diff --git a/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md b/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md
index a20e32a..ed8d1a1 100644
--- a/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md	
+++ b/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md	
@@ -23,8 +23,9 @@ If another document says `78%`, `87%`, `92%`, or `85%` for a module that is now
 - Completed active slice: `Business Overview Open-Settlement Quality Bridge`: explicit-period business overview can check open-contract settlement concentration on 60/62/76, while due-date aging/overdue debt remains unclaimed until a reviewed due-date route exists.
 - Completed active slice: `Selected-Item Profitability Route Bridge`: selected-object inventory profitability now has a bounded exact recipe over purchase/sale document rows, with explicit boundaries that this is a gross spread/margin proxy rather than company net profit.
 - Completed active slice: `Business Overview Contract-Date Debt Age Signal Bridge`: explicit-period open-settlement quality can now include contract-date age as a bounded signal, while due-date aging/overdue debt remains unclaimed until a reviewed payment-term route exists.
+- Completed active slice: `Business Overview Analyst Synthesis Layer`: business-overview answers now turn checked fact families into a bounded analyst note with operating scale, customer concentration, risk contours, and explicit profit/margin boundaries.
 - Next active slice: continue breadth into company-wide profit/margin, real due-date debt aging, inventory-liquidity/turnover, and broader unfamiliar 1C route families only where reviewed evidence routes exist.
-- Active module progress: `~70% (Open-World Bounded Autonomy Breadth)`.
+- Active module progress: `~73% (Open-World Bounded Autonomy Breadth)`.
 
 ## Reporting Rule
 
diff --git a/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md b/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md
index 364c0b5..9e5d27b 100644
--- a/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md	
+++ b/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md	
@@ -227,6 +227,26 @@ Local validation is accepted for this slice:
 
 - `npm.cmd test -- assistantMcpDiscoveryPilotExecutor.test.ts assistantMcpDiscoveryAnswerAdapter.test.ts`: passed `65/65` with `1` skipped.
 
+## Slice 10 - Business Overview Analyst Synthesis Layer
+
+This slice improves answer usefulness after the fact families have been checked.
+
+It does not add a new 1C fact route. It upgrades the response draft so a broad company-analysis answer reads like a bounded analyst note instead of a metric list.
+
+Implemented now:
+
+- the answer adapter emits multiple business-overview inference lines: checked operating scale, incoming/outgoing net direction, customer concentration, debt/tax/stock risk contours, and a concise `Сводный LLM-аудит`;
+- customer concentration is computed only from confirmed top-customer and incoming-flow rows;
+- debt, open-settlement, contract-age, tax, and inventory signals are summarized only when those families are present in the current derived overview;
+- the synthesis keeps the hard boundary that this is not profit, margin, accounting net result, company health, due-date aging, or full inventory liquidity;
+- the draft carries a stable `answer_contains_business_overview_analyst_synthesis` reason code for replay review.
+
+Local validation is accepted for this slice:
+
+- `npm.cmd test -- assistantMcpDiscoveryAnswerAdapter.test.ts`: passed `34/34` with `1` skipped.
+- `npm.cmd test -- assistantMcp`: passed `305/305` with `9` skipped.
+- `npm.cmd run build`: passed.
+
 ### Still Pending Breadth Slices
 
 Grow this bridge beyond the first confirmed signal bundle:
@@ -311,3 +331,11 @@ Contract-date debt age signal validation:
 - `npm.cmd run build`: passed.
 
 Graphify rebuild after Slice 9 code/doc sync: `6016 nodes`, `13098 edges`, `139 communities`.
+
+Business-overview analyst synthesis validation:
+
+- `npm.cmd test -- assistantMcpDiscoveryAnswerAdapter.test.ts`: passed `34/34` with `1` skipped.
+- `npm.cmd test -- assistantMcp`: passed `305/305` with `9` skipped.
+- `npm.cmd run build`: passed.
+
+Graphify rebuild after Slice 10 code/doc sync: `6023 nodes`, `13112 edges`, `136 communities`.
diff --git a/docs/ARCH/11 - architecture_turnaround/README.md b/docs/ARCH/11 - architecture_turnaround/README.md
index 289fa24..45bdbe0 100644
--- a/docs/ARCH/11 - architecture_turnaround/README.md	
+++ b/docs/ARCH/11 - architecture_turnaround/README.md	
@@ -58,6 +58,7 @@ Status canon for planning:
 - The current completed breadth slice is `Business Overview Open-Settlement Quality Bridge`: explicit-period business overview can check open-contract settlement concentration, while due-date aging and confirmed overdue debt remain outside the answer until a reviewed due-date route exists.
