Open-World: расширить бизнес-обзор факт-семействами

2026-05-04 08:20:46 +03:00
parent e65b7fdaed
commit edab736a6d
23 changed files with 4408 additions and 148 deletions
@@ -117,6 +117,9 @@ function isValueFlowPilot(pilot) {
        pilot.pilot_scope === "counterparty_supplier_payout_query_movements_v1" ||
        pilot.pilot_scope === "counterparty_bidirectional_value_flow_query_movements_v1");
 }
+function isBusinessOverviewPilot(pilot) {
+    return pilot.pilot_scope === "business_overview_route_template_v1";
+}
 function isDocumentPilot(pilot) {
    return pilot.pilot_scope === "counterparty_document_evidence_query_documents_v1";
 }
@@ -333,6 +336,42 @@ function headlineFor(mode, pilot) {
        }
        return "Инвентарный route-template уже выбран, но live-исполнение этого generic MCP контура еще не подключено; складской/товарный факт не подтвержден.";
    }
+    if (isBusinessOverviewPilot(pilot) && pilot.derived_business_overview && mode === "confirmed_with_bounded_inference") {
+        const overview = pilot.derived_business_overview;
+        const families = [];
+        if (overview.incoming_customer_revenue.rows_with_amount > 0 ||
+            overview.outgoing_supplier_payout.rows_with_amount > 0) {
+            families.push("денежный поток");
+        }
+        if (overview.activity_period) {
+            families.push("активность");
+        }
+        if (overview.tax_position) {
+            families.push("НДС-позиция");
+        }
+        if (overview.debt_position) {
+            families.push("долговой срез на дату");
+        }
+        if (overview.debt_open_settlement_quality) {
+            families.push("качество открытых расчетов");
+        }
+        if (overview.inventory_position) {
+            families.push("складской срез на дату");
+        }
+        const unknownFamilies = ["прибыль/маржа"];
+        if (!overview.tax_position) {
+            unknownFamilies.push("НДС");
+        }
+        if (!overview.debt_position) {
+            unknownFamilies.push("долговой срез");
+        }
+        unknownFamilies.push(overview.debt_open_settlement_quality ? "due-date просрочка" : "качество открытых расчетов");
+        unknownFamilies.push(overview.inventory_position ? "полноценная складская ликвидность" : "склад");
+        return `По данным 1С собран ограниченный бизнес-обзор: ${families.join(", ")} подтверждены найденными строками; ${unknownFamilies.join(", ")} остаются отдельными непроверенными областями.`;
+    }
+    if (isBusinessOverviewPilot(pilot) && mode === "checked_sources_only") {
+        return "Бизнес-обзор был запущен, но подтвержденные денежные или activity-сигналы в найденных строках не получены.";
+    }
    if (isEntityResolutionPilot(pilot) && mode === "needs_clarification") {
        return "По каталогу 1С нашлось несколько похожих контрагентов, и без уточнения нельзя честно выбрать правильную сущность.";
    }
@@ -469,6 +508,9 @@ function nextStepFor(mode, pilot) {
        }
        return "Следующий шаг - связать inventory route-template с exact inventory runtime и затем проверить live-прогоном.";
    }
+    if (mode === "confirmed_with_bounded_inference" && isBusinessOverviewPilot(pilot)) {
+        return "Если нужен уже управленческий вывод, следующим шагом стоит отдельно проверить прибыль/маржу, долги, НДС и складскую ликвидность, а затем собрать полный бизнес-аудит.";
+    }
    if (mode === "confirmed_with_bounded_inference" && pilot.derived_metadata_surface) {
        const surface = pilot.derived_metadata_surface;
        if (surface.ambiguity_detected && surface.ambiguity_entity_sets.length > 0) {
@@ -500,6 +542,14 @@ function buildMustNotClaim(pilot) {
        claims.push("Do not claim full all-time turnover unless the checked period and coverage prove it.");
        claims.push("Do not present a derived sum as a legal/accounting final total outside the checked 1C rows.");
    }
+    if (isBusinessOverviewPilot(pilot)) {
+        claims.push("Do not present business overview cash-flow spread as profit or margin.");
+        claims.push("Do not claim debt quality, VAT position, inventory health, or company health unless those contours were separately checked.");
+        claims.push("Do not present a debt-position snapshot as debt aging, overdue debt, or credit-quality analysis.");
+        claims.push("Do not present open-settlement concentration as contractual due-date aging or confirmed overdue debt.");
+        claims.push("Do not present an inventory snapshot or purchase-date aging signal as turnover, obsolescence, liquidation value, or full inventory health.");
+        claims.push("Do not expose business_overview_route_template_v1 or MCP primitive names in the user answer.");
+    }
    if (pilot.derived_ranked_value_flow) {
        claims.push("Do not present a bounded ranking as a complete all-time ranking outside the checked period and organization.");
        claims.push("Do not imply the top-ranked counterparty is globally final when probe-limit or scope boundaries still exist.");
@@ -760,6 +810,95 @@ function derivedBidirectionalValueFlowMonthlyLines(pilot) {
    }
    return flow.monthly_breakdown.map((bucket) => `Помесячно: ${monthLabelRu(bucket.month_bucket)} — получили ${bucket.incoming_total_amount_human_ru}, заплатили ${bucket.outgoing_total_amount_human_ru}, ${netLabelRu(bucket.net_direction)} ${bucket.net_amount_human_ru}`);
 }
+function businessOverviewNetDirectionRu(direction) {
+    if (direction === "net_incoming") {
+        return "операционный денежный поток в проверенном срезе больше входящий, чем исходящий";
+    }
+    if (direction === "net_outgoing") {
+        return "операционный денежный поток в проверенном срезе больше исходящий, чем входящий";
+    }
+    return "входящий и исходящий денежный поток в проверенном срезе примерно сбалансированы";
+}
+function derivedBusinessOverviewConfirmedLines(pilot) {
+    const overview = pilot.derived_business_overview;
+    if (!overview) {
+        return [];
+    }
+    const organization = overview.organization_scope ? ` по организации ${overview.organization_scope}` : "";
+    const period = overview.period_scope ? ` за ${overview.period_scope}` : " за все доступное проверенное окно";
+    const lines = [];
+    if (overview.incoming_customer_revenue.rows_with_amount > 0) {
+        lines.push(`Входящие поступления${organization}${period}: ${overview.incoming_customer_revenue.total_amount_human_ru} по ${overview.incoming_customer_revenue.rows_with_amount} строкам с суммой.`);
+    }
+    if (overview.outgoing_supplier_payout.rows_with_amount > 0) {
+        lines.push(`Исходящие платежи/списания${organization}${period}: ${overview.outgoing_supplier_payout.total_amount_human_ru} по ${overview.outgoing_supplier_payout.rows_with_amount} строкам с суммой.`);
+    }
+    const leader = overview.top_customers[0];
+    if (leader) {
+        lines.push(`Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`);
+    }
+    if (overview.activity_period) {
+        lines.push(`Окно подтвержденной активности в 1С: ${overview.activity_period.first_activity_date} — ${overview.activity_period.latest_activity_date}; ориентировочно ${overview.activity_period.duration_human_ru}.`);
+    }
+    if (overview.tax_position) {
+        const taxDirection = overview.tax_position.net_vat_direction === "vat_to_pay"
+            ? "к уплате"
+            : overview.tax_position.net_vat_direction === "vat_to_recover_or_offset"
+                ? "к вычету/зачету"
+                : "сбалансирован";
+        lines.push(`НДС-позиция за ${overview.tax_position.period_scope}: книга продаж ${overview.tax_position.sales_vat_amount_human_ru}, книга покупок/вычеты ${overview.tax_position.purchase_vat_amount_human_ru}, нетто ${taxDirection} ${overview.tax_position.net_vat_amount_human_ru}.`);
+    }
+    if (overview.debt_position) {
+        const debtDirection = overview.debt_position.net_debt_position_direction === "net_receivable"
+            ? "в пользу дебиторки"
+            : overview.debt_position.net_debt_position_direction === "net_payable"
+                ? "в сторону кредиторки"
+                : "сбалансировано";
+        lines.push(`Долговой срез на ${overview.debt_position.as_of_date}: дебиторка ${overview.debt_position.receivables.total_amount_human_ru}, кредиторка ${overview.debt_position.payables.total_amount_human_ru}, нетто ${debtDirection} ${overview.debt_position.net_debt_position_amount_human_ru}.`);
+    }
+    if (overview.debt_open_settlement_quality) {
+        const quality = overview.debt_open_settlement_quality;
+        const topContract = quality.top_contracts[0];
+        const topContractText = topContract
+            ? ` Крупнейший открытый договор: ${topContract.contract}${topContract.counterparty ? ` / ${topContract.counterparty}` : ""} — ${topContract.total_amount_human_ru}${topContract.share_of_gross_open_amount_pct === null ? "" : ` (${topContract.share_of_gross_open_amount_pct}%)`}.`
+            : "";
+        lines.push(`Качество открытых расчетов на ${quality.as_of_date}: брутто открытых договорных остатков ${quality.gross_open_amount_human_ru}, договоров ${quality.unique_contracts}, контрагентов ${quality.unique_counterparties}.${topContractText}`);
+    }
+    if (overview.inventory_position) {
+        const leader = overview.inventory_position.top_items[0];
+        const leaderText = leader
+            ? ` Крупнейшая подтвержденная позиция: ${leader.item} — ${leader.total_amount_human_ru}.`
+            : "";
+        lines.push(`Складской срез на ${overview.inventory_position.as_of_date}: остаток ${overview.inventory_position.total_amount_human_ru} по ${overview.inventory_position.rows_with_amount} строкам с суммой и ${overview.inventory_position.rows_with_quantity} строкам с количеством.${leaderText}`);
+        if (overview.inventory_position.aging_signal?.oldest_purchase_date) {
+            const ageText = overview.inventory_position.aging_signal.max_age_days === null
+                ? ""
+                : `, максимальный возраст сигнала ${overview.inventory_position.aging_signal.max_age_days} дн.`;
+            lines.push(`Возрастной сигнал склада: самая ранняя найденная дата закупки ${overview.inventory_position.aging_signal.oldest_purchase_date}${ageText}.`);
+        }
+    }
+    return lines;
+}
+function derivedBusinessOverviewInferenceLine(pilot) {
+    const overview = pilot.derived_business_overview;
+    if (!overview) {
+        return null;
+    }
+    if (overview.incoming_customer_revenue.rows_with_amount <= 0 &&
+        overview.outgoing_supplier_payout.rows_with_amount <= 0) {
+        return null;
+    }
+    return [
+        `Расчетное нетто по найденным строкам: ${overview.net_amount_human_ru}; ${businessOverviewNetDirectionRu(overview.net_direction)}.`,
+        "Это нормальный операционный сигнал, но не прибыль и не маржа: для управленческого вывода нужны отдельные расходы, себестоимость, долги, налоги и склад."
+    ].join(" ");
+}
+function businessOverviewUnknownLines(pilot) {
+    if (!pilot.derived_business_overview) {
+        return userFacingUnknowns(pilot.evidence.unknown_facts);
+    }
+    return userFacingUnknowns(pilot.evidence.unknown_facts);
+}
 function buildAssistantMcpDiscoveryAnswerDraft(pilot) {
    const mode = modeFor(pilot);
    const reasonCodes = [...pilot.reason_codes, ...pilot.evidence.reason_codes];
@@ -770,7 +909,8 @@ function buildAssistantMcpDiscoveryAnswerDraft(pilot) {
    if (pilot.evidence.inferred_facts.length > 0) {
        pushReason(reasonCodes, "answer_contains_bounded_inference");
    }
-    const derivedInferenceLine = derivedActivityInferenceLine(pilot) ??
+    const derivedInferenceLine = derivedBusinessOverviewInferenceLine(pilot) ??
+        derivedActivityInferenceLine(pilot) ??
        derivedMetadataInferenceLine(pilot) ??
        derivedRankedValueFlowInferenceLine(pilot) ??
        derivedEntityResolutionInferenceLine(pilot);
@@ -785,23 +925,43 @@ function buildAssistantMcpDiscoveryAnswerDraft(pilot) {
    const monthlyConfirmedLines = derivedBidirectionalValueFlowMonthlyLines(pilot).length > 0
        ? derivedBidirectionalValueFlowMonthlyLines(pilot)
        : derivedValueFlowMonthlyLines(pilot);
+    const businessOverviewLines = derivedBusinessOverviewConfirmedLines(pilot);
    if (monthlyConfirmedLines.length > 0) {
        pushReason(reasonCodes, "answer_contains_monthly_breakdown");
    }
-    const confirmedLines = pilot.derived_ranked_value_flow && derivedValueLine
-        ? [derivedValueLine]
-        : derivedValueLine
-            ? [...pilot.evidence.confirmed_facts, derivedValueLine, ...monthlyConfirmedLines]
-            : derivedEntityResolutionLine
-                ? [...pilot.evidence.confirmed_facts, derivedEntityResolutionLine]
-                : derivedMetadataLine
-                    ? [derivedMetadataLine]
-                    : pilot.evidence.confirmed_facts;
-    const unknownLines = pilot.derived_metadata_surface
-        ? pilot.derived_metadata_surface.available_fields.length > 0
-            ? userFacingUnknowns(pilot.evidence.unknown_facts)
-            : ["Детальный список полей этих объектов этим шагом не получен."]
-        : rankedValueFlowUnknownLines(pilot);
+    if (businessOverviewLines.length > 0) {
+        pushReason(reasonCodes, "answer_contains_business_overview");
+    }
+    if (pilot.derived_business_overview?.tax_position) {
+        pushReason(reasonCodes, "answer_contains_business_overview_tax_position");
+    }
+    if (pilot.derived_business_overview?.debt_position) {
+        pushReason(reasonCodes, "answer_contains_business_overview_debt_position");
+    }
+    if (pilot.derived_business_overview?.debt_open_settlement_quality) {
+        pushReason(reasonCodes, "answer_contains_business_overview_open_settlement_quality");
+    }
+    if (pilot.derived_business_overview?.inventory_position) {
+        pushReason(reasonCodes, "answer_contains_business_overview_inventory_position");
+    }
+    const confirmedLines = businessOverviewLines.length > 0
+        ? businessOverviewLines
+        : pilot.derived_ranked_value_flow && derivedValueLine
+            ? [derivedValueLine]
+            : derivedValueLine
+                ? [...pilot.evidence.confirmed_facts, derivedValueLine, ...monthlyConfirmedLines]
+                : derivedEntityResolutionLine
+                    ? [...pilot.evidence.confirmed_facts, derivedEntityResolutionLine]
+                    : derivedMetadataLine
+                        ? [derivedMetadataLine]
+                        : pilot.evidence.confirmed_facts;
+    const unknownLines = pilot.derived_business_overview
+        ? businessOverviewUnknownLines(pilot)
+        : pilot.derived_metadata_surface
+            ? pilot.derived_metadata_surface.available_fields.length > 0
+                ? userFacingUnknowns(pilot.evidence.unknown_facts)
+                : ["Детальный список полей этих объектов этим шагом не получен."]
+            : rankedValueFlowUnknownLines(pilot);
    return {
        schema_version: exports.ASSISTANT_MCP_DISCOVERY_ANSWER_DRAFT_SCHEMA_VERSION,
        policy_owner: "assistantMcpDiscoveryAnswerAdapter",
@@ -511,6 +511,9 @@ function metadataAmbiguityCollapsesToMovementLane(values) {
 function hasLifecycleSignal(text) {
    return /(?:сколько\s+лет|как\s+давно|давно\s+ли|возраст|перв(?:ая|ый)\s+актив|когда\s+начал|когда\s+появ|lifecycle|activity\s+duration|business\s+age|how\s+long)/iu.test(text);
 }
+function hasBusinessOverviewSignal(text) {
+    return /(?:\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u0430\u0443\u0434\u0438\u0442|\u043f\u043e\u043b\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u0441\u0432\u043e\u0434\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u043a\u0430\u043a\s+\u0442\u044b\s+\u043e\u0446\u0435\u043d(?:\u0438\u0448\u044c|\u0438)\s+\u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442|\u043a\u043e\u043c\u043f\u0430\u043d(?:\u0438\u0438|\u0438\u044e|\u0438\u044f)\s+\u0432\s+\u0446\u0435\u043b\u043e\u043c|company\s+(?:analysis|overview)|business\s+(?:overview|audit)|llm[-\s]?audit|Р±РёР·РЅРµСЃ[-\s]?РѕР±Р·РѕСЂ|Р±РёР·РЅРµСЃ[-\s]?Р°СѓРґРёС‚)/iu.test(text);
+}
 function hasValueFlowSignal(text) {
    return /(?:оборот|выручк|оплат|плат[её]ж|заплат|перечисл|списан|расход|исходящ|входящ|получ(?:ил|ено|ен)|поступил|поступлен|денежн[а-яёa-z0-9_-]*\s+поток|(?<!\p{L})заработ(?:ал|али|ало|аем|ает|ать|ано|ок)(?!\p{L})|supplier|value[-\s]?flow|turnover|revenue|payment|payout|outflow|cash\s+flow|\bearn(?:ed|ing|ings)?\b)/iu.test(text);
 }
@@ -543,13 +546,15 @@ function extractOrganizationScopeFromRawText(value) {
    if (!match?.[1]) {
        return null;
    }
-    return toNonEmptyString(match[1]);
+    return toNonEmptyString(match[1]
+        .replace(/\s+(?:\u043f\u043e\s+\u0434\u0430\u043d\u043d\u044b\u043c\s+1\u0441|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u0437\u0430\s+(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})(?:\s+\u0433(?:\u043e\u0434|\.)?)?|\u043d\u0430\s+(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})|\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0434\u0430\u0439\s+\u0431\u0438\u0437\u043d\u0435\u0441-?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441-?\u043e\u0431\u0437\u043e\u0440|\u043d\u043e\s+\u043d\u0435).*$/iu, "")
+        .trim());
 }
 function hasMonthlyAggregationSignal(text) {
    return /(?:\u043f\u043e\s+\u043c\u0435\u0441\u044f\u0446\u0430\u043c|\u043f\u043e\u043c\u0435\u0441\u044f\u0447\u043d\u043e|\u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u043e|month\s+by\s+month|by\s+month|monthly)/iu.test(text);
 }
 function hasAllTimeScopeHint(text) {
-    return /(?:\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0437\u0430\s+\u043b\u044e\u0431\u043e\u0439\s+\u043f\u0435\u0440\u0438\u043e\u0434|for\s+all\s+time|all\s+time|entire\s+period|full\s+history|any\s+period)/iu.test(text);
+    return /(?:\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0437\u0430\s+\u043b\u044e\u0431\u043e\u0439\s+\u043f\u0435\u0440\u0438\u043e\u0434|for\s+all\s+time|all\s+time|entire\s+period|full\s+history|any\s+period)/iu.test(text);
 }
 function hasMetadataSignal(text) {
    if (/(?:\u043c\u0435\u0442\u0430\u0434\u0430\u043d|schema|catalog|metadata\s+surface|\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440[\u0430\u044b]\s+1\u0441|\u0441\u0445\u0435\u043c[\u0430\u044b]\s+1\u0441)/iu.test(text)) {
@@ -742,6 +747,15 @@ function metadataScopeHintFromRawText(text) {
 function hasExplicitDateScopeLiteral(text) {
    return /(?:\b(?:19|20)\d{2}\b|\b\d{4}-\d{2}-\d{2}\b|\b\d{4}-\d{2}\b)/iu.test(text);
 }
+function stripNegatedTaxDateScopeClauses(text) {
+    const dateScopeLiteral = String.raw `\b(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})\b`;
+    const taxToken = String.raw `(?:\u043d\u0434\u0441|vat)`;
+    const scopeToken = String.raw `(?:\u0437\u0430|\u043d\u0430|\u043f\u043e|for|in)`;
+    const negatedVerb = String.raw `(?:\u0442\u0430\u0449\u0438(?:\u0442\u044c)?|\u0431\u0435\u0440\u0438|\u0431\u0440\u0430\u0442\u044c|\u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0439(?:\u0442\u0435)?|\u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c|\u0441\u0447\u0438\u0442\u0430\u0439(?:\u0442\u0435)?|\u0441\u0447\u0438\u0442\u0430\u0442\u044c|\u043f\u043e\u0434\u0442\u044f\u0433\u0438\u0432\u0430\u0439(?:\u0442\u0435)?|\u043f\u043e\u0434\u0442\u044f\u0433\u0438\u0432\u0430\u0442\u044c|\u043f\u0435\u0440\u0435\u043d\u043e\u0441\u0438|\u043f\u0435\u0440\u0435\u043d\u043e\u0441\u0438\u0442\u044c|pull|reuse|use|carry)`;
+    const direct = new RegExp(String.raw `(?:^|[\s,;:])(?:\u043d\u0435\s+${negatedVerb}\s+${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}|\u0431\u0435\u0437\s+${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}|do\s+not\s+(?:${negatedVerb}\s+)?${taxToken}\s+${scopeToken}\s+${dateScopeLiteral})`, "giu");
+    const reversed = new RegExp(String.raw `${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}\s+(?:\u043d\u0435\s+${negatedVerb}|do\s+not\s+(?:${negatedVerb})?)`, "giu");
+    return text.replace(direct, " ").replace(reversed, " ");
+}
 function collectDateScopeFromRawText(text) {
