskBoundary =
+    actionFamily === "vendor_risk_procurement_boundary" || unsupportedFamily === "vendor_risk_procurement_boundary";
+  const inventoryReserveBoundary =
+    actionFamily === "inventory_reserve_boundary" || unsupportedFamily === "inventory_reserve_liquidation_boundary";
+
+  if (profitMarginBoundary) {
+    const accountingFinancialResult = toRecordObject(overview.accounting_financial_result);
+    if (accountingFinancialResult) {
+      const direction = toNonEmptyString(accountingFinancialResult.final_result_direction);
+      const amount = moneyText(accountingFinancialResult.final_result_amount_human_ru);
+      const periodScope = toNonEmptyString(accountingFinancialResult.period_scope) ?? period;
+      const marginPct =
+        typeof accountingFinancialResult.net_margin_to_revenue_pct === "number" &&
+        Number.isFinite(accountingFinancialResult.net_margin_to_revenue_pct)
+          ? `${accountingFinancialResult.net_margin_to_revenue_pct}%`
+          : null;
+      const directionText =
+        direction === "profit"
+          ? "учетная прибыль"
+          : direction === "loss"
+            ? "учетный убыток"
+            : "нулевой учетный финрезультат";
+      const amountText = amount
+        ? direction === "loss"
+          ? `минус ${amount}`
+          : amount
+        : "сумма не распознана";
+      lines.push(
+        `Коротко: по бухгалтерскому маршруту 90/91/99 за ${periodScope} подтвержден ${directionText}: ${amountText}${marginPct ? `; маржа к выручке 90.01 ${marginPct}` : "; маржа к выручке 90.01 не рассчитана"}.`
+      );
+      lines.push(
+        "Это учетный финрезультат по найденным строкам закрытия периода в 1С, а не внешний аудит и не юридически подтвержденная отчетность."
+      );
+      const reply = lines.join("\n").trim();
+      return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+    }
+    const headline = toNonEmptyString(draft.headline);
+    const cleanHeadline = headline?.replace(/^Коротко:\s*/iu, "").trim();
+    lines.push(
+      cleanHeadline
+        ? `Коротко: ${localizeLine(cleanHeadline)}`
+        : "Коротко: нельзя точно подтвердить чистую прибыль и маржу по текущему срезу 1С; есть только bounded operating-flow/trading-margin proxy, не P&L и не бухгалтерский финансовый результат."
+    );
+    const boundaryLines = userFacingLines([
+      ...toStringList(draft.confirmed_lines),
+      ...toStringList(draft.inference_lines),
+      ...toStringList(draft.unknown_lines)
+    ])
+      .filter((line) => /(?:прибыл|марж|финанс|p\s*&\s*l|p&l|расход|себестоим|закрыт|profit|margin|financial)/iu.test(line))
+      .slice(0, 2);
+    if (boundaryLines.length > 0) {
+      lines.push(...boundaryLines.map(localizeLine));
+    }
+    lines.push(
+      "Для точного P&L нужны отдельный маршрут по себестоимости, расходам, закрытию периода и финрезультату; текущий proxy нельзя выдавать за подтвержденную чистую прибыль или маржу."
+    );
+    if (limitLine) {
+      lines.push(limitLine);
+    }
+    const reply = lines.join("\n").trim();
+    return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+  }
+
+  if (debtDueDateBoundary) {
+    const dueDateAging = toRecordObject(overview.debt_due_date_aging);
+    if (dueDateAging) {
+      const status = toNonEmptyString(dueDateAging.evidence_status);
+      const asOfDate = toNonEmptyString(dueDateAging.as_of_date) ?? "проверенную дату";
+      const overdueAmount = moneyText(dueDateAging.overdue_amount_human_ru);
+      const grossAmount = moneyText(dueDateAging.gross_open_amount_human_ru);
+      const rowsWithPaymentTerms =
+        typeof dueDateAging.rows_with_payment_terms === "number" && Number.isFinite(dueDateAging.rows_with_payment_terms)
+          ? dueDateAging.rows_with_payment_terms
+          : null;
+      const rowsWithAmount =
+        typeof dueDateAging.rows_with_amount === "number" && Number.isFinite(dueDateAging.rows_with_amount)
+          ? dueDateAging.rows_with_amount
+          : null;
+      if (status === "confirmed_overdue") {
+        lines.push(
+          `Коротко: на ${asOfDate} подтвержденная просрочка есть: ${overdueAmount ?? "сумма не распознана"} по ${dueDateAging.overdue_rows ?? "найденным"} строкам.`
+        );
+        lines.push("Основа ответа: открытые расчеты 60/62/76, договорный срок оплаты и дата расчетного документа; это уже due-date route, не старение договора как proxy.");
+      } else if (status === "no_payment_terms_configured") {
+        lines.push(
+          `Коротко: на ${asOfDate} подтвержденной просрочки нет: открытые расчеты проверены${grossAmount ? ` на ${grossAmount}` : ""}, но в найденных договорах срок оплаты не установлен.`
+        );
+        lines.push(
+          rowsWithAmount !== null
+            ? `Проверено строк с суммой: ${rowsWithAmount}. Без установленного срока оплаты нельзя честно назвать эти остатки просрочкой.`
+            : "Без установленного срока оплаты нельзя честно назвать эти остатки просрочкой."
+        );
+      } else if (status === "insufficient_due_date_basis") {
+        lines.push(
+          `Коротко: due-date route запущен на ${asOfDate}, но просрочка не подтверждена: по строкам с установленным сроком оплаты не хватило даты расчетного документа.`
+        );
+        if (rowsWithPaymentTerms !== null) {
+          lines.push(`Строк с установленным сроком оплаты: ${rowsWithPaymentTerms}; нужен документ-основание с датой для расчета due date.`);
+        }
+      } else {
+        lines.push(
+          `Коротко: due-date route на ${asOfDate} проверен, подтвержденной просрочки не найдено${rowsWithPaymentTerms !== null ? `; строк с установленным сроком оплаты ${rowsWithPaymentTerms}` : ""}.`
+        );
+      }
+      const reply = lines.join("\n").trim();
+      return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+    }
+    const headline = toNonEmptyString(draft.headline);
+    const cleanHeadline = headline?.replace(/^Коротко:\s*/iu, "").trim();
+    lines.push(
+      cleanHeadline
+        ? `Коротко: ${localizeLine(cleanHeadline)}`
+        : "Коротко: нельзя точно определить, какая дебиторка просрочена, по текущему срезу 1С; есть только debt-quality proxy, но нет проверенного due-date маршрута."
+    );
+    lines.push(
+      "Проверить нужно отдельно: договоры, сроки оплаты, погашение и закрытие задолженности; без этого нельзя доказать overdue/due-date aging."
+    );
+    const reply = lines.join("\n").trim();
+    return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+  }
+
+  if (vendorRiskBoundary) {
+    const supplierBasis = topSupplier
+      ? topSupplierLooksFinancial
+        ? `крупнейший получатель исходящих денег: ${topSupplier}; по названию это банк/финансовая организация, поэтому это не доказанная зависимость от обычного поставщика${nonFinancialSupplier ? `; крупнейший небанковский получатель исходящих денег: ${nonFinancialSupplier}` : ""}`
+        : `крупнейший подтвержденный поставщик/получатель исходящих платежей: ${topSupplier}`
+      : outgoingAmount
+        ? `исходящие платежи/закупочный поток в проверенном срезе: ${outgoingAmount}`
+        : "есть только ограниченный срез исходящих платежей без полного vendor-risk профиля";
+    const proxyLabel = topSupplierLooksFinancial ? "outgoing cash concentration proxy" : "procurement concentration proxy";
+    lines.push(
+      `Коротко: точный риск зависимости от одного поставщика по текущим данным не подтвержден; есть только ${proxyLabel}: ${supplierBasis}.`
+    );
+    lines.push(
+      "Это сигнал концентрации закупок/исходящих платежей, а не полный аудит надежности поставщиков, условий, качества и структуры всех расходов."
+    );
+    lines.push(
+      "Для точного вывода нужен отдельный reviewed vendor-risk route: поставщики, договорные условия, качество поставок, сроки, доля в закупках и полная структура расходов."
+    );
+    const reply = lines.join("\n").trim();
+    return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+  }
+
+  if (inventoryReserveBoundary) {
+    const headline = toNonEmptyString(draft.headline);
+    const cleanHeadline = headline?.replace(/^Коротко:\s*/iu, "").trim();
+    lines.push(
+      cleanHeadline
+        ? `Коротко: ${localizeLine(cleanHeadline)}`
+        : "Коротко: точно подтвердить резерв под неликвиды по текущим данным нельзя."
+    );
+    const boundaryLines = userFacingLines([
+      ...toStringList(draft.unknown_lines),
+      ...toStringList(draft.limitation_lines)
+    ])
+      .filter((line) => /(?:резерв|неликвид|склад|товар|reserve|obsolete|inventory|stock)/iu.test(line))
+      .slice(0, 2);
+    if (boundaryLines.length > 0) {
+      lines.push(...boundaryLines.map(localizeLine));
+    }
+    lines.push(
+      "Проверить нужно отдельно: складской срез на дату, учетную политику резервов, списания и ликвидационную стоимость; proxy-сигналы нельзя выдавать за доказанный факт резерва."
+    );
+    const reply = lines.join("\n").trim();
+    return reply.length > 0 && !hasInternalMechanics(reply) ? reply : null;
+  }
 
   if (crossScopeExecutiveSummary && separateSubject && previousCounterpartySummary && (incomingAmount || outgoingAmount || netAmount)) {
     lines.push(
@@ -761,7 +995,7 @@ function buildCompactBusinessOverviewReply(
       return null;
     }
     lines.push(
-      `Коротко: в доступном проверенном MCP-срезе по входящим денежным строкам лидирует ${leaderYear}: ${leaderAmount}${Number.isFinite(leaderRows) && leaderRows > 0 ? ` по ${leaderRows} строкам с суммой` : ""}; это не полный бухгалтерский рейтинг доходности.`
+      `Коротко: в доступном проверенном срезе 1С по входящим денежным строкам лидирует ${leaderYear}: ${leaderAmount}${Number.isFinite(leaderRows) && leaderRows > 0 ? ` по ${leaderRows} строкам с суммой` : ""}; это не полный бухгалтерский рейтинг доходности.`
     );
     const netYear = toNonEmptyString(netLeader?.year_bucket);
     const netYearAmount = moneyText(netLeader?.net_amount_human_ru);
@@ -783,7 +1017,11 @@ function buildCompactBusinessOverviewReply(
     );
     lines.push('Метод: "заработали" здесь считаю как денежный operating-flow proxy по 1С; это не чистая прибыль и не финрезультат.');
     if (!directMoneyAnswer && customerName && customerAmount) {
-      lines.push(`Крупнейший подтвержденный источник входящих денег в этом срезе: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount}.`);
+      lines.push(
+        topCustomerLooksFinancial
+          ? `Крупнейший входящий денежный источник в этом срезе: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount}. По названию это банк/финансовая организация, поэтому без назначения платежа не называю это клиентской выручкой.${nonFinancialCustomer ? ` Крупнейший небанковский входящий контрагент: ${nonFinancialCustomer}.` : ""}`
+          : `Крупнейший подтвержденный источник входящих денег в этом срезе: ${customerName} — ${sentenceAmount(customerAmount) ?? customerAmount}.`
+      );
     }
   } else {
     return null;
@@ -797,10 +1035,18 @@ function buildCompactBusinessOverviewReply(
   }
 
   if (!directMoneyAnswer && topSupplier) {
-    lines.push(`Крупнейший подтвержденный получатель исходящих денег: ${topSupplier}.`);
+    lines.push(
+      topSupplierLooksFinancial
+        ? `Крупнейший получатель исходящих денег: ${topSupplier}. По названию это банк/финансовая организация, поэтому без назначения платежа/договора не считаю это обычным поставщиком.${nonFinancialSupplier ? ` Крупнейший небанковский получатель исходящих денег: ${nonFinancialSupplier}.` : ""}`
+        : `Крупнейший подтвержденный получатель исходящих денег: ${topSupplier}.`
+    );
   }
   if (!directMoneyAnswer && (topCustomer || topSupplier)) {
-    lines.push("Важно по ролям: текущий денежный срез подтверждает денежные источники и получателей, но не доказывает, что это главный клиент или главный поставщик как бизнес-роль.");
+    lines.push(
+      topCustomerLooksFinancial || topSupplierLooksFinancial
+        ? "Важно по ролям: текущий денежный срез подтверждает источники и получателей денег, но банковские контрагенты требуют проверки назначения платежа/счетов и не доказывают роль клиента или поставщика."
+        : "Важно по ролям: текущий денежный срез подтверждает денежные источники и получателей, но не доказывает, что это главный клиент или главный поставщик как бизнес-роль."
+    );
   }
   if (!directMoneyAnswer) {
     lines.push(

llm_normalizer/backend/src/services/assistantMcpDiscoveryRuntimeBridge.ts

@@ -20,6 +20,8 @@ export const ASSISTANT_MCP_DISCOVERY_RUNTIME_BRIDGE_SCHEMA_VERSION =
   "assistant_mcp_discovery_runtime_bridge_v1" as const;
 export const ASSISTANT_MCP_DISCOVERY_LOOP_STATE_SCHEMA_VERSION =
   "assistant_mcp_discovery_loop_state_v1" as const;
+export const ASSISTANT_MCP_ROUTE_CANDIDATE_SCHEMA_VERSION =
+  "assistant_mcp_route_candidate_v1" as const;
 
 export type AssistantMcpDiscoveryRuntimeBridgeStatus =
   | "answer_draft_ready"
@@ -31,6 +33,11 @@ export type AssistantMcpDiscoveryLoopStatus =
   | "awaiting_clarification"
   | "ready_for_next_hop"
   | "blocked";
+export type AssistantMcpRouteCandidateStatus =
+  | "ready_for_reviewed_execution"
+  | "needs_user_scope"
+  | "needs_route_enablement"
+  | "blocked";
 
 export interface AssistantMcpDiscoveryRuntimeBridgeInput {
   semanticDataNeed?: string | null;
@@ -61,6 +68,26 @@ export interface AssistantMcpDiscoveryLoopStateContract {
   explicit_date_scope: string | null;
 }
 
+export interface AssistantMcpRouteCandidateContract {
+  schema_version: typeof ASSISTANT_MCP_ROUTE_CANDIDATE_SCHEMA_VERSION;
+  policy_owner: "assistantMcpDiscoveryRuntimeBridge";
+  candidate_status: AssistantMcpRouteCandidateStatus;
+  selected_chain_id: AssistantMcpDiscoveryChainId;
+  selected_chain_summary: string;
+  nearest_catalog_chain_template: AssistantMcpDiscoveryPlannerContract["catalog_chain_template_alignment"]["top_chain_template_match"];
+  catalog_alignment_status: AssistantMcpDiscoveryPlannerContract["catalog_chain_template_alignment"]["alignment_status"];
+  business_fact_family: string | null;
+  action_family: string | null;
+  proof_expectation: string | null;
+  required_axes: string[];
+  provided_axes: string[];
+  missing_axes: string[];
+  executable_now: boolean;
+  enablement_reason: string | null;
+  recommended_next_action: string;
+  forbidden_overclaim_flags: string[];
+}
+
 export interface AssistantMcpDiscoveryRuntimeBridgeContract {
   schema_version: typeof ASSISTANT_MCP_DISCOVERY_RUNTIME_BRIDGE_SCHEMA_VERSION;
   policy_owner: "assistantMcpDiscoveryRuntimeBridge";
@@ -70,6 +97,7 @@ export interface AssistantMcpDiscoveryRuntimeBridgeContract {
   pilot: AssistantMcpDiscoveryPilotExecutionContract;
   answer_draft: AssistantMcpDiscoveryAnswerDraftContract;
   loop_state: AssistantMcpDiscoveryLoopStateContract;
+  route_candidate: AssistantMcpRouteCandidateContract;
   user_facing_response_allowed: boolean;
   business_fact_answer_allowed: boolean;
   requires_user_clarification: boolean;
@@ -138,6 +166,26 @@ function loopStatusFor(
   return "ready_for_next_hop";
 }
 
+function routeCandidateStatusFor(
+  bridgeStatus: AssistantMcpDiscoveryRuntimeBridgeStatus,
+  pilot: AssistantMcpDiscoveryPilotExecutionContract,
+  missingProofFamily: AssistantMcpDiscoveryBusinessOverviewMissingProofFamily | null
+): AssistantMcpRouteCandidateStatus {
+  if (bridgeStatus === "blocked" || pilot.pilot_status === "blocked") {
+    return "blocked";
+  }
+  if (bridgeStatus === "needs_clarification" || pilot.pilot_status === "skipped_needs_clarification") {
+    return "needs_user_scope";
+  }
+  if (bridgeStatus === "unsupported" || pilot.pilot_status === "unsupported") {
+    return "needs_route_enablement";
+  }
+  if (missingProofFamily) {
+    return "needs_route_enablement";
+  }
+  return "ready_for_reviewed_execution";
+}
+
 function flattenAxes(
   pilot: AssistantMcpDiscoveryPilotExecutionContract,
   source: "provided_axes" | "missing_axis_options"
@@ -168,6 +216,144 @@ function entityCandidatesFromPlanner(planner: AssistantMcpDiscoveryPlannerContra
   return uniqueStrings(values);
 }
 