 - The current completed breadth slice is `Selected-Item Profitability Route Bridge`: selected-object inventory profitability now has a bounded exact route over purchase/sale document rows and reports gross spread/margin proxy without claiming company net profit.
 - The current completed breadth slice is `Business Overview Contract-Date Debt Age Signal Bridge`: explicit-period open-settlement quality can include contract-date age as a bounded signal, while due-date aging/overdue debt still waits for reviewed payment-term evidence.
+- The current completed breadth slice is `Business Overview Analyst Synthesis Layer`: broad company-analysis answers now synthesize checked fact families into operating scale, customer concentration, risk contours, and a concise bounded LLM-audit.
 - The next active breadth slice continues breadth into company-wide profit/margin, real due-date debt aging, inventory-liquidity/turnover, and broader unfamiliar 1C route families without relaxing truth boundaries.
 - The short source of truth for status wording is [21 - current_status_canon_2026-05-01.md](./21%20-%20current_status_canon_2026-05-01.md).
 
@@ -123,11 +124,11 @@ Current honest status:
 - pre-multidomain readiness: `~90%`
 - bounded-autonomy foundation readiness: `~89%`
 - open-world bounded-autonomy readiness: `~87%`
-- active Open-World Bounded Autonomy Breadth progress: `~70%`, with business-overview evidence fusion, the reviewed `business_overview` catalog/data-need/planner route-fabric slice, the fresh multi-probe runtime bridge, the explicit-period VAT/tax fact-family bridge, the explicit-period debt-position bridge, the explicit-date inventory-position bridge, the open-settlement quality bridge accepted by live semantic replay, selected-item profitability bridged by local semantic/runtime regression tests, and contract-date debt age bridged locally; company-wide profit/margin, true due-date debt aging/overdue, and real inventory-liquidity expansion are still pending
+- active Open-World Bounded Autonomy Breadth progress: `~73%`, with business-overview evidence fusion, the reviewed `business_overview` catalog/data-need/planner route-fabric slice, the fresh multi-probe runtime bridge, the explicit-period VAT/tax fact-family bridge, the explicit-period debt-position bridge, the explicit-date inventory-position bridge, the open-settlement quality bridge accepted by live semantic replay, selected-item profitability bridged by local semantic/runtime regression tests, contract-date debt age bridged locally, and analyst synthesis added to business-overview answer drafting; company-wide profit/margin, true due-date debt aging/overdue, and real inventory-liquidity expansion are still pending
 - Post-F semantic integrity module progress: `~99%` operationally closed, with remaining risk now treated as next-slice discovery rather than an open blocker inside the closed slice
 - active inventory-stock breadth slice progress: `100%` for the declared scenario pack, not for arbitrary inventory questions
 - Planner Autonomy Consolidation progress: `100%` for the declared module, with catalog-fabric, value-flow arbitration, lifecycle bounded inference, broad-evaluation bridge, inventory catalog templates, inventory runtime-boundary honesty, exact inventory recipe bridging, unambiguous metadata-surface lane inference, catalog chain-template scoring, structured chain-match contract exposure, runtime/debug propagation, subject-aware bidirectional comparison arbitration, structured catalog-alignment verdicts, representative alignment regression guard, catalog-alignment reason-code telemetry, explicit `alignment_status` propagation, truth-harness/acceptance-matrix surfacing, soft divergence warning, `catalog_alignment_ok` acceptance invariant, step-level expected catalog-alignment assertions, phase66 and phase32 spec alignment expectations, AGENT source-catalog surfacing, generated phase83 mixed planner-brain replay spec, checked-source user-facing error sanitation, surface-grounded catalog promotion, and guarded live phase83 acceptance validated. Broader unfamiliar 1C asks are now next-module breadth work rather than an open blocker inside this declared slice
-- graph snapshot after latest rebuild: `6016 nodes`, `13098 edges`, `139 communities`
+- graph snapshot after latest rebuild: `6023 nodes`, `13112 edges`, `136 communities`
 - current regression-gate breakpoint:
   - the validated hot paths are no longer structurally broken;
   - flagship continuity collapse is no longer the primary risk;
@@ -175,6 +176,7 @@ Latest live proof now includes:
 - business-overview inventory-position fact-family bridge accepted live: `address_truth_harness_phase87_business_overview_inventory_position_live_20260504_inventory2` accepted `2/2`, proving explicit-date stock-on-hand position and all-time follow-up protection against stale inventory snapshot reuse
 - business-overview open-settlement quality bridge accepted live: `address_truth_harness_phase88_business_overview_open_settlement_quality_live_20260504_openquality4` accepted `2/2`, proving explicit-period open-contract concentration and all-time follow-up protection against stale open-contract/debt-quality reuse
 - business-overview contract-date debt age signal accepted locally: targeted executor/answer-adapter slice passed `65/65` with `1` skipped; full MCP-discovery slice passed `305/305` with `9` skipped; build passed; graphify rebuilt to `6016 nodes`, `13098 edges`, `139 communities`; contract-date age is surfaced as a bounded signal while due-date aging/overdue debt remains unclaimed
+- business-overview analyst synthesis accepted locally: answer-adapter slice passed `34/34` with `1` skipped; full MCP-discovery slice passed `305/305` with `9` skipped; build passed; graphify rebuilt to `6023 nodes`, `13112 edges`, `136 communities`; broad company-analysis drafts now include operating scale, customer concentration, risk contours, and bounded LLM-audit inference lines
 - inventory template lift accepted locally: catalog/data-need/planner/turn-input slice passed `139/139` with `6` skipped; full MCP-discovery slice passed `276/276` with `9` skipped; build passed; graphify stayed at `5912 nodes`, `12833 edges`, `138 communities`
 - inventory runtime-boundary hardening accepted locally: runtime-bridge/answer-adapter/pilot-executor slice passed `68/68` with `1` skipped; full MCP-discovery slice passed `277/277` with `9` skipped; build passed; graphify rebuilt to `5913 nodes`, `12837 edges`, `138 communities`
 - inventory exact-runtime bridge accepted locally: runtime-bridge/answer-adapter/pilot-executor slice passed `70/70` with `1` skipped; full MCP-discovery slice passed `279/279` with `9` skipped; build passed; graphify rebuilt to `5930 nodes`, `12884 edges`, `135 communities`
diff --git a/llm_normalizer/backend/dist/services/assistantMcpDiscoveryAnswerAdapter.js b/llm_normalizer/backend/dist/services/assistantMcpDiscoveryAnswerAdapter.js
index 635cc2f..97729ac 100644
--- a/llm_normalizer/backend/dist/services/assistantMcpDiscoveryAnswerAdapter.js
+++ b/llm_normalizer/backend/dist/services/assistantMcpDiscoveryAnswerAdapter.js
@@ -822,6 +822,20 @@ function businessOverviewNetDirectionRu(direction) {
     }
     return "входящий и исходящий денежный поток в проверенном срезе примерно сбалансированы";
 }
+function amountHumanRu(value) {
+    const rounded = Math.round(Math.abs(value) * 100) / 100;
+    return `${new Intl.NumberFormat("ru-RU", { maximumFractionDigits: 2 }).format(rounded)} руб.`;
+}
+function percentOfTotal(part, total) {
+    if (!Number.isFinite(part) || !Number.isFinite(total) || total <= 0) {
+        return null;
+    }
+    return Math.round((part / total) * 10_000) / 100;
+}
+function percentText(part, total) {
+    const pct = percentOfTotal(part, total);
+    return pct === null ? null : `${pct}%`;
+}
 function derivedBusinessOverviewConfirmedLines(pilot) {
     const overview = pilot.derived_business_overview;
     if (!overview) {
@@ -888,19 +902,94 @@ function derivedBusinessOverviewConfirmedLines(pilot) {
     }
     return lines;
 }
-function derivedBusinessOverviewInferenceLine(pilot) {
+function businessOverviewCashSynthesisLine(overview) {
+    const incoming = overview.incoming_customer_revenue;
+    const outgoing = overview.outgoing_supplier_payout;
+    if (incoming.rows_with_amount <= 0 && outgoing.rows_with_amount <= 0) {
+        return null;
+    }
+    const checkedOperationalScale = Math.abs(incoming.total_amount) + Math.abs(outgoing.total_amount);
+    return [
+        `Аналитический вывод по оборотам: проверенный операционный размах ${amountHumanRu(checkedOperationalScale)}; входящий поток ${incoming.total_amount_human_ru}, исходящий ${outgoing.total_amount_human_ru}.`,
+        `${businessOverviewNetDirectionRu(overview.net_direction)}; расчетное нетто ${overview.net_amount_human_ru}.`
+    ].join(" ");
+}
+function businessOverviewCustomerConcentrationLine(overview) {
+    const leader = overview.top_customers[0];
+    if (!leader || overview.incoming_customer_revenue.total_amount <= 0) {
+        return null;
+    }
+    const share = percentText(leader.total_amount, overview.incoming_customer_revenue.total_amount);
+    return share
