From edab736a6dfd0c6f9c39863e8a015f0d36ee1aeb Mon Sep 17 00:00:00 2001
From: dctouch <support@dctouch.ru>
Date: Mon, 4 May 2026 08:20:46 +0300
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---
 .../21 - current_status_canon_2026-05-01.md   |   12 +-
 ...rld_bounded_autonomy_breadth_2026-05-01.md |  157 +-
 .../11 - architecture_turnaround/README.md    |   25 +-
 ..._business_overview_multi_probe_bridge.json |  106 ++
 ..._phase85_business_overview_tax_family.json |   78 +
 ...ase86_business_overview_debt_position.json |   79 +
 ..._business_overview_inventory_position.json |   76 +
 ...ness_overview_open_settlement_quality.json |   80 +
 .../assistantMcpDiscoveryAnswerAdapter.js     |  190 ++-
 .../assistantMcpDiscoveryPilotExecutor.js     | 1054 +++++++++++++-
 .../assistantMcpDiscoveryTurnInputAdapter.js  |  197 ++-
 .../services/assistantTurnMeaningPolicy.js    |    7 +-
 .../assistantMcpDiscoveryAnswerAdapter.ts     |  191 ++-
 .../assistantMcpDiscoveryPilotExecutor.ts     | 1289 ++++++++++++++++-
 .../assistantMcpDiscoveryTurnInputAdapter.ts  |  117 +-
 .../services/assistantTurnMeaningPolicy.ts    |    9 +-
 ...assistantMcpDiscoveryAnswerAdapter.test.ts |  277 ++++
 ...assistantMcpDiscoveryPilotExecutor.test.ts |  344 ++++-
 .../assistantMcpDiscoveryPlanner.test.ts      |    2 +-
 ...ssistantMcpDiscoveryResponsePolicy.test.ts |   63 +
 ...stantMcpDiscoveryRuntimeEntryPoint.test.ts |   66 +
 ...istantMcpDiscoveryTurnInputAdapter.test.ts |  118 +-
 .../tests/assistantTurnMeaningPolicy.test.ts  |   19 +
 23 files changed, 4408 insertions(+), 148 deletions(-)
 create mode 100644 docs/orchestration/address_truth_harness_phase84_business_overview_multi_probe_bridge.json
 create mode 100644 docs/orchestration/address_truth_harness_phase85_business_overview_tax_family.json
 create mode 100644 docs/orchestration/address_truth_harness_phase86_business_overview_debt_position.json
 create mode 100644 docs/orchestration/address_truth_harness_phase87_business_overview_inventory_position.json
 create mode 100644 docs/orchestration/address_truth_harness_phase88_business_overview_open_settlement_quality.json

diff --git a/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md b/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md
index 49c30db..97e9bae 100644
--- a/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md	
+++ b/docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md	
@@ -15,8 +15,14 @@ If another document says `78%`, `87%`, `92%`, or `85%` for a module that is now
 - `Planner Autonomy Consolidation`: `100%` for the declared phase83 planner-brain slice, including catalog alignment, live-readiness gating, checked-source sanitation, and accepted mixed replay.
 - Active next module: broader `Open-World Bounded Autonomy Breadth` over unfamiliar 1C asks, while keeping Post-F and phase83 as regression gates.
 - Completed active slice: `Business Overview Evidence Fusion`, tracked in `22 - open_world_bounded_autonomy_breadth_2026-05-01.md`.
-- Current active slice: `Business Overview Catalog Route Fabric`: the route is reviewed in catalog/data-need/planner contracts, while fresh multi-probe runtime execution remains a pending bridge.
-- Active module progress: `~18% (Open-World Bounded Autonomy Breadth)`.
+- Completed active slice: `Business Overview Catalog Route Fabric`: the route is reviewed in catalog/data-need/planner contracts and exposes the stable `business_overview` route scope.
+- Completed active slice: `Business Overview Fresh Multi-Probe Runtime Bridge`: the reviewed route now executes incoming money flow, outgoing supplier payout, activity-window, net-spread, top-customer, and analyst-safe answer drafting, and has passed live semantic replay against the real assistant runtime.
+- Completed active slice: `Business Overview VAT/Tax Fact-Family Bridge`: explicit-period business overview can include confirmed VAT/tax position, while all-time follow-ups and negated VAT periods do not reuse stale tax scope.
+- Completed active slice: `Business Overview Debt-Position Fact-Family Bridge`: explicit-period business overview can include confirmed receivables/payables as-of-date debt position, while all-time follow-ups do not reuse stale debt snapshots and debt quality/aging remains unclaimed.
+- Completed active slice: `Business Overview Inventory-Position Fact-Family Bridge`: explicit-date business overview can include confirmed stock-on-hand inventory position, while all-time follow-ups do not reuse stale inventory snapshots and inventory liquidity/turnover remains unclaimed.
+- Completed active slice: `Business Overview Open-Settlement Quality Bridge`: explicit-period business overview can check open-contract settlement concentration on 60/62/76, while due-date aging/overdue debt remains unclaimed until a reviewed due-date route exists.
+- Next active slice: continue `Business Overview Fact-Family Expansion` into profit/margin and due-date debt aging where reviewed routes exist.
+- Active module progress: `~60% (Open-World Bounded Autonomy Breadth)`.
 
 ## Reporting Rule
 
@@ -53,7 +59,7 @@ The project is not yet a universal arbitrary-1C agent.
 
 Remaining work belongs to the next breadth module:
 
-- implement the fresh multi-probe `business_overview` runtime bridge behind the reviewed route-fabric contract;
+- extend `business_overview` beyond money-flow/activity, explicit-period VAT/tax, as-of-date debt position, open-settlement concentration, and as-of-date inventory position into separately proven profit/margin, due-date debt aging/overdue, and real inventory-liquidity evidence families;
 - broader dynamic schema traversal for unfamiliar 1C asks;
 - more primitive descriptors where live evidence proves a real gap;
 - more replay-backed domain packs that start from user business meaning, not from route convenience;
diff --git a/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md b/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md
index ff086f0..63448fa 100644
--- a/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md	
+++ b/docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md	
@@ -82,18 +82,123 @@ Implemented now:
 - the data-need graph recognizes broad company analysis as a bounded business-overview evidence need;
 - fresh business-overview probes require an organization scope instead of silently reusing stale context;
 - planner output can select `business_overview` as the catalog top match with structured alignment telemetry;
-- the pilot executor exposes `business_overview_route_template_v1` as an explicit scope, but returns an unsupported runtime boundary until the fresh multi-probe bridge is implemented.
+- the pilot executor exposes `business_overview_route_template_v1` as the stable runtime scope for the next bridge.
 
-This is deliberately not a fake runtime success.
+This slice was deliberately only route fabric: it made the reviewed route visible without pretending fresh runtime evidence existed yet.
 
-The assistant now has the route-fabric contract for the next slice, while the live business overview still uses the safe evidence-fusion bridge from Slice 1.
+The assistant now has the route-fabric contract used by Slice 3.
 
-### Still Pending Runtime Slice
+## Slice 3 - Business Overview Fresh Multi-Probe Runtime Bridge
 
-Promote this bridge into a real planner route:
+This slice makes the reviewed `business_overview` route execute as a bounded multi-probe MCP discovery bridge.
 
-- run bounded fresh probes for year turnover, top customers, incoming/outgoing/net flow, debt, VAT, and inventory context where available;
-- return a layered analyst answer with exact evidence, bounded inference, unknowns, and recommended next probes.
+Implemented now:
+
+- broad company-analysis turn meaning routes into `business overview evidence with bounded analyst interpretation` instead of being kept only in deterministic living chat;
+- the bridge runs fresh scoped probes for incoming customer money flow, outgoing supplier payouts, and activity-window evidence;
+- the pilot derives checked incoming total, checked outgoing total, net cash-flow spread, net direction, top confirmed customer, and activity window;
+- the answer adapter turns those derived facts into a layered analyst-safe draft: confirmed facts, bounded interpretation, unknowns, and next probes;
+- response policy can replace the old deterministic broad summary only when the discovery candidate has grounded text, while clarification candidates still preserve the safe deterministic answer;
+- user-facing answers must not expose `business_overview_route_template_v1`, MCP primitive names, raw planner/debug labels, or profit/margin claims.
+
+Live semantic replay is now accepted for this slice:
+
+- `address_truth_harness_phase84_business_overview_multi_probe_bridge_live_20260503_runtime_bridge2` passed `3/3`;
+- step 1 proves explicit company business overview for `ООО Альтернатива Плюс`;
+- step 2 proves an exact `Группа СВК` 2020 net-flow follow-up after the company overview without stale organization-scope contamination;
+- step 3 proves returning to `ООО Альтернатива Плюс` business overview after a counterparty pivot without treating net cash-flow as profit.
+
+## Slice 4 - Business Overview VAT/Tax Fact-Family Bridge
+
+This slice adds the first separately checked fact family beyond money-flow/activity.
+
+Implemented now:
+
+- explicit-period business overview can select the reviewed VAT/tax recipe and execute the tax probe beside the money-flow/activity probes;
+- the pilot derives sales VAT, purchase/deduction VAT, net VAT direction, and the checked tax period only from confirmed VAT rows;
+- the answer adapter can surface VAT/tax position as a confirmed line without treating net cash-flow as profit or margin;
+- broad all-time business overview does not silently reuse a prior or negated VAT period;
+- wording such as `do not carry VAT for 2020` / `не тащи НДС за 2020` is treated as a temporal exclusion, not as the active period for the current turn;
+- organization extraction strips trailing all-time/business-overview clauses so the company scope remains the company name, not the whole user sentence.
+
+Live semantic replay is accepted for this slice:
+
+- `address_truth_harness_phase85_business_overview_tax_family_live_20260504_taxfamily2` passed `2/2`;
+- step 1 proves explicit 2020 business overview may include a confirmed VAT/tax position;
+- step 2 proves all-time follow-up over the same company does not reuse the 2020 VAT/tax position from the prior turn or from the negated wording;
+- the accepted debug path shows `explicit_date_scope=null`, `tax_position=null`, and `pilot_business_overview_tax_probe_skipped_without_explicit_period` for the all-time follow-up.
+
+## Slice 5 - Business Overview Debt-Position Fact-Family Bridge
+
+This slice adds a second separately checked fact family, but deliberately stops short of debt quality.
+
+Implemented now:
+
+- explicit-period business overview can derive an as-of-date from the user-visible period and execute reviewed receivables/payables snapshot recipes beside money-flow/activity and optional VAT/tax probes;
+- the pilot derives receivables, payables, net debt-position amount, net direction, and top debt-side counterparties only from confirmed 1C balance rows;
+- the answer adapter can surface the debt-position snapshot as a confirmed line without treating it as overdue debt, debt aging, credit quality, profit, or margin;
+- all-time business overview does not reuse the prior as-of-date debt snapshot and instead keeps debt position as an unknown fact family until the user gives a new explicit date;
+- raw organization extraction now strips trailing explicit period clauses such as `за 2020 год` / `на 2020-12-31`, so the company scope remains the company name and the period remains a separate temporal axis.
+
+Live semantic replay is accepted for this slice:
+
+- `address_truth_harness_phase86_business_overview_debt_position_live_20260504_debt2` passed `2/2`;
+- step 1 proves explicit 2020 business overview may include a confirmed receivables/payables debt-position snapshot on `2020-12-31`;
+- step 2 proves an all-time follow-up over the same company does not reuse the `2020-12-31` debt snapshot as current or all-time debt position;
+- the accepted debug path shows `organization_scope=ООО Альтернатива Плюс`, `explicit_date_scope=2020`, `debt_position.as_of_date=2020-12-31` for the explicit-period step, and `explicit_date_scope=null`, `debt_position=null`, `pilot_business_overview_debt_probe_skipped_without_explicit_as_of_date` for the all-time follow-up.
+
+## Slice 6 - Business Overview Inventory-Position Fact-Family Bridge
+
+This slice adds a third separately checked fact family, but deliberately stops short of warehouse liquidity or turnover.
+
+Implemented now:
+
+- explicit-date business overview can derive an as-of date and execute reviewed inventory on-hand and optional purchase-date aging probes beside the existing money-flow/activity, VAT/tax, and debt-position probes;
+- the pilot derives inventory on-hand rows, rows with amount, rows with quantity, total stock amount, total quantity, top stock items, and optional purchase-date aging signal only from confirmed 1C inventory rows;
+- the answer adapter can surface the inventory-position snapshot as a confirmed line without treating it as turnover, obsolescence, liquidation value, full inventory health, profit, or margin;
+- if the current business-overview slice has no incoming/outgoing money rows, the answer no longer emits a fake `net 0` cash-flow interpretation;
+- business-overview headlines now list only the fact families that were actually confirmed in the current turn, so a stock/debt/tax snapshot does not claim money-flow or activity when those rows were absent;
+- all-time business overview does not reuse a prior as-of-date inventory snapshot and instead keeps stock/inventory position as an unknown fact family until the user gives a new explicit date.
+
+Live semantic replay is accepted for this slice:
+
+- `address_truth_harness_phase87_business_overview_inventory_position_live_20260504_inventory2` passed `2/2`;
+- step 1 proves explicit-date business overview may include a confirmed warehouse stock snapshot on `2026-04-16`;
+- step 2 proves an all-time follow-up over the same company does not reuse the `2026-04-16` stock snapshot as current or all-time warehouse position;
+- the accepted user-facing answer confirms stock amount `716 418,33` rub. over `11` rows and keeps warehouse liquidity/turnover as unconfirmed.
+
+## Slice 7 - Business Overview Open-Settlement Quality Bridge
+
+This slice widens the debt family from a simple receivables/payables position into a bounded quality signal, but deliberately stops short of due-date aging or confirmed overdue debt.
+
+Implemented now:
+
+- explicit-period business overview can execute the reviewed `open_contracts_confirmed_as_of_date` balance recipe beside money-flow/activity, VAT/tax, debt-position, and inventory probes;
+- the pilot derives gross open settlement amount, unique open-contract count, unique counterparty count, top open contracts, top counterparties, and concentration percentages only from confirmed 1C balance rows on 60/62/76;
+- the answer adapter can surface this as `качество открытых расчетов` without treating concentration as contractual due-date aging, confirmed overdue debt, credit risk, profit, or margin;
+- all-time business overview keeps open-settlement quality unknown unless the current turn has a fresh explicit as-of date;
+- the remaining hard boundary is still due-date/overdue aging: open contracts prove concentration of open balances, not payment-term delinquency.
+
+Live semantic replay is accepted for this slice:
+
+- `npm.cmd test -- assistantMcpDiscoveryPilotExecutor.test.ts`: passed `31/31`;
+- `npm.cmd test -- assistantMcpDiscoveryAnswerAdapter.test.ts`: passed `34/34` with `1` skipped;
+- `npm.cmd test -- assistantMcp`: passed `305/305` with `9` skipped;
+- `npm.cmd run build`: passed;
+- `address_truth_harness_phase88_business_overview_open_settlement_quality_live_20260504_openquality4` passed `2/2`;
+- step 1 proves explicit 2020 business overview may include confirmed open-settlement concentration: `35 472 380,36` rub. gross open contract balances, `8` contracts, `11` counterparties, and top contract share `54.2%`;
+- step 2 proves an all-time follow-up does not reuse the `2020-12-31` open-contract/debt snapshot as current overdue debt or all-time debt quality;
+- the accepted user-facing answer keeps due-date aging and overdue debt as unconfirmed because open contracts prove concentration of balances, not payment-term delinquency.
+
+### Still Pending Breadth Slices
+
+Grow this bridge beyond the first confirmed signal bundle:
+
+- add separate evidence families for profit/margin and due-date debt aging/overdue quality where reviewed routes exist;
+- extend inventory evidence from as-of-date stock position into real turnover/liquidity only when reviewed sales velocity, aging, or obsolescence evidence exists;
+- extend debt evidence from as-of-date position/open-settlement concentration into overdue aging only when reviewed due-date or aging evidence exists;
+- extend VAT/tax beyond explicit-period tax position only when the requested tax fact is provable and the period is explicit;
+- keep Post-F stale-scope and phase83 catalog-alignment canaries green while widening the route.
 
 ## Acceptance Signals
 
@@ -112,11 +217,43 @@ Initial local validation:
 - `npm.cmd test -- assistantTurnMeaningPolicy.test.ts assistantLivingChatRuntimeAdapter.test.ts`: passed `20/20`.
 - `npm.cmd test -- assistantTurnMeaningPolicy.test.ts assistantLivingChatRuntimeAdapter.test.ts assistantRoutePolicy.test.ts assistantMcpDiscoveryResponsePolicy.test.ts`: passed `56/56`.
 - `npm.cmd run build`: passed.
-- graphify rebuild: `5977 nodes`, `12983 edges`, `137 communities`.
+- graphify rebuild at Slice 2 boundary: `5977 nodes`, `12983 edges`, `137 communities`.
 
 Business-overview route-fabric validation:
 
 - `npm.cmd test -- assistantMcpCatalogIndex.test.ts assistantMcpDiscoveryDataNeedGraph.test.ts assistantMcpDiscoveryPlanner.test.ts assistantMcpDiscoveryPilotExecutor.test.ts`: passed `102/102`.
-- fresh multi-probe runtime execution remains intentionally pending behind `business_overview_route_template_v1`.
 
-Graphify must be rebuilt after this code/doc slice before commit.
+Business-overview fresh runtime bridge validation:
+
+- `npm.cmd test -- assistantMcpDiscoveryRuntimeEntryPoint.test.ts assistantMcpDiscoveryPilotExecutor.test.ts assistantMcpDiscoveryAnswerAdapter.test.ts assistantMcpDiscoveryTurnInputAdapter.test.ts assistantMcpDiscoveryResponsePolicy.test.ts assistantMcpDiscoveryPlanner.test.ts`: passed `211/211` with `9` skipped.
+- `npm.cmd test -- assistantMcp`: passed `296/296` with `9` skipped.
+- `npm.cmd run build`: passed.
+- live replay `address_truth_harness_phase84_business_overview_multi_probe_bridge_live_20260503_runtime_bridge2`: accepted `3/3` with `catalog_alignment_ok=true`, `human_answer_quality_ok=true`, and no internal route/debug terms in the user-facing answer.
+
+Business-overview VAT/tax fact-family validation:
+
+- `npm.cmd test -- assistantMcpDiscoveryTurnInputAdapter.test.ts`: passed `76/76` with `6` skipped.
+- `npm.cmd test -- assistantMcp`: passed `300/300` with `9` skipped.
+- `npm.cmd run build`: passed.
+- live replay `address_truth_harness_phase85_business_overview_tax_family_live_20260504_taxfamily2`: accepted `2/2` and proved that a negated 2020 VAT period is not reused as an all-time tax position.
+
+Business-overview debt-position fact-family validation:
+
+- `npm.cmd test -- assistantMcpDiscoveryPilotExecutor.test.ts`: passed `30/30`.
+- `npm.cmd test -- assistantMcpDiscoveryAnswerAdapter.test.ts`: passed `33/33` with `1` skipped.
+- `npm.cmd test -- assistantMcpDiscoveryTurnInputAdapter.test.ts`: passed `77/77` with `6` skipped.
+- `npm.cmd test -- assistantMcp`: passed `303/303` with `9` skipped.
+- `npm.cmd run build`: passed.
+- live replay `address_truth_harness_phase86_business_overview_debt_position_live_20260504_debt2`: accepted `2/2` and proved that explicit debt-position snapshots do not leak into all-time follow-ups.
+
+Business-overview inventory-position fact-family validation:
+
+- `npm.cmd test -- assistantMcpDiscoveryPilotExecutor.test.ts`: passed `31/31`.
+- `npm.cmd test -- assistantMcpDiscoveryAnswerAdapter.test.ts`: passed `34/34` with `1` skipped.
+- `npm.cmd test -- assistantMcp`: passed `305/305` with `9` skipped.
+- `npm.cmd run build`: passed.
+- live replay `address_truth_harness_phase87_business_overview_inventory_position_live_20260504_inventory2`: accepted `2/2` and proved that explicit inventory-position snapshots do not leak into all-time follow-ups.
+
+Graphify rebuild after Slice 6 code/doc sync: `6001 nodes`, `13058 edges`, `140 communities`.
+
+Graphify rebuild after Slice 7 code/doc sync: `6008 nodes`, `13078 edges`, `138 communities`.
diff --git a/docs/ARCH/11 - architecture_turnaround/README.md b/docs/ARCH/11 - architecture_turnaround/README.md
index 151bcf1..3fcb4b6 100644
--- a/docs/ARCH/11 - architecture_turnaround/README.md	
+++ b/docs/ARCH/11 - architecture_turnaround/README.md	
@@ -41,7 +41,7 @@ This package answers the next question:
 21. [21 - current_status_canon_2026-05-01.md](./21%20-%20current_status_canon_2026-05-01.md)
 22. [22 - open_world_bounded_autonomy_breadth_2026-05-01.md](./22%20-%20open_world_bounded_autonomy_breadth_2026-05-01.md)
 
-## Current Status Snapshot (2026-05-01)
+## Current Status Snapshot (2026-05-04)
 
 This package is no longer planning-only.
 
@@ -51,7 +51,12 @@ Status canon for planning:
 - Planner Autonomy Consolidation is closed at `100%` for the declared phase83 planner-brain slice.
 - The active next module is now `Open-World Bounded Autonomy Breadth` over unfamiliar 1C asks, with Post-F and phase83 retained as semantic canaries.
 - The first active slice is `Business Overview Evidence Fusion`: broad company-analysis wording now produces a richer evidence-grounded business overview from confirmed MCP/session facts instead of a thin generic summary.
-- The current follow-up slice is `Business Overview Catalog Route Fabric`: `business_overview` is now a reviewed catalog/data-need/planner chain, while fresh multi-probe execution remains honestly bounded behind an unsupported runtime scope until the next bridge is implemented.
+- The current completed slice is `Business Overview Fresh Multi-Probe Runtime Bridge`: `business_overview` is now a reviewed catalog/data-need/planner chain and a live-replay accepted runtime bridge over incoming money flow, outgoing supplier payouts, activity-window evidence, net-spread, top customer, and analyst-safe answer drafting.
+- The current completed breadth slice is `Business Overview VAT/Tax Fact-Family Bridge`: explicit-period business overview can include confirmed VAT/tax position, while all-time follow-ups and negated VAT period wording do not reuse stale tax scope.
+- The current completed breadth slice is `Business Overview Debt-Position Fact-Family Bridge`: explicit-period business overview can include confirmed receivables/payables as-of-date debt position, while all-time follow-ups do not reuse stale debt snapshots and debt quality/aging remains unclaimed.
+- The current completed breadth slice is `Business Overview Inventory-Position Fact-Family Bridge`: explicit-date business overview can include confirmed stock-on-hand inventory position, while all-time follow-ups do not reuse stale inventory snapshots and inventory liquidity/turnover remains unclaimed.
+- The current completed breadth slice is `Business Overview Open-Settlement Quality Bridge`: explicit-period business overview can check open-contract settlement concentration, while due-date aging and confirmed overdue debt remain outside the answer until a reviewed due-date route exists.
+- The next active breadth slice continues `Business Overview Fact-Family Expansion` into profit/margin and due-date debt aging, then broader unfamiliar 1C route breadth without relaxing truth boundaries.
 - The short source of truth for status wording is [21 - current_status_canon_2026-05-01.md](./21%20-%20current_status_canon_2026-05-01.md).
 
