Open-World: добавить debt staleness risk proxy в бизнес-обзор

This commit is contained in:
2026-05-04 11:08:20 +03:00
parent 34e7a135ee
commit cd22164f33
9 changed files with 293 additions and 7 deletions
@@ -411,6 +411,9 @@ function headlineFor(mode, pilot) {
families.push("возрастной сигнал открытых расчетов");
}
}
if (overview.debt_staleness_risk_proxy) {
families.push("staleness risk proxy открытых расчетов");
}
if (overview.inventory_position) {
families.push("складской срез на дату");
}
@@ -427,7 +430,11 @@ function headlineFor(mode, pilot) {
if (!overview.debt_position) {
unknownFamilies.push("долговой срез");
}
unknownFamilies.push(overview.debt_open_settlement_quality ? "due-date просрочка" : "качество открытых расчетов");
unknownFamilies.push(overview.debt_staleness_risk_proxy
? "договорные сроки оплаты/due-date просрочка"
: overview.debt_open_settlement_quality
? "due-date просрочка"
: "качество открытых расчетов");
unknownFamilies.push(businessOverviewInventoryUnknownLabel(overview));
return `По данным 1С собран ограниченный бизнес-обзор: ${families.join(", ")} подтверждены найденными строками; ${unknownFamilies.join(", ")} остаются отдельными непроверенными областями.`;
}
@@ -612,6 +619,7 @@ function buildMustNotClaim(pilot) {
claims.push("Do not claim debt quality, VAT position, inventory health, or company health unless those contours were separately checked.");
claims.push("Do not present a debt-position snapshot as debt aging, overdue debt, or credit-quality analysis.");
claims.push("Do not present open-settlement concentration as contractual due-date aging or confirmed overdue debt.");
claims.push("Do not present business overview debt staleness risk proxy as confirmed overdue debt, contractual delinquency, credit risk, or due-date aging.");
claims.push("Do not present an inventory snapshot or purchase-date aging signal as turnover, obsolescence, liquidation value, or full inventory health.");
claims.push("Do not present business overview inventory turnover proxy as full inventory liquidity, FIFO turnover, obsolescence analysis, or liquidation value.");
claims.push("Do not present business overview inventory staleness risk proxy as confirmed obsolete stock, reserve, write-off, or liquidation value.");
@@ -912,6 +920,18 @@ function inventoryStalenessRiskBandRu(riskBand) {
}
return "низкий видимый риск";
}
function debtStalenessRiskBandRu(riskBand) {
if (riskBand === "high") {
return "высокая зона внимания";
}
if (riskBand === "elevated") {
return "повышенная зона внимания";
}
if (riskBand === "watch") {
return "зона наблюдения";
}
return "низкий видимый риск";
}
function derivedBusinessOverviewConfirmedLines(pilot) {
const overview = pilot.derived_business_overview;
if (!overview) {
@@ -968,6 +988,11 @@ function derivedBusinessOverviewConfirmedLines(pilot) {
lines.push(`Возрастной сигнал открытых расчетов: самая ранняя найденная дата договора ${quality.age_signal.oldest_start_date}${ageText}. Это не просрочка и не due-date анализ.`);
}
}
if (overview.debt_staleness_risk_proxy) {
const proxy = overview.debt_staleness_risk_proxy;
const counterpartyText = proxy.top_contract_counterparty ? ` / ${proxy.top_contract_counterparty}` : "";
lines.push(`Staleness risk proxy открытых расчетов на ${proxy.as_of_date}: самый старый договорный сигнал ${proxy.oldest_contract_start_date}, возраст ${proxy.max_contract_age_days} дн.; старейший крупный договор ${proxy.top_contract}${counterpartyText} держит ${proxy.top_contract_amount_human_ru} (${proxy.top_contract_share_pct}% брутто открытых остатков); оценка ${debtStalenessRiskBandRu(proxy.risk_band)}. Это не подтвержденная просрочка, не кредитный риск и не due-date aging.`);