+function firstNonEmpty(values: Array<string | null | undefined>): string | null {
+  for (const value of values) {
+    const text = String(value ?? "").trim();
+    if (text) {
+      return text;
+    }
+  }
+  return null;
+}
+
+type AssistantMcpDiscoveryBusinessOverviewMissingProofFamily = NonNullable<
+  AssistantMcpDiscoveryPilotExecutionContract["derived_business_overview"]
+>["missing_proof_families"][number];
+
+function routeCandidateProofFamiliesFor(actionFamily: string | null, proofExpectation: string | null): string[] {
+  const combined = `${actionFamily ?? ""} ${proofExpectation ?? ""}`.trim().toLowerCase();
+  const result: string[] = [];
+  const add = (family: string) => {
+    if (!result.includes(family)) {
+      result.push(family);
+    }
+  };
+  if (!combined || combined === "broad_evaluation bounded_inference") {
+    return result;
+  }
+  if (/(?:inventory|stock|warehouse|reserve|liquidation|write[-_ ]?off|obsolete|obsolescence)/iu.test(combined)) {
+    add("inventory_reserve_liquidation_quality");
+  }
+  if (/(?:debt|due[-_ ]?date|overdue|aging|credit[-_ ]?risk)/iu.test(combined)) {
+    add("debt_due_date_aging_quality");
+  }
+  if (/(?:vendor|supplier|procurement|sourcing)/iu.test(combined)) {
+    add("vendor_risk_procurement_quality");
+  }
+  if (/(?:profit|margin|pnl|p&l|financial[-_ ]?result)/iu.test(combined)) {
+    add("accounting_profit_margin");
+  }
+  return result;
+}
+
+function routeCandidateMissingProofFamily(
+  planner: AssistantMcpDiscoveryPlannerContract,
+  pilot: AssistantMcpDiscoveryPilotExecutionContract
+): AssistantMcpDiscoveryBusinessOverviewMissingProofFamily | null {
+  if (planner.data_need_graph?.business_fact_family !== "business_overview") {
+    return null;
+  }
+  const wantedFamilies = routeCandidateProofFamiliesFor(
+    planner.data_need_graph?.action_family ?? null,
+    planner.data_need_graph?.proof_expectation ?? null
+  );
+  if (wantedFamilies.length <= 0) {
+    return null;
+  }
+  const missingProofFamilies = pilot.derived_business_overview?.missing_proof_families ?? [];
+  return missingProofFamilies.find((item) => wantedFamilies.includes(item.family)) ?? null;
+}
+
+function routeCandidateEnablementReason(
+  status: AssistantMcpRouteCandidateStatus,
+  pilot: AssistantMcpDiscoveryPilotExecutionContract,
+  missingAxes: string[],
+  missingProofFamily: AssistantMcpDiscoveryBusinessOverviewMissingProofFamily | null
+): string | null {
+  if (status === "ready_for_reviewed_execution") {
+    return null;
+  }
+  if (status === "needs_user_scope") {
+    return missingAxes.length > 0
+      ? `Missing scope axes: ${missingAxes.join(", ")}`
+      : "Selected chain needs user clarification before MCP execution";
+  }
+  if (missingProofFamily) {
+    return [
+      `Missing reviewed proof family: ${missingProofFamily.family}`,
+      `next_required_evidence=${missingProofFamily.next_required_evidence}`,
+      missingProofFamily.current_supported_evidence
+        ? `current_supported_evidence=${missingProofFamily.current_supported_evidence}`
+        : null,
+      `must_not_claim=${missingProofFamily.must_not_claim}`
+    ]
+      .filter((item): item is string => Boolean(item))
+      .join("; ");
+  }
+  return firstNonEmpty([
+    ...pilot.query_limitations,
+    ...pilot.evidence.unknown_facts,
+    "Selected chain is not safely executable by the reviewed MCP runtime yet"
+  ]);
+}
+
+function routeCandidateNextAction(status: AssistantMcpRouteCandidateStatus): string {
+  if (status === "ready_for_reviewed_execution") {
+    return "Execute through the reviewed runtime bridge and truth gate.";
+  }
+  if (status === "needs_user_scope") {
+    return "Ask the user for the missing scope axes before MCP execution.";
+  }
+  if (status === "needs_route_enablement") {
+    return "Create or wire a reviewed exact route for the selected chain before treating the fact as answerable.";
+  }
+  return "Do not execute until the blocking reason is resolved.";
+}
+
+function buildRouteCandidate(
+  planner: AssistantMcpDiscoveryPlannerContract,
+  pilot: AssistantMcpDiscoveryPilotExecutionContract,
+  bridgeStatus: AssistantMcpDiscoveryRuntimeBridgeStatus
+): AssistantMcpRouteCandidateContract {
+  const plannerClarificationGaps = planner.discovery_plan.clarification_gaps ?? [];
+  const providedAxes = flattenAxes(pilot, "provided_axes");
+  const missingAxes = plannerClarificationGaps.length > 0 ? plannerClarificationGaps : flattenAxes(pilot, "missing_axis_options");
+  const missingProofFamily = routeCandidateMissingProofFamily(planner, pilot);
+  const candidateStatus = routeCandidateStatusFor(bridgeStatus, pilot, missingProofFamily);
+  return {
+    schema_version: ASSISTANT_MCP_ROUTE_CANDIDATE_SCHEMA_VERSION,
+    policy_owner: "assistantMcpDiscoveryRuntimeBridge",
+    candidate_status: candidateStatus,
+    selected_chain_id: planner.selected_chain_id,
+    selected_chain_summary: planner.selected_chain_summary,
+    nearest_catalog_chain_template: planner.catalog_chain_template_alignment.top_chain_template_match,
+    catalog_alignment_status: planner.catalog_chain_template_alignment.alignment_status,
+    business_fact_family: planner.data_need_graph?.business_fact_family ?? null,
+    action_family: planner.data_need_graph?.action_family ?? null,
+    proof_expectation: planner.data_need_graph?.proof_expectation ?? null,
+    required_axes: [...planner.required_axes],
+    provided_axes: providedAxes,
+    missing_axes: missingAxes,
+    executable_now: candidateStatus === "ready_for_reviewed_execution",
+    enablement_reason: routeCandidateEnablementReason(candidateStatus, pilot, missingAxes, missingProofFamily),
+    recommended_next_action: routeCandidateNextAction(candidateStatus),
+    forbidden_overclaim_flags: uniqueStrings([
+      ...(planner.data_need_graph?.forbidden_overclaim_flags ?? []),
+      ...(missingProofFamily ? [missingProofFamily.must_not_claim] : [])
+    ])
+  };
+}
+
 function buildLoopState(
   planner: AssistantMcpDiscoveryPlannerContract,
   pilot: AssistantMcpDiscoveryPilotExecutionContract,
@@ -215,11 +401,14 @@ export async function runAssistantMcpDiscoveryRuntimeBridge(
   const answerDraft = buildAssistantMcpDiscoveryAnswerDraft(pilot);
   const bridgeStatus = bridgeStatusFor(pilot, answerDraft);
   const loopState = buildLoopState(planner, pilot, bridgeStatus);
+  const routeCandidate = buildRouteCandidate(planner, pilot, bridgeStatus);
   const reasonCodes = uniqueStrings([...planner.reason_codes, ...pilot.reason_codes, ...answerDraft.reason_codes]);
 
   pushReason(reasonCodes, `runtime_bridge_status_${bridgeStatus}`);
   pushReason(reasonCodes, "runtime_bridge_not_wired_to_hot_assistant_answer");
   pushReason(reasonCodes, `runtime_bridge_loop_state_${loopState.loop_status}`);
+  pushReason(reasonCodes, "runtime_bridge_route_candidate_built");
+  pushReason(reasonCodes, `runtime_bridge_route_candidate_${routeCandidate.candidate_status}`);
 
   return {
     schema_version: ASSISTANT_MCP_DISCOVERY_RUNTIME_BRIDGE_SCHEMA_VERSION,
@@ -230,6 +419,7 @@ export async function runAssistantMcpDiscoveryRuntimeBridge(
     pilot,
     answer_draft: answerDraft,
     loop_state: loopState,
+    route_candidate: routeCandidate,
     user_facing_response_allowed: bridgeStatus !== "blocked",
     business_fact_answer_allowed: businessFactAnswerAllowed(answerDraft),
     requires_user_clarification: bridgeStatus === "needs_clarification",

llm_normalizer/backend/src/services/assistantMcpDiscoveryTurnInputAdapter.ts

@@ -180,6 +180,11 @@ function isGarbageSemanticAnchorCandidate(value: string | null): boolean {
       "всему",
       "всей",
       "всем",
+      "год",
+      "года",
+      "году",
+      "годом",
+      "годы",
       "выводу",
       "выводам",
       "аудиту",
@@ -824,6 +829,51 @@ function hasOrganizationLevelEarningsOverviewSignal(text: string): boolean {
   return hasYearRankingCue || hasCompanyEarningsCue || hasCompanyProfitMarginCue;
 }
 
+function hasOrganizationLevelProfitMarginBoundaryOverviewSignal(text: string): boolean {
+  if (!text) {
+    return false;
+  }
+  const hasProfitMarginCue =
+    /(?:\u043f\u0440\u0438\u0431\u044b\u043b\w*|\u043c\u0430\u0440\u0436\w*|\u0440\u0435\u043d\u0442\u0430\u0431\w*|\u0444\u0438\u043d(?:\u0430\u043d\u0441\w*)?\s*[- ]?\s*\u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442|p\s*&\s*l|profit(?:ability)?|margin|financial\s+result)/iu.test(
+      text
+    );
+  const hasCompanyScopeCue =
+    /(?:\u0443\s+\u043d\u0430\u0441|\u043d\u0430\u0448\w*|\u043c\u044b\b|\u043f\u043e\s+\u043a\u043e\u043c\u043f\u0430\u043d|\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\b(?:\u043e\u043e\u043e|\u0438\u043f|\u0430\u043e|\u043f\u0430\u043e|\u0437\u0430\u043e|\u043e\u0430\u043e)\b|(?:19|20)\d{2}|company|business|organization|our|we|us)/iu.test(
+      text
+    );
+  return hasProfitMarginCue && hasCompanyScopeCue;
+}
+
+function hasProfitMarginBoundaryFollowupSignal(text: string): boolean {
+  if (!text) {
+    return false;
+  }
+  const hasProfitOrResultCue =
+    /(?:\u043f\u0440\u0438\u0431\u044b\u043b\w*|\u0443\u0431\u044b\u0442\w*|\u043c\u0430\u0440\u0436\w*|\u0440\u0435\u043d\u0442\u0430\u0431\w*|\u0444\u0438\u043d(?:\u0430\u043d\u0441\w*)?\s*[- ]?\s*\u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442|p\s*&\s*l|profit|loss|margin|financial\s+result)/iu.test(
+      text
+    );
+  const hasFollowupShape =
+    /(?:\u044d\u0442\u043e|\u0438\u0442\u043e\u0433|\u0438\u0442\u043e\u0433\u043e|\u043f\u043e\u043b\u0443\u0447\w*|\u043a\u043e\u0440\u043e\u0442\w*|\u0432\s+\u0438\u0442\u043e\u0433\u0435|\u043c\u043e\u0436\u043d\u043e\s+(?:\u043b\u0438\s+)?\u0441\u043a\u0430\u0437\u0430\u0442\u044c|is\s+it|result|short|brief)/iu.test(
+      text
+    );
+  return hasProfitOrResultCue && hasFollowupShape;
+}
+
+function hasDebtDueDateBoundaryFollowupSignal(text: string): boolean {
+  if (!text) {
+    return false;
+  }
+  const hasDueDateCue =
+    /(?:\u043f\u0440\u043e\u0441\u0440\u043e\u0447\w*|\u0441\u0440\u043e\u043a\w*\s+\u043e\u043f\u043b\u0430\u0442|\u0434\u043e\u043a\u0430\u0437\w*|\u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0434\w*|due[-\s]?date|overdue|debt\s+aging|aging)/iu.test(
+      text
+    );
+  const hasFollowupShape =
+    /(?:\u0442\u043e\s+\u0435\u0441\u0442\u044c|\u043f\u043e\u0447\u0435\u043c\u0443|\u043a\u043e\u0440\u043e\u0442\w*|\u043d\u0435\u043b\u044c\u0437\u044f|\u043c\u043e\u0436\u043d\u043e\s+\u043b\u0438|\u0437\u043d\u0430\u0447\u0438\u0442|\u0432\u044b\u0445\u043e\u0434\u0438\u0442|why|short|brief|so)/iu.test(
+      text
+    );
+  return hasDueDateCue && hasFollowupShape;
+}
+
 function hasOrganizationLevelDebtDueDateOverviewSignal(text: string): boolean {
   if (!text) {
     return false;
@@ -999,6 +1049,13 @@ function hasExplicitVatQuestionSignal(text: string): boolean {
   );
 }
 
+function hasExplicitVatMovementEvidenceSignal(text: string): boolean {
+  if (!/(?:\u043d\u0434\u0441|vat)/iu.test(text)) {
+    return false;
+  }
+  return hasMovementEvidenceFollowupSignal(text);
+}
+
 function hasBusinessOverviewSeparateCounterpartySignal(text: string): boolean {
   if (!text) {
     return false;
@@ -1534,6 +1591,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
   );
   const rawPrimaryBusinessOverviewSignal = hasBusinessOverviewSignal(rawText);
   const explicitVatQuestionSignal = hasExplicitVatQuestionSignal(rawText);
+  const explicitVatMovementEvidenceSignal = hasExplicitVatMovementEvidenceSignal(rawText);
   const explicitVatSuppressesBusinessOverviewContinuation = Boolean(
     explicitVatQuestionSignal && !rawPrimaryBusinessOverviewSignal
   );
@@ -1552,6 +1610,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
   const rawMetadataSignal =
     !rawLifecycleSignal &&
     !rawValueFlowSignal &&
+    !explicitVatMovementEvidenceSignal &&
     !rawReferentialDocumentExclusionSignal &&
     hasMetadataSignal(rawText);
   const rawEntityResolutionSignal =
@@ -1569,7 +1628,8 @@ export function buildAssistantMcpDiscoveryTurnInput(
   const explicitDateScopeLiteralDetected = hasExplicitDateScopeLiteral(dateScopeSignalText);
   const relativeCurrentDateHintDetected = hasRelativeCurrentDateHint(rawText);
   const rawDateScope = collectDateScopeFromRawText(dateScopeSignalText);
-  const rawMetadataScopeHint = rawMetadataSignal ? metadataScopeHintFromRawText(rawText) : null;
+  const rawMetadataScopeHint =
+    rawMetadataSignal || explicitVatMovementEvidenceSignal ? metadataScopeHintFromRawText(rawText) : null;
   const rawTopicSwitchSignal = hasExplicitTopicSwitchSignal(rawText);
   const rawEntityCandidate = rawEntityResolutionSignal ? rawEntityResolutionCandidate(rawEntitySourceText) : null;
   const rawScopedEntityCandidate =
@@ -1594,12 +1654,49 @@ export function buildAssistantMcpDiscoveryTurnInput(
   const rawAggregationAxis = toNonEmptyString(assistantTurnMeaning?.asked_aggregation_axis);
   const unsupported = toNonEmptyString(assistantTurnMeaning?.unsupported_but_understood_family);
   const broadBusinessEvaluationUnsupported = unsupported === "broad_business_evaluation";
-  const businessOverviewSignal =
-    rawBusinessOverviewSignal ||
+  const seededBusinessOverviewSignal =
     broadBusinessEvaluationUnsupported ||
     rawDomain === "business_summary" ||
     rawDomain === "business_overview" ||
     rawAction === "broad_evaluation";
+  const inventoryReserveBusinessOverviewSignal =
+    (rawBusinessOverviewSignal || seededBusinessOverviewSignal) &&
+    hasOrganizationLevelInventoryReserveLiquidationOverviewSignal(rawText);
+  const debtDueDateFollowupBusinessOverviewSignal =
+    businessOverviewContinuationSignal && hasDebtDueDateBoundaryFollowupSignal(rawText);
+  const debtDueDateBusinessOverviewSignal =
+    ((rawBusinessOverviewSignal || seededBusinessOverviewSignal) &&
+      hasOrganizationLevelDebtDueDateOverviewSignal(rawText)) ||
+    debtDueDateFollowupBusinessOverviewSignal;
+  const supplierQualityBusinessOverviewSignal =
+    (rawBusinessOverviewSignal || seededBusinessOverviewSignal) && hasOrganizationLevelSupplierQualityOverviewSignal(rawText);
+  const profitMarginFollowupBusinessOverviewSignal =
+    businessOverviewContinuationSignal && hasProfitMarginBoundaryFollowupSignal(rawText);
+  const profitMarginBusinessOverviewSignal =
+    ((rawBusinessOverviewSignal || seededBusinessOverviewSignal) &&
+      hasOrganizationLevelProfitMarginBoundaryOverviewSignal(rawText)) ||
+    profitMarginFollowupBusinessOverviewSignal;
+  const businessOverviewActionFamily = inventoryReserveBusinessOverviewSignal
+    ? "inventory_reserve_boundary"
+    : debtDueDateBusinessOverviewSignal
+      ? "debt_due_date_boundary"
+      : supplierQualityBusinessOverviewSignal
+        ? "vendor_risk_procurement_boundary"
+        : profitMarginBusinessOverviewSignal
+          ? "profit_margin_boundary"
+          : "broad_evaluation";
+  const businessOverviewUnsupportedFamily = inventoryReserveBusinessOverviewSignal
+    ? "inventory_reserve_liquidation_boundary"
+    : debtDueDateBusinessOverviewSignal
+      ? "debt_due_date_boundary"
+      : supplierQualityBusinessOverviewSignal
+        ? "vendor_risk_procurement_boundary"
+        : profitMarginBusinessOverviewSignal
+          ? "profit_margin_boundary"
+          : "broad_business_evaluation";
+  const businessOverviewSignal =
+    rawBusinessOverviewSignal ||
+    seededBusinessOverviewSignal;
   const businessOverviewSeparateCounterpartySignal = Boolean(
     businessOverviewSignal && hasBusinessOverviewSeparateCounterpartySignal(rawText)
   );
@@ -1630,7 +1727,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
     : rawAssistantTurnMeaningOrganizationScope;
   const rawOrganizationMentionSignal = hasOrganizationScopeSignalUtf8(rawText);
   const rawOrganizationScope = extractOrganizationScopeFromRawText(rawUserText ?? rawEffectiveText ?? rawSignalSourceText);
-  const currentTurnFreshOrganizationScope = rawOrganizationScope ?? predecomposeEntities.organization;
+  const currentTurnFreshOrganizationScope = predecomposeEntities.organization ?? rawOrganizationScope;
   const currentTurnOrganizationScope =
     currentTurnFreshOrganizationScope ?? assistantTurnMeaningOrganizationScope;
   const followupCounterpartyIsMetadataOrganizationScope = Boolean(
@@ -2029,9 +2126,21 @@ export function buildAssistantMcpDiscoveryTurnInput(
   const semanticDataNeed = metadataAmbiguityLaneClarificationApplicable
     ? "metadata lane clarification"
     : semanticNeedFor({
-        domain: businessOverviewSignal ? "business_overview" : rawDomain ?? seededDomain,
-        action: businessOverviewSignal ? "broad_evaluation" : rawAction ?? seededAction,
-        unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
+        domain: explicitVatMovementEvidenceSignal
+          ? "movements"
+          : businessOverviewSignal
+          ? "business_overview"
+          : rawDomain ?? seededDomain,
+        action: explicitVatMovementEvidenceSignal
+          ? "list_movements"
+          : businessOverviewSignal
+          ? businessOverviewActionFamily
+          : rawAction ?? seededAction,
+        unsupported: explicitVatMovementEvidenceSignal
+          ? "movement_evidence"
+          : businessOverviewSignal
+          ? businessOverviewUnsupportedFamily
+          : unsupported ?? seededUnsupported,
         lifecycleSignal,
         valueFlowSignal,
         metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -2065,7 +2174,9 @@ export function buildAssistantMcpDiscoveryTurnInput(
         followupSeed.metadataSelectedEntitySet ??
         null;
   const metadataScopedLaneWithoutSubject = Boolean(
-    (metadataGroundedMovementLaneApplicable || metadataGroundedDocumentLaneApplicable) &&
+    (metadataGroundedMovementLaneApplicable ||
+      metadataGroundedDocumentLaneApplicable ||
+      explicitVatMovementEvidenceSignal) &&
       !effectiveFollowupCounterparty &&
       metadataLaneCarryoverAvailable
   );
@@ -2278,11 +2389,13 @@ export function buildAssistantMcpDiscoveryTurnInput(
   const turnMeaning: AssistantMcpDiscoveryTurnMeaningRef = {
     asked_domain_family:
       businessOverviewSignal
-        ? "business_overview"
-        : lifecycleSignal
+      ? "business_overview"
+      : lifecycleSignal
         ? "counterparty_lifecycle"
         : valueFlowSignal
         ? "counterparty_value"
+        : explicitVatMovementEvidenceSignal
+          ? "movements"
         : metadataGroundedMovementLaneApplicable
           ? "movements"
         : metadataGroundedDocumentLaneApplicable
@@ -2293,7 +2406,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
             ? "metadata"
             : rawDomain ?? seededDomain,
     asked_action_family: businessOverviewSignal
-      ? "broad_evaluation"
+      ? businessOverviewActionFamily
       : lifecycleSignal
         ? "activity_duration"
         : valueFlowSignal
@@ -2302,6 +2415,8 @@ export function buildAssistantMcpDiscoveryTurnInput(
           : payoutSignal
             ? "payout"
             : rawAction ?? seededAction ?? "turnover"
+        : explicitVatMovementEvidenceSignal
+          ? "list_movements"
         : metadataGroundedMovementLaneApplicable
           ? "list_movements"
         : metadataGroundedDocumentLaneApplicable
@@ -2334,7 +2449,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
     subject_resolution_optional: metadataScopedLaneWithoutSubject || undefined,
     unsupported_but_understood_family:
       businessOverviewSignal
-        ? "broad_business_evaluation"
+        ? businessOverviewUnsupportedFamily
         : unsupported ??
       (lifecycleSignal
         ? "counterparty_lifecycle"
@@ -2346,8 +2461,10 @@ export function buildAssistantMcpDiscoveryTurnInput(
               : seededUnsupported ?? "counterparty_value_or_turnover"
           : metadataGroundedMovementLaneApplicable
             ? "movement_evidence"
-          : metadataGroundedDocumentLaneApplicable
+        : metadataGroundedDocumentLaneApplicable
             ? "document_evidence"
+          : explicitVatMovementEvidenceSignal
+            ? "movement_evidence"
           : metadataAmbiguityLaneClarificationApplicable
             ? "metadata_lane_choice_clarification"
           : entityResolutionSignal
@@ -2363,6 +2480,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
         unsupported ||
         lifecycleSignal ||
         valueFlowSignal ||
+        explicitVatMovementEvidenceSignal ||
         metadataGroundedMovementLaneApplicable ||
         metadataGroundedDocumentLaneApplicable ||
         metadataAmbiguityLaneClarificationApplicable ||
@@ -2423,13 +2541,17 @@ export function buildAssistantMcpDiscoveryTurnInput(
   const currentTurnValueFlowExactOverrideApplicable = Boolean(
     valueFlowSignal &&
       explicitIntentCandidate &&
-      rawValueFlowAggregateQuestionSignal &&
+      (rawValueFlowAggregateQuestionSignal || hasValueRankingSignal(rawText)) &&
       semanticDataNeed &&
       (entityCandidates.length > 0 || explicitOrganizationScope || openScopeValueFlowWithoutResolvedCounterparty)
   );
 