+        ? `Концентрация входящего потока: крупнейший подтвержденный клиент ${leader.axis_value} дает около ${share} проверенных входящих поступлений (${leader.total_amount_human_ru}). Это сигнал зависимости от клиента, а не полный customer-risk аудит.`
+        : `Крупнейший подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`;
+}
+function businessOverviewRiskSynthesisLine(overview) {
+    const signals = [];
+    if (overview.tax_position) {
+        const taxDirection = overview.tax_position.net_vat_direction === "vat_to_pay"
+            ? `НДС к уплате ${overview.tax_position.net_vat_amount_human_ru}`
+            : overview.tax_position.net_vat_direction === "vat_to_recover_or_offset"
+                ? `НДС к вычету/зачету ${overview.tax_position.net_vat_amount_human_ru}`
+                : "НДС-позиция сбалансирована";
+        signals.push(taxDirection);
+    }
+    if (overview.debt_position) {
+        const debtDirection = overview.debt_position.net_debt_position_direction === "net_receivable"
+            ? `дебиторка больше кредиторки на ${overview.debt_position.net_debt_position_amount_human_ru}`
+            : overview.debt_position.net_debt_position_direction === "net_payable"
+                ? `кредиторка больше дебиторки на ${overview.debt_position.net_debt_position_amount_human_ru}`
+                : "дебиторка и кредиторка сбалансированы";
+        signals.push(debtDirection);
+    }
+    if (overview.debt_open_settlement_quality?.concentration_top_contract_pct !== null && overview.debt_open_settlement_quality?.top_contracts[0]) {
+        const topContract = overview.debt_open_settlement_quality.top_contracts[0];
+        signals.push(`крупнейший открытый договор держит ${overview.debt_open_settlement_quality.concentration_top_contract_pct}% открытых остатков (${topContract.total_amount_human_ru})`);
+    }
+    if (overview.debt_open_settlement_quality?.age_signal?.max_age_days !== null && overview.debt_open_settlement_quality?.age_signal?.max_age_days !== undefined) {
+        signals.push(`самый старый договорный возрастной сигнал ${overview.debt_open_settlement_quality.age_signal.max_age_days} дн.`);
+    }
+    if (overview.inventory_position) {
+        signals.push(`складской остаток на дату ${overview.inventory_position.total_amount_human_ru}`);
+        if (overview.inventory_position.aging_signal?.max_age_days !== null && overview.inventory_position.aging_signal?.max_age_days !== undefined) {
+            signals.push(`самый старый складской purchase-date сигнал ${overview.inventory_position.aging_signal.max_age_days} дн.`);
+        }
+    }
+    return signals.length > 0
+        ? `Риски и контуры внимания по подтвержденным данным: ${signals.join("; ")}.`
+        : null;
+}
+function businessOverviewExecutiveVerdictLine(overview) {
+    const hasCash = overview.incoming_customer_revenue.rows_with_amount > 0 || overview.outgoing_supplier_payout.rows_with_amount > 0;
+    const hasExtraSignals = Boolean(overview.tax_position ||
+        overview.debt_position ||
+        overview.debt_open_settlement_quality ||
+        overview.inventory_position);
+    if (!hasCash && !hasExtraSignals) {
+        return null;
+    }
+    const cashTone = overview.net_direction === "net_incoming"
+        ? "операционно входящий поток сильнее исходящего"
+        : overview.net_direction === "net_outgoing"
+            ? "операционно исходящий поток сильнее входящего, это зона внимания к расходам/закупкам"
+            : "операционный поток выглядит сбалансированным";
+    const evidenceTone = hasExtraSignals
+        ? "часть налоговых, долговых или складских контуров уже отдельно проверена"
+        : "налоги, долги и склад еще не дают проверенного управленческого контекста";
+    return `Сводный LLM-аудит по подтвержденному: ${cashTone}; ${evidenceTone}. Это полезный управленческий срез по найденным строкам 1С, но не финальный вывод о прибыльности, марже или здоровье компании.`;
+}
+function derivedBusinessOverviewInferenceLines(pilot) {
     const overview = pilot.derived_business_overview;
     if (!overview) {
-        return null;
-    }
-    if (overview.incoming_customer_revenue.rows_with_amount <= 0 &&
-        overview.outgoing_supplier_payout.rows_with_amount <= 0) {
-        return null;
+        return [];
     }
     return [
-        `Расчетное нетто по найденным строкам: ${overview.net_amount_human_ru}; ${businessOverviewNetDirectionRu(overview.net_direction)}.`,
-        "Это нормальный операционный сигнал, но не прибыль и не маржа: для управленческого вывода нужны отдельные расходы, себестоимость, долги, налоги и склад."