}
if (overview.inventory_position) {
const leader = overview.inventory_position.top_items[0];
const leaderText = leader
@@ -1050,6 +1075,9 @@ function businessOverviewRiskSynthesisLine(overview) {
if (overview.debt_open_settlement_quality?.age_signal?.max_age_days !== null && overview.debt_open_settlement_quality?.age_signal?.max_age_days !== undefined) {
signals.push(`самый старый договорный возрастной сигнал ${overview.debt_open_settlement_quality.age_signal.max_age_days} дн.`);
}
if (overview.debt_staleness_risk_proxy) {
signals.push(`staleness risk proxy открытых расчетов: ${debtStalenessRiskBandRu(overview.debt_staleness_risk_proxy.risk_band)}, возраст ${overview.debt_staleness_risk_proxy.max_contract_age_days} дн., концентрация старейшего крупного договора ${overview.debt_staleness_risk_proxy.top_contract_share_pct}%`);
}
if (overview.inventory_position) {
signals.push(`складской остаток на дату ${overview.inventory_position.total_amount_human_ru}`);
if (overview.inventory_position.aging_signal?.max_age_days !== null && overview.inventory_position.aging_signal?.max_age_days !== undefined) {
@@ -1075,6 +1103,7 @@ function businessOverviewExecutiveVerdictLine(overview) {
overview.trading_margin_proxy ||
overview.debt_position ||
overview.debt_open_settlement_quality ||
overview.debt_staleness_risk_proxy ||
overview.inventory_position ||
overview.inventory_turnover_proxy ||
overview.inventory_staleness_risk_proxy);
@@ -1163,6 +1192,9 @@ function buildAssistantMcpDiscoveryAnswerDraft(pilot) {
pushReason(reasonCodes, "answer_contains_business_overview_debt_age_signal");
}
}
if (pilot.derived_business_overview?.debt_staleness_risk_proxy) {
pushReason(reasonCodes, "answer_contains_business_overview_debt_staleness_risk_proxy");
}
if (pilot.derived_business_overview?.inventory_position) {
pushReason(reasonCodes, "answer_contains_business_overview_inventory_position");
}
@@ -2298,6 +2298,61 @@ function deriveBusinessOverviewDebtOpenSettlementQuality(input) {
inference_basis: "open_contracts_confirmed_1c_balance_rows"
};
}
function debtStalenessRiskBand(input) {
if (input.maxContractAgeDays >= 365 && input.topContractSharePct >= 50) {
return "high";
}
if (input.maxContractAgeDays >= 365 || input.topContractSharePct >= 50) {
return "elevated";
}
if (input.maxContractAgeDays >= 180 || input.topContractSharePct >= 35) {
return "watch";
}
return "lower_visible_risk";
}
function deriveBusinessOverviewDebtStalenessRiskProxy(quality) {
const ageSignal = quality?.age_signal;
const topAgedContract = ageSignal?.top_aged_contracts[0];
const topContractSharePct = topAgedContract?.share_of_gross_open_amount_pct;
if (!quality ||
!ageSignal?.oldest_start_date ||
ageSignal.max_age_days === null ||
ageSignal.max_age_days === undefined ||
!topAgedContract ||
topContractSharePct === null ||
topContractSharePct === undefined) {
return null;
}
return {
as_of_date: quality.as_of_date,
gross_open_amount: quality.gross_open_amount,
gross_open_amount_human_ru: quality.gross_open_amount_human_ru,
oldest_contract_start_date: ageSignal.oldest_start_date,
max_contract_age_days: ageSignal.max_age_days,
top_contract: topAgedContract.contract,
top_contract_counterparty: topAgedContract.counterparty,