    const isoDate = text.match(/\b(\d{4}-\d{2}-\d{2})\b/u);
    if (isoDate?.[1]) {
@@ -768,6 +782,9 @@ function isImplicitCurrentDateScope(value) {
 }
 function semanticNeedFor(input) {
    const combined = compactLower(`${input.domain ?? ""} ${input.action ?? ""} ${input.unsupported ?? ""}`);
+    if (/(?:broad_business_evaluation|broad_evaluation|business_summary|business_overview|company analysis|business audit)/iu.test(combined)) {
+        return "business overview evidence with bounded analyst interpretation";
+    }
    if (input.metadataSignal || /(?:metadata|schema|catalog|inspect_(?:catalog|documents|registers|fields))/iu.test(combined)) {
        return "1C metadata evidence";
    }
@@ -841,9 +858,11 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
    const rawEntitySourceText = repairedUserText ?? rawUserText ?? repairedEffectiveText ?? rawEffectiveText ?? rawSignalSourceText;
    const rawText = compactLower(rawSignalSourceText);
    const rawReferentialDocumentExclusionSignal = hasReferentialDocumentExclusionFollowupSignal(repairedUserText ?? rawUserText ?? "");
-    const rawLifecycleSignal = hasLifecycleSignal(rawText);
-    const rawBidirectionalValueFlowSignal = !rawLifecycleSignal && hasBidirectionalValueFlowSignal(rawText);
-    const rawValueFlowSignal = !rawLifecycleSignal &&
+    const rawBusinessOverviewSignal = hasBusinessOverviewSignal(rawText);
+    const rawLifecycleSignal = !rawBusinessOverviewSignal && hasLifecycleSignal(rawText);
+    const rawBidirectionalValueFlowSignal = !rawBusinessOverviewSignal && !rawLifecycleSignal && hasBidirectionalValueFlowSignal(rawText);
+    const rawValueFlowSignal = !rawBusinessOverviewSignal &&
+        !rawLifecycleSignal &&
        (hasValueFlowSignal(rawText) || hasValueRankingSignal(rawText) || rawBidirectionalValueFlowSignal);
    const rawMetadataSignal = !rawLifecycleSignal &&
        !rawValueFlowSignal &&
@@ -854,9 +873,13 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
    const rawValueFlowAggregateQuestionSignal = rawValueFlowSignal && hasValueFlowAggregateQuestionSignal(rawText);
    const monthlyAggregationSignal = hasMonthlyAggregationSignal(rawText);
    const rawAllTimeScopeSignal = hasAllTimeScopeHint(rawText);
-    const explicitDateScopeLiteralDetected = hasExplicitDateScopeLiteral(rawText);
+    const dateScopeSignalText = stripNegatedTaxDateScopeClauses(rawText);
+    const negatedTaxDateScopeOnlySignal = dateScopeSignalText !== rawText &&
+        hasExplicitDateScopeLiteral(rawText) &&
+        !hasExplicitDateScopeLiteral(dateScopeSignalText);
+    const explicitDateScopeLiteralDetected = hasExplicitDateScopeLiteral(dateScopeSignalText);
    const relativeCurrentDateHintDetected = hasRelativeCurrentDateHint(rawText);
-    const rawDateScope = collectDateScopeFromRawText(rawText);
+    const rawDateScope = collectDateScopeFromRawText(dateScopeSignalText);
    const rawMetadataScopeHint = rawMetadataSignal ? metadataScopeHintFromRawText(rawText) : null;
    const rawEntityCandidate = rawEntityResolutionSignal ? rawEntityResolutionCandidate(rawEntitySourceText) : null;
    const entityResolutionClarificationCandidate = followupSeed.pilotScope === "entity_resolution_search_v1" &&
@@ -870,6 +893,11 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
    const rawAggregationAxis = toNonEmptyString(assistantTurnMeaning?.asked_aggregation_axis);
    const unsupported = toNonEmptyString(assistantTurnMeaning?.unsupported_but_understood_family);
    const broadBusinessEvaluationUnsupported = unsupported === "broad_business_evaluation";
+    const businessOverviewSignal = rawBusinessOverviewSignal ||
+        broadBusinessEvaluationUnsupported ||
+        rawDomain === "business_summary" ||
+        rawDomain === "business_overview" ||
+        rawAction === "broad_evaluation";
    const explicitIntentCandidate = toNonEmptyString(assistantTurnMeaning?.explicit_intent_candidate);
    const currentTurnDocumentLaneSignal = rawAction === "list_documents";
    const currentTurnMovementLaneSignal = rawAction === "list_movements";
@@ -1182,10 +1210,12 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
                    : followupDiscoverySeedApplicable || effectiveMetadataFollowupSeedApplicable
                        ? followupSeed.unsupported
                        : null;
-    const lifecycleSignal = rawLifecycleSignal || seededDomain === "counterparty_lifecycle";
-    const bidirectionalValueFlowSignal = !lifecycleSignal &&
+    const lifecycleSignal = !businessOverviewSignal && (rawLifecycleSignal || seededDomain === "counterparty_lifecycle");
+    const bidirectionalValueFlowSignal = !businessOverviewSignal &&
+        !lifecycleSignal &&
        (rawBidirectionalValueFlowSignal || seededAction === "net_value_flow");
-    const valueFlowSignal = !lifecycleSignal &&
+    const valueFlowSignal = !businessOverviewSignal &&
+        !lifecycleSignal &&
        !metadataGroundedMovementLaneApplicable &&
        (rawValueFlowSignal || seededDomain === "counterparty_value");
    const payoutSignal = valueFlowSignal &&
@@ -1194,9 +1224,9 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
    const semanticDataNeed = metadataAmbiguityLaneClarificationApplicable
        ? "metadata lane clarification"
        : semanticNeedFor({
-            domain: rawDomain ?? seededDomain,
-            action: rawAction ?? seededAction,
-            unsupported: broadBusinessEvaluationUnsupported ? seededUnsupported : unsupported ?? seededUnsupported,
+            domain: businessOverviewSignal ? "business_overview" : rawDomain ?? seededDomain,
+            action: businessOverviewSignal ? "broad_evaluation" : rawAction ?? seededAction,
+            unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
            lifecycleSignal,
            valueFlowSignal,
            metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -1315,23 +1345,37 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
        }
    }
    const clarificationLoopStillNeedsPeriod = Boolean(followupSeed.loopStatus === "awaiting_clarification" && followupSeed.loopPendingAxes.includes("period"));
+    const businessOverviewRawWithoutDateScope = Boolean(businessOverviewSignal &&
+        !rawAllTimeScopeSignal &&
+        !explicitDateScopeLiteralDetected &&
+        !rawDateScope &&
+        !relativeCurrentDateHintDetected);
+    const predecomposeDateScopeCountsAsCurrentTurnPeriod = Boolean(predecomposeDateScope &&
+        !isImplicitCurrentDateScope(predecomposeDateScope) &&
+        !businessOverviewRawWithoutDateScope);
    const currentTurnCarriesExplicitPeriod = Boolean(explicitDateScopeLiteralDetected ||
        rawDateScope ||
        relativeCurrentDateHintDetected ||
-        (predecomposeDateScope && !isImplicitCurrentDateScope(predecomposeDateScope)));
+        predecomposeDateScopeCountsAsCurrentTurnPeriod);
    const suppressImplicitCurrentDateScope = Boolean(!currentTurnCarriesExplicitPeriod &&
        (clarificationLoopStillNeedsPeriod ||
+            businessOverviewSignal ||
            openScopeValueFlowWithoutResolvedCounterparty ||
            (valueFlowOrganizationStaysScope && (Boolean(followupSeed.rankingNeed) || bidirectionalValueFlowSignal))));
+    const suppressNegatedTaxOnlyDateScope = Boolean(businessOverviewSignal && negatedTaxDateScopeOnlySignal);
    const normalizedPredecomposeDateScope = (rawEntitySearchOverridesStaleScope && !currentTurnCarriesExplicitPeriod) ||
+        suppressNegatedTaxOnlyDateScope ||
+        businessOverviewRawWithoutDateScope ||
        (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(predecomposeDateScope))
        ? null
        : predecomposeDateScope;
    const normalizedAssistantTurnMeaningDateScope = rawEntitySearchOverridesStaleScope ||
+        suppressNegatedTaxOnlyDateScope ||
        (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(assistantTurnMeaningDateScope))
        ? null
        : assistantTurnMeaningDateScope;
    const normalizedFollowupDateScope = rawEntitySearchOverridesStaleScope ||
+        suppressNegatedTaxOnlyDateScope ||
        (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(followupSeed.dateScope))
        ? null
        : followupSeed.dateScope;
@@ -1348,41 +1392,45 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
        normalizedFollowupDateScope);
    const clarificationLoopSeedApplied = Boolean(followupSeed.loopStatus === "awaiting_clarification" && followupSeed.loopSelectedChainId);
    const turnMeaning = {
-        asked_domain_family: lifecycleSignal
-            ? "counterparty_lifecycle"
-            : valueFlowSignal
-                ? "counterparty_value"
-                : metadataGroundedMovementLaneApplicable
-                    ? "movements"
-                    : metadataGroundedDocumentLaneApplicable
-                        ? "documents"
-                        : entityResolutionSignal
-                            ? "entity_resolution"
-                            : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
-                                ? "metadata"
-                                : rawDomain ?? seededDomain,
-        asked_action_family: lifecycleSignal
-            ? "activity_duration"
-            : valueFlowSignal
-                ? bidirectionalValueFlowSignal
-                    ? "net_value_flow"
-                    : payoutSignal
-                        ? "payout"
-                        : rawAction ?? seededAction ?? "turnover"
-                : metadataGroundedMovementLaneApplicable
-                    ? "list_movements"
-                    : metadataGroundedDocumentLaneApplicable
-                        ? "list_documents"
-                        : entityResolutionSignal
-                            ? "search_business_entity"
-                            : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
-                                ? metadataActionFromRawText(rawText) ?? seededAction
-                                : rawAction ?? seededAction,
+        asked_domain_family: businessOverviewSignal
+            ? "business_overview"
+            : lifecycleSignal
+                ? "counterparty_lifecycle"
+                : valueFlowSignal
+                    ? "counterparty_value"
+                    : metadataGroundedMovementLaneApplicable
+                        ? "movements"
+                        : metadataGroundedDocumentLaneApplicable
+                            ? "documents"
+                            : entityResolutionSignal
+                                ? "entity_resolution"
+                                : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
+                                    ? "metadata"
+                                    : rawDomain ?? seededDomain,
+        asked_action_family: businessOverviewSignal
+            ? "broad_evaluation"
+            : lifecycleSignal
+                ? "activity_duration"
+                : valueFlowSignal
+                    ? bidirectionalValueFlowSignal
+                        ? "net_value_flow"
+                        : payoutSignal
+                            ? "payout"
+                            : rawAction ?? seededAction ?? "turnover"
+                    : metadataGroundedMovementLaneApplicable
+                        ? "list_movements"
+                        : metadataGroundedDocumentLaneApplicable
+                            ? "list_documents"
+                            : entityResolutionSignal
+                                ? "search_business_entity"
+                                : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
+                                    ? metadataActionFromRawText(rawText) ?? seededAction
+                                    : rawAction ?? seededAction,
        asked_aggregation_axis: monthlyAggregationSignal ? "month" : rawAggregationAxis,
        seeded_ranking_need: valueFlowSignal && followupSeed.rankingNeed && !rawEntitySearchOverridesStaleScope
            ? followupSeed.rankingNeed
            : undefined,
-        explicit_entity_candidates: entityCandidates,
+        explicit_entity_candidates: businessOverviewSignal ? [] : entityCandidates,
        metadata_ambiguity_entity_sets: metadataAmbiguityLaneClarificationApplicable && followupSeed.metadataAmbiguityEntitySets.length > 0
            ? followupSeed.metadataAmbiguityEntitySets
            : undefined,
@@ -1390,29 +1438,32 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
        explicit_organization_scope: explicitOrganizationScope,
        explicit_date_scope: explicitDateScope,
        subject_resolution_optional: metadataScopedLaneWithoutSubject || undefined,
-        unsupported_but_understood_family: unsupported ??
-            (lifecycleSignal
-                ? "counterparty_lifecycle"
-                : valueFlowSignal
-                    ? bidirectionalValueFlowSignal
-                        ? "counterparty_bidirectional_value_flow_or_netting"
-                        : payoutSignal
-                            ? "counterparty_payouts_or_outflow"
-                            : seededUnsupported ?? "counterparty_value_or_turnover"
-                    : metadataGroundedMovementLaneApplicable
-                        ? "movement_evidence"
-                        : metadataGroundedDocumentLaneApplicable
-                            ? "document_evidence"
-                            : metadataAmbiguityLaneClarificationApplicable
-                                ? "metadata_lane_choice_clarification"
-                                : entityResolutionSignal
-                                    ? "entity_resolution"
-                                    : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
-                                        ? "1c_metadata_surface"
-                                        : followupDiscoverySeedApplicable
-                                            ? seededUnsupported
-                                            : null),
+        unsupported_but_understood_family: businessOverviewSignal
+            ? "broad_business_evaluation"
+            : unsupported ??
+                (lifecycleSignal
+                    ? "counterparty_lifecycle"
+                    : valueFlowSignal
+                        ? bidirectionalValueFlowSignal
+                            ? "counterparty_bidirectional_value_flow_or_netting"
+                            : payoutSignal
+                                ? "counterparty_payouts_or_outflow"
+                                : seededUnsupported ?? "counterparty_value_or_turnover"
+                        : metadataGroundedMovementLaneApplicable
+                            ? "movement_evidence"
+                            : metadataGroundedDocumentLaneApplicable
+                                ? "document_evidence"
+                                : metadataAmbiguityLaneClarificationApplicable
+                                    ? "metadata_lane_choice_clarification"
+                                    : entityResolutionSignal
+                                        ? "entity_resolution"
+                                        : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
+                                            ? "1c_metadata_surface"
+                                            : followupDiscoverySeedApplicable
+                                                ? seededUnsupported
+                                                : null),
        stale_replay_forbidden: Boolean(assistantTurnMeaning?.stale_replay_forbidden ||
+            businessOverviewSignal ||
            unsupported ||
            lifecycleSignal ||
            valueFlowSignal ||
@@ -1467,7 +1518,7 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
        semanticDataNeed &&
        (entityCandidates.length > 0 || explicitOrganizationScope || openScopeValueFlowWithoutResolvedCounterparty));
    const runDiscovery = shouldRunDiscovery({
-        unsupported: broadBusinessEvaluationUnsupported ? seededUnsupported : unsupported ?? seededUnsupported,
+        unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
        lifecycleSignal,
        valueFlowSignal,
        metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -1481,7 +1532,8 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
            metadataGroundedMovementLaneApplicable ||
            metadataGroundedDocumentLaneApplicable ||
            groundedValueFlowFollowupApplicable,
-        forceDiscoveryOverExplicitIntent: Boolean(entityResolutionClarificationCandidate) ||
+        forceDiscoveryOverExplicitIntent: businessOverviewSignal ||
+            Boolean(entityResolutionClarificationCandidate) ||
            organizationClarificationFollowupApplicable ||
            periodClarificationFollowupApplicable ||
            metadataAmbiguityLaneClarificationApplicable ||
@@ -1554,6 +1606,9 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
    if (rawAllTimeScopeSignal) {
        pushReason(reasonCodes, "mcp_discovery_all_time_scope_signal_detected");
    }
+    if (suppressNegatedTaxOnlyDateScope) {
+        pushReason(reasonCodes, "mcp_discovery_negated_tax_period_scope_suppressed");
+    }
    if (followupDiscoverySeedApplicable) {
        pushReason(reasonCodes, "mcp_discovery_seeded_from_followup_context");
    }
@@ -1632,8 +1687,8 @@ function buildAssistantMcpDiscoveryTurnInput(input) {
    if (unsupported) {
        pushReason(reasonCodes, "mcp_discovery_unsupported_but_understood_turn");
    }
-    if (broadBusinessEvaluationUnsupported) {
-        pushReason(reasonCodes, "mcp_discovery_broad_business_evaluation_kept_in_living_chat");
+    if (businessOverviewSignal) {
+        pushReason(reasonCodes, "mcp_discovery_broad_business_evaluation_route_candidate");
    }
    if (!(valueFlowOrganizationStaysScope && normalizedPredecomposeCounterparty === explicitOrganizationScope) &&
        normalizedPredecomposeCounterparty) {
@@ -117,6 +117,11 @@ function detectBroadBusinessEvaluation(text) {
    if (!normalized) {
        return null;
    }
+    if (/(?:\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u0430\u0443\u0434\u0438\u0442|\u043f\u043e\u043b\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u0441\u0432\u043e\u0434\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u043a\u0430\u043a\s+\u0442\u044b\s+\u043e\u0446\u0435\u043d(?:\u0438\u0448\u044c|\u0438)\s+\u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442|\u043a\u043e\u043c\u043f\u0430\u043d(?:\u0438\u0438|\u0438\u044e|\u0438\u044f)\s+\u0432\s+\u0446\u0435\u043b\u043e\u043c|company\s+(?:analysis|overview)|business\s+(?:overview|audit)|llm[-\s]?audit|Р±РёР·РЅРµСЃ[-\s]?РѕР±Р·РѕСЂ|Р±РёР·РЅРµСЃ[-\s]?Р°СѓРґРёС‚)/iu.test(normalized)) {
+        return {
+            family: "broad_business_evaluation"
+        };
+    }
    if (/(?:как\s+ты\s+оценишь\s+деятельност[ьи]\s+компан|оценк[аи]?\s+деятельност[ьи]\s+компан|оцени\s+(?:компан|бизнес|деятельност)|(?:полный|сводный|нормальн\w*|взросл\w*)\s+анализ\s+(?:компан|бизнес|деятельност)|проанализируй\s+(?:компан|бизнес|деятельност)|(?:что\s+думаешь|какое\s+мнение)\s+(?:о|по)\s+(?:компан|бизнес)|(?:llm[-\s]?)?аудит\s+(?:компан|бизнес)|что\s+у\s+нас\s+вообще\s+происход|где\s+главн(?:ые|ый)\s+риски|как\s+у\s+нас\s+дела\s+по\s+компан)/iu.test(normalized)) {
        return {
            family: "broad_business_evaluation"
@@ -214,7 +219,7 @@ function createAssistantTurnMeaningPolicy(deps = {}) {
            asked_domain_family: askedDomainFamily,
            asked_action_family: askedActionFamily,
            explicit_intent_candidate: explicitIntentCandidate,
-            explicit_entity_candidates: buildEntityCandidates(counterpartyTurnover),
+            explicit_entity_candidates: broadBusinessEvaluation?.family ? [] : buildEntityCandidates(counterpartyTurnover),
            meaning_confidence: broadBusinessEvaluation?.family
                ? "medium"
                : supportedIntent?.confidence ?? (counterpartyTurnover?.family ? "medium" : "low"),
@@ -158,6 +158,10 @@ function isValueFlowPilot(pilot: AssistantMcpDiscoveryPilotExecutionContract): b
  );
 }