 It now documents a turnaround that is already operational in code, already materially past the acute regression breakpoint, and already moved through bounded MCP autonomy, Post-F hardening, inventory breadth proof, and the declared Planner Autonomy slice:
@@ -86,7 +91,7 @@ It now documents a turnaround that is already operational in code, already mater
   - explicit document/movement data-need now scores over ambiguous carried metadata surfaces without forcing neutral follow-ups into a lane;
   - lifecycle now behaves as a bounded activity-window inference chain with an explicit legal-fact boundary instead of an unqualified age answer;
   - current-turn value-flow aggregate questions can override narrower supported exact routes when the user asks for totals/net/payment amounts;
-  - broad business evaluation remains in the deterministic living-chat bridge instead of being displaced by generic metadata discovery;
+  - broad business evaluation remained guarded during phase83 and is now carried forward in the next breadth module as a reviewed `business_overview` discovery route instead of being displaced by generic metadata discovery;
   - inventory stock snapshot, supplier overlap, purchase provenance, and sale trace are now reviewed catalog chain templates; generic free-form inventory execution remains forbidden, and evidence must pass through reviewed exact recipe bridges;
   - runtime bridge and answer adapter now keep unsupported inventory route templates behind an explicit user-facing boundary instead of letting template planning look like confirmed stock/supplier/purchase/sale evidence;
   - inventory catalog templates now bridge through existing exact inventory recipes (`41.01` scoped stock, supplier overlap, purchase provenance, and sale trace) inside the bounded MCP discovery pilot, while missing selected-item anchors still clarify instead of guessing;
@@ -115,12 +120,12 @@ Current honest status:
 - exit-from-danger-zone readiness: `~97%`
 - pre-multidomain readiness: `~90%`
 - bounded-autonomy foundation readiness: `~89%`
-- open-world bounded-autonomy readiness: `~86%`
-- active Open-World Bounded Autonomy Breadth progress: `~18%`, with business-overview evidence fusion and the reviewed `business_overview` catalog/data-need/planner route-fabric slice locally tested; fresh multi-probe runtime execution is still pending
+- open-world bounded-autonomy readiness: `~87%`
+- active Open-World Bounded Autonomy Breadth progress: `~60%`, with business-overview evidence fusion, the reviewed `business_overview` catalog/data-need/planner route-fabric slice, the fresh multi-probe runtime bridge, the explicit-period VAT/tax fact-family bridge, the explicit-period debt-position bridge, the explicit-date inventory-position bridge, and the open-settlement quality bridge accepted by live semantic replay; profit/margin, due-date debt aging/overdue, and real inventory-liquidity expansion are still pending
 - Post-F semantic integrity module progress: `~99%` operationally closed, with remaining risk now treated as next-slice discovery rather than an open blocker inside the closed slice
 - active inventory-stock breadth slice progress: `100%` for the declared scenario pack, not for arbitrary inventory questions
 - Planner Autonomy Consolidation progress: `100%` for the declared module, with catalog-fabric, value-flow arbitration, lifecycle bounded inference, broad-evaluation bridge, inventory catalog templates, inventory runtime-boundary honesty, exact inventory recipe bridging, unambiguous metadata-surface lane inference, catalog chain-template scoring, structured chain-match contract exposure, runtime/debug propagation, subject-aware bidirectional comparison arbitration, structured catalog-alignment verdicts, representative alignment regression guard, catalog-alignment reason-code telemetry, explicit `alignment_status` propagation, truth-harness/acceptance-matrix surfacing, soft divergence warning, `catalog_alignment_ok` acceptance invariant, step-level expected catalog-alignment assertions, phase66 and phase32 spec alignment expectations, AGENT source-catalog surfacing, generated phase83 mixed planner-brain replay spec, checked-source user-facing error sanitation, surface-grounded catalog promotion, and guarded live phase83 acceptance validated. Broader unfamiliar 1C asks are now next-module breadth work rather than an open blocker inside this declared slice
-- graph snapshot after latest rebuild: `5977 nodes`, `12983 edges`, `137 communities`
+- graph snapshot after latest rebuild: `6008 nodes`, `13078 edges`, `138 communities`
 - current regression-gate breakpoint:
   - the validated hot paths are no longer structurally broken;
   - flagship continuity collapse is no longer the primary risk;
@@ -160,7 +165,13 @@ Latest live proof now includes:
 - lifecycle/value-flow Planner Autonomy response gate accepted: `address_truth_harness_phase19_mcp_discovery_response_gate_planner_lifecycle_rerun4` accepted `8/8`, proving bounded lifecycle inference, current-turn value-flow aggregate arbitration, and sanitized evidence wording
 - broad-evaluation bridge continuity accepted: `address_truth_harness_phase21_net_followup_after_broad_eval_planner_lifecycle_rerun2` accepted `3/3` and `address_truth_harness_phase22_broad_business_evaluation_bridge_planner_lifecycle_rerun2` accepted `3/3`
 - latest local Planner Autonomy slice accepted: full MCP-discovery suite passed `268/268` with `9` skipped; broad MCP/living-chat/route/meaning slice passed `305/305` with `9` skipped; build passed
-- business-overview route-fabric slice accepted locally: catalog/data-need/planner/pilot boundary slice passed `102/102`; the pilot executor exposes `business_overview_route_template_v1` as an explicit unsupported scope until the fresh multi-probe bridge exists
+- business-overview route-fabric slice accepted locally: catalog/data-need/planner/pilot boundary slice passed `102/102`, proving the reviewed `business_overview` chain and stable route scope
+- business-overview fresh multi-probe runtime bridge accepted locally: targeted runtime-entry/pilot/answer/turn-input/response-policy/planner slice passed `211/211` with `9` skipped; full MCP-discovery suite passed `296/296` with `9` skipped; build passed
+- business-overview fresh multi-probe runtime bridge accepted live: `address_truth_harness_phase84_business_overview_multi_probe_bridge_live_20260503_runtime_bridge2` accepted `3/3`, proving explicit company overview, exact counterparty net-flow after the company overview, and explicit company overview after a counterparty pivot with `catalog_alignment_ok=true`, `human_answer_quality_ok=true`, and no internal route/debug leakage in the user-facing answer
+- business-overview VAT/tax fact-family bridge accepted live: `address_truth_harness_phase85_business_overview_tax_family_live_20260504_taxfamily2` accepted `2/2`, proving explicit-period VAT/tax position in the company overview and all-time follow-up protection against stale or negated VAT-period reuse
+- business-overview debt-position fact-family bridge accepted live: `address_truth_harness_phase86_business_overview_debt_position_live_20260504_debt2` accepted `2/2`, proving explicit-period receivables/payables as-of-date debt position and all-time follow-up protection against stale debt snapshot reuse
+- business-overview inventory-position fact-family bridge accepted live: `address_truth_harness_phase87_business_overview_inventory_position_live_20260504_inventory2` accepted `2/2`, proving explicit-date stock-on-hand position and all-time follow-up protection against stale inventory snapshot reuse
+- business-overview open-settlement quality bridge accepted live: `address_truth_harness_phase88_business_overview_open_settlement_quality_live_20260504_openquality4` accepted `2/2`, proving explicit-period open-contract concentration and all-time follow-up protection against stale open-contract/debt-quality reuse
 - inventory template lift accepted locally: catalog/data-need/planner/turn-input slice passed `139/139` with `6` skipped; full MCP-discovery slice passed `276/276` with `9` skipped; build passed; graphify stayed at `5912 nodes`, `12833 edges`, `138 communities`
 - inventory runtime-boundary hardening accepted locally: runtime-bridge/answer-adapter/pilot-executor slice passed `68/68` with `1` skipped; full MCP-discovery slice passed `277/277` with `9` skipped; build passed; graphify rebuilt to `5913 nodes`, `12837 edges`, `138 communities`
 - inventory exact-runtime bridge accepted locally: runtime-bridge/answer-adapter/pilot-executor slice passed `70/70` with `1` skipped; full MCP-discovery slice passed `279/279` with `9` skipped; build passed; graphify rebuilt to `5930 nodes`, `12884 edges`, `135 communities`
diff --git a/docs/orchestration/address_truth_harness_phase84_business_overview_multi_probe_bridge.json b/docs/orchestration/address_truth_harness_phase84_business_overview_multi_probe_bridge.json
new file mode 100644
index 0000000..5ef013c
--- /dev/null
+++ b/docs/orchestration/address_truth_harness_phase84_business_overview_multi_probe_bridge.json
@@ -0,0 +1,106 @@
+{
+  "schema_version": "domain_truth_harness_spec_v1",
+  "scenario_id": "address_truth_harness_phase84_business_overview_multi_probe_bridge",
+  "domain": "address_phase84_business_overview_multi_probe_bridge",
+  "title": "Phase 84 business overview multi-probe bridge replay",
+  "description": "Targeted AGENT replay for the fresh business_overview MCP discovery bridge: broad company analysis must execute through reviewed multi-probe evidence, keep profit/margin boundaries honest, and not contaminate later exact counterparty pivots or repeated company-overview pivots.",
+  "bindings": {},
+  "steps": [
+    {
+      "step_id": "step_01_explicit_company_business_overview",
+      "title": "Explicit company overview uses the reviewed business_overview bridge",
+      "question": "Дай бизнес-обзор ООО Альтернатива Плюс по данным 1С: обороты, нетто, активность, что подтверждено и что пока неизвестно.",
+      "expected_catalog_alignment_status": "selected_matches_top",
+      "expected_catalog_chain_top_match": "business_overview",
+      "expected_catalog_selected_matches_top": true,
+      "allowed_reply_types": [
+        "partial_coverage",
+        "factual_with_explanation"
+      ],
+      "required_answer_patterns_all": [
+        "(?i)1с|подтвержд",
+        "(?i)входящ|поступлен|оборот|денежн",
+        "(?i)исходящ|платеж|списан|поставщик",
+        "(?i)нетто|разниц|сальдо",
+        "(?i)прибыл|марж|не подтвержд|не доказан",
+        "(?i)ндс|vat|налог|долг|склад|inventory"
+      ],
+      "forbidden_answer_patterns": [
+        "(?i)business_overview_route_template_v1",
+        "(?i)query_movements|query_documents|primitive|planner_|runtime_|pilot_",
+        "(?i)это прибыль|маржа составляет|чистая прибыль"
+      ],
+      "criticality": "critical",
+      "semantic_tags": [
+        "business_overview_multi_probe",
+        "broad_business_evaluation",
+        "planner_catalog_alignment",
+        "profit_margin_boundary"
+      ]
+    },
+    {
+      "step_id": "step_02_exact_net_flow_after_company_overview",
+      "title": "Exact counterparty net-flow still answers after company overview",
+      "question": "Теперь отдельно: какое нетто по деньгам с Группа СВК за 2020 год, сколько получили и сколько заплатили?",
+      "expected_catalog_alignment_status": "selected_matches_top",
+      "expected_catalog_chain_top_match": "value_flow_comparison",
+      "expected_catalog_selected_matches_top": true,
+      "allowed_reply_types": [
+        "partial_coverage",
+        "factual_with_explanation"
+      ],
+      "required_answer_patterns_all": [
+        "(?i)свк",
+        "(?i)2020|период",
+        "(?i)получил|входящ|поступлен",
+        "(?i)заплат|исходящ|списан|платеж",
+        "(?i)нетто|разниц|сальдо",
+        "(?i)руб"
+      ],
+      "forbidden_answer_patterns": [
+        "(?i)активность компании",
+        "(?i)прибыль компании",
+        "(?i)business_overview_route_template_v1",
+        "(?i)query_movements|query_documents|primitive|planner_|runtime_|pilot_"
+      ],
+      "criticality": "critical",
+      "semantic_tags": [
+        "counterparty_net_cash_flow",
+        "post_broad_eval_exact_pivot",
+        "planner_catalog_alignment"
+      ]
+    },
+    {
+      "step_id": "step_03_explicit_company_overview_after_counterparty_pivot",
+      "title": "Repeated company overview does not inherit the counterparty pivot",
+      "question": "Вернись к ООО Альтернатива Плюс в целом: дай краткий бизнес-аудит по подтвержденным данным 1С, но не выдавай нетто за прибыль.",
+      "expected_catalog_alignment_status": "selected_matches_top",
+      "expected_catalog_chain_top_match": "business_overview",
+      "expected_catalog_selected_matches_top": true,
+      "allowed_reply_types": [
+        "partial_coverage",
+        "factual_with_explanation"
+      ],
+      "required_answer_patterns_all": [
+        "(?i)альтернатива|компани|организац",
+        "(?i)1с|подтвержд",
+        "(?i)нетто|денежн|поток",
+        "(?i)не прибыль|не является прибыл|не марж|марж.*не подтвержд",
+        "(?i)следующ|нужно|не подтвержд|отдельн"
+      ],
+      "forbidden_answer_patterns": [
+        "(?i)группа свк.*бизнес-аудит",
+        "(?i)чистая прибыль",
+        "(?i)business_overview_route_template_v1",
+        "(?i)query_movements|query_documents|primitive|planner_|runtime_|pilot_"
+      ],
+      "criticality": "critical",
+      "semantic_tags": [
+        "business_overview_after_counterparty_pivot",
+        "stale_scope_guard",
+        "planner_catalog_alignment",
+        "profit_margin_boundary"
+      ]
+    }
+  ]
+}
diff --git a/docs/orchestration/address_truth_harness_phase85_business_overview_tax_family.json b/docs/orchestration/address_truth_harness_phase85_business_overview_tax_family.json
new file mode 100644
index 0000000..8c207b1
--- /dev/null
+++ b/docs/orchestration/address_truth_harness_phase85_business_overview_tax_family.json
@@ -0,0 +1,78 @@
+{
+  "schema_version": "domain_truth_harness_spec_v1",
+  "scenario_id": "address_truth_harness_phase85_business_overview_tax_family",
+  "domain": "address_phase85_business_overview_tax_family",
+  "title": "Phase 85 business overview VAT/tax fact-family replay",
+  "description": "Targeted replay for Business Overview Fact-Family Expansion: explicit-period company overview may include checked VAT/tax evidence, while all-time follow-up must not reuse the previous VAT period as confirmed tax position.",
+  "bindings": {},
+  "steps": [
+    {
+      "step_id": "step_01_explicit_period_business_overview_with_tax",
+      "title": "Explicit-period business overview includes checked VAT/tax family",
+      "question": "Дай бизнес-обзор ООО Альтернатива Плюс за 2020 год по данным 1С: деньги, нетто, активность, НДС-позиция, что подтверждено и что пока неизвестно. Не выдавай нетто за прибыль.",
+      "expected_catalog_alignment_status": "selected_matches_top",
+      "expected_catalog_chain_top_match": "business_overview",
+      "expected_catalog_selected_matches_top": true,
+      "allowed_reply_types": [
+        "partial_coverage",
+        "factual_with_explanation"
+      ],
+      "required_answer_patterns_all": [
+        "(?i)1с|подтвержд",
+        "(?i)2020",
+        "(?i)входящ|поступлен|денежн",
+        "(?i)исходящ|платеж|списан",
+        "(?i)ндс|vat",
+        "(?i)книга продаж|продаж",
+        "(?i)книга покуп|вычет|покуп",
+        "(?i)нетто",
+        "(?i)не прибыль|не марж|прибыль.*не подтвержд|марж.*не подтвержд"
+      ],
+      "forbidden_answer_patterns": [
+        "(?i)business_overview_route_template_v1",
+        "(?i)query_movements|query_documents|primitive|planner_|runtime_|pilot_",
+        "(?i)чистая прибыль|маржа составляет|это прибыль"
+      ],
+      "criticality": "critical",
+      "semantic_tags": [
+        "business_overview_tax_family",
+        "explicit_period_tax_position",
+        "planner_catalog_alignment",
+        "profit_margin_boundary"
+      ]
+    },
+    {
+      "step_id": "step_02_all_time_business_overview_does_not_reuse_tax_period",
+      "title": "All-time overview after explicit tax period keeps VAT unknown",
+      "question": "Теперь по ООО Альтернатива Плюс за все доступное время дай бизнес-обзор в целом, но не тащи НДС за 2020 как подтвержденную общую налоговую позицию.",
+      "expected_catalog_alignment_status": "selected_matches_top",
+      "expected_catalog_chain_top_match": "business_overview",
+      "expected_catalog_selected_matches_top": true,
+      "allowed_reply_types": [
+        "partial_coverage",
+        "factual_with_explanation"
+      ],
+      "required_answer_patterns_all": [
+        "(?i)альтернатива|организац|компани",
+        "(?i)все доступн|проверенн.*окн|активност",
+        "(?i)денежн|нетто",
+        "(?i)ндс|vat|налог",
+        "(?i)не подтвержд|нужен отдельн|явн.*период"
+      ],
+      "forbidden_answer_patterns": [
+        "(?i)ндс-позиция за 2020",
+        "(?i)книга продаж.*2020",
+        "(?i)книга покуп.*2020",
+        "(?i)business_overview_route_template_v1",
+        "(?i)query_movements|query_documents|primitive|planner_|runtime_|pilot_"
+      ],
+      "criticality": "critical",
+      "semantic_tags": [
+        "business_overview_tax_family",
+        "stale_period_guard",
+        "all_time_tax_boundary",
+        "planner_catalog_alignment"
+      ]
+    }
+  ]
+}
diff --git a/docs/orchestration/address_truth_harness_phase86_business_overview_debt_position.json b/docs/orchestration/address_truth_harness_phase86_business_overview_debt_position.json
new file mode 100644
index 0000000..4e62e54
--- /dev/null
+++ b/docs/orchestration/address_truth_harness_phase86_business_overview_debt_position.json
@@ -0,0 +1,79 @@
+{
+  "schema_version": "domain_truth_harness_spec_v1",
+  "scenario_id": "address_truth_harness_phase86_business_overview_debt_position",
+  "domain": "address_phase86_business_overview_debt_position",
+  "title": "Phase 86 business overview debt-position fact-family replay",
+  "description": "Targeted replay for Business Overview Fact-Family Expansion: explicit-period company overview may include checked receivables/payables as-of-date debt position, while all-time follow-up must not reuse the previous as-of-date debt snapshot as current or all-time debt quality.",
+  "bindings": {},
+  "steps": [
+    {
+      "step_id": "step_01_explicit_period_business_overview_with_debt_position",
+      "title": "Explicit-period business overview includes checked receivables/payables debt position",
+      "question": "Дай бизнес-обзор ООО Альтернатива Плюс за 2020 год по данным 1С: деньги, нетто, активность, дебиторка и кредиторка на дату, что подтверждено и что пока неизвестно. Не выдавай долговой срез за просрочку, качество долга или прибыль.",
+      "expected_catalog_alignment_status": "selected_matches_top",
+      "expected_catalog_chain_top_match": "business_overview",
+      "expected_catalog_selected_matches_top": true,
+      "allowed_reply_types": [
+        "partial_coverage",
+        "factual_with_explanation"
+      ],
+      "required_answer_patterns_all": [
+        "(?i)1с|подтвержд",
+        "(?i)2020|2020-12-31",
+        "(?i)входящ|поступлен|денежн",
+        "(?i)исходящ|платеж|списан",
+        "(?i)дебитор|кредитор|долгов",
+        "(?i)нетто",
+        "(?i)не прибыль|не марж|прибыль.*не подтвержд|марж.*не подтвержд",
+        "(?i)качество.*не подтвержд|просроч.*не подтвержд|aging|due-date|не.*просроч"
+      ],
+      "forbidden_answer_patterns": [
+        "(?i)business_overview_route_template_v1",
+        "(?i)query_movements|query_documents|primitive|planner_|runtime_|pilot_",
+        "(?i)просроченная дебиторка составляет|качество долга хорошее|кредитный риск низкий",
+        "(?i)чистая прибыль|маржа составляет|это прибыль"
+      ],
+      "criticality": "critical",
+      "semantic_tags": [
+        "business_overview_debt_position_family",
+        "explicit_period_as_of_debt_snapshot",
+        "debt_quality_boundary",
+        "profit_margin_boundary",
+        "planner_catalog_alignment"
+      ]
+    },
+    {
+      "step_id": "step_02_all_time_business_overview_does_not_reuse_debt_snapshot",
+      "title": "All-time overview after explicit debt position keeps debt snapshot unknown",
+      "question": "Теперь по ООО Альтернатива Плюс за все доступное время дай бизнес-обзор в целом, но не тащи долговой срез на 2020-12-31 как текущую или общую долговую позицию.",
+      "expected_catalog_alignment_status": "selected_matches_top",
+      "expected_catalog_chain_top_match": "business_overview",
+      "expected_catalog_selected_matches_top": true,
+      "allowed_reply_types": [
+        "partial_coverage",
+        "factual_with_explanation"
+      ],
+      "required_answer_patterns_all": [
+        "(?i)альтернатива|организац|компани",
+        "(?i)все доступн|проверенн.*окн|активност",
+        "(?i)денежн|нетто",
+        "(?i)дебитор|кредитор|долг",
+        "(?i)не подтвержд|нужен отдельн|явн.*дат|as-of|дату"
+      ],
+      "forbidden_answer_patterns": [
+        "(?i)долгов(ой|ая).*2020-12-31",
+        "(?i)дебиторка.*2020-12-31",
+        "(?i)кредиторка.*2020-12-31",
+        "(?i)business_overview_route_template_v1",
+        "(?i)query_movements|query_documents|primitive|planner_|runtime_|pilot_"
+      ],
+      "criticality": "critical",
+      "semantic_tags": [
+        "business_overview_debt_position_family",
+        "stale_as_of_debt_snapshot_guard",
+        "all_time_debt_boundary",
+        "planner_catalog_alignment"
+      ]
+    }
+  ]
+}
diff --git a/docs/orchestration/address_truth_harness_phase87_business_overview_inventory_position.json b/docs/orchestration/address_truth_harness_phase87_business_overview_inventory_position.json
new file mode 100644
index 0000000..da61f77
--- /dev/null
+++ b/docs/orchestration/address_truth_harness_phase87_business_overview_inventory_position.json
@@ -0,0 +1,76 @@
+{
+  "schema_version": "domain_truth_harness_spec_v1",
+  "scenario_id": "address_truth_harness_phase87_business_overview_inventory_position",
+  "domain": "address_phase87_business_overview_inventory_position",
+  "title": "Phase 87 business overview inventory-position fact-family replay",
+  "description": "Targeted replay for Business Overview Fact-Family Expansion: explicit-date company overview may include checked inventory on-hand and purchase-date aging signals, while all-time follow-up must not reuse the previous inventory as-of-date snapshot as current or all-time warehouse health.",
+  "bindings": {},
+  "steps": [
+    {
+      "step_id": "step_01_explicit_date_business_overview_with_inventory_position",
+      "title": "Explicit-date business overview includes checked inventory position",
+      "question": "Дай бизнес-обзор ООО Альтернатива Плюс на 2026-04-16 по данным 1С: деньги, активность, складской остаток и товарный срез на дату, что подтверждено и что пока неизвестно. Не выдавай складской остаток за ликвидность, оборачиваемость, прибыль или полноценное здоровье бизнеса.",
+      "expected_catalog_alignment_status": "selected_matches_top",
+      "expected_catalog_chain_top_match": "business_overview",
+      "expected_catalog_selected_matches_top": true,
+      "allowed_reply_types": [
+        "partial_coverage",
+        "factual_with_explanation"
+      ],
+      "required_answer_patterns_all": [
+        "(?i)1с|подтвержд",
+        "(?i)2026-04-16|16\\.04\\.2026",
+        "(?i)склад|остат|товар",
+        "(?i)руб|сумм|стоимост",
+        "(?i)не прибыль|не марж|прибыль.*не подтвержд|марж.*не подтвержд",
+        "(?i)оборачиваемость|ликвидность|не подтвержд|отдельн"
+      ],
+      "forbidden_answer_patterns": [
+        "(?i)business_overview_route_template_v1",
+        "(?i)query_movements|query_documents|primitive|planner_|runtime_|pilot_",
+        "(?i)склад.*ликвидн.*хорош|оборачиваемость.*хорош|залежалость.*низк",
+        "(?i)чистая прибыль|маржа составляет|это прибыль"
+      ],
+      "criticality": "critical",
+      "semantic_tags": [
+        "business_overview_inventory_position_family",
+        "explicit_date_inventory_snapshot",
+        "inventory_liquidity_boundary",
+        "profit_margin_boundary",
+        "planner_catalog_alignment"
+      ]
+    },
+    {
+      "step_id": "step_02_all_time_business_overview_does_not_reuse_inventory_snapshot",
+      "title": "All-time overview after explicit inventory position keeps inventory snapshot unknown",
+      "question": "Теперь по ООО Альтернатива Плюс за все доступное время дай бизнес-обзор в целом, но не тащи складской срез на 2026-04-16 как текущий или общий all-time склад.",
+      "expected_catalog_alignment_status": "selected_matches_top",
+      "expected_catalog_chain_top_match": "business_overview",
+      "expected_catalog_selected_matches_top": true,
+      "allowed_reply_types": [
+        "partial_coverage",
+        "factual_with_explanation"
+      ],
+      "required_answer_patterns_all": [
+        "(?i)альтернатива|организац|компани",
+        "(?i)все доступн|проверенн.*окн|активност",
+        "(?i)денежн|нетто",
+        "(?i)склад|остат|inventory",
+        "(?i)не подтвержд|нужен отдельн|явн.*дат|дату"
+      ],
+      "forbidden_answer_patterns": [
+        "(?i)склад(ской|ская|ские|).*2026-04-16",
+        "(?i)остат(ок|ки).*2026-04-16",
+        "(?i)business_overview_route_template_v1",
+        "(?i)query_movements|query_documents|primitive|planner_|runtime_|pilot_"
+      ],
+      "criticality": "critical",
+      "semantic_tags": [
+        "business_overview_inventory_position_family",
+        "stale_as_of_inventory_snapshot_guard",
+        "all_time_inventory_boundary",
+        "planner_catalog_alignment"
+      ]
+    }
+  ]
+}
diff --git a/docs/orchestration/address_truth_harness_phase88_business_overview_open_settlement_quality.json b/docs/orchestration/address_truth_harness_phase88_business_overview_open_settlement_quality.json
new file mode 100644
index 0000000..95fdeb8
--- /dev/null
+++ b/docs/orchestration/address_truth_harness_phase88_business_overview_open_settlement_quality.json
@@ -0,0 +1,80 @@
+{
+  "schema_version": "domain_truth_harness_spec_v1",
+  "scenario_id": "address_truth_harness_phase88_business_overview_open_settlement_quality",
+  "domain": "address_phase88_business_overview_open_settlement_quality",
+  "title": "Phase 88 business overview open-settlement quality replay",
+  "description": "Targeted replay for Business Overview Fact-Family Expansion: explicit-date company overview may include checked open-contract settlement concentration, while due-date aging/overdue debt must remain unclaimed and all-time follow-up must not reuse the prior as-of-date debt/open-contract snapshot.",
+  "bindings": {},
+  "steps": [
+    {
+      "step_id": "step_01_explicit_date_business_overview_with_open_settlement_quality",
+      "title": "Explicit-date business overview includes checked open-settlement quality boundary",
+      "question": "Дай бизнес-обзор ООО Альтернатива Плюс за 2020 год по данным 1С: деньги, активность, НДС, дебиторка/кредиторка и качество открытых расчетов по договорам на дату. Отдельно скажи, что подтверждено, а что нельзя считать просрочкой или due-date aging без сроков оплаты.",
+      "expected_catalog_alignment_status": "selected_matches_top",
+      "expected_catalog_chain_top_match": "business_overview",
+      "expected_catalog_selected_matches_top": true,
+      "allowed_reply_types": [
+        "partial_coverage",
+        "factual_with_explanation"
+      ],
+      "required_answer_patterns_all": [
+        "(?i)1с|подтвержд",
+        "(?i)2020|2020-12-31|31\\.12\\.2020",
+        "(?i)дебитор|кредитор|долгов",
+        "(?i)открыт.*расчет|открыт.*договор|договорн",
+        "(?i)руб|сумм|остат",
+        "(?i)due-date|срок|просроч|не подтвержд|нельзя считать"
+      ],
+      "forbidden_answer_patterns": [
+        "(?i)business_overview_route_template_v1",
+        "(?i)query_movements|query_documents|primitive|planner_|runtime_|pilot_",
+        "(?i)подтвержденн(?:ая|ую|ый|ые)?\\s+просроч",
+        "(?i)просрочк[а-я\\s]{0,20}(?:есть|имеется|найдена|составляет)",
+        "(?i)долг.*плох|кредитн.*риск.*высок",
+        "(?i)чистая прибыль|маржа составляет|это прибыль"
+      ],
+      "criticality": "critical",
+      "semantic_tags": [
+        "business_overview_open_settlement_quality_family",
+        "explicit_date_debt_snapshot",
+        "open_contract_concentration_boundary",
+        "due_date_aging_boundary",
+        "planner_catalog_alignment"
+      ]
+    },
+    {
+      "step_id": "step_02_all_time_business_overview_does_not_reuse_open_settlement_snapshot",
+      "title": "All-time overview after open-settlement quality keeps prior debt snapshot bounded",
+      "question": "Теперь по ООО Альтернатива Плюс за все доступное время дай общий бизнес-обзор, но не тащи срез открытых договоров на 2020-12-31 как текущую просрочку или all-time качество долга.",
+      "expected_catalog_alignment_status": "selected_matches_top",
+      "expected_catalog_chain_top_match": "business_overview",
+      "expected_catalog_selected_matches_top": true,
+      "allowed_reply_types": [
+        "partial_coverage",
+        "factual_with_explanation"
+      ],
+      "required_answer_patterns_all": [
+        "(?i)альтернатива|организац|компани",
+        "(?i)все доступн|проверенн.*окн|активност",
+        "(?i)денежн|нетто",
+        "(?i)долг|дебитор|кредитор|открыт.*расчет",
+        "(?i)не подтвержд|нужен отдельн|явн.*дат|дату"
+      ],
+      "forbidden_answer_patterns": [
+        "(?i)2020-12-31",
+        "(?i)31\\.12\\.2020",
+        "(?i)подтвержденн(?:ая|ую|ый|ые)?\\s+просроч",
+        "(?i)просрочк[а-я\\s]{0,20}(?:есть|имеется|найдена|составляет)",
+        "(?i)business_overview_route_template_v1",
+        "(?i)query_movements|query_documents|primitive|planner_|runtime_|pilot_"
+      ],
+      "criticality": "critical",
+      "semantic_tags": [
+        "business_overview_open_settlement_quality_family",
+        "stale_as_of_debt_snapshot_guard",
+        "all_time_debt_quality_boundary",
+        "planner_catalog_alignment"
+      ]
+    }
+  ]
+}
diff --git a/llm_normalizer/backend/dist/services/assistantMcpDiscoveryAnswerAdapter.js b/llm_normalizer/backend/dist/services/assistantMcpDiscoveryAnswerAdapter.js
index efe50c3..c5a611e 100644
--- a/llm_normalizer/backend/dist/services/assistantMcpDiscoveryAnswerAdapter.js
+++ b/llm_normalizer/backend/dist/services/assistantMcpDiscoveryAnswerAdapter.js
@@ -117,6 +117,9 @@ function isValueFlowPilot(pilot) {
         pilot.pilot_scope === "counterparty_supplier_payout_query_movements_v1" ||
         pilot.pilot_scope === "counterparty_bidirectional_value_flow_query_movements_v1");
 }
+function isBusinessOverviewPilot(pilot) {
+    return pilot.pilot_scope === "business_overview_route_template_v1";
+}
 function isDocumentPilot(pilot) {
     return pilot.pilot_scope === "counterparty_document_evidence_query_documents_v1";
 }
@@ -333,6 +336,42 @@ function headlineFor(mode, pilot) {
         }
         return "Инвентарный route-template уже выбран, но live-исполнение этого generic MCP контура еще не подключено; складской/товарный факт не подтвержден.";
     }
+    if (isBusinessOverviewPilot(pilot) && pilot.derived_business_overview && mode === "confirmed_with_bounded_inference") {
+        const overview = pilot.derived_business_overview;
+        const families = [];
+        if (overview.incoming_customer_revenue.rows_with_amount > 0 ||
+            overview.outgoing_supplier_payout.rows_with_amount > 0) {
+            families.push("денежный поток");
+        }
+        if (overview.activity_period) {
+            families.push("активность");
+        }
+        if (overview.tax_position) {
+            families.push("НДС-позиция");
+        }
+        if (overview.debt_position) {
+            families.push("долговой срез на дату");
+        }
+        if (overview.debt_open_settlement_quality) {
+            families.push("качество открытых расчетов");
+        }
+        if (overview.inventory_position) {
+            families.push("складской срез на дату");
+        }
+        const unknownFamilies = ["прибыль/маржа"];
+        if (!overview.tax_position) {
+            unknownFamilies.push("НДС");
+        }
+        if (!overview.debt_position) {
+            unknownFamilies.push("долговой срез");
+        }
+        unknownFamilies.push(overview.debt_open_settlement_quality ? "due-date просрочка" : "качество открытых расчетов");
+        unknownFamilies.push(overview.inventory_position ? "полноценная складская ликвидность" : "склад");
+        return `По данным 1С собран ограниченный бизнес-обзор: ${families.join(", ")} подтверждены найденными строками; ${unknownFamilies.join(", ")} остаются отдельными непроверенными областями.`;
+    }
+    if (isBusinessOverviewPilot(pilot) && mode === "checked_sources_only") {
+        return "Бизнес-обзор был запущен, но подтвержденные денежные или activity-сигналы в найденных строках не получены.";
+    }
     if (isEntityResolutionPilot(pilot) && mode === "needs_clarification") {
         return "По каталогу 1С нашлось несколько похожих контрагентов, и без уточнения нельзя честно выбрать правильную сущность.";
     }
@@ -469,6 +508,9 @@ function nextStepFor(mode, pilot) {
         }
         return "Следующий шаг - связать inventory route-template с exact inventory runtime и затем проверить live-прогоном.";
     }
+    if (mode === "confirmed_with_bounded_inference" && isBusinessOverviewPilot(pilot)) {
+        return "Если нужен уже управленческий вывод, следующим шагом стоит отдельно проверить прибыль/маржу, долги, НДС и складскую ликвидность, а затем собрать полный бизнес-аудит.";
+    }
     if (mode === "confirmed_with_bounded_inference" && pilot.derived_metadata_surface) {
         const surface = pilot.derived_metadata_surface;
         if (surface.ambiguity_detected && surface.ambiguity_entity_sets.length > 0) {
@@ -500,6 +542,14 @@ function buildMustNotClaim(pilot) {
         claims.push("Do not claim full all-time turnover unless the checked period and coverage prove it.");
         claims.push("Do not present a derived sum as a legal/accounting final total outside the checked 1C rows.");
     }
+    if (isBusinessOverviewPilot(pilot)) {
+        claims.push("Do not present business overview cash-flow spread as profit or margin.");
+        claims.push("Do not claim debt quality, VAT position, inventory health, or company health unless those contours were separately checked.");
+        claims.push("Do not present a debt-position snapshot as debt aging, overdue debt, or credit-quality analysis.");
+        claims.push("Do not present open-settlement concentration as contractual due-date aging or confirmed overdue debt.");
+        claims.push("Do not present an inventory snapshot or purchase-date aging signal as turnover, obsolescence, liquidation value, or full inventory health.");
+        claims.push("Do not expose business_overview_route_template_v1 or MCP primitive names in the user answer.");
+    }
     if (pilot.derived_ranked_value_flow) {
         claims.push("Do not present a bounded ranking as a complete all-time ranking outside the checked period and organization.");
         claims.push("Do not imply the top-ranked counterparty is globally final when probe-limit or scope boundaries still exist.");
@@ -760,6 +810,95 @@ function derivedBidirectionalValueFlowMonthlyLines(pilot) {
     }
     return flow.monthly_breakdown.map((bucket) => `Помесячно: ${monthLabelRu(bucket.month_bucket)} — получили ${bucket.incoming_total_amount_human_ru}, заплатили ${bucket.outgoing_total_amount_human_ru}, ${netLabelRu(bucket.net_direction)} ${bucket.net_amount_human_ru}`);
 }
+function businessOverviewNetDirectionRu(direction) {
+    if (direction === "net_incoming") {
+        return "операционный денежный поток в проверенном срезе больше входящий, чем исходящий";
+    }
+    if (direction === "net_outgoing") {
+        return "операционный денежный поток в проверенном срезе больше исходящий, чем входящий";
+    }
+    return "входящий и исходящий денежный поток в проверенном срезе примерно сбалансированы";
+}
+function derivedBusinessOverviewConfirmedLines(pilot) {
+    const overview = pilot.derived_business_overview;
+    if (!overview) {
+        return [];
+    }
+    const organization = overview.organization_scope ? ` по организации ${overview.organization_scope}` : "";
+    const period = overview.period_scope ? ` за ${overview.period_scope}` : " за все доступное проверенное окно";
+    const lines = [];
+    if (overview.incoming_customer_revenue.rows_with_amount > 0) {
+        lines.push(`Входящие поступления${organization}${period}: ${overview.incoming_customer_revenue.total_amount_human_ru} по ${overview.incoming_customer_revenue.rows_with_amount} строкам с суммой.`);
+    }
+    if (overview.outgoing_supplier_payout.rows_with_amount > 0) {
+        lines.push(`Исходящие платежи/списания${organization}${period}: ${overview.outgoing_supplier_payout.total_amount_human_ru} по ${overview.outgoing_supplier_payout.rows_with_amount} строкам с суммой.`);
+    }
+    const leader = overview.top_customers[0];
+    if (leader) {
+        lines.push(`Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`);
+    }
+    if (overview.activity_period) {
+        lines.push(`Окно подтвержденной активности в 1С: ${overview.activity_period.first_activity_date} — ${overview.activity_period.latest_activity_date}; ориентировочно ${overview.activity_period.duration_human_ru}.`);
+    }
+    if (overview.tax_position) {
+        const taxDirection = overview.tax_position.net_vat_direction === "vat_to_pay"
+            ? "к уплате"
+            : overview.tax_position.net_vat_direction === "vat_to_recover_or_offset"
+                ? "к вычету/зачету"
+                : "сбалансирован";
+        lines.push(`НДС-позиция за ${overview.tax_position.period_scope}: книга продаж ${overview.tax_position.sales_vat_amount_human_ru}, книга покупок/вычеты ${overview.tax_position.purchase_vat_amount_human_ru}, нетто ${taxDirection} ${overview.tax_position.net_vat_amount_human_ru}.`);
+    }
+    if (overview.debt_position) {
+        const debtDirection = overview.debt_position.net_debt_position_direction === "net_receivable"
+            ? "в пользу дебиторки"
+            : overview.debt_position.net_debt_position_direction === "net_payable"
+                ? "в сторону кредиторки"
+                : "сбалансировано";
+        lines.push(`Долговой срез на ${overview.debt_position.as_of_date}: дебиторка ${overview.debt_position.receivables.total_amount_human_ru}, кредиторка ${overview.debt_position.payables.total_amount_human_ru}, нетто ${debtDirection} ${overview.debt_position.net_debt_position_amount_human_ru}.`);
+    }
+    if (overview.debt_open_settlement_quality) {
+        const quality = overview.debt_open_settlement_quality;
+        const topContract = quality.top_contracts[0];
+        const topContractText = topContract
+            ? ` Крупнейший открытый договор: ${topContract.contract}${topContract.counterparty ? ` / ${topContract.counterparty}` : ""} — ${topContract.total_amount_human_ru}${topContract.share_of_gross_open_amount_pct === null ? "" : ` (${topContract.share_of_gross_open_amount_pct}%)`}.`
+            : "";
+        lines.push(`Качество открытых расчетов на ${quality.as_of_date}: брутто открытых договорных остатков ${quality.gross_open_amount_human_ru}, договоров ${quality.unique_contracts}, контрагентов ${quality.unique_counterparties}.${topContractText}`);
+    }
+    if (overview.inventory_position) {
+        const leader = overview.inventory_position.top_items[0];
+        const leaderText = leader
+            ? ` Крупнейшая подтвержденная позиция: ${leader.item} — ${leader.total_amount_human_ru}.`
+            : "";
+        lines.push(`Складской срез на ${overview.inventory_position.as_of_date}: остаток ${overview.inventory_position.total_amount_human_ru} по ${overview.inventory_position.rows_with_amount} строкам с суммой и ${overview.inventory_position.rows_with_quantity} строкам с количеством.${leaderText}`);
+        if (overview.inventory_position.aging_signal?.oldest_purchase_date) {
+            const ageText = overview.inventory_position.aging_signal.max_age_days === null
+                ? ""
+                : `, максимальный возраст сигнала ${overview.inventory_position.aging_signal.max_age_days} дн.`;
+            lines.push(`Возрастной сигнал склада: самая ранняя найденная дата закупки ${overview.inventory_position.aging_signal.oldest_purchase_date}${ageText}.`);
+        }
+    }
+    return lines;
+}
+function derivedBusinessOverviewInferenceLine(pilot) {
+    const overview = pilot.derived_business_overview;
+    if (!overview) {
+        return null;
+    }
+    if (overview.incoming_customer_revenue.rows_with_amount <= 0 &&
+        overview.outgoing_supplier_payout.rows_with_amount <= 0) {
+        return null;
+    }
+    return [
+        `Расчетное нетто по найденным строкам: ${overview.net_amount_human_ru}; ${businessOverviewNetDirectionRu(overview.net_direction)}.`,
+        "Это нормальный операционный сигнал, но не прибыль и не маржа: для управленческого вывода нужны отдельные расходы, себестоимость, долги, налоги и склад."
+    ].join(" ");
+}
+function businessOverviewUnknownLines(pilot) {
+    if (!pilot.derived_business_overview) {
+        return userFacingUnknowns(pilot.evidence.unknown_facts);
+    }
+    return userFacingUnknowns(pilot.evidence.unknown_facts);
+}
 function buildAssistantMcpDiscoveryAnswerDraft(pilot) {
     const mode = modeFor(pilot);
     const reasonCodes = [...pilot.reason_codes, ...pilot.evidence.reason_codes];
@@ -770,7 +909,8 @@ function buildAssistantMcpDiscoveryAnswerDraft(pilot) {
     if (pilot.evidence.inferred_facts.length > 0) {
         pushReason(reasonCodes, "answer_contains_bounded_inference");
     }
-    const derivedInferenceLine = derivedActivityInferenceLine(pilot) ??
+    const derivedInferenceLine = derivedBusinessOverviewInferenceLine(pilot) ??
+        derivedActivityInferenceLine(pilot) ??
         derivedMetadataInferenceLine(pilot) ??
         derivedRankedValueFlowInferenceLine(pilot) ??
         derivedEntityResolutionInferenceLine(pilot);
@@ -785,23 +925,43 @@ function buildAssistantMcpDiscoveryAnswerDraft(pilot) {
     const monthlyConfirmedLines = derivedBidirectionalValueFlowMonthlyLines(pilot).length > 0
         ? derivedBidirectionalValueFlowMonthlyLines(pilot)
         : derivedValueFlowMonthlyLines(pilot);
+    const businessOverviewLines = derivedBusinessOverviewConfirmedLines(pilot);
     if (monthlyConfirmedLines.length > 0) {
         pushReason(reasonCodes, "answer_contains_monthly_breakdown");
     }
-    const confirmedLines = pilot.derived_ranked_value_flow && derivedValueLine
-        ? [derivedValueLine]
-        : derivedValueLine
-            ? [...pilot.evidence.confirmed_facts, derivedValueLine, ...monthlyConfirmedLines]
-            : derivedEntityResolutionLine
-                ? [...pilot.evidence.confirmed_facts, derivedEntityResolutionLine]
-                : derivedMetadataLine
-                    ? [derivedMetadataLine]
-                    : pilot.evidence.confirmed_facts;
-    const unknownLines = pilot.derived_metadata_surface
-        ? pilot.derived_metadata_surface.available_fields.length > 0
-            ? userFacingUnknowns(pilot.evidence.unknown_facts)
-            : ["Детальный список полей этих объектов этим шагом не получен."]
-        : rankedValueFlowUnknownLines(pilot);
+    if (businessOverviewLines.length > 0) {
+        pushReason(reasonCodes, "answer_contains_business_overview");
+    }
+    if (pilot.derived_business_overview?.tax_position) {
+        pushReason(reasonCodes, "answer_contains_business_overview_tax_position");
+    }
+    if (pilot.derived_business_overview?.debt_position) {
+        pushReason(reasonCodes, "answer_contains_business_overview_debt_position");
+    }
+    if (pilot.derived_business_overview?.debt_open_settlement_quality) {
+        pushReason(reasonCodes, "answer_contains_business_overview_open_settlement_quality");
+    }
+    if (pilot.derived_business_overview?.inventory_position) {
+        pushReason(reasonCodes, "answer_contains_business_overview_inventory_position");
+    }
+    const confirmedLines = businessOverviewLines.length > 0
+        ? businessOverviewLines
+        : pilot.derived_ranked_value_flow && derivedValueLine
+            ? [derivedValueLine]
+            : derivedValueLine
+                ? [...pilot.evidence.confirmed_facts, derivedValueLine, ...monthlyConfirmedLines]
+                : derivedEntityResolutionLine
+                    ? [...pilot.evidence.confirmed_facts, derivedEntityResolutionLine]
+                    : derivedMetadataLine
+                        ? [derivedMetadataLine]
+                        : pilot.evidence.confirmed_facts;
+    const unknownLines = pilot.derived_business_overview
+        ? businessOverviewUnknownLines(pilot)
+        : pilot.derived_metadata_surface
+            ? pilot.derived_metadata_surface.available_fields.length > 0
+                ? userFacingUnknowns(pilot.evidence.unknown_facts)
+                : ["Детальный список полей этих объектов этим шагом не получен."]
+            : rankedValueFlowUnknownLines(pilot);
     return {
         schema_version: exports.ASSISTANT_MCP_DISCOVERY_ANSWER_DRAFT_SCHEMA_VERSION,
         policy_owner: "assistantMcpDiscoveryAnswerAdapter",
diff --git a/llm_normalizer/backend/dist/services/assistantMcpDiscoveryPilotExecutor.js b/llm_normalizer/backend/dist/services/assistantMcpDiscoveryPilotExecutor.js
index f1e9734..d0ef834 100644
--- a/llm_normalizer/backend/dist/services/assistantMcpDiscoveryPilotExecutor.js
+++ b/llm_normalizer/backend/dist/services/assistantMcpDiscoveryPilotExecutor.js
@@ -160,6 +160,51 @@ function buildValueFlowFilters(planner) {
         sort: "period_asc"
     };
 }
+function buildBusinessOverviewTaxFilters(planner) {
+    const meaning = planner.discovery_plan.turn_meaning_ref;
+    const organization = toNonEmptyString(meaning?.explicit_organization_scope);
+    const dateScope = toNonEmptyString(meaning?.explicit_date_scope);
+    const periodFilters = dateScopeToFilters(dateScope);
+    if (!periodFilters.period_from || !periodFilters.period_to) {
+        return null;
+    }
+    return {
+        ...periodFilters,
+        ...(organization ? { organization } : {})
+    };
+}
+function buildBusinessOverviewDebtFilters(planner) {
+    const meaning = planner.discovery_plan.turn_meaning_ref;
+    const organization = toNonEmptyString(meaning?.explicit_organization_scope);
+    const dateScope = toNonEmptyString(meaning?.explicit_date_scope);
+    const asOfDate = asOfDateFromDateScope(dateScope);
+    if (!asOfDate) {
+        return null;
+    }
+    return {
+        ...dateScopeToFilters(dateScope),
+        as_of_date: asOfDate,
+        ...(organization ? { organization } : {}),
+        limit: planner.discovery_plan.execution_budget.max_rows_per_probe,
+        sort: "period_asc"
+    };
+}
+function buildBusinessOverviewInventoryFilters(planner) {
+    const meaning = planner.discovery_plan.turn_meaning_ref;
+    const organization = toNonEmptyString(meaning?.explicit_organization_scope);
+    const dateScope = toNonEmptyString(meaning?.explicit_date_scope);
+    const asOfDate = asOfDateFromDateScope(dateScope);
+    if (!asOfDate) {
+        return null;
+    }
+    return {
+        ...dateScopeToFilters(dateScope),
+        as_of_date: asOfDate,
+        ...(organization ? { organization } : {}),
+        limit: planner.discovery_plan.execution_budget.max_rows_per_probe,
+        sort: "period_asc"
+    };
+}
 function buildInventoryExactFilters(planner) {
     const meaning = planner.discovery_plan.turn_meaning_ref;
     const subject = firstEntityCandidate(planner);
@@ -395,6 +440,9 @@ function isValueFlowPilotEligible(planner) {
             combined.includes("payout") ||
             combined.includes("value")));
 }
+function isBusinessOverviewPilotEligible(planner) {
+    return planner.selected_chain_id === "business_overview";
+}
 function isInventoryPilotEligible(planner) {
     return (planner.selected_chain_id === "inventory_stock_snapshot" ||
         planner.selected_chain_id === "inventory_supplier_overlap" ||
@@ -1403,9 +1451,86 @@ function rowWarehouseValue(row) {
 function rowDocumentValue(row) {
     return rowTextValue(row, ["Регистратор", "Registrator", "registrator", "Документ", "Document", "document"]);
 }
+function rowAccountValue(row) {
+    return rowTextValue(row, ["СчетДт", "AccountDt", "account_dt", "Счет", "Account", "account"]);
+}
 function rowQuantityValue(row) {
     return rowNumberValue(row, ["Количество", "Quantity", "quantity", "Qty", "qty", "Остаток", "Balance", "balance"]);
 }
+function rowAnalyticsTextValues(row) {
+    const values = [];
+    const analytics = row["analytics"];
+    if (Array.isArray(analytics)) {
+        for (const item of analytics) {
+            const text = toNonEmptyString(item);
+            if (text && !values.includes(text)) {
+                values.push(text);
+            }
+        }
+    }
+    for (const key of [
+        "СубконтоДт1",
+        "СубконтоДт2",
+        "СубконтоДт3",
+        "СубконтоКт1",
+        "СубконтоКт2",
+        "СубконтоКт3",
+        "SubcontoDt1",
+        "SubcontoDt2",
+        "SubcontoDt3",
+        "SubcontoKt1",
+        "SubcontoKt2",
+        "SubcontoKt3"
+    ]) {
+        const text = toNonEmptyString(row[key]);
+        if (text && !values.includes(text)) {
+            values.push(text);
+        }
+    }
+    return values;
+}
+function isEmptyAnalyticToken(value) {
+    return /^(?:0|<пусто>|пустая ссылка)$/iu.test(value.trim());
+}
+function isLikelyContractToken(value) {
+    const normalized = value.trim();
+    if (!normalized || isEmptyAnalyticToken(normalized)) {
+        return false;
+    }
+    if (/(?:договор|contract|дог\.)/iu.test(normalized)) {
+        return true;
+    }
+    if (/^\d{4}-\d{2}-\d{2}/.test(normalized)) {
+        return false;
+    }
+    return normalized.length >= 3 && /[\\/]/.test(normalized);
+}
+function isLikelyCounterpartyToken(value) {
+    const normalized = value.trim();
+    if (!normalized || isEmptyAnalyticToken(normalized)) {
+        return false;
+    }
+    if (/^\d{4}-\d{2}-\d{2}/.test(normalized)) {
+        return false;
+    }
+    if (/^\d+(?:[./-]\d+)*$/.test(normalized)) {
+        return false;
+    }
+    if (!/[a-zа-я]/iu.test(normalized)) {
+        return false;
+    }
+    if (/(?:договор|contract|дог\.|документ|операц|счет[-\s]?фактур|накладн|акт|поступлен|списани|плат[её]ж|банк|касса|movement|invoice|payment)/iu.test(normalized)) {
+        return false;
+    }
+    return true;
+}
+function rowContractValue(row) {
+    const explicit = rowTextValue(row, ["Договор", "Contract", "contract"]);
+    if (explicit && !isEmptyAnalyticToken(explicit)) {
+        return explicit;
+    }
+    return rowAnalyticsTextValues(row).find(isLikelyContractToken) ?? null;
+}
 function rowCounterpartyValue(row) {
     const candidates = [row["Контрагент"], row["Counterparty"], row["counterparty"], row["Наименование"], row["name"]];
     for (const candidate of candidates) {
@@ -1414,7 +1539,7 @@ function rowCounterpartyValue(row) {
             return text;
         }
     }
-    return null;
+    return rowAnalyticsTextValues(row).find(isLikelyCounterpartyToken) ?? null;
 }
 function monthBucketFromIsoDate(isoDate) {
     const match = isoDate?.match(/^(\d{4})-(\d{2})-\d{2}$/);
@@ -1729,6 +1854,568 @@ function summarizeBidirectionalValueFlowRows(input) {
             : `${outgoing?.fetched_rows ?? 0} outgoing supplier-payout rows fetched, ${outgoing?.matched_rows ?? 0} matched`;
     return `${incomingSummary}; ${outgoingSummary}`;
 }
+function deriveBusinessOverviewTaxPosition(result, periodScope) {
+    if (!result || result.error || result.matched_rows <= 0 || !periodScope) {
+        return null;
+    }
+    let salesVatAmount = 0;
+    let purchaseVatAmount = 0;
+    let rowsWithAmount = 0;
+    for (const row of result.rows) {
+        const amount = rowAmountValue(row);
+        if (amount === null) {
+            continue;
+        }
+        const marker = String(rowDocumentValue(row) ?? "").toLowerCase();
+        const account = String(rowAccountValue(row) ?? "").toLowerCase();
+        if (marker.includes("sales") || marker.includes("продаж") || account.startsWith("68")) {
+            salesVatAmount += amount;
+            rowsWithAmount += 1;
+            continue;
+        }
+        if (marker.includes("purchase") || marker.includes("покуп") || account.startsWith("19")) {
+            purchaseVatAmount += amount;
+            rowsWithAmount += 1;
+        }
+    }
+    if (rowsWithAmount <= 0) {
+        return null;
+    }
+    const netVatAmount = salesVatAmount - purchaseVatAmount;
+    const netVatDirection = netVatAmount > 0
+        ? "vat_to_pay"
+        : netVatAmount < 0
+            ? "vat_to_recover_or_offset"
+            : "balanced";
+    return {
+        period_scope: periodScope,
+        rows_matched: result.matched_rows,
+        rows_with_amount: rowsWithAmount,
+        sales_vat_amount: salesVatAmount,
+        sales_vat_amount_human_ru: formatAmountHumanRu(salesVatAmount),
+        purchase_vat_amount: purchaseVatAmount,
+        purchase_vat_amount_human_ru: formatAmountHumanRu(purchaseVatAmount),
+        net_vat_amount: netVatAmount,
+        net_vat_amount_human_ru: formatAmountHumanRu(Math.abs(netVatAmount)),
+        net_vat_direction: netVatDirection,
+        inference_basis: "sales_book_minus_purchase_book_confirmed_1c_vat_rows"
+    };
+}
+function deriveBusinessOverviewDebtSide(result) {
+    if (!result || result.error || result.matched_rows <= 0) {
+        return {
+            rows_matched: 0,
+            rows_with_amount: 0,
+            total_amount: 0,
+            total_amount_human_ru: formatAmountHumanRu(0),
+            top_counterparties: []
+        };
+    }
+    const buckets = new Map();
+    let rowsWithAmount = 0;
+    let totalAmount = 0;
+    for (const row of result.rows) {
+        const amount = rowAmountValue(row);
+        if (amount === null) {
+            continue;
+        }
+        rowsWithAmount += 1;
+        totalAmount += amount;
+        const counterparty = rowCounterpartyValue(row) ?? "unknown_counterparty";
+        const current = buckets.get(counterparty) ?? { rows_with_amount: 0, total_amount: 0 };
+        current.rows_with_amount += 1;
+        current.total_amount += amount;
+        buckets.set(counterparty, current);
+    }
+    const topCounterparties = Array.from(buckets.entries())
+        .map(([axisValue, bucket]) => ({
+        axis_value: axisValue,
+        rows_with_amount: bucket.rows_with_amount,
+        total_amount: bucket.total_amount,
+        total_amount_human_ru: formatAmountHumanRu(bucket.total_amount)
+    }))
+        .sort((left, right) => {
+        const amountDelta = right.total_amount - left.total_amount;
+        return amountDelta !== 0 ? amountDelta : left.axis_value.localeCompare(right.axis_value, "ru");
+    })
+        .slice(0, 5);
+    return {
+        rows_matched: result.matched_rows,
+        rows_with_amount: rowsWithAmount,
+        total_amount: totalAmount,
+        total_amount_human_ru: formatAmountHumanRu(totalAmount),
+        top_counterparties: topCounterparties
+    };
+}
+function deriveBusinessOverviewDebtPosition(input) {
+    if (!input.debtAsOfDate) {
+        return null;
+    }
+    const receivables = deriveBusinessOverviewDebtSide(input.receivablesResult);
+    const payables = deriveBusinessOverviewDebtSide(input.payablesResult);
+    if (receivables.rows_with_amount <= 0 && payables.rows_with_amount <= 0) {
+        return null;
+    }
+    const netDebtPositionAmount = receivables.total_amount - payables.total_amount;
+    const netDebtPositionDirection = netDebtPositionAmount > 0
+        ? "net_receivable"
+        : netDebtPositionAmount < 0
+            ? "net_payable"
+            : "balanced";
+    return {
+        as_of_date: input.debtAsOfDate,
+        receivables,
+        payables,
+        net_debt_position_amount: netDebtPositionAmount,
+        net_debt_position_amount_human_ru: formatAmountHumanRu(Math.abs(netDebtPositionAmount)),
+        net_debt_position_direction: netDebtPositionDirection,
+        inference_basis: "receivables_minus_payables_confirmed_1c_balance_rows"
+    };
+}
+function percentageOfTotal(part, total) {
+    if (!Number.isFinite(part) || !Number.isFinite(total) || total <= 0) {
+        return null;
+    }
+    return Math.round((part / total) * 10_000) / 100;
+}
+function deriveBusinessOverviewDebtOpenSettlementQuality(input) {
+    if (!input.debtAsOfDate || !input.openContractsResult || input.openContractsResult.error || input.openContractsResult.matched_rows <= 0) {
+        return null;
+    }
+    const counterpartyBuckets = new Map();
+    const contractBuckets = new Map();
+    const counterparties = new Set();
+    const contracts = new Set();
+    let rowsWithAmount = 0;
+    let grossOpenAmount = 0;
+    let rowsWithoutCounterparty = 0;
+    let rowsWithoutContract = 0;
+    for (const row of input.openContractsResult.rows) {
+        const amount = rowAmountValue(row);
+        if (amount === null) {
+            continue;
+        }
+        const absAmount = Math.abs(amount);
+        if (absAmount <= 0) {
+            continue;
+        }
+        rowsWithAmount += 1;
+        grossOpenAmount += absAmount;
+        const counterparty = rowCounterpartyValue(row);
+        const contract = rowContractValue(row);
+        if (counterparty) {
+            counterparties.add(counterparty);
+            const current = counterpartyBuckets.get(counterparty) ?? { rows_with_amount: 0, total_amount: 0 };
+            current.rows_with_amount += 1;
+            current.total_amount += absAmount;
+            counterpartyBuckets.set(counterparty, current);
+        }
+        else {
+            rowsWithoutCounterparty += 1;
+        }
+        if (contract) {
+            contracts.add(contract);
+            const current = contractBuckets.get(contract) ?? {
+                counterparty,
+                rows_with_amount: 0,
+                total_amount: 0
+            };
+            if (!current.counterparty && counterparty) {
+                current.counterparty = counterparty;
+            }
+            current.rows_with_amount += 1;
+            current.total_amount += absAmount;
+            contractBuckets.set(contract, current);
+        }
+        else {
+            rowsWithoutContract += 1;
+        }
+    }
+    if (rowsWithAmount <= 0) {
+        return null;
+    }
+    const topCounterparties = Array.from(counterpartyBuckets.entries())
+        .map(([axisValue, bucket]) => ({
+        axis_value: axisValue,
+        rows_with_amount: bucket.rows_with_amount,
+        total_amount: bucket.total_amount,
+        total_amount_human_ru: formatAmountHumanRu(bucket.total_amount)
+    }))
+        .sort((left, right) => {
+        const amountDelta = right.total_amount - left.total_amount;
+        return amountDelta !== 0 ? amountDelta : left.axis_value.localeCompare(right.axis_value, "ru");
+    })
+        .slice(0, 5);
+    const topContracts = Array.from(contractBuckets.entries())
+        .map(([contract, bucket]) => ({
+        contract,
+        counterparty: bucket.counterparty,
+        rows_with_amount: bucket.rows_with_amount,
+        total_amount: bucket.total_amount,
+        total_amount_human_ru: formatAmountHumanRu(bucket.total_amount),
+        share_of_gross_open_amount_pct: percentageOfTotal(bucket.total_amount, grossOpenAmount)
+    }))
+        .sort((left, right) => {
+        const amountDelta = right.total_amount - left.total_amount;
+        return amountDelta !== 0 ? amountDelta : left.contract.localeCompare(right.contract, "ru");
+    })
+        .slice(0, 5);
+    return {
+        as_of_date: input.debtAsOfDate,
+        rows_matched: input.openContractsResult.matched_rows,
+        rows_with_amount: rowsWithAmount,
+        gross_open_amount: grossOpenAmount,
+        gross_open_amount_human_ru: formatAmountHumanRu(grossOpenAmount),
+        unique_counterparties: counterparties.size,
+        unique_contracts: contracts.size,
+        rows_without_counterparty: rowsWithoutCounterparty,
+        rows_without_contract: rowsWithoutContract,
+        top_counterparties: topCounterparties,
+        top_contracts: topContracts,
+        concentration_top_counterparty_pct: percentageOfTotal(topCounterparties[0]?.total_amount ?? 0, grossOpenAmount),
+        concentration_top_contract_pct: percentageOfTotal(topContracts[0]?.total_amount ?? 0, grossOpenAmount),
+        inference_basis: "open_contracts_confirmed_1c_balance_rows"
+    };
+}
+function daysBetweenIsoDates(leftIsoDate, rightIsoDate) {
+    const leftMatch = leftIsoDate.match(/^(\d{4})-(\d{2})-(\d{2})$/);
+    const rightMatch = rightIsoDate.match(/^(\d{4})-(\d{2})-(\d{2})$/);
+    if (!leftMatch || !rightMatch) {
+        return null;
+    }
+    const left = Date.UTC(Number(leftMatch[1]), Number(leftMatch[2]) - 1, Number(leftMatch[3]));
+    const right = Date.UTC(Number(rightMatch[1]), Number(rightMatch[2]) - 1, Number(rightMatch[3]));
+    if (!Number.isFinite(left) || !Number.isFinite(right)) {
+        return null;
+    }
+    return Math.max(0, Math.floor((right - left) / 86_400_000));
+}
+function deriveBusinessOverviewInventoryAgingSignal(result, inventoryAsOfDate) {
+    if (!result || result.error || result.matched_rows <= 0) {
+        return null;
+    }
+    const dates = result.rows
+        .map((row) => rowDateValue(row))
+        .filter((value) => Boolean(value))
+        .sort((left, right) => left.localeCompare(right));
+    if (dates.length <= 0) {
+        return null;
+    }
+    const oldestPurchaseDate = dates[0] ?? null;
+    const latestPurchaseDate = dates[dates.length - 1] ?? null;
+    return {
+        rows_matched: result.matched_rows,
+        rows_with_purchase_date: dates.length,
+        oldest_purchase_date: oldestPurchaseDate,
+        latest_purchase_date: latestPurchaseDate,
+        max_age_days: oldestPurchaseDate ? daysBetweenIsoDates(oldestPurchaseDate, inventoryAsOfDate) : null,
+        inference_basis: "inventory_purchase_dates_from_confirmed_1c_rows"
+    };
+}
+function deriveBusinessOverviewInventoryPosition(input) {
+    const { inventoryAsOfDate, inventoryOnHandResult } = input;
+    if (!inventoryAsOfDate || !inventoryOnHandResult || inventoryOnHandResult.error || inventoryOnHandResult.matched_rows <= 0) {
+        return null;
+    }
+    const buckets = new Map();
+    let rowsWithAmount = 0;
+    let rowsWithQuantity = 0;
+    let totalAmount = 0;
+    let totalQuantity = 0;
+    for (const row of inventoryOnHandResult.rows) {
+        const amount = rowAmountValue(row);
+        const quantity = rowQuantityValue(row);
+        if (amount === null && quantity === null) {
+            continue;
+        }
+        const item = rowInventoryItemValue(row) ?? "unknown_item";
+        const current = buckets.get(item) ?? {
+            rows_with_amount: 0,
+            rows_with_quantity: 0,
+            total_amount: 0,
+            total_quantity: 0
+        };
+        if (amount !== null) {
+            rowsWithAmount += 1;
+            totalAmount += amount;
+            current.rows_with_amount += 1;
+            current.total_amount += amount;
+        }
+        if (quantity !== null) {
+            rowsWithQuantity += 1;
+            totalQuantity += quantity;
+            current.rows_with_quantity += 1;
+            current.total_quantity += quantity;
+        }
+        buckets.set(item, current);
+    }
+    if (rowsWithAmount <= 0 && rowsWithQuantity <= 0) {
+        return null;
+    }
+    const topItems = Array.from(buckets.entries())
+        .map(([item, bucket]) => ({
+        item,
+        rows_with_amount: bucket.rows_with_amount,
+        rows_with_quantity: bucket.rows_with_quantity,
+        total_amount: bucket.total_amount,
+        total_amount_human_ru: formatAmountHumanRu(bucket.total_amount),
+        total_quantity: bucket.total_quantity
+    }))
+        .sort((left, right) => {
+        const amountDelta = right.total_amount - left.total_amount;
+        if (amountDelta !== 0) {
+            return amountDelta;
+        }
+        const quantityDelta = right.total_quantity - left.total_quantity;
+        return quantityDelta !== 0 ? quantityDelta : left.item.localeCompare(right.item, "ru");
+    })
+        .slice(0, 5);
+    return {
+        as_of_date: inventoryAsOfDate,
+        rows_matched: inventoryOnHandResult.matched_rows,
+        rows_with_amount: rowsWithAmount,
+        rows_with_quantity: rowsWithQuantity,
+        total_amount: totalAmount,
+        total_amount_human_ru: formatAmountHumanRu(totalAmount),
+        total_quantity: totalQuantity,
+        top_items: topItems,
+        aging_signal: deriveBusinessOverviewInventoryAgingSignal(input.inventoryAgingResult, inventoryAsOfDate),
+        inference_basis: "inventory_on_hand_confirmed_1c_balance_rows"
+    };
+}
+function deriveBusinessOverview(input) {
+    const incoming = deriveValueFlowSideSummary(input.incomingResult);
+    const outgoing = deriveValueFlowSideSummary(input.outgoingResult);
+    const rankedIncoming = deriveRankedValueFlow(input.incomingResult, {
+        organizationScope: input.organizationScope,
+        periodScope: input.periodScope,
+        direction: "incoming_customer_revenue",
+        rankingNeed: "top_desc"
+    });
+    const activityPeriod = deriveActivityPeriod(input.lifecycleResult);
+    const taxPosition = deriveBusinessOverviewTaxPosition(input.taxResult, input.periodScope);
+    const debtPosition = deriveBusinessOverviewDebtPosition({
+        receivablesResult: input.receivablesResult,
+        payablesResult: input.payablesResult,
+        debtAsOfDate: input.debtAsOfDate
+    });
+    const debtOpenSettlementQuality = deriveBusinessOverviewDebtOpenSettlementQuality({
+        openContractsResult: input.openContractsResult,
+        debtAsOfDate: input.debtAsOfDate
+    });
+    const inventoryPosition = deriveBusinessOverviewInventoryPosition({
+        inventoryOnHandResult: input.inventoryOnHandResult,
+        inventoryAgingResult: input.inventoryAgingResult,
+        inventoryAsOfDate: input.inventoryAsOfDate
+    });
+    const checkedSignalCount = [
+        incoming.rows_with_amount > 0,
+        outgoing.rows_with_amount > 0,
+        Boolean(activityPeriod),
+        Boolean(taxPosition),
+        Boolean(debtPosition),
+        Boolean(debtOpenSettlementQuality),
+        Boolean(inventoryPosition)
+    ].filter(Boolean).length;
+    if (checkedSignalCount <= 0) {
+        return null;
+    }
+    const netAmount = incoming.total_amount - outgoing.total_amount;
+    return {
+        organization_scope: input.organizationScope,
+        period_scope: input.periodScope,
+        incoming_customer_revenue: incoming,
+        outgoing_supplier_payout: outgoing,
+        net_amount: netAmount,
+        net_amount_human_ru: formatAmountHumanRu(Math.abs(netAmount)),
+        net_direction: netDirectionFromAmount(netAmount),
+        top_customers: rankedIncoming?.ranked_values ?? [],
+        activity_period: activityPeriod,
+        tax_position: taxPosition,
+        debt_position: debtPosition,
+        debt_open_settlement_quality: debtOpenSettlementQuality,
+        inventory_position: inventoryPosition,
+        coverage_limited_by_probe_limit: incoming.coverage_limited_by_probe_limit || outgoing.coverage_limited_by_probe_limit,
+        checked_signal_count: checkedSignalCount,
+        missing_signal_families: [
+            "profit_margin",
+            debtPosition ? null : "debt_position",
+            debtOpenSettlementQuality ? "debt_due_date_aging_quality" : "debt_open_settlement_quality",
+            taxPosition ? null : "tax_position",
+            inventoryPosition ? "inventory_turnover_quality" : "inventory_position",
+            inventoryPosition?.aging_signal ? null : "inventory_aging_quality"
+        ].filter((item) => Boolean(item)),
+        inference_basis: inventoryPosition
+            ? "business_overview_from_confirmed_1c_multi_family_rows"
+            : debtOpenSettlementQuality
+                ? "business_overview_from_confirmed_1c_multi_family_rows"
+                : taxPosition && debtPosition
+                    ? "business_overview_from_confirmed_1c_money_activity_tax_and_debt_rows"
+                    : taxPosition
+                        ? "business_overview_from_confirmed_1c_money_activity_and_tax_rows"
+                        : debtPosition
+                            ? "business_overview_from_confirmed_1c_money_activity_and_debt_rows"
+                            : "business_overview_from_confirmed_1c_money_and_activity_rows"
+    };
+}
+function summarizeBusinessOverviewRows(input) {
+    const parts = [];
+    if (input.incomingResult && !input.incomingResult.error) {
+        parts.push(`${input.incomingResult.fetched_rows} incoming rows fetched, ${input.incomingResult.matched_rows} matched`);
+    }
+    if (input.outgoingResult && !input.outgoingResult.error) {
+        parts.push(`${input.outgoingResult.fetched_rows} outgoing rows fetched, ${input.outgoingResult.matched_rows} matched`);
+    }
+    if (input.lifecycleResult && !input.lifecycleResult.error) {
+        parts.push(`${input.lifecycleResult.fetched_rows} activity/document rows fetched, ${input.lifecycleResult.matched_rows} matched`);
+    }
+    if (input.taxResult && !input.taxResult.error) {
+        parts.push(`${input.taxResult.fetched_rows} VAT/tax rows fetched, ${input.taxResult.matched_rows} matched`);
+    }
+    if (input.receivablesResult && !input.receivablesResult.error) {
+        parts.push(`${input.receivablesResult.fetched_rows} receivables rows fetched, ${input.receivablesResult.matched_rows} matched`);
+    }
+    if (input.payablesResult && !input.payablesResult.error) {
+        parts.push(`${input.payablesResult.fetched_rows} payables rows fetched, ${input.payablesResult.matched_rows} matched`);
+    }
+    if (input.openContractsResult && !input.openContractsResult.error) {
+        parts.push(`${input.openContractsResult.fetched_rows} open-contract rows fetched, ${input.openContractsResult.matched_rows} matched`);
+    }
+    if (input.inventoryOnHandResult && !input.inventoryOnHandResult.error) {
+        parts.push(`${input.inventoryOnHandResult.fetched_rows} inventory on-hand rows fetched, ${input.inventoryOnHandResult.matched_rows} matched`);
+    }
+    if (input.inventoryAgingResult && !input.inventoryAgingResult.error) {
+        parts.push(`${input.inventoryAgingResult.fetched_rows} inventory aging rows fetched, ${input.inventoryAgingResult.matched_rows} matched`);
+    }
+    return parts.length > 0 ? parts.join("; ") : null;
+}
+function buildBusinessOverviewConfirmedFacts(derived) {
+    if (!derived) {
+        return [];
+    }
+    const facts = [];
+    const organization = derived.organization_scope ? ` по организации ${derived.organization_scope}` : "";
+    const period = derived.period_scope ? ` за ${derived.period_scope}` : " за все доступное проверенное окно";
+    if (derived.incoming_customer_revenue.rows_with_amount > 0) {
+        facts.push(`В 1С подтверждены входящие поступления${organization}${period}: ${derived.incoming_customer_revenue.total_amount_human_ru} по ${derived.incoming_customer_revenue.rows_with_amount} строкам с суммой.`);
+    }
+    if (derived.outgoing_supplier_payout.rows_with_amount > 0) {
+        facts.push(`В 1С подтверждены исходящие платежи/списания${organization}${period}: ${derived.outgoing_supplier_payout.total_amount_human_ru} по ${derived.outgoing_supplier_payout.rows_with_amount} строкам с суммой.`);
+    }
+    if (derived.top_customers.length > 0) {
+        const leader = derived.top_customers[0];
+        facts.push(`Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`);
+    }
+    if (derived.activity_period) {
+        facts.push(`Подтвержденное окно активности в 1С: ${derived.activity_period.first_activity_date} — ${derived.activity_period.latest_activity_date}.`);
+    }
+    if (derived.tax_position) {
+        const taxDirection = derived.tax_position.net_vat_direction === "vat_to_pay"
+            ? "к уплате"
+            : derived.tax_position.net_vat_direction === "vat_to_recover_or_offset"
+                ? "к вычету/зачету"
+                : "сбалансирован";
+        facts.push(`НДС-позиция за ${derived.tax_position.period_scope} подтверждена по книгам продаж/покупок: продажи ${derived.tax_position.sales_vat_amount_human_ru}, покупки/вычеты ${derived.tax_position.purchase_vat_amount_human_ru}, нетто ${taxDirection} ${derived.tax_position.net_vat_amount_human_ru}.`);
+    }
+    if (derived.debt_position) {
+        const debtDirection = derived.debt_position.net_debt_position_direction === "net_receivable"
+            ? "в пользу дебиторки"
+            : derived.debt_position.net_debt_position_direction === "net_payable"
+                ? "в сторону кредиторки"
+                : "сбалансировано";
+        facts.push(`Долговая позиция на ${derived.debt_position.as_of_date} подтверждена по срезам дебиторки/кредиторки 1С: дебиторка ${derived.debt_position.receivables.total_amount_human_ru}, кредиторка ${derived.debt_position.payables.total_amount_human_ru}, нетто ${debtDirection} ${derived.debt_position.net_debt_position_amount_human_ru}.`);
+    }
+    if (derived.debt_open_settlement_quality) {
+        const quality = derived.debt_open_settlement_quality;
+        const leader = quality.top_contracts[0];
+        const leaderShareText = leader?.share_of_gross_open_amount_pct === null || leader?.share_of_gross_open_amount_pct === undefined
+            ? ""
+            : ` (${leader.share_of_gross_open_amount_pct}%)`;
+        const leaderText = leader
+            ? ` Крупнейший открытый договор: ${leader.contract}${leader.counterparty ? ` / ${leader.counterparty}` : ""} — ${leader.total_amount_human_ru}${leaderShareText}.`
+            : "";
+        facts.push(`Качество открытых расчетов на ${quality.as_of_date} проверено по договорным остаткам 60/62/76: брутто ${quality.gross_open_amount_human_ru}, договоров ${quality.unique_contracts}, контрагентов ${quality.unique_counterparties}.${leaderText}`);
+    }
+    if (derived.inventory_position) {
+        const leader = derived.inventory_position.top_items[0];
+        const leaderText = leader
+            ? ` Крупнейшая подтвержденная позиция: ${leader.item} — ${leader.total_amount_human_ru}.`
+            : "";
+        facts.push(`Складской срез на ${derived.inventory_position.as_of_date} подтвержден по 1С: остаток ${derived.inventory_position.total_amount_human_ru} по ${derived.inventory_position.rows_with_amount} строкам с суммой и ${derived.inventory_position.rows_with_quantity} строкам с количеством.${leaderText}`);
+        if (derived.inventory_position.aging_signal?.oldest_purchase_date) {
+            const ageText = derived.inventory_position.aging_signal.max_age_days === null
+                ? ""
+                : `, максимальный возраст сигнала ${derived.inventory_position.aging_signal.max_age_days} дн.`;
+            facts.push(`Возрастной сигнал склада подтвержден по найденным строкам закупок: самая ранняя дата ${derived.inventory_position.aging_signal.oldest_purchase_date}${ageText}.`);
+        }
+    }
+    return facts;
+}
+function buildBusinessOverviewInferredFacts(derived) {
+    if (!derived) {
+        return [];
+    }
+    if (derived.incoming_customer_revenue.rows_with_amount <= 0 &&
+        derived.outgoing_supplier_payout.rows_with_amount <= 0) {
+        return [];
+    }
+    const direction = derived.net_direction === "net_incoming"
+        ? "денежный поток в проверенном срезе больше входящий, чем исходящий"
+        : derived.net_direction === "net_outgoing"
+            ? "денежный поток в проверенном срезе больше исходящий, чем входящий"
+            : "входящий и исходящий денежный поток в проверенном срезе примерно сбалансированы";
+    return [
+        `Расчетное нетто по найденным строкам: ${derived.net_amount_human_ru}; ${direction}.`,
+        "Это операционный денежный сигнал по найденным строкам 1С, а не прибыль, маржа или бухгалтерское заключение о здоровье бизнеса."
+    ];
+}
+function buildBusinessOverviewUnknownFacts(derived) {
+    const missing = new Set(derived?.missing_signal_families ?? [
+        "profit_margin",
+        "debt_position",
+        "tax_position",
+        "inventory_position"
+    ]);
+    const unknowns = [
+        missing.has("profit_margin")
+            ? "Прибыль и маржа этим бизнес-обзором не подтверждены: нужны себестоимость, расходы и закрывающие документы."
+            : null,
+        missing.has("debt_quality")
+            ? "Качество дебиторки/кредиторки этим бизнес-обзором не подтверждено: нужен отдельный долговой срез."
+            : null,
+        missing.has("debt_position")
+            ? "Дебиторка/кредиторка этим бизнес-обзором не подтверждены: нужен отдельный долговой срез на явную дату."
+            : null,
+        missing.has("debt_aging_quality")
+            ? "Качество долга и просрочка этим бизнес-обзором не подтверждены: текущий долговой срез показывает только суммы на дату, без aging/due-date анализа."
+            : null,
+        missing.has("debt_open_settlement_quality")
+            ? "Качество открытых расчетов этим бизнес-обзором не подтверждено: нужен срез открытых договоров на явную дату."
+            : null,
+        missing.has("debt_due_date_aging_quality")
+            ? "Просрочка и due-date aging этим бизнес-обзором не подтверждены: открытые договоры показывают концентрацию остатков, но не договорные сроки оплаты."
+            : null,
+        missing.has("tax_position")
+            ? "Налоговая/VAT-позиция этим бизнес-обзором не подтверждена: нужен отдельный налоговый контур или явный проверяемый период."
+            : null,
+        missing.has("inventory_health")
+            ? "Складская ликвидность и товарные остатки этим бизнес-обзором не подтверждены: нужен отдельный inventory-срез."
+            : null,
+        missing.has("inventory_position")
+            ? "Складской остаток этим бизнес-обзором не подтвержден: нужен отдельный inventory-срез на явную дату."
+            : null,
+        missing.has("inventory_aging_quality")
+            ? "Возраст, залежалость и ликвидность склада этим бизнес-обзором не подтверждены: текущий складской срез показывает только остаток на дату без полноценной оборачиваемости."
+            : null,
+        missing.has("inventory_turnover_quality")
+            ? "Скорость продаж, оборачиваемость и ликвидность склада этим бизнес-обзором не подтверждены: нужен отдельный inventory/продажный анализ, а не только остаток на дату."
+            : null
+    ].filter((item) => Boolean(item));
+    if (derived?.coverage_limited_by_probe_limit) {
+        unknowns.unshift("Полное покрытие бизнес-обзора не подтверждено: хотя бы один денежный probe достиг лимита строк.");
+    }
+    return unknowns;
+}
 function buildLifecycleConfirmedFacts(result, counterparty) {
     if (result.error || result.matched_rows <= 0) {
         return [];
@@ -2140,6 +2827,7 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
     const movementPilotEligible = isMovementEvidencePilotEligible(planner);
     const lifecyclePilotEligible = isLifecyclePilotEligible(planner);
     const valueFlowPilotEligible = isValueFlowPilotEligible(planner);
+    const businessOverviewPilotEligible = isBusinessOverviewPilotEligible(planner);
     const entityResolutionPilotEligible = isEntityResolutionPilotEligible(planner);
     const inventoryPilotEligible = isInventoryPilotEligible(planner);
     if (!metadataPilotEligible &&
@@ -2147,6 +2835,7 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
         !movementPilotEligible &&
         !lifecyclePilotEligible &&
         !valueFlowPilotEligible &&
+        !businessOverviewPilotEligible &&
         !entityResolutionPilotEligible &&
         !inventoryPilotEligible) {
         pushReason(reasonCodes, "pilot_scope_unsupported_for_live_execution");
@@ -2314,6 +3003,369 @@ async function executeAssistantMcpDiscoveryPilot(planner, deps = DEFAULT_DEPS) {
             reason_codes: reasonCodes
         };
     }
+    if (businessOverviewPilotEligible) {
+        let incomingResult = null;
+        let outgoingResult = null;
+        let lifecycleResult = null;
+        let taxResult = null;
+        let receivablesResult = null;
+        let payablesResult = null;
+        let openContractsResult = null;
+        let inventoryOnHandResult = null;
+        let inventoryAgingResult = null;
+        const valueFilters = buildValueFlowFilters(planner);
+        const lifecycleFilters = buildLifecycleFilters(planner);
+        const taxFilters = buildBusinessOverviewTaxFilters(planner);
+        const debtFilters = buildBusinessOverviewDebtFilters(planner);
+        const inventoryFilters = buildBusinessOverviewInventoryFilters(planner);
+        const debtAsOfDate = toNonEmptyString(debtFilters?.as_of_date);
+        const inventoryAsOfDate = toNonEmptyString(inventoryFilters?.as_of_date);
+        const incomingSelection = (0, addressRecipeCatalog_1.selectAddressRecipe)("customer_revenue_and_payments", valueFilters);
+        const outgoingSelection = (0, addressRecipeCatalog_1.selectAddressRecipe)("supplier_payouts_profile", valueFilters);
+        const lifecycleSelection = (0, addressRecipeCatalog_1.selectAddressRecipe)("counterparty_activity_lifecycle", lifecycleFilters);
+        const taxSelection = taxFilters
+            ? (0, addressRecipeCatalog_1.selectAddressRecipe)("vat_liability_confirmed_for_tax_period", taxFilters)
+            : null;
+        const receivablesSelection = debtFilters
+            ? (0, addressRecipeCatalog_1.selectAddressRecipe)("receivables_confirmed_as_of_date", debtFilters)
+            : null;
+        const payablesSelection = debtFilters
+            ? (0, addressRecipeCatalog_1.selectAddressRecipe)("payables_confirmed_as_of_date", debtFilters)
+            : null;
+        const openContractsSelection = debtFilters
+            ? (0, addressRecipeCatalog_1.selectAddressRecipe)("open_contracts_confirmed_as_of_date", debtFilters)
+            : null;
+        const inventoryOnHandSelection = inventoryFilters
+            ? (0, addressRecipeCatalog_1.selectAddressRecipe)("inventory_on_hand_as_of_date", inventoryFilters)
+            : null;
+        const inventoryAgingSelection = inventoryFilters
+            ? (0, addressRecipeCatalog_1.selectAddressRecipe)("inventory_aging_by_purchase_date", inventoryFilters)
+            : null;
+        if (!incomingSelection.selected_recipe || !outgoingSelection.selected_recipe || !lifecycleSelection.selected_recipe) {
+            pushReason(reasonCodes, "pilot_business_overview_recipe_not_available");
+            const missing = [
+                incomingSelection.selected_recipe ? null : "customer_revenue_and_payments",
+                outgoingSelection.selected_recipe ? null : "supplier_payouts_profile",
+                lifecycleSelection.selected_recipe ? null : "counterparty_activity_lifecycle"
+            ].filter((item) => Boolean(item));
+            const evidence = buildEmptyEvidence(planner, dryRun, probeResults, "Business overview recipe is not available");
+            return {
+                schema_version: exports.ASSISTANT_MCP_DISCOVERY_PILOT_EXECUTOR_SCHEMA_VERSION,
+                policy_owner: "assistantMcpDiscoveryPilotExecutor",
+                pilot_status: "unsupported",
+                pilot_scope: "business_overview_route_template_v1",
+                dry_run: dryRun,
+                mcp_execution_performed: false,
+                executed_primitives: executedPrimitives,
+                skipped_primitives: skippedPrimitives,
+                probe_results: probeResults,
+                evidence,
+                source_rows_summary: null,
+                derived_metadata_surface: null,
+                derived_entity_resolution: null,
+                derived_activity_period: null,
+                derived_value_flow: null,
+                derived_bidirectional_value_flow: null,
+                query_limitations: [`Business overview recipe is not available: ${missing.join(", ")}`],
+                reason_codes: reasonCodes
+            };
+        }
+        pushReason(reasonCodes, "pilot_business_overview_recipes_selected");
+        if (taxSelection?.selected_recipe) {
+            pushReason(reasonCodes, "pilot_business_overview_tax_recipe_selected");
+        }
+        else if (!taxFilters) {
+            pushReason(reasonCodes, "pilot_business_overview_tax_probe_skipped_without_explicit_period");
+        }
+        else {
+            pushReason(reasonCodes, "pilot_business_overview_tax_recipe_not_available");
+            pushUnique(queryLimitations, "Business overview VAT/tax probe requires an executable tax-period recipe");
+        }
+        if (receivablesSelection?.selected_recipe && payablesSelection?.selected_recipe) {
+            pushReason(reasonCodes, "pilot_business_overview_debt_recipes_selected");
+        }
+        else if (!debtFilters) {
+            pushReason(reasonCodes, "pilot_business_overview_debt_probe_skipped_without_explicit_as_of_date");
+        }
+        else {
+            pushReason(reasonCodes, "pilot_business_overview_debt_recipe_not_available");
+            pushUnique(queryLimitations, "Business overview debt-position probe requires executable receivables/payables as-of-date recipes");
+        }
+        if (openContractsSelection?.selected_recipe) {
+            pushReason(reasonCodes, "pilot_business_overview_open_contracts_recipe_selected");
+        }
+        else if (!debtFilters) {
+            pushReason(reasonCodes, "pilot_business_overview_open_contracts_probe_skipped_without_explicit_as_of_date");
+        }
+        else {
+            pushReason(reasonCodes, "pilot_business_overview_open_contracts_recipe_not_available");
+            pushUnique(queryLimitations, "Business overview open-settlement quality probe requires executable open-contracts as-of-date recipe");
+        }
+        if (inventoryOnHandSelection?.selected_recipe) {
+            pushReason(reasonCodes, "pilot_business_overview_inventory_on_hand_recipe_selected");
+            if (inventoryAgingSelection?.selected_recipe) {
+                pushReason(reasonCodes, "pilot_business_overview_inventory_aging_recipe_selected");
+            }
+        }
+        else if (!inventoryFilters) {
+            pushReason(reasonCodes, "pilot_business_overview_inventory_probe_skipped_without_explicit_as_of_date");
+        }
+        else {
+            pushReason(reasonCodes, "pilot_business_overview_inventory_recipe_not_available");
+            pushUnique(queryLimitations, "Business overview inventory-position probe requires an executable inventory on-hand as-of-date recipe");
+        }
+        for (const step of dryRun.execution_steps) {
+            if (step.primitive_id === "query_movements") {
+                const incomingExecution = await executeCoverageAwareValueFlowQuery({
+                    primitiveId: step.primitive_id,
+                    recipePlanBuilder: (scopedFilters) => (0, addressRecipeCatalog_1.buildAddressRecipePlan)(incomingSelection.selected_recipe, scopedFilters),
+                    baseFilters: valueFilters,
+                    dateScope,
+                    maxProbeCount: planner.discovery_plan.execution_budget.max_probe_count,
+                    maxRowsPerProbe: planner.discovery_plan.execution_budget.max_rows_per_probe,
+                    deps: runtimeDeps
+                });
+                const outgoingExecution = await executeCoverageAwareValueFlowQuery({
+                    primitiveId: step.primitive_id,
+                    recipePlanBuilder: (scopedFilters) => (0, addressRecipeCatalog_1.buildAddressRecipePlan)(outgoingSelection.selected_recipe, scopedFilters),
+                    baseFilters: valueFilters,
+                    dateScope,
+                    maxProbeCount: planner.discovery_plan.execution_budget.max_probe_count,
+                    maxRowsPerProbe: planner.discovery_plan.execution_budget.max_rows_per_probe,
+                    deps: runtimeDeps
+                });
+                incomingResult = incomingExecution.result;
+                outgoingResult = outgoingExecution.result;
+                if (taxSelection?.selected_recipe) {
+                    const taxPlan = (0, addressRecipeCatalog_1.buildAddressRecipePlan)(taxSelection.selected_recipe, taxFilters);
+                    taxResult = await runtimeDeps.executeAddressMcpQuery({
+                        query: taxPlan.query,
+                        limit: taxPlan.limit,
+                        account_scope: taxPlan.account_scope
+                    });
+                }
+                if (receivablesSelection?.selected_recipe && payablesSelection?.selected_recipe) {
+                    const receivablesPlan = (0, addressRecipeCatalog_1.buildAddressRecipePlan)(receivablesSelection.selected_recipe, debtFilters);
+                    receivablesResult = await runtimeDeps.executeAddressMcpQuery({
+                        query: receivablesPlan.query,
+                        limit: receivablesPlan.limit,
+                        account_scope: receivablesPlan.account_scope
+                    });
+                    const payablesPlan = (0, addressRecipeCatalog_1.buildAddressRecipePlan)(payablesSelection.selected_recipe, debtFilters);
+                    payablesResult = await runtimeDeps.executeAddressMcpQuery({
+                        query: payablesPlan.query,
+                        limit: payablesPlan.limit,
+                        account_scope: payablesPlan.account_scope
+                    });
+                }
+                if (openContractsSelection?.selected_recipe) {
+                    const openContractsPlan = (0, addressRecipeCatalog_1.buildAddressRecipePlan)(openContractsSelection.selected_recipe, debtFilters);
+                    openContractsResult = await runtimeDeps.executeAddressMcpQuery({
+                        query: openContractsPlan.query,
+                        limit: openContractsPlan.limit,
+                        account_scope: openContractsPlan.account_scope
+                    });
+                }
+                if (inventoryOnHandSelection?.selected_recipe) {
+                    const inventoryOnHandPlan = (0, addressRecipeCatalog_1.buildAddressRecipePlan)(inventoryOnHandSelection.selected_recipe, inventoryFilters);
+                    inventoryOnHandResult = await runtimeDeps.executeAddressMcpQuery({
+                        query: inventoryOnHandPlan.query,
+                        limit: inventoryOnHandPlan.limit,
+                        account_scope: inventoryOnHandPlan.account_scope
+                    });
+                    if (inventoryAgingSelection?.selected_recipe) {
+                        const inventoryAgingPlan = (0, addressRecipeCatalog_1.buildAddressRecipePlan)(inventoryAgingSelection.selected_recipe, inventoryFilters);
+                        inventoryAgingResult = await runtimeDeps.executeAddressMcpQuery({
+                            query: inventoryAgingPlan.query,
+                            limit: inventoryAgingPlan.limit,
+                            account_scope: inventoryAgingPlan.account_scope
+                        });
+                    }
+                }
+                pushUnique(executedPrimitives, step.primitive_id);
+                probeResults.push(...incomingExecution.probe_results, ...outgoingExecution.probe_results);
+                if (taxResult) {
+                    probeResults.push(queryResultToProbeResult(step.primitive_id, taxResult));
+                }
+                if (receivablesResult) {
+                    probeResults.push(queryResultToProbeResult(step.primitive_id, receivablesResult));
+                }
+                if (payablesResult) {
+                    probeResults.push(queryResultToProbeResult(step.primitive_id, payablesResult));
+                }
+                if (openContractsResult) {
+                    probeResults.push(queryResultToProbeResult(step.primitive_id, openContractsResult));
+                }
+                if (inventoryOnHandResult) {
+                    probeResults.push(queryResultToProbeResult(step.primitive_id, inventoryOnHandResult));
+                }
+                if (inventoryAgingResult) {
+                    probeResults.push(queryResultToProbeResult(step.primitive_id, inventoryAgingResult));
+                }
+                for (const limitation of [...incomingExecution.query_limitations, ...outgoingExecution.query_limitations]) {
+                    pushUnique(queryLimitations, limitation);
+                }
+                if (incomingResult?.error) {
+                    pushReason(reasonCodes, "pilot_business_overview_incoming_query_mcp_error");
+                }
+                if (outgoingResult?.error) {
+                    pushReason(reasonCodes, "pilot_business_overview_outgoing_query_mcp_error");
+                }
+                if (!incomingResult?.error || !outgoingResult?.error) {
+                    pushReason(reasonCodes, "pilot_business_overview_query_movements_mcp_executed");
+                }
+                if (taxResult?.error) {
+                    pushUnique(queryLimitations, taxResult.error);
+                    pushReason(reasonCodes, "pilot_business_overview_tax_query_mcp_error");
+                }
+                else if (taxResult) {
+                    pushReason(reasonCodes, "pilot_business_overview_tax_query_mcp_executed");
+                }
+                if (receivablesResult?.error) {
+                    pushUnique(queryLimitations, receivablesResult.error);
+                    pushReason(reasonCodes, "pilot_business_overview_receivables_query_mcp_error");
+                }
+                else if (receivablesResult) {
+                    pushReason(reasonCodes, "pilot_business_overview_receivables_query_mcp_executed");
+                }
+                if (payablesResult?.error) {
+                    pushUnique(queryLimitations, payablesResult.error);
+                    pushReason(reasonCodes, "pilot_business_overview_payables_query_mcp_error");
+                }
+                else if (payablesResult) {
+                    pushReason(reasonCodes, "pilot_business_overview_payables_query_mcp_executed");
+                }
+                if ((receivablesResult && !receivablesResult.error) ||
+                    (payablesResult && !payablesResult.error)) {
+                    pushReason(reasonCodes, "pilot_business_overview_debt_query_mcp_executed");
+                }
+                if (openContractsResult?.error) {
+                    pushUnique(queryLimitations, openContractsResult.error);
+                    pushReason(reasonCodes, "pilot_business_overview_open_contracts_query_mcp_error");
+                }
+                else if (openContractsResult) {
+                    pushReason(reasonCodes, "pilot_business_overview_open_contracts_query_mcp_executed");
+                }
+                if (inventoryOnHandResult?.error) {
+                    pushUnique(queryLimitations, inventoryOnHandResult.error);
+                    pushReason(reasonCodes, "pilot_business_overview_inventory_on_hand_query_mcp_error");
+                }
+                else if (inventoryOnHandResult) {
+                    pushReason(reasonCodes, "pilot_business_overview_inventory_on_hand_query_mcp_executed");
+                }
+                if (inventoryAgingResult?.error) {
+                    pushUnique(queryLimitations, inventoryAgingResult.error);
+                    pushReason(reasonCodes, "pilot_business_overview_inventory_aging_query_mcp_error");
+                }
+                else if (inventoryAgingResult) {
+                    pushReason(reasonCodes, "pilot_business_overview_inventory_aging_query_mcp_executed");
+                }
+                if ((inventoryOnHandResult && !inventoryOnHandResult.error) ||
+                    (inventoryAgingResult && !inventoryAgingResult.error)) {
+                    pushReason(reasonCodes, "pilot_business_overview_inventory_query_mcp_executed");
+                }
+                continue;
+            }
+            if (step.primitive_id === "query_documents") {
+                const lifecyclePlan = (0, addressRecipeCatalog_1.buildAddressRecipePlan)(lifecycleSelection.selected_recipe, lifecycleFilters);
+                lifecycleResult = await runtimeDeps.executeAddressMcpQuery({
+                    query: lifecyclePlan.query,
+                    limit: lifecyclePlan.limit,
+                    account_scope: lifecyclePlan.account_scope
+                });
+                pushUnique(executedPrimitives, step.primitive_id);
+                probeResults.push(queryResultToProbeResult(step.primitive_id, lifecycleResult));
+                if (lifecycleResult.error) {
+                    pushUnique(queryLimitations, lifecycleResult.error);
+                    pushReason(reasonCodes, "pilot_business_overview_query_documents_mcp_error");
+                }
+                else {
+                    pushReason(reasonCodes, "pilot_business_overview_query_documents_mcp_executed");
+                }
+                continue;
+            }
+            skippedPrimitives.push(step.primitive_id);
+            probeResults.push(skippedProbeResult(step, "pilot_business_overview_derives_aggregate_coverage_and_explanation"));
+        }
+        const derivedBusinessOverview = deriveBusinessOverview({
+            incomingResult,
+            outgoingResult,
+            lifecycleResult,
+            taxResult,
+            receivablesResult,
+            payablesResult,
+            openContractsResult,
+            debtAsOfDate,
+            inventoryOnHandResult,
+            inventoryAgingResult,
+            inventoryAsOfDate,
+            organizationScope,
+            periodScope: dateScope
+        });
+        if (derivedBusinessOverview) {
+            pushReason(reasonCodes, "pilot_derived_business_overview_from_confirmed_rows");
+            if (derivedBusinessOverview.top_customers.length > 0) {
+                pushReason(reasonCodes, "pilot_derived_business_overview_top_customers_from_confirmed_rows");
+            }
+            if (derivedBusinessOverview.activity_period) {
+                pushReason(reasonCodes, "pilot_derived_business_overview_activity_window_from_confirmed_rows");
+            }
+            if (derivedBusinessOverview.tax_position) {
+                pushReason(reasonCodes, "pilot_derived_business_overview_tax_position_from_confirmed_rows");
+            }
+            if (derivedBusinessOverview.debt_position) {
+                pushReason(reasonCodes, "pilot_derived_business_overview_debt_position_from_confirmed_rows");
+            }
+            if (derivedBusinessOverview.debt_open_settlement_quality) {
+                pushReason(reasonCodes, "pilot_derived_business_overview_open_settlement_quality_from_confirmed_rows");
+            }
+            if (derivedBusinessOverview.inventory_position) {
+                pushReason(reasonCodes, "pilot_derived_business_overview_inventory_position_from_confirmed_rows");
+            }
+        }
+        const sourceRowsSummary = summarizeBusinessOverviewRows({
+            incomingResult,
+            outgoingResult,
+            lifecycleResult,
+            taxResult,
+            receivablesResult,
+            payablesResult,
+            openContractsResult,
+            inventoryOnHandResult,
+            inventoryAgingResult
+        });
+        const evidence = (0, assistantMcpDiscoveryPolicy_1.resolveAssistantMcpDiscoveryEvidence)({
+            plan: planner.discovery_plan,
+            probeResults,
+            confirmedFacts: buildBusinessOverviewConfirmedFacts(derivedBusinessOverview),
+            inferredFacts: buildBusinessOverviewInferredFacts(derivedBusinessOverview),
+            unknownFacts: buildBusinessOverviewUnknownFacts(derivedBusinessOverview),
+            sourceRowsSummary,
+            queryLimitations,
+            recommendedNextProbe: "explain_evidence_basis"
+        });
+        return {
+            schema_version: exports.ASSISTANT_MCP_DISCOVERY_PILOT_EXECUTOR_SCHEMA_VERSION,
+            policy_owner: "assistantMcpDiscoveryPilotExecutor",
+            pilot_status: "executed",
+            pilot_scope: "business_overview_route_template_v1",
+            dry_run: dryRun,
+            mcp_execution_performed: executedPrimitives.length > 0,
+            executed_primitives: executedPrimitives,
+            skipped_primitives: skippedPrimitives,
+            probe_results: probeResults,
+            evidence,
+            source_rows_summary: sourceRowsSummary,
+            derived_metadata_surface: null,
+            derived_entity_resolution: null,
+            derived_activity_period: null,
+            derived_value_flow: null,
+            derived_bidirectional_value_flow: null,
+            derived_business_overview: derivedBusinessOverview,
+            query_limitations: queryLimitations,
+            reason_codes: reasonCodes
+        };
+    }
     if (metadataPilotEligible) {
         let metadataResult = null;
         const metadataScope = metadataScopeForPlanner(planner);
diff --git a/llm_normalizer/backend/dist/services/assistantMcpDiscoveryTurnInputAdapter.js b/llm_normalizer/backend/dist/services/assistantMcpDiscoveryTurnInputAdapter.js
index c75e0b2..e3832c7 100644
--- a/llm_normalizer/backend/dist/services/assistantMcpDiscoveryTurnInputAdapter.js
+++ b/llm_normalizer/backend/dist/services/assistantMcpDiscoveryTurnInputAdapter.js
@@ -511,6 +511,9 @@ function metadataAmbiguityCollapsesToMovementLane(values) {
 function hasLifecycleSignal(text) {
     return /(?:сколько\s+лет|как\s+давно|давно\s+ли|возраст|перв(?:ая|ый)\s+актив|когда\s+начал|когда\s+появ|lifecycle|activity\s+duration|business\s+age|how\s+long)/iu.test(text);
 }
+function hasBusinessOverviewSignal(text) {
+    return /(?:\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u0430\u0443\u0434\u0438\u0442|\u043f\u043e\u043b\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u0441\u0432\u043e\u0434\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u043a\u0430\u043a\s+\u0442\u044b\s+\u043e\u0446\u0435\u043d(?:\u0438\u0448\u044c|\u0438)\s+\u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442|\u043a\u043e\u043c\u043f\u0430\u043d(?:\u0438\u0438|\u0438\u044e|\u0438\u044f)\s+\u0432\s+\u0446\u0435\u043b\u043e\u043c|company\s+(?:analysis|overview)|business\s+(?:overview|audit)|llm[-\s]?audit|бизнес[-\s]?обзор|бизнес[-\s]?аудит)/iu.test(text);
+}
 function hasValueFlowSignal(text) {
     return /(?:оборот|выручк|оплат|плат[её]ж|заплат|перечисл|списан|расход|исходящ|входящ|получ(?:ил|ено|ен)|поступил|поступлен|денежн[а-яёa-z0-9_-]*\s+поток|(?<!\p{L})заработ(?:ал|али|ало|аем|ает|ать|ано|ок)(?!\p{L})|supplier|value[-\s]?flow|turnover|revenue|payment|payout|outflow|cash\s+flow|\bearn(?:ed|ing|ings)?\b)/iu.test(text);
 }
@@ -543,13 +546,15 @@ function extractOrganizationScopeFromRawText(value) {
     if (!match?.[1]) {
         return null;
     }
-    return toNonEmptyString(match[1]);
+    return toNonEmptyString(match[1]
+        .replace(/\s+(?:\u043f\u043e\s+\u0434\u0430\u043d\u043d\u044b\u043c\s+1\u0441|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u0437\u0430\s+(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})(?:\s+\u0433(?:\u043e\u0434|\.)?)?|\u043d\u0430\s+(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})|\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0434\u0430\u0439\s+\u0431\u0438\u0437\u043d\u0435\u0441-?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441-?\u043e\u0431\u0437\u043e\u0440|\u043d\u043e\s+\u043d\u0435).*$/iu, "")
+        .trim());
 }
 function hasMonthlyAggregationSignal(text) {
     return /(?:\u043f\u043e\s+\u043c\u0435\u0441\u044f\u0446\u0430\u043c|\u043f\u043e\u043c\u0435\u0441\u044f\u0447\u043d\u043e|\u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u043e|month\s+by\s+month|by\s+month|monthly)/iu.test(text);
 }
 function hasAllTimeScopeHint(text) {
-    return /(?:\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0437\u0430\s+\u043b\u044e\u0431\u043e\u0439\s+\u043f\u0435\u0440\u0438\u043e\u0434|for\s+all\s+time|all\s+time|entire\s+period|full\s+history|any\s+period)/iu.test(text);
+    return /(?:\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0437\u0430\s+\u043b\u044e\u0431\u043e\u0439\s+\u043f\u0435\u0440\u0438\u043e\u0434|for\s+all\s+time|all\s+time|entire\s+period|full\s+history|any\s+period)/iu.test(text);
 }
 function hasMetadataSignal(text) {
     if (/(?:\u043c\u0435\u0442\u0430\u0434\u0430\u043d|schema|catalog|metadata\s+surface|\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440[\u0430\u044b]\s+1\u0441|\u0441\u0445\u0435\u043c[\u0430\u044b]\s+1\u0441)/iu.test(text)) {
@@ -742,6 +747,15 @@ function metadataScopeHintFromRawText(text) {
 function hasExplicitDateScopeLiteral(text) {
     return /(?:\b(?:19|20)\d{2}\b|\b\d{4}-\d{2}-\d{2}\b|\b\d{4}-\d{2}\b)/iu.test(text);
 }
+function stripNegatedTaxDateScopeClauses(text) {
+    const dateScopeLiteral = String.raw `\b(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})\b`;
+    const taxToken = String.raw `(?:\u043d\u0434\u0441|vat)`;
+    const scopeToken = String.raw `(?:\u0437\u0430|\u043d\u0430|\u043f\u043e|for|in)`;
+    const negatedVerb = String.raw `(?:\u0442\u0430\u0449\u0438(?:\u0442\u044c)?|\u0431\u0435\u0440\u0438|\u0431\u0440\u0430\u0442\u044c|\u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0439(?:\u0442\u0435)?|\u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c|\u0441\u0447\u0438\u0442\u0430\u0439(?:\u0442\u0435)?|\u0441\u0447\u0438\u0442\u0430\u0442\u044c|\u043f\u043e\u0434\u0442\u044f\u0433\u0438\u0432\u0430\u0439(?:\u0442\u0435)?|\u043f\u043e\u0434\u0442\u044f\u0433\u0438\u0432\u0430\u0442\u044c|\u043f\u0435\u0440\u0435\u043d\u043e\u0441\u0438|\u043f\u0435\u0440\u0435\u043d\u043e\u0441\u0438\u0442\u044c|pull|reuse|use|carry)`;
+    const direct = new RegExp(String.raw `(?:^|[\s,;:])(?:\u043d\u0435\s+${negatedVerb}\s+${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}|\u0431\u0435\u0437\s+${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}|do\s+not\s+(?:${negatedVerb}\s+)?${taxToken}\s+${scopeToken}\s+${dateScopeLiteral})`, "giu");
+    const reversed = new RegExp(String.raw `${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}\s+(?:\u043d\u0435\s+${negatedVerb}|do\s+not\s+(?:${negatedVerb})?)`, "giu");
+    return text.replace(direct, " ").replace(reversed, " ");
+}
 function collectDateScopeFromRawText(text) {
     const isoDate = text.match(/\b(\d{4}-\d{2}-\d{2})\b/u);
     if (isoDate?.[1]) {
@@ -768,6 +782,9 @@ function isImplicitCurrentDateScope(value) {
 }
 function semanticNeedFor(input) {
     const combined = compactLower(`${input.domain ?? ""} ${input.action ?? ""} ${input.unsupported ?? ""}`);
+    if (/(?:broad_business_evaluation|broad_evaluation|business_summary|business_overview|company analysis|business audit)/iu.test(combined)) {
+        return "business overview evidence with bounded analyst interpretation";
+    }
     if (input.metadataSignal || /(?:metadata|schema|catalog|inspect_(?:catalog|documents|registers|fields))/iu.test(combined)) {
         return "1C metadata evidence";
     }
@@ -841,9 +858,11 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     const rawEntitySourceText = repairedUserText ?? rawUserText ?? repairedEffectiveText ?? rawEffectiveText ?? rawSignalSourceText;
     const rawText = compactLower(rawSignalSourceText);
     const rawReferentialDocumentExclusionSignal = hasReferentialDocumentExclusionFollowupSignal(repairedUserText ?? rawUserText ?? "");
-    const rawLifecycleSignal = hasLifecycleSignal(rawText);
-    const rawBidirectionalValueFlowSignal = !rawLifecycleSignal && hasBidirectionalValueFlowSignal(rawText);
-    const rawValueFlowSignal = !rawLifecycleSignal &&
+    const rawBusinessOverviewSignal = hasBusinessOverviewSignal(rawText);
+    const rawLifecycleSignal = !rawBusinessOverviewSignal && hasLifecycleSignal(rawText);
+    const rawBidirectionalValueFlowSignal = !rawBusinessOverviewSignal && !rawLifecycleSignal && hasBidirectionalValueFlowSignal(rawText);
+    const rawValueFlowSignal = !rawBusinessOverviewSignal &&
+        !rawLifecycleSignal &&
         (hasValueFlowSignal(rawText) || hasValueRankingSignal(rawText) || rawBidirectionalValueFlowSignal);
     const rawMetadataSignal = !rawLifecycleSignal &&
         !rawValueFlowSignal &&
@@ -854,9 +873,13 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     const rawValueFlowAggregateQuestionSignal = rawValueFlowSignal && hasValueFlowAggregateQuestionSignal(rawText);
     const monthlyAggregationSignal = hasMonthlyAggregationSignal(rawText);
     const rawAllTimeScopeSignal = hasAllTimeScopeHint(rawText);
-    const explicitDateScopeLiteralDetected = hasExplicitDateScopeLiteral(rawText);
+    const dateScopeSignalText = stripNegatedTaxDateScopeClauses(rawText);
+    const negatedTaxDateScopeOnlySignal = dateScopeSignalText !== rawText &&
+        hasExplicitDateScopeLiteral(rawText) &&
+        !hasExplicitDateScopeLiteral(dateScopeSignalText);
+    const explicitDateScopeLiteralDetected = hasExplicitDateScopeLiteral(dateScopeSignalText);
     const relativeCurrentDateHintDetected = hasRelativeCurrentDateHint(rawText);
-    const rawDateScope = collectDateScopeFromRawText(rawText);
+    const rawDateScope = collectDateScopeFromRawText(dateScopeSignalText);
     const rawMetadataScopeHint = rawMetadataSignal ? metadataScopeHintFromRawText(rawText) : null;
     const rawEntityCandidate = rawEntityResolutionSignal ? rawEntityResolutionCandidate(rawEntitySourceText) : null;
     const entityResolutionClarificationCandidate = followupSeed.pilotScope === "entity_resolution_search_v1" &&
@@ -870,6 +893,11 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     const rawAggregationAxis = toNonEmptyString(assistantTurnMeaning?.asked_aggregation_axis);
     const unsupported = toNonEmptyString(assistantTurnMeaning?.unsupported_but_understood_family);
     const broadBusinessEvaluationUnsupported = unsupported === "broad_business_evaluation";
+    const businessOverviewSignal = rawBusinessOverviewSignal ||
+        broadBusinessEvaluationUnsupported ||
+        rawDomain === "business_summary" ||
+        rawDomain === "business_overview" ||
+        rawAction === "broad_evaluation";
     const explicitIntentCandidate = toNonEmptyString(assistantTurnMeaning?.explicit_intent_candidate);
     const currentTurnDocumentLaneSignal = rawAction === "list_documents";
     const currentTurnMovementLaneSignal = rawAction === "list_movements";
@@ -1182,10 +1210,12 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
                     : followupDiscoverySeedApplicable || effectiveMetadataFollowupSeedApplicable
                         ? followupSeed.unsupported
                         : null;
-    const lifecycleSignal = rawLifecycleSignal || seededDomain === "counterparty_lifecycle";
-    const bidirectionalValueFlowSignal = !lifecycleSignal &&
+    const lifecycleSignal = !businessOverviewSignal && (rawLifecycleSignal || seededDomain === "counterparty_lifecycle");
+    const bidirectionalValueFlowSignal = !businessOverviewSignal &&
+        !lifecycleSignal &&
         (rawBidirectionalValueFlowSignal || seededAction === "net_value_flow");
-    const valueFlowSignal = !lifecycleSignal &&
+    const valueFlowSignal = !businessOverviewSignal &&
+        !lifecycleSignal &&
         !metadataGroundedMovementLaneApplicable &&
         (rawValueFlowSignal || seededDomain === "counterparty_value");
     const payoutSignal = valueFlowSignal &&
@@ -1194,9 +1224,9 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     const semanticDataNeed = metadataAmbiguityLaneClarificationApplicable
         ? "metadata lane clarification"
         : semanticNeedFor({
-            domain: rawDomain ?? seededDomain,
-            action: rawAction ?? seededAction,
-            unsupported: broadBusinessEvaluationUnsupported ? seededUnsupported : unsupported ?? seededUnsupported,
+            domain: businessOverviewSignal ? "business_overview" : rawDomain ?? seededDomain,
+            action: businessOverviewSignal ? "broad_evaluation" : rawAction ?? seededAction,
+            unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
             lifecycleSignal,
             valueFlowSignal,
             metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -1315,23 +1345,37 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
         }
     }
     const clarificationLoopStillNeedsPeriod = Boolean(followupSeed.loopStatus === "awaiting_clarification" && followupSeed.loopPendingAxes.includes("period"));
+    const businessOverviewRawWithoutDateScope = Boolean(businessOverviewSignal &&
+        !rawAllTimeScopeSignal &&
+        !explicitDateScopeLiteralDetected &&
+        !rawDateScope &&
+        !relativeCurrentDateHintDetected);
+    const predecomposeDateScopeCountsAsCurrentTurnPeriod = Boolean(predecomposeDateScope &&
+        !isImplicitCurrentDateScope(predecomposeDateScope) &&
+        !businessOverviewRawWithoutDateScope);
     const currentTurnCarriesExplicitPeriod = Boolean(explicitDateScopeLiteralDetected ||
         rawDateScope ||
         relativeCurrentDateHintDetected ||
-        (predecomposeDateScope && !isImplicitCurrentDateScope(predecomposeDateScope)));
+        predecomposeDateScopeCountsAsCurrentTurnPeriod);
     const suppressImplicitCurrentDateScope = Boolean(!currentTurnCarriesExplicitPeriod &&
         (clarificationLoopStillNeedsPeriod ||
+            businessOverviewSignal ||
             openScopeValueFlowWithoutResolvedCounterparty ||
             (valueFlowOrganizationStaysScope && (Boolean(followupSeed.rankingNeed) || bidirectionalValueFlowSignal))));
+    const suppressNegatedTaxOnlyDateScope = Boolean(businessOverviewSignal && negatedTaxDateScopeOnlySignal);
     const normalizedPredecomposeDateScope = (rawEntitySearchOverridesStaleScope && !currentTurnCarriesExplicitPeriod) ||
+        suppressNegatedTaxOnlyDateScope ||
+        businessOverviewRawWithoutDateScope ||
         (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(predecomposeDateScope))
         ? null
         : predecomposeDateScope;
     const normalizedAssistantTurnMeaningDateScope = rawEntitySearchOverridesStaleScope ||
+        suppressNegatedTaxOnlyDateScope ||
         (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(assistantTurnMeaningDateScope))
         ? null
         : assistantTurnMeaningDateScope;
     const normalizedFollowupDateScope = rawEntitySearchOverridesStaleScope ||
+        suppressNegatedTaxOnlyDateScope ||
         (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(followupSeed.dateScope))
         ? null
         : followupSeed.dateScope;
@@ -1348,41 +1392,45 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
         normalizedFollowupDateScope);
     const clarificationLoopSeedApplied = Boolean(followupSeed.loopStatus === "awaiting_clarification" && followupSeed.loopSelectedChainId);
     const turnMeaning = {
-        asked_domain_family: lifecycleSignal
-            ? "counterparty_lifecycle"
-            : valueFlowSignal
-                ? "counterparty_value"
-                : metadataGroundedMovementLaneApplicable
-                    ? "movements"
-                    : metadataGroundedDocumentLaneApplicable
-                        ? "documents"
-                        : entityResolutionSignal
-                            ? "entity_resolution"
-                            : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
-                                ? "metadata"
-                                : rawDomain ?? seededDomain,
-        asked_action_family: lifecycleSignal
-            ? "activity_duration"
-            : valueFlowSignal
-                ? bidirectionalValueFlowSignal
-                    ? "net_value_flow"
-                    : payoutSignal
-                        ? "payout"
-                        : rawAction ?? seededAction ?? "turnover"
-                : metadataGroundedMovementLaneApplicable
-                    ? "list_movements"
-                    : metadataGroundedDocumentLaneApplicable
-                        ? "list_documents"
-                        : entityResolutionSignal
-                            ? "search_business_entity"
-                            : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
-                                ? metadataActionFromRawText(rawText) ?? seededAction
-                                : rawAction ?? seededAction,
+        asked_domain_family: businessOverviewSignal
+            ? "business_overview"
+            : lifecycleSignal
+                ? "counterparty_lifecycle"
+                : valueFlowSignal
+                    ? "counterparty_value"
+                    : metadataGroundedMovementLaneApplicable
+                        ? "movements"
+                        : metadataGroundedDocumentLaneApplicable
+                            ? "documents"
+                            : entityResolutionSignal
+                                ? "entity_resolution"
+                                : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
+                                    ? "metadata"
+                                    : rawDomain ?? seededDomain,
+        asked_action_family: businessOverviewSignal
+            ? "broad_evaluation"
+            : lifecycleSignal
+                ? "activity_duration"
+                : valueFlowSignal
+                    ? bidirectionalValueFlowSignal
+                        ? "net_value_flow"
+                        : payoutSignal
+                            ? "payout"
+                            : rawAction ?? seededAction ?? "turnover"
+                    : metadataGroundedMovementLaneApplicable
+                        ? "list_movements"
+                        : metadataGroundedDocumentLaneApplicable
+                            ? "list_documents"
+                            : entityResolutionSignal
+                                ? "search_business_entity"
+                                : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
+                                    ? metadataActionFromRawText(rawText) ?? seededAction
+                                    : rawAction ?? seededAction,
         asked_aggregation_axis: monthlyAggregationSignal ? "month" : rawAggregationAxis,
         seeded_ranking_need: valueFlowSignal && followupSeed.rankingNeed && !rawEntitySearchOverridesStaleScope
             ? followupSeed.rankingNeed
             : undefined,
-        explicit_entity_candidates: entityCandidates,
+        explicit_entity_candidates: businessOverviewSignal ? [] : entityCandidates,
         metadata_ambiguity_entity_sets: metadataAmbiguityLaneClarificationApplicable && followupSeed.metadataAmbiguityEntitySets.length > 0
             ? followupSeed.metadataAmbiguityEntitySets
             : undefined,
@@ -1390,29 +1438,32 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
         explicit_organization_scope: explicitOrganizationScope,
         explicit_date_scope: explicitDateScope,
         subject_resolution_optional: metadataScopedLaneWithoutSubject || undefined,
-        unsupported_but_understood_family: unsupported ??
-            (lifecycleSignal
-                ? "counterparty_lifecycle"
-                : valueFlowSignal
-                    ? bidirectionalValueFlowSignal
-                        ? "counterparty_bidirectional_value_flow_or_netting"
-                        : payoutSignal
-                            ? "counterparty_payouts_or_outflow"
-                            : seededUnsupported ?? "counterparty_value_or_turnover"
-                    : metadataGroundedMovementLaneApplicable
-                        ? "movement_evidence"
-                        : metadataGroundedDocumentLaneApplicable
-                            ? "document_evidence"
-                            : metadataAmbiguityLaneClarificationApplicable
-                                ? "metadata_lane_choice_clarification"
-                                : entityResolutionSignal
-                                    ? "entity_resolution"
-                                    : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
-                                        ? "1c_metadata_surface"
-                                        : followupDiscoverySeedApplicable
-                                            ? seededUnsupported
-                                            : null),
+        unsupported_but_understood_family: businessOverviewSignal
+            ? "broad_business_evaluation"
+            : unsupported ??
+                (lifecycleSignal
+                    ? "counterparty_lifecycle"
+                    : valueFlowSignal
+                        ? bidirectionalValueFlowSignal
+                            ? "counterparty_bidirectional_value_flow_or_netting"
+                            : payoutSignal
+                                ? "counterparty_payouts_or_outflow"
+                                : seededUnsupported ?? "counterparty_value_or_turnover"
+                        : metadataGroundedMovementLaneApplicable
+                            ? "movement_evidence"
+                            : metadataGroundedDocumentLaneApplicable
+                                ? "document_evidence"
+                                : metadataAmbiguityLaneClarificationApplicable
+                                    ? "metadata_lane_choice_clarification"
+                                    : entityResolutionSignal
+                                        ? "entity_resolution"
+                                        : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
+                                            ? "1c_metadata_surface"
+                                            : followupDiscoverySeedApplicable
+                                                ? seededUnsupported
+                                                : null),
         stale_replay_forbidden: Boolean(assistantTurnMeaning?.stale_replay_forbidden ||
+            businessOverviewSignal ||
             unsupported ||
             lifecycleSignal ||
             valueFlowSignal ||
@@ -1467,7 +1518,7 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
         semanticDataNeed &&
         (entityCandidates.length > 0 || explicitOrganizationScope || openScopeValueFlowWithoutResolvedCounterparty));
     const runDiscovery = shouldRunDiscovery({
-        unsupported: broadBusinessEvaluationUnsupported ? seededUnsupported : unsupported ?? seededUnsupported,
+        unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
         lifecycleSignal,
         valueFlowSignal,
         metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -1481,7 +1532,8 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
             metadataGroundedMovementLaneApplicable ||
             metadataGroundedDocumentLaneApplicable ||
             groundedValueFlowFollowupApplicable,
-        forceDiscoveryOverExplicitIntent: Boolean(entityResolutionClarificationCandidate) ||
+        forceDiscoveryOverExplicitIntent: businessOverviewSignal ||
+            Boolean(entityResolutionClarificationCandidate) ||
             organizationClarificationFollowupApplicable ||
             periodClarificationFollowupApplicable ||
             metadataAmbiguityLaneClarificationApplicable ||
@@ -1554,6 +1606,9 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     if (rawAllTimeScopeSignal) {
         pushReason(reasonCodes, "mcp_discovery_all_time_scope_signal_detected");
     }
+    if (suppressNegatedTaxOnlyDateScope) {
+        pushReason(reasonCodes, "mcp_discovery_negated_tax_period_scope_suppressed");
+    }
     if (followupDiscoverySeedApplicable) {
         pushReason(reasonCodes, "mcp_discovery_seeded_from_followup_context");
     }
@@ -1632,8 +1687,8 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
     if (unsupported) {
         pushReason(reasonCodes, "mcp_discovery_unsupported_but_understood_turn");
     }
-    if (broadBusinessEvaluationUnsupported) {
-        pushReason(reasonCodes, "mcp_discovery_broad_business_evaluation_kept_in_living_chat");
+    if (businessOverviewSignal) {
+        pushReason(reasonCodes, "mcp_discovery_broad_business_evaluation_route_candidate");
     }
     if (!(valueFlowOrganizationStaysScope && normalizedPredecomposeCounterparty === explicitOrganizationScope) &&
         normalizedPredecomposeCounterparty) {
diff --git a/llm_normalizer/backend/dist/services/assistantTurnMeaningPolicy.js b/llm_normalizer/backend/dist/services/assistantTurnMeaningPolicy.js
index 0633719..6ebb670 100644
--- a/llm_normalizer/backend/dist/services/assistantTurnMeaningPolicy.js
+++ b/llm_normalizer/backend/dist/services/assistantTurnMeaningPolicy.js
@@ -117,6 +117,11 @@ function detectBroadBusinessEvaluation(text) {
     if (!normalized) {
         return null;
     }
+    if (/(?:\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u0430\u0443\u0434\u0438\u0442|\u043f\u043e\u043b\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u0441\u0432\u043e\u0434\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u043a\u0430\u043a\s+\u0442\u044b\s+\u043e\u0446\u0435\u043d(?:\u0438\u0448\u044c|\u0438)\s+\u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442|\u043a\u043e\u043c\u043f\u0430\u043d(?:\u0438\u0438|\u0438\u044e|\u0438\u044f)\s+\u0432\s+\u0446\u0435\u043b\u043e\u043c|company\s+(?:analysis|overview)|business\s+(?:overview|audit)|llm[-\s]?audit|бизнес[-\s]?обзор|бизнес[-\s]?аудит)/iu.test(normalized)) {
+        return {
+            family: "broad_business_evaluation"
+        };
+    }
     if (/(?:как\s+ты\s+оценишь\s+деятельност[ьи]\s+компан|оценк[аи]?\s+деятельност[ьи]\s+компан|оцени\s+(?:компан|бизнес|деятельност)|(?:полный|сводный|нормальн\w*|взросл\w*)\s+анализ\s+(?:компан|бизнес|деятельност)|проанализируй\s+(?:компан|бизнес|деятельност)|(?:что\s+думаешь|какое\s+мнение)\s+(?:о|по)\s+(?:компан|бизнес)|(?:llm[-\s]?)?аудит\s+(?:компан|бизнес)|что\s+у\s+нас\s+вообще\s+происход|где\s+главн(?:ые|ый)\s+риски|как\s+у\s+нас\s+дела\s+по\s+компан)/iu.test(normalized)) {
         return {
             family: "broad_business_evaluation"
@@ -214,7 +219,7 @@ function createAssistantTurnMeaningPolicy(deps = {}) {
             asked_domain_family: askedDomainFamily,
             asked_action_family: askedActionFamily,
             explicit_intent_candidate: explicitIntentCandidate,
-            explicit_entity_candidates: buildEntityCandidates(counterpartyTurnover),
+            explicit_entity_candidates: broadBusinessEvaluation?.family ? [] : buildEntityCandidates(counterpartyTurnover),
             meaning_confidence: broadBusinessEvaluation?.family
                 ? "medium"
                 : supportedIntent?.confidence ?? (counterpartyTurnover?.family ? "medium" : "low"),
diff --git a/llm_normalizer/backend/src/services/assistantMcpDiscoveryAnswerAdapter.ts b/llm_normalizer/backend/src/services/assistantMcpDiscoveryAnswerAdapter.ts
index 40db490..3feed56 100644
--- a/llm_normalizer/backend/src/services/assistantMcpDiscoveryAnswerAdapter.ts
+++ b/llm_normalizer/backend/src/services/assistantMcpDiscoveryAnswerAdapter.ts
@@ -158,6 +158,10 @@ function isValueFlowPilot(pilot: AssistantMcpDiscoveryPilotExecutionContract): b
   );
 }
 