-    ].join(" ");
+        businessOverviewCashSynthesisLine(overview),
+        businessOverviewCustomerConcentrationLine(overview),
+        businessOverviewRiskSynthesisLine(overview),
+        businessOverviewExecutiveVerdictLine(overview),
+        "Это аналитическая интерпретация подтвержденных строк, а не прибыль и не маржа: для финального управленческого вывода нужны отдельные расходы, себестоимость, закрывающие документы, долги, налоги и складская оборачиваемость."
+    ].filter((line) => Boolean(line));
 }
 function businessOverviewUnknownLines(pilot) {
     if (!pilot.derived_business_overview) {
@@ -915,17 +1004,22 @@ function buildAssistantMcpDiscoveryAnswerDraft(pilot) {
     if (pilot.evidence.unknown_facts.length > 0) {
         pushReason(reasonCodes, "answer_contains_unknown_fact_boundary");
     }
-    if (pilot.evidence.inferred_facts.length > 0) {
-        pushReason(reasonCodes, "answer_contains_bounded_inference");
-    }
-    const derivedInferenceLine = derivedBusinessOverviewInferenceLine(pilot) ??
-        derivedActivityInferenceLine(pilot) ??
+    const businessOverviewInferenceLines = derivedBusinessOverviewInferenceLines(pilot);
+    const derivedInferenceLine = derivedActivityInferenceLine(pilot) ??
         derivedMetadataInferenceLine(pilot) ??
         derivedRankedValueFlowInferenceLine(pilot) ??
         derivedEntityResolutionInferenceLine(pilot);
-    const inferenceLines = derivedInferenceLine
-        ? [derivedInferenceLine]
-        : pilot.evidence.inferred_facts;
+    const inferenceLines = businessOverviewInferenceLines.length > 0
+        ? businessOverviewInferenceLines
+        : derivedInferenceLine
+            ? [derivedInferenceLine]
+            : pilot.evidence.inferred_facts;
+    if (inferenceLines.length > 0) {
+        pushReason(reasonCodes, "answer_contains_bounded_inference");
+    }
+    if (businessOverviewInferenceLines.length > 0) {
+        pushReason(reasonCodes, "answer_contains_business_overview_analyst_synthesis");
+    }
     const derivedMetadataLine = derivedMetadataConfirmedLine(pilot);
     const derivedEntityResolutionLine = derivedEntityResolutionConfirmedLine(pilot);
     const derivedValueLine = derivedBidirectionalValueFlowConfirmedLine(pilot) ??