   const runDiscovery = shouldRunDiscovery({
-    unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
+    unsupported: explicitVatMovementEvidenceSignal
+      ? "movement_evidence"
+      : businessOverviewSignal
+      ? "broad_business_evaluation"
+      : unsupported ?? seededUnsupported,
     lifecycleSignal,
     valueFlowSignal,
     metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -2446,6 +2568,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
       groundedValueFlowFollowupApplicable,
     forceDiscoveryOverExplicitIntent:
       businessOverviewSignal ||
+      explicitVatMovementEvidenceSignal ||
       Boolean(entityResolutionClarificationCandidate) ||
       organizationClarificationFollowupApplicable ||
       periodClarificationFollowupApplicable ||
@@ -2469,6 +2592,8 @@ export function buildAssistantMcpDiscoveryTurnInput(
       ? "followup_context"
       : metadataGroundedDocumentLaneApplicable
       ? "followup_context"
+      : explicitVatMovementEvidenceSignal
+        ? "raw_text"
     : predecomposeContract
       ? "predecompose_contract"
       : lifecycleSignal
@@ -2490,6 +2615,9 @@ export function buildAssistantMcpDiscoveryTurnInput(
   if (rawMetadataSignal) {
     pushReason(reasonCodes, "mcp_discovery_metadata_signal_detected");
   }
+  if (explicitVatMovementEvidenceSignal) {
+    pushReason(reasonCodes, "mcp_discovery_vat_movement_evidence_signal_detected");
+  }
   if (entityResolutionSignal) {
     pushReason(reasonCodes, "mcp_discovery_entity_resolution_signal_detected");
   }
@@ -2613,6 +2741,12 @@ export function buildAssistantMcpDiscoveryTurnInput(
   if (businessOverviewContinuationSignal) {
     pushReason(reasonCodes, "mcp_discovery_business_overview_continuation_from_followup_context");
   }
+  if (profitMarginFollowupBusinessOverviewSignal) {
+    pushReason(reasonCodes, "mcp_discovery_business_overview_profit_margin_followup_boundary");
+  }
+  if (debtDueDateFollowupBusinessOverviewSignal) {
+    pushReason(reasonCodes, "mcp_discovery_business_overview_debt_due_date_followup_boundary");
+  }
   if (explicitVatSuppressesBusinessOverviewContinuation) {
     pushReason(reasonCodes, "mcp_discovery_business_overview_continuation_suppressed_by_explicit_vat_question");
   }

llm_normalizer/backend/src/services/assistantRoutePolicy.ts

@@ -395,6 +395,13 @@ export function createAssistantRoutePolicy(deps) {
       const hasTemporalCue = /(?:на\s+эту\s+же\s+дат[ауеы]|на\s+тот\s+же\s+период|за\s+этот\s+же\s+период|за\s+этот\s+период|март|апрел|ма[йя]|июн|июл|август|сентябр|октябр|ноябр|декабр|\b(?:19|20)\d{2}\b)/iu.test(normalized);
       return hasRequestCue && hasTemporalCue;
   }
+  function hasOrganizationClarificationTextCue(text) {
+      const normalized = compactWhitespace(repairAddressMojibake(String(text ?? "")).toLowerCase());
+      if (!normalized) {
+          return false;
+      }
+      return /(?<!\p{L})(?:\u043e\u043e\u043e|\u0438\u043f|\u0430\u043e|\u043f\u0430\u043e|\u0437\u0430\u043e)(?!\p{L})|(?:\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u043a\u043e\u043c\u043f\u0430\u043d|llc|company|organization)/iu.test(normalized);
+  }
   function resolveAssistantOrchestrationDecision(input) {
       const rawUserMessage = String(input?.rawUserMessage ?? input?.userMessage ?? "");
       const effectiveAddressUserMessage = String(input?.effectiveAddressUserMessage ?? rawUserMessage);
@@ -559,6 +566,27 @@ export function createAssistantRoutePolicy(deps) {
       const followupPreviousFilters = followupContext?.previous_filters && typeof followupContext.previous_filters === "object"
           ? followupContext.previous_filters
           : null;
+      const followupLoopStatus = toNonEmptyString(followupContext?.previous_discovery_loop_status);
+      const followupLoopSelectedChainId = toNonEmptyString(followupContext?.previous_discovery_loop_selected_chain_id);
+      const followupLoopPendingAxes = Array.isArray(followupContext?.previous_discovery_loop_pending_axes)
+          ? followupContext.previous_discovery_loop_pending_axes.map((item) => toNonEmptyString(item)).filter(Boolean)
+          : [];
+      const currentTurnPredecomposeOrganization = toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.entities?.organization) ??
+          (toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.semantics?.anchor_kind) === "organization"
+              ? toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.semantics?.anchor_value)
+              : null);
+      const routeCandidateOrganizationClarificationDetected = Boolean(followupContext &&
+          followupLoopStatus === "awaiting_clarification" &&
+          followupLoopSelectedChainId &&
+          followupLoopPendingAxes.includes("organization") &&
+          (currentTurnPredecomposeOrganization ||
+              explicitOrganizationClarificationSelection ||
+              [
+                  rawUserMessage,
+                  repairedRawUserMessage,
+                  effectiveAddressUserMessage,
+                  repairedEffectiveAddressUserMessage
+              ].some((message) => hasOrganizationClarificationTextCue(message))));
       const protectedInventoryShortFollowup = Boolean(followupContext &&
           (isInventorySelectedObjectIntent(followupPreviousIntent) ||
               (followupPreviousIntent === "inventory_on_hand_as_of_date" &&
@@ -608,6 +636,8 @@ export function createAssistantRoutePolicy(deps) {
                   "net_value_flow"
               ].includes(String(toNonEmptyString(assistantTurnMeaning?.asked_action_family) ?? "")) ||
               /(?:нетто|сальдо|сколько\s+мы\s+(?:получили|заплатили)|incoming|outgoing)/iu.test(analyticsSample)));
+      const effectiveGroundedValueFlowFollowupContextDetected =
+          groundedValueFlowFollowupContextDetected || routeCandidateOrganizationClarificationDetected;
       const baseToolGatePreservesAddressLane = Boolean(baseToolGate?.runAddressLane &&
           [
               "address_intent_resolver_detected",
@@ -617,14 +647,15 @@ export function createAssistantRoutePolicy(deps) {
           ].includes(String(baseToolGate?.reason ?? ""))) ||
           Boolean(baseToolGate?.runAddressLane &&
               String(baseToolGate?.reason ?? "") === "followup_context_detected" &&
-              groundedValueFlowFollowupContextDetected);
+              effectiveGroundedValueFlowFollowupContextDetected);
       const nonDomainQueryIndexed = Boolean(!llmFirstAddressCandidate &&
           deterministicNonDomainGuard &&
           (llmFirstUnsupportedCandidate || llmContractMode === null) &&
           !baseToolGatePreservesAddressLane &&
-          !groundedValueFlowFollowupContextDetected &&
+          !effectiveGroundedValueFlowFollowupContextDetected &&
           !protectedInventoryShortFollowup &&
-          !organizationClarificationContinuationDetected);
+          !organizationClarificationContinuationDetected &&
+          !routeCandidateOrganizationClarificationDetected);
       const lastAddressAssistantDebug = sessionItems
           ? findLastAddressAssistantItem(sessionItems)?.debug ?? null
           : null;
@@ -668,7 +699,7 @@ export function createAssistantRoutePolicy(deps) {
               !turnMeaningIntentCandidate &&
               !dataScopeMetaQuery &&
               !dangerOrCoercionSignal &&
-              !groundedValueFlowFollowupContextDetected &&
+              !effectiveGroundedValueFlowFollowupContextDetected &&
               !organizationClarificationContinuationDetected);
       const hardMetaMode = resolveHardMetaMode({
           dataScopeMetaQuery,
@@ -834,7 +865,7 @@ export function createAssistantRoutePolicy(deps) {
           !dataScopeMetaQuery &&
           !capabilityMetaQuery &&
           !dangerOrCoercionSignal &&
-          !groundedValueFlowFollowupContextDetected &&
+          !effectiveGroundedValueFlowFollowupContextDetected &&
           !organizationClarificationContinuationDetected);
       if (unsupportedCurrentTurnMeaningBoundary) {
           return {

llm_normalizer/backend/src/services/assistantService.ts

@@ -2079,6 +2079,9 @@ function isAddressLaneDebugPayload(debug) {
     if (typeof debug.mcp_call_status === "string" && debug.mcp_call_status.trim().length > 0) {
         return true;
     }
+    if (debug.mcp_discovery_response_applied === true && debug.assistant_mcp_discovery_entry_point_v1) {
+        return true;
+    }
     if (typeof debug.anchor_type === "string" && debug.anchor_type.trim().length > 0) {
         return true;
     }

llm_normalizer/backend/src/services/assistantTransitionPolicy.ts

@@ -208,6 +208,34 @@ export function createAssistantTransitionPolicy(deps) {
     );
   }
 