top_contract_amount: topAgedContract.total_amount,
top_contract_amount_human_ru: topAgedContract.total_amount_human_ru,
top_contract_share_pct: topContractSharePct,
risk_band: debtStalenessRiskBand({
maxContractAgeDays: ageSignal.max_age_days,
topContractSharePct
}),
inference_basis: "contract_date_age_and_open_balance_concentration_confirmed_1c_rows"
};
}
function debtStalenessRiskBandRu(riskBand) {
if (riskBand === "high") {
return "высокая зона внимания";
}
if (riskBand === "elevated") {
return "повышенная зона внимания";
}
if (riskBand === "watch") {
return "зона наблюдения";
}
return "низкий видимый риск";
}
function daysBetweenIsoDates(leftIsoDate, rightIsoDate) {
const leftMatch = leftIsoDate.match(/^(\d{4})-(\d{2})-(\d{2})$/);
const rightMatch = rightIsoDate.match(/^(\d{4})-(\d{2})-(\d{2})$/);
@@ -2493,6 +2548,7 @@ function deriveBusinessOverview(input) {
openContractsResult: input.openContractsResult,
debtAsOfDate: input.debtAsOfDate
});
const debtStalenessRiskProxy = deriveBusinessOverviewDebtStalenessRiskProxy(debtOpenSettlementQuality);
const inventoryPosition = deriveBusinessOverviewInventoryPosition({
inventoryOnHandResult: input.inventoryOnHandResult,
inventoryAgingResult: input.inventoryAgingResult,
@@ -2514,6 +2570,7 @@ function deriveBusinessOverview(input) {
Boolean(tradingMarginProxy),
Boolean(debtPosition),
Boolean(debtOpenSettlementQuality),
Boolean(debtStalenessRiskProxy),
Boolean(inventoryPosition),
Boolean(inventoryTurnoverProxy),
Boolean(inventoryStalenessRiskProxy)
@@ -2536,6 +2593,7 @@ function deriveBusinessOverview(input) {
trading_margin_proxy: tradingMarginProxy,
debt_position: debtPosition,
debt_open_settlement_quality: debtOpenSettlementQuality,
debt_staleness_risk_proxy: debtStalenessRiskProxy,
inventory_position: inventoryPosition,
inventory_turnover_proxy: inventoryTurnoverProxy,
inventory_staleness_risk_proxy: inventoryStalenessRiskProxy,
@@ -2660,6 +2718,11 @@ function buildBusinessOverviewConfirmedFacts(derived) {
facts.push(`Возрастной сигнал открытых расчетов подтвержден по датам договоров: самая ранняя дата договора ${quality.age_signal.oldest_start_date}${ageText}. Это не договорная просрочка и не due-date анализ.`);
}
}
if (derived.debt_staleness_risk_proxy) {
const proxy = derived.debt_staleness_risk_proxy;
const counterpartyText = proxy.top_contract_counterparty ? ` / ${proxy.top_contract_counterparty}` : "";
facts.push(`Staleness risk proxy открытых расчетов на ${proxy.as_of_date}: самый старый договорный сигнал ${proxy.oldest_contract_start_date}, возраст ${proxy.max_contract_age_days} дн.; старейший крупный договор ${proxy.top_contract}${counterpartyText} держит ${proxy.top_contract_amount_human_ru} (${proxy.top_contract_share_pct}% брутто открытых остатков); оценка ${debtStalenessRiskBandRu(proxy.risk_band)}. Это не подтвержденная просрочка, не кредитный риск и не due-date aging.`);
}
if (derived.inventory_position) {
const leader = derived.inventory_position.top_items[0];
const leaderText = leader
@@ -3704,6 +3767,9 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
pushReason(reasonCodes, "pilot_derived_business_overview_debt_age_signal_from_contract_dates");
}
}
if (derivedBusinessOverview.debt_staleness_risk_proxy) {
pushReason(reasonCodes, "pilot_derived_business_overview_debt_staleness_risk_proxy_from_confirmed_rows");
}
if (derivedBusinessOverview.inventory_position) {
pushReason(reasonCodes, "pilot_derived_business_overview_inventory_position_from_confirmed_rows");
}