+function isBusinessOverviewPilot(pilot: AssistantMcpDiscoveryPilotExecutionContract): boolean {
+  return pilot.pilot_scope === "business_overview_route_template_v1";
+}
+
 function isDocumentPilot(pilot: AssistantMcpDiscoveryPilotExecutionContract): boolean {
   return pilot.pilot_scope === "counterparty_document_evidence_query_documents_v1";
 }
@@ -431,6 +435,44 @@ function headlineFor(mode: AssistantMcpDiscoveryAnswerMode, pilot: AssistantMcpD
     }
     return "Инвентарный route-template уже выбран, но live-исполнение этого generic MCP контура еще не подключено; складской/товарный факт не подтвержден.";
   }
+  if (isBusinessOverviewPilot(pilot) && pilot.derived_business_overview && mode === "confirmed_with_bounded_inference") {
+    const overview = pilot.derived_business_overview;
+    const families: string[] = [];
+    if (
+      overview.incoming_customer_revenue.rows_with_amount > 0 ||
+      overview.outgoing_supplier_payout.rows_with_amount > 0
+    ) {
+      families.push("денежный поток");
+    }
+    if (overview.activity_period) {
+      families.push("активность");
+    }
+    if (overview.tax_position) {
+      families.push("НДС-позиция");
+    }
+    if (overview.debt_position) {
+      families.push("долговой срез на дату");
+    }
+    if (overview.debt_open_settlement_quality) {
+      families.push("качество открытых расчетов");
+    }
+    if (overview.inventory_position) {
+      families.push("складской срез на дату");
+    }
+    const unknownFamilies = ["прибыль/маржа"];
+    if (!overview.tax_position) {
+      unknownFamilies.push("НДС");
+    }
+    if (!overview.debt_position) {
+      unknownFamilies.push("долговой срез");
+    }
+    unknownFamilies.push(overview.debt_open_settlement_quality ? "due-date просрочка" : "качество открытых расчетов");
+    unknownFamilies.push(overview.inventory_position ? "полноценная складская ликвидность" : "склад");
+    return `По данным 1С собран ограниченный бизнес-обзор: ${families.join(", ")} подтверждены найденными строками; ${unknownFamilies.join(", ")} остаются отдельными непроверенными областями.`;
+  }
+  if (isBusinessOverviewPilot(pilot) && mode === "checked_sources_only") {
+    return "Бизнес-обзор был запущен, но подтвержденные денежные или activity-сигналы в найденных строках не получены.";
+  }
   if (isEntityResolutionPilot(pilot) && mode === "needs_clarification") {
     return "По каталогу 1С нашлось несколько похожих контрагентов, и без уточнения нельзя честно выбрать правильную сущность.";
   }
@@ -574,6 +616,9 @@ function nextStepFor(mode: AssistantMcpDiscoveryAnswerMode, pilot: AssistantMcpD
     }
     return "Следующий шаг - связать inventory route-template с exact inventory runtime и затем проверить live-прогоном.";
   }
+  if (mode === "confirmed_with_bounded_inference" && isBusinessOverviewPilot(pilot)) {
+    return "Если нужен уже управленческий вывод, следующим шагом стоит отдельно проверить прибыль/маржу, долги, НДС и складскую ликвидность, а затем собрать полный бизнес-аудит.";
+  }
   if (mode === "confirmed_with_bounded_inference" && pilot.derived_metadata_surface) {
     const surface = pilot.derived_metadata_surface;
     if (surface.ambiguity_detected && surface.ambiguity_entity_sets.length > 0) {
@@ -606,6 +651,14 @@ function buildMustNotClaim(pilot: AssistantMcpDiscoveryPilotExecutionContract):
     claims.push("Do not claim full all-time turnover unless the checked period and coverage prove it.");
     claims.push("Do not present a derived sum as a legal/accounting final total outside the checked 1C rows.");
   }
+  if (isBusinessOverviewPilot(pilot)) {
+    claims.push("Do not present business overview cash-flow spread as profit or margin.");
+    claims.push("Do not claim debt quality, VAT position, inventory health, or company health unless those contours were separately checked.");
+    claims.push("Do not present a debt-position snapshot as debt aging, overdue debt, or credit-quality analysis.");
+    claims.push("Do not present open-settlement concentration as contractual due-date aging or confirmed overdue debt.");
+    claims.push("Do not present an inventory snapshot or purchase-date aging signal as turnover, obsolescence, liquidation value, or full inventory health.");
+    claims.push("Do not expose business_overview_route_template_v1 or MCP primitive names in the user answer.");
+  }
   if (pilot.derived_ranked_value_flow) {
     claims.push("Do not present a bounded ranking as a complete all-time ranking outside the checked period and organization.");
     claims.push("Do not imply the top-ranked counterparty is globally final when probe-limit or scope boundaries still exist.");
@@ -899,6 +952,119 @@ function derivedBidirectionalValueFlowMonthlyLines(pilot: AssistantMcpDiscoveryP
   );
 }
 