+  function hasBusinessOverviewBoundaryFollowupCue(text) {
+    const normalized = normalizeFollowupText(text);
+    if (!normalized) {
+      return false;
+    }
+    const hasBoundaryCue =
+      /(?:\u043f\u0440\u043e\u0441\u0440\u043e\u0447|\u0441\u0440\u043e\u043a\w*\s+\u043e\u043f\u043b\u0430\u0442|\u0434\u043e\u043a\u0430\u0437|\u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0434|\u043f\u0440\u0438\u0431\u044b\u043b|\u0443\u0431\u044b\u0442|\u043c\u0430\u0440\u0436|\u0440\u0435\u0437\u0435\u0440\u0432|\u043d\u0435\u043b\u0438\u043a\u0432\u0438\u0434|\u043f\u043e\u0441\u0442\u0430\u0432\u0449\u0438\u043a|\u0432\u0435\u043d\u0434\u043e\u0440|due[-\s]?date|overdue|aging|profit|loss|margin|vendor|risk)/iu.test(
+        normalized
+      );
+    const hasFollowupShape =
+      /(?:\u0442\u043e\s+\u0435\u0441\u0442\u044c|\u043f\u043e\u0447\u0435\u043c\u0443|\u043a\u043e\u0440\u043e\u0442\u043a|\u043d\u0435\u043b\u044c\u0437\u044f|\u043c\u043e\u0436\u043d\u043e\s+\u043b\u0438|\u0437\u043d\u0430\u0447\u0438\u0442|\u0432\u044b\u0445\u043e\u0434\u0438\u0442|\u0438\u0442\u043e\u0433|why|short|brief|so)/iu.test(
+        normalized
+      );
+    return hasBoundaryCue && hasFollowupShape;
+  }
+
+  function hasOrganizationClarificationTextCue(text) {
+    const normalized = deps.compactWhitespace(
+      deps.repairAddressMojibake(String(text ?? "")).toLowerCase()
+    );
+    if (!normalized) {
+      return false;
+    }
+    return /(?<!\p{L})(?:\u043e\u043e\u043e|\u0438\u043f|\u0430\u043e|\u043f\u0430\u043e|\u0437\u0430\u043e)(?!\p{L})|(?:\u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446|\u043a\u043e\u043c\u043f\u0430\u043d|llc|company|organization)/iu.test(
+      normalized
+    );
+  }
+
   function parseDmyDateToIso(value) {
     const match = String(value ?? "").trim().match(/^(\d{2})\.(\d{2})\.(\d{4})$/);
     if (!match) {
@@ -584,7 +612,12 @@ export function createAssistantTransitionPolicy(deps) {
       (deps.toNonEmptyString(alternateMessage)
         ? deps.hasDataRetrievalRequestSignal(String(alternateMessage ?? ""))
         : false);
-    if (rawCapabilityMetaQuery && !rawDataRetrievalSignal) {
+    const rawBusinessOverviewBoundaryFollowupCue =
+      hasBusinessOverviewBoundaryFollowupCue(userMessage) ||
+      (deps.toNonEmptyString(alternateMessage)
+        ? hasBusinessOverviewBoundaryFollowupCue(String(alternateMessage ?? ""))
+        : false);
+    if (rawCapabilityMetaQuery && !rawDataRetrievalSignal && !rawBusinessOverviewBoundaryFollowupCue) {
       return null;
     }
     const assistantTurnMeaning =
@@ -660,11 +693,42 @@ export function createAssistantTransitionPolicy(deps) {
       carryoverSourceDebug,
       deps.toNonEmptyString
     );
+    const sourceDiscoveryLoopStatusHint = readAssistantMcpDiscoveryLoopStatus(
+      carryoverSourceDebug,
+      deps.toNonEmptyString
+    );
+    const sourceDiscoveryLoopSelectedChainIdHint = readAssistantMcpDiscoveryLoopSelectedChainId(
+      carryoverSourceDebug,
+      deps.toNonEmptyString
+    );
+    const sourceDiscoveryLoopPendingAxesHint = readAssistantMcpDiscoveryLoopPendingAxes(
+      carryoverSourceDebug,
+      deps.toNonEmptyString
+    );
+    const sourceDiscoveryLoopProvidedAxesHint = readAssistantMcpDiscoveryLoopProvidedAxes(
+      carryoverSourceDebug,
+      deps.toNonEmptyString
+    );
+    const currentTurnPredecomposeOrganization =
+      deps.toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.entities?.organization) ??
+      (deps.toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.semantics?.anchor_kind) === "organization"
+        ? deps.toNonEmptyString(llmPreDecomposeMeta?.predecomposeContract?.semantics?.anchor_value)
+        : null);
+    const mcpDiscoveryOrganizationClarificationContinuation = Boolean(
+      sourceDiscoveryLoopStatusHint === "awaiting_clarification" &&
+        sourceDiscoveryLoopSelectedChainIdHint &&
+        sourceDiscoveryLoopPendingAxesHint.includes("organization") &&
+        (currentTurnPredecomposeOrganization ||
+          explicitOrganizationClarificationSelection ||
+          [userMessage, alternateMessage].some((message) => hasOrganizationClarificationTextCue(message)))
+    );
     const hasValueFlowCarryoverSourceHint =
       sourceIntentHint === "customer_revenue_and_payments" ||
       sourceDiscoveryPilotScopeHint === "counterparty_value_flow_query_movements_v1" ||
       sourceDiscoveryPilotScopeHint === "counterparty_supplier_payout_query_movements_v1" ||
       sourceDiscoveryPilotScopeHint === "counterparty_bidirectional_value_flow_query_movements_v1";
+    const hasBusinessOverviewCarryoverSourceHint =
+      sourceDiscoveryPilotScopeHint === "business_overview_route_template_v1";
     const navigationSessionState = resolveNavigationSessionContextState(
       addressNavigationState,
       deps.toNonEmptyString,
@@ -706,21 +770,31 @@ export function createAssistantTransitionPolicy(deps) {
       hasValueFlowCarryoverSourceHint && deps.toNonEmptyString(alternateMessage)
         ? hasShortValueFlowRetargetCue(String(alternateMessage ?? ""))
         : false;
+    const businessOverviewBoundaryFollowupPrimary =
+      hasBusinessOverviewCarryoverSourceHint && hasBusinessOverviewBoundaryFollowupCue(userMessage);
+    const businessOverviewBoundaryFollowupAlternate =
+      hasBusinessOverviewCarryoverSourceHint && deps.toNonEmptyString(alternateMessage)
+        ? hasBusinessOverviewBoundaryFollowupCue(String(alternateMessage ?? ""))
+        : false;
     const explicitSummaryBundleReuseSignal = hasExplicitSummaryBundleReuseSignal(userMessage, alternateMessage);
     let hasPrimaryFollowupSignal =
       deps.hasAddressFollowupContextSignal(userMessage) ||
       Boolean(debtRoleSwapPrimary) ||
       shortValueFlowRetargetPrimary ||
+      businessOverviewBoundaryFollowupPrimary ||
       inventoryShortFollowupPrimary ||
       inventoryPurchaseDateVatBridge ||
-      explicitSummaryBundleReuseSignal;
+      explicitSummaryBundleReuseSignal ||
+      mcpDiscoveryOrganizationClarificationContinuation;
     let hasAlternateFollowupSignal = deps.toNonEmptyString(alternateMessage)
       ? deps.hasAddressFollowupContextSignal(alternateMessage) ||
         Boolean(debtRoleSwapAlternate) ||
         shortValueFlowRetargetAlternate ||
+        businessOverviewBoundaryFollowupAlternate ||
         inventoryShortFollowupAlternate ||
         inventoryPurchaseDateVatBridge ||
-        explicitSummaryBundleReuseSignal
+        explicitSummaryBundleReuseSignal ||
+        mcpDiscoveryOrganizationClarificationContinuation
       : false;
     const hasPrimaryIndexReferenceSignal = deps.extractDisplayedEntityIndexMention(userMessage) !== null;
     const hasAlternateIndexReferenceSignal = deps.toNonEmptyString(alternateMessage)
@@ -760,6 +834,7 @@ export function createAssistantTransitionPolicy(deps) {
       hasPrimaryIndexReferenceSignal ||
       hasAlternateIndexReferenceSignal ||
       hasOrganizationClarificationContinuation ||
+      mcpDiscoveryOrganizationClarificationContinuation ||
       hasImplicitContinuationSignal ||
       hasSuggestedIntentPivotSignal ||
       inventoryShortFollowupPrimary ||
@@ -773,6 +848,8 @@ export function createAssistantTransitionPolicy(deps) {
       Boolean(debtRoleSwapIntent) ||
       shortValueFlowRetargetPrimary ||
       shortValueFlowRetargetAlternate ||
+      businessOverviewBoundaryFollowupPrimary ||
+      businessOverviewBoundaryFollowupAlternate ||
       deps.hasFollowupMarker(userMessage) ||
       deps.hasReferentialPointer(userMessage) ||
       (deps.toNonEmptyString(alternateMessage)
@@ -783,6 +860,7 @@ export function createAssistantTransitionPolicy(deps) {
       hasPrimaryIndexReferenceSignal ||
       hasAlternateIndexReferenceSignal ||
       hasOrganizationClarificationContinuation ||
+      mcpDiscoveryOrganizationClarificationContinuation ||
       inventoryShortFollowupPrimary ||
       inventoryShortFollowupAlternate ||
       hasInventoryRootTemporalFollowupPrimary ||
@@ -794,6 +872,8 @@ export function createAssistantTransitionPolicy(deps) {
       Boolean(debtRoleSwapIntent) ||
       shortValueFlowRetargetPrimary ||
       shortValueFlowRetargetAlternate ||
+      businessOverviewBoundaryFollowupPrimary ||
+      businessOverviewBoundaryFollowupAlternate ||
       deps.hasFollowupMarker(userMessage) ||
       deps.hasReferentialPointer(userMessage) ||
       (deps.toNonEmptyString(alternateMessage)
@@ -826,6 +906,7 @@ export function createAssistantTransitionPolicy(deps) {
       !hasImplicitContinuationSignal &&
       !hasSuggestedIntentPivotSignal &&
       !hasOrganizationClarificationContinuation &&
+      !mcpDiscoveryOrganizationClarificationContinuation &&
       !hasIndexReferenceSignal &&
       !explicitSummaryBundleReuseSignal
     ) {
@@ -843,6 +924,7 @@ export function createAssistantTransitionPolicy(deps) {
       !hasImplicitContinuationSignal &&
       !hasSuggestedIntentPivotSignal &&
       !hasOrganizationClarificationContinuation &&
+      !mcpDiscoveryOrganizationClarificationContinuation &&
       !hasIndexReferenceSignal &&
       !explicitSummaryBundleReuseSignal
     ) {
@@ -884,19 +966,10 @@ export function createAssistantTransitionPolicy(deps) {
       carryoverSourceDebug,
       deps.toNonEmptyString
     );
-    const sourceDiscoveryLoopStatus = readAssistantMcpDiscoveryLoopStatus(carryoverSourceDebug, deps.toNonEmptyString);
-    const sourceDiscoveryLoopSelectedChainId = readAssistantMcpDiscoveryLoopSelectedChainId(
-      carryoverSourceDebug,
-      deps.toNonEmptyString
-    );
-    const sourceDiscoveryLoopPendingAxes = readAssistantMcpDiscoveryLoopPendingAxes(
-      carryoverSourceDebug,
-      deps.toNonEmptyString
-    );
-    const sourceDiscoveryLoopProvidedAxes = readAssistantMcpDiscoveryLoopProvidedAxes(
-      carryoverSourceDebug,
-      deps.toNonEmptyString
-    );
+    const sourceDiscoveryLoopStatus = sourceDiscoveryLoopStatusHint;
+    const sourceDiscoveryLoopSelectedChainId = sourceDiscoveryLoopSelectedChainIdHint;
+    const sourceDiscoveryLoopPendingAxes = sourceDiscoveryLoopPendingAxesHint;
+    const sourceDiscoveryLoopProvidedAxes = sourceDiscoveryLoopProvidedAxesHint;
     const sourceDiscoveryLoopAskedDomainFamily = readAssistantMcpDiscoveryLoopAskedDomainFamily(
       carryoverSourceDebug,
       deps.toNonEmptyString
@@ -959,6 +1032,7 @@ export function createAssistantTransitionPolicy(deps) {
         explicitIntentFamily &&
         sourceIntentFamily !== explicitIntentFamily &&
         !hasOrganizationClarificationContinuation &&
+        !mcpDiscoveryOrganizationClarificationContinuation &&
         !hasImplicitContinuationSignal &&
         !hasIndexReferenceSignal &&
         !hasInventoryRootTemporalFollowupPrimary &&
@@ -967,6 +1041,8 @@ export function createAssistantTransitionPolicy(deps) {
         !hasInventoryRootRestatementAlternate &&
         !inventoryShortFollowupPrimary &&
         !inventoryShortFollowupAlternate &&
+        !businessOverviewBoundaryFollowupPrimary &&
+        !businessOverviewBoundaryFollowupAlternate &&
         !foreignAccountingPivotOverInventory &&
         !deps.hasFollowupMarker(userMessage) &&
         !deps.hasReferentialPointer(userMessage) &&
@@ -1027,24 +1103,29 @@ export function createAssistantTransitionPolicy(deps) {
       hasSuggestedIntentPivotSignal ||
       Boolean(debtRoleSwapPrimary) ||
       shortValueFlowRetargetPrimary ||
+      businessOverviewBoundaryFollowupPrimary ||
       inventoryShortFollowupPrimary ||
       inventoryPurchaseDateVatBridge ||
       explicitSummaryBundleReuseSignal ||
-      hasInventoryRootTemporalFollowupPrimary;
+      hasInventoryRootTemporalFollowupPrimary ||
+      mcpDiscoveryOrganizationClarificationContinuation;
     hasAlternateFollowupSignal = deps.toNonEmptyString(alternateMessage)
       ? deps.hasAddressFollowupContextSignal(alternateMessage) ||
         hasSuggestedIntentPivotSignal ||
         Boolean(debtRoleSwapAlternate) ||
         shortValueFlowRetargetAlternate ||
+        businessOverviewBoundaryFollowupAlternate ||
         inventoryShortFollowupAlternate ||
         inventoryPurchaseDateVatBridge ||
         explicitSummaryBundleReuseSignal ||
-        hasInventoryRootTemporalFollowupAlternate
+        hasInventoryRootTemporalFollowupAlternate ||
+        mcpDiscoveryOrganizationClarificationContinuation
       : false;
     hasStrongFollowupReference =
       hasPrimaryIndexReferenceSignal ||
       hasAlternateIndexReferenceSignal ||
       hasOrganizationClarificationContinuation ||
+      mcpDiscoveryOrganizationClarificationContinuation ||
       hasSuggestedIntentPivotSignal ||
       hasImplicitContinuationSignal ||
       inventoryShortFollowupPrimary ||
@@ -1056,6 +1137,8 @@ export function createAssistantTransitionPolicy(deps) {
       Boolean(debtRoleSwapIntent) ||
       shortValueFlowRetargetPrimary ||
       shortValueFlowRetargetAlternate ||
+      businessOverviewBoundaryFollowupPrimary ||
+      businessOverviewBoundaryFollowupAlternate ||
       deps.hasFollowupMarker(userMessage) ||
       deps.hasReferentialPointer(userMessage) ||
       (deps.toNonEmptyString(alternateMessage)

llm_normalizer/backend/src/services/counterpartyRoleHeuristics.ts

@@ -0,0 +1,47 @@
+export type CounterpartyRoleHint = "ordinary_counterparty" | "bank_or_financial_institution";
+
+const FINANCIAL_INSTITUTION_PATTERNS: RegExp[] = [
+  /(?:^|[\s"«(,-])банк(?:$|[\s"»),.-])/u,
+  /сбербанк/u,
+  /(?:^|[\s"«(,-])сбер(?:$|[\s"»),.-])/u,
+  /(?:^|[\s"«(,-])втб(?:$|[\s"»),.-])/u,
+  /альфа[\s-]*банк/u,
+  /тинькофф/u,
+  /(?:^|[\s"«(,-])т[\s-]*банк(?:$|[\s"»),.-])/u,
+  /газпромбанк/u,
+  /росбанк/u,
+  /райффайзен/u,
+  /совкомбанк/u,
+  /промсвязьбанк/u,
+  /(?:^|[\s"«(,-])псб(?:$|[\s"»),.-])/u,
+  /(?:^|[\s"«(,-])мкб(?:$|[\s"»),.-])/u,
+  /ак[\s-]*барс/u,
+  /уралсиб/u,
+  /юникредит/u,
+  /почта[\s-]*банк/u,
+  /(?:^|[\s"«(,-])открытие(?:$|[\s"»),.-])/u,
+  /кредитн(?:ая|ый|ое|ые)\s+организац/u
+];
+
+function normalizeCounterpartyRoleText(value: unknown): string {
+  return String(value ?? "")
+    .toLowerCase()
+    .replace(/ё/g, "е")
+    .replace(/[._]+/g, " ")
+    .replace(/\s+/g, " ")
+    .trim();
+}
+
+export function isLikelyFinancialInstitutionCounterparty(value: unknown): boolean {
+  const normalized = normalizeCounterpartyRoleText(value);
+  if (!normalized) {
+    return false;
+  }
+  return FINANCIAL_INSTITUTION_PATTERNS.some((pattern) => pattern.test(normalized));
+}
+
+export function counterpartyRoleHintForName(value: unknown): CounterpartyRoleHint {
+  return isLikelyFinancialInstitutionCounterparty(value)
+    ? "bank_or_financial_institution"
+    : "ordinary_counterparty";
+}

llm_normalizer/backend/src/types/addressQuery.ts

@@ -18,6 +18,8 @@ export type AddressIntent =
   | "vat_payable_forecast"
   | "vat_liability_confirmed_for_tax_period"
   | "vat_payable_confirmed_as_of_date"
+  | "accounting_financial_result_for_organization"
+  | "debt_due_date_aging_for_organization"
   | "open_contracts_confirmed_as_of_date"
   | "list_contracts_by_counterparty"
   | "list_open_contracts"
@@ -189,6 +191,8 @@ export interface AddressRecipeDefinition {
     | "vat_payable_forecast_profile"
     | "vat_liability_confirmed_tax_period_profile"
     | "vat_payable_confirmed_as_of_balance_profile"
+    | "accounting_financial_result_profile"
+    | "debt_due_date_aging_profile"
     | "open_contracts_confirmed_as_of_balance_profile"
     | "payables_confirmed_as_of_balance_profile"
     | "receivables_confirmed_as_of_balance_profile"

llm_normalizer/backend/tests/addressIntentResolverRegression.test.ts

@@ -8,6 +8,24 @@ describe("addressIntentResolver regression bridges", () => {
     expect(result.intent).toBe("vat_liability_confirmed_for_tax_period");
   });
 
+  it("detects VAT movement inspection wording with an explicit year", () => {
+    const result = resolveAddressIntent(
+      "\u043f\u043e\u043a\u0430\u0436\u0438 \u0434\u0432\u0438\u0436\u0435\u043d\u0438\u044f \u043f\u043e \u041d\u0414\u0421 \u0437\u0430 2020 \u043f\u043e \u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441"
+    );
+
+    expect(result.intent).toBe("vat_liability_confirmed_for_tax_period");
+    expect(result.reasons).toContain("vat_period_inspection_bridge_signal_detected");
+  });
+
+  it("detects canonical VAT charged-or-paid wording with an explicit year", () => {
+    const result = resolveAddressIntent(
+      "\u041a\u0430\u043a\u043e\u0439 \u041d\u0414\u0421 \u0431\u044b\u043b \u043d\u0430\u0447\u0438\u0441\u043b\u0435\u043d \u0438\u043b\u0438 \u0443\u043f\u043b\u0430\u0447\u0435\u043d \u0432 2020 \u0433\u043e\u0434\u0443 \u043f\u043e \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441?"
+    );
+
+    expect(result.intent).toBe("vat_liability_confirmed_for_tax_period");
+    expect(result.reasons).toContain("vat_liability_explicit_period_bridge_signal_detected");
+  });
+
   it("detects payables snapshot wording in plain human form", () => {
     const result = resolveAddressIntent("мы должны комуто денег на сегодня?");
 

llm_normalizer/backend/tests/addressQueryRuntimeM23.test.ts

@@ -1336,9 +1336,9 @@ describe("address compose stage utf8 headers", () => {
       { userMessage: "Сколько у нас заказчиков, поставщиков и смешанных контрагентов?" }
     );
 
-    expect(reply.text).toContain("Роли контрагентов по активности:");
-    expect(reply.text).toContain("Заказчики (только customer-роль): 122.");
-    expect(reply.text).toContain("Поставщики (только supplier-роль): 71.");
+    expect(reply.text).toContain("Распределение ролей по активности:");
+    expect(reply.text).toContain("Заказчики с ролью покупателя: 122.");
+    expect(reply.text).toContain("Поставщики с ролью поставщика: 71.");
     expect(reply.text).toContain("Смешанные (и покупатель, и поставщик): 23.");
     expect(reply.text).not.toContain("Всего уникальных контрагентов в базе");
   });
@@ -1391,7 +1391,7 @@ describe("address compose stage utf8 headers", () => {
       { userMessage: "скока поставщиков в базе" }
     );
 
-    expect(reply.text).toContain("Поставщиков (только supplier-роль): 71.");
+    expect(reply.text).toContain("Поставщиков с ролью поставщика: 71.");
     expect(reply.text).not.toContain("Роли контрагентов по активности:");
     expect(reply.text).not.toContain("Всего уникальных контрагентов в базе");
   });
@@ -1444,7 +1444,7 @@ describe("address compose stage utf8 headers", () => {
       { userMessage: "скок клиентов" }
     );
 
-    expect(reply.text).toContain("Заказчиков (только customer-роль): 122.");
+    expect(reply.text).toContain("Заказчиков с ролью покупателя: 122.");
     expect(reply.text).not.toContain("Роли контрагентов по активности:");
     expect(reply.text).not.toContain("Всего уникальных контрагентов в базе");
   });
@@ -1711,7 +1711,7 @@ describe("address compose stage utf8 headers", () => {
 
     expect(reply.responseType).toBe("FACTUAL_LIST");
     expect(reply.text).toContain("по максимальной сумме одной входящей операции");
-    expect(reply.text).toContain("1. Клиент Б | max single: 1200");
+    expect(reply.text).toContain("1. Клиент Б | максимальная разовая сумма: 1.200,00 ₽");
   });
 
   it("renders supplier payout list by operations count", () => {
@@ -2033,7 +2033,7 @@ describe("address compose stage utf8 headers", () => {
     );
 
     expect(reply.responseType).toBe("FACTUAL_SUMMARY");
-    expect(reply.text).toContain("Покрытие VAT-источников через MCP");
+    expect(reply.text).toContain("Покрытие VAT-источников в 1С");
     expect(reply.text).toContain("Найдено VAT-объектов: 5");
     expect(reply.text).toContain("РегистрНакопления.НДСПродажи");
   });
@@ -2063,12 +2063,14 @@ describe("address compose stage utf8 headers", () => {
         userMessage: "сколько платить ндс в налоговую за декабрь 2019",
         periodFrom: "2019-10-01",
         periodTo: "2019-12-31",
+        organizationHint: "ООО Альтернатива Плюс",
         useRubCurrency: true
       }
     );
 
     expect(reply.responseType).toBe("FACTUAL_SUMMARY");
-    expect(reply.text).toContain("Коротко: подтвержденный НДС к уплате за налоговый период");
+    expect(reply.text).toContain("Коротко: подтвержденный НДС к уплате за налоговый период по организации ООО Альтернатива Плюс");
+    expect(reply.text).toContain("- Организация: ООО Альтернатива Плюс.");
     expect(reply.text).toContain("50.000,00 ₽");
     expect(reply.semantics?.result_mode).toBe("confirmed_balance");
     expect(reply.semantics?.balance_confirmed).toBe(true);
@@ -2214,7 +2216,7 @@ describe("address compose stage utf8 headers", () => {
     );
 
     expect(reply.responseType).toBe("FACTUAL_LIST");
-    expect(reply.text).toContain("Блок 2.1. MCP-проверка VAT-источников");
+    expect(reply.text).toContain("Блок 2.1. Проверка VAT-источников в 1С");
     expect(reply.text).toContain("VAT-объектов в метаданных 1С: 3");
     expect(reply.text).toContain("Источников с движениями до даты среза: 1");
     expect(reply.text).toContain("РегистрНакопления.НДСНачисленный");
@@ -2247,7 +2249,7 @@ describe("address compose stage utf8 headers", () => {
     );
 
     expect(reply.responseType).toBe("FACTUAL_LIST");
-    expect(reply.text).toContain("Probe VAT-источников завершился ошибкой");
+    expect(reply.text).toContain("Дополнительная проверка VAT-источников завершилась ошибкой");
   });
 });
 
@@ -5099,13 +5101,13 @@ describe("address recipe catalog counterparty filtering", () => {
     expect(aging.extracted_filters.limit).toBeUndefined();
   });
 
-  it("selects customer value recipe and keeps top-20 default", () => {
+  it("selects customer value recipe and keeps expanded top-200 default", () => {
     const selected = selectAddressRecipe("customer_revenue_and_payments", {});
     expect(selected.selected_recipe).toBeTruthy();
     const plan = buildAddressRecipePlan(selected.selected_recipe!, {});
 
     expect(plan.recipe.recipe_id).toBe("address_customer_revenue_and_payments_v1");
-    expect(plan.limit).toBe(20);
+    expect(plan.limit).toBe(200);
     expect(plan.query).toContain("ПоступлениеНаРасчетныйСчет");
     expect(plan.query).toContain("БанкПоступление.ДоговорКонтрагента");
   });
@@ -5138,13 +5140,13 @@ describe("address recipe catalog counterparty filtering", () => {
     expect(plan.limit).toBe(1000);
   });
 
