Open-World: закрепить границу просрочки долгов

docs/ARCH/11 - architecture_turnaround/21 - current_status_canon_2026-05-01.md

@@ -33,8 +33,9 @@ If another document says `78%`, `87%`, `92%`, or `85%` for a module that is now
 - Completed active slice: `Business Overview Yearly Operating-Flow Proxy Bridge`: business overview now derives annual incoming/outgoing/net buckets from confirmed money-flow rows and can name the strongest incoming year and best operating-net year without claiming profit or P&L.
 - Completed active slice: `Business Overview Earnings Wording Arbitration Bridge`: organization-level earnings/best-year/overall-turnover wording now routes to `business_overview` instead of the exact customer-value lane, while explicit customer/counterparty wording remains in `customer_revenue_and_payments`.
 - Completed active slice: `Business Overview Profit/Margin Wording Boundary Bridge`: organization-level profit, margin, financial-result, and P&L wording now routes to `business_overview` with clean-profit boundary wording, while explicit customer/item/contract routes still use exact recipes.
+- Completed active slice: `Business Overview Debt Due-Date Boundary Bridge`: organization-level overdue debt, debt quality, debt aging, due-date, and credit-risk wording now routes to `business_overview`, while explicit buyer/debtor lists stay in exact receivables routes with a due-date proof boundary.
 - Next active slice: continue breadth into exact company-wide accounting profit/margin, real due-date debt aging, confirmed inventory reserve/write-off/liquidation evidence, and broader unfamiliar 1C route families only where reviewed evidence routes exist.
-- Active module progress: `~93% (Open-World Bounded Autonomy Breadth)`.
+- Active module progress: `~94% (Open-World Bounded Autonomy Breadth)`.
 
 ## Reporting Rule
 
@@ -71,7 +72,7 @@ The project is not yet a universal arbitrary-1C agent.
 
 Remaining work belongs to the next breadth module:
 
-- extend `business_overview` beyond money-flow/activity, customer and supplier concentration, yearly operating-flow dynamics, explicit profit/margin wording boundaries, explicit-period VAT/tax, as-of-date debt position, open-settlement concentration, contract-date debt age, debt staleness-risk proxy, as-of-date inventory position, trading-margin proxy, sales-to-stock inventory proxy, and warehouse staleness-risk proxy into separately proven exact accounting profit/margin, due-date debt aging/overdue, and confirmed reserve/write-off/liquidation inventory evidence families;
+- extend `business_overview` beyond money-flow/activity, customer and supplier concentration, yearly operating-flow dynamics, explicit profit/margin wording boundaries, explicit debt due-date wording boundaries, explicit-period VAT/tax, as-of-date debt position, open-settlement concentration, contract-date debt age, debt staleness-risk proxy, as-of-date inventory position, trading-margin proxy, sales-to-stock inventory proxy, and warehouse staleness-risk proxy into separately proven exact accounting profit/margin, due-date debt aging/overdue, and confirmed reserve/write-off/liquidation inventory evidence families;
 - broader dynamic schema traversal for unfamiliar 1C asks;
 - more primitive descriptors where live evidence proves a real gap;
 - more replay-backed domain packs that start from user business meaning, not from route convenience;

docs/ARCH/11 - architecture_turnaround/22 - open_world_bounded_autonomy_breadth_2026-05-01.md

@@ -577,3 +577,26 @@ Local validation is accepted for this slice:
 - `npm.cmd run build`: passed.
 
 Graphify rebuild after Slice 19 code/doc sync: `6052 nodes`, `13187 edges`, `138 communities`.
+
+## Slice 20 - Business Overview Debt Due-Date Boundary Bridge
+
+This slice tightens the debt-side boundary for overdue/due-date wording.
+
+The runtime still does not have a reviewed payment-term/due-date aging route. It has confirmed debt position, open-settlement concentration, contract-date age signal, and debt staleness-risk proxy. Therefore the correct behavior is to route organization-level overdue/due-date questions to `business_overview` and keep due-date aging as an explicit unproved family, while exact buyer/debtor lists remain available as bounded 62/76 shortlists.
+
+Implemented now:
+
+- turn meaning policy treats organization-level overdue debt, debt quality, debt aging, due-date, and credit-risk wording as `broad_business_evaluation` when the user is asking about the company as a whole;
+- the discovery turn-input adapter promotes the same company-level wording into `business overview evidence with bounded analyst interpretation`;
+- the address intent resolver defers organization-level due-date/overdue wording with `unicode_business_overview_debt_due_date_deferred_to_discovery`;
+- explicit party/list wording such as "какие покупатели пока не оплатили" stays in the existing receivables exact lane;
+- exact receivables debt-aging/list answers now include a user-facing proof boundary: 62/76 age/tail evidence is not confirmed contractual overdue or due-date aging without payment terms from contracts.
+
+This is a boundary and arbitration slice, not a true overdue engine. It prevents old exact debt routes from overclaiming while preserving the useful receivables shortlist and the richer business-overview staleness proxy.
+
+Local validation is accepted for this slice:
+
+- `npm.cmd test -- assistantTurnMeaningPolicy.test.ts assistantMcpDiscoveryTurnInputAdapter.test.ts addressQueryRuntimeM23.test.ts`: passed `501` with `6` skipped.
+- `npm.cmd run build`: passed.
+
+Graphify rebuild after Slice 20 code/doc sync: `6056 nodes`, `13195 edges`, `139 communities`.