+function businessOverviewNetDirectionRu(direction: "net_incoming" | "net_outgoing" | "balanced"): string {
+  if (direction === "net_incoming") {
+    return "операционный денежный поток в проверенном срезе больше входящий, чем исходящий";
+  }
+  if (direction === "net_outgoing") {
+    return "операционный денежный поток в проверенном срезе больше исходящий, чем входящий";
+  }
+  return "входящий и исходящий денежный поток в проверенном срезе примерно сбалансированы";
+}
+
+function derivedBusinessOverviewConfirmedLines(pilot: AssistantMcpDiscoveryPilotExecutionContract): string[] {
+  const overview = pilot.derived_business_overview;
+  if (!overview) {
+    return [];
+  }
+  const organization = overview.organization_scope ? ` по организации ${overview.organization_scope}` : "";
+  const period = overview.period_scope ? ` за ${overview.period_scope}` : " за все доступное проверенное окно";
+  const lines: string[] = [];
+  if (overview.incoming_customer_revenue.rows_with_amount > 0) {
+    lines.push(
+      `Входящие поступления${organization}${period}: ${overview.incoming_customer_revenue.total_amount_human_ru} по ${overview.incoming_customer_revenue.rows_with_amount} строкам с суммой.`
+    );
+  }
+  if (overview.outgoing_supplier_payout.rows_with_amount > 0) {
+    lines.push(
+      `Исходящие платежи/списания${organization}${period}: ${overview.outgoing_supplier_payout.total_amount_human_ru} по ${overview.outgoing_supplier_payout.rows_with_amount} строкам с суммой.`
+    );
+  }
+  const leader = overview.top_customers[0];
+  if (leader) {
+    lines.push(`Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`);
+  }
+  if (overview.activity_period) {
+    lines.push(
+      `Окно подтвержденной активности в 1С: ${overview.activity_period.first_activity_date} — ${overview.activity_period.latest_activity_date}; ориентировочно ${overview.activity_period.duration_human_ru}.`
+    );
+  }
+  if (overview.tax_position) {
+    const taxDirection =
+      overview.tax_position.net_vat_direction === "vat_to_pay"
+        ? "к уплате"
+        : overview.tax_position.net_vat_direction === "vat_to_recover_or_offset"
+          ? "к вычету/зачету"
+          : "сбалансирован";
+    lines.push(
+      `НДС-позиция за ${overview.tax_position.period_scope}: книга продаж ${overview.tax_position.sales_vat_amount_human_ru}, книга покупок/вычеты ${overview.tax_position.purchase_vat_amount_human_ru}, нетто ${taxDirection} ${overview.tax_position.net_vat_amount_human_ru}.`
+    );
+  }
+  if (overview.debt_position) {
+    const debtDirection =
+      overview.debt_position.net_debt_position_direction === "net_receivable"
+        ? "в пользу дебиторки"
+        : overview.debt_position.net_debt_position_direction === "net_payable"
+          ? "в сторону кредиторки"
+          : "сбалансировано";
+    lines.push(
+      `Долговой срез на ${overview.debt_position.as_of_date}: дебиторка ${overview.debt_position.receivables.total_amount_human_ru}, кредиторка ${overview.debt_position.payables.total_amount_human_ru}, нетто ${debtDirection} ${overview.debt_position.net_debt_position_amount_human_ru}.`
+    );
+  }
+  if (overview.debt_open_settlement_quality) {
+    const quality = overview.debt_open_settlement_quality;
+    const topContract = quality.top_contracts[0];
+    const topContractText = topContract
+      ? ` Крупнейший открытый договор: ${topContract.contract}${topContract.counterparty ? ` / ${topContract.counterparty}` : ""} — ${topContract.total_amount_human_ru}${topContract.share_of_gross_open_amount_pct === null ? "" : ` (${topContract.share_of_gross_open_amount_pct}%)`}.`
+      : "";
+    lines.push(
+      `Качество открытых расчетов на ${quality.as_of_date}: брутто открытых договорных остатков ${quality.gross_open_amount_human_ru}, договоров ${quality.unique_contracts}, контрагентов ${quality.unique_counterparties}.${topContractText}`
+    );
+  }
+  if (overview.inventory_position) {
+    const leader = overview.inventory_position.top_items[0];
+    const leaderText = leader
+      ? ` Крупнейшая подтвержденная позиция: ${leader.item} — ${leader.total_amount_human_ru}.`
+      : "";
+    lines.push(
+      `Складской срез на ${overview.inventory_position.as_of_date}: остаток ${overview.inventory_position.total_amount_human_ru} по ${overview.inventory_position.rows_with_amount} строкам с суммой и ${overview.inventory_position.rows_with_quantity} строкам с количеством.${leaderText}`
+    );
+    if (overview.inventory_position.aging_signal?.oldest_purchase_date) {
+      const ageText = overview.inventory_position.aging_signal.max_age_days === null
+        ? ""
+        : `, максимальный возраст сигнала ${overview.inventory_position.aging_signal.max_age_days} дн.`;
+      lines.push(
+        `Возрастной сигнал склада: самая ранняя найденная дата закупки ${overview.inventory_position.aging_signal.oldest_purchase_date}${ageText}.`
+      );
+    }
+  }
+  return lines;
+}
+
+function derivedBusinessOverviewInferenceLine(pilot: AssistantMcpDiscoveryPilotExecutionContract): string | null {
+  const overview = pilot.derived_business_overview;
+  if (!overview) {
+    return null;
+  }
+  if (
+    overview.incoming_customer_revenue.rows_with_amount <= 0 &&
+    overview.outgoing_supplier_payout.rows_with_amount <= 0
+  ) {
+    return null;
+  }
+  return [
+    `Расчетное нетто по найденным строкам: ${overview.net_amount_human_ru}; ${businessOverviewNetDirectionRu(overview.net_direction)}.`,
+    "Это нормальный операционный сигнал, но не прибыль и не маржа: для управленческого вывода нужны отдельные расходы, себестоимость, долги, налоги и склад."
+  ].join(" ");
+}
+
+function businessOverviewUnknownLines(pilot: AssistantMcpDiscoveryPilotExecutionContract): string[] {
+  if (!pilot.derived_business_overview) {
+    return userFacingUnknowns(pilot.evidence.unknown_facts);
+  }
+  return userFacingUnknowns(pilot.evidence.unknown_facts);
+}
+
 export function buildAssistantMcpDiscoveryAnswerDraft(
   pilot: AssistantMcpDiscoveryPilotExecutionContract
 ): AssistantMcpDiscoveryAnswerDraftContract {
@@ -912,6 +1078,7 @@ export function buildAssistantMcpDiscoveryAnswerDraft(
     pushReason(reasonCodes, "answer_contains_bounded_inference");
   }
   const derivedInferenceLine =
+    derivedBusinessOverviewInferenceLine(pilot) ??
     derivedActivityInferenceLine(pilot) ??
     derivedMetadataInferenceLine(pilot) ??
     derivedRankedValueFlowInferenceLine(pilot) ??
@@ -929,10 +1096,28 @@ export function buildAssistantMcpDiscoveryAnswerDraft(
     derivedBidirectionalValueFlowMonthlyLines(pilot).length > 0
       ? derivedBidirectionalValueFlowMonthlyLines(pilot)
       : derivedValueFlowMonthlyLines(pilot);
+  const businessOverviewLines = derivedBusinessOverviewConfirmedLines(pilot);
   if (monthlyConfirmedLines.length > 0) {
     pushReason(reasonCodes, "answer_contains_monthly_breakdown");
   }
-  const confirmedLines = pilot.derived_ranked_value_flow && derivedValueLine
+  if (businessOverviewLines.length > 0) {
+    pushReason(reasonCodes, "answer_contains_business_overview");
+  }
+  if (pilot.derived_business_overview?.tax_position) {
+    pushReason(reasonCodes, "answer_contains_business_overview_tax_position");
+  }
+  if (pilot.derived_business_overview?.debt_position) {
+    pushReason(reasonCodes, "answer_contains_business_overview_debt_position");
+  }
+  if (pilot.derived_business_overview?.debt_open_settlement_quality) {
+    pushReason(reasonCodes, "answer_contains_business_overview_open_settlement_quality");
+  }
+  if (pilot.derived_business_overview?.inventory_position) {
+    pushReason(reasonCodes, "answer_contains_business_overview_inventory_position");
+  }
+  const confirmedLines = businessOverviewLines.length > 0
+    ? businessOverviewLines
+    : pilot.derived_ranked_value_flow && derivedValueLine
     ? [derivedValueLine]
     : derivedValueLine
     ? [...pilot.evidence.confirmed_facts, derivedValueLine, ...monthlyConfirmedLines]
@@ -941,7 +1126,9 @@ export function buildAssistantMcpDiscoveryAnswerDraft(
     : derivedMetadataLine
       ? [derivedMetadataLine]
       : pilot.evidence.confirmed_facts;
-  const unknownLines = pilot.derived_metadata_surface
+  const unknownLines = pilot.derived_business_overview
+    ? businessOverviewUnknownLines(pilot)
+    : pilot.derived_metadata_surface
     ? pilot.derived_metadata_surface.available_fields.length > 0
       ? userFacingUnknowns(pilot.evidence.unknown_facts)
       : ["Детальный список полей этих объектов этим шагом не получен."]
diff --git a/llm_normalizer/backend/src/services/assistantMcpDiscoveryPilotExecutor.ts b/llm_normalizer/backend/src/services/assistantMcpDiscoveryPilotExecutor.ts
index fac9d78..3d4ee71 100644
--- a/llm_normalizer/backend/src/services/assistantMcpDiscoveryPilotExecutor.ts
+++ b/llm_normalizer/backend/src/services/assistantMcpDiscoveryPilotExecutor.ts
@@ -141,6 +141,120 @@ export interface AssistantMcpDiscoveryDerivedBidirectionalValueFlow {
   inference_basis: "incoming_minus_outgoing_confirmed_1c_value_flow_rows";
 }
 