-  it("selects supplier payouts recipe and keeps top-20 default", () => {
+  it("selects supplier payouts recipe and keeps expanded top-200 default", () => {
     const selected = selectAddressRecipe("supplier_payouts_profile", {});
     expect(selected.selected_recipe).toBeTruthy();
     const plan = buildAddressRecipePlan(selected.selected_recipe!, {});
 
     expect(plan.recipe.recipe_id).toBe("address_supplier_payouts_profile_v1");
-    expect(plan.limit).toBe(20);
+    expect(plan.limit).toBe(200);
     expect(plan.query).toContain("СписаниеСРасчетногоСчета");
     expect(plan.query).toContain("БанкСписание.ДоговорКонтрагента");
   });
@@ -5343,6 +5345,26 @@ describe("address recipe catalog counterparty filtering", () => {
     expect(plan.query).toContain("ПОДСТРОКА(ЕСТЬNULL(Остатки.Счет.Код, \"\"), 1, 2) = \"60\"");
   });
 
+  it("builds debt due-date aging query without carrying noisy organization suffix", () => {
+    const selected = selectAddressRecipe("debt_due_date_aging_for_organization", {
+      as_of_date: "2020-12-31",
+      organization: "ООО Альтернатива Плюс на конец 2020 можно точно понять"
+    });
+    expect(selected.selected_recipe?.recipe_id).toBe("address_debt_due_date_aging_for_organization_v1");
+    const plan = buildAddressRecipePlan(selected.selected_recipe!, {
+      as_of_date: "2020-12-31",
+      organization: "ООО Альтернатива Плюс на конец 2020 можно точно понять"
+    });
+
+    expect(plan.query).toContain("УстановленСрокОплаты");
+    expect(plan.query).toContain('Наименование ПОДОБНО "%Альтернатива%"');
+    expect(plan.query).toContain('Наименование ПОДОБНО "%Плюс%"');
+    expect(plan.query).not.toContain('Наименование ПОДОБНО "%конец%"');
+    expect(plan.query).not.toContain('Наименование ПОДОБНО "%2020%"');
+    expect(plan.query).not.toContain('Наименование ПОДОБНО "%можно%"');
+    expect(plan.query).not.toContain('Наименование ПОДОБНО "%понять%"');
+  });
+
   it("injects account condition into movements query for account snapshot", () => {
     const filters = extractAddressFilters(
       "Какой остаток по счету 60 на дату 2020-07-31",

llm_normalizer/backend/tests/assistantMcpDiscoveryAnswerAdapter.test.ts

@@ -180,6 +180,76 @@ describe("assistant MCP discovery answer adapter", () => {
     expect(draft.must_not_claim).toContain("Do not present the confirmed movement rows as a complete movement universe.");
   });
 
+  it("does not present bank-like ranked value-flow leaders as ordinary customers", () => {
+    const draft = buildAssistantMcpDiscoveryAnswerDraft({
+      pilot_status: "executed",
+      pilot_scope: "counterparty_ranked_value_flow_query_movements_v1",
+      dry_run: false,
+      mcp_execution_performed: true,
+      executed_primitives: ["query_movements"],
+      skipped_primitives: [],
+      probe_results: [],
+      evidence: {
+        evidence_status: "confirmed",
+        answer_permission: "confirmed_answer",
+        confirmed_facts: [],
+        inferred_facts: [],
+        unknown_facts: [],
+        query_limitations: [],
+        reason_codes: [],
+        query_plan: {}
+      },
+      source_rows_summary: "2 MCP movement rows fetched, 2 matched ranking scope",
+      derived_metadata_surface: null,
+      derived_entity_resolution: null,
+      derived_activity_period: null,
+      derived_value_flow: null,
+      derived_bidirectional_value_flow: null,
+      derived_business_overview: null,
+      derived_ranked_value_flow: {
+        organization_scope: "ООО Альтернатива Плюс",
+        period_scope: "2020",
+        value_flow_direction: "incoming_customer_revenue",
+        ranking_need: "top_desc",
+        aggregation_axis: "counterparty",
+        coverage_limited_by_probe_limit: false,
+        ranked_values: [
+          {
+            axis_value: "СБЕРБАНК, ПАО",
+            total_amount: 12792194.31,
+            total_amount_human_ru: "12 792 194,31 руб.",
+            rows_with_amount: 3,
+            rows_matched: 3,
+            first_movement_date: "2020-01-15",
+            latest_movement_date: "2020-12-20",
+            counterparty_role_hint: "bank_or_financial_institution"
+          },
+          {
+            axis_value: "Группа СВК",
+            total_amount: 12093465,
+            total_amount_human_ru: "12 093 465 руб.",
+            rows_with_amount: 2,
+            rows_matched: 2,
+            first_movement_date: "2020-02-15",
+            latest_movement_date: "2020-11-10",
+            counterparty_role_hint: "ordinary_counterparty"
+          }
+        ],
+        inference_basis: "confirmed_1c_movement_rows_grouped_by_counterparty"
+      },
+      query_limitations: [],
+      reason_codes: ["pilot_derived_ranked_value_flow_from_confirmed_rows"]
+    } as any);
+
+    const confirmed = draft.confirmed_lines.join("\n");
+    expect(confirmed).toContain("Крупнейший входящий денежный источник СБЕРБАНК, ПАО");
+    expect(confirmed).toContain("не называю это клиентской выручкой");
+    expect(confirmed).not.toContain("Больше всего денег принёс контрагент СБЕРБАНК");
+    expect(draft.must_not_claim).toContain(
+      "Do not present bank-like counterparties as ordinary customers, suppliers, revenue, procurement dependency, or business quality evidence without payment-purpose/contract proof."
+    );
+  });
+
   it("turns business overview multi-probe evidence into an analyst-safe draft", async () => {
     const planner = planAssistantMcpDiscovery({
       dataNeedGraph: {
@@ -355,6 +425,7 @@ describe("assistant MCP discovery answer adapter", () => {
         { rows: [] },
         { rows: [] },
         { rows: [] },
+        { rows: [] },
         {
           rows: [
             { Период: "2020-01-15T00:00:00", Регистратор: "Поступление 1" },
@@ -429,6 +500,7 @@ describe("assistant MCP discovery answer adapter", () => {
         { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
         { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
         { rows: [] },
+        { rows: [] },
         {
           rows: [
             { Period: "2020-12-31T00:00:00", Amount: 100000, Counterparty: "Клиент А" }
@@ -528,6 +600,7 @@ describe("assistant MCP discovery answer adapter", () => {
         { rows: [] },
         { rows: [] },
         { rows: [] },
+        { rows: [] },
         {
           rows: [
             { Period: "2020-12-31T00:00:00", Amount: 250000, Quantity: 10, Item: "Товар А" },
@@ -576,6 +649,73 @@ describe("assistant MCP discovery answer adapter", () => {
     expect(draft.must_not_claim).toContain("Do not present business overview inventory staleness risk proxy as confirmed obsolete stock, reserve, write-off, or liquidation value.");
   });
 
+  it("answers inventory reserve boundary questions direct-first before broad overview detail", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "inventory_reserve_boundary",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: ["collect_scoped_movements", "probe_coverage", "explain_evidence_basis"],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "inventory_reserve_boundary",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        explicit_date_scope: "2020",
+        unsupported_but_understood_family: "inventory_reserve_liquidation_boundary"
+      }
+    });
+    const pilot = await executeAssistantMcpDiscoveryPilot(
+      planner,
+      buildSequentialDeps([
+        { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
+        { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
+        { rows: [] },
+        { rows: [] },
+        { rows: [] },
+        { rows: [] },
+        { rows: [] },
+        {
+          rows: [
+            { Period: "2020-12-31T00:00:00", Amount: 250000, Quantity: 10, Item: "Товар А" }
+          ]
+        },
+        {
+          rows: [
+            { Period: "2020-01-10T00:00:00", Amount: 200000, Quantity: 8, Item: "Товар А" }
+          ]
+        },
+        { rows: [{ Period: "2020-01-15T00:00:00", Registrator: "Поступление 1" }] },
+        {
+          rows: [
+            { Period: "2020-03-01T00:00:00", Amount: 600000, Item: "Товар А", Counterparty: "Клиент А", AccountKt: "41.01" },
+            { Period: "2020-02-01T00:00:00", Amount: 240000, Item: "Товар А", Counterparty: "Поставщик А", AccountDt: "41.01" }
+          ]
+        }
+      ])
+    );
+
+    const draft = buildAssistantMcpDiscoveryAnswerDraft(pilot);
+
+    expect(draft.headline).toContain(
+      "\u0442\u043e\u0447\u043d\u043e \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0434\u0438\u0442\u044c \u0440\u0435\u0437\u0435\u0440\u0432"
+    );
+    expect(draft.headline).toContain("\u043d\u0435\u043b\u044c\u0437\u044f");
+    expect(draft.headline).toContain("staleness-risk proxy");
+    expect(draft.headline).not.toContain("бизнес-обзор");
+    expect(draft.must_not_claim).toContain("Do not present business overview inventory staleness risk proxy as confirmed obsolete stock, reserve, write-off, or liquidation value.");
+  });
+
   it("renders metadata-scoped movement all-time follow-up as an all-time bounded answer", async () => {
     const planner = planAssistantMcpDiscovery({
       dataNeedGraph: {
@@ -796,7 +936,9 @@ describe("assistant MCP discovery answer adapter", () => {
 
     expect(draft.answer_mode).toBe("confirmed_with_bounded_inference");
     expect(draft.confirmed_lines).toHaveLength(1);
-    expect(userText).toContain("\u0411\u043e\u043b\u044c\u0448\u0435 \u0432\u0441\u0435\u0433\u043e \u0434\u0435\u043d\u0435\u0433 \u043f\u0440\u0438\u043d\u0451\u0441 \u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442");
+    expect(userText).toContain("Крупнейший входящий денежный источник");
+    expect(userText).toContain("не называю это клиентской выручкой");
+    expect(userText).not.toContain("\u0411\u043e\u043b\u044c\u0448\u0435 \u0432\u0441\u0435\u0433\u043e \u0434\u0435\u043d\u0435\u0433 \u043f\u0440\u0438\u043d\u0451\u0441 \u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442 \u0421\u0411\u0415\u0420\u0411\u0410\u041d\u041a");
     expect(userText).toContain("\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441");
     expect(userText).not.toContain("1C incoming value-flow");
     expect(userText).not.toContain("Full ranking outside");
@@ -1409,7 +1551,7 @@ describe("assistant MCP discovery answer adapter", () => {
         unsupported_but_understood_family: "counterparty_payouts_or_outflow"
       }
     });
-    const broadRows = Array.from({ length: 100 }, (_, index) => ({
+    const broadRows = Array.from({ length: 200 }, (_, index) => ({
       Period: `2020-01-${String((index % 28) + 1).padStart(2, "0")}T00:00:00`,
       Amount: 10,
       Counterparty: "SVK"

llm_normalizer/backend/tests/assistantMcpDiscoveryDebugAttachment.test.ts

@@ -26,6 +26,25 @@ function entryPointContract(overrides: Record<string, unknown> = {}) {
           selected_chain_matches_top: true
         }
       },
+      route_candidate: {
+        schema_version: "assistant_mcp_route_candidate_v1",
+        policy_owner: "assistantMcpDiscoveryRuntimeBridge",
+        candidate_status: "ready_for_reviewed_execution",
+        selected_chain_id: "value_flow_ranking",
+        selected_chain_summary: "Rank value flow",
+        nearest_catalog_chain_template: "value_flow_ranking",
+        catalog_alignment_status: "selected_matches_top",
+        business_fact_family: "value_flow",
+        action_family: "turnover",
+        proof_expectation: "coverage_checked_fact",
+        required_axes: ["organization", "period"],
+        provided_axes: ["organization", "period"],
+        missing_axes: [],
+        executable_now: true,
+        enablement_reason: null,
+        recommended_next_action: "Execute through the reviewed runtime bridge and truth gate.",
+        forbidden_overclaim_flags: ["no_unchecked_fact_totals"]
+      },
       answer_draft: {
         answer_mode: "confirmed_with_bounded_inference"
       }
@@ -54,6 +73,15 @@ describe("assistant MCP discovery debug attachment", () => {
     expect(debug.mcp_discovery_catalog_chain_alignment_status).toBe("selected_matches_top");
     expect(debug.mcp_discovery_catalog_chain_top_match).toBe("value_flow_ranking");
     expect(debug.mcp_discovery_catalog_chain_selected_matches_top).toBe(true);
+    expect(debug.mcp_discovery_route_candidate_status).toBe("ready_for_reviewed_execution");
+    expect(debug.mcp_discovery_route_candidate_fact_family).toBe("value_flow");
+    expect(debug.mcp_discovery_route_candidate_action_family).toBe("turnover");
+    expect(debug.mcp_discovery_route_candidate_missing_axes).toEqual([]);
+    expect(debug.mcp_discovery_route_candidate_provided_axes).toEqual(["organization", "period"]);
+    expect(debug.mcp_discovery_route_candidate_executable_now).toBe(true);
+    expect(debug.mcp_discovery_route_candidate_next_action).toBe(
+      "Execute through the reviewed runtime bridge and truth gate."
+    );
     expect(debug.mcp_discovery_answer_mode).toBe("confirmed_with_bounded_inference");
     expect(debug.mcp_discovery_business_fact_answer_allowed).toBe(true);
     expect(debug.mcp_discovery_user_facing_response_allowed).toBe(true);
@@ -76,6 +104,11 @@ describe("assistant MCP discovery debug attachment", () => {
     expect(debug.mcp_discovery_catalog_chain_alignment_status).toBeNull();
     expect(debug.mcp_discovery_catalog_chain_top_match).toBeNull();
     expect(debug.mcp_discovery_catalog_chain_selected_matches_top).toBe(false);
+    expect(debug.mcp_discovery_route_candidate_v1).toBeNull();
+    expect(debug.mcp_discovery_route_candidate_status).toBeNull();
+    expect(debug.mcp_discovery_route_candidate_missing_axes).toEqual([]);
+    expect(debug.mcp_discovery_route_candidate_provided_axes).toEqual([]);
+    expect(debug.mcp_discovery_route_candidate_executable_now).toBe(false);
     expect(debug.mcp_discovery_answer_mode).toBeNull();
     expect(debug.mcp_discovery_business_fact_answer_allowed).toBe(false);
     expect(debug.mcp_discovery_user_facing_response_allowed).toBe(false);

llm_normalizer/backend/tests/assistantMcpDiscoveryPilotExecutor.test.ts

@@ -293,6 +293,80 @@ describe("assistant MCP discovery pilot executor", () => {
     expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(6);
   });
 
+  it("marks bank-like counterparties in business-overview rankings before evidence wording", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "all_time_scope",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Альтернатива Плюс"
+      }
+    });
+    const deps = buildSequentialDeps([
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Amount: 1200000, Counterparty: "СБЕРБАНК, ПАО" },
+          { Period: "2020-02-15T00:00:00", Amount: 800000, Counterparty: "Группа СВК" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-01-20T00:00:00", Amount: 650000, Counterparty: "СБЕРБАНК, ПАО" },
+          { Period: "2020-03-20T00:00:00", Amount: 50000, Counterparty: "ООО Поставщик" }
+        ]
+      },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] }
+    ]);
+
+    const result = await executeAssistantMcpDiscoveryPilot(planner, deps);
+
+    expect(result.derived_business_overview?.top_customers[0]).toMatchObject({
+      axis_value: "СБЕРБАНК, ПАО",
+      counterparty_role_hint: "bank_or_financial_institution"
+    });
+    expect(result.derived_business_overview?.top_customers[1]).toMatchObject({
+      axis_value: "Группа СВК",
+      counterparty_role_hint: "ordinary_counterparty"
+    });
+    expect(result.derived_business_overview?.top_suppliers[0]).toMatchObject({
+      axis_value: "СБЕРБАНК, ПАО",
+      counterparty_role_hint: "bank_or_financial_institution"
+    });
+    const confirmedFacts = result.evidence.confirmed_facts.join("\n");
+    const inferredFacts = result.evidence.inferred_facts.join("\n");
+    expect(confirmedFacts).toContain("Крупнейший входящий денежный источник");
+    expect(confirmedFacts).toContain("Крупнейший небанковский входящий контрагент");
+    expect(confirmedFacts).toContain("Крупнейший получатель исходящих денег");
+    expect(confirmedFacts).not.toContain("Самый крупный подтвержденный клиент в проверенном срезе: СБЕРБАНК");
+    expect(confirmedFacts).not.toContain("Самый крупный подтвержденный поставщик/получатель исходящих платежей в проверенном срезе: СБЕРБАНК");
+    expect(inferredFacts).toContain("outgoing cash concentration proxy");
+  });
+
   it("adds a checked VAT/tax family to business overview only when an explicit period is available", async () => {
     const planner = planAssistantMcpDiscovery({
       dataNeedGraph: {
@@ -347,6 +421,7 @@ describe("assistant MCP discovery pilot executor", () => {
       { rows: [] },
       { rows: [] },
       { rows: [] },
+      { rows: [] },
       {
         rows: [
           { Период: "2020-01-15T00:00:00", Регистратор: "Поступление 1" },
@@ -402,9 +477,9 @@ describe("assistant MCP discovery pilot executor", () => {
     expect(result.reason_codes).toContain("pilot_derived_business_overview_tax_position_from_confirmed_rows");
     expect(result.reason_codes).toContain("pilot_business_overview_trading_margin_query_mcp_executed");
     expect(result.reason_codes).toContain("pilot_derived_business_overview_trading_margin_proxy_from_confirmed_rows");
-    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(13);
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(14);
     const taxCall = deps.executeAddressMcpQuery.mock.calls[2]?.[0];
-    const tradingMarginCall = deps.executeAddressMcpQuery.mock.calls[9]?.[0];
+    const tradingMarginCall = deps.executeAddressMcpQuery.mock.calls[10]?.[0];
     expect(String(taxCall?.query ?? "")).toContain("НДСЗаписиКнигиПродаж");
     expect(String(taxCall?.query ?? "")).toContain("НДСЗаписиКнигиПокупок");
     expect(String(tradingMarginCall?.query ?? "")).toContain("Документ.РеализацияТоваровУслуг.Товары");
@@ -453,6 +528,7 @@ describe("assistant MCP discovery pilot executor", () => {
       { rows: [] },
       { rows: [] },
       { rows: [] },
+      { rows: [] },
       {
         rows: [
           { Period: "2020-03-01T00:00:00", Amount: 100000, Item: "Товар А", Counterparty: "Клиент А", AccountKt: "41.01" },
@@ -510,6 +586,7 @@ describe("assistant MCP discovery pilot executor", () => {
       { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
       { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
       { rows: [] },
+      { rows: [] },
       {
         rows: [
           { Period: "2020-12-31T00:00:00", Amount: 70000, Counterparty: "Клиент А" },
@@ -602,15 +679,107 @@ describe("assistant MCP discovery pilot executor", () => {
     expect(result.reason_codes).toContain("pilot_derived_business_overview_open_settlement_quality_from_confirmed_rows");
     expect(result.reason_codes).toContain("pilot_derived_business_overview_debt_age_signal_from_contract_dates");
     expect(result.reason_codes).toContain("pilot_derived_business_overview_debt_staleness_risk_proxy_from_confirmed_rows");
-    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(13);
-    const receivablesCall = deps.executeAddressMcpQuery.mock.calls[3]?.[0];
-    const payablesCall = deps.executeAddressMcpQuery.mock.calls[4]?.[0];
-    const openContractsCall = deps.executeAddressMcpQuery.mock.calls[5]?.[0];
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(14);
+    const receivablesCall = deps.executeAddressMcpQuery.mock.calls[4]?.[0];
+    const payablesCall = deps.executeAddressMcpQuery.mock.calls[5]?.[0];
+    const openContractsCall = deps.executeAddressMcpQuery.mock.calls[6]?.[0];
     expect(String(receivablesCall?.query ?? "")).toContain("62");
     expect(String(payablesCall?.query ?? "")).toContain("60");
     expect(String(openContractsCall?.query ?? "")).toContain("СуммаРазвернутыйОстатокКт");
   });
 