+function isBusinessOverviewPilot(pilot: AssistantMcpDiscoveryPilotExecutionContract): boolean {
+  return pilot.pilot_scope === "business_overview_route_template_v1";
+}
+
 function isDocumentPilot(pilot: AssistantMcpDiscoveryPilotExecutionContract): boolean {
  return pilot.pilot_scope === "counterparty_document_evidence_query_documents_v1";
 }
@@ -431,6 +435,44 @@ function headlineFor(mode: AssistantMcpDiscoveryAnswerMode, pilot: AssistantMcpD
    }
    return "Инвентарный route-template уже выбран, но live-исполнение этого generic MCP контура еще не подключено; складской/товарный факт не подтвержден.";
  }
+  if (isBusinessOverviewPilot(pilot) && pilot.derived_business_overview && mode === "confirmed_with_bounded_inference") {
+    const overview = pilot.derived_business_overview;
+    const families: string[] = [];
+    if (
+      overview.incoming_customer_revenue.rows_with_amount > 0 ||
+      overview.outgoing_supplier_payout.rows_with_amount > 0
+    ) {
+      families.push("денежный поток");
+    }
+    if (overview.activity_period) {
+      families.push("активность");
+    }
+    if (overview.tax_position) {
+      families.push("НДС-позиция");
+    }
+    if (overview.debt_position) {
+      families.push("долговой срез на дату");
+    }
+    if (overview.debt_open_settlement_quality) {
+      families.push("качество открытых расчетов");
+    }
+    if (overview.inventory_position) {
+      families.push("складской срез на дату");
+    }
+    const unknownFamilies = ["прибыль/маржа"];
+    if (!overview.tax_position) {
+      unknownFamilies.push("НДС");
+    }
+    if (!overview.debt_position) {
+      unknownFamilies.push("долговой срез");
+    }
+    unknownFamilies.push(overview.debt_open_settlement_quality ? "due-date просрочка" : "качество открытых расчетов");
+    unknownFamilies.push(overview.inventory_position ? "полноценная складская ликвидность" : "склад");
+    return `По данным 1С собран ограниченный бизнес-обзор: ${families.join(", ")} подтверждены найденными строками; ${unknownFamilies.join(", ")} остаются отдельными непроверенными областями.`;
+  }
+  if (isBusinessOverviewPilot(pilot) && mode === "checked_sources_only") {
+    return "Бизнес-обзор был запущен, но подтвержденные денежные или activity-сигналы в найденных строках не получены.";
+  }
  if (isEntityResolutionPilot(pilot) && mode === "needs_clarification") {
    return "По каталогу 1С нашлось несколько похожих контрагентов, и без уточнения нельзя честно выбрать правильную сущность.";
  }
@@ -574,6 +616,9 @@ function nextStepFor(mode: AssistantMcpDiscoveryAnswerMode, pilot: AssistantMcpD
    }
    return "Следующий шаг - связать inventory route-template с exact inventory runtime и затем проверить live-прогоном.";
  }
+  if (mode === "confirmed_with_bounded_inference" && isBusinessOverviewPilot(pilot)) {
+    return "Если нужен уже управленческий вывод, следующим шагом стоит отдельно проверить прибыль/маржу, долги, НДС и складскую ликвидность, а затем собрать полный бизнес-аудит.";
+  }
  if (mode === "confirmed_with_bounded_inference" && pilot.derived_metadata_surface) {
    const surface = pilot.derived_metadata_surface;
    if (surface.ambiguity_detected && surface.ambiguity_entity_sets.length > 0) {
@@ -606,6 +651,14 @@ function buildMustNotClaim(pilot: AssistantMcpDiscoveryPilotExecutionContract):
    claims.push("Do not claim full all-time turnover unless the checked period and coverage prove it.");
    claims.push("Do not present a derived sum as a legal/accounting final total outside the checked 1C rows.");
  }
+  if (isBusinessOverviewPilot(pilot)) {
+    claims.push("Do not present business overview cash-flow spread as profit or margin.");
+    claims.push("Do not claim debt quality, VAT position, inventory health, or company health unless those contours were separately checked.");
+    claims.push("Do not present a debt-position snapshot as debt aging, overdue debt, or credit-quality analysis.");
+    claims.push("Do not present open-settlement concentration as contractual due-date aging or confirmed overdue debt.");
+    claims.push("Do not present an inventory snapshot or purchase-date aging signal as turnover, obsolescence, liquidation value, or full inventory health.");
+    claims.push("Do not expose business_overview_route_template_v1 or MCP primitive names in the user answer.");
+  }
  if (pilot.derived_ranked_value_flow) {
    claims.push("Do not present a bounded ranking as a complete all-time ranking outside the checked period and organization.");
    claims.push("Do not imply the top-ranked counterparty is globally final when probe-limit or scope boundaries still exist.");
@@ -899,6 +952,119 @@ function derivedBidirectionalValueFlowMonthlyLines(pilot: AssistantMcpDiscoveryP
  );
 }