+export interface AssistantMcpDiscoveryDerivedBusinessOverview {
+  organization_scope: string | null;
+  period_scope: string | null;
+  incoming_customer_revenue: AssistantMcpDiscoveryValueFlowSideSummary;
+  outgoing_supplier_payout: AssistantMcpDiscoveryValueFlowSideSummary;
+  net_amount: number;
+  net_amount_human_ru: string;
+  net_direction: AssistantMcpDiscoveryNetDirection;
+  top_customers: AssistantMcpDiscoveryRankedValueFlowBucket[];
+  activity_period: AssistantMcpDiscoveryDerivedActivityPeriod | null;
+  tax_position: AssistantMcpDiscoveryDerivedBusinessOverviewTaxPosition | null;
+  debt_position: AssistantMcpDiscoveryDerivedBusinessOverviewDebtPosition | null;
+  debt_open_settlement_quality: AssistantMcpDiscoveryDerivedBusinessOverviewDebtOpenSettlementQuality | null;
+  inventory_position: AssistantMcpDiscoveryDerivedBusinessOverviewInventoryPosition | null;
+  coverage_limited_by_probe_limit: boolean;
+  checked_signal_count: number;
+  missing_signal_families: string[];
+  inference_basis:
+    | "business_overview_from_confirmed_1c_money_and_activity_rows"
+    | "business_overview_from_confirmed_1c_money_activity_and_tax_rows"
+    | "business_overview_from_confirmed_1c_money_activity_and_debt_rows"
+    | "business_overview_from_confirmed_1c_money_activity_tax_and_debt_rows"
+    | "business_overview_from_confirmed_1c_multi_family_rows";
+}
+
+export interface AssistantMcpDiscoveryDerivedBusinessOverviewTaxPosition {
+  period_scope: string;
+  rows_matched: number;
+  rows_with_amount: number;
+  sales_vat_amount: number;
+  sales_vat_amount_human_ru: string;
+  purchase_vat_amount: number;
+  purchase_vat_amount_human_ru: string;
+  net_vat_amount: number;
+  net_vat_amount_human_ru: string;
+  net_vat_direction: "vat_to_pay" | "vat_to_recover_or_offset" | "balanced";
+  inference_basis: "sales_book_minus_purchase_book_confirmed_1c_vat_rows";
+}
+
+export interface AssistantMcpDiscoveryBusinessOverviewDebtSideSummary {
+  rows_matched: number;
+  rows_with_amount: number;
+  total_amount: number;
+  total_amount_human_ru: string;
+  top_counterparties: AssistantMcpDiscoveryRankedValueFlowBucket[];
+}
+
+export interface AssistantMcpDiscoveryDerivedBusinessOverviewDebtPosition {
+  as_of_date: string;
+  receivables: AssistantMcpDiscoveryBusinessOverviewDebtSideSummary;
+  payables: AssistantMcpDiscoveryBusinessOverviewDebtSideSummary;
+  net_debt_position_amount: number;
+  net_debt_position_amount_human_ru: string;
+  net_debt_position_direction: "net_receivable" | "net_payable" | "balanced";
+  inference_basis: "receivables_minus_payables_confirmed_1c_balance_rows";
+}
+
+export interface AssistantMcpDiscoveryBusinessOverviewDebtOpenContractBucket {
+  contract: string;
+  counterparty: string | null;
+  rows_with_amount: number;
+  total_amount: number;
+  total_amount_human_ru: string;
+  share_of_gross_open_amount_pct: number | null;
+}
+
+export interface AssistantMcpDiscoveryDerivedBusinessOverviewDebtOpenSettlementQuality {
+  as_of_date: string;
+  rows_matched: number;
+  rows_with_amount: number;
+  gross_open_amount: number;
+  gross_open_amount_human_ru: string;
+  unique_counterparties: number;
+  unique_contracts: number;
+  rows_without_counterparty: number;
+  rows_without_contract: number;
+  top_counterparties: AssistantMcpDiscoveryRankedValueFlowBucket[];
+  top_contracts: AssistantMcpDiscoveryBusinessOverviewDebtOpenContractBucket[];
+  concentration_top_counterparty_pct: number | null;
+  concentration_top_contract_pct: number | null;
+  inference_basis: "open_contracts_confirmed_1c_balance_rows";
+}
+
+export interface AssistantMcpDiscoveryBusinessOverviewInventoryItemBucket {
+  item: string;
+  rows_with_amount: number;
+  rows_with_quantity: number;
+  total_amount: number;
+  total_amount_human_ru: string;
+  total_quantity: number;
+}
+
+export interface AssistantMcpDiscoveryBusinessOverviewInventoryAgingSignal {
+  rows_matched: number;
+  rows_with_purchase_date: number;
+  oldest_purchase_date: string | null;
+  latest_purchase_date: string | null;
+  max_age_days: number | null;
+  inference_basis: "inventory_purchase_dates_from_confirmed_1c_rows";
+}
+
+export interface AssistantMcpDiscoveryDerivedBusinessOverviewInventoryPosition {
+  as_of_date: string;
+  rows_matched: number;
+  rows_with_amount: number;
+  rows_with_quantity: number;
+  total_amount: number;
+  total_amount_human_ru: string;
+  total_quantity: number;
+  top_items: AssistantMcpDiscoveryBusinessOverviewInventoryItemBucket[];
+  aging_signal: AssistantMcpDiscoveryBusinessOverviewInventoryAgingSignal | null;
+  inference_basis: "inventory_on_hand_confirmed_1c_balance_rows";
+}
+
 export interface AssistantMcpDiscoveryDerivedMetadataSurface {
   metadata_scope: string | null;
   requested_meta_types: string[];
@@ -221,6 +335,7 @@ export interface AssistantMcpDiscoveryPilotExecutionContract {
   derived_ranked_value_flow?: AssistantMcpDiscoveryDerivedRankedValueFlow | null;
   derived_value_flow: AssistantMcpDiscoveryDerivedValueFlow | null;
   derived_bidirectional_value_flow: AssistantMcpDiscoveryDerivedBidirectionalValueFlow | null;
+  derived_business_overview?: AssistantMcpDiscoveryDerivedBusinessOverview | null;
   query_limitations: string[];
   reason_codes: string[];
 }
@@ -394,6 +509,54 @@ function buildValueFlowFilters(planner: AssistantMcpDiscoveryPlannerContract): A
   };
 }
 
+function buildBusinessOverviewTaxFilters(planner: AssistantMcpDiscoveryPlannerContract): AddressFilterSet | null {
+  const meaning = planner.discovery_plan.turn_meaning_ref;
+  const organization = toNonEmptyString(meaning?.explicit_organization_scope);
+  const dateScope = toNonEmptyString(meaning?.explicit_date_scope);
+  const periodFilters = dateScopeToFilters(dateScope);
+  if (!periodFilters.period_from || !periodFilters.period_to) {
+    return null;
+  }
+  return {
+    ...periodFilters,
+    ...(organization ? { organization } : {})
+  };
+}
+
+function buildBusinessOverviewDebtFilters(planner: AssistantMcpDiscoveryPlannerContract): AddressFilterSet | null {
+  const meaning = planner.discovery_plan.turn_meaning_ref;
+  const organization = toNonEmptyString(meaning?.explicit_organization_scope);
+  const dateScope = toNonEmptyString(meaning?.explicit_date_scope);
+  const asOfDate = asOfDateFromDateScope(dateScope);
+  if (!asOfDate) {
+    return null;
+  }
+  return {
+    ...dateScopeToFilters(dateScope),
+    as_of_date: asOfDate,
+    ...(organization ? { organization } : {}),
+    limit: planner.discovery_plan.execution_budget.max_rows_per_probe,
+    sort: "period_asc"
+  };
+}
+
+function buildBusinessOverviewInventoryFilters(planner: AssistantMcpDiscoveryPlannerContract): AddressFilterSet | null {
+  const meaning = planner.discovery_plan.turn_meaning_ref;
+  const organization = toNonEmptyString(meaning?.explicit_organization_scope);
+  const dateScope = toNonEmptyString(meaning?.explicit_date_scope);
+  const asOfDate = asOfDateFromDateScope(dateScope);
+  if (!asOfDate) {
+    return null;
+  }
+  return {
+    ...dateScopeToFilters(dateScope),
+    as_of_date: asOfDate,
+    ...(organization ? { organization } : {}),
+    limit: planner.discovery_plan.execution_budget.max_rows_per_probe,
+    sort: "period_asc"
+  };
+}
+
 function buildInventoryExactFilters(planner: AssistantMcpDiscoveryPlannerContract): AddressFilterSet {
   const meaning = planner.discovery_plan.turn_meaning_ref;
   const subject = firstEntityCandidate(planner);
@@ -671,6 +834,10 @@ function isValueFlowPilotEligible(planner: AssistantMcpDiscoveryPlannerContract)
   );
 }
 
+function isBusinessOverviewPilotEligible(planner: AssistantMcpDiscoveryPlannerContract): boolean {
+  return planner.selected_chain_id === "business_overview";
+}
+
 function isInventoryPilotEligible(planner: AssistantMcpDiscoveryPlannerContract): boolean {
   return (
     planner.selected_chain_id === "inventory_stock_snapshot" ||
@@ -1895,10 +2062,93 @@ function rowDocumentValue(row: Record<string, unknown>): string | null {
   return rowTextValue(row, ["Регистратор", "Registrator", "registrator", "Документ", "Document", "document"]);
 }
 
+function rowAccountValue(row: Record<string, unknown>): string | null {
+  return rowTextValue(row, ["СчетДт", "AccountDt", "account_dt", "Счет", "Account", "account"]);
+}
+
 function rowQuantityValue(row: Record<string, unknown>): number | null {
   return rowNumberValue(row, ["Количество", "Quantity", "quantity", "Qty", "qty", "Остаток", "Balance", "balance"]);
 }
 
+function rowAnalyticsTextValues(row: Record<string, unknown>): string[] {
+  const values: string[] = [];
+  const analytics = row["analytics"];
+  if (Array.isArray(analytics)) {
+    for (const item of analytics) {
+      const text = toNonEmptyString(item);
+      if (text && !values.includes(text)) {
+        values.push(text);
+      }
+    }
+  }
+  for (const key of [
+    "СубконтоДт1",
+    "СубконтоДт2",
+    "СубконтоДт3",
+    "СубконтоКт1",
+    "СубконтоКт2",
+    "СубконтоКт3",
+    "SubcontoDt1",
+    "SubcontoDt2",
+    "SubcontoDt3",
+    "SubcontoKt1",
+    "SubcontoKt2",
+    "SubcontoKt3"
+  ]) {
+    const text = toNonEmptyString(row[key]);
+    if (text && !values.includes(text)) {
+      values.push(text);
+    }
+  }
+  return values;
+}
+
+function isEmptyAnalyticToken(value: string): boolean {
+  return /^(?:0|<пусто>|пустая ссылка)$/iu.test(value.trim());
+}
+
+function isLikelyContractToken(value: string): boolean {
+  const normalized = value.trim();
+  if (!normalized || isEmptyAnalyticToken(normalized)) {
+    return false;
+  }
+  if (/(?:договор|contract|дог\.)/iu.test(normalized)) {
+    return true;
+  }
+  if (/^\d{4}-\d{2}-\d{2}/.test(normalized)) {
+    return false;
+  }
+  return normalized.length >= 3 && /[\\/]/.test(normalized);
+}
+
+function isLikelyCounterpartyToken(value: string): boolean {
+  const normalized = value.trim();
+  if (!normalized || isEmptyAnalyticToken(normalized)) {
+    return false;
+  }
+  if (/^\d{4}-\d{2}-\d{2}/.test(normalized)) {
+    return false;
+  }
+  if (/^\d+(?:[./-]\d+)*$/.test(normalized)) {
+    return false;
+  }
+  if (!/[a-zа-я]/iu.test(normalized)) {
+    return false;
+  }
+  if (/(?:договор|contract|дог\.|документ|операц|счет[-\s]?фактур|накладн|акт|поступлен|списани|плат[её]ж|банк|касса|movement|invoice|payment)/iu.test(normalized)) {
+    return false;
+  }
+  return true;
+}
+
+function rowContractValue(row: Record<string, unknown>): string | null {
+  const explicit = rowTextValue(row, ["Договор", "Contract", "contract"]);
+  if (explicit && !isEmptyAnalyticToken(explicit)) {
+    return explicit;
+  }
+  return rowAnalyticsTextValues(row).find(isLikelyContractToken) ?? null;
+}
+
 function rowCounterpartyValue(row: Record<string, unknown>): string | null {
   const candidates = [row["Контрагент"], row["Counterparty"], row["counterparty"], row["Наименование"], row["name"]];
   for (const candidate of candidates) {
@@ -1907,7 +2157,7 @@ function rowCounterpartyValue(row: Record<string, unknown>): string | null {
       return text;
     }
   }
-  return null;
+  return rowAnalyticsTextValues(row).find(isLikelyCounterpartyToken) ?? null;
 }
 
 function monthBucketFromIsoDate(isoDate: string | null): string | null {
@@ -2280,6 +2530,682 @@ function summarizeBidirectionalValueFlowRows(input: {
   return `${incomingSummary}; ${outgoingSummary}`;
 }
 