+  it("checks debt due-date aging with contract payment terms before claiming overdue debt", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "debt_due_date_boundary",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "due_date_aging",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_unchecked_overdue_claim"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "debt_due_date_boundary",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        explicit_date_scope: "2020"
+      }
+    });
+    const deps = buildSequentialDeps([
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Amount: 100000, Counterparty: "Клиент А", Contract: "Договор А от 10.02.2019" }
+        ]
+      },
+      {
+        rows: [
+          {
+            Period: "2020-12-31T00:00:00",
+            Amount: 100000,
+            Counterparty: "Клиент А",
+            Contract: "Договор А от 10.02.2019",
+            ДокументРасчетов: "Реализация товаров от 10.03.2020",
+            УстановленСрокОплаты: false,
+            СрокОплаты: 0
+          }
+        ]
+      },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] }
+    ]);
+
+    const result = await executeAssistantMcpDiscoveryPilot(planner, deps);
+
+    expect(result.derived_business_overview?.debt_due_date_aging).toMatchObject({
+      as_of_date: "2020-12-31",
+      rows_with_amount: 1,
+      gross_open_amount: 100000,
+      rows_with_payment_terms: 0,
+      rows_without_payment_terms: 1,
+      overdue_rows: 0,
+      evidence_status: "no_payment_terms_configured"
+    });
+    expect(result.derived_business_overview?.missing_signal_families).not.toContain("debt_due_date_aging_quality");
+    expect(result.derived_business_overview?.missing_proof_families.map((item) => item.family)).not.toContain(
+      "debt_due_date_aging_quality"
+    );
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("срок оплаты не установлен");
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("Подтвержденной просрочки");
+    expect(result.evidence.unknown_facts.join("\n")).not.toContain("due-date aging этим бизнес-обзором не подтверждены");
+    expect(result.reason_codes).toContain("pilot_business_overview_debt_due_date_aging_query_mcp_executed");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_debt_due_date_aging_from_confirmed_rows");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_debt_due_date_aging_no_payment_terms_configured");
+    const dueDateCall = deps.executeAddressMcpQuery.mock.calls[7]?.[0];
+    expect(String(dueDateCall?.query ?? "")).toContain("УстановленСрокОплаты");
+    expect(String(dueDateCall?.query ?? "")).toContain("СрокОплаты");
+  });
+
   it("adds a checked inventory-position family to business overview only as an as-of-date snapshot", async () => {
     const planner = planAssistantMcpDiscovery({
       dataNeedGraph: {
@@ -650,6 +819,7 @@ describe("assistant MCP discovery pilot executor", () => {
       { rows: [] },
       { rows: [] },
       { rows: [] },
+      { rows: [] },
       {
         rows: [
           { Period: "2020-12-31T00:00:00", Amount: 250000, Quantity: 10, Item: "Товар А" },
@@ -729,8 +899,8 @@ describe("assistant MCP discovery pilot executor", () => {
     expect(result.reason_codes).toContain("pilot_derived_business_overview_inventory_position_from_confirmed_rows");
     expect(result.reason_codes).toContain("pilot_derived_business_overview_inventory_turnover_proxy_from_confirmed_rows");
     expect(result.reason_codes).toContain("pilot_derived_business_overview_inventory_staleness_risk_proxy_from_confirmed_rows");
-    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(13);
-    const inventoryCall = deps.executeAddressMcpQuery.mock.calls[6]?.[0];
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(14);
+    const inventoryCall = deps.executeAddressMcpQuery.mock.calls[7]?.[0];
     expect(inventoryCall?.account_scope).toContain("41.01");
   });
 
@@ -1335,7 +1505,7 @@ describe("assistant MCP discovery pilot executor", () => {
         unsupported_but_understood_family: "counterparty_payouts_or_outflow"
       }
     });
-    const rows = Array.from({ length: 100 }, (_, index) => ({
+    const rows = Array.from({ length: 200 }, (_, index) => ({
       Period: `2020-01-${String((index % 28) + 1).padStart(2, "0")}T00:00:00`,
       Amount: 10,
       Counterparty: "SVK"
@@ -1359,7 +1529,7 @@ describe("assistant MCP discovery pilot executor", () => {
         unsupported_but_understood_family: "counterparty_payouts_or_outflow"
       }
     });
-    const broadRows = Array.from({ length: 100 }, (_, index) => ({
+    const broadRows = Array.from({ length: 200 }, (_, index) => ({
       Period: `2020-01-${String((index % 28) + 1).padStart(2, "0")}T00:00:00`,
       Amount: 10,
       Counterparty: "SVK"
@@ -1560,7 +1730,7 @@ describe("assistant MCP discovery pilot executor", () => {
         unsupported_but_understood_family: "counterparty_bidirectional_value_flow_or_netting"
       }
     });
-    const outgoingBroadRows = Array.from({ length: 100 }, (_, index) => ({
+    const outgoingBroadRows = Array.from({ length: 200 }, (_, index) => ({
       Period: `2020-01-${String((index % 28) + 1).padStart(2, "0")}T00:00:00`,
       Amount: 10,
       Counterparty: "SVK"

llm_normalizer/backend/tests/assistantMcpDiscoveryResponseCandidate.test.ts

@@ -44,6 +44,177 @@ describe("assistant MCP discovery response candidate", () => {
     expect(candidate.reply_text).not.toContain("primitive");
   });
 
+  it("keeps inventory reserve boundary answers direct instead of compacting into a money overview", () => {
+    const candidate = buildAssistantMcpDiscoveryResponseCandidate(
+      entryPoint({
+        turn_input: {
+          adapter_status: "ready",
+          turn_meaning_ref: {
+            asked_domain_family: "business_overview",
+            asked_action_family: "inventory_reserve_boundary",
+            unsupported_but_understood_family: "inventory_reserve_liquidation_boundary"
+          },
+          data_need_graph: {
+            business_fact_family: "business_overview",
+            ranking_need: null,
+            reason_codes: ["data_need_graph_family_business_overview"]
+          }
+        },
+        bridge: {
+          bridge_status: "answer_draft_ready",
+          user_facing_response_allowed: true,
+          business_fact_answer_allowed: true,
+          requires_user_clarification: false,
+          pilot: {
+            pilot_scope: "business_overview_route_template_v1",
+            derived_business_overview: {
+              period_scope: null,
+              incoming_customer_revenue: {
+                total_amount_human_ru: "157 192 981,43 руб.",
+                coverage_limited_by_probe_limit: true
+              },
+              outgoing_supplier_payout: {
+                total_amount_human_ru: "35 439 044,74 руб.",
+                coverage_limited_by_probe_limit: true
+              },
+              net_amount_human_ru: "121 753 936,69 руб.",
+              net_direction: "net_incoming"
+            }
+          },
+          answer_draft: {
+            answer_mode: "confirmed_with_bounded_inference",
+            headline:
+              "\u041a\u043e\u0440\u043e\u0442\u043a\u043e: \u0442\u043e\u0447\u043d\u043e \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0434\u0438\u0442\u044c \u0440\u0435\u0437\u0435\u0440\u0432 \u043f\u043e\u0434 \u043d\u0435\u043b\u0438\u043a\u0432\u0438\u0434\u044b \u043f\u043e \u0442\u0435\u043a\u0443\u0449\u0438\u043c \u0434\u0430\u043d\u043d\u044b\u043c \u043d\u0435\u043b\u044c\u0437\u044f.",
+            confirmed_lines: ["Денежный обзор здесь не является ответом на складской резерв."],
+            inference_lines: [],
+            unknown_lines: [
+              "\u0420\u0435\u0437\u0435\u0440\u0432\u044b, \u0441\u043f\u0438\u0441\u0430\u043d\u0438\u044f \u0438 \u043b\u0438\u043a\u0432\u0438\u0434\u0430\u0446\u0438\u043e\u043d\u043d\u0430\u044f \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u0441\u043a\u043b\u0430\u0434\u0430 \u043d\u0435 \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u044b."
+            ],
+            limitation_lines: [],
+            next_step_line: null
+          }
+        }
+      })
+    );
+
+    expect(candidate.reply_text).toContain(
+      "\u0442\u043e\u0447\u043d\u043e \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0434\u0438\u0442\u044c \u0440\u0435\u0437\u0435\u0440\u0432"
+    );
+    expect(candidate.reply_text).toContain("\u041f\u0440\u043e\u0432\u0435\u0440\u0438\u0442\u044c \u043d\u0443\u0436\u043d\u043e");
+    expect(candidate.reply_text).not.toContain("157 192 981");
+    expect(candidate.reply_text).not.toContain("лимит");
+  });
+
+  it("keeps profit/margin boundary answers direct instead of compacting into a money overview", () => {
+    const candidate = buildAssistantMcpDiscoveryResponseCandidate(
+      entryPoint({
+        turn_input: {
+          adapter_status: "ready",
+          turn_meaning_ref: {
+            asked_domain_family: "business_overview",
+            asked_action_family: "profit_margin_boundary",
+            unsupported_but_understood_family: "profit_margin_boundary"
+          },
+          data_need_graph: {
+            business_fact_family: "business_overview",
+            ranking_need: null,
+            reason_codes: ["data_need_graph_family_business_overview"]
+          }
+        },
+        bridge: {
+          bridge_status: "answer_draft_ready",
+          user_facing_response_allowed: true,
+          business_fact_answer_allowed: true,
+          requires_user_clarification: false,
+          pilot: {
+            pilot_scope: "business_overview_route_template_v1",
+            derived_business_overview: {
+              incoming_customer_revenue: {
+                total_amount_human_ru: "47 628 853,03 руб."
+              },
+              outgoing_supplier_payout: {
+                total_amount_human_ru: "19 568 878,06 руб."
+              },
+              net_amount_human_ru: "28 059 974,97 руб.",
+              net_direction: "net_incoming"
+            }
+          },
+          answer_draft: {
+            answer_mode: "confirmed_with_bounded_inference",
+            headline:
+              "Коротко: нельзя точно подтвердить чистую прибыль и маржу по текущему срезу 1С; есть только bounded operating-flow/trading-margin proxy, не P&L и не бухгалтерский финансовый результат.",
+            confirmed_lines: ["Денежный обзор здесь не является ответом на чистую прибыль."],
+            inference_lines: [],
+            unknown_lines: ["Для точного P&L нужны себестоимость, расходы и закрытие периода."],
+            limitation_lines: [],
+            next_step_line: null
+          }
+        }
+      })
+    );
+
+    expect(candidate.reply_text).toContain("нельзя точно подтвердить чистую прибыль");
+    expect(candidate.reply_text).toContain("P&L");
+    expect(candidate.reply_text).toContain("себестоимости");
+    expect(candidate.reply_text).not.toContain("47 628 853");
+  });
+
+  it("keeps vendor-risk boundary answers direct instead of compacting into a money overview", () => {
+    const candidate = buildAssistantMcpDiscoveryResponseCandidate(
+      entryPoint({
+        turn_input: {
+          adapter_status: "ready",
+          turn_meaning_ref: {
+            asked_domain_family: "business_overview",
+            asked_action_family: "vendor_risk_procurement_boundary",
+            unsupported_but_understood_family: "vendor_risk_procurement_boundary"
+          },
+          data_need_graph: {
+            business_fact_family: "business_overview",
+            ranking_need: null,
+            reason_codes: ["data_need_graph_family_business_overview"]
+          }
+        },
+        bridge: {
+          bridge_status: "answer_draft_ready",
+          user_facing_response_allowed: true,
+          business_fact_answer_allowed: true,
+          requires_user_clarification: false,
+          pilot: {
+            pilot_scope: "business_overview_route_template_v1",
+            derived_business_overview: {
+              outgoing_supplier_payout: {
+                total_amount_human_ru: "19 568 878,06 руб."
+              },
+              top_suppliers: [
+                {
+                  axis_value: "СБЕРБАНК, ПАО",
+                  total_amount_human_ru: "6 653 022,52 руб."
+                }
+              ]
+            }
+          },
+          answer_draft: {
+            answer_mode: "confirmed_with_bounded_inference",
+            headline: "Коротко: точный риск зависимости от одного поставщика по текущим данным не подтвержден.",
+            confirmed_lines: [],
+            inference_lines: [],
+            unknown_lines: ["Vendor-risk route не подключен."],
+            limitation_lines: [],
+            next_step_line: null
+          }
+        }
+      })
+    );
+
+    expect(candidate.reply_text).toContain("риск зависимости");
+    expect(candidate.reply_text).toContain("outgoing cash concentration proxy");
+    expect(candidate.reply_text).toContain("банк/финансовая организация");
+    expect(candidate.reply_text).toContain("не доказанная зависимость от обычного поставщика");
+    expect(candidate.reply_text).not.toContain("крупнейший подтвержденный поставщик/получатель исходящих платежей: СБЕРБАНК");
+    expect(candidate.reply_text).not.toContain("операционное нетто");
+  });
+
   it("uses a compact direct answer for business-overview top year questions", () => {
     const candidate = buildAssistantMcpDiscoveryResponseCandidate(
       entryPoint({
@@ -114,13 +285,15 @@ describe("assistant MCP discovery response candidate", () => {
       })
     );
 
-    expect(candidate.reply_text).toContain("в доступном проверенном MCP-срезе");
+    expect(candidate.reply_text).toContain("в доступном проверенном срезе 1С");
     expect(candidate.reply_text).toContain("лидирует 2015");
     expect(candidate.reply_text).toContain("2015");
     expect(candidate.reply_text).toContain("136 723 459,73 руб.");
     expect(candidate.reply_text).toContain("не полный бухгалтерский рейтинг доходности");
     expect(candidate.reply_text).toContain("не как чистую бухгалтерскую прибыль");
-    expect(candidate.reply_text).toContain("лимит выборки MCP");
+    expect(candidate.reply_text).toContain("проверка достигла лимита строк");
+    expect(candidate.reply_text).not.toContain("лимит выборки MCP");
+    expect(candidate.reply_text).not.toContain("MCP-срез");
     expect(candidate.reply_text).not.toContain("Что подтверждено:");
     expect(candidate.reply_text).not.toContain("Профиль операционной активности");
   });
@@ -197,6 +370,76 @@ describe("assistant MCP discovery response candidate", () => {
     expect(candidate.reply_text).not.toContain("Складской срез");
   });
 
+  it("does not present bank-like incoming leaders as ordinary client revenue", () => {
+    const candidate = buildAssistantMcpDiscoveryResponseCandidate(
+      entryPoint({
+        turn_input: {
+          adapter_status: "ready",
+          data_need_graph: {
+            business_fact_family: "business_overview",
+            ranking_need: null,
+            reason_codes: [
+              "data_need_graph_family_business_overview",
+              "data_need_graph_business_overview_direct_money_answer"
+            ]
+          }
+        },
+        bridge: {
+          bridge_status: "answer_draft_ready",
+          user_facing_response_allowed: true,
+          business_fact_answer_allowed: true,
+          requires_user_clarification: false,
+          pilot: {
+            pilot_scope: "business_overview_route_template_v1",
+            derived_business_overview: {
+              period_scope: "2020",
+              incoming_customer_revenue: {
+                total_amount_human_ru: "24 885 659,31 руб.",
+                coverage_limited_by_probe_limit: false
+              },
+              outgoing_supplier_payout: {
+                total_amount_human_ru: "19 568 878,06 руб.",
+                coverage_limited_by_probe_limit: false
+              },
+              net_amount_human_ru: "5 316 781,25 руб.",
+              net_direction: "net_incoming",
+              top_customers: [
+                {
+                  axis_value: "СБЕРБАНК, ПАО",
+                  total_amount_human_ru: "12 792 194,31 руб.",
+                  counterparty_role_hint: "bank_or_financial_institution"
+                },
+                {
+                  axis_value: "Группа СВК",
+                  total_amount_human_ru: "12 093 465 руб.",
+                  counterparty_role_hint: "ordinary_counterparty"
+                }
+              ],
+              top_suppliers: [],
+              yearly_breakdown: []
+            }
+          },
+          answer_draft: {
+            answer_mode: "confirmed_with_bounded_inference",
+            headline: "Ограниченный бизнес-обзор.",
+            confirmed_lines: [],
+            inference_lines: [],
+            unknown_lines: [],
+            limitation_lines: [],
+            next_step_line: null
+          }
+        }
+      })
+    );
+
+    const firstLine = candidate.reply_text?.split("\n")[0] ?? "";
+    expect(firstLine).toContain("крупнейший входящий денежный источник: СБЕРБАНК, ПАО");
+    expect(firstLine).toContain("не называю это клиентской выручкой");
+    expect(firstLine).toContain("крупнейший небанковский входящий контрагент: Группа СВК");
+    expect(candidate.reply_text).not.toContain("крупнейший источник входящих денег: СБЕРБАНК");
+    expect(candidate.reply_text).not.toContain("Самый крупный подтвержденный клиент");
+  });
+
   it("mentions separate counterparty scope in company plus counterparty business summaries", () => {
     const candidate = buildAssistantMcpDiscoveryResponseCandidate(
       entryPoint({
@@ -607,7 +850,7 @@ describe("assistant MCP discovery response candidate", () => {
           requires_user_clarification: false,
           answer_draft: {
             answer_mode: "confirmed_with_bounded_inference",
-            headline: "По данным 1С найдены строки исходящих платежей/списаний; сумму можно называть только в рамках проверенного периода и найденных строк.",
+            headline: "По данным 1С найдены строки исходящих платежей/списаний; сумму можно называть только в рамках проверенного периода и найденных строк.",
             confirmed_lines: ["1C supplier-payout rows were found for counterparty SVK"],
             inference_lines: [
               "Requested period coverage was recovered through monthly 1C value-flow probes after the broad probe hit the row limit"
@@ -661,7 +904,7 @@ describe("assistant MCP discovery response candidate", () => {
           requires_user_clarification: false,
           answer_draft: {
             answer_mode: "confirmed_with_bounded_inference",
-            headline: "По данным 1С найдены строки движений; ответ ограничен проверенным периодом и найденными строками.",
+            headline: "По данным 1С найдены строки движений; ответ ограничен проверенным периодом и найденными строками.",
             confirmed_lines: ["1C movement rows were found for counterparty SVK"],
             inference_lines: ["Counterparty movement evidence is limited to confirmed 1C movement rows in the checked scope"],
             unknown_lines: ["Full movement history outside the checked period is not proven by this MCP discovery pilot"],
@@ -672,9 +915,9 @@ describe("assistant MCP discovery response candidate", () => {
       })
     );
 