+function businessOverviewNetDirectionRu(direction: "net_incoming" | "net_outgoing" | "balanced"): string {
+  if (direction === "net_incoming") {
+    return "операционный денежный поток в проверенном срезе больше входящий, чем исходящий";
+  }
+  if (direction === "net_outgoing") {
+    return "операционный денежный поток в проверенном срезе больше исходящий, чем входящий";
+  }
+  return "входящий и исходящий денежный поток в проверенном срезе примерно сбалансированы";
+}
+
+function derivedBusinessOverviewConfirmedLines(pilot: AssistantMcpDiscoveryPilotExecutionContract): string[] {
+  const overview = pilot.derived_business_overview;
+  if (!overview) {
+    return [];
+  }
+  const organization = overview.organization_scope ? ` по организации ${overview.organization_scope}` : "";
+  const period = overview.period_scope ? ` за ${overview.period_scope}` : " за все доступное проверенное окно";
+  const lines: string[] = [];
+  if (overview.incoming_customer_revenue.rows_with_amount > 0) {
+    lines.push(
+      `Входящие поступления${organization}${period}: ${overview.incoming_customer_revenue.total_amount_human_ru} по ${overview.incoming_customer_revenue.rows_with_amount} строкам с суммой.`
+    );
+  }
+  if (overview.outgoing_supplier_payout.rows_with_amount > 0) {
+    lines.push(
+      `Исходящие платежи/списания${organization}${period}: ${overview.outgoing_supplier_payout.total_amount_human_ru} по ${overview.outgoing_supplier_payout.rows_with_amount} строкам с суммой.`
+    );
+  }
+  const leader = overview.top_customers[0];
+  if (leader) {
+    lines.push(`Самый крупный подтвержденный клиент в проверенном срезе: ${leader.axis_value} — ${leader.total_amount_human_ru}.`);
+  }
+  if (overview.activity_period) {
+    lines.push(
+      `Окно подтвержденной активности в 1С: ${overview.activity_period.first_activity_date} — ${overview.activity_period.latest_activity_date}; ориентировочно ${overview.activity_period.duration_human_ru}.`
+    );
+  }
+  if (overview.tax_position) {
+    const taxDirection =
+      overview.tax_position.net_vat_direction === "vat_to_pay"
+        ? "к уплате"
+        : overview.tax_position.net_vat_direction === "vat_to_recover_or_offset"
+          ? "к вычету/зачету"
+          : "сбалансирован";
+    lines.push(
+      `НДС-позиция за ${overview.tax_position.period_scope}: книга продаж ${overview.tax_position.sales_vat_amount_human_ru}, книга покупок/вычеты ${overview.tax_position.purchase_vat_amount_human_ru}, нетто ${taxDirection} ${overview.tax_position.net_vat_amount_human_ru}.`
+    );
+  }
+  if (overview.debt_position) {
+    const debtDirection =
+      overview.debt_position.net_debt_position_direction === "net_receivable"
+        ? "в пользу дебиторки"
+        : overview.debt_position.net_debt_position_direction === "net_payable"
+          ? "в сторону кредиторки"
+          : "сбалансировано";
+    lines.push(
+      `Долговой срез на ${overview.debt_position.as_of_date}: дебиторка ${overview.debt_position.receivables.total_amount_human_ru}, кредиторка ${overview.debt_position.payables.total_amount_human_ru}, нетто ${debtDirection} ${overview.debt_position.net_debt_position_amount_human_ru}.`
+    );
+  }
+  if (overview.debt_open_settlement_quality) {
+    const quality = overview.debt_open_settlement_quality;
+    const topContract = quality.top_contracts[0];
+    const topContractText = topContract
+      ? ` Крупнейший открытый договор: ${topContract.contract}${topContract.counterparty ? ` / ${topContract.counterparty}` : ""} — ${topContract.total_amount_human_ru}${topContract.share_of_gross_open_amount_pct === null ? "" : ` (${topContract.share_of_gross_open_amount_pct}%)`}.`
+      : "";
+    lines.push(
+      `Качество открытых расчетов на ${quality.as_of_date}: брутто открытых договорных остатков ${quality.gross_open_amount_human_ru}, договоров ${quality.unique_contracts}, контрагентов ${quality.unique_counterparties}.${topContractText}`
+    );
+  }
+  if (overview.inventory_position) {
+    const leader = overview.inventory_position.top_items[0];
+    const leaderText = leader
+      ? ` Крупнейшая подтвержденная позиция: ${leader.item} — ${leader.total_amount_human_ru}.`
+      : "";
+    lines.push(
+      `Складской срез на ${overview.inventory_position.as_of_date}: остаток ${overview.inventory_position.total_amount_human_ru} по ${overview.inventory_position.rows_with_amount} строкам с суммой и ${overview.inventory_position.rows_with_quantity} строкам с количеством.${leaderText}`
+    );
+    if (overview.inventory_position.aging_signal?.oldest_purchase_date) {
+      const ageText = overview.inventory_position.aging_signal.max_age_days === null
+        ? ""
+        : `, максимальный возраст сигнала ${overview.inventory_position.aging_signal.max_age_days} дн.`;
+      lines.push(
+        `Возрастной сигнал склада: самая ранняя найденная дата закупки ${overview.inventory_position.aging_signal.oldest_purchase_date}${ageText}.`
+      );
+    }
+  }
+  return lines;
+}
+
+function derivedBusinessOverviewInferenceLine(pilot: AssistantMcpDiscoveryPilotExecutionContract): string | null {
+  const overview = pilot.derived_business_overview;
+  if (!overview) {
+    return null;
+  }
+  if (
+    overview.incoming_customer_revenue.rows_with_amount <= 0 &&
+    overview.outgoing_supplier_payout.rows_with_amount <= 0
+  ) {
+    return null;
+  }
+  return [
+    `Расчетное нетто по найденным строкам: ${overview.net_amount_human_ru}; ${businessOverviewNetDirectionRu(overview.net_direction)}.`,
+    "Это нормальный операционный сигнал, но не прибыль и не маржа: для управленческого вывода нужны отдельные расходы, себестоимость, долги, налоги и склад."
+  ].join(" ");
+}
+
+function businessOverviewUnknownLines(pilot: AssistantMcpDiscoveryPilotExecutionContract): string[] {
+  if (!pilot.derived_business_overview) {
+    return userFacingUnknowns(pilot.evidence.unknown_facts);
+  }
+  return userFacingUnknowns(pilot.evidence.unknown_facts);
+}
+
 export function buildAssistantMcpDiscoveryAnswerDraft(
  pilot: AssistantMcpDiscoveryPilotExecutionContract
 ): AssistantMcpDiscoveryAnswerDraftContract {
@@ -912,6 +1078,7 @@ export function buildAssistantMcpDiscoveryAnswerDraft(
    pushReason(reasonCodes, "answer_contains_bounded_inference");
  }
  const derivedInferenceLine =
+    derivedBusinessOverviewInferenceLine(pilot) ??
    derivedActivityInferenceLine(pilot) ??
    derivedMetadataInferenceLine(pilot) ??
    derivedRankedValueFlowInferenceLine(pilot) ??
@@ -929,10 +1096,28 @@ export function buildAssistantMcpDiscoveryAnswerDraft(
    derivedBidirectionalValueFlowMonthlyLines(pilot).length > 0
      ? derivedBidirectionalValueFlowMonthlyLines(pilot)
      : derivedValueFlowMonthlyLines(pilot);
+  const businessOverviewLines = derivedBusinessOverviewConfirmedLines(pilot);
  if (monthlyConfirmedLines.length > 0) {
    pushReason(reasonCodes, "answer_contains_monthly_breakdown");
  }
-  const confirmedLines = pilot.derived_ranked_value_flow && derivedValueLine
+  if (businessOverviewLines.length > 0) {
+    pushReason(reasonCodes, "answer_contains_business_overview");
+  }
+  if (pilot.derived_business_overview?.tax_position) {
+    pushReason(reasonCodes, "answer_contains_business_overview_tax_position");
+  }
+  if (pilot.derived_business_overview?.debt_position) {
+    pushReason(reasonCodes, "answer_contains_business_overview_debt_position");
+  }
+  if (pilot.derived_business_overview?.debt_open_settlement_quality) {
+    pushReason(reasonCodes, "answer_contains_business_overview_open_settlement_quality");
+  }
+  if (pilot.derived_business_overview?.inventory_position) {
+    pushReason(reasonCodes, "answer_contains_business_overview_inventory_position");
+  }
+  const confirmedLines = businessOverviewLines.length > 0
+    ? businessOverviewLines
+    : pilot.derived_ranked_value_flow && derivedValueLine
    ? [derivedValueLine]
    : derivedValueLine
    ? [...pilot.evidence.confirmed_facts, derivedValueLine, ...monthlyConfirmedLines]
@@ -941,7 +1126,9 @@ export function buildAssistantMcpDiscoveryAnswerDraft(
    : derivedMetadataLine
      ? [derivedMetadataLine]
      : pilot.evidence.confirmed_facts;
-  const unknownLines = pilot.derived_metadata_surface
+  const unknownLines = pilot.derived_business_overview
+    ? businessOverviewUnknownLines(pilot)
+    : pilot.derived_metadata_surface
    ? pilot.derived_metadata_surface.available_fields.length > 0
      ? userFacingUnknowns(pilot.evidence.unknown_facts)
      : ["Детальный список полей этих объектов этим шагом не получен."]
@@ -682,6 +682,12 @@ function hasLifecycleSignal(text: string): boolean {
  );
 }