+function deriveBusinessOverviewTaxPosition(
+  result: AddressMcpQueryExecutorResult | null,
+  periodScope: string | null
+): AssistantMcpDiscoveryDerivedBusinessOverviewTaxPosition | null {
+  if (!result || result.error || result.matched_rows <= 0 || !periodScope) {
+    return null;
+  }
+
+  let salesVatAmount = 0;
+  let purchaseVatAmount = 0;
+  let rowsWithAmount = 0;
+  for (const row of result.rows) {
+    const amount = rowAmountValue(row);
+    if (amount === null) {
+      continue;
+    }
+    const marker = String(rowDocumentValue(row) ?? "").toLowerCase();
+    const account = String(rowAccountValue(row) ?? "").toLowerCase();
+    if (marker.includes("sales") || marker.includes("продаж") || account.startsWith("68")) {
+      salesVatAmount += amount;
+      rowsWithAmount += 1;
+      continue;
+    }
+    if (marker.includes("purchase") || marker.includes("покуп") || account.startsWith("19")) {
+      purchaseVatAmount += amount;
+      rowsWithAmount += 1;
+    }
+  }
+
+  if (rowsWithAmount <= 0) {
+    return null;
+  }
+
+  const netVatAmount = salesVatAmount - purchaseVatAmount;
+  const netVatDirection =
+    netVatAmount > 0
+      ? "vat_to_pay"
+      : netVatAmount < 0
+        ? "vat_to_recover_or_offset"
+        : "balanced";
+
+  return {
+    period_scope: periodScope,
+    rows_matched: result.matched_rows,
+    rows_with_amount: rowsWithAmount,
+    sales_vat_amount: salesVatAmount,
+    sales_vat_amount_human_ru: formatAmountHumanRu(salesVatAmount),
+    purchase_vat_amount: purchaseVatAmount,
+    purchase_vat_amount_human_ru: formatAmountHumanRu(purchaseVatAmount),
+    net_vat_amount: netVatAmount,
+    net_vat_amount_human_ru: formatAmountHumanRu(Math.abs(netVatAmount)),
+    net_vat_direction: netVatDirection,
+    inference_basis: "sales_book_minus_purchase_book_confirmed_1c_vat_rows"
+  };
+}
+
+function deriveBusinessOverviewDebtSide(
+  result: AddressMcpQueryExecutorResult | null
+): AssistantMcpDiscoveryBusinessOverviewDebtSideSummary {
+  if (!result || result.error || result.matched_rows <= 0) {
+    return {
+      rows_matched: 0,
+      rows_with_amount: 0,
+      total_amount: 0,
+      total_amount_human_ru: formatAmountHumanRu(0),
+      top_counterparties: []
+    };
+  }
+
+  const buckets = new Map<string, { rows_with_amount: number; total_amount: number }>();
+  let rowsWithAmount = 0;
+  let totalAmount = 0;
+  for (const row of result.rows) {
+    const amount = rowAmountValue(row);
+    if (amount === null) {
+      continue;
+    }
+    rowsWithAmount += 1;
+    totalAmount += amount;
+    const counterparty = rowCounterpartyValue(row) ?? "unknown_counterparty";
+    const current = buckets.get(counterparty) ?? { rows_with_amount: 0, total_amount: 0 };
+    current.rows_with_amount += 1;
+    current.total_amount += amount;
+    buckets.set(counterparty, current);
+  }
+
+  const topCounterparties = Array.from(buckets.entries())
+    .map(([axisValue, bucket]) => ({
+      axis_value: axisValue,
+      rows_with_amount: bucket.rows_with_amount,
+      total_amount: bucket.total_amount,
+      total_amount_human_ru: formatAmountHumanRu(bucket.total_amount)
+    }))
+    .sort((left, right) => {
+      const amountDelta = right.total_amount - left.total_amount;
+      return amountDelta !== 0 ? amountDelta : left.axis_value.localeCompare(right.axis_value, "ru");
+    })
+    .slice(0, 5);
+
+  return {
+    rows_matched: result.matched_rows,
+    rows_with_amount: rowsWithAmount,
+    total_amount: totalAmount,
+    total_amount_human_ru: formatAmountHumanRu(totalAmount),
+    top_counterparties: topCounterparties
+  };
+}
+
+function deriveBusinessOverviewDebtPosition(input: {
+  receivablesResult: AddressMcpQueryExecutorResult | null;
+  payablesResult: AddressMcpQueryExecutorResult | null;
+  debtAsOfDate: string | null;
+}): AssistantMcpDiscoveryDerivedBusinessOverviewDebtPosition | null {
+  if (!input.debtAsOfDate) {
+    return null;
+  }
+  const receivables = deriveBusinessOverviewDebtSide(input.receivablesResult);
+  const payables = deriveBusinessOverviewDebtSide(input.payablesResult);
+  if (receivables.rows_with_amount <= 0 && payables.rows_with_amount <= 0) {
+    return null;
+  }
+  const netDebtPositionAmount = receivables.total_amount - payables.total_amount;
+  const netDebtPositionDirection =
+    netDebtPositionAmount > 0
+      ? "net_receivable"
+      : netDebtPositionAmount < 0
+        ? "net_payable"
+        : "balanced";
+
+  return {
+    as_of_date: input.debtAsOfDate,
+    receivables,
+    payables,
+    net_debt_position_amount: netDebtPositionAmount,
+    net_debt_position_amount_human_ru: formatAmountHumanRu(Math.abs(netDebtPositionAmount)),
+    net_debt_position_direction: netDebtPositionDirection,
+    inference_basis: "receivables_minus_payables_confirmed_1c_balance_rows"
+  };
+}
+
+function percentageOfTotal(part: number, total: number): number | null {
+  if (!Number.isFinite(part) || !Number.isFinite(total) || total <= 0) {
+    return null;
+  }
+  return Math.round((part / total) * 10_000) / 100;
+}
+
+function deriveBusinessOverviewDebtOpenSettlementQuality(input: {
+  openContractsResult: AddressMcpQueryExecutorResult | null;
+  debtAsOfDate: string | null;
+}): AssistantMcpDiscoveryDerivedBusinessOverviewDebtOpenSettlementQuality | null {
+  if (!input.debtAsOfDate || !input.openContractsResult || input.openContractsResult.error || input.openContractsResult.matched_rows <= 0) {
+    return null;
+  }
+
+  const counterpartyBuckets = new Map<string, { rows_with_amount: number; total_amount: number }>();
+  const contractBuckets = new Map<
+    string,
+    { counterparty: string | null; rows_with_amount: number; total_amount: number }
+  >();
+  const counterparties = new Set<string>();
+  const contracts = new Set<string>();
+  let rowsWithAmount = 0;
+  let grossOpenAmount = 0;
+  let rowsWithoutCounterparty = 0;
+  let rowsWithoutContract = 0;
+
+  for (const row of input.openContractsResult.rows) {
+    const amount = rowAmountValue(row);
+    if (amount === null) {
+      continue;
+    }
+    const absAmount = Math.abs(amount);
+    if (absAmount <= 0) {
+      continue;
+    }
+    rowsWithAmount += 1;
+    grossOpenAmount += absAmount;
+
+    const counterparty = rowCounterpartyValue(row);
+    const contract = rowContractValue(row);
+    if (counterparty) {
+      counterparties.add(counterparty);
+      const current = counterpartyBuckets.get(counterparty) ?? { rows_with_amount: 0, total_amount: 0 };
+      current.rows_with_amount += 1;
+      current.total_amount += absAmount;
+      counterpartyBuckets.set(counterparty, current);
+    } else {
+      rowsWithoutCounterparty += 1;
+    }
+
+    if (contract) {
+      contracts.add(contract);
+      const current = contractBuckets.get(contract) ?? {
+        counterparty,
+        rows_with_amount: 0,
+        total_amount: 0
+      };
+      if (!current.counterparty && counterparty) {
+        current.counterparty = counterparty;
+      }
+      current.rows_with_amount += 1;
+      current.total_amount += absAmount;
+      contractBuckets.set(contract, current);
+    } else {
+      rowsWithoutContract += 1;
+    }
+  }
+
+  if (rowsWithAmount <= 0) {
+    return null;
+  }
+
+  const topCounterparties = Array.from(counterpartyBuckets.entries())
+    .map(([axisValue, bucket]) => ({
+      axis_value: axisValue,
+      rows_with_amount: bucket.rows_with_amount,
+      total_amount: bucket.total_amount,
+      total_amount_human_ru: formatAmountHumanRu(bucket.total_amount)
+    }))
+    .sort((left, right) => {
+      const amountDelta = right.total_amount - left.total_amount;
+      return amountDelta !== 0 ? amountDelta : left.axis_value.localeCompare(right.axis_value, "ru");
+    })
+    .slice(0, 5);
+
+  const topContracts = Array.from(contractBuckets.entries())
+    .map(([contract, bucket]) => ({
+      contract,
+      counterparty: bucket.counterparty,
+      rows_with_amount: bucket.rows_with_amount,
+      total_amount: bucket.total_amount,
+      total_amount_human_ru: formatAmountHumanRu(bucket.total_amount),
+      share_of_gross_open_amount_pct: percentageOfTotal(bucket.total_amount, grossOpenAmount)
+    }))
+    .sort((left, right) => {
+      const amountDelta = right.total_amount - left.total_amount;
+      return amountDelta !== 0 ? amountDelta : left.contract.localeCompare(right.contract, "ru");
+    })
+    .slice(0, 5);
+
+  return {
+    as_of_date: input.debtAsOfDate,
+    rows_matched: input.openContractsResult.matched_rows,
+    rows_with_amount: rowsWithAmount,
+    gross_open_amount: grossOpenAmount,
+    gross_open_amount_human_ru: formatAmountHumanRu(grossOpenAmount),
+    unique_counterparties: counterparties.size,
+    unique_contracts: contracts.size,
+    rows_without_counterparty: rowsWithoutCounterparty,
+    rows_without_contract: rowsWithoutContract,
+    top_counterparties: topCounterparties,
+    top_contracts: topContracts,
+    concentration_top_counterparty_pct: percentageOfTotal(topCounterparties[0]?.total_amount ?? 0, grossOpenAmount),
+    concentration_top_contract_pct: percentageOfTotal(topContracts[0]?.total_amount ?? 0, grossOpenAmount),
+    inference_basis: "open_contracts_confirmed_1c_balance_rows"
+  };
+}
+
+function daysBetweenIsoDates(leftIsoDate: string, rightIsoDate: string): number | null {
+  const leftMatch = leftIsoDate.match(/^(\d{4})-(\d{2})-(\d{2})$/);
+  const rightMatch = rightIsoDate.match(/^(\d{4})-(\d{2})-(\d{2})$/);
+  if (!leftMatch || !rightMatch) {
+    return null;
+  }
+  const left = Date.UTC(Number(leftMatch[1]), Number(leftMatch[2]) - 1, Number(leftMatch[3]));
+  const right = Date.UTC(Number(rightMatch[1]), Number(rightMatch[2]) - 1, Number(rightMatch[3]));
+  if (!Number.isFinite(left) || !Number.isFinite(right)) {
+    return null;
+  }
+  return Math.max(0, Math.floor((right - left) / 86_400_000));
+}
+
+function deriveBusinessOverviewInventoryAgingSignal(
+  result: AddressMcpQueryExecutorResult | null,
+  inventoryAsOfDate: string
+): AssistantMcpDiscoveryBusinessOverviewInventoryAgingSignal | null {
+  if (!result || result.error || result.matched_rows <= 0) {
+    return null;
+  }
+
+  const dates = result.rows
+    .map((row) => rowDateValue(row))
+    .filter((value): value is string => Boolean(value))
+    .sort((left, right) => left.localeCompare(right));
+  if (dates.length <= 0) {
+    return null;
+  }
+
+  const oldestPurchaseDate = dates[0] ?? null;
+  const latestPurchaseDate = dates[dates.length - 1] ?? null;
+  return {
+    rows_matched: result.matched_rows,
+    rows_with_purchase_date: dates.length,
+    oldest_purchase_date: oldestPurchaseDate,
+    latest_purchase_date: latestPurchaseDate,
+    max_age_days: oldestPurchaseDate ? daysBetweenIsoDates(oldestPurchaseDate, inventoryAsOfDate) : null,
+    inference_basis: "inventory_purchase_dates_from_confirmed_1c_rows"
+  };
+}
+
+function deriveBusinessOverviewInventoryPosition(input: {
+  inventoryOnHandResult: AddressMcpQueryExecutorResult | null;
+  inventoryAgingResult: AddressMcpQueryExecutorResult | null;
+  inventoryAsOfDate: string | null;
+}): AssistantMcpDiscoveryDerivedBusinessOverviewInventoryPosition | null {
+  const { inventoryAsOfDate, inventoryOnHandResult } = input;
+  if (!inventoryAsOfDate || !inventoryOnHandResult || inventoryOnHandResult.error || inventoryOnHandResult.matched_rows <= 0) {
+    return null;
+  }
+
+  const buckets = new Map<string, {
+    rows_with_amount: number;
+    rows_with_quantity: number;
+    total_amount: number;
+    total_quantity: number;
+  }>();
+  let rowsWithAmount = 0;
+  let rowsWithQuantity = 0;
+  let totalAmount = 0;
+  let totalQuantity = 0;
+
+  for (const row of inventoryOnHandResult.rows) {
+    const amount = rowAmountValue(row);
+    const quantity = rowQuantityValue(row);
+    if (amount === null && quantity === null) {
+      continue;
+    }
+    const item = rowInventoryItemValue(row) ?? "unknown_item";
+    const current = buckets.get(item) ?? {
+      rows_with_amount: 0,
+      rows_with_quantity: 0,
+      total_amount: 0,
+      total_quantity: 0
+    };
+    if (amount !== null) {
+      rowsWithAmount += 1;
+      totalAmount += amount;
+      current.rows_with_amount += 1;
+      current.total_amount += amount;
+    }
+    if (quantity !== null) {
+      rowsWithQuantity += 1;
+      totalQuantity += quantity;
+      current.rows_with_quantity += 1;
+      current.total_quantity += quantity;
+    }
+    buckets.set(item, current);
+  }
+
+  if (rowsWithAmount <= 0 && rowsWithQuantity <= 0) {
+    return null;
+  }
+
+  const topItems = Array.from(buckets.entries())
+    .map(([item, bucket]) => ({
+      item,
+      rows_with_amount: bucket.rows_with_amount,
+      rows_with_quantity: bucket.rows_with_quantity,
+      total_amount: bucket.total_amount,
+      total_amount_human_ru: formatAmountHumanRu(bucket.total_amount),
+      total_quantity: bucket.total_quantity
+    }))
+    .sort((left, right) => {
+      const amountDelta = right.total_amount - left.total_amount;
+      if (amountDelta !== 0) {
+        return amountDelta;
+      }
+      const quantityDelta = right.total_quantity - left.total_quantity;
+      return quantityDelta !== 0 ? quantityDelta : left.item.localeCompare(right.item, "ru");
+    })
+    .slice(0, 5);
+
+  return {
+    as_of_date: inventoryAsOfDate,
+    rows_matched: inventoryOnHandResult.matched_rows,
+    rows_with_amount: rowsWithAmount,
+    rows_with_quantity: rowsWithQuantity,
+    total_amount: totalAmount,
+    total_amount_human_ru: formatAmountHumanRu(totalAmount),
+    total_quantity: totalQuantity,
+    top_items: topItems,
+    aging_signal: deriveBusinessOverviewInventoryAgingSignal(input.inventoryAgingResult, inventoryAsOfDate),
+    inference_basis: "inventory_on_hand_confirmed_1c_balance_rows"
+  };
+}
+
+function deriveBusinessOverview(input: {
+  incomingResult: AssistantMcpDiscoveryCoverageAwareQueryResult | null;
+  outgoingResult: AssistantMcpDiscoveryCoverageAwareQueryResult | null;
+  lifecycleResult: AddressMcpQueryExecutorResult | null;
+  taxResult: AddressMcpQueryExecutorResult | null;
+  receivablesResult: AddressMcpQueryExecutorResult | null;
+  payablesResult: AddressMcpQueryExecutorResult | null;
+  openContractsResult: AddressMcpQueryExecutorResult | null;
+  debtAsOfDate: string | null;
+  inventoryOnHandResult: AddressMcpQueryExecutorResult | null;
+  inventoryAgingResult: AddressMcpQueryExecutorResult | null;
+  inventoryAsOfDate: string | null;
+  organizationScope: string | null;
+  periodScope: string | null;
+}): AssistantMcpDiscoveryDerivedBusinessOverview | null {
+  const incoming = deriveValueFlowSideSummary(input.incomingResult);
+  const outgoing = deriveValueFlowSideSummary(input.outgoingResult);
+  const rankedIncoming = deriveRankedValueFlow(input.incomingResult, {
+    organizationScope: input.organizationScope,
+    periodScope: input.periodScope,
+    direction: "incoming_customer_revenue",
+    rankingNeed: "top_desc"
+  });
+  const activityPeriod = deriveActivityPeriod(input.lifecycleResult);
+  const taxPosition = deriveBusinessOverviewTaxPosition(input.taxResult, input.periodScope);
+  const debtPosition = deriveBusinessOverviewDebtPosition({
+    receivablesResult: input.receivablesResult,
+    payablesResult: input.payablesResult,
+    debtAsOfDate: input.debtAsOfDate
+  });
+  const debtOpenSettlementQuality = deriveBusinessOverviewDebtOpenSettlementQuality({
+    openContractsResult: input.openContractsResult,
+    debtAsOfDate: input.debtAsOfDate
+  });
+  const inventoryPosition = deriveBusinessOverviewInventoryPosition({
+    inventoryOnHandResult: input.inventoryOnHandResult,
+    inventoryAgingResult: input.inventoryAgingResult,
+    inventoryAsOfDate: input.inventoryAsOfDate
+  });
+  const checkedSignalCount = [
+    incoming.rows_with_amount > 0,
+    outgoing.rows_with_amount > 0,
+    Boolean(activityPeriod),
+    Boolean(taxPosition),
+    Boolean(debtPosition),
+    Boolean(debtOpenSettlementQuality),
+    Boolean(inventoryPosition)
+  ].filter(Boolean).length;
+  if (checkedSignalCount <= 0) {
+    return null;
+  }
+
+  const netAmount = incoming.total_amount - outgoing.total_amount;
+  return {
+    organization_scope: input.organizationScope,
+    period_scope: input.periodScope,
+    incoming_customer_revenue: incoming,
+    outgoing_supplier_payout: outgoing,
+    net_amount: netAmount,
+    net_amount_human_ru: formatAmountHumanRu(Math.abs(netAmount)),
+    net_direction: netDirectionFromAmount(netAmount),
+    top_customers: rankedIncoming?.ranked_values ?? [],
+    activity_period: activityPeriod,
+    tax_position: taxPosition,
+    debt_position: debtPosition,
+    debt_open_settlement_quality: debtOpenSettlementQuality,
+    inventory_position: inventoryPosition,
+    coverage_limited_by_probe_limit:
+      incoming.coverage_limited_by_probe_limit || outgoing.coverage_limited_by_probe_limit,
+    checked_signal_count: checkedSignalCount,
+    missing_signal_families: [
+      "profit_margin",
+      debtPosition ? null : "debt_position",
+      debtOpenSettlementQuality ? "debt_due_date_aging_quality" : "debt_open_settlement_quality",
+      taxPosition ? null : "tax_position",
+      inventoryPosition ? "inventory_turnover_quality" : "inventory_position",
+      inventoryPosition?.aging_signal ? null : "inventory_aging_quality"
+    ].filter((item): item is string => Boolean(item)),
+    inference_basis:
+      inventoryPosition
+        ? "business_overview_from_confirmed_1c_multi_family_rows"
+        : debtOpenSettlementQuality
+          ? "business_overview_from_confirmed_1c_multi_family_rows"
+          : taxPosition && debtPosition
+            ? "business_overview_from_confirmed_1c_money_activity_tax_and_debt_rows"
+            : taxPosition
+              ? "business_overview_from_confirmed_1c_money_activity_and_tax_rows"
+              : debtPosition
+                ? "business_overview_from_confirmed_1c_money_activity_and_debt_rows"
+                : "business_overview_from_confirmed_1c_money_and_activity_rows"
+  };
+}
+
+function summarizeBusinessOverviewRows(input: {
+  incomingResult: AssistantMcpDiscoveryCoverageAwareQueryResult | null;
+  outgoingResult: AssistantMcpDiscoveryCoverageAwareQueryResult | null;
+  lifecycleResult: AddressMcpQueryExecutorResult | null;
+  taxResult: AddressMcpQueryExecutorResult | null;
+  receivablesResult: AddressMcpQueryExecutorResult | null;
+  payablesResult: AddressMcpQueryExecutorResult | null;
+  openContractsResult: AddressMcpQueryExecutorResult | null;
+  inventoryOnHandResult: AddressMcpQueryExecutorResult | null;
+  inventoryAgingResult: AddressMcpQueryExecutorResult | null;
+}): string | null {
+  const parts: string[] = [];
+  if (input.incomingResult && !input.incomingResult.error) {
+    parts.push(`${input.incomingResult.fetched_rows} incoming rows fetched, ${input.incomingResult.matched_rows} matched`);
+  }
+  if (input.outgoingResult && !input.outgoingResult.error) {
+    parts.push(`${input.outgoingResult.fetched_rows} outgoing rows fetched, ${input.outgoingResult.matched_rows} matched`);
+  }
+  if (input.lifecycleResult && !input.lifecycleResult.error) {
+    parts.push(`${input.lifecycleResult.fetched_rows} activity/document rows fetched, ${input.lifecycleResult.matched_rows} matched`);
+  }
+  if (input.taxResult && !input.taxResult.error) {
+    parts.push(`${input.taxResult.fetched_rows} VAT/tax rows fetched, ${input.taxResult.matched_rows} matched`);
+  }
+  if (input.receivablesResult && !input.receivablesResult.error) {
+    parts.push(`${input.receivablesResult.fetched_rows} receivables rows fetched, ${input.receivablesResult.matched_rows} matched`);
+  }
+  if (input.payablesResult && !input.payablesResult.error) {
+    parts.push(`${input.payablesResult.fetched_rows} payables rows fetched, ${input.payablesResult.matched_rows} matched`);
+  }
+  if (input.openContractsResult && !input.openContractsResult.error) {
+    parts.push(`${input.openContractsResult.fetched_rows} open-contract rows fetched, ${input.openContractsResult.matched_rows} matched`);
+  }
+  if (input.inventoryOnHandResult && !input.inventoryOnHandResult.error) {
+    parts.push(`${input.inventoryOnHandResult.fetched_rows} inventory on-hand rows fetched, ${input.inventoryOnHandResult.matched_rows} matched`);
+  }
+  if (input.inventoryAgingResult && !input.inventoryAgingResult.error) {
+    parts.push(`${input.inventoryAgingResult.fetched_rows} inventory aging rows fetched, ${input.inventoryAgingResult.matched_rows} matched`);
+  }
+  return parts.length > 0 ? parts.join("; ") : null;
+}
+
+function buildBusinessOverviewConfirmedFacts(derived: AssistantMcpDiscoveryDerivedBusinessOverview | null): string[] {
+  if (!derived) {
+    return [];
+  }
+  const facts: string[] = [];
+  const organization = derived.organization_scope ? ` по организации ${derived.organization_scope}` : "";
+  const period = derived.period_scope ? ` за ${derived.period_scope}` : " за все доступное проверенное окно";
+  if (derived.incoming_customer_revenue.rows_with_amount > 0) {
+    facts.push(
+      `В 1С подтверждены входящие поступления${organization}${period}: ${derived.incoming_customer_revenue.total_amount_human_ru} по ${derived.incoming_customer_revenue.rows_with_amount} строкам с суммой.`
+    );
+  }
+  if (derived.outgoing_supplier_payout.rows_with_amount > 0) {
+    facts.push(
+      `В 1С подтверждены исходящие платежи/списания${organization}${period}: ${derived.outgoing_supplier_payout.total_amount_human_ru} по ${derived.outgoing_supplier_payout.rows_with_amount} строкам с суммой.`
+    );
+  }
+  if (derived.top_customers.length > 0) {
+    const leader = derived.top_customers[0];
+    facts.push(
+      `Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`
+    );
+  }
+  if (derived.activity_period) {
+    facts.push(
+      `Подтвержденное окно активности в 1С: ${derived.activity_period.first_activity_date} — ${derived.activity_period.latest_activity_date}.`
+    );
+  }
+  if (derived.tax_position) {
+    const taxDirection =
+      derived.tax_position.net_vat_direction === "vat_to_pay"
+        ? "к уплате"
+        : derived.tax_position.net_vat_direction === "vat_to_recover_or_offset"
+          ? "к вычету/зачету"
+          : "сбалансирован";
+    facts.push(
+      `НДС-позиция за ${derived.tax_position.period_scope} подтверждена по книгам продаж/покупок: продажи ${derived.tax_position.sales_vat_amount_human_ru}, покупки/вычеты ${derived.tax_position.purchase_vat_amount_human_ru}, нетто ${taxDirection} ${derived.tax_position.net_vat_amount_human_ru}.`
+    );
+  }
+  if (derived.debt_position) {
+    const debtDirection =
+      derived.debt_position.net_debt_position_direction === "net_receivable"
+        ? "в пользу дебиторки"
+        : derived.debt_position.net_debt_position_direction === "net_payable"
+          ? "в сторону кредиторки"
+          : "сбалансировано";
+    facts.push(
+      `Долговая позиция на ${derived.debt_position.as_of_date} подтверждена по срезам дебиторки/кредиторки 1С: дебиторка ${derived.debt_position.receivables.total_amount_human_ru}, кредиторка ${derived.debt_position.payables.total_amount_human_ru}, нетто ${debtDirection} ${derived.debt_position.net_debt_position_amount_human_ru}.`
+    );
+  }
+  if (derived.debt_open_settlement_quality) {
+    const quality = derived.debt_open_settlement_quality;
+    const leader = quality.top_contracts[0];
+    const leaderShareText = leader?.share_of_gross_open_amount_pct === null || leader?.share_of_gross_open_amount_pct === undefined
+      ? ""
+      : ` (${leader.share_of_gross_open_amount_pct}%)`;
+    const leaderText = leader
+      ? ` Крупнейший открытый договор: ${leader.contract}${leader.counterparty ? ` / ${leader.counterparty}` : ""} — ${leader.total_amount_human_ru}${leaderShareText}.`
+      : "";
+    facts.push(
+      `Качество открытых расчетов на ${quality.as_of_date} проверено по договорным остаткам 60/62/76: брутто ${quality.gross_open_amount_human_ru}, договоров ${quality.unique_contracts}, контрагентов ${quality.unique_counterparties}.${leaderText}`
+    );
+  }
+  if (derived.inventory_position) {
+    const leader = derived.inventory_position.top_items[0];
+    const leaderText = leader
+      ? ` Крупнейшая подтвержденная позиция: ${leader.item} — ${leader.total_amount_human_ru}.`
+      : "";
+    facts.push(
+      `Складской срез на ${derived.inventory_position.as_of_date} подтвержден по 1С: остаток ${derived.inventory_position.total_amount_human_ru} по ${derived.inventory_position.rows_with_amount} строкам с суммой и ${derived.inventory_position.rows_with_quantity} строкам с количеством.${leaderText}`
+    );
+    if (derived.inventory_position.aging_signal?.oldest_purchase_date) {
+      const ageText = derived.inventory_position.aging_signal.max_age_days === null
+        ? ""
+        : `, максимальный возраст сигнала ${derived.inventory_position.aging_signal.max_age_days} дн.`;
+      facts.push(
+        `Возрастной сигнал склада подтвержден по найденным строкам закупок: самая ранняя дата ${derived.inventory_position.aging_signal.oldest_purchase_date}${ageText}.`
+      );
+    }
+  }
+  return facts;
+}
+
+function buildBusinessOverviewInferredFacts(derived: AssistantMcpDiscoveryDerivedBusinessOverview | null): string[] {
+  if (!derived) {
+    return [];
+  }
+  if (
+    derived.incoming_customer_revenue.rows_with_amount <= 0 &&
+    derived.outgoing_supplier_payout.rows_with_amount <= 0
+  ) {
+    return [];
+  }
+  const direction =
+    derived.net_direction === "net_incoming"
+      ? "денежный поток в проверенном срезе больше входящий, чем исходящий"
+      : derived.net_direction === "net_outgoing"
+        ? "денежный поток в проверенном срезе больше исходящий, чем входящий"
+        : "входящий и исходящий денежный поток в проверенном срезе примерно сбалансированы";
+  return [
+    `Расчетное нетто по найденным строкам: ${derived.net_amount_human_ru}; ${direction}.`,
+    "Это операционный денежный сигнал по найденным строкам 1С, а не прибыль, маржа или бухгалтерское заключение о здоровье бизнеса."
+  ];
+}
+
+function buildBusinessOverviewUnknownFacts(derived: AssistantMcpDiscoveryDerivedBusinessOverview | null): string[] {
+  const missing = new Set(derived?.missing_signal_families ?? [
+    "profit_margin",
+    "debt_position",
+    "tax_position",
+    "inventory_position"
+  ]);
+  const unknowns = [
+    missing.has("profit_margin")
+      ? "Прибыль и маржа этим бизнес-обзором не подтверждены: нужны себестоимость, расходы и закрывающие документы."
+      : null,
+    missing.has("debt_quality")
+      ? "Качество дебиторки/кредиторки этим бизнес-обзором не подтверждено: нужен отдельный долговой срез."
+      : null,
+    missing.has("debt_position")
+      ? "Дебиторка/кредиторка этим бизнес-обзором не подтверждены: нужен отдельный долговой срез на явную дату."
+      : null,
+    missing.has("debt_aging_quality")
+      ? "Качество долга и просрочка этим бизнес-обзором не подтверждены: текущий долговой срез показывает только суммы на дату, без aging/due-date анализа."
+      : null,
+    missing.has("debt_open_settlement_quality")
+      ? "Качество открытых расчетов этим бизнес-обзором не подтверждено: нужен срез открытых договоров на явную дату."
+      : null,
+    missing.has("debt_due_date_aging_quality")
+      ? "Просрочка и due-date aging этим бизнес-обзором не подтверждены: открытые договоры показывают концентрацию остатков, но не договорные сроки оплаты."
+      : null,
+    missing.has("tax_position")
+      ? "Налоговая/VAT-позиция этим бизнес-обзором не подтверждена: нужен отдельный налоговый контур или явный проверяемый период."
+      : null,
+    missing.has("inventory_health")
+      ? "Складская ликвидность и товарные остатки этим бизнес-обзором не подтверждены: нужен отдельный inventory-срез."
+      : null
+    ,
+    missing.has("inventory_position")
+      ? "Складской остаток этим бизнес-обзором не подтвержден: нужен отдельный inventory-срез на явную дату."
+      : null,
+    missing.has("inventory_aging_quality")
+      ? "Возраст, залежалость и ликвидность склада этим бизнес-обзором не подтверждены: текущий складской срез показывает только остаток на дату без полноценной оборачиваемости."
+      : null,
+    missing.has("inventory_turnover_quality")
+      ? "Скорость продаж, оборачиваемость и ликвидность склада этим бизнес-обзором не подтверждены: нужен отдельный inventory/продажный анализ, а не только остаток на дату."
+      : null
+  ].filter((item): item is string => Boolean(item));
+  if (derived?.coverage_limited_by_probe_limit) {
+    unknowns.unshift("Полное покрытие бизнес-обзора не подтверждено: хотя бы один денежный probe достиг лимита строк.");
+  }
+  return unknowns;
+}
+
 function buildLifecycleConfirmedFacts(result: AddressMcpQueryExecutorResult, counterparty: string | null): string[] {
   if (result.error || result.matched_rows <= 0) {
     return [];
@@ -2796,6 +3722,7 @@ export async function executeAssistantMcpDiscoveryPilot(
   const movementPilotEligible = isMovementEvidencePilotEligible(planner);
   const lifecyclePilotEligible = isLifecyclePilotEligible(planner);
   const valueFlowPilotEligible = isValueFlowPilotEligible(planner);
+  const businessOverviewPilotEligible = isBusinessOverviewPilotEligible(planner);
   const entityResolutionPilotEligible = isEntityResolutionPilotEligible(planner);
   const inventoryPilotEligible = isInventoryPilotEligible(planner);
 
@@ -2805,6 +3732,7 @@ export async function executeAssistantMcpDiscoveryPilot(
     !movementPilotEligible &&
     !lifecyclePilotEligible &&
     !valueFlowPilotEligible &&
+    !businessOverviewPilotEligible &&
     !entityResolutionPilotEligible &&
     !inventoryPilotEligible
   ) {
@@ -2988,6 +3916,365 @@ export async function executeAssistantMcpDiscoveryPilot(
     };
   }
 