-    expect(candidate.reply_text).toContain("В 1С найдены строки движений по контрагенту SVK.");
-    expect(candidate.reply_text).toContain("Срез движений ограничен только подтвержденными строками движений");
-    expect(candidate.reply_text).toContain("Полный исторический срез движений вне проверенного периода этим поиском не подтвержден.");
+    expect(candidate.reply_text).toContain("В 1С найдены строки движений по контрагенту SVK.");
+    expect(candidate.reply_text).toContain("Срез движений ограничен только подтвержденными строками движений");
+    expect(candidate.reply_text).toContain("Полный исторический срез движений вне проверенного периода этим поиском не подтвержден.");
     expect(candidate.reply_text).not.toContain("1C movement rows were found");
   });
 
@@ -841,9 +1084,8 @@ describe("assistant MCP discovery response candidate", () => {
     expect(candidate.reply_text).toContain(
       "\u0412 1\u0421 \u043f\u0440\u043e\u0432\u0435\u0440\u0435\u043d\u044b \u0432\u0445\u043e\u0434\u044f\u0449\u0438\u0435 \u0438 \u0438\u0441\u0445\u043e\u0434\u044f\u0449\u0438\u0435 \u0434\u0435\u043d\u0435\u0436\u043d\u044b\u0435 \u0441\u0442\u0440\u043e\u043a\u0438 \u0432 \u0437\u0430\u043f\u0440\u043e\u0448\u0435\u043d\u043d\u043e\u043c \u0441\u0440\u0435\u0437\u0435"
     );
-    expect(candidate.reply_text).toContain(
-      "\u0417\u0430\u043f\u0440\u043e\u0448\u0435\u043d\u043d\u044b\u0439 \u043f\u0435\u0440\u0438\u043e\u0434 \u0443\u043f\u0435\u0440\u0441\u044f \u0432 \u043b\u0438\u043c\u0438\u0442 \u0441\u0442\u0440\u043e\u043a MCP"
-    );
+    expect(candidate.reply_text).toContain("Запрошенный период достиг лимита строк");
+    expect(candidate.reply_text).not.toContain("уперся в лимит строк MCP");
     expect(candidate.reply_text).not.toContain(
       "\u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442\u0441\u043a\u043e\u043c\u0443 \u043a\u043e\u043d\u0442\u0443\u0440\u0443"
     );

llm_normalizer/backend/tests/assistantMcpDiscoveryResponsePolicy.test.ts

@@ -621,7 +621,7 @@ describe("assistant MCP discovery response policy", () => {
               answer_mode: "confirmed_with_bounded_inference",
               headline: "Рейтинг по контрагентам построен по подтвержденным строкам 1С.",
               confirmed_lines: [
-                "Больше всего денег принёс контрагент СБЕРБАНК, ПАО по организации ООО Альтернатива Плюс за период 2020: 12 792 194,31 руб. по 9 строкам с суммой."
+                "Крупнейший входящий денежный источник — СБЕРБАНК, ПАО по организации ООО Альтернатива Плюс за период 2020: 12 792 194,31 руб. по 9 строкам с суммой. Это банк/финансовая организация; без назначения платежа или договора не считаю это обычным клиентом или выручкой."
               ],
               inference_lines: [
                 "Рейтинг по контрагентам по организации ООО Альтернатива Плюс за период 2020 рассчитан только по подтвержденным строкам 1С."
@@ -639,6 +639,7 @@ describe("assistant MCP discovery response policy", () => {
     expect(result.decision).toBe("apply_candidate");
     expect(result.reply_text).toContain("ООО Альтернатива Плюс");
     expect(result.reply_text).toContain("2020");
+    expect(result.reply_text).toContain("не считаю это обычным клиентом");
     expect(result.reason_codes).toContain("mcp_discovery_response_policy_semantic_conflict_allows_candidate_override");
     expect(result.reason_codes).not.toContain("mcp_discovery_response_policy_keep_aligned_factual_address_reply");
     expect(result.reason_codes).not.toContain("mcp_discovery_response_policy_keep_factual_address_continuation_target");

llm_normalizer/backend/tests/assistantMcpDiscoveryRuntimeBridge.test.ts

@@ -37,6 +37,22 @@ function buildBidirectionalDeps(
   };
 }
 
+function buildSequentialDeps(results: Array<{ rows: Array<Record<string, unknown>>; error?: string | null }>) {
+  const executeAddressMcpQuery = vi.fn(async () => {
+    const next = results.shift() ?? { rows: [] };
+    const rows = next.rows;
+    const error = next.error ?? null;
+    return {
+      fetched_rows: rows.length,
+      matched_rows: error ? 0 : rows.length,
+      raw_rows: rows,
+      rows: error ? [] : rows,
+      error
+    };
+  });
+  return { executeAddressMcpQuery };
+}
+
 describe("assistant MCP discovery runtime bridge", () => {
   it("composes planner, pilot executor, and answer draft without wiring the hot runtime", async () => {
     const result = await runAssistantMcpDiscoveryRuntimeBridge({
@@ -150,8 +166,24 @@ describe("assistant MCP discovery runtime bridge", () => {
     expect(result.loop_state.catalog_chain_template_matches[0]).toBe("value_flow_ranking");
     expect(result.loop_state.catalog_chain_template_alignment.alignment_status).toBe("selected_matches_top");
     expect(result.loop_state.catalog_chain_template_alignment.selected_chain_matches_top).toBe(true);
+    expect(result.route_candidate).toMatchObject({
+      schema_version: "assistant_mcp_route_candidate_v1",
+      candidate_status: "needs_user_scope",
+      selected_chain_id: "value_flow_ranking",
+      nearest_catalog_chain_template: "value_flow_ranking",
+      catalog_alignment_status: "selected_matches_top",
+      business_fact_family: "value_flow",
+      action_family: "turnover",
+      executable_now: false
+    });
+    expect(result.route_candidate.missing_axes).toContain("organization");
+    expect(result.route_candidate.provided_axes).toContain("aggregate_axis");
+    expect(result.route_candidate.recommended_next_action).toBe(
+      "Ask the user for the missing scope axes before MCP execution."
+    );
     expect(result.reason_codes).toContain("planner_selected_chain_matches_catalog_top");
     expect(result.reason_codes).toContain("runtime_bridge_loop_state_awaiting_clarification");
+    expect(result.reason_codes).toContain("runtime_bridge_route_candidate_needs_user_scope");
   });
 
   it("produces a bounded ranked value-flow answer when period and organization are known", async () => {
@@ -192,6 +224,12 @@ describe("assistant MCP discovery runtime bridge", () => {
       axis_value: "СВК-А",
       total_amount: 2100
     });
+    expect(result.route_candidate).toMatchObject({
+      candidate_status: "ready_for_reviewed_execution",
+      selected_chain_id: "value_flow_ranking",
+      executable_now: true,
+      enablement_reason: null
+    });
     expect(result.answer_draft.confirmed_lines.join("\n")).toContain("СВК-А");
   });
 
@@ -437,6 +475,288 @@ describe("assistant MCP discovery runtime bridge", () => {
     expect(userFacing).not.toContain("MCP discovery pilot");
   });
 
+  it("marks exact business-overview proof gaps as route enablement instead of reviewed execution", async () => {
+    const deps = buildSequentialDeps([
+      { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Client A" }] },
+      { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Supplier A" }] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Amount: 250000, Quantity: 10, Item: "Widget A" },
+          { Period: "2020-12-31T00:00:00", Amount: 50000, Quantity: 5, Item: "Widget B" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-01-10T00:00:00", Amount: 200000, Quantity: 8, Item: "Widget A" },
+          { Period: "2020-11-01T00:00:00", Amount: 50000, Quantity: 2, Item: "Widget B" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Registrator: "Purchase 1" },
+          { Period: "2020-12-15T00:00:00", Registrator: "Purchase 2" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-03-01T00:00:00", Amount: 600000, Item: "Widget A", Counterparty: "Client A", AccountKt: "41.01" },
+          { Period: "2020-02-01T00:00:00", Amount: 240000, Item: "Widget A", Counterparty: "Supplier A", AccountDt: "41.01" }
+        ]
+      }
+    ]);
+    const result = await runAssistantMcpDiscoveryRuntimeBridge({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "inventory_reserve_boundary",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: [
+          "no_raw_model_claims",
+          "no_unchecked_fact_totals",
+          "no_unchecked_business_health_claim"
+        ],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "inventory_reserve_boundary",
+        explicit_organization_scope: "OOO Alternative Plus",
+        explicit_date_scope: "2020"
+      },
+      deps
+    });
+
+    expect(result.bridge_status).toBe("answer_draft_ready");
+    expect(result.business_fact_answer_allowed).toBe(true);
+    expect(result.route_candidate).toMatchObject({
+      candidate_status: "needs_route_enablement",
+      selected_chain_id: "business_overview",
+      business_fact_family: "business_overview",
+      action_family: "inventory_reserve_boundary",
+      executable_now: false
+    });
+    expect(result.route_candidate.enablement_reason).toContain("inventory_reserve_liquidation_quality");
+    expect(result.route_candidate.enablement_reason).toContain(
+      "reviewed_inventory_quality_route_with_reserves_writeoffs_obsolescence_and_liquidation_value"
+    );
+    expect(result.route_candidate.forbidden_overclaim_flags).toContain(
+      "confirmed_obsolete_stock_reserve_writeoff_or_liquidation_value"
+    );
+    expect(result.reason_codes).toContain("runtime_bridge_route_candidate_needs_route_enablement");
+  });
+
+  it("promotes profit-margin boundary when accounting 90/91/99 proof is available", async () => {
+    const deps = buildSequentialDeps([
+      { rows: [{ Period: "2020-01-15T00:00:00", Amount: 12012833.72, Counterparty: "Client A" }] },
+      { rows: [{ Period: "2020-01-20T00:00:00", Amount: 6430415.34, Counterparty: "Supplier A" }] },
+      { rows: [] },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Registrator: "ACC90_REVENUE_KT", Amount: 12012833.72 },
+          { Period: "2020-12-31T00:00:00", Registrator: "ACC90_COST_DT", Amount: 6430415.34 },
+          { Period: "2020-12-31T00:00:00", Registrator: "ACC90_SELLING_DT", Amount: 1715450.75 },
+          { Period: "2020-12-31T00:00:00", Registrator: "ACC90_RESULT_TO_99_PROFIT", Amount: 3053486.79 },
+          { Period: "2020-12-31T00:00:00", Registrator: "ACC90_RESULT_FROM_99_LOSS", Amount: 1188658.09 },
+          { Period: "2020-12-31T00:00:00", Registrator: "ACC91_RESULT_FROM_99_LOSS", Amount: 9001644.55 },
+          { Period: "2020-12-31T00:00:00", Registrator: "ACC84_TO99_LOSS_TRANSFER", Amount: 7136815.85 }
+        ]
+      },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [{ Period: "2020-01-15T00:00:00", Registrator: "Purchase 1" }] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] }
+    ]);
+    const result = await runAssistantMcpDiscoveryRuntimeBridge({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "profit_margin_boundary",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: [
+          "no_raw_model_claims",
+          "no_unchecked_fact_totals",
+          "no_unchecked_business_health_claim"
+        ],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "profit_margin_boundary",
+        explicit_organization_scope: "OOO Alternative Plus",
+        explicit_date_scope: "2020"
+      },
+      deps
+    });
+    const overview = result.pilot.derived_business_overview;
+    const missingFamilies = overview?.missing_proof_families.map((item) => item.family) ?? [];
+    const userFacing = [
+      result.answer_draft.headline,
+      ...result.answer_draft.confirmed_lines,
+      ...result.answer_draft.inference_lines,
+      ...result.answer_draft.unknown_lines,
+      ...result.answer_draft.limitation_lines,
+      result.answer_draft.next_step_line ?? ""
+    ].join("\n");
+
+    expect(result.bridge_status).toBe("answer_draft_ready");
+    expect(result.business_fact_answer_allowed).toBe(true);
+    expect(result.route_candidate).toMatchObject({
+      candidate_status: "ready_for_reviewed_execution",
+      selected_chain_id: "business_overview",
+      business_fact_family: "business_overview",
+      action_family: "profit_margin_boundary",
+      executable_now: true
+    });
+    expect(overview?.accounting_financial_result).toMatchObject({
+      period_scope: "2020",
+      final_result_amount: -7136815.85,
+      final_result_direction: "loss",
+      final_transfer_basis: "account_99_to_84_period_close",
+      period_close_rows_with_amount: 4
+    });
+    expect(overview?.accounting_financial_result?.net_margin_to_revenue_pct).toBe(-59.41);
+    expect(missingFamilies).not.toContain("accounting_profit_margin");
+    expect(userFacing).toContain("90/91/99");
+    expect(userFacing).toContain("90.01");
+    expect(userFacing).toContain("7 136 815,85");
+    expect(userFacing).not.toContain("operating-flow/trading-margin proxy");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_accounting_financial_result_from_confirmed_rows");
+    expect(result.reason_codes).toContain("answer_contains_business_overview_accounting_financial_result");
+    expect(result.reason_codes).toContain("runtime_bridge_route_candidate_ready_for_reviewed_execution");
+  });
+
+  it("promotes debt due-date boundary after reviewed payment-term route returns a checked negative", async () => {
+    const deps = buildSequentialDeps([
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Amount: 100000, Counterparty: "Клиент А", Contract: "Договор А" }
+        ]
+      },
+      {
+        rows: [
+          {
+            Period: "2020-12-31T00:00:00",
+            Amount: 100000,
+            Counterparty: "Клиент А",
+            Contract: "Договор А",
+            ДокументРасчетов: "Реализация товаров от 10.03.2020",
+            УстановленСрокОплаты: false,
+            СрокОплаты: 0
+          }
+        ]
+      },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] }
+    ]);
+    const result = await runAssistantMcpDiscoveryRuntimeBridge({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "debt_due_date_boundary",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "due_date_aging",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: [
+          "no_raw_model_claims",
+          "no_unchecked_overdue_claim"
+        ],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "debt_due_date_boundary",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        explicit_date_scope: "2020"
+      },
+      deps
+    });
+    const userFacing = [
+      result.answer_draft.headline,
+      ...result.answer_draft.confirmed_lines,
+      ...result.answer_draft.unknown_lines
+    ].join("\n");
+
+    expect(result.bridge_status).toBe("answer_draft_ready");
+    expect(result.route_candidate).toMatchObject({
+      candidate_status: "ready_for_reviewed_execution",
+      selected_chain_id: "business_overview",
+      business_fact_family: "business_overview",
+      action_family: "debt_due_date_boundary",
+      executable_now: true
+    });
+    expect(result.pilot.derived_business_overview?.debt_due_date_aging).toMatchObject({
+      evidence_status: "no_payment_terms_configured",
+      rows_without_payment_terms: 1,
+      overdue_rows: 0
+    });
+    expect(userFacing).toContain("срок оплаты не установлен");
+    expect(userFacing).toContain("Подтвержденной просрочки");
+    expect(result.reason_codes).toContain("runtime_bridge_route_candidate_ready_for_reviewed_execution");
+    expect(result.reason_codes).toContain("answer_contains_business_overview_debt_due_date_aging_no_payment_terms_configured");
+  });
+
   it("bridges selected-item inventory provenance templates through exact document evidence", async () => {
     const deps = buildDeps([
       {
@@ -711,5 +1031,15 @@ describe("assistant MCP discovery runtime bridge", () => {
     });
     expect(result.loop_state.pending_axes).toEqual(["organization", "period"]);
     expect(result.loop_state.explicit_entity_candidates).toEqual([]);
+    expect(result.route_candidate).toMatchObject({
+      candidate_status: "needs_user_scope",
+      selected_chain_id: "movement_evidence",
+      business_fact_family: "movement_evidence",
+      action_family: "list_movements",
+      proof_expectation: "clarification_required",
+      executable_now: false
+    });
+    expect(result.route_candidate.missing_axes).toEqual(["organization", "period"]);
+    expect(result.route_candidate.forbidden_overclaim_flags).toContain("no_unchecked_fact_totals");
   });
 });

llm_normalizer/backend/tests/assistantMcpDiscoveryTurnInputAdapter.test.ts

@@ -1505,6 +1505,36 @@ describe("assistant MCP discovery turn input adapter", () => {
     expect(result.reason_codes).toContain("mcp_discovery_not_applicable_for_supported_exact_turn");
   });
 
+  it("forces discovery over an exact ranking intent when organization scope is missing", () => {
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "\u043a\u0430\u043a\u043e\u0439 \u043a\u043e\u043d\u0442\u0440\u0430\u0433\u0435\u043d\u0442 \u043f\u0440\u0438\u043d\u0435\u0441 \u0431\u043e\u043b\u044c\u0448\u0435 \u0432\u0441\u0435\u0433\u043e \u0434\u0435\u043d\u0435\u0433 \u0437\u0430 2020 \u0433\u043e\u0434?",
+      assistantTurnMeaning: {
+        asked_domain_family: "counterparty",
+        asked_action_family: "counterparty_value_or_turnover",
+        explicit_intent_candidate: "customer_revenue_and_payments",
+        explicit_entity_candidates: [{ type: "counterparty", value: "\u0433\u043e\u0434\u0443", source: "current_turn_loose_entity_tail" }],
+        explicit_date_scope: "2020",
+        stale_replay_forbidden: false
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.semantic_data_need).toBe("counterparty value-flow evidence");
+    expect(result.data_need_graph?.business_fact_family).toBe("value_flow");
+    expect(result.data_need_graph?.ranking_need).toBe("top_desc");
+    expect(result.data_need_graph?.clarification_gaps).toEqual(["organization"]);
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "counterparty_value",
+      asked_action_family: "counterparty_value_or_turnover",
+      explicit_date_scope: "2020",
+      stale_replay_forbidden: true
+    });
+    expect(result.turn_meaning_ref?.explicit_entity_candidates).toBeUndefined();
+    expect(result.reason_codes).not.toContain("mcp_discovery_not_applicable_for_supported_exact_turn");
+  });
+
   it("routes broad business evaluation into business overview discovery without metadata drift", () => {
     const result = buildAssistantMcpDiscoveryTurnInput({
       userMessage:
@@ -1536,6 +1566,46 @@ describe("assistant MCP discovery turn input adapter", () => {
     expect(result.reason_codes).not.toContain("mcp_discovery_not_applicable_for_supported_exact_turn");
   });
 