+function hasBusinessOverviewSignal(text: string): boolean {
+  return /(?:\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u0430\u0443\u0434\u0438\u0442|\u043f\u043e\u043b\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u0441\u0432\u043e\u0434\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u043a\u0430\u043a\s+\u0442\u044b\s+\u043e\u0446\u0435\u043d(?:\u0438\u0448\u044c|\u0438)\s+\u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442|\u043a\u043e\u043c\u043f\u0430\u043d(?:\u0438\u0438|\u0438\u044e|\u0438\u044f)\s+\u0432\s+\u0446\u0435\u043b\u043e\u043c|company\s+(?:analysis|overview)|business\s+(?:overview|audit)|llm[-\s]?audit|Р±РёР·РЅРµСЃ[-\s]?РѕР±Р·РѕСЂ|Р±РёР·РЅРµСЃ[-\s]?Р°СѓРґРёС‚)/iu.test(
+    text
+  );
+}
+
 function hasValueFlowSignal(text: string): boolean {
  return /(?:оборот|выручк|оплат|плат[её]ж|заплат|перечисл|списан|расход|исходящ|входящ|получ(?:ил|ено|ен)|поступил|поступлен|денежн[а-яёa-z0-9_-]*\s+поток|(?<!\p{L})заработ(?:ал|али|ало|аем|ает|ать|ано|ок)(?!\p{L})|supplier|value[-\s]?flow|turnover|revenue|payment|payout|outflow|cash\s+flow|\bearn(?:ed|ing|ings)?\b)/iu.test(
    text
@@ -737,7 +743,14 @@ function extractOrganizationScopeFromRawText(value: unknown): string | null {
  if (!match?.[1]) {
    return null;
  }
-  return toNonEmptyString(match[1]);
+  return toNonEmptyString(
+    match[1]
+      .replace(
+        /\s+(?:\u043f\u043e\s+\u0434\u0430\u043d\u043d\u044b\u043c\s+1\u0441|\u0432\s+\u0446\u0435\u043b\u043e\u043c|\u0437\u0430\s+(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})(?:\s+\u0433(?:\u043e\u0434|\.)?)?|\u043d\u0430\s+(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})|\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0434\u0430\u0439\s+\u0431\u0438\u0437\u043d\u0435\u0441-?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441-?\u043e\u0431\u0437\u043e\u0440|\u043d\u043e\s+\u043d\u0435).*$/iu,
+        ""
+      )
+      .trim()
+  );
 }

 function hasMonthlyAggregationSignal(text: string): boolean {
@@ -747,7 +760,7 @@ function hasMonthlyAggregationSignal(text: string): boolean {
 }

 function hasAllTimeScopeHint(text: string): boolean {
-  return /(?:\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0437\u0430\s+\u043b\u044e\u0431\u043e\u0439\s+\u043f\u0435\u0440\u0438\u043e\u0434|for\s+all\s+time|all\s+time|entire\s+period|full\s+history|any\s+period)/iu.test(
+  return /(?:\u0437\u0430\s+\u0432\u0441[\u0435\u0451]\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u0432\u0440\u0435\u043c\u044f|\u0437\u0430\s+\u0432\u0435\u0441\u044c\s+(?:\u0434\u043e\u0441\u0442\u0443\u043f\p{L}+\s+)?\u043f\u0435\u0440\u0438\u043e\u0434|\u0437\u0430\s+\u0432\u0441\u044e\s+\u0438\u0441\u0442\u043e\u0440\u0438(?:\u044e|\u0438)|\u0437\u0430\s+\u043b\u044e\u0431\u043e\u0439\s+\u043f\u0435\u0440\u0438\u043e\u0434|for\s+all\s+time|all\s+time|entire\s+period|full\s+history|any\s+period)/iu.test(
    text
  );
 }
@@ -1000,6 +1013,22 @@ function hasExplicitDateScopeLiteral(text: string): boolean {
  return /(?:\b(?:19|20)\d{2}\b|\b\d{4}-\d{2}-\d{2}\b|\b\d{4}-\d{2}\b)/iu.test(text);
 }

+function stripNegatedTaxDateScopeClauses(text: string): string {
+  const dateScopeLiteral = String.raw`\b(?:\d{4}-\d{2}-\d{2}|\d{4}-\d{2}|(?:19|20)\d{2})\b`;
+  const taxToken = String.raw`(?:\u043d\u0434\u0441|vat)`;
+  const scopeToken = String.raw`(?:\u0437\u0430|\u043d\u0430|\u043f\u043e|for|in)`;
+  const negatedVerb = String.raw`(?:\u0442\u0430\u0449\u0438(?:\u0442\u044c)?|\u0431\u0435\u0440\u0438|\u0431\u0440\u0430\u0442\u044c|\u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0439(?:\u0442\u0435)?|\u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c|\u0441\u0447\u0438\u0442\u0430\u0439(?:\u0442\u0435)?|\u0441\u0447\u0438\u0442\u0430\u0442\u044c|\u043f\u043e\u0434\u0442\u044f\u0433\u0438\u0432\u0430\u0439(?:\u0442\u0435)?|\u043f\u043e\u0434\u0442\u044f\u0433\u0438\u0432\u0430\u0442\u044c|\u043f\u0435\u0440\u0435\u043d\u043e\u0441\u0438|\u043f\u0435\u0440\u0435\u043d\u043e\u0441\u0438\u0442\u044c|pull|reuse|use|carry)`;
+  const direct = new RegExp(
+    String.raw`(?:^|[\s,;:])(?:\u043d\u0435\s+${negatedVerb}\s+${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}|\u0431\u0435\u0437\s+${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}|do\s+not\s+(?:${negatedVerb}\s+)?${taxToken}\s+${scopeToken}\s+${dateScopeLiteral})`,
+    "giu"
+  );
+  const reversed = new RegExp(
+    String.raw`${taxToken}\s+${scopeToken}\s+${dateScopeLiteral}\s+(?:\u043d\u0435\s+${negatedVerb}|do\s+not\s+(?:${negatedVerb})?)`,
+    "giu"
+  );
+  return text.replace(direct, " ").replace(reversed, " ");
+}
+
 function collectDateScopeFromRawText(text: string): string | null {
  const isoDate = text.match(/\b(\d{4}-\d{2}-\d{2})\b/u);
  if (isoDate?.[1]) {
@@ -1040,6 +1069,9 @@ function semanticNeedFor(input: {
  entityResolutionSignal: boolean;
 }): string | null {
  const combined = compactLower(`${input.domain ?? ""} ${input.action ?? ""} ${input.unsupported ?? ""}`);
+  if (/(?:broad_business_evaluation|broad_evaluation|business_summary|business_overview|company analysis|business audit)/iu.test(combined)) {
+    return "business overview evidence with bounded analyst interpretation";
+  }
  if (input.metadataSignal || /(?:metadata|schema|catalog|inspect_(?:catalog|documents|registers|fields))/iu.test(combined)) {
    return "1C metadata evidence";
  }
@@ -1133,9 +1165,12 @@ export function buildAssistantMcpDiscoveryTurnInput(
  const rawReferentialDocumentExclusionSignal = hasReferentialDocumentExclusionFollowupSignal(
    repairedUserText ?? rawUserText ?? ""
  );
-  const rawLifecycleSignal = hasLifecycleSignal(rawText);
-  const rawBidirectionalValueFlowSignal = !rawLifecycleSignal && hasBidirectionalValueFlowSignal(rawText);
+  const rawBusinessOverviewSignal = hasBusinessOverviewSignal(rawText);
+  const rawLifecycleSignal = !rawBusinessOverviewSignal && hasLifecycleSignal(rawText);
+  const rawBidirectionalValueFlowSignal =
+    !rawBusinessOverviewSignal && !rawLifecycleSignal && hasBidirectionalValueFlowSignal(rawText);
  const rawValueFlowSignal =
+    !rawBusinessOverviewSignal &&
    !rawLifecycleSignal &&
    (hasValueFlowSignal(rawText) || hasValueRankingSignal(rawText) || rawBidirectionalValueFlowSignal);
  const rawMetadataSignal =
@@ -1150,9 +1185,14 @@ export function buildAssistantMcpDiscoveryTurnInput(
    rawValueFlowSignal && hasValueFlowAggregateQuestionSignal(rawText);
  const monthlyAggregationSignal = hasMonthlyAggregationSignal(rawText);
  const rawAllTimeScopeSignal = hasAllTimeScopeHint(rawText);
-  const explicitDateScopeLiteralDetected = hasExplicitDateScopeLiteral(rawText);
+  const dateScopeSignalText = stripNegatedTaxDateScopeClauses(rawText);
+  const negatedTaxDateScopeOnlySignal =
+    dateScopeSignalText !== rawText &&
+    hasExplicitDateScopeLiteral(rawText) &&
+    !hasExplicitDateScopeLiteral(dateScopeSignalText);
+  const explicitDateScopeLiteralDetected = hasExplicitDateScopeLiteral(dateScopeSignalText);
  const relativeCurrentDateHintDetected = hasRelativeCurrentDateHint(rawText);
-  const rawDateScope = collectDateScopeFromRawText(rawText);
+  const rawDateScope = collectDateScopeFromRawText(dateScopeSignalText);
  const rawMetadataScopeHint = rawMetadataSignal ? metadataScopeHintFromRawText(rawText) : null;
  const rawEntityCandidate = rawEntityResolutionSignal ? rawEntityResolutionCandidate(rawEntitySourceText) : null;
  const entityResolutionClarificationCandidate =
@@ -1171,6 +1211,12 @@ export function buildAssistantMcpDiscoveryTurnInput(
  const rawAggregationAxis = toNonEmptyString(assistantTurnMeaning?.asked_aggregation_axis);
  const unsupported = toNonEmptyString(assistantTurnMeaning?.unsupported_but_understood_family);
  const broadBusinessEvaluationUnsupported = unsupported === "broad_business_evaluation";
+  const businessOverviewSignal =
+    rawBusinessOverviewSignal ||
+    broadBusinessEvaluationUnsupported ||
+    rawDomain === "business_summary" ||
+    rawDomain === "business_overview" ||
+    rawAction === "broad_evaluation";
  const explicitIntentCandidate = toNonEmptyString(assistantTurnMeaning?.explicit_intent_candidate);
  const currentTurnDocumentLaneSignal = rawAction === "list_documents";
  const currentTurnMovementLaneSignal = rawAction === "list_movements";
@@ -1553,11 +1599,13 @@ export function buildAssistantMcpDiscoveryTurnInput(
      ? followupSeed.unsupported
      : null;
  const lifecycleSignal =
-    rawLifecycleSignal || seededDomain === "counterparty_lifecycle";
+    !businessOverviewSignal && (rawLifecycleSignal || seededDomain === "counterparty_lifecycle");
  const bidirectionalValueFlowSignal =
+    !businessOverviewSignal &&
    !lifecycleSignal &&
    (rawBidirectionalValueFlowSignal || seededAction === "net_value_flow");
  const valueFlowSignal =
+    !businessOverviewSignal &&
    !lifecycleSignal &&
    !metadataGroundedMovementLaneApplicable &&
    (rawValueFlowSignal || seededDomain === "counterparty_value");
@@ -1568,9 +1616,9 @@ export function buildAssistantMcpDiscoveryTurnInput(
  const semanticDataNeed = metadataAmbiguityLaneClarificationApplicable
    ? "metadata lane clarification"
    : semanticNeedFor({
-        domain: rawDomain ?? seededDomain,
-        action: rawAction ?? seededAction,
-        unsupported: broadBusinessEvaluationUnsupported ? seededUnsupported : unsupported ?? seededUnsupported,
+        domain: businessOverviewSignal ? "business_overview" : rawDomain ?? seededDomain,
+        action: businessOverviewSignal ? "broad_evaluation" : rawAction ?? seededAction,
+        unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
        lifecycleSignal,
        valueFlowSignal,
        metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -1710,30 +1758,48 @@ export function buildAssistantMcpDiscoveryTurnInput(
  const clarificationLoopStillNeedsPeriod = Boolean(
    followupSeed.loopStatus === "awaiting_clarification" && followupSeed.loopPendingAxes.includes("period")
  );
+  const businessOverviewRawWithoutDateScope = Boolean(
+    businessOverviewSignal &&
+      !rawAllTimeScopeSignal &&
+      !explicitDateScopeLiteralDetected &&
+      !rawDateScope &&
+      !relativeCurrentDateHintDetected
+  );
+  const predecomposeDateScopeCountsAsCurrentTurnPeriod = Boolean(
+    predecomposeDateScope &&
+      !isImplicitCurrentDateScope(predecomposeDateScope) &&
+      !businessOverviewRawWithoutDateScope
+  );
  const currentTurnCarriesExplicitPeriod = Boolean(
    explicitDateScopeLiteralDetected ||
      rawDateScope ||
      relativeCurrentDateHintDetected ||
-      (predecomposeDateScope && !isImplicitCurrentDateScope(predecomposeDateScope))
+      predecomposeDateScopeCountsAsCurrentTurnPeriod
  );
  const suppressImplicitCurrentDateScope = Boolean(
    !currentTurnCarriesExplicitPeriod &&
      (clarificationLoopStillNeedsPeriod ||
+        businessOverviewSignal ||
        openScopeValueFlowWithoutResolvedCounterparty ||
        (valueFlowOrganizationStaysScope && (Boolean(followupSeed.rankingNeed) || bidirectionalValueFlowSignal)))
  );
+  const suppressNegatedTaxOnlyDateScope = Boolean(businessOverviewSignal && negatedTaxDateScopeOnlySignal);
  const normalizedPredecomposeDateScope =
    (rawEntitySearchOverridesStaleScope && !currentTurnCarriesExplicitPeriod) ||
+    suppressNegatedTaxOnlyDateScope ||
+    businessOverviewRawWithoutDateScope ||
    (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(predecomposeDateScope))
      ? null
      : predecomposeDateScope;
  const normalizedAssistantTurnMeaningDateScope =
    rawEntitySearchOverridesStaleScope ||
+    suppressNegatedTaxOnlyDateScope ||
    (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(assistantTurnMeaningDateScope))
      ? null
      : assistantTurnMeaningDateScope;
  const normalizedFollowupDateScope =
    rawEntitySearchOverridesStaleScope ||
+    suppressNegatedTaxOnlyDateScope ||
    (suppressImplicitCurrentDateScope && isImplicitCurrentDateScope(followupSeed.dateScope))
      ? null
      : followupSeed.dateScope;
@@ -1757,7 +1823,9 @@ export function buildAssistantMcpDiscoveryTurnInput(