+  if (businessOverviewPilotEligible) {
+    let incomingResult: AssistantMcpDiscoveryCoverageAwareQueryResult | null = null;
+    let outgoingResult: AssistantMcpDiscoveryCoverageAwareQueryResult | null = null;
+    let lifecycleResult: AddressMcpQueryExecutorResult | null = null;
+    let taxResult: AddressMcpQueryExecutorResult | null = null;
+    let receivablesResult: AddressMcpQueryExecutorResult | null = null;
+    let payablesResult: AddressMcpQueryExecutorResult | null = null;
+    let openContractsResult: AddressMcpQueryExecutorResult | null = null;
+    let inventoryOnHandResult: AddressMcpQueryExecutorResult | null = null;
+    let inventoryAgingResult: AddressMcpQueryExecutorResult | null = null;
+    const valueFilters = buildValueFlowFilters(planner);
+    const lifecycleFilters = buildLifecycleFilters(planner);
+    const taxFilters = buildBusinessOverviewTaxFilters(planner);
+    const debtFilters = buildBusinessOverviewDebtFilters(planner);
+    const inventoryFilters = buildBusinessOverviewInventoryFilters(planner);
+    const debtAsOfDate = toNonEmptyString(debtFilters?.as_of_date);
+    const inventoryAsOfDate = toNonEmptyString(inventoryFilters?.as_of_date);
+    const incomingSelection = selectAddressRecipe("customer_revenue_and_payments", valueFilters);
+    const outgoingSelection = selectAddressRecipe("supplier_payouts_profile", valueFilters);
+    const lifecycleSelection = selectAddressRecipe("counterparty_activity_lifecycle", lifecycleFilters);
+    const taxSelection = taxFilters
+      ? selectAddressRecipe("vat_liability_confirmed_for_tax_period", taxFilters)
+      : null;
+    const receivablesSelection = debtFilters
+      ? selectAddressRecipe("receivables_confirmed_as_of_date", debtFilters)
+      : null;
+    const payablesSelection = debtFilters
+      ? selectAddressRecipe("payables_confirmed_as_of_date", debtFilters)
+      : null;
+    const openContractsSelection = debtFilters
+      ? selectAddressRecipe("open_contracts_confirmed_as_of_date", debtFilters)
+      : null;
+    const inventoryOnHandSelection = inventoryFilters
+      ? selectAddressRecipe("inventory_on_hand_as_of_date", inventoryFilters)
+      : null;
+    const inventoryAgingSelection = inventoryFilters
+      ? selectAddressRecipe("inventory_aging_by_purchase_date", inventoryFilters)
+      : null;
+
+    if (!incomingSelection.selected_recipe || !outgoingSelection.selected_recipe || !lifecycleSelection.selected_recipe) {
+      pushReason(reasonCodes, "pilot_business_overview_recipe_not_available");
+      const missing = [
+        incomingSelection.selected_recipe ? null : "customer_revenue_and_payments",
+        outgoingSelection.selected_recipe ? null : "supplier_payouts_profile",
+        lifecycleSelection.selected_recipe ? null : "counterparty_activity_lifecycle"
+      ].filter((item): item is string => Boolean(item));
+      const evidence = buildEmptyEvidence(planner, dryRun, probeResults, "Business overview recipe is not available");
+      return {
+        schema_version: ASSISTANT_MCP_DISCOVERY_PILOT_EXECUTOR_SCHEMA_VERSION,
+        policy_owner: "assistantMcpDiscoveryPilotExecutor",
+        pilot_status: "unsupported",
+        pilot_scope: "business_overview_route_template_v1",
+        dry_run: dryRun,
+        mcp_execution_performed: false,
+        executed_primitives: executedPrimitives,
+        skipped_primitives: skippedPrimitives,
+        probe_results: probeResults,
+        evidence,
+        source_rows_summary: null,
+        derived_metadata_surface: null,
+        derived_entity_resolution: null,
+        derived_activity_period: null,
+        derived_value_flow: null,
+        derived_bidirectional_value_flow: null,
+        query_limitations: [`Business overview recipe is not available: ${missing.join(", ")}`],
+        reason_codes: reasonCodes
+      };
+    }
+
+    pushReason(reasonCodes, "pilot_business_overview_recipes_selected");
+    if (taxSelection?.selected_recipe) {
+      pushReason(reasonCodes, "pilot_business_overview_tax_recipe_selected");
+    } else if (!taxFilters) {
+      pushReason(reasonCodes, "pilot_business_overview_tax_probe_skipped_without_explicit_period");
+    } else {
+      pushReason(reasonCodes, "pilot_business_overview_tax_recipe_not_available");
+      pushUnique(queryLimitations, "Business overview VAT/tax probe requires an executable tax-period recipe");
+    }
+    if (receivablesSelection?.selected_recipe && payablesSelection?.selected_recipe) {
+      pushReason(reasonCodes, "pilot_business_overview_debt_recipes_selected");
+    } else if (!debtFilters) {
+      pushReason(reasonCodes, "pilot_business_overview_debt_probe_skipped_without_explicit_as_of_date");
+    } else {
+      pushReason(reasonCodes, "pilot_business_overview_debt_recipe_not_available");
+      pushUnique(queryLimitations, "Business overview debt-position probe requires executable receivables/payables as-of-date recipes");
+    }
+    if (openContractsSelection?.selected_recipe) {
+      pushReason(reasonCodes, "pilot_business_overview_open_contracts_recipe_selected");
+    } else if (!debtFilters) {
+      pushReason(reasonCodes, "pilot_business_overview_open_contracts_probe_skipped_without_explicit_as_of_date");
+    } else {
+      pushReason(reasonCodes, "pilot_business_overview_open_contracts_recipe_not_available");
+      pushUnique(queryLimitations, "Business overview open-settlement quality probe requires executable open-contracts as-of-date recipe");
+    }
+    if (inventoryOnHandSelection?.selected_recipe) {
+      pushReason(reasonCodes, "pilot_business_overview_inventory_on_hand_recipe_selected");
+      if (inventoryAgingSelection?.selected_recipe) {
+        pushReason(reasonCodes, "pilot_business_overview_inventory_aging_recipe_selected");
+      }
+    } else if (!inventoryFilters) {
+      pushReason(reasonCodes, "pilot_business_overview_inventory_probe_skipped_without_explicit_as_of_date");
+    } else {
+      pushReason(reasonCodes, "pilot_business_overview_inventory_recipe_not_available");
+      pushUnique(queryLimitations, "Business overview inventory-position probe requires an executable inventory on-hand as-of-date recipe");
+    }
+    for (const step of dryRun.execution_steps) {
+      if (step.primitive_id === "query_movements") {
+        const incomingExecution = await executeCoverageAwareValueFlowQuery({
+          primitiveId: step.primitive_id,
+          recipePlanBuilder: (scopedFilters) => buildAddressRecipePlan(incomingSelection.selected_recipe!, scopedFilters),
+          baseFilters: valueFilters,
+          dateScope,
+          maxProbeCount: planner.discovery_plan.execution_budget.max_probe_count,
+          maxRowsPerProbe: planner.discovery_plan.execution_budget.max_rows_per_probe,
+          deps: runtimeDeps
+        });
+        const outgoingExecution = await executeCoverageAwareValueFlowQuery({
+          primitiveId: step.primitive_id,
+          recipePlanBuilder: (scopedFilters) => buildAddressRecipePlan(outgoingSelection.selected_recipe!, scopedFilters),
+          baseFilters: valueFilters,
+          dateScope,
+          maxProbeCount: planner.discovery_plan.execution_budget.max_probe_count,
+          maxRowsPerProbe: planner.discovery_plan.execution_budget.max_rows_per_probe,
+          deps: runtimeDeps
+        });
+        incomingResult = incomingExecution.result;
+        outgoingResult = outgoingExecution.result;
+        if (taxSelection?.selected_recipe) {
+          const taxPlan = buildAddressRecipePlan(taxSelection.selected_recipe, taxFilters!);
+          taxResult = await runtimeDeps.executeAddressMcpQuery({
+            query: taxPlan.query,
+            limit: taxPlan.limit,
+            account_scope: taxPlan.account_scope
+          });
+        }
+        if (receivablesSelection?.selected_recipe && payablesSelection?.selected_recipe) {
+          const receivablesPlan = buildAddressRecipePlan(receivablesSelection.selected_recipe, debtFilters!);
+          receivablesResult = await runtimeDeps.executeAddressMcpQuery({
+            query: receivablesPlan.query,
+            limit: receivablesPlan.limit,
+            account_scope: receivablesPlan.account_scope
+          });
+          const payablesPlan = buildAddressRecipePlan(payablesSelection.selected_recipe, debtFilters!);
+          payablesResult = await runtimeDeps.executeAddressMcpQuery({
+            query: payablesPlan.query,
+            limit: payablesPlan.limit,
+            account_scope: payablesPlan.account_scope
+          });
+        }
+        if (openContractsSelection?.selected_recipe) {
+          const openContractsPlan = buildAddressRecipePlan(openContractsSelection.selected_recipe, debtFilters!);
+          openContractsResult = await runtimeDeps.executeAddressMcpQuery({
+            query: openContractsPlan.query,
+            limit: openContractsPlan.limit,
+            account_scope: openContractsPlan.account_scope
+          });
+        }
+        if (inventoryOnHandSelection?.selected_recipe) {
+          const inventoryOnHandPlan = buildAddressRecipePlan(inventoryOnHandSelection.selected_recipe, inventoryFilters!);
+          inventoryOnHandResult = await runtimeDeps.executeAddressMcpQuery({
+            query: inventoryOnHandPlan.query,
+            limit: inventoryOnHandPlan.limit,
+            account_scope: inventoryOnHandPlan.account_scope
+          });
+          if (inventoryAgingSelection?.selected_recipe) {
+            const inventoryAgingPlan = buildAddressRecipePlan(inventoryAgingSelection.selected_recipe, inventoryFilters!);
+            inventoryAgingResult = await runtimeDeps.executeAddressMcpQuery({
+              query: inventoryAgingPlan.query,
+              limit: inventoryAgingPlan.limit,
+              account_scope: inventoryAgingPlan.account_scope
+            });
+          }
+        }
+        pushUnique(executedPrimitives, step.primitive_id);
+        probeResults.push(...incomingExecution.probe_results, ...outgoingExecution.probe_results);
+        if (taxResult) {
+          probeResults.push(queryResultToProbeResult(step.primitive_id, taxResult));
+        }
+        if (receivablesResult) {
+          probeResults.push(queryResultToProbeResult(step.primitive_id, receivablesResult));
+        }
+        if (payablesResult) {
+          probeResults.push(queryResultToProbeResult(step.primitive_id, payablesResult));
+        }
+        if (openContractsResult) {
+          probeResults.push(queryResultToProbeResult(step.primitive_id, openContractsResult));
+        }
+        if (inventoryOnHandResult) {
+          probeResults.push(queryResultToProbeResult(step.primitive_id, inventoryOnHandResult));
+        }
+        if (inventoryAgingResult) {
+          probeResults.push(queryResultToProbeResult(step.primitive_id, inventoryAgingResult));
+        }
+        for (const limitation of [...incomingExecution.query_limitations, ...outgoingExecution.query_limitations]) {
+          pushUnique(queryLimitations, limitation);
+        }
+        if (incomingResult?.error) {
+          pushReason(reasonCodes, "pilot_business_overview_incoming_query_mcp_error");
+        }
+        if (outgoingResult?.error) {
+          pushReason(reasonCodes, "pilot_business_overview_outgoing_query_mcp_error");
+        }
+        if (!incomingResult?.error || !outgoingResult?.error) {
+          pushReason(reasonCodes, "pilot_business_overview_query_movements_mcp_executed");
+        }
+        if (taxResult?.error) {
+          pushUnique(queryLimitations, taxResult.error);
+          pushReason(reasonCodes, "pilot_business_overview_tax_query_mcp_error");
+        } else if (taxResult) {
+          pushReason(reasonCodes, "pilot_business_overview_tax_query_mcp_executed");
+        }
+        if (receivablesResult?.error) {
+          pushUnique(queryLimitations, receivablesResult.error);
+          pushReason(reasonCodes, "pilot_business_overview_receivables_query_mcp_error");
+        } else if (receivablesResult) {
+          pushReason(reasonCodes, "pilot_business_overview_receivables_query_mcp_executed");
+        }
+        if (payablesResult?.error) {
+          pushUnique(queryLimitations, payablesResult.error);
+          pushReason(reasonCodes, "pilot_business_overview_payables_query_mcp_error");
+        } else if (payablesResult) {
+          pushReason(reasonCodes, "pilot_business_overview_payables_query_mcp_executed");
+        }
+        if (
+          (receivablesResult && !receivablesResult.error) ||
+          (payablesResult && !payablesResult.error)
+        ) {
+          pushReason(reasonCodes, "pilot_business_overview_debt_query_mcp_executed");
+        }
+        if (openContractsResult?.error) {
+          pushUnique(queryLimitations, openContractsResult.error);
+          pushReason(reasonCodes, "pilot_business_overview_open_contracts_query_mcp_error");
+        } else if (openContractsResult) {
+          pushReason(reasonCodes, "pilot_business_overview_open_contracts_query_mcp_executed");
+        }
+        if (inventoryOnHandResult?.error) {
+          pushUnique(queryLimitations, inventoryOnHandResult.error);
+          pushReason(reasonCodes, "pilot_business_overview_inventory_on_hand_query_mcp_error");
+        } else if (inventoryOnHandResult) {
+          pushReason(reasonCodes, "pilot_business_overview_inventory_on_hand_query_mcp_executed");
+        }
+        if (inventoryAgingResult?.error) {
+          pushUnique(queryLimitations, inventoryAgingResult.error);
+          pushReason(reasonCodes, "pilot_business_overview_inventory_aging_query_mcp_error");
+        } else if (inventoryAgingResult) {
+          pushReason(reasonCodes, "pilot_business_overview_inventory_aging_query_mcp_executed");
+        }
+        if (
+          (inventoryOnHandResult && !inventoryOnHandResult.error) ||
+          (inventoryAgingResult && !inventoryAgingResult.error)
+        ) {
+          pushReason(reasonCodes, "pilot_business_overview_inventory_query_mcp_executed");
+        }
+        continue;
+      }
+
+      if (step.primitive_id === "query_documents") {
+        const lifecyclePlan = buildAddressRecipePlan(lifecycleSelection.selected_recipe, lifecycleFilters);
+        lifecycleResult = await runtimeDeps.executeAddressMcpQuery({
+          query: lifecyclePlan.query,
+          limit: lifecyclePlan.limit,
+          account_scope: lifecyclePlan.account_scope
+        });
+        pushUnique(executedPrimitives, step.primitive_id);
+        probeResults.push(queryResultToProbeResult(step.primitive_id, lifecycleResult));
+        if (lifecycleResult.error) {
+          pushUnique(queryLimitations, lifecycleResult.error);
+          pushReason(reasonCodes, "pilot_business_overview_query_documents_mcp_error");
+        } else {
+          pushReason(reasonCodes, "pilot_business_overview_query_documents_mcp_executed");
+        }
+        continue;
+      }
+
+      skippedPrimitives.push(step.primitive_id);
+      probeResults.push(skippedProbeResult(step, "pilot_business_overview_derives_aggregate_coverage_and_explanation"));
+    }
+
+    const derivedBusinessOverview = deriveBusinessOverview({
+      incomingResult,
+      outgoingResult,
+      lifecycleResult,
+      taxResult,
+      receivablesResult,
+      payablesResult,
+      openContractsResult,
+      debtAsOfDate,
+      inventoryOnHandResult,
+      inventoryAgingResult,
+      inventoryAsOfDate,
+      organizationScope,
+      periodScope: dateScope
+    });
+    if (derivedBusinessOverview) {
+      pushReason(reasonCodes, "pilot_derived_business_overview_from_confirmed_rows");
+      if (derivedBusinessOverview.top_customers.length > 0) {
+        pushReason(reasonCodes, "pilot_derived_business_overview_top_customers_from_confirmed_rows");
+      }
+      if (derivedBusinessOverview.activity_period) {
+        pushReason(reasonCodes, "pilot_derived_business_overview_activity_window_from_confirmed_rows");
+      }
+      if (derivedBusinessOverview.tax_position) {
+        pushReason(reasonCodes, "pilot_derived_business_overview_tax_position_from_confirmed_rows");
+      }
+      if (derivedBusinessOverview.debt_position) {
+        pushReason(reasonCodes, "pilot_derived_business_overview_debt_position_from_confirmed_rows");
+      }
+      if (derivedBusinessOverview.debt_open_settlement_quality) {
+        pushReason(reasonCodes, "pilot_derived_business_overview_open_settlement_quality_from_confirmed_rows");
+      }
+      if (derivedBusinessOverview.inventory_position) {
+        pushReason(reasonCodes, "pilot_derived_business_overview_inventory_position_from_confirmed_rows");
+      }
+    }
+    const sourceRowsSummary = summarizeBusinessOverviewRows({
+      incomingResult,
+      outgoingResult,
+      lifecycleResult,
+      taxResult,
+      receivablesResult,
+      payablesResult,
+      openContractsResult,
+      inventoryOnHandResult,
+      inventoryAgingResult
+    });
+    const evidence = resolveAssistantMcpDiscoveryEvidence({
+      plan: planner.discovery_plan,
+      probeResults,
+      confirmedFacts: buildBusinessOverviewConfirmedFacts(derivedBusinessOverview),
+      inferredFacts: buildBusinessOverviewInferredFacts(derivedBusinessOverview),
+      unknownFacts: buildBusinessOverviewUnknownFacts(derivedBusinessOverview),
+      sourceRowsSummary,
+      queryLimitations,
+      recommendedNextProbe: "explain_evidence_basis"
+    });
+
+    return {
+      schema_version: ASSISTANT_MCP_DISCOVERY_PILOT_EXECUTOR_SCHEMA_VERSION,
+      policy_owner: "assistantMcpDiscoveryPilotExecutor",
+      pilot_status: "executed",
+      pilot_scope: "business_overview_route_template_v1",
+      dry_run: dryRun,
+      mcp_execution_performed: executedPrimitives.length > 0,
+      executed_primitives: executedPrimitives,
+      skipped_primitives: skippedPrimitives,
+      probe_results: probeResults,
+      evidence,
+      source_rows_summary: sourceRowsSummary,
+      derived_metadata_surface: null,
+      derived_entity_resolution: null,
+      derived_activity_period: null,
+      derived_value_flow: null,
+      derived_bidirectional_value_flow: null,
+      derived_business_overview: derivedBusinessOverview,
+      query_limitations: queryLimitations,
+      reason_codes: reasonCodes
+    };
+  }
+
   if (metadataPilotEligible) {
     let metadataResult: AddressMcpMetadataRowsResult | null = null;
     const metadataScope = metadataScopeForPlanner(planner);
diff --git a/llm_normalizer/backend/src/services/assistantMcpDiscoveryTurnInputAdapter.ts b/llm_normalizer/backend/src/services/assistantMcpDiscoveryTurnInputAdapter.ts
index e4b4f01..23dcea2 100644
--- a/llm_normalizer/backend/src/services/assistantMcpDiscoveryTurnInputAdapter.ts
+++ b/llm_normalizer/backend/src/services/assistantMcpDiscoveryTurnInputAdapter.ts
@@ -682,6 +682,12 @@ function hasLifecycleSignal(text: string): boolean {
   );
 }
 
+function hasBusinessOverviewSignal(text: string): boolean {
+  return /(?:\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u0430\u0443\u0434\u0438\u0442|\u043f\u043e\u043b\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u0441\u0432\u043e\u0434\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u043a\u0430\u043a\s+\u0442\u044b\s+\u043e\u0446\u0435\u043d(?:\u0438\u0448\u044c|\u0438)\s+\u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442|\u043a\u043e\u043c\u043f\u0430\u043d(?:\u0438\u0438|\u0438\u044e|\u0438\u044f)\s+\u0432\s+\u0446\u0435\u043b\u043e\u043c|company\s+(?:analysis|overview)|business\s+(?:overview|audit)|llm[-\s]?audit|бизнес[-\s]?обзор|бизнес[-\s]?аудит)/iu.test(
+    text
+  );
+}
+
 function hasValueFlowSignal(text: string): boolean {
   return /(?:оборот|выручк|оплат|плат[её]ж|заплат|перечисл|списан|расход|исходящ|входящ|получ(?:ил|ено|ен)|поступил|поступлен|денежн[а-яёa-z0-9_-]*\s+поток|(?<!\p{L})заработ(?:ал|али|ало|аем|ает|ать|ано|ок)(?!\p{L})|supplier|value[-\s]?flow|turnover|revenue|payment|payout|outflow|cash\s+flow|\bearn(?:ed|ing|ings)?\b)/iu.test(
     text
@@ -737,7 +743,14 @@ function extractOrganizationScopeFromRawText(value: unknown): string | null {
   if (!match?.[1]) {
     return null;
   }
-  return toNonEmptyString(match[1]);
+  return toNonEmptyString(
+    match[1]
+      .replace(
+        /\s+(?:\u043f\u043e\s+\u0434\u0430\u043d\u043d\u044b\u043c\s+1\u0441|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u0437\u0430\s+(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})(?:\s+\u0433(?:\u043e\u0434|\.)?)?|\u043d\u0430\s+(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})|\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0434\u0430\u0439\s+\u0431\u0438\u0437\u043d\u0435\u0441-?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441-?\u043e\u0431\u0437\u043e\u0440|\u043d\u043e\s+\u043d\u0435).*$/iu,
+        ""
+      )
+      .trim()
+  );
 }
 
 function hasMonthlyAggregationSignal(text: string): boolean {
@@ -747,7 +760,7 @@ function hasMonthlyAggregationSignal(text: string): boolean {
 }
 
 function hasAllTimeScopeHint(text: string): boolean {
-  return /(?:\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0437\u0430\s+\u043b\u044e\u0431\u043e\u0439\s+\u043f\u0435\u0440\u0438\u043e\u0434|for\s+all\s+time|all\s+time|entire\s+period|full\s+history|any\s+period)/iu.test(
+  return /(?:\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0437\u0430\s+\u043b\u044e\u0431\u043e\u0439\s+\u043f\u0435\u0440\u0438\u043e\u0434|for\s+all\s+time|all\s+time|entire\s+period|full\s+history|any\s+period)/iu.test(
     text
   );
 }
@@ -1000,6 +1013,22 @@ function hasExplicitDateScopeLiteral(text: string): boolean {
   return /(?:\b(?:19|20)\d{2}\b|\b\d{4}-\d{2}-\d{2}\b|\b\d{4}-\d{2}\b)/iu.test(text);
 }
 
+function stripNegatedTaxDateScopeClauses(text: string): string {
+  const dateScopeLiteral = String.raw`\b(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})\b`;
+  const taxToken = String.raw`(?:\u043d\u0434\u0441|vat)`;
+  const scopeToken = String.raw`(?:\u0437\u0430|\u043d\u0430|\u043f\u043e|for|in)`;
+  const negatedVerb = String.raw`(?:\u0442\u0430\u0449\u0438(?:\u0442\u044c)?|\u0431\u0435\u0440\u0438|\u0431\u0440\u0430\u0442\u044c|\u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0439(?:\u0442\u0435)?|\u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c|\u0441\u0447\u0438\u0442\u0430\u0439(?:\u0442\u0435)?|\u0441\u0447\u0438\u0442\u0430\u0442\u044c|\u043f\u043e\u0434\u0442\u044f\u0433\u0438\u0432\u0430\u0439(?:\u0442\u0435)?|\u043f\u043e\u0434\u0442\u044f\u0433\u0438\u0432\u0430\u0442\u044c|\u043f\u0435\u0440\u0435\u043d\u043e\u0441\u0438|\u043f\u0435\u0440\u0435\u043d\u043e\u0441\u0438\u0442\u044c|pull|reuse|use|carry)`;
+  const direct = new RegExp(
+    String.raw`(?:^|[\s,;:])(?:\u043d\u0435\s+${negatedVerb}\s+${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}|\u0431\u0435\u0437\s+${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}|do\s+not\s+(?:${negatedVerb}\s+)?${taxToken}\s+${scopeToken}\s+${dateScopeLiteral})`,
+    "giu"
+  );
+  const reversed = new RegExp(
+    String.raw`${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}\s+(?:\u043d\u0435\s+${negatedVerb}|do\s+not\s+(?:${negatedVerb})?)`,
+    "giu"
+  );
+  return text.replace(direct, " ").replace(reversed, " ");
+}
+
 function collectDateScopeFromRawText(text: string): string | null {
   const isoDate = text.match(/\b(\d{4}-\d{2}-\d{2})\b/u);
   if (isoDate?.[1]) {
@@ -1040,6 +1069,9 @@ function semanticNeedFor(input: {
   entityResolutionSignal: boolean;
 }): string | null {
   const combined = compactLower(`${input.domain ?? ""} ${input.action ?? ""} ${input.unsupported ?? ""}`);
+  if (/(?:broad_business_evaluation|broad_evaluation|business_summary|business_overview|company analysis|business audit)/iu.test(combined)) {
+    return "business overview evidence with bounded analyst interpretation";
+  }
   if (input.metadataSignal || /(?:metadata|schema|catalog|inspect_(?:catalog|documents|registers|fields))/iu.test(combined)) {
     return "1C metadata evidence";
   }
@@ -1133,9 +1165,12 @@ export function buildAssistantMcpDiscoveryTurnInput(
   const rawReferentialDocumentExclusionSignal = hasReferentialDocumentExclusionFollowupSignal(
     repairedUserText ?? rawUserText ?? ""
   );
-  const rawLifecycleSignal = hasLifecycleSignal(rawText);
-  const rawBidirectionalValueFlowSignal = !rawLifecycleSignal && hasBidirectionalValueFlowSignal(rawText);
+  const rawBusinessOverviewSignal = hasBusinessOverviewSignal(rawText);
+  const rawLifecycleSignal = !rawBusinessOverviewSignal && hasLifecycleSignal(rawText);
+  const rawBidirectionalValueFlowSignal =
+    !rawBusinessOverviewSignal && !rawLifecycleSignal && hasBidirectionalValueFlowSignal(rawText);
   const rawValueFlowSignal =
+    !rawBusinessOverviewSignal &&
     !rawLifecycleSignal &&
     (hasValueFlowSignal(rawText) || hasValueRankingSignal(rawText) || rawBidirectionalValueFlowSignal);
   const rawMetadataSignal =
@@ -1150,9 +1185,14 @@ export function buildAssistantMcpDiscoveryTurnInput(
     rawValueFlowSignal && hasValueFlowAggregateQuestionSignal(rawText);
   const monthlyAggregationSignal = hasMonthlyAggregationSignal(rawText);
   const rawAllTimeScopeSignal = hasAllTimeScopeHint(rawText);
-  const explicitDateScopeLiteralDetected = hasExplicitDateScopeLiteral(rawText);
+  const dateScopeSignalText = stripNegatedTaxDateScopeClauses(rawText);
+  const negatedTaxDateScopeOnlySignal =
+    dateScopeSignalText !== rawText &&
+    hasExplicitDateScopeLiteral(rawText) &&
+    !hasExplicitDateScopeLiteral(dateScopeSignalText);
+  const explicitDateScopeLiteralDetected = hasExplicitDateScopeLiteral(dateScopeSignalText);
   const relativeCurrentDateHintDetected = hasRelativeCurrentDateHint(rawText);
-  const rawDateScope = collectDateScopeFromRawText(rawText);
+  const rawDateScope = collectDateScopeFromRawText(dateScopeSignalText);
   const rawMetadataScopeHint = rawMetadataSignal ? metadataScopeHintFromRawText(rawText) : null;
   const rawEntityCandidate = rawEntityResolutionSignal ? rawEntityResolutionCandidate(rawEntitySourceText) : null;
   const entityResolutionClarificationCandidate =
@@ -1171,6 +1211,12 @@ export function buildAssistantMcpDiscoveryTurnInput(
   const rawAggregationAxis = toNonEmptyString(assistantTurnMeaning?.asked_aggregation_axis);
   const unsupported = toNonEmptyString(assistantTurnMeaning?.unsupported_but_understood_family);
   const broadBusinessEvaluationUnsupported = unsupported === "broad_business_evaluation";
+  const businessOverviewSignal =
+    rawBusinessOverviewSignal ||
+    broadBusinessEvaluationUnsupported ||
+    rawDomain === "business_summary" ||
+    rawDomain === "business_overview" ||
+    rawAction === "broad_evaluation";
   const explicitIntentCandidate = toNonEmptyString(assistantTurnMeaning?.explicit_intent_candidate);
   const currentTurnDocumentLaneSignal = rawAction === "list_documents";
   const currentTurnMovementLaneSignal = rawAction === "list_movements";
@@ -1553,11 +1599,13 @@ export function buildAssistantMcpDiscoveryTurnInput(
       ? followupSeed.unsupported
       : null;
   const lifecycleSignal =
-    rawLifecycleSignal || seededDomain === "counterparty_lifecycle";
+    !businessOverviewSignal && (rawLifecycleSignal || seededDomain === "counterparty_lifecycle");
   const bidirectionalValueFlowSignal =
+    !businessOverviewSignal &&
     !lifecycleSignal &&
     (rawBidirectionalValueFlowSignal || seededAction === "net_value_flow");
   const valueFlowSignal =
+    !businessOverviewSignal &&
     !lifecycleSignal &&
     !metadataGroundedMovementLaneApplicable &&
     (rawValueFlowSignal || seededDomain === "counterparty_value");
@@ -1568,9 +1616,9 @@ export function buildAssistantMcpDiscoveryTurnInput(
   const semanticDataNeed = metadataAmbiguityLaneClarificationApplicable
     ? "metadata lane clarification"
     : semanticNeedFor({
-        domain: rawDomain ?? seededDomain,
-        action: rawAction ?? seededAction,
-        unsupported: broadBusinessEvaluationUnsupported ? seededUnsupported : unsupported ?? seededUnsupported,
+        domain: businessOverviewSignal ? "business_overview" : rawDomain ?? seededDomain,
+        action: businessOverviewSignal ? "broad_evaluation" : rawAction ?? seededAction,
+        unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
         lifecycleSignal,
         valueFlowSignal,
         metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -1710,30 +1758,48 @@ export function buildAssistantMcpDiscoveryTurnInput(
   const clarificationLoopStillNeedsPeriod = Boolean(
     followupSeed.loopStatus === "awaiting_clarification" && followupSeed.loopPendingAxes.includes("period")
   );
+  const businessOverviewRawWithoutDateScope = Boolean(
+    businessOverviewSignal &&
+      !rawAllTimeScopeSignal &&
+      !explicitDateScopeLiteralDetected &&
+      !rawDateScope &&
+      !relativeCurrentDateHintDetected
+  );
+  const predecomposeDateScopeCountsAsCurrentTurnPeriod = Boolean(
+    predecomposeDateScope &&
+      !isImplicitCurrentDateScope(predecomposeDateScope) &&
+      !businessOverviewRawWithoutDateScope
+  );
   const currentTurnCarriesExplicitPeriod = Boolean(
     explicitDateScopeLiteralDetected ||
       rawDateScope ||
       relativeCurrentDateHintDetected ||
-      (predecomposeDateScope && !isImplicitCurrentDateScope(predecomposeDateScope))
+      predecomposeDateScopeCountsAsCurrentTurnPeriod
   );
   const suppressImplicitCurrentDateScope = Boolean(
     !currentTurnCarriesExplicitPeriod &&
       (clarificationLoopStillNeedsPeriod ||
+        businessOverviewSignal ||
         openScopeValueFlowWithoutResolvedCounterparty ||
         (valueFlowOrganizationStaysScope && (Boolean(followupSeed.rankingNeed) || bidirectionalValueFlowSignal)))
   );
+  const suppressNegatedTaxOnlyDateScope = Boolean(businessOverviewSignal && negatedTaxDateScopeOnlySignal);
   const normalizedPredecomposeDateScope =
     (rawEntitySearchOverridesStaleScope && !currentTurnCarriesExplicitPeriod) ||
+    suppressNegatedTaxOnlyDateScope ||
+    businessOverviewRawWithoutDateScope ||
     (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(predecomposeDateScope))
       ? null
       : predecomposeDateScope;
   const normalizedAssistantTurnMeaningDateScope =
     rawEntitySearchOverridesStaleScope ||
+    suppressNegatedTaxOnlyDateScope ||
     (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(assistantTurnMeaningDateScope))
       ? null
       : assistantTurnMeaningDateScope;
   const normalizedFollowupDateScope =
     rawEntitySearchOverridesStaleScope ||
+    suppressNegatedTaxOnlyDateScope ||
     (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(followupSeed.dateScope))
       ? null
       : followupSeed.dateScope;
@@ -1757,7 +1823,9 @@ export function buildAssistantMcpDiscoveryTurnInput(
 
   const turnMeaning: AssistantMcpDiscoveryTurnMeaningRef = {
     asked_domain_family:
-      lifecycleSignal
+      businessOverviewSignal
+        ? "business_overview"
+        : lifecycleSignal
         ? "counterparty_lifecycle"
         : valueFlowSignal
         ? "counterparty_value"
@@ -1770,9 +1838,11 @@ export function buildAssistantMcpDiscoveryTurnInput(
           : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
             ? "metadata"
             : rawDomain ?? seededDomain,
-    asked_action_family: lifecycleSignal
-      ? "activity_duration"
-      : valueFlowSignal
+    asked_action_family: businessOverviewSignal
+      ? "broad_evaluation"
+      : lifecycleSignal
+        ? "activity_duration"
+        : valueFlowSignal
         ? bidirectionalValueFlowSignal
           ? "net_value_flow"
           : payoutSignal
@@ -1792,7 +1862,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
       valueFlowSignal && followupSeed.rankingNeed && !rawEntitySearchOverridesStaleScope
         ? followupSeed.rankingNeed
         : undefined,
-    explicit_entity_candidates: entityCandidates,
+    explicit_entity_candidates: businessOverviewSignal ? [] : entityCandidates,
     metadata_ambiguity_entity_sets:
       metadataAmbiguityLaneClarificationApplicable && followupSeed.metadataAmbiguityEntitySets.length > 0
         ? followupSeed.metadataAmbiguityEntitySets
@@ -1802,7 +1872,9 @@ export function buildAssistantMcpDiscoveryTurnInput(
     explicit_date_scope: explicitDateScope,
     subject_resolution_optional: metadataScopedLaneWithoutSubject || undefined,
     unsupported_but_understood_family:
-      unsupported ??
+      businessOverviewSignal
+        ? "broad_business_evaluation"
+        : unsupported ??
       (lifecycleSignal
         ? "counterparty_lifecycle"
         : valueFlowSignal
@@ -1826,6 +1898,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
             : null),
     stale_replay_forbidden: Boolean(
       assistantTurnMeaning?.stale_replay_forbidden ||
+        businessOverviewSignal ||
         unsupported ||
         lifecycleSignal ||
         valueFlowSignal ||
@@ -1886,7 +1959,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
   );
 
   const runDiscovery = shouldRunDiscovery({
-    unsupported: broadBusinessEvaluationUnsupported ? seededUnsupported : unsupported ?? seededUnsupported,
+    unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
     lifecycleSignal,
     valueFlowSignal,
     metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -1902,6 +1975,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
       metadataGroundedDocumentLaneApplicable ||
       groundedValueFlowFollowupApplicable,
     forceDiscoveryOverExplicitIntent:
+      businessOverviewSignal ||
       Boolean(entityResolutionClarificationCandidate) ||
       organizationClarificationFollowupApplicable ||
       periodClarificationFollowupApplicable ||
@@ -1976,6 +2050,9 @@ export function buildAssistantMcpDiscoveryTurnInput(
   if (rawAllTimeScopeSignal) {
     pushReason(reasonCodes, "mcp_discovery_all_time_scope_signal_detected");
   }
+  if (suppressNegatedTaxOnlyDateScope) {
+    pushReason(reasonCodes, "mcp_discovery_negated_tax_period_scope_suppressed");
+  }
   if (followupDiscoverySeedApplicable) {
     pushReason(reasonCodes, "mcp_discovery_seeded_from_followup_context");
   }
@@ -2054,8 +2131,8 @@ export function buildAssistantMcpDiscoveryTurnInput(
   if (unsupported) {
     pushReason(reasonCodes, "mcp_discovery_unsupported_but_understood_turn");
   }
-  if (broadBusinessEvaluationUnsupported) {
-    pushReason(reasonCodes, "mcp_discovery_broad_business_evaluation_kept_in_living_chat");
+  if (businessOverviewSignal) {
+    pushReason(reasonCodes, "mcp_discovery_broad_business_evaluation_route_candidate");
   }
   if (
     !(valueFlowOrganizationStaysScope && normalizedPredecomposeCounterparty === explicitOrganizationScope) &&
diff --git a/llm_normalizer/backend/src/services/assistantTurnMeaningPolicy.ts b/llm_normalizer/backend/src/services/assistantTurnMeaningPolicy.ts
index 7d30040..95c1b29 100644
--- a/llm_normalizer/backend/src/services/assistantTurnMeaningPolicy.ts
+++ b/llm_normalizer/backend/src/services/assistantTurnMeaningPolicy.ts
@@ -122,6 +122,13 @@ function detectBroadBusinessEvaluation(text) {
   if (!normalized) {
     return null;
   }
+  if (
+    /(?:\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u0430\u0443\u0434\u0438\u0442|\u043f\u043e\u043b\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u0441\u0432\u043e\u0434\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u043a\u0430\u043a\s+\u0442\u044b\s+\u043e\u0446\u0435\u043d(?:\u0438\u0448\u044c|\u0438)\s+\u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442|\u043a\u043e\u043c\u043f\u0430\u043d(?:\u0438\u0438|\u0438\u044e|\u0438\u044f)\s+\u0432\s+\u0446\u0435\u043b\u043e\u043c|company\s+(?:analysis|overview)|business\s+(?:overview|audit)|llm[-\s]?audit|бизнес[-\s]?обзор|бизнес[-\s]?аудит)/iu.test(normalized)
+  ) {
+    return {
+      family: "broad_business_evaluation"
+    };
+  }
   if (
     /(?:как\s+ты\s+оценишь\s+деятельност[ьи]\s+компан|оценк[аи]?\s+деятельност[ьи]\s+компан|оцени\s+(?:компан|бизнес|деятельност)|(?:полный|сводный|нормальн\w*|взросл\w*)\s+анализ\s+(?:компан|бизнес|деятельност)|проанализируй\s+(?:компан|бизнес|деятельност)|(?:что\s+думаешь|какое\s+мнение)\s+(?:о|по)\s+(?:компан|бизнес)|(?:llm[-\s]?)?аудит\s+(?:компан|бизнес)|что\s+у\s+нас\s+вообще\s+происход|где\s+главн(?:ые|ый)\s+риски|как\s+у\s+нас\s+дела\s+по\s+компан)/iu.test(
       normalized
@@ -232,7 +239,7 @@ export function createAssistantTurnMeaningPolicy(deps = {}) {
       asked_domain_family: askedDomainFamily,
       asked_action_family: askedActionFamily,
       explicit_intent_candidate: explicitIntentCandidate,
-      explicit_entity_candidates: buildEntityCandidates(counterpartyTurnover),
+      explicit_entity_candidates: broadBusinessEvaluation?.family ? [] : buildEntityCandidates(counterpartyTurnover),
       meaning_confidence: broadBusinessEvaluation?.family
         ? "medium"
         : supportedIntent?.confidence ?? (counterpartyTurnover?.family ? "medium" : "low"),
diff --git a/llm_normalizer/backend/tests/assistantMcpDiscoveryAnswerAdapter.test.ts b/llm_normalizer/backend/tests/assistantMcpDiscoveryAnswerAdapter.test.ts
index 94f20fc..3e93507 100644
--- a/llm_normalizer/backend/tests/assistantMcpDiscoveryAnswerAdapter.test.ts
+++ b/llm_normalizer/backend/tests/assistantMcpDiscoveryAnswerAdapter.test.ts
@@ -180,6 +180,283 @@ describe("assistant MCP discovery answer adapter", () => {
     expect(draft.must_not_claim).toContain("Do not present the confirmed movement rows as a complete movement universe.");
   });
 