docs/ARCH/11 - architecture_turnaround/README.md

@@ -68,6 +68,7 @@ Status canon for planning:
 - The current completed breadth slice is `Business Overview Yearly Operating-Flow Proxy Bridge`: company analysis now builds annual incoming/outgoing/net buckets from confirmed money-flow rows and names strongest years as operating-flow proxy, not profit or full P&L.
 - The current completed breadth slice is `Business Overview Earnings Wording Arbitration Bridge`: organization-level earnings, best-year, and overall-turnover wording now reaches `business_overview` instead of the exact customer-value route, while explicit customer/counterparty ranking remains unchanged.
 - The current completed breadth slice is `Business Overview Profit/Margin Wording Boundary Bridge`: organization-level profit, margin, financial-result, and P&L wording now reaches `business_overview` with explicit clean-profit boundaries, while explicit customer/item/contract routes remain unchanged.
+- The current completed breadth slice is `Business Overview Debt Due-Date Boundary Bridge`: organization-level overdue debt, debt quality, debt aging, due-date, and credit-risk wording now reaches `business_overview`, while explicit buyer/debtor lists stay in exact receivables routes with a due-date proof boundary.
 - The next active breadth slice continues breadth into exact company-wide accounting profit/margin, real due-date debt aging, confirmed reserve/write-off/liquidation inventory evidence, and broader unfamiliar 1C route families without relaxing truth boundaries.
 - The short source of truth for status wording is [21 - current_status_canon_2026-05-01.md](./21%20-%20current_status_canon_2026-05-01.md).
 
@@ -133,7 +134,7 @@ Current honest status:
 - pre-multidomain readiness: `~90%`
 - bounded-autonomy foundation readiness: `~89%`
 - open-world bounded-autonomy readiness: `~87%`
-- active Open-World Bounded Autonomy Breadth progress: `~93%`, with business-overview evidence fusion, the reviewed `business_overview` catalog/data-need/planner route-fabric slice, the fresh multi-probe runtime bridge, the explicit-period VAT/tax fact-family bridge, the explicit-period debt-position bridge, the explicit-date inventory-position bridge, the open-settlement quality bridge accepted by live semantic replay, selected-item profitability bridged by local semantic/runtime regression tests, contract-date debt age bridged locally, debt staleness-risk proxy bridged locally, supplier concentration proxy bridged locally, yearly operating-flow proxy bridged locally, earnings/best-year wording arbitration bridged locally, profit/margin wording boundary arbitration bridged locally, analyst synthesis added to business-overview answer drafting, company-period trading margin proxy bridged locally, inventory sales-to-stock proxy bridged locally, inventory staleness-risk proxy bridged locally, and gap-specific answer shaping bridged locally; exact accounting profit/margin, true due-date debt aging/overdue, confirmed vendor-risk/procurement-quality analysis, and confirmed reserve/write-off/liquidation inventory evidence are still pending
+- active Open-World Bounded Autonomy Breadth progress: `~94%`, with business-overview evidence fusion, the reviewed `business_overview` catalog/data-need/planner route-fabric slice, the fresh multi-probe runtime bridge, the explicit-period VAT/tax fact-family bridge, the explicit-period debt-position bridge, the explicit-date inventory-position bridge, the open-settlement quality bridge accepted by live semantic replay, selected-item profitability bridged by local semantic/runtime regression tests, contract-date debt age bridged locally, debt staleness-risk proxy bridged locally, debt due-date boundary arbitration bridged locally, supplier concentration proxy bridged locally, yearly operating-flow proxy bridged locally, earnings/best-year wording arbitration bridged locally, profit/margin wording boundary arbitration bridged locally, analyst synthesis added to business-overview answer drafting, company-period trading margin proxy bridged locally, inventory sales-to-stock proxy bridged locally, inventory staleness-risk proxy bridged locally, and gap-specific answer shaping bridged locally; exact accounting profit/margin, true due-date debt aging/overdue, confirmed vendor-risk/procurement-quality analysis, and confirmed reserve/write-off/liquidation inventory evidence are still pending
 - Post-F semantic integrity module progress: `~99%` operationally closed, with remaining risk now treated as next-slice discovery rather than an open blocker inside the closed slice
 - active inventory-stock breadth slice progress: `100%` for the declared scenario pack, not for arbitrary inventory questions
 - Planner Autonomy Consolidation progress: `100%` for the declared module, with catalog-fabric, value-flow arbitration, lifecycle bounded inference, broad-evaluation bridge, inventory catalog templates, inventory runtime-boundary honesty, exact inventory recipe bridging, unambiguous metadata-surface lane inference, catalog chain-template scoring, structured chain-match contract exposure, runtime/debug propagation, subject-aware bidirectional comparison arbitration, structured catalog-alignment verdicts, representative alignment regression guard, catalog-alignment reason-code telemetry, explicit `alignment_status` propagation, truth-harness/acceptance-matrix surfacing, soft divergence warning, `catalog_alignment_ok` acceptance invariant, step-level expected catalog-alignment assertions, phase66 and phase32 spec alignment expectations, AGENT source-catalog surfacing, generated phase83 mixed planner-brain replay spec, checked-source user-facing error sanitation, surface-grounded catalog promotion, and guarded live phase83 acceptance validated. Broader unfamiliar 1C asks are now next-module breadth work rather than an open blocker inside this declared slice