diff --git a/llm_normalizer/backend/src/services/assistantMcpDiscoveryAnswerAdapter.ts b/llm_normalizer/backend/src/services/assistantMcpDiscoveryAnswerAdapter.ts
index a559d71..0ff8aec 100644
--- a/llm_normalizer/backend/src/services/assistantMcpDiscoveryAnswerAdapter.ts
+++ b/llm_normalizer/backend/src/services/assistantMcpDiscoveryAnswerAdapter.ts
@@ -25,6 +25,8 @@ export interface AssistantMcpDiscoveryAnswerDraftContract {
   reason_codes: string[];
 }
 
+type BusinessOverview = NonNullable<AssistantMcpDiscoveryPilotExecutionContract["derived_business_overview"]>;
+
 function normalizeReasonCode(value: string): string | null {
   const normalized = value
     .trim()
@@ -965,6 +967,23 @@ function businessOverviewNetDirectionRu(direction: "net_incoming" | "net_outgoin
   return "входящий и исходящий денежный поток в проверенном срезе примерно сбалансированы";
 }
 
+function amountHumanRu(value: number): string {
+  const rounded = Math.round(Math.abs(value) * 100) / 100;
+  return `${new Intl.NumberFormat("ru-RU", { maximumFractionDigits: 2 }).format(rounded)} руб.`;
+}
+
+function percentOfTotal(part: number, total: number): number | null {
+  if (!Number.isFinite(part) || !Number.isFinite(total) || total <= 0) {
+    return null;
+  }
+  return Math.round((part / total) * 10_000) / 100;
+}
+
+function percentText(part: number, total: number): string | null {
+  const pct = percentOfTotal(part, total);
+  return pct === null ? null : `${pct}%`;
+}
+
 function derivedBusinessOverviewConfirmedLines(pilot: AssistantMcpDiscoveryPilotExecutionContract): string[] {
   const overview = pilot.derived_business_overview;
   if (!overview) {
@@ -1052,21 +1071,103 @@ function derivedBusinessOverviewConfirmedLines(pilot: AssistantMcpDiscoveryPilot
   return lines;
 }
 
-function derivedBusinessOverviewInferenceLine(pilot: AssistantMcpDiscoveryPilotExecutionContract): string | null {
+function businessOverviewCashSynthesisLine(overview: BusinessOverview): string | null {
+  const incoming = overview.incoming_customer_revenue;
+  const outgoing = overview.outgoing_supplier_payout;
+  if (incoming.rows_with_amount <= 0 && outgoing.rows_with_amount <= 0) {
+    return null;
+  }
+  const checkedOperationalScale = Math.abs(incoming.total_amount) + Math.abs(outgoing.total_amount);
+  return [
+    `Аналитический вывод по оборотам: проверенный операционный размах ${amountHumanRu(checkedOperationalScale)}; входящий поток ${incoming.total_amount_human_ru}, исходящий ${outgoing.total_amount_human_ru}.`,
+    `${businessOverviewNetDirectionRu(overview.net_direction)}; расчетное нетто ${overview.net_amount_human_ru}.`
+  ].join(" ");
+}
+
+function businessOverviewCustomerConcentrationLine(overview: BusinessOverview): string | null {
+  const leader = overview.top_customers[0];
+  if (!leader || overview.incoming_customer_revenue.total_amount <= 0) {
+    return null;
+  }
+  const share = percentText(leader.total_amount, overview.incoming_customer_revenue.total_amount);
+  return share
+    ? `Концентрация входящего потока: крупнейший подтвержденный клиент ${leader.axis_value} дает около ${share} проверенных входящих поступлений (${leader.total_amount_human_ru}). Это сигнал зависимости от клиента, а не полный customer-risk аудит.`
+    : `Крупнейший подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`;
+}
+
+function businessOverviewRiskSynthesisLine(overview: BusinessOverview): string | null {
+  const signals: string[] = [];
+  if (overview.tax_position) {
+    const taxDirection =
+      overview.tax_position.net_vat_direction === "vat_to_pay"
+        ? `НДС к уплате ${overview.tax_position.net_vat_amount_human_ru}`
+        : overview.tax_position.net_vat_direction === "vat_to_recover_or_offset"
+          ? `НДС к вычету/зачету ${overview.tax_position.net_vat_amount_human_ru}`
+          : "НДС-позиция сбалансирована";
+    signals.push(taxDirection);
+  }
+  if (overview.debt_position) {
+    const debtDirection =
+      overview.debt_position.net_debt_position_direction === "net_receivable"