  const turnMeaning: AssistantMcpDiscoveryTurnMeaningRef = {
    asked_domain_family:
-      lifecycleSignal
+      businessOverviewSignal
+        ? "business_overview"
+        : lifecycleSignal
        ? "counterparty_lifecycle"
        : valueFlowSignal
        ? "counterparty_value"
@@ -1770,9 +1838,11 @@ export function buildAssistantMcpDiscoveryTurnInput(
          : rawMetadataSignal || effectiveMetadataFollowupSeedApplicable
            ? "metadata"
            : rawDomain ?? seededDomain,
-    asked_action_family: lifecycleSignal
-      ? "activity_duration"
-      : valueFlowSignal
+    asked_action_family: businessOverviewSignal
+      ? "broad_evaluation"
+      : lifecycleSignal
+        ? "activity_duration"
+        : valueFlowSignal
        ? bidirectionalValueFlowSignal
          ? "net_value_flow"
          : payoutSignal
@@ -1792,7 +1862,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
      valueFlowSignal && followupSeed.rankingNeed && !rawEntitySearchOverridesStaleScope
        ? followupSeed.rankingNeed
        : undefined,
-    explicit_entity_candidates: entityCandidates,
+    explicit_entity_candidates: businessOverviewSignal ? [] : entityCandidates,
    metadata_ambiguity_entity_sets:
      metadataAmbiguityLaneClarificationApplicable && followupSeed.metadataAmbiguityEntitySets.length > 0
        ? followupSeed.metadataAmbiguityEntitySets
@@ -1802,7 +1872,9 @@ export function buildAssistantMcpDiscoveryTurnInput(
    explicit_date_scope: explicitDateScope,
    subject_resolution_optional: metadataScopedLaneWithoutSubject || undefined,
    unsupported_but_understood_family:
-      unsupported ??
+      businessOverviewSignal
+        ? "broad_business_evaluation"
+        : unsupported ??
      (lifecycleSignal
        ? "counterparty_lifecycle"
        : valueFlowSignal
@@ -1826,6 +1898,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
            : null),
    stale_replay_forbidden: Boolean(
      assistantTurnMeaning?.stale_replay_forbidden ||
+        businessOverviewSignal ||
        unsupported ||
        lifecycleSignal ||
        valueFlowSignal ||
@@ -1886,7 +1959,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
  );

  const runDiscovery = shouldRunDiscovery({
-    unsupported: broadBusinessEvaluationUnsupported ? seededUnsupported : unsupported ?? seededUnsupported,
+    unsupported: businessOverviewSignal ? "broad_business_evaluation" : unsupported ?? seededUnsupported,
    lifecycleSignal,
    valueFlowSignal,
    metadataSignal: rawMetadataSignal || effectiveMetadataFollowupSeedApplicable,
@@ -1902,6 +1975,7 @@ export function buildAssistantMcpDiscoveryTurnInput(
      metadataGroundedDocumentLaneApplicable ||
      groundedValueFlowFollowupApplicable,
    forceDiscoveryOverExplicitIntent:
+      businessOverviewSignal ||
      Boolean(entityResolutionClarificationCandidate) ||
      organizationClarificationFollowupApplicable ||
      periodClarificationFollowupApplicable ||
@@ -1976,6 +2050,9 @@ export function buildAssistantMcpDiscoveryTurnInput(
  if (rawAllTimeScopeSignal) {
    pushReason(reasonCodes, "mcp_discovery_all_time_scope_signal_detected");
  }
+  if (suppressNegatedTaxOnlyDateScope) {
+    pushReason(reasonCodes, "mcp_discovery_negated_tax_period_scope_suppressed");
+  }
  if (followupDiscoverySeedApplicable) {
    pushReason(reasonCodes, "mcp_discovery_seeded_from_followup_context");
  }
@@ -2054,8 +2131,8 @@ export function buildAssistantMcpDiscoveryTurnInput(
  if (unsupported) {
    pushReason(reasonCodes, "mcp_discovery_unsupported_but_understood_turn");
  }
-  if (broadBusinessEvaluationUnsupported) {
-    pushReason(reasonCodes, "mcp_discovery_broad_business_evaluation_kept_in_living_chat");
+  if (businessOverviewSignal) {
+    pushReason(reasonCodes, "mcp_discovery_broad_business_evaluation_route_candidate");
  }
  if (
    !(valueFlowOrganizationStaysScope && normalizedPredecomposeCounterparty === explicitOrganizationScope) &&
@@ -122,6 +122,13 @@ function detectBroadBusinessEvaluation(text) {
  if (!normalized) {
    return null;
  }
+  if (
+    /(?:\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u043e\u0431\u0437\u043e\u0440|\u0431\u0438\u0437\u043d\u0435\u0441[-\s]?\u0430\u0443\u0434\u0438\u0442|\u043f\u043e\u043b\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u0441\u0432\u043e\u0434\u043d\w*\s+\u0430\u043d\u0430\u043b\u0438\u0437\s+(?:\u043a\u043e\u043c\u043f\u0430\u043d|\u0431\u0438\u0437\u043d\u0435\u0441|\u0434\u0435\u044f\u0442\u0435\u043b)|\u043a\u0430\u043a\s+\u0442\u044b\s+\u043e\u0446\u0435\u043d(?:\u0438\u0448\u044c|\u0438)\s+\u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442|\u043a\u043e\u043c\u043f\u0430\u043d(?:\u0438\u0438|\u0438\u044e|\u0438\u044f)\s+\u0432\s+\u0446\u0435\u043b\u043e\u043c|company\s+(?:analysis|overview)|business\s+(?:overview|audit)|llm[-\s]?audit|Р±РёР·РЅРµСЃ[-\s]?РѕР±Р·РѕСЂ|Р±РёР·РЅРµСЃ[-\s]?Р°СѓРґРёС‚)/iu.test(normalized)
+  ) {
+    return {
+      family: "broad_business_evaluation"
+    };
+  }
  if (
    /(?:как\s+ты\s+оценишь\s+деятельност[ьи]\s+компан|оценк[аи]?\s+деятельност[ьи]\s+компан|оцени\s+(?:компан|бизнес|деятельност)|(?:полный|сводный|нормальн\w*|взросл\w*)\s+анализ\s+(?:компан|бизнес|деятельност)|проанализируй\s+(?:компан|бизнес|деятельност)|(?:что\s+думаешь|какое\s+мнение)\s+(?:о|по)\s+(?:компан|бизнес)|(?:llm[-\s]?)?аудит\s+(?:компан|бизнес)|что\s+у\s+нас\s+вообще\s+происход|где\s+главн(?:ые|ый)\s+риски|как\s+у\s+нас\s+дела\s+по\s+компан)/iu.test(
      normalized
@@ -232,7 +239,7 @@ export function createAssistantTurnMeaningPolicy(deps = {}) {
      asked_domain_family: askedDomainFamily,
      asked_action_family: askedActionFamily,
      explicit_intent_candidate: explicitIntentCandidate,
-      explicit_entity_candidates: buildEntityCandidates(counterpartyTurnover),
+      explicit_entity_candidates: broadBusinessEvaluation?.family ? [] : buildEntityCandidates(counterpartyTurnover),
      meaning_confidence: broadBusinessEvaluation?.family
        ? "medium"
        : supportedIntent?.confidence ?? (counterpartyTurnover?.family ? "medium" : "low"),
@@ -180,6 +180,283 @@ describe("assistant MCP discovery answer adapter", () => {
    expect(draft.must_not_claim).toContain("Do not present the confirmed movement rows as a complete movement universe.");
  });

+  it("turns business overview multi-probe evidence into an analyst-safe draft", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "all_time_scope",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        unsupported_but_understood_family: "broad_business_evaluation"
+      }
+    });
+    const pilot = await executeAssistantMcpDiscoveryPilot(
+      planner,
+      buildSequentialDeps([
+        {
+          rows: [
+            { Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" },
+            { Period: "2020-02-15T00:00:00", Amount: 80000, Counterparty: "Клиент Б" }
+          ]
+        },
+        {
+          rows: [{ Period: "2020-01-20T00:00:00", Amount: 150000, Counterparty: "Поставщик А" }]
+        },
+        {
+          rows: [
+            { Период: "2020-01-15T00:00:00", Регистратор: "Поступление 1" },
+            { Период: "2020-12-15T00:00:00", Регистратор: "Поступление 2" }
+          ]
+        }
+      ])
+    );
+
+    const draft = buildAssistantMcpDiscoveryAnswerDraft(pilot);
+
+    expect(draft.answer_mode).toBe("confirmed_with_bounded_inference");
+    expect(draft.headline).toContain("бизнес-обзор");
+    expect(draft.confirmed_lines.join("\n")).toContain("Входящие поступления");
+    expect(draft.confirmed_lines.join("\n")).toContain("Самый крупный подтвержденный клиент");
+    expect(draft.inference_lines.join("\n")).toContain("не прибыль и не маржа");
+    expect(draft.unknown_lines.join("\n")).toContain("Прибыль и маржа");
+    expect(draft.unknown_lines.join("\n")).toContain("Налоговая/VAT-позиция");
+    expect(draft.must_not_claim).toContain("Do not present business overview cash-flow spread as profit or margin.");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview");
+  });
+
+  it("surfaces checked VAT/tax position in business overview without treating it as profit", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        explicit_date_scope: "2020",
+        unsupported_but_understood_family: "broad_business_evaluation"
+      }
+    });
+    const pilot = await executeAssistantMcpDiscoveryPilot(
+      planner,
+      buildSequentialDeps([
+        { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
+        { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
+        {
+          rows: [
+            { Регистратор: "VAT_BOOK_SALES", СчетДт: "68.02", Сумма: 40000 },
+            { Регистратор: "VAT_BOOK_PURCHASES", СчетДт: "19", Сумма: 12000 }
+          ]
+        },
+        {
+          rows: [
+            { Период: "2020-01-15T00:00:00", Регистратор: "Поступление 1" },
+            { Период: "2020-12-15T00:00:00", Регистратор: "Поступление 2" }
+          ]
+        }
+      ])
+    );
+
+    const draft = buildAssistantMcpDiscoveryAnswerDraft(pilot);
+
+    expect(draft.headline).toContain("НДС-позиция");
+    expect(draft.confirmed_lines.join("\n")).toContain("НДС-позиция за 2020");
+    expect(draft.confirmed_lines.join("\n")).toContain("нетто к уплате 28 000 руб.");
+    expect(draft.inference_lines.join("\n")).toContain("не прибыль и не маржа");
+    expect(draft.unknown_lines.join("\n")).not.toContain("Налоговая/VAT-позиция");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview_tax_position");
+    expect(draft.must_not_claim).toContain("Do not present business overview cash-flow spread as profit or margin.");
+  });
+
+  it("surfaces checked debt-position and open-settlement quality without treating them as overdue debt", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        explicit_date_scope: "2020",
+        unsupported_but_understood_family: "broad_business_evaluation"
+      }
+    });
+    const pilot = await executeAssistantMcpDiscoveryPilot(
+      planner,
+      buildSequentialDeps([
+        { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
+        { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
+        { rows: [] },
+        {
+          rows: [
+            { Period: "2020-12-31T00:00:00", Amount: 100000, Counterparty: "Клиент А" }
+          ]
+        },
+        {
+          rows: [
+            { Period: "2020-12-31T00:00:00", Amount: 40000, Counterparty: "Поставщик А" }
+          ]
+        },
+        {
+          rows: [
+            { Period: "2020-12-31T00:00:00", Amount: 100000, Counterparty: "Клиент А", Contract: "Договор А" },
+            { Period: "2020-12-31T00:00:00", Amount: 50000, Counterparty: "Поставщик А", Contract: "Договор Б" }
+          ]
+        },
+        { rows: [] },
+        { rows: [] },
+        {
+          rows: [
+            { Period: "2020-01-15T00:00:00", Registrator: "Поступление 1" },
+            { Period: "2020-12-15T00:00:00", Registrator: "Поступление 2" }
+          ]
+        }
+      ])
+    );
+
+    const draft = buildAssistantMcpDiscoveryAnswerDraft(pilot);
+
+    expect(draft.headline).toContain("долговой срез");
+    expect(draft.headline).toContain("качество открытых расчетов");
+    expect(draft.confirmed_lines.join("\n")).toContain("Долговой срез на 2020-12-31");
+    expect(draft.confirmed_lines.join("\n")).toContain("Качество открытых расчетов на 2020-12-31");
+    expect(draft.confirmed_lines.join("\n")).toContain("нетто");
+    expect(draft.unknown_lines.join("\n")).toContain("due-date");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview_debt_position");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview_open_settlement_quality");
+    expect(draft.must_not_claim).toContain("Do not present a debt-position snapshot as debt aging, overdue debt, or credit-quality analysis.");
+    expect(draft.must_not_claim).toContain("Do not present open-settlement concentration as contractual due-date aging or confirmed overdue debt.");
+  });
+
+  it("surfaces checked inventory-position snapshot in business overview without treating it as warehouse liquidity", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Тест",
+        explicit_date_scope: "2020",
+        unsupported_but_understood_family: "broad_business_evaluation"
+      }
+    });
+    const pilot = await executeAssistantMcpDiscoveryPilot(
+      planner,
+      buildSequentialDeps([
+        { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
+        { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
+        { rows: [] },
+        { rows: [] },
+        { rows: [] },
+        { rows: [] },
+        {
+          rows: [
+            { Period: "2020-12-31T00:00:00", Amount: 250000, Quantity: 10, Item: "Товар А" },
+            { Period: "2020-12-31T00:00:00", Amount: 50000, Quantity: 5, Item: "Товар Б" }
+          ]
+        },
+        {
+          rows: [
+            { Period: "2020-01-10T00:00:00", Amount: 200000, Quantity: 8, Item: "Товар А" }
+          ]
+        },
+        { rows: [{ Period: "2020-01-15T00:00:00", Registrator: "Поступление 1" }] }
+      ])
+    );
+
+    const draft = buildAssistantMcpDiscoveryAnswerDraft(pilot);
+
+    expect(draft.headline).toContain("складской срез");
+    expect(draft.confirmed_lines.join("\n")).toContain("Складской срез на 2020-12-31");
+    expect(draft.confirmed_lines.join("\n")).toContain("Товар А");
+    expect(draft.unknown_lines.join("\n")).toContain("оборачиваемость");
+    expect(draft.reason_codes).toContain("answer_contains_business_overview_inventory_position");
+    expect(draft.must_not_claim).toContain("Do not present an inventory snapshot or purchase-date aging signal as turnover, obsolescence, liquidation value, or full inventory health.");
+  });
+
  it("renders metadata-scoped movement all-time follow-up as an all-time bounded answer", async () => {
    const planner = planAssistantMcpDiscovery({
      dataNeedGraph: {
@@ -103,7 +103,7 @@ describe("assistant MCP discovery pilot executor", () => {
    expect(deps.executeAddressMcpQuery).not.toHaveBeenCalled();
  });