+  it("keeps inventory reserve questions as a bounded boundary check instead of generic overview", () => {
+    const orgName =
+      "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441";
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "\u041c\u043e\u0436\u043d\u043e \u043b\u0438 \u043f\u043e \u044d\u0442\u0438\u043c \u0434\u0430\u043d\u043d\u044b\u043c \u0442\u043e\u0447\u043d\u043e \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0434\u0438\u0442\u044c \u0440\u0435\u0437\u0435\u0440\u0432 \u043f\u043e\u0434 \u043d\u0435\u043b\u0438\u043a\u0432\u0438\u0434\u044b \u043d\u0430 \u0441\u043a\u043b\u0430\u0434\u0435?",
+      assistantTurnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        unsupported_but_understood_family: "broad_business_evaluation",
+        stale_replay_forbidden: true
+      },
+      followupContext: {
+        previous_discovery_pilot_scope: "business_overview_route_template_v1",
+        previous_filters: {
+          organization: orgName,
+          period_from: "2020-01-01",
+          period_to: "2020-12-31"
+        }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.semantic_data_need).toBe("business overview evidence with bounded analyst interpretation");
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.data_need_graph?.subject_candidates).toEqual([]);
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "inventory_reserve_boundary",
+      explicit_organization_scope: orgName,
+      explicit_date_scope: "2020",
+      unsupported_but_understood_family: "inventory_reserve_liquidation_boundary",
+      stale_replay_forbidden: true
+    });
+    expect(result.turn_meaning_ref?.explicit_entity_candidates).toBeUndefined();
+    expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_route_candidate");
+    expect(result.reason_codes).toContain("mcp_discovery_data_need_graph_built");
+  });
+
   it("lets raw business-overview wording override stale exact turnover meaning", () => {
     const result = buildAssistantMcpDiscoveryTurnInput({
       userMessage:
@@ -2170,10 +2240,10 @@ describe("assistant MCP discovery turn input adapter", () => {
     expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
     expect(result.turn_meaning_ref).toMatchObject({
       asked_domain_family: "business_overview",
-      asked_action_family: "broad_evaluation",
+      asked_action_family: "profit_margin_boundary",
       explicit_organization_scope: orgName,
       explicit_date_scope: "2020",
-      unsupported_but_understood_family: "broad_business_evaluation",
+      unsupported_but_understood_family: "profit_margin_boundary",
       stale_replay_forbidden: true
     });
     expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_route_candidate");
@@ -2181,6 +2251,23 @@ describe("assistant MCP discovery turn input adapter", () => {
     expect(result.data_need_graph?.clarification_gaps).toEqual([]);
   });
 
+  it("routes legal-entity profit and margin wording to the missing P&L proof-family boundary", () => {
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage: "по ООО Альтернатива Плюс за 2020 можно точно сказать чистую прибыль и маржу?"
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "profit_margin_boundary",
+      explicit_organization_scope: "ООО Альтернатива Плюс",
+      explicit_date_scope: "2020",
+      unsupported_but_understood_family: "profit_margin_boundary"
+    });
+  });
+
   it("routes organization-level overdue debt wording to business overview instead of exact receivables recipes", () => {
     const orgName = "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441";
     const result = buildAssistantMcpDiscoveryTurnInput({
@@ -2201,10 +2288,10 @@ describe("assistant MCP discovery turn input adapter", () => {
     expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
     expect(result.turn_meaning_ref).toMatchObject({
       asked_domain_family: "business_overview",
-      asked_action_family: "broad_evaluation",
+      asked_action_family: "debt_due_date_boundary",
       explicit_organization_scope: orgName,
       explicit_date_scope: "2020",
-      unsupported_but_understood_family: "broad_business_evaluation",
+      unsupported_but_understood_family: "debt_due_date_boundary",
       stale_replay_forbidden: true
     });
     expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_route_candidate");
@@ -2232,10 +2319,10 @@ describe("assistant MCP discovery turn input adapter", () => {
     expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
     expect(result.turn_meaning_ref).toMatchObject({
       asked_domain_family: "business_overview",
-      asked_action_family: "broad_evaluation",
+      asked_action_family: "inventory_reserve_boundary",
       explicit_organization_scope: orgName,
       explicit_date_scope: "2020",
-      unsupported_but_understood_family: "broad_business_evaluation",
+      unsupported_but_understood_family: "inventory_reserve_liquidation_boundary",
       stale_replay_forbidden: true
     });
     expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_route_candidate");
@@ -2263,10 +2350,10 @@ describe("assistant MCP discovery turn input adapter", () => {
     expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
     expect(result.turn_meaning_ref).toMatchObject({
       asked_domain_family: "business_overview",
-      asked_action_family: "broad_evaluation",
+      asked_action_family: "vendor_risk_procurement_boundary",
       explicit_organization_scope: orgName,
       explicit_date_scope: "2020",
-      unsupported_but_understood_family: "broad_business_evaluation",
+      unsupported_but_understood_family: "vendor_risk_procurement_boundary",
       stale_replay_forbidden: true
     });
     expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_route_candidate");
@@ -2708,6 +2795,42 @@ describe("assistant MCP discovery turn input adapter", () => {
     expect(result.data_need_graph?.clarification_gaps).toEqual(["period"]);
   });
 
+  it("routes explicit VAT movement wording to metadata-scoped movement evidence over exact VAT aggregate", () => {
+    const orgName =
+      "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441";
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "\u043f\u043e\u043a\u0430\u0436\u0438 \u0434\u0432\u0438\u0436\u0435\u043d\u0438\u044f \u043f\u043e \u041d\u0414\u0421 \u0437\u0430 2020 \u043f\u043e \u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441",
+      assistantTurnMeaning: {
+        explicit_intent_candidate: "vat_liability_confirmed_for_tax_period"
+      },
+      predecomposeContract: {
+        entities: { organization: orgName },
+        period: {
+          period_from: "2020-01-01",
+          period_to: "2020-12-31"
+        }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.semantic_data_need).toBe("movement evidence");
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "movements",
+      asked_action_family: "list_movements",
+      metadata_scope_hint: "\u041d\u0414\u0421",
+      subject_resolution_optional: true,
+      explicit_organization_scope: orgName,
+      explicit_date_scope: "2020",
+      unsupported_but_understood_family: "movement_evidence",
+      stale_replay_forbidden: true
+    });
+    expect(result.data_need_graph?.business_fact_family).toBe("movement_evidence");
+    expect(result.data_need_graph?.clarification_gaps).toEqual([]);
+    expect(result.reason_codes).toContain("mcp_discovery_vat_movement_evidence_signal_detected");
+  });
+
   it("pivots a metadata-scoped subjectless movement retrieval into documents without inventing a counterparty", () => {
     const orgName =
       "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441";
@@ -2867,6 +2990,62 @@ describe("assistant MCP discovery turn input adapter", () => {
     });
   });
 
+  it("prefers semantic organization over noisy raw organization tail for debt due-date overview", () => {
+    const orgName = "ООО Альтернатива Плюс";
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage: "по ООО Альтернатива Плюс на конец 2020 можно точно понять, какая дебиторка просрочена?",
+      predecomposeContract: {
+        entities: { counterparty: orgName, organization: orgName },
+        period: { period_from: "2020-01-01", period_to: "2020-12-31" }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.semantic_data_need).toBe("business overview evidence with bounded analyst interpretation");
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "debt_due_date_boundary",
+      explicit_organization_scope: orgName,
+      explicit_date_scope: "2020",
+      unsupported_but_understood_family: "debt_due_date_boundary",
+      stale_replay_forbidden: true
+    });
+    expect(result.turn_meaning_ref?.explicit_entity_candidates).toBeUndefined();
+  });
+
+  it("routes debt due-date boundary follow-up through the business overview lane", () => {
+    const orgName =
+      "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441";
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "\u0442\u043e \u0435\u0441\u0442\u044c \u043f\u0440\u043e\u0441\u0440\u043e\u0447\u043a\u0443 \u0434\u043e\u043a\u0430\u0437\u0430\u0442\u044c \u043d\u0435\u043b\u044c\u0437\u044f, \u043a\u043e\u0440\u043e\u0442\u043a\u043e \u043f\u043e\u0447\u0435\u043c\u0443?",
+      followupContext: {
+        previous_discovery_pilot_scope: "business_overview_route_template_v1",
+        previous_filters: {
+          organization: orgName,
+          period_from: "2020-01-01",
+          period_to: "2020-12-31"
+        }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.semantic_data_need).toBe("business overview evidence with bounded analyst interpretation");
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "debt_due_date_boundary",
+      explicit_organization_scope: orgName,
+      explicit_date_scope: "2020",
+      unsupported_but_understood_family: "debt_due_date_boundary",
+      stale_replay_forbidden: true
+    });
+    expect(result.reason_codes).toContain("mcp_discovery_business_overview_continuation_from_followup_context");
+    expect(result.reason_codes).toContain("mcp_discovery_business_overview_debt_due_date_followup_boundary");
+  });
+
   it("lets raw metadata scope override stale document evidence subject on topic switch", () => {
     const orgName =
       "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441";
@@ -2946,6 +3125,44 @@ describe("assistant MCP discovery turn input adapter", () => {
     expect(result.reason_codes).toContain("mcp_discovery_business_overview_continuation_from_followup_context");
   });
 
+  it("keeps short profit/loss follow-up on the accounting profit-margin boundary", () => {
+    const orgName =
+      "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441";
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "\u0430 \u044d\u0442\u043e \u043f\u0440\u0438\u0431\u044b\u043b\u044c \u0438\u043b\u0438 \u0443\u0431\u044b\u0442\u043e\u043a, \u043a\u043e\u0440\u043e\u0442\u043a\u043e?",
+      assistantTurnMeaning: {
+        asked_domain_family: "unknown",
+        asked_action_family: "unknown"
+      },
+      followupContext: {
+        previous_discovery_pilot_scope: "business_overview_route_template_v1",
+        previous_filters: {
+          organization: orgName,
+          period_from: "2020-01-01",
+          period_to: "2020-12-31"
+        }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.semantic_data_need).toBe("business overview evidence with bounded analyst interpretation");
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.data_need_graph?.subject_candidates).toEqual([]);
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "profit_margin_boundary",
+      explicit_organization_scope: orgName,
+      explicit_date_scope: "2020",
+      unsupported_but_understood_family: "profit_margin_boundary",
+      stale_replay_forbidden: true
+    });
+    expect(result.turn_meaning_ref?.explicit_entity_candidates).toBeUndefined();
+    expect(result.reason_codes).toContain("mcp_discovery_business_overview_continuation_from_followup_context");
+    expect(result.reason_codes).toContain("mcp_discovery_business_overview_profit_margin_followup_boundary");
+  });
+
   it("keeps detailed money-breakdown follow-up in business overview without pseudo counterparty anchors", () => {
     const orgName =
       "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441";

llm_normalizer/backend/tests/assistantRoutePolicy.test.ts

@@ -557,6 +557,45 @@ describe("assistantRoutePolicy", () => {
     expect(decision.orchestrationContract?.followup_context_detected).toBe(false);
   });
 
+  it("keeps plain organization clarification in address lane for pending route-candidate scope", () => {
+    const orgName =
+      "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441";
+    const policy = buildPolicy({
+      resolveAddressToolGateDecision: undefined
+    });
+
+    const decision = policy.resolveAssistantOrchestrationDecision({
+      rawUserMessage: orgName,
+      effectiveAddressUserMessage: orgName,
+      followupContext: {
+        previous_intent: "customer_revenue_and_payments",
+        target_intent: "customer_revenue_and_payments",
+        previous_discovery_pilot_scope: "counterparty_value_flow_query_movements_v1",
+        previous_discovery_loop_status: "awaiting_clarification",
+        previous_discovery_loop_selected_chain_id: "value_flow_ranking",
+        previous_discovery_loop_pending_axes: ["organization"],
+        previous_discovery_loop_asked_domain_family: "counterparty_value",
+        previous_discovery_loop_asked_action_family: "turnover",
+        previous_discovery_loop_unsupported_family: "counterparty_value_or_turnover"
+      },
+      llmPreDecomposeMeta: {
+        predecomposeContract: {
+          mode: "unsupported",
+          intent: "unknown",
+          entities: { organization: orgName },
+          semantics: { anchor_kind: "organization", anchor_value: orgName }
+        }
+      },
+      useMock: false
+    });
+
+    expect(decision.runAddressLane).toBe(true);
+    expect(decision.toolGateReason).toBe("followup_context_detected");
+    expect(decision.livingMode).toBe("address_data");
+    expect(decision.livingReason).toBe("address_lane_triggered");
+    expect(decision.orchestrationContract?.hard_meta_mode).toBeNull();
+  });
+
   it("does not turn short entity follow-up into organization switch just because scope already has an active company", () => {
     const policy = buildPolicy({
       resolveAddressToolGateDecision: undefined,

llm_normalizer/backend/tests/assistantTransitionPolicy.test.ts

@@ -1206,6 +1206,67 @@ describe("assistantTransitionPolicy", () => {
       period_to: "2020-12-31"
     });
   });
+
+  it("carries business overview boundary context through short capability-shaped follow-up", () => {
+    const policy = buildPolicy({
+      findLastAddressAssistantItem: () => null,
+      shouldHandleAsAssistantCapabilityMetaQuery: () => true,
+      hasDataRetrievalRequestSignal: () => false,
+      hasAddressFollowupContextSignal: () => false
+    });
+    const organization = "ООО Альтернатива Плюс";
+
+    const carryover = policy.resolveAddressFollowupCarryoverContext(
+      "то есть просрочку доказать нельзя, коротко почему?",
+      [
+        {
+          role: "assistant",
+          text: "На 2020-12-31 подтвержденной просрочки нет: в договорах срок оплаты не установлен.",
+          debug: {
+            execution_lane: "living_chat",
+            mcp_discovery_response_applied: true,
+            assistant_active_organization: organization,
+            assistant_mcp_discovery_entry_point_v1: {
+              schema_version: "assistant_mcp_discovery_runtime_entry_point_v1",
+              entry_status: "bridge_executed",
+              turn_input: {
+                turn_meaning_ref: {
+                  asked_domain_family: "business_overview",
+                  asked_action_family: "debt_due_date_boundary",
+                  unsupported_but_understood_family: "debt_due_date_boundary",
+                  explicit_organization_scope: organization,
+                  explicit_date_scope: "2020"
+                }
+              },
+              bridge: {
+                bridge_status: "answer_draft_ready",
+                business_fact_answer_allowed: true,
+                pilot: {
+                  pilot_scope: "business_overview_route_template_v1"
+                },
+                answer_draft: {
+                  answer_mode: "confirmed_with_bounded_inference"
+                }
+              }
+            }
+          }
+        }
+      ],
+      null,
+      null,
+      null
+    );
+
+    expect(carryover?.followupSelectionMode).toBe("carry_previous_intent");
+    expect(carryover?.followupContext?.previous_discovery_pilot_scope).toBe(
+      "business_overview_route_template_v1"
+    );
+    expect(carryover?.followupContext?.previous_filters).toMatchObject({
+      organization,
+      period_from: "2020-01-01",
+      period_to: "2020-12-31"
+    });
+  });
   it("carries resolved entity candidates from grounded entity-resolution discovery into followup context", () => {
     const policy = buildPolicy({
       findLastAddressAssistantItem: () => null,
@@ -1506,6 +1567,67 @@ describe("assistantTransitionPolicy", () => {
     );
   });
 
+  it("treats a plain organization reply as continuation of a pending route-candidate organization scope", () => {
+    const orgName =
+      "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441";
+    const policy = buildPolicy({
+      findLastAddressAssistantItem: () => ({
+        role: "assistant",
+        text: "\u041d\u0443\u0436\u043d\u043e \u0443\u0442\u043e\u0447\u043d\u0438\u0442\u044c \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u044e.",
+        debug: {
+          execution_lane: "living_chat",
+          detected_intent: "customer_revenue_and_payments",
+          mcp_discovery_response_applied: true,
+          assistant_mcp_discovery_entry_point_v1: {
+            schema_version: "assistant_mcp_discovery_runtime_entry_point_v1",
+            entry_status: "bridge_executed",
+            bridge: {
+              bridge_status: "needs_clarification",
+              business_fact_answer_allowed: false,
+              pilot: {
+                pilot_scope: "counterparty_value_flow_query_movements_v1"
+              },
+              loop_state: {
+                schema_version: "assistant_mcp_discovery_loop_state_v1",
+                loop_status: "awaiting_clarification",
+                selected_chain_id: "value_flow_ranking",
+                pilot_scope: "counterparty_value_flow_query_movements_v1",
+                asked_domain_family: "counterparty_value",
+                asked_action_family: "turnover",
+                unsupported_but_understood_family: "counterparty_value_or_turnover",
+                ranking_need: "top_desc",
+                pending_axes: ["organization"],
+                provided_axes: ["aggregate_axis", "amount", "coverage_target"],
+                explicit_date_scope: "2020"
+              }
+            }
+          }
+        }
+      }),
+      hasAddressFollowupContextSignal: () => false
+    });
+
+    const carryover = policy.resolveAddressFollowupCarryoverContext(
+      orgName,
+      [],
+      null,
+      {
+        predecomposeContract: {
+          mode: "unsupported",
+          intent: "unknown",
+          entities: { organization: orgName },
+          semantics: { anchor_kind: "organization", anchor_value: orgName }
+        }
+      },
+      null
+    );
+
+    expect(carryover?.followupContext?.previous_discovery_loop_status).toBe("awaiting_clarification");
+    expect(carryover?.followupContext?.previous_discovery_loop_selected_chain_id).toBe("value_flow_ranking");
+    expect(carryover?.followupContext?.previous_discovery_loop_pending_axes).toEqual(["organization"]);
+    expect(carryover?.followupContext?.target_intent).toBe("customer_revenue_and_payments");
+  });
+
   it("carries grounded metadata downstream route hints into followup context", () => {
     const policy = buildPolicy({
       findLastAddressAssistantItem: () => null,

llm_normalizer/backend/tests/counterpartyAnalyticsReplyBuilders.test.ts

@@ -114,6 +114,40 @@ describe("counterparty analytics reply builders", () => {
     expect(reply.text).not.toContain("Топ-");
   });
 
+  it("does not mistake a year period in top-counterparty wording for a top-year question", () => {
+    const reply = composeFactualReply(
+      "customer_revenue_and_payments",
+      [
+        {
+          period: "2020-03-01T00:00:00Z",
+          registrator: "Поступление 1",
+          account_dt: "",
+          account_kt: "",
+          amount: 500,
+          analytics: ["Клиент А", "Договор А-1"]
+        },
+        {
+          period: "2020-03-02T00:00:00Z",
+          registrator: "Поступление 2",
+          account_dt: "",
+          account_kt: "",
+          amount: 1200,
+          analytics: ["Клиент Б", "Договор Б-1"]
+        }
+      ],
+      {
+        userMessage: "какой контрагент принес больше всего денег за 2020 год?",
+        periodFrom: "2020-01-01",
+        periodTo: "2020-12-31"
+      }
+    );
+
+    expect(reply.responseType).toBe("FACTUAL_LIST");
+    expect(reply.text).toContain("Клиент Б");
+    expect(reply.text).not.toContain("Клиент А");
+    expect(reply.text).not.toContain("1. 2020 |");
+  });
+
   it("explains organization activity age as 1C activity rather than legal age", () => {
     const reply = composeFactualReply(
       "counterparty_activity_lifecycle",