+  it("turns business overview multi-probe evidence into an analyst-safe draft", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "all_time_scope",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        unsupported_but_understood_family: "broad_business_evaluation"
+      }
+    });
+    const pilot = await executeAssistantMcpDiscoveryPilot(
+      planner,
+      buildSequentialDeps([
+        {
+          rows: [
+            { Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" },
+            { Period: "2020-02-15T00:00:00", Amount: 80000, Counterparty: "Клиент Б" }
+          ]
+        },
+        {
+          rows: [{ Period: "2020-01-20T00:00:00", Amount: 150000, Counterparty: "Поставщик А" }]
+        },
+        {
+          rows: [
+            { Период: "2020-01-15T00:00:00", Регистратор: "Поступление 1" },
+            { Период: "2020-12-15T00:00:00", Регистратор: "Поступление 2" }
+          ]
+        }
+      ])
+    );
+
+    const draft = buildAssistantMcpDiscoveryAnswerDraft(pilot);
+
+    expect(draft.answer_mode).toBe("confirmed_with_bounded_inference");
+    expect(draft.headline).toContain("бизнес-обзор");
+    expect(draft.confirmed_lines.join("\n")).toContain("Входящие поступления");
+    expect(draft.confirmed_lines.join("\n")).toContain("Самый крупный подтвержденный клиент");
+    expect(draft.inference_lines.join("\n")).toContain("не прибыль и не маржа");
+    expect(draft.unknown_lines.join("\n")).toContain("Прибыль и маржа");
+    expect(draft.unknown_lines.join("\n")).toContain("Налоговая/VAT-позиция");
+    expect(draft.must_not_claim).toContain("Do not present business overview cash-flow spread as profit or margin.");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview");
+  });
+
+  it("surfaces checked VAT/tax position in business overview without treating it as profit", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        explicit_date_scope: "2020",
+        unsupported_but_understood_family: "broad_business_evaluation"
+      }
+    });
+    const pilot = await executeAssistantMcpDiscoveryPilot(
+      planner,
+      buildSequentialDeps([
+        { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
+        { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
+        {
+          rows: [
+            { Регистратор: "VAT_BOOK_SALES", СчетДт: "68.02", Сумма: 40000 },
+            { Регистратор: "VAT_BOOK_PURCHASES", СчетДт: "19", Сумма: 12000 }
+          ]
+        },
+        {
+          rows: [
+            { Период: "2020-01-15T00:00:00", Регистратор: "Поступление 1" },
+            { Период: "2020-12-15T00:00:00", Регистратор: "Поступление 2" }
+          ]
+        }
+      ])
+    );
+
+    const draft = buildAssistantMcpDiscoveryAnswerDraft(pilot);
+
+    expect(draft.headline).toContain("НДС-позиция");
+    expect(draft.confirmed_lines.join("\n")).toContain("НДС-позиция за 2020");
+    expect(draft.confirmed_lines.join("\n")).toContain("нетто к уплате 28 000 руб.");
+    expect(draft.inference_lines.join("\n")).toContain("не прибыль и не маржа");
+    expect(draft.unknown_lines.join("\n")).not.toContain("Налоговая/VAT-позиция");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview_tax_position");
+    expect(draft.must_not_claim).toContain("Do not present business overview cash-flow spread as profit or margin.");
+  });
+
+  it("surfaces checked debt-position and open-settlement quality without treating them as overdue debt", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        explicit_date_scope: "2020",
+        unsupported_but_understood_family: "broad_business_evaluation"
+      }
+    });
+    const pilot = await executeAssistantMcpDiscoveryPilot(
+      planner,
+      buildSequentialDeps([
+        { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
+        { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
+        { rows: [] },
+        {
+          rows: [
+            { Period: "2020-12-31T00:00:00", Amount: 100000, Counterparty: "Клиент А" }
+          ]
+        },
+        {
+          rows: [
+            { Period: "2020-12-31T00:00:00", Amount: 40000, Counterparty: "Поставщик А" }
+          ]
+        },
+        {
+          rows: [
+            { Period: "2020-12-31T00:00:00", Amount: 100000, Counterparty: "Клиент А", Contract: "Договор А" },
+            { Period: "2020-12-31T00:00:00", Amount: 50000, Counterparty: "Поставщик А", Contract: "Договор Б" }
+          ]
+        },
+        { rows: [] },
+        { rows: [] },
+        {
+          rows: [
+            { Period: "2020-01-15T00:00:00", Registrator: "Поступление 1" },
+            { Period: "2020-12-15T00:00:00", Registrator: "Поступление 2" }
+          ]
+        }
+      ])
+    );
+
+    const draft = buildAssistantMcpDiscoveryAnswerDraft(pilot);
+
+    expect(draft.headline).toContain("долговой срез");
+    expect(draft.headline).toContain("качество открытых расчетов");
+    expect(draft.confirmed_lines.join("\n")).toContain("Долговой срез на 2020-12-31");
+    expect(draft.confirmed_lines.join("\n")).toContain("Качество открытых расчетов на 2020-12-31");
+    expect(draft.confirmed_lines.join("\n")).toContain("нетто");
+    expect(draft.unknown_lines.join("\n")).toContain("due-date");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview_debt_position");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview_open_settlement_quality");
+    expect(draft.must_not_claim).toContain("Do not present a debt-position snapshot as debt aging, overdue debt, or credit-quality analysis.");
+    expect(draft.must_not_claim).toContain("Do not present open-settlement concentration as contractual due-date aging or confirmed overdue debt.");
+  });
+
+  it("surfaces checked inventory-position snapshot in business overview without treating it as warehouse liquidity", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Тест",
+        explicit_date_scope: "2020",
+        unsupported_but_understood_family: "broad_business_evaluation"
+      }
+    });
+    const pilot = await executeAssistantMcpDiscoveryPilot(
+      planner,
+      buildSequentialDeps([
+        { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
+        { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
+        { rows: [] },
+        { rows: [] },
+        { rows: [] },
+        { rows: [] },
+        {
+          rows: [
+            { Period: "2020-12-31T00:00:00", Amount: 250000, Quantity: 10, Item: "Товар А" },
+            { Period: "2020-12-31T00:00:00", Amount: 50000, Quantity: 5, Item: "Товар Б" }
+          ]
+        },
+        {
+          rows: [
+            { Period: "2020-01-10T00:00:00", Amount: 200000, Quantity: 8, Item: "Товар А" }
+          ]
+        },
+        { rows: [{ Period: "2020-01-15T00:00:00", Registrator: "Поступление 1" }] }
+      ])
+    );
+
+    const draft = buildAssistantMcpDiscoveryAnswerDraft(pilot);
+
+    expect(draft.headline).toContain("складской срез");
+    expect(draft.confirmed_lines.join("\n")).toContain("Складской срез на 2020-12-31");
+    expect(draft.confirmed_lines.join("\n")).toContain("Товар А");
+    expect(draft.unknown_lines.join("\n")).toContain("оборачиваемость");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview_inventory_position");
+    expect(draft.must_not_claim).toContain("Do not present an inventory snapshot or purchase-date aging signal as turnover, obsolescence, liquidation value, or full inventory health.");
+  });
+
   it("renders metadata-scoped movement all-time follow-up as an all-time bounded answer", async () => {
     const planner = planAssistantMcpDiscovery({
       dataNeedGraph: {
diff --git a/llm_normalizer/backend/tests/assistantMcpDiscoveryPilotExecutor.test.ts b/llm_normalizer/backend/tests/assistantMcpDiscoveryPilotExecutor.test.ts
index 8d7e675..b478312 100644
--- a/llm_normalizer/backend/tests/assistantMcpDiscoveryPilotExecutor.test.ts
+++ b/llm_normalizer/backend/tests/assistantMcpDiscoveryPilotExecutor.test.ts
@@ -103,7 +103,7 @@ describe("assistant MCP discovery pilot executor", () => {
     expect(deps.executeAddressMcpQuery).not.toHaveBeenCalled();
   });
 
-  it("keeps business overview as an explicit unsupported runtime scope until the fresh multi-probe bridge exists", async () => {
+  it("executes business overview as a bounded multi-probe bridge over money flow and activity evidence", async () => {
     const planner = planAssistantMcpDiscovery({
       dataNeedGraph: {
         schema_version: "assistant_data_need_graph_v1",
@@ -134,24 +134,350 @@ describe("assistant MCP discovery pilot executor", () => {
         explicit_organization_scope: "ООО Альтернатива Плюс"
       }
     });
-    const deps = buildDeps([]);
+    const deps = buildSequentialDeps([
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" },
+          { Period: "2020-02-15T00:00:00", Amount: 80000, Counterparty: "Клиент Б" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-01-20T00:00:00", Amount: 150000, Counterparty: "Поставщик А" }
+        ]
+      },
+      {
+        rows: [
+          { Период: "2020-01-15T00:00:00", Регистратор: "Поступление 1" },
+          { Период: "2020-12-15T00:00:00", Регистратор: "Поступление 2" }
+        ]
+      }
+    ]);
 
     const result = await executeAssistantMcpDiscoveryPilot(planner, deps);
 
     expect(planner.planner_status).toBe("ready_for_execution");
-    expect(result.pilot_status).toBe("unsupported");
+    expect(result.pilot_status).toBe("executed");
     expect(result.pilot_scope).toBe("business_overview_route_template_v1");
-    expect(result.mcp_execution_performed).toBe(false);
-    expect(result.executed_primitives).toEqual([]);
+    expect(result.mcp_execution_performed).toBe(true);
+    expect(result.executed_primitives).toEqual(["query_movements", "query_documents"]);
     expect(result.skipped_primitives).toEqual([
-      "query_movements",
       "aggregate_by_axis",
-      "query_documents",
       "probe_coverage",
       "explain_evidence_basis"
     ]);
-    expect(result.reason_codes).toContain("pilot_scope_unsupported_for_live_execution");
-    expect(deps.executeAddressMcpQuery).not.toHaveBeenCalled();
+    expect(result.derived_business_overview).toMatchObject({
+      organization_scope: "ООО Альтернатива Плюс",
+      incoming_customer_revenue: {
+        total_amount: 200000,
+        rows_with_amount: 2
+      },
+      outgoing_supplier_payout: {
+        total_amount: 150000,
+        rows_with_amount: 1
+      },
+      net_amount: 50000,
+      net_direction: "net_incoming"
+    });
+    expect(result.derived_business_overview?.top_customers[0]).toMatchObject({
+      axis_value: "Клиент А",
+      total_amount: 120000
+    });
+    expect(result.derived_business_overview?.activity_period?.duration_total_months).toBe(11);
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("В 1С подтверждены входящие поступления");
+    expect(result.evidence.unknown_facts).toContain(
+      "Прибыль и маржа этим бизнес-обзором не подтверждены: нужны себестоимость, расходы и закрывающие документы."
+    );
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_from_confirmed_rows");
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(3);
+  });
+
+  it("adds a checked VAT/tax family to business overview only when an explicit period is available", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        explicit_date_scope: "2020"
+      }
+    });
+    const deps = buildSequentialDeps([
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }
+        ]
+      },
+      {
+        rows: [
+          { Регистратор: "VAT_BOOK_SALES", СчетДт: "68.02", Сумма: 40000 },
+          { Регистратор: "VAT_BOOK_PURCHASES", СчетДт: "19", Сумма: 12000 }
+        ]
+      },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      {
+        rows: [
+          { Период: "2020-01-15T00:00:00", Регистратор: "Поступление 1" },
+          { Период: "2020-12-15T00:00:00", Регистратор: "Поступление 2" }
+        ]
+      }
+    ]);
+
+    const result = await executeAssistantMcpDiscoveryPilot(planner, deps);
+
+    expect(result.pilot_status).toBe("executed");
+    expect(result.derived_business_overview?.tax_position).toMatchObject({
+      period_scope: "2020",
+      rows_matched: 2,
+      rows_with_amount: 2,
+      sales_vat_amount: 40000,
+      purchase_vat_amount: 12000,
+      net_vat_amount: 28000,
+      net_vat_direction: "vat_to_pay"
+    });
+    expect(result.derived_business_overview?.missing_signal_families).not.toContain("tax_position");
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("НДС-позиция за 2020 подтверждена");
+    expect(result.evidence.unknown_facts.join("\n")).not.toContain("Налоговая/VAT-позиция этим бизнес-обзором не подтверждена");
+    expect(result.reason_codes).toContain("pilot_business_overview_tax_query_mcp_executed");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_tax_position_from_confirmed_rows");
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(9);
+    const taxCall = deps.executeAddressMcpQuery.mock.calls[2]?.[0];
+    expect(String(taxCall?.query ?? "")).toContain("НДСЗаписиКнигиПродаж");
+    expect(String(taxCall?.query ?? "")).toContain("НДСЗаписиКнигиПокупок");
+  });
+
+  it("adds a checked debt-position family to business overview only as an as-of-date snapshot", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        explicit_date_scope: "2020"
+      }
+    });
+    const deps = buildSequentialDeps([
+      { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
+      { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
+      { rows: [] },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Amount: 70000, Counterparty: "Клиент А" },
+          { Period: "2020-12-31T00:00:00", Amount: 30000, Counterparty: "Клиент Б" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Amount: 40000, Counterparty: "Поставщик А" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Amount: 90000, Counterparty: "Клиент А", Contract: "Договор А" },
+          { Period: "2020-12-31T00:00:00", Amount: 30000, Counterparty: "Клиент Б", Contract: "Договор Б" }
+        ]
+      },
+      { rows: [] },
+      { rows: [] },
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Registrator: "Поступление 1" },
+          { Period: "2020-12-15T00:00:00", Registrator: "Поступление 2" }
+        ]
+      }
+    ]);
+
+    const result = await executeAssistantMcpDiscoveryPilot(planner, deps);
+
+    expect(result.pilot_status).toBe("executed");
+    expect(result.derived_business_overview?.debt_position).toMatchObject({
+      as_of_date: "2020-12-31",
+      receivables: {
+        total_amount: 100000,
+        rows_with_amount: 2
+      },
+      payables: {
+        total_amount: 40000,
+        rows_with_amount: 1
+      },
+      net_debt_position_amount: 60000,
+      net_debt_position_direction: "net_receivable"
+    });
+    expect(result.derived_business_overview?.debt_position?.receivables.top_counterparties[0]).toMatchObject({
+      axis_value: "Клиент А",
+      total_amount: 70000
+    });
+    expect(result.derived_business_overview?.debt_open_settlement_quality).toMatchObject({
+      as_of_date: "2020-12-31",
+      rows_with_amount: 2,
+      gross_open_amount: 120000,
+      unique_counterparties: 2,
+      unique_contracts: 2,
+      concentration_top_contract_pct: 75
+    });
+    expect(result.derived_business_overview?.missing_signal_families).not.toContain("debt_position");
+    expect(result.derived_business_overview?.missing_signal_families).not.toContain("debt_open_settlement_quality");
+    expect(result.derived_business_overview?.missing_signal_families).toContain("debt_due_date_aging_quality");
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("Долговая позиция на 2020-12-31");
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("Качество открытых расчетов на 2020-12-31");
+    expect(result.evidence.unknown_facts.join("\n")).toContain("due-date");
+    expect(result.reason_codes).toContain("pilot_business_overview_debt_query_mcp_executed");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_debt_position_from_confirmed_rows");
+    expect(result.reason_codes).toContain("pilot_business_overview_open_contracts_query_mcp_executed");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_open_settlement_quality_from_confirmed_rows");
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(9);
+    const receivablesCall = deps.executeAddressMcpQuery.mock.calls[3]?.[0];
+    const payablesCall = deps.executeAddressMcpQuery.mock.calls[4]?.[0];
+    const openContractsCall = deps.executeAddressMcpQuery.mock.calls[5]?.[0];
+    expect(String(receivablesCall?.query ?? "")).toContain("62");
+    expect(String(payablesCall?.query ?? "")).toContain("60");
+    expect(String(openContractsCall?.query ?? "")).toContain("СуммаРазвернутыйОстатокКт");
+  });
+
+  it("adds a checked inventory-position family to business overview only as an as-of-date snapshot", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Тест",
+        explicit_date_scope: "2020"
+      }
+    });
+    const deps = buildSequentialDeps([
+      { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
+      { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Amount: 250000, Quantity: 10, Item: "Товар А" },
+          { Period: "2020-12-31T00:00:00", Amount: 50000, Quantity: 5, Item: "Товар Б" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-01-10T00:00:00", Amount: 200000, Quantity: 8, Item: "Товар А" },
+          { Period: "2020-11-01T00:00:00", Amount: 50000, Quantity: 2, Item: "Товар Б" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Registrator: "Поступление 1" },
+          { Period: "2020-12-15T00:00:00", Registrator: "Поступление 2" }
+        ]
+      }
+    ]);
+
+    const result = await executeAssistantMcpDiscoveryPilot(planner, deps);
+
+    expect(result.pilot_status).toBe("executed");
+    expect(result.derived_business_overview?.inventory_position).toMatchObject({
+      as_of_date: "2020-12-31",
+      rows_matched: 2,
+      rows_with_amount: 2,
+      rows_with_quantity: 2,
+      total_amount: 300000,
+      total_quantity: 15,
+      aging_signal: {
+        rows_matched: 2,
+        rows_with_purchase_date: 2,
+        oldest_purchase_date: "2020-01-10",
+        latest_purchase_date: "2020-11-01",
+        max_age_days: 356
+      }
+    });
+    expect(result.derived_business_overview?.inventory_position?.top_items[0]).toMatchObject({
+      item: "Товар А",
+      total_amount: 250000,
+      total_quantity: 10
+    });
+    expect(result.derived_business_overview?.missing_signal_families).not.toContain("inventory_position");
+    expect(result.derived_business_overview?.missing_signal_families).toContain("inventory_turnover_quality");
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("Складской срез на 2020-12-31");
+    expect(result.evidence.unknown_facts.join("\n")).toContain("оборачиваемость");
+    expect(result.reason_codes).toContain("pilot_business_overview_inventory_query_mcp_executed");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_inventory_position_from_confirmed_rows");
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(9);
+    const inventoryCall = deps.executeAddressMcpQuery.mock.calls[6]?.[0];
+    expect(inventoryCall?.account_scope).toContain("41.01");
   });
 
   it("uses the explicit selected chain id when choosing the movement pilot scope", async () => {
diff --git a/llm_normalizer/backend/tests/assistantMcpDiscoveryPlanner.test.ts b/llm_normalizer/backend/tests/assistantMcpDiscoveryPlanner.test.ts
index 67a9ddd..b1dc983 100644
--- a/llm_normalizer/backend/tests/assistantMcpDiscoveryPlanner.test.ts
+++ b/llm_normalizer/backend/tests/assistantMcpDiscoveryPlanner.test.ts
@@ -221,7 +221,7 @@ describe("assistant MCP discovery planner", () => {
     }
   });
 
-  it("builds a catalog-compatible business overview plan without pretending the fresh runtime probe exists yet", () => {
+  it("builds a catalog-compatible business overview plan for the fresh multi-probe runtime bridge", () => {
     const result = planAssistantMcpDiscovery({
       dataNeedGraph: {
         schema_version: "assistant_data_need_graph_v1",
diff --git a/llm_normalizer/backend/tests/assistantMcpDiscoveryResponsePolicy.test.ts b/llm_normalizer/backend/tests/assistantMcpDiscoveryResponsePolicy.test.ts
index 93f688a..3a65ed5 100644
--- a/llm_normalizer/backend/tests/assistantMcpDiscoveryResponsePolicy.test.ts
+++ b/llm_normalizer/backend/tests/assistantMcpDiscoveryResponsePolicy.test.ts
@@ -737,4 +737,67 @@ describe("assistant MCP discovery response policy", () => {
       "mcp_discovery_response_policy_keep_broad_business_summary_over_clarification_candidate"
     );
   });
+
+  it("replaces deterministic broad business evaluation summary with a grounded business overview candidate", () => {
+    const result = applyAssistantMcpDiscoveryResponsePolicy({
+      currentReply: "legacy broad summary",
+      currentReplySource: "deterministic_broad_business_evaluation_contract",
+      livingChatSource: "deterministic_broad_business_evaluation_contract",
+      modeDecisionReason: "unsupported_current_turn_meaning_boundary",
+      addressRuntimeMeta: {
+        assistant_mcp_discovery_entry_point_v1: entryPoint({
+          turn_input: {
+            adapter_status: "ready",
+            should_run_discovery: true,
+            turn_meaning_ref: {
+              asked_domain_family: "business_summary",
+              asked_action_family: "broad_evaluation",
+              unsupported_but_understood_family: "broad_business_evaluation",
+              stale_replay_forbidden: true
+            },
+            data_need_graph: {
+              business_fact_family: "business_overview",
+              clarification_gaps: []
+            }
+          },
+          bridge: {
+            bridge_status: "answer_draft_ready",
+            user_facing_response_allowed: true,
+            business_fact_answer_allowed: true,
+            requires_user_clarification: false,
+            answer_draft: {
+              answer_mode: "confirmed_with_bounded_inference",
+              headline: "Business overview was assembled from confirmed 1C money flow and activity rows.",
+              confirmed_lines: [
+                "Incoming customer money flow: 200000.00 RUB.",
+                "Outgoing supplier payouts: 150000.00 RUB.",
+                "Top confirmed customer by incoming money flow: Client A - 120000.00 RUB."
+              ],
+              inference_lines: [
+                "Net confirmed cash-flow spread is +50000.00 RUB; this is not profit or margin."
+              ],
+              unknown_lines: [
+                "Profit and margin are not confirmed by this overview.",
+                "VAT/tax position is not confirmed by this overview."
+              ],
+              limitation_lines: ["Business overview is limited to checked 1C rows."],
+              next_step_line: "Check profit/margin, debt quality, VAT/tax position, and inventory liquidity."
+            }
+          }
+        })
+      }
+    });
+
+    expect(result.applied).toBe(true);
+    expect(result.decision).toBe("apply_candidate");
+    expect(result.reply_source).toBe("mcp_discovery_response_candidate_guarded");
+    expect(result.reply_text).toContain("Incoming customer money flow");
+    expect(result.reply_text).toContain("this is not profit or margin");
+    expect(result.reply_text).toContain("VAT/tax position is not confirmed");
+    expect(result.reply_text).not.toContain("query_movements");
+    expect(result.reason_codes).toContain("mcp_discovery_response_policy_candidate_applied");
+    expect(result.reason_codes).not.toContain(
+      "mcp_discovery_response_policy_keep_broad_business_summary_over_clarification_candidate"
+    );
+  });
 });
diff --git a/llm_normalizer/backend/tests/assistantMcpDiscoveryRuntimeEntryPoint.test.ts b/llm_normalizer/backend/tests/assistantMcpDiscoveryRuntimeEntryPoint.test.ts
index 63bf48c..9acb57b 100644
--- a/llm_normalizer/backend/tests/assistantMcpDiscoveryRuntimeEntryPoint.test.ts
+++ b/llm_normalizer/backend/tests/assistantMcpDiscoveryRuntimeEntryPoint.test.ts
@@ -37,6 +37,22 @@ function buildBidirectionalDeps(
   };
 }
 
+function buildSequentialDeps(results: Array<{ rows: Array<Record<string, unknown>>; error?: string | null }>) {
+  const executeAddressMcpQuery = vi.fn(async () => {
+    const next = results.shift() ?? { rows: [] };
+    const rows = next.rows;
+    const error = next.error ?? null;
+    return {
+      fetched_rows: rows.length,
+      matched_rows: error ? 0 : rows.length,
+      raw_rows: rows,
+      rows: error ? [] : rows,
+      error
+    };
+  });
+  return { executeAddressMcpQuery };
+}
+
 function buildMetadataDeps(rows: Array<Record<string, unknown>>, error: string | null = null) {
   return {
     executeAddressMcpMetadata: vi.fn(async () => ({
@@ -114,6 +130,56 @@ describe("assistant MCP discovery runtime entry point", () => {
     expect(result.reason_codes).toContain("mcp_discovery_unsupported_but_understood_turn");
   });
 
+  it("runs the business overview bridge from broad evaluation turn meaning through multi-probe evidence", async () => {
+    const deps = buildSequentialDeps([
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Client A" },
+          { Period: "2020-02-15T00:00:00", Amount: 80000, Counterparty: "Client B" }
+        ]
+      },
+      {
+        rows: [{ Period: "2020-01-20T00:00:00", Amount: 150000, Counterparty: "Supplier A" }]
+      },
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Registrar: "Customer payment 1" },
+          { Period: "2020-12-15T00:00:00", Registrar: "Customer payment 2" }
+        ]
+      }
+    ]);
+
+    const result = await runAssistantMcpDiscoveryRuntimeEntryPoint({
+      assistantTurnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "Alternative Plus",
+        unsupported_but_understood_family: "broad_business_evaluation",
+        stale_replay_forbidden: true
+      },
+      deps
+    });
+
+    expect(result.entry_status).toBe("bridge_executed");
+    expect(result.discovery_attempted).toBe(true);
+    expect(result.turn_input.semantic_data_need).toBe("business overview evidence with bounded analyst interpretation");
+    expect(result.turn_input.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.turn_input.data_need_graph?.clarification_gaps).toEqual([]);
+    expect(result.bridge?.bridge_status).toBe("answer_draft_ready");
+    expect(result.bridge?.pilot.pilot_scope).toBe("business_overview_route_template_v1");
+    expect(result.bridge?.pilot.derived_business_overview).toMatchObject({
+      organization_scope: "Alternative Plus",
+      net_amount: 50000,
+      net_direction: "net_incoming"
+    });
+    expect(result.bridge?.answer_draft.answer_mode).toBe("confirmed_with_bounded_inference");
+    expect(result.bridge?.answer_draft.confirmed_lines.join("\n")).toContain("Client A");
+    expect(result.bridge?.answer_draft.inference_lines.join("\n")).toContain("\u043d\u0435 \u043f\u0440\u0438\u0431\u044b\u043b\u044c");
+    expect(result.bridge?.answer_draft.unknown_lines.join("\n")).toContain("VAT");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_from_confirmed_rows");
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(3);
+  });
+
   it("runs the bridge for raw metadata wording without an exact route owner", async () => {
     const result = await runAssistantMcpDiscoveryRuntimeEntryPoint({
       userMessage: "какие документы и поля есть в 1С по НДС?",
diff --git a/llm_normalizer/backend/tests/assistantMcpDiscoveryTurnInputAdapter.test.ts b/llm_normalizer/backend/tests/assistantMcpDiscoveryTurnInputAdapter.test.ts
index 41c1257..9373d75 100644
--- a/llm_normalizer/backend/tests/assistantMcpDiscoveryTurnInputAdapter.test.ts
+++ b/llm_normalizer/backend/tests/assistantMcpDiscoveryTurnInputAdapter.test.ts
@@ -1409,7 +1409,7 @@ describe("assistant MCP discovery turn input adapter", () => {
     expect(result.reason_codes).toContain("mcp_discovery_not_applicable_for_supported_exact_turn");
   });
 
-  it("does not replace broad business evaluation with metadata discovery", () => {
+  it("routes broad business evaluation into business overview discovery without metadata drift", () => {
     const result = buildAssistantMcpDiscoveryTurnInput({
       userMessage:
         "\u041a\u0430\u043a \u0442\u044b \u043e\u0446\u0435\u043d\u0438\u0448\u044c \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438?",
@@ -1422,11 +1422,117 @@ describe("assistant MCP discovery turn input adapter", () => {
       }
     });
 
-    expect(result.adapter_status).toBe("not_applicable");
-    expect(result.should_run_discovery).toBe(false);
-    expect(result.turn_meaning_ref).toBeNull();
-    expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_kept_in_living_chat");
-    expect(result.reason_codes).toContain("mcp_discovery_not_applicable_for_supported_exact_turn");
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.semantic_data_need).toBe("business overview evidence with bounded analyst interpretation");
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.data_need_graph?.clarification_gaps).toContain("organization");
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "broad_evaluation",
+      explicit_date_scope: "2026-05-01",
+      unsupported_but_understood_family: "broad_business_evaluation",
+      stale_replay_forbidden: true
+    });
+    expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_route_candidate");
+    expect(result.reason_codes).toContain("mcp_discovery_data_need_graph_built");
+    expect(result.reason_codes).not.toContain("mcp_discovery_metadata_signal_detected");
+    expect(result.reason_codes).not.toContain("mcp_discovery_not_applicable_for_supported_exact_turn");
+  });
+
+  it("lets raw business-overview wording override stale exact turnover meaning", () => {
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "\u0414\u0430\u0439 \u0431\u0438\u0437\u043d\u0435\u0441-\u043e\u0431\u0437\u043e\u0440 \u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441 \u043f\u043e \u0434\u0430\u043d\u043d\u044b\u043c 1\u0421: \u043e\u0431\u043e\u0440\u043e\u0442\u044b, \u043d\u0435\u0442\u0442\u043e, \u0430\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c.",
+      assistantTurnMeaning: {
+        asked_domain_family: "counterparty",
+        asked_action_family: "counterparty_value_or_turnover",
+        explicit_intent_candidate: "customer_revenue_and_payments",
+        explicit_entity_candidates: [{ value: "\u043d\u0435\u0438\u0437\u0432\u0435\u0441\u0442\u043d\u043e." }],
+        stale_replay_forbidden: false
+      },
+      predecomposeContract: {
+        entities: { organization: "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441" },
+        period: { period_to: "2026-05-03" }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.semantic_data_need).toBe("business overview evidence with bounded analyst interpretation");
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.data_need_graph?.time_scope_need).toBe("all_time_scope");
+    expect(result.data_need_graph?.clarification_gaps).toEqual([]);
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "broad_evaluation",
+      explicit_organization_scope: "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441",
+      unsupported_but_understood_family: "broad_business_evaluation",
+      stale_replay_forbidden: true
+    });
+    expect(result.turn_meaning_ref?.explicit_entity_candidates).toBeUndefined();
+    expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_route_candidate");
+    expect(result.reason_codes).not.toContain("mcp_discovery_value_flow_signal_detected");
+  });
+
+  it("keeps explicit year out of the organization scope for raw business overview wording", () => {
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "Дай бизнес-обзор ООО Альтернатива Плюс за 2020 год по данным 1С: деньги, нетто, активность, дебиторка и кредиторка на дату.",
+      assistantTurnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        unsupported_but_understood_family: "broad_business_evaluation",
+        stale_replay_forbidden: true
+      },
+      predecomposeContract: {
+        entities: { organization: "ООО Альтернатива Плюс" },
+        period: { period_from: "2020-01-01", period_to: "2020-12-31" }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.data_need_graph?.time_scope_need).toBe("explicit_period");
+    expect(result.turn_meaning_ref).toMatchObject({
+      explicit_organization_scope: "ООО Альтернатива Плюс",
+      explicit_date_scope: "2020"
+    });
+  });
+
+  it("keeps all-time business overview from reusing a negated VAT period as active scope", () => {
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "\u0422\u0435\u043f\u0435\u0440\u044c \u043f\u043e \u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441 \u0437\u0430 \u0432\u0441\u0435 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u0430\u0439 \u0431\u0438\u0437\u043d\u0435\u0441-\u043e\u0431\u0437\u043e\u0440 \u0432 \u0446\u0435\u043b\u043e\u043c, \u043d\u043e \u043d\u0435 \u0442\u0430\u0449\u0438 \u041d\u0414\u0421 \u0437\u0430 2020 \u043a\u0430\u043a \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u043d\u0443\u044e \u043e\u0431\u0449\u0443\u044e \u043d\u0430\u043b\u043e\u0433\u043e\u0432\u0443\u044e \u043f\u043e\u0437\u0438\u0446\u0438\u044e.",
+      assistantTurnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_date_scope: "2020-12-31",
+        unsupported_but_understood_family: "broad_business_evaluation",
+        stale_replay_forbidden: true
+      },
+      predecomposeContract: {
+        entities: { organization: "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441" },
+        period: { period_to: "2020-12-31" }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.data_need_graph?.time_scope_need).toBe("all_time_scope");
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "broad_evaluation",
+      explicit_organization_scope: "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441",
+      unsupported_but_understood_family: "broad_business_evaluation",
+      stale_replay_forbidden: true
+    });
+    expect(result.turn_meaning_ref?.explicit_date_scope).toBeUndefined();
+    expect(result.turn_meaning_ref?.explicit_entity_candidates).toBeUndefined();
+    expect(result.reason_codes).toContain("mcp_discovery_all_time_scope_signal_detected");
+    expect(result.reason_codes).toContain("mcp_discovery_negated_tax_period_scope_suppressed");
   });
 
   it("does not bootstrap metadata discovery from a referential document exclusion follow-up over exact document context", () => {
diff --git a/llm_normalizer/backend/tests/assistantTurnMeaningPolicy.test.ts b/llm_normalizer/backend/tests/assistantTurnMeaningPolicy.test.ts
index 462654b..e95865b 100644
--- a/llm_normalizer/backend/tests/assistantTurnMeaningPolicy.test.ts
+++ b/llm_normalizer/backend/tests/assistantTurnMeaningPolicy.test.ts
@@ -126,4 +126,23 @@ describe("assistantTurnMeaningPolicy", () => {
     expect(meaning.unsupported_but_understood_family).toBe("broad_business_evaluation");
     expect(meaning.reason_codes).toContain("broad_business_evaluation_current_turn_signal");
   });
+
+  it("lets explicit business overview wording beat turnover and net-flow cues", () => {
+    const policy = buildPolicy({
+      resolveAddressIntent: () => ({ intent: "customer_revenue_and_payments", confidence: "high" })
+    });
+
+    const meaning = policy.resolveAssistantTurnMeaning({
+      rawUserMessage:
+        "\u0414\u0430\u0439 \u0431\u0438\u0437\u043d\u0435\u0441-\u043e\u0431\u0437\u043e\u0440 \u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441: \u043e\u0431\u043e\u0440\u043e\u0442\u044b, \u043d\u0435\u0442\u0442\u043e, \u0430\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c."
+    });
+
+    expect(meaning.explicit_intent_candidate).toBeNull();
+    expect(meaning.asked_domain_family).toBe("business_summary");
+    expect(meaning.asked_action_family).toBe("broad_evaluation");
+    expect(meaning.explicit_entity_candidates).toEqual([]);
+    expect(meaning.unsupported_but_understood_family).toBe("broad_business_evaluation");
+    expect(meaning.stale_replay_forbidden).toBe(true);
+    expect(meaning.reason_codes).toContain("broad_business_evaluation_current_turn_signal");
+  });
 });