-  it("keeps business overview as an explicit unsupported runtime scope until the fresh multi-probe bridge exists", async () => {
+  it("executes business overview as a bounded multi-probe bridge over money flow and activity evidence", async () => {
    const planner = planAssistantMcpDiscovery({
      dataNeedGraph: {
        schema_version: "assistant_data_need_graph_v1",
@@ -134,24 +134,350 @@ describe("assistant MCP discovery pilot executor", () => {
        explicit_organization_scope: "ООО Альтернатива Плюс"
      }
    });
-    const deps = buildDeps([]);
+    const deps = buildSequentialDeps([
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" },
+          { Period: "2020-02-15T00:00:00", Amount: 80000, Counterparty: "Клиент Б" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-01-20T00:00:00", Amount: 150000, Counterparty: "Поставщик А" }
+        ]
+      },
+      {
+        rows: [
+          { Период: "2020-01-15T00:00:00", Регистратор: "Поступление 1" },
+          { Период: "2020-12-15T00:00:00", Регистратор: "Поступление 2" }
+        ]
+      }
+    ]);

    const result = await executeAssistantMcpDiscoveryPilot(planner, deps);

    expect(planner.planner_status).toBe("ready_for_execution");
-    expect(result.pilot_status).toBe("unsupported");
+    expect(result.pilot_status).toBe("executed");
    expect(result.pilot_scope).toBe("business_overview_route_template_v1");
-    expect(result.mcp_execution_performed).toBe(false);
-    expect(result.executed_primitives).toEqual([]);
+    expect(result.mcp_execution_performed).toBe(true);
+    expect(result.executed_primitives).toEqual(["query_movements", "query_documents"]);
    expect(result.skipped_primitives).toEqual([
-      "query_movements",
      "aggregate_by_axis",
-      "query_documents",
      "probe_coverage",
      "explain_evidence_basis"
    ]);
-    expect(result.reason_codes).toContain("pilot_scope_unsupported_for_live_execution");
-    expect(deps.executeAddressMcpQuery).not.toHaveBeenCalled();
+    expect(result.derived_business_overview).toMatchObject({
+      organization_scope: "ООО Альтернатива Плюс",
+      incoming_customer_revenue: {
+        total_amount: 200000,
+        rows_with_amount: 2
+      },
+      outgoing_supplier_payout: {
+        total_amount: 150000,
+        rows_with_amount: 1
+      },
+      net_amount: 50000,
+      net_direction: "net_incoming"
+    });
+    expect(result.derived_business_overview?.top_customers[0]).toMatchObject({
+      axis_value: "Клиент А",
+      total_amount: 120000
+    });
+    expect(result.derived_business_overview?.activity_period?.duration_total_months).toBe(11);
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("В 1С подтверждены входящие поступления");
+    expect(result.evidence.unknown_facts).toContain(
+      "Прибыль и маржа этим бизнес-обзором не подтверждены: нужны себестоимость, расходы и закрывающие документы."
+    );
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_from_confirmed_rows");
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(3);
+  });
+
+  it("adds a checked VAT/tax family to business overview only when an explicit period is available", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        explicit_date_scope: "2020"
+      }
+    });
+    const deps = buildSequentialDeps([
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }
+        ]
+      },
+      {
+        rows: [
+          { Регистратор: "VAT_BOOK_SALES", СчетДт: "68.02", Сумма: 40000 },
+          { Регистратор: "VAT_BOOK_PURCHASES", СчетДт: "19", Сумма: 12000 }
+        ]
+      },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      {
+        rows: [
+          { Период: "2020-01-15T00:00:00", Регистратор: "Поступление 1" },
+          { Период: "2020-12-15T00:00:00", Регистратор: "Поступление 2" }
+        ]
+      }
+    ]);
+
+    const result = await executeAssistantMcpDiscoveryPilot(planner, deps);
+
+    expect(result.pilot_status).toBe("executed");
+    expect(result.derived_business_overview?.tax_position).toMatchObject({
+      period_scope: "2020",
+      rows_matched: 2,
+      rows_with_amount: 2,
+      sales_vat_amount: 40000,
+      purchase_vat_amount: 12000,
+      net_vat_amount: 28000,
+      net_vat_direction: "vat_to_pay"
+    });
+    expect(result.derived_business_overview?.missing_signal_families).not.toContain("tax_position");
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("НДС-позиция за 2020 подтверждена");
+    expect(result.evidence.unknown_facts.join("\n")).not.toContain("Налоговая/VAT-позиция этим бизнес-обзором не подтверждена");
+    expect(result.reason_codes).toContain("pilot_business_overview_tax_query_mcp_executed");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_tax_position_from_confirmed_rows");
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(9);
+    const taxCall = deps.executeAddressMcpQuery.mock.calls[2]?.[0];
+    expect(String(taxCall?.query ?? "")).toContain("НДСЗаписиКнигиПродаж");
+    expect(String(taxCall?.query ?? "")).toContain("НДСЗаписиКнигиПокупок");
+  });
+
+  it("adds a checked debt-position family to business overview only as an as-of-date snapshot", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Альтернатива Плюс",
+        explicit_date_scope: "2020"
+      }
+    });
+    const deps = buildSequentialDeps([
+      { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
+      { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
+      { rows: [] },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Amount: 70000, Counterparty: "Клиент А" },
+          { Period: "2020-12-31T00:00:00", Amount: 30000, Counterparty: "Клиент Б" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Amount: 40000, Counterparty: "Поставщик А" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Amount: 90000, Counterparty: "Клиент А", Contract: "Договор А" },
+          { Period: "2020-12-31T00:00:00", Amount: 30000, Counterparty: "Клиент Б", Contract: "Договор Б" }
+        ]
+      },
+      { rows: [] },
+      { rows: [] },
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Registrator: "Поступление 1" },
+          { Period: "2020-12-15T00:00:00", Registrator: "Поступление 2" }
+        ]
+      }
+    ]);
+
+    const result = await executeAssistantMcpDiscoveryPilot(planner, deps);
+
+    expect(result.pilot_status).toBe("executed");
+    expect(result.derived_business_overview?.debt_position).toMatchObject({
+      as_of_date: "2020-12-31",
+      receivables: {
+        total_amount: 100000,
+        rows_with_amount: 2
+      },
+      payables: {
+        total_amount: 40000,
+        rows_with_amount: 1
+      },
+      net_debt_position_amount: 60000,
+      net_debt_position_direction: "net_receivable"
+    });
+    expect(result.derived_business_overview?.debt_position?.receivables.top_counterparties[0]).toMatchObject({
+      axis_value: "Клиент А",
+      total_amount: 70000
+    });
+    expect(result.derived_business_overview?.debt_open_settlement_quality).toMatchObject({
+      as_of_date: "2020-12-31",
+      rows_with_amount: 2,
+      gross_open_amount: 120000,
+      unique_counterparties: 2,
+      unique_contracts: 2,
+      concentration_top_contract_pct: 75
+    });
+    expect(result.derived_business_overview?.missing_signal_families).not.toContain("debt_position");
+    expect(result.derived_business_overview?.missing_signal_families).not.toContain("debt_open_settlement_quality");
+    expect(result.derived_business_overview?.missing_signal_families).toContain("debt_due_date_aging_quality");
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("Долговая позиция на 2020-12-31");
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("Качество открытых расчетов на 2020-12-31");
+    expect(result.evidence.unknown_facts.join("\n")).toContain("due-date");
+    expect(result.reason_codes).toContain("pilot_business_overview_debt_query_mcp_executed");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_debt_position_from_confirmed_rows");
+    expect(result.reason_codes).toContain("pilot_business_overview_open_contracts_query_mcp_executed");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_open_settlement_quality_from_confirmed_rows");
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(9);
+    const receivablesCall = deps.executeAddressMcpQuery.mock.calls[3]?.[0];
+    const payablesCall = deps.executeAddressMcpQuery.mock.calls[4]?.[0];
+    const openContractsCall = deps.executeAddressMcpQuery.mock.calls[5]?.[0];
+    expect(String(receivablesCall?.query ?? "")).toContain("62");
+    expect(String(payablesCall?.query ?? "")).toContain("60");
+    expect(String(openContractsCall?.query ?? "")).toContain("СуммаРазвернутыйОстатокКт");
+  });
+
+  it("adds a checked inventory-position family to business overview only as an as-of-date snapshot", async () => {
+    const planner = planAssistantMcpDiscovery({
+      dataNeedGraph: {
+        schema_version: "assistant_data_need_graph_v1",
+        policy_owner: "assistantMcpDiscoveryDataNeedGraph",
+        subject_candidates: [],
+        business_fact_family: "business_overview",
+        action_family: "broad_evaluation",
+        aggregation_need: null,
+        time_scope_need: "explicit_period",
+        comparison_need: null,
+        ranking_need: null,
+        proof_expectation: "bounded_inference",
+        clarification_gaps: [],
+        decomposition_candidates: [
+          "collect_scoped_movements",
+          "aggregate_checked_amounts",
+          "aggregate_ranked_axis_values",
+          "fetch_supporting_documents",
+          "probe_coverage",
+          "explain_evidence_basis"
+        ],
+        forbidden_overclaim_flags: ["no_raw_model_claims", "no_profit_or_margin_claim_without_evidence"],
+        reason_codes: ["data_need_graph_built", "data_need_graph_family_business_overview"]
+      },
+      turnMeaning: {
+        asked_domain_family: "business_overview",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "ООО Тест",
+        explicit_date_scope: "2020"
+      }
+    });
+    const deps = buildSequentialDeps([
+      { rows: [{ Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Клиент А" }] },
+      { rows: [{ Period: "2020-01-20T00:00:00", Amount: 50000, Counterparty: "Поставщик А" }] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      { rows: [] },
+      {
+        rows: [
+          { Period: "2020-12-31T00:00:00", Amount: 250000, Quantity: 10, Item: "Товар А" },
+          { Period: "2020-12-31T00:00:00", Amount: 50000, Quantity: 5, Item: "Товар Б" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-01-10T00:00:00", Amount: 200000, Quantity: 8, Item: "Товар А" },
+          { Period: "2020-11-01T00:00:00", Amount: 50000, Quantity: 2, Item: "Товар Б" }
+        ]
+      },
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Registrator: "Поступление 1" },
+          { Period: "2020-12-15T00:00:00", Registrator: "Поступление 2" }
+        ]
+      }
+    ]);
+
+    const result = await executeAssistantMcpDiscoveryPilot(planner, deps);
+
+    expect(result.pilot_status).toBe("executed");
+    expect(result.derived_business_overview?.inventory_position).toMatchObject({
+      as_of_date: "2020-12-31",
+      rows_matched: 2,
+      rows_with_amount: 2,
+      rows_with_quantity: 2,
+      total_amount: 300000,
+      total_quantity: 15,
+      aging_signal: {
+        rows_matched: 2,
+        rows_with_purchase_date: 2,
+        oldest_purchase_date: "2020-01-10",
+        latest_purchase_date: "2020-11-01",
+        max_age_days: 356
+      }
+    });
+    expect(result.derived_business_overview?.inventory_position?.top_items[0]).toMatchObject({
+      item: "Товар А",
+      total_amount: 250000,
+      total_quantity: 10
+    });
+    expect(result.derived_business_overview?.missing_signal_families).not.toContain("inventory_position");
+    expect(result.derived_business_overview?.missing_signal_families).toContain("inventory_turnover_quality");
+    expect(result.evidence.confirmed_facts.join("\n")).toContain("Складской срез на 2020-12-31");
+    expect(result.evidence.unknown_facts.join("\n")).toContain("оборачиваемость");
+    expect(result.reason_codes).toContain("pilot_business_overview_inventory_query_mcp_executed");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_inventory_position_from_confirmed_rows");
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(9);
+    const inventoryCall = deps.executeAddressMcpQuery.mock.calls[6]?.[0];
+    expect(inventoryCall?.account_scope).toContain("41.01");
  });

  it("uses the explicit selected chain id when choosing the movement pilot scope", async () => {
@@ -221,7 +221,7 @@ describe("assistant MCP discovery planner", () => {
    }
  });