+        ? `дебиторка больше кредиторки на ${overview.debt_position.net_debt_position_amount_human_ru}`
+        : overview.debt_position.net_debt_position_direction === "net_payable"
+          ? `кредиторка больше дебиторки на ${overview.debt_position.net_debt_position_amount_human_ru}`
+          : "дебиторка и кредиторка сбалансированы";
+    signals.push(debtDirection);
+  }
+  if (overview.debt_open_settlement_quality?.concentration_top_contract_pct !== null && overview.debt_open_settlement_quality?.top_contracts[0]) {
+    const topContract = overview.debt_open_settlement_quality.top_contracts[0];
+    signals.push(`крупнейший открытый договор держит ${overview.debt_open_settlement_quality.concentration_top_contract_pct}% открытых остатков (${topContract.total_amount_human_ru})`);
+  }
+  if (overview.debt_open_settlement_quality?.age_signal?.max_age_days !== null && overview.debt_open_settlement_quality?.age_signal?.max_age_days !== undefined) {
+    signals.push(`самый старый договорный возрастной сигнал ${overview.debt_open_settlement_quality.age_signal.max_age_days} дн.`);
+  }
+  if (overview.inventory_position) {
+    signals.push(`складской остаток на дату ${overview.inventory_position.total_amount_human_ru}`);
+    if (overview.inventory_position.aging_signal?.max_age_days !== null && overview.inventory_position.aging_signal?.max_age_days !== undefined) {
+      signals.push(`самый старый складской purchase-date сигнал ${overview.inventory_position.aging_signal.max_age_days} дн.`);
+    }
+  }
+  return signals.length > 0
+    ? `Риски и контуры внимания по подтвержденным данным: ${signals.join("; ")}.`
+    : null;
+}
+
+function businessOverviewExecutiveVerdictLine(overview: BusinessOverview): string | null {
+  const hasCash = overview.incoming_customer_revenue.rows_with_amount > 0 || overview.outgoing_supplier_payout.rows_with_amount > 0;
+  const hasExtraSignals = Boolean(
+    overview.tax_position ||
+    overview.debt_position ||
+    overview.debt_open_settlement_quality ||
+    overview.inventory_position
+  );
+  if (!hasCash && !hasExtraSignals) {
+    return null;
+  }
+  const cashTone =
+    overview.net_direction === "net_incoming"
+      ? "операционно входящий поток сильнее исходящего"
+      : overview.net_direction === "net_outgoing"
+        ? "операционно исходящий поток сильнее входящего, это зона внимания к расходам/закупкам"
+        : "операционный поток выглядит сбалансированным";
+  const evidenceTone = hasExtraSignals
+    ? "часть налоговых, долговых или складских контуров уже отдельно проверена"
+    : "налоги, долги и склад еще не дают проверенного управленческого контекста";
+  return `Сводный LLM-аудит по подтвержденному: ${cashTone}; ${evidenceTone}. Это полезный управленческий срез по найденным строкам 1С, но не финальный вывод о прибыльности, марже или здоровье компании.`;
+}
+
+function derivedBusinessOverviewInferenceLines(pilot: AssistantMcpDiscoveryPilotExecutionContract): string[] {
   const overview = pilot.derived_business_overview;
   if (!overview) {
-    return null;
-  }
-  if (
-    overview.incoming_customer_revenue.rows_with_amount <= 0 &&
-    overview.outgoing_supplier_payout.rows_with_amount <= 0
-  ) {
-    return null;
+    return [];
   }
   return [
-    `Расчетное нетто по найденным строкам: ${overview.net_amount_human_ru}; ${businessOverviewNetDirectionRu(overview.net_direction)}.`,
-    "Это нормальный операционный сигнал, но не прибыль и не маржа: для управленческого вывода нужны отдельные расходы, себестоимость, долги, налоги и склад."
-  ].join(" ");
+    businessOverviewCashSynthesisLine(overview),
+    businessOverviewCustomerConcentrationLine(overview),
+    businessOverviewRiskSynthesisLine(overview),
+    businessOverviewExecutiveVerdictLine(overview),
+    "Это аналитическая интерпретация подтвержденных строк, а не прибыль и не маржа: для финального управленческого вывода нужны отдельные расходы, себестоимость, закрывающие документы, долги, налоги и складская оборачиваемость."