-  it("builds a catalog-compatible business overview plan without pretending the fresh runtime probe exists yet", () => {
+  it("builds a catalog-compatible business overview plan for the fresh multi-probe runtime bridge", () => {
    const result = planAssistantMcpDiscovery({
      dataNeedGraph: {
        schema_version: "assistant_data_need_graph_v1",
@@ -737,4 +737,67 @@ describe("assistant MCP discovery response policy", () => {
      "mcp_discovery_response_policy_keep_broad_business_summary_over_clarification_candidate"
    );
  });
+
+  it("replaces deterministic broad business evaluation summary with a grounded business overview candidate", () => {
+    const result = applyAssistantMcpDiscoveryResponsePolicy({
+      currentReply: "legacy broad summary",
+      currentReplySource: "deterministic_broad_business_evaluation_contract",
+      livingChatSource: "deterministic_broad_business_evaluation_contract",
+      modeDecisionReason: "unsupported_current_turn_meaning_boundary",
+      addressRuntimeMeta: {
+        assistant_mcp_discovery_entry_point_v1: entryPoint({
+          turn_input: {
+            adapter_status: "ready",
+            should_run_discovery: true,
+            turn_meaning_ref: {
+              asked_domain_family: "business_summary",
+              asked_action_family: "broad_evaluation",
+              unsupported_but_understood_family: "broad_business_evaluation",
+              stale_replay_forbidden: true
+            },
+            data_need_graph: {
+              business_fact_family: "business_overview",
+              clarification_gaps: []
+            }
+          },
+          bridge: {
+            bridge_status: "answer_draft_ready",
+            user_facing_response_allowed: true,
+            business_fact_answer_allowed: true,
+            requires_user_clarification: false,
+            answer_draft: {
+              answer_mode: "confirmed_with_bounded_inference",
+              headline: "Business overview was assembled from confirmed 1C money flow and activity rows.",
+              confirmed_lines: [
+                "Incoming customer money flow: 200000.00 RUB.",
+                "Outgoing supplier payouts: 150000.00 RUB.",
+                "Top confirmed customer by incoming money flow: Client A - 120000.00 RUB."
+              ],
+              inference_lines: [
+                "Net confirmed cash-flow spread is +50000.00 RUB; this is not profit or margin."
+              ],
+              unknown_lines: [
+                "Profit and margin are not confirmed by this overview.",
+                "VAT/tax position is not confirmed by this overview."
+              ],
+              limitation_lines: ["Business overview is limited to checked 1C rows."],
+              next_step_line: "Check profit/margin, debt quality, VAT/tax position, and inventory liquidity."
+            }
+          }
+        })
+      }
+    });
+
+    expect(result.applied).toBe(true);
+    expect(result.decision).toBe("apply_candidate");
+    expect(result.reply_source).toBe("mcp_discovery_response_candidate_guarded");
+    expect(result.reply_text).toContain("Incoming customer money flow");
+    expect(result.reply_text).toContain("this is not profit or margin");
+    expect(result.reply_text).toContain("VAT/tax position is not confirmed");
+    expect(result.reply_text).not.toContain("query_movements");
+    expect(result.reason_codes).toContain("mcp_discovery_response_policy_candidate_applied");
+    expect(result.reason_codes).not.toContain(
+      "mcp_discovery_response_policy_keep_broad_business_summary_over_clarification_candidate"
+    );
+  });
 });
@@ -37,6 +37,22 @@ function buildBidirectionalDeps(
  };
 }

+function buildSequentialDeps(results: Array<{ rows: Array<Record<string, unknown>>; error?: string | null }>) {
+  const executeAddressMcpQuery = vi.fn(async () => {
+    const next = results.shift() ?? { rows: [] };
+    const rows = next.rows;
+    const error = next.error ?? null;
+    return {
+      fetched_rows: rows.length,
+      matched_rows: error ? 0 : rows.length,
+      raw_rows: rows,
+      rows: error ? [] : rows,
+      error
+    };
+  });
+  return { executeAddressMcpQuery };
+}
+
 function buildMetadataDeps(rows: Array<Record<string, unknown>>, error: string | null = null) {
  return {
    executeAddressMcpMetadata: vi.fn(async () => ({
@@ -114,6 +130,56 @@ describe("assistant MCP discovery runtime entry point", () => {
    expect(result.reason_codes).toContain("mcp_discovery_unsupported_but_understood_turn");
  });

+  it("runs the business overview bridge from broad evaluation turn meaning through multi-probe evidence", async () => {
+    const deps = buildSequentialDeps([
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Amount: 120000, Counterparty: "Client A" },
+          { Period: "2020-02-15T00:00:00", Amount: 80000, Counterparty: "Client B" }
+        ]
+      },
+      {
+        rows: [{ Period: "2020-01-20T00:00:00", Amount: 150000, Counterparty: "Supplier A" }]
+      },
+      {
+        rows: [
+          { Period: "2020-01-15T00:00:00", Registrar: "Customer payment 1" },
+          { Period: "2020-12-15T00:00:00", Registrar: "Customer payment 2" }
+        ]
+      }
+    ]);
+
+    const result = await runAssistantMcpDiscoveryRuntimeEntryPoint({
+      assistantTurnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_organization_scope: "Alternative Plus",
+        unsupported_but_understood_family: "broad_business_evaluation",
+        stale_replay_forbidden: true
+      },
+      deps
+    });
+
+    expect(result.entry_status).toBe("bridge_executed");
+    expect(result.discovery_attempted).toBe(true);
+    expect(result.turn_input.semantic_data_need).toBe("business overview evidence with bounded analyst interpretation");
+    expect(result.turn_input.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.turn_input.data_need_graph?.clarification_gaps).toEqual([]);
+    expect(result.bridge?.bridge_status).toBe("answer_draft_ready");
+    expect(result.bridge?.pilot.pilot_scope).toBe("business_overview_route_template_v1");
+    expect(result.bridge?.pilot.derived_business_overview).toMatchObject({
+      organization_scope: "Alternative Plus",
+      net_amount: 50000,
+      net_direction: "net_incoming"
+    });
+    expect(result.bridge?.answer_draft.answer_mode).toBe("confirmed_with_bounded_inference");
+    expect(result.bridge?.answer_draft.confirmed_lines.join("\n")).toContain("Client A");
+    expect(result.bridge?.answer_draft.inference_lines.join("\n")).toContain("\u043d\u0435 \u043f\u0440\u0438\u0431\u044b\u043b\u044c");
+    expect(result.bridge?.answer_draft.unknown_lines.join("\n")).toContain("VAT");
+    expect(result.reason_codes).toContain("pilot_derived_business_overview_from_confirmed_rows");
+    expect(deps.executeAddressMcpQuery).toHaveBeenCalledTimes(3);
+  });
+
  it("runs the bridge for raw metadata wording without an exact route owner", async () => {
    const result = await runAssistantMcpDiscoveryRuntimeEntryPoint({
      userMessage: "какие документы и поля есть в 1С по НДС?",
@@ -1409,7 +1409,7 @@ describe("assistant MCP discovery turn input adapter", () => {
    expect(result.reason_codes).toContain("mcp_discovery_not_applicable_for_supported_exact_turn");
  });

-  it("does not replace broad business evaluation with metadata discovery", () => {
+  it("routes broad business evaluation into business overview discovery without metadata drift", () => {
    const result = buildAssistantMcpDiscoveryTurnInput({
      userMessage:
        "\u041a\u0430\u043a \u0442\u044b \u043e\u0446\u0435\u043d\u0438\u0448\u044c \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438?",
@@ -1422,11 +1422,117 @@ describe("assistant MCP discovery turn input adapter", () => {
      }
    });

-    expect(result.adapter_status).toBe("not_applicable");
-    expect(result.should_run_discovery).toBe(false);
-    expect(result.turn_meaning_ref).toBeNull();
-    expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_kept_in_living_chat");
-    expect(result.reason_codes).toContain("mcp_discovery_not_applicable_for_supported_exact_turn");
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.semantic_data_need).toBe("business overview evidence with bounded analyst interpretation");
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.data_need_graph?.clarification_gaps).toContain("organization");
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "broad_evaluation",
+      explicit_date_scope: "2026-05-01",
+      unsupported_but_understood_family: "broad_business_evaluation",
+      stale_replay_forbidden: true
+    });
+    expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_route_candidate");
+    expect(result.reason_codes).toContain("mcp_discovery_data_need_graph_built");
+    expect(result.reason_codes).not.toContain("mcp_discovery_metadata_signal_detected");
+    expect(result.reason_codes).not.toContain("mcp_discovery_not_applicable_for_supported_exact_turn");
+  });
+
+  it("lets raw business-overview wording override stale exact turnover meaning", () => {
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "\u0414\u0430\u0439 \u0431\u0438\u0437\u043d\u0435\u0441-\u043e\u0431\u0437\u043e\u0440 \u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441 \u043f\u043e \u0434\u0430\u043d\u043d\u044b\u043c 1\u0421: \u043e\u0431\u043e\u0440\u043e\u0442\u044b, \u043d\u0435\u0442\u0442\u043e, \u0430\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c.",
+      assistantTurnMeaning: {
+        asked_domain_family: "counterparty",
+        asked_action_family: "counterparty_value_or_turnover",
+        explicit_intent_candidate: "customer_revenue_and_payments",
+        explicit_entity_candidates: [{ value: "\u043d\u0435\u0438\u0437\u0432\u0435\u0441\u0442\u043d\u043e." }],
+        stale_replay_forbidden: false
+      },
+      predecomposeContract: {
+        entities: { organization: "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441" },
+        period: { period_to: "2026-05-03" }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.semantic_data_need).toBe("business overview evidence with bounded analyst interpretation");
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.data_need_graph?.time_scope_need).toBe("all_time_scope");
+    expect(result.data_need_graph?.clarification_gaps).toEqual([]);
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "broad_evaluation",
+      explicit_organization_scope: "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441",
+      unsupported_but_understood_family: "broad_business_evaluation",
+      stale_replay_forbidden: true
+    });
+    expect(result.turn_meaning_ref?.explicit_entity_candidates).toBeUndefined();
+    expect(result.reason_codes).toContain("mcp_discovery_broad_business_evaluation_route_candidate");
+    expect(result.reason_codes).not.toContain("mcp_discovery_value_flow_signal_detected");
+  });
+
+  it("keeps explicit year out of the organization scope for raw business overview wording", () => {
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "Дай бизнес-обзор ООО Альтернатива Плюс за 2020 год по данным 1С: деньги, нетто, активность, дебиторка и кредиторка на дату.",
+      assistantTurnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        unsupported_but_understood_family: "broad_business_evaluation",
+        stale_replay_forbidden: true
+      },
+      predecomposeContract: {
+        entities: { organization: "ООО Альтернатива Плюс" },
+        period: { period_from: "2020-01-01", period_to: "2020-12-31" }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.data_need_graph?.time_scope_need).toBe("explicit_period");
+    expect(result.turn_meaning_ref).toMatchObject({
+      explicit_organization_scope: "ООО Альтернатива Плюс",
+      explicit_date_scope: "2020"
+    });
+  });
+
+  it("keeps all-time business overview from reusing a negated VAT period as active scope", () => {
+    const result = buildAssistantMcpDiscoveryTurnInput({
+      userMessage:
+        "\u0422\u0435\u043f\u0435\u0440\u044c \u043f\u043e \u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441 \u0437\u0430 \u0432\u0441\u0435 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u0430\u0439 \u0431\u0438\u0437\u043d\u0435\u0441-\u043e\u0431\u0437\u043e\u0440 \u0432 \u0446\u0435\u043b\u043e\u043c, \u043d\u043e \u043d\u0435 \u0442\u0430\u0449\u0438 \u041d\u0414\u0421 \u0437\u0430 2020 \u043a\u0430\u043a \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u043d\u0443\u044e \u043e\u0431\u0449\u0443\u044e \u043d\u0430\u043b\u043e\u0433\u043e\u0432\u0443\u044e \u043f\u043e\u0437\u0438\u0446\u0438\u044e.",
+      assistantTurnMeaning: {
+        asked_domain_family: "business_summary",
+        asked_action_family: "broad_evaluation",
+        explicit_date_scope: "2020-12-31",
+        unsupported_but_understood_family: "broad_business_evaluation",
+        stale_replay_forbidden: true
+      },
+      predecomposeContract: {
+        entities: { organization: "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441" },
+        period: { period_to: "2020-12-31" }
+      }
+    });
+
+    expect(result.adapter_status).toBe("ready");
+    expect(result.should_run_discovery).toBe(true);
+    expect(result.data_need_graph?.business_fact_family).toBe("business_overview");
+    expect(result.data_need_graph?.time_scope_need).toBe("all_time_scope");
+    expect(result.turn_meaning_ref).toMatchObject({
+      asked_domain_family: "business_overview",
+      asked_action_family: "broad_evaluation",
+      explicit_organization_scope: "\u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441",
+      unsupported_but_understood_family: "broad_business_evaluation",
+      stale_replay_forbidden: true
+    });
+    expect(result.turn_meaning_ref?.explicit_date_scope).toBeUndefined();
+    expect(result.turn_meaning_ref?.explicit_entity_candidates).toBeUndefined();
+    expect(result.reason_codes).toContain("mcp_discovery_all_time_scope_signal_detected");
+    expect(result.reason_codes).toContain("mcp_discovery_negated_tax_period_scope_suppressed");
  });

  it("does not bootstrap metadata discovery from a referential document exclusion follow-up over exact document context", () => {
@@ -126,4 +126,23 @@ describe("assistantTurnMeaningPolicy", () => {
    expect(meaning.unsupported_but_understood_family).toBe("broad_business_evaluation");
    expect(meaning.reason_codes).toContain("broad_business_evaluation_current_turn_signal");
  });
+
+  it("lets explicit business overview wording beat turnover and net-flow cues", () => {
+    const policy = buildPolicy({
+      resolveAddressIntent: () => ({ intent: "customer_revenue_and_payments", confidence: "high" })
+    });
+
+    const meaning = policy.resolveAssistantTurnMeaning({
+      rawUserMessage:
+        "\u0414\u0430\u0439 \u0431\u0438\u0437\u043d\u0435\u0441-\u043e\u0431\u0437\u043e\u0440 \u041e\u041e\u041e \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u041f\u043b\u044e\u0441: \u043e\u0431\u043e\u0440\u043e\u0442\u044b, \u043d\u0435\u0442\u0442\u043e, \u0430\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c."
+    });
+
+    expect(meaning.explicit_intent_candidate).toBeNull();
+    expect(meaning.asked_domain_family).toBe("business_summary");
+    expect(meaning.asked_action_family).toBe("broad_evaluation");
+    expect(meaning.explicit_entity_candidates).toEqual([]);
+    expect(meaning.unsupported_but_understood_family).toBe("broad_business_evaluation");
+    expect(meaning.stale_replay_forbidden).toBe(true);
+    expect(meaning.reason_codes).toContain("broad_business_evaluation_current_turn_signal");
+  });
 });