+  ].filter((line): line is string => Boolean(line));
 }
 
 function businessOverviewUnknownLines(pilot: AssistantMcpDiscoveryPilotExecutionContract): string[] {
@@ -1085,18 +1186,23 @@ export function buildAssistantMcpDiscoveryAnswerDraft(
   if (pilot.evidence.unknown_facts.length > 0) {
     pushReason(reasonCodes, "answer_contains_unknown_fact_boundary");
   }
-  if (pilot.evidence.inferred_facts.length > 0) {
-    pushReason(reasonCodes, "answer_contains_bounded_inference");
-  }
+  const businessOverviewInferenceLines = derivedBusinessOverviewInferenceLines(pilot);
   const derivedInferenceLine =
-    derivedBusinessOverviewInferenceLine(pilot) ??
     derivedActivityInferenceLine(pilot) ??
     derivedMetadataInferenceLine(pilot) ??
     derivedRankedValueFlowInferenceLine(pilot) ??
     derivedEntityResolutionInferenceLine(pilot);
-  const inferenceLines = derivedInferenceLine
+  const inferenceLines = businessOverviewInferenceLines.length > 0
+    ? businessOverviewInferenceLines
+    : derivedInferenceLine
     ? [derivedInferenceLine]
     : pilot.evidence.inferred_facts;
+  if (inferenceLines.length > 0) {
+    pushReason(reasonCodes, "answer_contains_bounded_inference");
+  }
+  if (businessOverviewInferenceLines.length > 0) {
+    pushReason(reasonCodes, "answer_contains_business_overview_analyst_synthesis");
+  }
   const derivedMetadataLine = derivedMetadataConfirmedLine(pilot);
   const derivedEntityResolutionLine = derivedEntityResolutionConfirmedLine(pilot);
   const derivedValueLine =
diff --git a/llm_normalizer/backend/tests/assistantMcpDiscoveryAnswerAdapter.test.ts b/llm_normalizer/backend/tests/assistantMcpDiscoveryAnswerAdapter.test.ts
index 8c2618e..024d944 100644
--- a/llm_normalizer/backend/tests/assistantMcpDiscoveryAnswerAdapter.test.ts
+++ b/llm_normalizer/backend/tests/assistantMcpDiscoveryAnswerAdapter.test.ts
@@ -239,11 +239,15 @@ describe("assistant MCP discovery answer adapter", () => {
     expect(draft.headline).toContain("бизнес-обзор");
     expect(draft.confirmed_lines.join("\n")).toContain("Входящие поступления");
     expect(draft.confirmed_lines.join("\n")).toContain("Самый крупный подтвержденный клиент");
+    expect(draft.inference_lines.join("\n")).toContain("Аналитический вывод по оборотам");
+    expect(draft.inference_lines.join("\n")).toContain("Концентрация входящего потока");
+    expect(draft.inference_lines.join("\n")).toContain("Сводный LLM-аудит");
     expect(draft.inference_lines.join("\n")).toContain("не прибыль и не маржа");
     expect(draft.unknown_lines.join("\n")).toContain("Прибыль и маржа");
     expect(draft.unknown_lines.join("\n")).toContain("Налоговая/VAT-позиция");
     expect(draft.must_not_claim).toContain("Do not present business overview cash-flow spread as profit or margin.");
     expect(draft.reason_codes).toContain("answer_contains_business_overview");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview_analyst_synthesis");
   });
 
   it("surfaces checked VAT/tax position in business overview without treating it as profit", async () => {
@@ -386,10 +390,14 @@ describe("assistant MCP discovery answer adapter", () => {
     expect(draft.confirmed_lines.join("\n")).toContain("Возрастной сигнал открытых расчетов");
     expect(draft.confirmed_lines.join("\n")).toContain("не due-date анализ");
     expect(draft.confirmed_lines.join("\n")).toContain("нетто");
+    expect(draft.inference_lines.join("\n")).toContain("Риски и контуры внимания");
+    expect(draft.inference_lines.join("\n")).toContain("самый старый договорный возрастной сигнал");
+    expect(draft.inference_lines.join("\n")).toContain("Сводный LLM-аудит");
     expect(draft.unknown_lines.join("\n")).toContain("due-date");
     expect(draft.reason_codes).toContain("answer_contains_business_overview_debt_position");
     expect(draft.reason_codes).toContain("answer_contains_business_overview_open_settlement_quality");
     expect(draft.reason_codes).toContain("answer_contains_business_overview_debt_age_signal");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview_analyst_synthesis");
     expect(draft.must_not_claim).toContain("Do not present a debt-position snapshot as debt aging, overdue debt, or credit-quality analysis.");
     expect(draft.must_not_claim).toContain("Do not present open-settlement concentration as contractual due-date aging or confirmed overdue debt.");
   });